Cosima Hay McRae

University of Melbourne - Law School

Research Assistant

185 Pelham Street

Carlton, Victoria 3053

Australia

http://www.unimelb.edu.au

SCHOLARLY PAPERS

10

DOWNLOADS
Rank 19,511

SSRN RANKINGS

Top 19,511

in Total Papers Downloads

2,948

SSRN CITATIONS

3

CROSSREF CITATIONS

5

Scholarly Papers (10)

1.

Payday Lending Regulation and Borrower Vulnerability in the United Kingdom and Australia

Journal of Business Law, 2015, Issue No. 3, pp. 223-255
Number of pages: 35 Posted: 23 Apr 2015
Paul Ali, Cosima Hay McRae and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 582 (54,396)

Abstract:

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2.

Consumer Credit Reform and Behavioural Economics: Regulating Australia's Credit Card Industry

Australian Business Law Review, Vol. 40, No. 2, pp. 126-133, 2012, U of Melbourne Legal Studies Research Paper No. 597
Number of pages: 16 Posted: 07 May 2012 Last Revised: 25 Jul 2012
Paul Ali, Cosima Hay McRae and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 484 (68,489)

Abstract:

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credit cards, consumer credit, behavoural economics

3.

The Financial Literacy of Young Australians: An Empirical Study and Implications for Consumer Protection and ASIC's National Financial Literacy Strategy

Company and Securities Law Journal, Vol. 32, No. 5, pp. 334-352, 2014
Number of pages: 19 Posted: 03 Sep 2014
University of Melbourne - Law School, Melbourne Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 398 (86,505)
Citation 2

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4.

Financial Literacy and Financial Decision-Making of Australian Secondary School Students

Australian Business Law Review, Vol. 42, No. 3, pp. 228-233, 2014
Number of pages: 6 Posted: 03 Sep 2014
Paul Ali, Cosima Hay McRae and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 386 (89,567)

Abstract:

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5.

The Financial Literacy of Young People: Socio-Economic Status, Language Background and the Rural-Urban Chasm

Australian and International Journal of Rural Education, Vol. 26, No. 1, pp. 54-66, 2016
Number of pages: 13 Posted: 12 May 2016 Last Revised: 12 Jul 2016
University of Melbourne - Law School, Melbourne Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 329 (107,427)

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adolescents; financial literacy; rurality

6.

The Politics of Payday Lending Regulation in Australia

Monash University Law Review, Vol. 39, No. 2, pp. 412-451, 2013 , U of Melbourne Legal Studies Research Paper No. 696
Number of pages: 42 Posted: 01 Mar 2014 Last Revised: 24 Feb 2015
Paul Ali, Cosima Hay McRae and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 269 (133,200)

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7.

Consumer Leases and Consumer Protection: Regulatory Arbitrage and Consumer Harm

Australian Business Law Review, Vol. 41, No. 5, pp. 240-269, 2013
Number of pages: 30 Posted: 01 Mar 2014
Paul Ali, Cosima Hay McRae, Ian Ramsay and Tiong Saw
University of Melbourne - Law School, University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 203 (174,980)

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8.

Consumer Rights Awareness of Young Australians

Competition and Consumer Law Journal, Vol. 22, No. 2, pp. 126-150, 2014
Number of pages: 25 Posted: 07 Nov 2014
University of Melbourne - Law School, Melbourne Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 151 (226,467)
Citation 1

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9.

Australian Climate Change Regulation and Political Math

U of Melbourne Legal Studies Research Paper No. 798
Number of pages: 33 Posted: 22 Sep 2018 Last Revised: 25 Oct 2018
Tim Baxter, George Gilligan and Cosima Hay McRae
University of Melbourne, Law School, Students, University of Melbourne - Centre for Corporate Law and University of Melbourne - Law School
Downloads 91 (326,742)

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Climate Politics, Climate Change, Australia, Carbon Pollution Reduction Scheme, Emissions Trading, Clean Energy Futures

10.

Consumer Leases and Indigenous Consumers

Australian Indigenous Law Review, Vol. 20, No. 1, pp. 154-177, 2017, Monash University Faculty of Law Legal Studies Research Paper No. 3089495, U of Melbourne Legal Studies Research Paper No. 803
Number of pages: 25 Posted: 21 Dec 2017 Last Revised: 12 Dec 2018
Paul Ali, Steve Kourabas, Cosima Hay McRae and Ian Ramsay
University of Melbourne - Law School, Monash University - Faculty of Law, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 55 (430,043)

Abstract:

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Consumer leases; Indigenous consumers; Consumer law; Financial hardship