Author Page for Jing Jian Xiao

Financial Literacy and Education Research Priorities

Journal of Financial Counseling and Planning, Vol. 20, No. 1, 2009

Number of pages: 12 Posted: 27 Feb 2013

Jane Schuchardt, Sherman D. Hanna, Tahira K. Hira, Angela C. Lyons, Lance Palmer and Jing Jian Xiao

National Institute of Food and Agriculture, Ohio State University (OSU), Iowa State University - Department of Human Development and Family Studies, University of Illinois at Urbana-Champaign, University of Georgia and University of Rhode Island

Downloads 1,136 (18,525)

Abstract:

2.

The Financial Management Behavior Scale: Development and Validation

Journal of Financial Counseling and Planning, Vol. 22, No. 1, p. 43, 2011

Number of pages: 17 Posted: 16 May 2012

Jeffrey Dew and Jing Jian Xiao

Utah State University - College of Education and Human Services - Family Studies and University of Rhode Island

Downloads 801 (30,697)

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3.

A Cross-Cultural Study in Risk Tolerance: Comparing Chinese and Americans

Number of pages: 30 Posted: 24 Oct 2006

Jessie X. Fan and Jing Jian Xiao

University of Utah and University of Rhode Island

Downloads 576 (47,889)

Citation 8

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4.

Financially Distressed Consumers: Their Financial Practices, Financial Well-Being, and Health

Journal of Financial Counseling and Planning, Vol. 16, No. 1, 2005

Number of pages: 15 Posted: 23 Apr 2013

Barbara O'Neill, Benoit Sorhaindo, Jing Jian Xiao and E. Thomas Garman

Rutgers University - Rutgers Cooperative Extension, InCharge Education Foundation, University of Rhode Island and Virginia Polytechnic Institute & State University

Downloads 514 (55,260)

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5.

Personal Finance: An Interdisciplinary Profession

Journal of Financial Counseling and Planning, Vol. 18, No. 1, 2007

Number of pages: 9 Posted: 06 Mar 2013

Jane Schuchardt, Dorothy Durband, William C. Bailey, Sharon A. Devaney, John E. Grable, Irene E. Leech, Jean M. Lown, Deanna L. Sharpe and Jing Jian Xiao

National Institute of Food and Agriculture, Texas Tech University - Department of Personal Financial Planning, University of Arkansas - Department of Agricultural Economics & Agribusiness, Purdue University, Texas Tech University - College of Human Sciences, Virginia Polytechnic Institute & State University - College of Liberal Arts and Human Sciences - Department of Apparel, Housing, and Resource Management, Utah State University - Emma Eccles Jones College of Education and Human Services, University of Missouri at Columbia and University of Rhode Island

Downloads 395 (76,279)

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6.

Financial Education, Financial Knowledge and Risky Credit Behavior of College Students

Networks Financial Institute Working Paper 2010-WP-05

Number of pages: 27 Posted: 15 Nov 2010

Jing Jian Xiao, Soyeon Shim and Joyce Serido

University of Rhode Island, University of Arizona - John and Doris Norton School of Family and Consumer Sciences and University of Arizona - John and Doris Norton School of Family and Consumer Sciences

Downloads 292 (107,105)

Citation 3

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7.

Applying the Theory of Planned Behavior to Retain Credit Counseling Clients

Number of pages: 18 Posted: 24 Oct 2006

Jing Jian Xiao and Gavin Jiayun Wu

University of Rhode Island and UNC-Fayetteville State University

Downloads 257 (122,585)

Citation 3

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8.

Encouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (Ttm)

Number of pages: 8 Posted: 24 Oct 2006

Jing Jian Xiao and Gavin Jiayun Wu

University of Rhode Island and UNC-Fayetteville State University

Downloads 184 (168,918)

Citation 1

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9.

Financial Behaviors Before and After the Financial Crisis: Evidence from an Online Survey

Journal of Financial Counseling and Planning, Vol. 23, No. 1, 2012

Number of pages: 14 Posted: 20 Feb 2013

Barbara O'Neill and Jing Jian Xiao

Rutgers University - Rutgers Cooperative Extension and University of Rhode Island

Downloads 182 (170,591)

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10.

Consumer Debt Delinquency Over Life Cycle Stages

Networks Financial Institute Working Paper No. 2011-WP-18

Number of pages: 32 Posted: 02 Aug 2011

Jing Jian Xiao and Rui Yao

University of Rhode Island and University of Missouri at Columbia - Department of Personal Finance Planning

Downloads 167 (183,955)

Citation 3

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11.

Completing Debt Management Plans in Credit Counseling: An Application of the Theory of Planned Behavior

Journal of Financial Counseling and Planning, Vol. 19, No. 2, 2008

Number of pages: 17 Posted: 01 Mar 2013

Jing Jian Xiao and Gavin Jiayun Wu

University of Rhode Island and UNC-Fayetteville State University

Downloads 161 (189,718)

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12.

Present Bias and Financial Behavior

Downloads 106 (262,385)

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Present Bias and Financial Behavior

2019 Academic Research Colloquium for Financial Planning and Related Disciplines

Number of pages: 30 Posted: 06 Nov 2019

Jing Jian Xiao and Nilton Porto

University of Rhode Island and University of Rhode Island

Downloads 106 (263,882)

Abstract:

Present Bias and Financial Behavior

Financial Planning Review, Vol. 2, Issue 2, June 2019

Posted: 12 Nov 2019

Jing Jian Xiao and Nilton Porto

University of Rhode Island and University of Rhode Island

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13.

Consumer Financial Education and Financial Capability

International Journal of Consumer Studies, Forthcoming

Number of pages: 32 Posted: 26 Apr 2016

Jing Jian Xiao and Barbara O'Neill

University of Rhode Island and Rutgers University - Rutgers Cooperative Extension

Downloads 97 (278,622)

Citation 1

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14.

Financial Capability of Student Loan Holders: Comparing College Graduates, Dropouts, and Enrollees

Number of pages: 30 Posted: 07 Feb 2019

Jing Jian Xiao, Nilton Porto and irene mcivor mason

University of Rhode Island, University of Rhode Island and affiliation not provided to SSRN

Downloads 88 (296,456)

Citation 1

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15.

Developing Action-Taking Programs in Sustainable Consumption Education: Applying the Transtheoretical Model of Behavior Change (TTM)

Number of pages: 16 Posted: 07 Mar 2019

Jing Jian Xiao

University of Rhode Island

Downloads 80 (314,273)

Abstract:

16.

Debt Holding and Burden by Family Structure in 1989-2007

Networks Financial Institute Working Paper 2011-WP-04

Number of pages: 30 Posted: 31 Mar 2011

Jing Jian Xiao and Rui Yao

University of Rhode Island and University of Missouri at Columbia - Department of Personal Finance Planning

Downloads 70 (339,152)

Citation 4

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17.

Career Preparations of High School Students in China, Japan, South Korea, and USA

Number of pages: 13 Posted: 06 Apr 2014

Jing Jian Xiao and Barbara Newman

University of Rhode Island and University of Rhode Island

Downloads 65 (352,725)

Abstract:

18.

A Consumer Education Programme Based on the Transtheoretical Model of Change

International Journal of Consumer Studies, Vol. 28, No. 1, pp. 55-65, January 2004

Number of pages: 11 Posted: 08 Jul 2004

Jing Jian Xiao, Barbara O'Neill, Janice M. Prochaska, Claudi M. Kerbel, Patricia Brennan and Barbara J. Bristow

University of Rhode Island, Rutgers University - Rutgers Cooperative Extension, Pro-Change Behavior Systems, University of Rhode Island - Department of Human Development and Family Studies, Rutgers University - Rutgers Cooperative Extension and Cornell University - Department of Policy Analysis & Management (PAM)

Downloads 19 (543,501)

Citation 1

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Abstract:

19.

Consumer Debt Delinquency by Family Lifecycle Categories

Xiao, J. J., Yao, R.(2014). Consumer debt delinquency by family lifecycle categories. International Journal of Bank Marketing, 32(1), 43-59.

Number of pages: 31 Posted: 03 Mar 2016

Jing Jian Xiao and Rui Yao

University of Rhode Island and University of Missouri at Columbia - Department of Personal Finance Planning

Downloads 17 (555,663)

Abstract:

20.

Effects of Age on Saving Motives of Chinese Urban Consumers

Yao, R., Xiao, J. J., & Liao, L. (2014). Effects of age on saving motives of Chinese urban consumers. Journal of Family and Economic Issues, 36(2), 224-238.

Number of pages: 39 Posted: 02 Mar 2016

Rui Yao, Jing Jian Xiao and Li Liao

University of Missouri at Columbia - Department of Personal Finance Planning, University of Rhode Island and Tsinghua University

Downloads 12 (587,126)

Abstract:

21.

Debt Holding and Subjective Wellbeing: Borrowing Source and Income As Moderators

Number of pages: 33 Posted: 29 Sep 2019

Jing Jian Xiao, Shu Zhang and Feng Li

University of Rhode Island, Remin University of China and Remin University of China

Downloads 9 (606,638)

Abstract:

22.

Disability Type, Financial Capability, and Risky Asset Holding

Number of pages: 14 Posted: 30 Nov 2018

Jing Jian Xiao and Barbara O'Neill

University of Rhode Island and Rutgers University - Rutgers Cooperative Extension

Downloads 6 (626,705)

Abstract:

23.

Financial Literacy and Risky Asset Holdings: Evidence from China

Accounting & Finance, Vol. 57, Issue 5, pp. 1383-1415, 2017

Number of pages: 33 Posted: 27 Mar 2018

Li Liao, Jing Jian Xiao, Weiqiang Zhang and Congyi Zhou

Tsinghua University - PBC School of Finance, University of Rhode Island, Tsinghua University - School of Economics & Management and New York University

Downloads 1 (670,064)

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Abstract:

24.

Financial Education and Financial Satisfaction: Financial Literacy, Behavior, and Capability as Mediators

Posted: 26 Apr 2016

Jing Jian Xiao and Nilton Porto

University of Rhode Island and University of Rhode Island

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25.

Chapter 9: Money and Happiness: Implications for Investor Behavior

Investor Behavior: The Psychology of Financial Planning and Investing. H. Kent Baker and Victor Ricciardi, editors, 153-169, Hoboken, NJ: John Wiley & Sons, Inc. , 2014.

Posted: 30 May 2014

Jing Jian Xiao

University of Rhode Island

Abstract:

26.

Perceived Saving Motives and Hierarchical Financial Needs

FINANCIAL COUNSELING AND PLANNING, Volume 5, 1994

Posted: 05 May 2000

Jing Jian Xiao and Franziska E. Noring

University of Rhode Island and University of Rhode Island

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27.

Perceived Adequacy of Retirement Income

FINANCIAL COUNSELING AND PLANNING, Vol. 6, 1995

Posted: 09 Jul 1998

Y. Lakshmi Malroutu and Jing Jian Xiao

City University of New York - Consumer Studies and University of Rhode Island

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Saving Motives and 401(K) Contributions

Financial Counseling and Planning, Vol. 8, Issue 2

Posted: 15 Jun 1998

Jing Jian Xiao

University of Rhode Island

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29.

Patterns of Household Financial Asset Ownership

FINANCIAL COUNSELING AND PLANNING, Vol. 6, 1995

Posted: 17 May 1998

Jing Jian Xiao

University of Rhode Island

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30.

Effects of Family Income and Life Cycle Stages on Financial Asset Ownership

FINANCIAL COUNSELING AND PLANNING

Posted: 16 Apr 1997

Jing Jian Xiao

University of Rhode Island

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31.

Determinants of Family Bond and Stock Holdings

FINANCIAL COUNSELING AND PLANNING, Vol. 6, 1995

Posted: 07 Feb 1996

Lucy X. Zhong and Jing Jian Xiao

Nations Bank Card Services and University of Rhode Island

Jing Jian Xiao

University of Rhode Island

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Scholarly Papers (31)

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A Consumer Education Programme Based on the Transtheoretical Model of Change

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Financial Literacy and Risky Asset Holdings: Evidence from China

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