Sudipto Banerjee

Employee Benefit Research Institute (EBRI)

Research Associate

1100 13th Street, NW

Suite 878

Washington, DC 20005-4204

United States

SCHOLARLY PAPERS

25

DOWNLOADS
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Top 23,759

in Total Papers Downloads

1,605

CITATIONS

0

Scholarly Papers (25)

1.

Expenditure Patterns of Older Americans, 2001-2009

EBRI Issue Brief, No. 368, February 2012
Number of pages: 28 Posted: 18 Feb 2012
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 252 (66,668)

Abstract:

Aged, Consumption, Expenditure, Health insurance coverage, Income, Long-term care insurance, Retirement, Spending, Wealth

2.

How Do Financial Literacy and Financial Behavior Vary by State?

EBRI Notes, Vol. 32, No. 11, November 2011
Number of pages: 16 Posted: 17 Nov 2011
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 139 (131,036)

Abstract:

Behavioral research, Financial literacy, Financial planning

3.

How Does Household Expenditure Change With Age for Older Americans?

EBRI Notes, Vol. 35, No. 9 (September 2014)
Number of pages: 20 Posted: 19 Sep 2014
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 131 (128,081)

Abstract:

Aged, Consumption, Health care costs, Household expenditure, Household income, Retirement, Spending

4.

Time Trends in Poverty for Older Americans between 2001-2009

EBRI Notes, Vol. 33, No. 4, April 2012
Number of pages: 20 Posted: 26 Apr 2012
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 95 (217,179)

Abstract:

Aged, Health status, Income, Poverty

5.

Employment Trends by Age in the United States: Why are Older Workers Different?

Michigan Retirement Research Center Research Paper No. 2013-285
Number of pages: 57 Posted: 06 Aug 2013
Sudipto Banerjee and David M. Blau
Employee Benefit Research Institute (EBRI) and Ohio State University (OSU) - Economics
Downloads 48 (275,592)

Abstract:

older workers, labor force participation, Social Security

6.

A Look at the End-of-Life Financial Situation in America

EBRI Notes, Vol. 36, No. 4 (April 2015)
Number of pages: 24 Posted: 28 Apr 2015
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 46 (249,689)

Abstract:

Aged, Debt, Home equity, Home ownership, Household income, Social Security benefits, Wealth

7.

Retirement Age Expectations of Older Americans Between 2006 and 2010

EBRI Notes, Vol. 32, No. 12, December 2011
Number of pages: 24 Posted: 16 Dec 2011
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 44 (334,171)

Abstract:

Aged, Labor force, Retirement age, Retirement planning, Work

8.

Income Composition, Income Trends, and Income Shortfalls of Older Households

EBRI Issue Brief, Number 383, February 2013
Number of pages: 20 Posted: 23 Feb 2013
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 33 (352,730)

Abstract:

Annuities, Employment-based benefits, Expenditure, Pension plans, Retirement income, Retirement income adequacy, Social Security benefits, Wealth

9.

The Gap Between Expected and Actual Retirement: Evidence From Longitudinal Data

EBRI Notes, Vol. 35, No. 11 (November 2014)
Number of pages: 24 Posted: 24 Nov 2014
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 31 (346,326)

Abstract:

Aged, Defined benefit plans, Defined contribution plans, Employment-based benefits, Labor force participation, Pension plan coverage, Recession, Retirement age, Retirement planning

10.

Annuity and Lump-Sum Decisions in Defined Benefit Plans: The Role of Plan Rules

EBRI Issue Brief, Number 381 (January 2013)
Number of pages: 20 Posted: 24 Jan 2013
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 29 (362,677)

Abstract:

annuities, cash balance plans, defined benefit plans, employment-based benefits, lump-sum distributions, pension plan design, pension plan distributions, pension plans, retirement planning

11.

How Does Household Income Change in the Ten Years Around Age 65?

EBRI Notes, Vol. 34, No. 9, September 2013
Number of pages: 16 Posted: 30 Sep 2013
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 28 (373,270)

Abstract:

Aged, Household income, Income ratio, Income replacement rate, Retirement income adequacy, Social Security

12.

Take it or Leave it? The Disposition of DC Accounts: Who Rolls Over into an IRA? Who Leaves Money in the Plan and Who Withdraws Cash?

EBRI Notes, Vol. 35, No. 5 (May 2014)
Number of pages: 24 Posted: 31 May 2014
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 27 (355,960)

Abstract:

Defined contribution plans, Demographics, Employment-based benefits, Individual retirement account rollovers, Individual retirement accounts (IRAs), Labor force, Lump-sum distributions, Pension plan distributions

13.

Tax Preferences and Mandates: Is the Danish Savings Experience Applicable to the United States?

EBRI Notes, Vol. 34, No. 1 (January 2013)
Number of pages: 16 Posted: 01 Feb 2013
Sudipto Banerjee and Nevin E. Adams
Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 25 (380,690)

Abstract:

Denmark, employment-based benefits, retirement plans, savings, tax expenditures, tax policy, tax preferences

14.

Spending Adjustments Made by Older Americans to Save Money

EBRI Notes, Vol. 33, No. 1, p. 7, January 2012
Number of pages: 16 Posted: 13 Jan 2012
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 25 (396,378)

Abstract:

Aged, Health care, Health status, Prescription drugs, Savings

15.

Own-to-Rent Transitions and Changes in Housing Equity for Older Americans

EBRI Notes, Vol. 33, No. 7, p. 2, July 2012
Number of pages: 20 Posted: 20 Jul 2012
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 21 (428,675)

Abstract:

Aged, Home equity, Home ownership, Housing, Income, Wealth

16.

Effects of Nursing Home Stays on Household Portfolios

EBRI Issue Brief, Number 372 (June 2012)
Number of pages: 20 Posted: 21 Jun 2012
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 20 (423,661)

Abstract:

Aged, Health care utilization, Home health care, Long-term care, Long-term care insurance (LTCI), Medicaid, Medicare, Nursing home costs, Wealth

17.

Utilization Patterns and Out-of-Pocket Expenses for Different Health Care Services Among American Retirees

EBRI Issue Brief No. 411 (February 2015)
Number of pages: 24 Posted: 27 Feb 2015
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 18 (376,953)

Abstract:

Aged, Expenditure, Health care costs, Health care utilization, Health care services, Home health care costs, Hospital costs, Nursing home costs, Prescription drug costs

18.

IRA Withdrawals: How Much, When, and Other Savings Behavior

EBRI Notes, Vol. 34, No. 5 (May 2013)
Number of pages: 20 Posted: 30 May 2013
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 15 (454,699)

Abstract:

Individual retirement account withdrawals, Individual retirement accounts (IRAs), Pension plan distributions, Required minimum distribution (RMD), Savings

19.

Intra-Family Cash Transfers in Older American Households

EBRI Issue Brief, Number 415 (June 2015)
Number of pages: 20 Posted: 21 Jun 2015
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 8 (480,728)

Abstract:

Aged, Cash transfers, Family, Household assets, Household expenditure, Household income, Money transfers

20.

Social Interaction at Workplace and the Decision to Annuitize Pension Assets

Number of pages: 62 Posted: 02 Aug 2017
Sudipto Banerjee and Youngkyun Park
Employee Benefit Research Institute (EBRI) and University of Idaho - College of Business & Economics
Downloads 0 (454,699)

Abstract:

Annuitization Decisions, Peer Effects, Social Interaction, Defined Benefit Plans

21.

Geographic Variation in Spending Among Older American Households

EBRI, Vol. 38, No. 2, February 21, 2017
Number of pages: 12 Posted: 28 Feb 2017 Last Revised: 02 Mar 2017
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 0 (534,385)

Abstract:

Aged, Consumption, Health Care Spending, Household Expenditure, Housing, Spending

22.

How Does the Level of Household Savings Affect Preference for Immediate Annuities?

EBRI Issue Brief, Number 430 (February 8, 2017)
Number of pages: 20 Posted: 13 Feb 2017
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 0 (454,699)

Abstract:

Annuities, Defined Benefit Plans, Retirement Income, Savings, Social Security Benefits

23.

Trends in Retirement Satisfaction in the United States: Fewer Having a Great Time

EBRI Notes, Vol. 37, No. 4 (April 2016)
Number of pages: 16 Posted: 30 Apr 2016
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 0 (388,343)

Abstract:

Aged, Health status, Household assets, Net worth, Pension income, Retirement, Retirement attitudes and opinions

24.

Differences in Out-of-Pocket Health Care Expenses of Older Single and Couple Households

EBRI Notes, Vol. 37, No. 1 (January 2016)
Number of pages: 16 Posted: 01 Feb 2016
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 0 (388,343)

Abstract:

Aged, Health care costs, Health care utilization, Health care services, Home health care costs, Hospital costs, Household expenditure, Household spending, Nursing home costs, Prescription drug costs

25.

Change in Household Spending After Retirement: Results from a Longitudinal Sample

EBRI Issue Brief, Number 420 (November 2015)
Number of pages: 20 Posted: 24 Nov 2015
Sudipto Banerjee
Employee Benefit Research Institute (EBRI)
Downloads 0 (376,953)

Abstract:

Aged, Consumption, Household spending, Income, Retirement