Richard Peter

University of Iowa

Assistant Professor

341 Schaeffer Hall

Iowa City, IA 52242-1097

United States

SCHOLARLY PAPERS

28

DOWNLOADS
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SSRN RANKINGS

Top 45,228

in Total Papers Downloads

1,957

SSRN CITATIONS
Rank 30,476

SSRN RANKINGS

Top 30,476

in Total Papers Citations

28

CROSSREF CITATIONS

6

Scholarly Papers (28)

1.

Anti-selection & Genetic Testing in Insurance: An Interdisciplinary Perspective

Journal of Law, Medicine, and Ethics, Forthcoming, U Iowa Legal Studies Research Paper No. 2021-41
Number of pages: 25 Posted: 23 Jun 2021 Last Revised: 29 Sep 2021
University of Iowa, Dublin City University - School of Law and Government, McGill University - Centre for Genomics and Policy, Heriot-Watt University - Department of Actuarial Mathematics and Statistics, University of Tasmania - Faculty of Law, University of Iowa and University of Iowa College of Law
Downloads 224 (242,109)
Citation 1

Abstract:

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Anti-Selection, Insurance, Genetic Testing, ELSI

2.

Self-Insurance, Self-Protection and Increased Risk Aversion: An Intertemporal Reinvestigation

Munich Risk and Insurance Center Working Paper 22
Number of pages: 22 Posted: 07 Sep 2013
Annette Hofmann and Richard Peter
Institute for Risk and Insurance - Faculty of Economics and Social Sciences and University of Iowa
Downloads 159 (328,659)
Citation 1

Abstract:

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self-insurance, self-protection, saving, risk aversion

3.

The Many Faces of Multivariate Risk-Taking: Risk Apportionment for Desirable and Undesirable Attributes

Number of pages: 42 Posted: 13 Jun 2022 Last Revised: 29 Jun 2022
Richard Peter and Béatrice Rey
University of Iowa and University of Lyon 2 - Groupe d'Analyse et de Théorie Economique (GATE)
Downloads 157 (332,174)

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Multivariate risk, risk apportionment, undesirable attributes, higher-order risk effects, correlation aversion, cross-prudence, cross-temperance

4.

Should We Do More When We Know Less?: Optimal Risk Mitigation Under Technological Uncertainty

Number of pages: 50 Posted: 31 Aug 2018 Last Revised: 25 May 2019
Lu Li and Richard Peter
Ludwig-Maximilians-University of Munich - Faculty of Business Administration (Munich School of Management) and University of Iowa
Downloads 154 (337,624)
Citation 1

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Self-Insurance, Self-Protection, Risk Aversion, Prudence, Technological Uncertainty

5.

Mitigating Moral Hazard With Usage-Based Insurance

Number of pages: 44 Posted: 18 Jan 2023
Julia Holzapfel, Richard Peter and Andreas Richter
Ludwig Maximilian University of Munich (LMU) - Munich Risk and Insurance Center, University of Iowa and Ludwig Maximilian University of Munich (LMU) - Faculty of Business Administration (Munich School of Management)
Downloads 150 (344,865)

Abstract:

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Insurance demand, moral hazard, monitoring, risk classification, usage-based insurance

6.

The Impact of Loss Aversion on Optimal Prevention

Number of pages: 42 Posted: 12 Jul 2021
Serge Macé and Richard Peter
EDHEC Business School and University of Iowa
Downloads 115 (423,035)
Citation 2

Abstract:

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loss aversion, choice-acclimating personal equilibrium, reference-dependent risk preferences, prevention, self-protection

7.

Do you Trust your Insurer? Ambiguity about Contract Nonperformance and Optimal Insurance Demand

Number of pages: 32 Posted: 09 Feb 2018 Last Revised: 25 Nov 2018
Richard Peter and Jie Ying
University of Iowa and Southern Illinois University - Department of Economics & Finance
Downloads 114 (425,788)
Citation 10

Abstract:

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ambiguity, ambiguity aversion, insurance demand, contract nonperformance, comparative statics

8.

Revisiting Optimal Insurance Design Under Smooth Ambiguity Aversion

Number of pages: 44 Posted: 25 Jul 2022
Yichun Chi, Richard Peter and Wei Wei
Central University of Finance and Economics (CUFE), University of Iowa and University of Wisconsin - Milwaukee
Downloads 90 (500,738)

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insurance design, risk sharing, ambiguity, deductible, no-sabotage condition, comparative statics

9.

Self-Insurance, Self-Protection, and Increased Risk Aversion: An Intertemporal Reinvestigation

Number of pages: 20 Posted: 10 Nov 2013
Annette Hofmann and Richard Peter
St John's University - School of Risk Management and University of Iowa
Downloads 86 (515,099)

Abstract:

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self-insurance; self-protection; saving; risk aversion

10.

Incentive and Welfare Effects of Idiosyncratic Return Risk

Number of pages: 34 Posted: 29 Mar 2018 Last Revised: 23 Mar 2020
Christophe Courbage, Richard Peter and Béatrice Rey
Haute Ecole de Gestion de Genève - University of Applied Sciences Western Switzerland (HES-SO), University of Iowa and University of Lyon 2 - Groupe d'Analyse et de Théorie Economique (GATE)
Downloads 77 (550,146)

Abstract:

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correlation attitude, risk preferences, saving, idiosyncratic returns

11.

On the Effect of Uncertainty on Personal Vaccination Decisions

Number of pages: 12 Posted: 20 Apr 2021
Christophe Courbage and Richard Peter
Haute Ecole de Gestion de Genève - University of Applied Sciences Western Switzerland (HES-SO) and University of Iowa
Downloads 75 (558,325)

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primary prevention, vaccination, uncertainty, ambiguity

12.

When Is Safety a Normal Good?

Number of pages: 44 Posted: 07 Jul 2022
Richard Peter
University of Iowa
Downloads 74 (562,672)

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Safety, self-protection, risk preferences, income effects, comparative statics

13.

Who Should Exert More Effort? Risk Aversion, Downside Risk Aversion and Optimal Prevention

Number of pages: 28 Posted: 20 May 2019
Richard Peter
University of Iowa
Downloads 67 (593,656)
Citation 11

Abstract:

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risk aversion, downside risk aversion, prevention, self-protection

14.

A Fresh Look at Prevention for Health Risks

Number of pages: 11 Posted: 24 Apr 2020
Richard Peter
University of Iowa
Downloads 60 (627,652)
Citation 4

Abstract:

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Health Risks, Prevention, Risk Aversion, Downside Risk Aversion, Bi-variate Utility Function

15.

Risk Effects on Optimal Decision Making – A Question of the Right Order

Number of pages: 34 Posted: 22 May 2020
Mario Menegatti and Richard Peter
University of Parma - Dipartimento di Economia and University of Iowa
Downloads 57 (643,390)
Citation 3

Abstract:

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higher-order risk, relative risk aversion, comparative statics, decision making

16.

Ambiguity Aversion in Competitive Insurance Markets with Asymmetric Information

Number of pages: 44 Posted: 05 Apr 2019
Richard Peter, Andreas Richter and Paul D. Thistle
University of Iowa, Ludwig Maximilian University of Munich (LMU) - Faculty of Business Administration (Munich School of Management) and University of Nevada, Las Vegas - Department of Finance
Downloads 57 (643,390)

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adverse selection, ambiguity, efficiency, second best, uncertainty averse preferences, welfare

17.

Precautionary Motives with Multiple Instruments

Number of pages: 45 Posted: 22 Jul 2021 Last Revised: 07 Sep 2021
Christoph Heinzel and Richard Peter
Heidelberg University and University of Iowa
Downloads 55 (654,309)
Citation 1

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Recursive preferences, prudence, precautionary behavior, interaction effects, comparative statics

18.

The Self-Protection Problem

Number of pages: 33 Posted: 27 Mar 2023
Richard Peter
University of Iowa
Downloads 42 (733,140)

Abstract:

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self-protection, risk aversion, downside risk aversion, prudence, probability thresholds, comparative statics

19.

How Social Preferences Mitigate Moral Hazard in Situations of Financial Support

Number of pages: 31 Posted: 23 Oct 2018
Christian Knoller, Stefan Neuß and Richard Peter
Ludwig-Maximilians-Universität Munich, Ludwig Maximilian University of Munich (LMU) and University of Iowa
Downloads 41 (739,946)

Abstract:

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Financial Support, Moral Hazard, Social Preferences, Positive Reciprocity

20.

Revisiting Precautionary Saving Under Ambiguity

Number of pages: 10 Posted: 26 Jun 2018
Richard Peter
University of Iowa
Downloads 41 (739,946)
Citation 2

Abstract:

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ambiguity aversion, non-expected utility, uncertainty, saving, comparative statics

21.

Prevention as a Giffen Good

Number of pages: 11 Posted: 14 Jul 2021
Richard Peter
University of Iowa
Downloads 33 (798,388)
Citation 1

Abstract:

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prevention, self-protection, Giffen good, risk aversion, comparative statics

22.

Precautionary risk reduction and saving: Two sides of the same coin?

Number of pages: 44 Posted: 06 Apr 2022
Richard Peter and Annette Hofmann
University of Iowa and University of Cincinnati - Department of Finance - Real Estate
Downloads 29 (838,867)

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Changes in risk, precautionary effects, risk apportionment, comparative statics, income risk, inflation risk, interest rate risk

23.

Take-Up for Genetic Tests and Ambiguity

Journal of Risk and Uncertainty, Vol. 48, No. 2, 2014
Posted: 04 Jun 2014
Michael Hoy, Richard Peter and Andreas Richter
University of Guelph - Department of Economics, University of Iowa and Ludwig Maximilian University of Munich (LMU) - Faculty of Business Administration (Munich School of Management)

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Non-expected utility, ambiguity, genetic tests, value of information

24.

Health Insurance, Health Savings Accounts and Health Care Utilization

Health Economics, Vol. 25, No.3, 2016
Posted: 08 Feb 2014 Last Revised: 28 Jan 2017
Richard Peter, Sebastian Soika and Petra Steinorth
University of Iowa, Ludwig Maximilian University of Munich (LMU) - Munich Risk and Insurance Center and University of Hamburg - Institute for Risk Management and Insurance

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health insurance, health savings accounts, health risk, savings, health care utilization

25.

Optimal Prevention for Multiple Risks

Journal of Risk and Insurance (Forthcoming)
Posted: 22 Aug 2013 Last Revised: 21 Jan 2017
Haute Ecole de Gestion de Genève - University of Applied Sciences Western Switzerland (HES-SO), University of Geneva - Geneva School of Economics and Management and University of Iowa

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self-protection, multiple risks, correlation

26.

Yes, No, Perhaps? - Premium Risk and Guaranteed Renewable Insurance Contracts with Heterogeneous Incomplete Private Information

Journal of Risk and Insurance, Vol. 83, No. 2, 2016
Posted: 21 Dec 2011 Last Revised: 21 Jan 2017
Richard Peter, Andreas Richter and Petra Steinorth
University of Iowa, Ludwig Maximilian University of Munich (LMU) - Faculty of Business Administration (Munich School of Management) and University of Hamburg - Institute for Risk Management and Insurance

Abstract:

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risk classification, insurance economics, private information

27.

Multivariate Prevention Decisions: Safe Today or Sorry Tomorrow?

Economics Letters, Vol. 128, 2015
Posted: 19 Dec 2011 Last Revised: 16 Apr 2018
Annette Hofmann and Richard Peter
Institute for Risk and Insurance - Faculty of Economics and Social Sciences and University of Iowa

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prevention, decision-making under risk, intertemporal risk management

28.

Multiplicative background risk and risk taking

Number of pages: 55
Sebastian Hinck, Richard Peter and Petra Steinorth
affiliation not provided to SSRN, University of Iowa and University of Hamburg - Institute for Risk Management and Insurance
Downloads 0

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Decision-making under risk, laboratory experiment, multiplicative background risk, risk taking, skewness