David Blanchett

PGIM

Head of Retirement Research

Two Gateway Center

Sixth Floor

Newark, NJ 07102

United States

http://www.davidmblanchett.com

SCHOLARLY PAPERS

22

DOWNLOADS
Rank 1,627

SSRN RANKINGS

Top 1,627

in Total Papers Downloads

26,264

SSRN CITATIONS
Rank 25,667

SSRN RANKINGS

Top 25,667

in Total Papers Citations

10

CROSSREF CITATIONS

26

Scholarly Papers (22)

1.

The 4 Percent Rule is Not Safe in a Low-Yield World

Number of pages: 15 Posted: 16 Jan 2013 Last Revised: 17 Jan 2013
Michael S. Finke, Wade D. Pfau and David Blanchett
The American College, The American College for Financial Services and PGIM
Downloads 9,684 (791)
Citation 16

Abstract:

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retirement, systematic withdrawals, 4% rule, safe withdrawal rates

2.

Asset Valuations and Safe Portfolio Withdrawal Rates

Number of pages: 17 Posted: 28 Jun 2013 Last Revised: 01 Jul 2013
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 4,756 (2,697)
Citation 3

Abstract:

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retirement, asset valuations, withdrawal rates, Monte Carlo

3.

Optimal Portfolios for the Long Run

Number of pages: 26 Posted: 06 Sep 2013 Last Revised: 05 Feb 2014
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 4,025 (3,577)
Citation 4

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time diversification, portfolio choice, stock allocation

4.

Guaranteed Income: A License to Spend

Number of pages: 19 Posted: 13 Jul 2021
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 1,761 (13,888)

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Retirement income, annuities, Social Security, personal finance

5.

Annuitized Income and Optimal Asset Allocation

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 18 Posted: 23 Sep 2017
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 1,230 (23,879)
Citation 1

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6.

Required Retirement Savings Rates Today

Number of pages: 22 Posted: 18 Oct 2016
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 1,207 (24,553)

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Retirement Savings, Life Cycle Saving, Low Returns, Financial Planning, Household Finance

7.

An Overview of Retirement Income Strategies

Journal of Investment Consulting, Vol. 17, No. 1, p. 22-30, 2016
Number of pages: 11 Posted: 18 Oct 2016
Michael S. Finke and David Blanchett
The American College and PGIM
Downloads 607 (62,940)

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8.

Should Annuities be Purchased from Tax-Sheltered Assets?

Forthcoming in Journal of Financial Services Professionals
Number of pages: 22 Posted: 02 Aug 2019 Last Revised: 05 Aug 2019
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 474 (85,497)

Abstract:

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annuities, retirement, personal finance

9.

How Competitive Are Income Annuity Providers Over Time?

Number of pages: 13 Posted: 20 Apr 2021 Last Revised: 24 Apr 2021
David Blanchett, Michael S. Finke and Branislav Nikolic
PGIM, The American College and York University - Department of Mathematics and Statistics
Downloads 364 (115,964)

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Retirement, Retirement Policy, Annuities, Insurance Companies

10.

The Impact of Employer Defaults and Match Rates on Retirement Saving

Number of pages: 20 Posted: 27 Dec 2021
David Blanchett, Michael S. Finke and Zhikun Liu
PGIM, The American College and Employee Benefit Research Institute
Downloads 352 (120,381)

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Defaults, defined contribution, retirement, employer match

11.

Sequence Risk: Managing Retiree Exposure to Sequence Risk Through Probability of Failure Based Decision Rules

Number of pages: 36 Posted: 26 May 2011
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and PGIM
Downloads 285 (150,389)
Citation 1

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure

12.

An Age-Based, Three Dimensional, Universal Distribution Model Incorporating Sequence Risk

Number of pages: 25 Posted: 24 May 2011 Last Revised: 11 May 2016
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and PGIM
Downloads 243 (176,152)
Citation 6

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity

13.

The Value of Delayed Social Security Claiming for Higher-Earning Women

Number of pages: 19 Posted: 24 May 2021
Sophia Duffy, Michael S. Finke and David Blanchett
The American College, The American College and PGIM
Downloads 212 (200,481)

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Social Security, retirement, personal finance

14.

The Effect of Advanced Age and Equity Values on Risk Preferences

Blanchett, D., Finke, M and Guillemette, M. (2018). The Effect of Advanced Age and Equity Values on Risk Preferences. Journal of Behavioral Finance, Forthcoming
Number of pages: 22 Posted: 02 May 2017 Last Revised: 26 Jan 2018
David Blanchett, Michael S. Finke and Michael Guillemette
PGIM, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 198 (213,475)
Citation 3

Abstract:

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risk preferences, risk aversion, stock prices, old age, financial planning

15.

Who Exhibits Time Varying Risk Aversion?

Number of pages: 46 Posted: 27 Apr 2016 Last Revised: 29 Apr 2016
David Blanchett, Michael S. Finke and Michael Guillemette
PGIM, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 172 (241,203)
Citation 1

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Risk Aversion, Time Varying Risk Aversion, Advanced Age, Account Balance, Income, Morningstar

16.

ESG Fund Allocations Among New, Do-it-Yourself Defined Contribution Plan Participants

Number of pages: 24 Posted: 21 Jul 2022
David Blanchett and Zhikun Liu
PGIM and Employee Benefit Research Institute
Downloads 163 (252,352)

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ESG; defined contribution; 401(k) plans

17.

The Benefit of Diversified Guaranteed Income for Retirees: Combining Immediate Fixed and Immediate Variable Annuities

Retirement Management Journal, Vol. 9, No. 1, pp. 23-36, 2020
Number of pages: 16 Posted: 20 Jan 2021
David Blanchett
PGIM
Downloads 162 (253,692)

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Immediate Fixed Annuities, Immediate Variable Annuities, Retirement Income, Stochastic Utility Model

18.

Transition to Old Age (Superannuation) in a 3-D, Age Based, Dynamic, Serially Connected and Annually Recalculated Retirement Distribution Model

Number of pages: 35 Posted: 02 May 2012 Last Revised: 01 Jun 2012
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and PGIM
Downloads 148 (273,082)
Citation 1

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity, Elderly, Mortality, Age Distribution, Cohorts, Superannuation

Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19

Number of pages: 37 Posted: 15 Jun 2020
David Blanchett, Michael S. Finke and Jonathan Reuter
PGIM, The American College and Boston College - Department of Finance
Downloads 60 (490,632)
Citation 1

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401(k), target date fund, delegation, robo-advice, COVID-19

Portfolio Delegation and 401(K) Plan Participant Responses to Covid-19

NBER Working Paper No. w27438
Number of pages: 38 Posted: 29 Jun 2020 Last Revised: 22 Dec 2021
David Blanchett, Michael S. Finke and Jonathan Reuter
PGIM, The American College and Boston College - Department of Finance
Downloads 25 (683,439)
Citation 1

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20.

Do Defaults Limit Consumer Response to Rainy-Day Funds? Evidence from 401(k) Participants During the COVID-19 Pandemic

Number of pages: 23 Posted: 18 Nov 2020 Last Revised: 20 Nov 2020
David Blanchett, Michael S. Finke and Zhikun Liu
PGIM, The American College and Employee Benefit Research Institute
Downloads 79 (418,468)

Abstract:

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Retirement, defined contribution, defaults

21.

Does Advisor Channel Influence Passive Fund Choice?

Number of pages: 19 Posted: 01 Apr 2022
Michael S. Finke, Aron Szapiro and David Blanchett
The American College, Morningstar Investment Management LLC/Morningstar, Inc and PGIM
Downloads 49 (529,113)

Abstract:

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Investment advisors, brokers, mutual funds, active management, fiduciary

22.

Spending Elasticity and Optimal Portfolio Risk Levels

Number of pages: 21 Posted: 04 Aug 2022
David Blanchett and Jeremy Stempien
PGIM and PGIM
Downloads 8 (810,113)

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