David Blanchett

QMA

Head of Retirement Research, DC Solutions

Two Gateway Center

Sixth Floor

Newark, NJ 07102

United States

http://www.davidmblanchett.com

SCHOLARLY PAPERS

18

DOWNLOADS
Rank 1,649

SSRN RANKINGS

Top 1,649

in Total Papers Downloads

22,676

SSRN CITATIONS
Rank 26,081

SSRN RANKINGS

Top 26,081

in Total Papers Citations

10

CROSSREF CITATIONS

26

Scholarly Papers (18)

1.

The 4 Percent Rule is Not Safe in a Low-Yield World

Number of pages: 15 Posted: 16 Jan 2013 Last Revised: 17 Jan 2013
Michael S. Finke, Wade D. Pfau and David Blanchett
The American College, The American College for Financial Services and QMA
Downloads 9,217 (691)
Citation 16

Abstract:

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retirement, systematic withdrawals, 4% rule, safe withdrawal rates

2.

Asset Valuations and Safe Portfolio Withdrawal Rates

Number of pages: 17 Posted: 28 Jun 2013 Last Revised: 01 Jul 2013
David Blanchett, Michael S. Finke and Wade D. Pfau
QMA, The American College and The American College for Financial Services
Downloads 4,562 (2,371)
Citation 3

Abstract:

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retirement, asset valuations, withdrawal rates, Monte Carlo

3.

Optimal Portfolios for the Long Run

Number of pages: 26 Posted: 06 Sep 2013 Last Revised: 05 Feb 2014
David Blanchett, Michael S. Finke and Wade D. Pfau
QMA, The American College and The American College for Financial Services
Downloads 3,859 (3,160)
Citation 4

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time diversification, portfolio choice, stock allocation

4.

Required Retirement Savings Rates Today

Number of pages: 22 Posted: 18 Oct 2016
David Blanchett, Michael S. Finke and Wade D. Pfau
QMA, The American College and The American College for Financial Services
Downloads 1,163 (22,206)

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Retirement Savings, Life Cycle Saving, Low Returns, Financial Planning, Household Finance

5.

Annuitized Income and Optimal Asset Allocation

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 18 Posted: 23 Sep 2017
David Blanchett and Michael S. Finke
QMA and The American College
Downloads 1,019 (26,897)
Citation 1

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6.

An Overview of Retirement Income Strategies

Journal of Investment Consulting, Vol. 17, No. 1, p. 22-30, 2016
Number of pages: 11 Posted: 18 Oct 2016
Michael S. Finke and David Blanchett
The American College and QMA
Downloads 537 (63,598)

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7.

Should Annuities be Purchased from Tax-Sheltered Assets?

Forthcoming in Journal of Financial Services Professionals
Number of pages: 22 Posted: 02 Aug 2019 Last Revised: 05 Aug 2019
David Blanchett and Michael S. Finke
QMA and The American College
Downloads 403 (89,947)

Abstract:

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annuities, retirement, personal finance

8.

Guaranteed Income: A License to Spend

Number of pages: 19 Posted: 13 Jul 2021
David Blanchett and Michael S. Finke
QMA and The American College
Downloads 301 (124,969)

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Retirement income, annuities, Social Security, personal finance

9.

Sequence Risk: Managing Retiree Exposure to Sequence Risk Through Probability of Failure Based Decision Rules

Number of pages: 36 Posted: 26 May 2011
Larry R. Frank Sr, John B. Mitchell and David Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and QMA
Downloads 271 (138,927)
Citation 1

Abstract:

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure

10.

How Competitive Are Income Annuity Providers Over Time?

Number of pages: 13 Posted: 20 Apr 2021 Last Revised: 24 Apr 2021
David Blanchett, Michael S. Finke and Branislav Nikolic
QMA, The American College and York University - Department of Mathematics and Statistics
Downloads 261 (144,379)

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Retirement, Retirement Policy, Annuities, Insurance Companies

11.

An Age-Based, Three Dimensional, Universal Distribution Model Incorporating Sequence Risk

Number of pages: 25 Posted: 24 May 2011 Last Revised: 11 May 2016
Larry R. Frank Sr, John B. Mitchell and David Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and QMA
Downloads 231 (162,611)
Citation 6

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity

12.

The Effect of Advanced Age and Equity Values on Risk Preferences

Blanchett, D., Finke, M and Guillemette, M. (2018). The Effect of Advanced Age and Equity Values on Risk Preferences. Journal of Behavioral Finance, Forthcoming
Number of pages: 22 Posted: 02 May 2017 Last Revised: 26 Jan 2018
David Blanchett, Michael S. Finke and Michael Guillemette
QMA, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 176 (208,681)
Citation 3

Abstract:

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risk preferences, risk aversion, stock prices, old age, financial planning

13.

Who Exhibits Time Varying Risk Aversion?

Number of pages: 46 Posted: 27 Apr 2016 Last Revised: 29 Apr 2016
David Blanchett, Michael S. Finke and Michael Guillemette
QMA, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 161 (225,068)
Citation 1

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Risk Aversion, Time Varying Risk Aversion, Advanced Age, Account Balance, Income, Morningstar

14.

The Value of Delayed Social Security Claiming for Higher-Earning Women

Number of pages: 19 Posted: 24 May 2021
Sophia Duffy, Michael S. Finke and David Blanchett
The American College, The American College and QMA
Downloads 152 (236,210)

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Social Security, retirement, personal finance

15.

Transition to Old Age (Superannuation) in a 3-D, Age Based, Dynamic, Serially Connected and Annually Recalculated Retirement Distribution Model

Number of pages: 35 Posted: 02 May 2012 Last Revised: 01 Jun 2012
Larry R. Frank Sr, John B. Mitchell and David Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and QMA
Downloads 143 (248,297)
Citation 1

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity, Elderly, Mortality, Age Distribution, Cohorts, Superannuation

16.

The Benefit of Diversified Guaranteed Income for Retirees: Combining Immediate Fixed and Immediate Variable Annuities

Retirement Management Journal, Vol. 9, No. 1, pp. 23-36, 2020
Number of pages: 16 Posted: 20 Jan 2021
David Blanchett
QMA
Downloads 81 (366,671)

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Immediate Fixed Annuities, Immediate Variable Annuities, Retirement Income, Stochastic Utility Model

Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19

Number of pages: 37 Posted: 15 Jun 2020
David Blanchett, Michael S. Finke and Jonathan Reuter
QMA, The American College and Boston College - Department of Finance
Downloads 57 (448,492)
Citation 1

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401(k), target date fund, delegation, robo-advice, COVID-19

Portfolio Delegation and 401(K) Plan Participant Responses to Covid-19

NBER Working Paper No. w27438
Number of pages: 38 Posted: 29 Jun 2020 Last Revised: 27 Jun 2021
David Blanchett, Michael S. Finke and Jonathan Reuter
QMA, The American College and Boston College - Department of Finance
Downloads 16 (679,260)
Citation 1

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18.

Do Defaults Limit Consumer Response to Rainy-Day Funds? Evidence from 401(k) Participants During the COVID-19 Pandemic

Number of pages: 23 Posted: 18 Nov 2020 Last Revised: 20 Nov 2020
David Blanchett, Michael S. Finke and Zhikun Liu
QMA, The American College and Empower Retirementâ„¢
Downloads 66 (410,747)

Abstract:

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Retirement, defined contribution, defaults