David Blanchett

Morningstar Investment Management

Head of Retirement Research

22 W Washington

Chicago, IL 60602

United States

http://www.davidmblanchett.com

SCHOLARLY PAPERS

13

DOWNLOADS
Rank 1,649

SSRN RANKINGS

Top 1,649

in Total Papers Downloads

20,105

SSRN CITATIONS
Rank 27,618

SSRN RANKINGS

Top 27,618

in Total Papers Citations

4

CROSSREF CITATIONS

25

Scholarly Papers (13)

1.

The 4 Percent Rule is Not Safe in a Low-Yield World

Number of pages: 15 Posted: 16 Jan 2013 Last Revised: 17 Jan 2013
Michael S. Finke, Wade D. Pfau and David Blanchett
The American College, The American College for Financial Services and Morningstar Investment Management
Downloads 8,515 (684)
Citation 13

Abstract:

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retirement, systematic withdrawals, 4% rule, safe withdrawal rates

2.

Asset Valuations and Safe Portfolio Withdrawal Rates

Number of pages: 17 Posted: 28 Jun 2013 Last Revised: 01 Jul 2013
David Blanchett, Michael S. Finke and Wade D. Pfau
Morningstar Investment Management, The American College and The American College for Financial Services
Downloads 4,175 (2,358)
Citation 3

Abstract:

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retirement, asset valuations, withdrawal rates, Monte Carlo

3.

Optimal Portfolios for the Long Run

Number of pages: 26 Posted: 06 Sep 2013 Last Revised: 05 Feb 2014
David Blanchett, Michael S. Finke and Wade D. Pfau
Morningstar Investment Management, The American College and The American College for Financial Services
Downloads 3,736 (2,837)
Citation 4

Abstract:

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time diversification, portfolio choice, stock allocation

4.

Required Retirement Savings Rates Today

Number of pages: 22 Posted: 18 Oct 2016
David Blanchett, Michael S. Finke and Wade D. Pfau
Morningstar Investment Management, The American College and The American College for Financial Services
Downloads 1,130 (20,093)

Abstract:

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Retirement Savings, Life Cycle Saving, Low Returns, Financial Planning, Household Finance

5.

Annuitized Income and Optimal Asset Allocation

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 18 Posted: 23 Sep 2017
David Blanchett and Michael S. Finke
Morningstar Investment Management and The American College
Downloads 779 (34,249)

Abstract:

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6.

An Overview of Retirement Income Strategies

Journal of Investment Consulting, Vol. 17, No. 1, p. 22-30, 2016
Number of pages: 11 Posted: 18 Oct 2016
Michael S. Finke and David Blanchett
The American College and Morningstar Investment Management
Downloads 485 (63,592)

Abstract:

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7.

Should Annuities be Purchased from Tax-Sheltered Assets?

Forthcoming in Journal of Financial Services Professionals
Number of pages: 22 Posted: 02 Aug 2019 Last Revised: 05 Aug 2019
David Blanchett and Michael S. Finke
Morningstar Investment Management and The American College
Downloads 323 (102,690)

Abstract:

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annuities, retirement, personal finance

8.

Sequence Risk: Managing Retiree Exposure to Sequence Risk Through Probability of Failure Based Decision Rules

Number of pages: 36 Posted: 26 May 2011
Larry R. Frank Sr, John B. Mitchell and David Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and Morningstar Investment Management
Downloads 256 (131,086)
Citation 1

Abstract:

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure

9.

An Age-Based, Three Dimensional, Universal Distribution Model Incorporating Sequence Risk

Number of pages: 25 Posted: 24 May 2011 Last Revised: 11 May 2016
Larry R. Frank Sr, John B. Mitchell and David Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and Morningstar Investment Management
Downloads 220 (152,154)
Citation 6

Abstract:

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity

10.

The Effect of Advanced Age and Equity Values on Risk Preferences

Blanchett, D., Finke, M and Guillemette, M. (2018). The Effect of Advanced Age and Equity Values on Risk Preferences. Journal of Behavioral Finance, Forthcoming
Number of pages: 22 Posted: 02 May 2017 Last Revised: 26 Jan 2018
David Blanchett, Michael S. Finke and Michael Guillemette
Morningstar Investment Management, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 158 (204,612)
Citation 2

Abstract:

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risk preferences, risk aversion, stock prices, old age, financial planning

11.

Who Exhibits Time Varying Risk Aversion?

Number of pages: 46 Posted: 27 Apr 2016 Last Revised: 29 Apr 2016
David Blanchett, Michael S. Finke and Michael Guillemette
Morningstar Investment Management, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 147 (217,229)

Abstract:

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Risk Aversion, Time Varying Risk Aversion, Advanced Age, Account Balance, Income, Morningstar

12.

Transition to Old Age (Superannuation) in a 3-D, Age Based, Dynamic, Serially Connected and Annually Recalculated Retirement Distribution Model

Number of pages: 35 Posted: 02 May 2012 Last Revised: 01 Jun 2012
Larry R. Frank Sr, John B. Mitchell and David Blanchett
Academy of Financial Services, Central Michigan University - Department of Finance and Law and Morningstar Investment Management
Downloads 137 (229,857)
Citation 1

Abstract:

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity, Elderly, Mortality, Age Distribution, Cohorts, Superannuation

Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19

Number of pages: 37 Posted: 15 Jun 2020
David Blanchett, Michael S. Finke and Jonathan Reuter
Morningstar Investment Management, The American College and Boston College - Department of Finance
Downloads 38 (480,800)

Abstract:

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401(k), target date fund, delegation, robo-advice, COVID-19

Portfolio Delegation and 401(K) Plan Participant Responses to COVID-19

NBER Working Paper No. w27438
Number of pages: 38 Posted: 29 Jun 2020
David Blanchett, Michael S. Finke and Jonathan Reuter
Morningstar Investment Management, The American College and Boston College - Department of Finance
Downloads 6 (692,171)

Abstract:

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