David Blanchett

PGIM

Head of Retirement Research

Two Gateway Center

Sixth Floor

Newark, NJ 07102

United States

http://www.davidmblanchett.com

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    • Tel: 859-492-5637
SCHOLARLY PAPERS

22

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26,321

SSRN CITATIONS
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SSRN RANKINGS

Top 25,666

in Total Papers Citations

10

CROSSREF CITATIONS

26

Scholarly Papers (22)

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1.

The 4 Percent Rule is Not Safe in a Low-Yield World

Number of pages: 15 Posted: 16 Jan 2013 Last Revised: 17 Jan 2013
Michael S. Finke, Wade D. Pfau and David Blanchett
The American College, The American College for Financial Services and PGIM
Downloads 9,690 (792)
Citation 16

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retirement, systematic withdrawals, 4% rule, safe withdrawal rates

2.

Asset Valuations and Safe Portfolio Withdrawal Rates

Number of pages: 17 Posted: 28 Jun 2013 Last Revised: 01 Jul 2013
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 4,760 (2,703)
Citation 3

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retirement, asset valuations, withdrawal rates, Monte Carlo

3.

Optimal Portfolios for the Long Run

Number of pages: 26 Posted: 06 Sep 2013 Last Revised: 05 Feb 2014
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 4,025 (3,581)
Citation 4

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time diversification, portfolio choice, stock allocation

4.

Guaranteed Income: A License to Spend

Number of pages: 19 Posted: 13 Jul 2021
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 1,766 (13,851)

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Retirement income, annuities, Social Security, personal finance

5.

Annuitized Income and Optimal Asset Allocation

2018 Academic Research Colloquium for Financial Planning and Related Disciplines
Number of pages: 18 Posted: 23 Sep 2017
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 1,233 (23,853)
Citation 1

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6.

Required Retirement Savings Rates Today

Number of pages: 22 Posted: 18 Oct 2016
David Blanchett, Michael S. Finke and Wade D. Pfau
PGIM, The American College and The American College for Financial Services
Downloads 1,207 (24,601)

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Retirement Savings, Life Cycle Saving, Low Returns, Financial Planning, Household Finance

7.

An Overview of Retirement Income Strategies

Journal of Investment Consulting, Vol. 17, No. 1, p. 22-30, 2016
Number of pages: 11 Posted: 18 Oct 2016
Michael S. Finke and David Blanchett
The American College and PGIM
Downloads 608 (62,919)

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8.

Should Annuities be Purchased from Tax-Sheltered Assets?

Forthcoming in Journal of Financial Services Professionals
Number of pages: 22 Posted: 02 Aug 2019 Last Revised: 05 Aug 2019
David Blanchett and Michael S. Finke
PGIM and The American College
Downloads 474 (85,629)

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annuities, retirement, personal finance

9.

How Competitive Are Income Annuity Providers Over Time?

Number of pages: 13 Posted: 20 Apr 2021 Last Revised: 24 Apr 2021
David Blanchett, Michael S. Finke and Branislav Nikolic
PGIM, The American College and York University - Department of Mathematics and Statistics
Downloads 366 (115,470)

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Retirement, Retirement Policy, Annuities, Insurance Companies

10.

The Impact of Employer Defaults and Match Rates on Retirement Saving

Number of pages: 20 Posted: 27 Dec 2021
David Blanchett, Michael S. Finke and Zhikun Liu
PGIM, The American College and Employee Benefit Research Institute
Downloads 352 (120,600)

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Defaults, defined contribution, retirement, employer match

11.

Sequence Risk: Managing Retiree Exposure to Sequence Risk Through Probability of Failure Based Decision Rules

Number of pages: 36 Posted: 26 May 2011
Larry R. Frank Sr, Larry R. Frank Sr, John B. Mitchell and David Blanchett
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and PGIM
Downloads 285 (150,668)
Citation 1

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure

12.

An Age-Based, Three Dimensional, Universal Distribution Model Incorporating Sequence Risk

Number of pages: 25 Posted: 24 May 2011 Last Revised: 11 May 2016
Larry R. Frank Sr, Larry R. Frank Sr, John B. Mitchell and David Blanchett
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and PGIM
Downloads 243 (176,491)
Citation 6

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity

13.

The Value of Delayed Social Security Claiming for Higher-Earning Women

Number of pages: 19 Posted: 24 May 2021
Sophia Duffy, Michael S. Finke and David Blanchett
The American College, The American College and PGIM
Downloads 213 (199,966)

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Social Security, retirement, personal finance

14.

The Effect of Advanced Age and Equity Values on Risk Preferences

Blanchett, D., Finke, M and Guillemette, M. (2018). The Effect of Advanced Age and Equity Values on Risk Preferences. Journal of Behavioral Finance, Forthcoming
Number of pages: 22 Posted: 02 May 2017 Last Revised: 26 Jan 2018
David Blanchett, Michael S. Finke and Michael Guillemette
PGIM, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 198 (213,857)
Citation 3

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risk preferences, risk aversion, stock prices, old age, financial planning

15.

ESG Fund Allocations Among New, Do-it-Yourself Defined Contribution Plan Participants

Number of pages: 24 Posted: 21 Jul 2022
David Blanchett and Zhikun Liu
PGIM and Employee Benefit Research Institute
Downloads 191 (220,808)

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ESG; defined contribution; 401(k) plans

16.

Who Exhibits Time Varying Risk Aversion?

Number of pages: 46 Posted: 27 Apr 2016 Last Revised: 29 Apr 2016
David Blanchett, Michael S. Finke and Michael Guillemette
PGIM, The American College and Texas Tech University - Department of Personal Financial Planning
Downloads 172 (241,651)
Citation 1

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Risk Aversion, Time Varying Risk Aversion, Advanced Age, Account Balance, Income, Morningstar

17.

The Benefit of Diversified Guaranteed Income for Retirees: Combining Immediate Fixed and Immediate Variable Annuities

Retirement Management Journal, Vol. 9, No. 1, pp. 23-36, 2020
Number of pages: 16 Posted: 20 Jan 2021
David Blanchett
PGIM
Downloads 162 (254,123)

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Immediate Fixed Annuities, Immediate Variable Annuities, Retirement Income, Stochastic Utility Model

18.

Transition to Old Age (Superannuation) in a 3-D, Age Based, Dynamic, Serially Connected and Annually Recalculated Retirement Distribution Model

Number of pages: 35 Posted: 02 May 2012 Last Revised: 01 Jun 2012
Larry R. Frank Sr, Larry R. Frank Sr, John B. Mitchell and David Blanchett
Better Financial EducationAcademy of Financial Services, Central Michigan University - Department of Finance and Law and PGIM
Downloads 148 (273,537)
Citation 1

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Retirement Planning, Adjustable Withdrawal Rates, Sequence Risk, Probability of Failure, Expected Longevity, Elderly, Mortality, Age Distribution, Cohorts, Superannuation

19.

Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19

Downloads 85 (401,684)
Citation 1

Portfolio Delegation and 401(k) Plan Participant Responses to COVID-19

Number of pages: 37 Posted: 15 Jun 2020
David Blanchett, Michael S. Finke and Jonathan Reuter
PGIM, The American College and Boston College - Department of Finance
Downloads 60 (491,426)
Citation 1

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401(k), target date fund, delegation, robo-advice, COVID-19

Portfolio Delegation and 401(K) Plan Participant Responses to Covid-19

NBER Working Paper No. w27438
Number of pages: 38 Posted: 29 Jun 2020 Last Revised: 22 Dec 2021
David Blanchett, Michael S. Finke and Jonathan Reuter
PGIM, The American College and Boston College - Department of Finance
Downloads 25 (684,702)
Citation 1

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20.

Do Defaults Limit Consumer Response to Rainy-Day Funds? Evidence from 401(k) Participants During the COVID-19 Pandemic

Number of pages: 23 Posted: 18 Nov 2020 Last Revised: 20 Nov 2020
David Blanchett, Michael S. Finke and Zhikun Liu
PGIM, The American College and Employee Benefit Research Institute
Downloads 79 (419,157)

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Retirement, defined contribution, defaults

21.

Does Advisor Channel Influence Passive Fund Choice?

Number of pages: 19 Posted: 01 Apr 2022
Michael S. Finke, Aron Szapiro and David Blanchett
The American College, Morningstar Investment Management LLC/Morningstar, Inc and PGIM
Downloads 49 (529,980)

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Investment advisors, brokers, mutual funds, active management, fiduciary

22.

Spending Elasticity and Optimal Portfolio Risk Levels

Number of pages: 21 Posted: 04 Aug 2022
David Blanchett and Jeremy Stempien
PGIM and PGIM
Downloads 15 (754,061)

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