Kyoung Tae Kim

University of Alabama

Assistant Professor

312 Adams Hall

Tuscaloosa, AL 35487-0001

United States

SCHOLARLY PAPERS

28

DOWNLOADS
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Top 22,023

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2,114

CITATIONS
Rank 9,616

SSRN RANKINGS

Top 9,616

in Total Papers Citations

57

Scholarly Papers (28)

1.

Do U.S. Households Perceive Their Retirement Preparedness Realistically?

Financial Services Review, 24, 139-155
Number of pages: 29 Posted: 18 Feb 2015 Last Revised: 26 Jun 2015
Kyoung Tae Kim and Sherman D. Hanna
University of Alabama and Ohio State University (OSU)
Downloads 513 (52,864)
Citation 8

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Retirement assessment; Retirement adequacy; Cognitive ability; Survey of Consumer Finances (SCF); Financial education

2.

Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States

Journal of Family and Economics Issues, Forthcoming
Number of pages: 34 Posted: 18 Sep 2017 Last Revised: 07 Oct 2018
Kyoung Tae Kim, Somer Anderson and Martin Seay
University of Alabama, Maryville University and Kansas State University
Downloads 217 (138,766)
Citation 42

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Financial literacy; financial knowledge; financial education; financial behaviors; Millennials

3.

Consideration of Retirement Income Stages in Planning for Retirement

Journal of Personal Finance, 13(1), 52-64, 2014
Number of pages: 13 Posted: 20 Mar 2014
Kyoung Tae Kim, Sherman D. Hanna and Samual Chen
University of Alabama, Ohio State University (OSU) and Sun Trust Banks
Downloads 172 (171,764)
Citation 6

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retirement adequacy, personal finance, labor force

4.

Behind the Numbers: Understanding the Survey of Consumer Finances

Journal of Financial Counseling and Planning, Forthcoming
Number of pages: 15 Posted: 27 Jun 2018
Sherman D. Hanna, Kyoung Tae Kim and Suzanne Lindamood
Ohio State University (OSU), University of Alabama and Independent
Downloads 155 (187,723)
Citation 3

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Complex Survey Design, Multiple Imputation, Replicate Weights, Statistical Analysis, Survey of Consumer Finances, Survey Research

5.

Does Financial Sophistication Matter in Retirement Preparedness?

Journal of Personal Finance, 14 (2), 9-20, 2015
Number of pages: 12 Posted: 30 Aug 2015 Last Revised: 08 Oct 2015
Kyoung Tae Kim and Sherman D. Hanna
University of Alabama and Ohio State University (OSU)
Downloads 123 (225,847)

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Financial Sophistication, Retirement Adequacy, 2010 Survey of Consumer Finances (SCF)

6.

Household Use of Financial Planners: Measurement Considerations for Researchers

Financial Services Review, Vol. 25, p. 427-446, 2016
Number of pages: 32 Posted: 13 May 2017
Kansas State University, Kansas State University, University of Alabama and York University
Downloads 90 (280,072)
Citation 1

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Financial Planner Use, Financial Advice, Measurement

7.

The Impact of the Stock Market Crash of 2008-2009 on the Wealth of U.S. Households

Journal of Financial Planning, 29 (2), 52-58
Number of pages: 25 Posted: 12 Jan 2016 Last Revised: 09 Jul 2019
Kyoung Tae Kim and Sherman D. Hanna
University of Alabama and Ohio State University (OSU)
Downloads 84 (292,447)
Citation 2

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Stock market crash, Total wealth, Wealth shock

8.

Does Financial Sophistication Matter in Retirement Preparedness of U.S. Households? Evidence from the 2010 Survey of Consumer Finances

Consumer Interests Annual, Volume 59, 2013
Number of pages: 4 Posted: 10 Jul 2013
Kyoung Tae Kim and Sherman D. Hanna
University of Alabama and Ohio State University (OSU)
Downloads 83 (294,556)
Citation 8

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Financial Sophistication, Retirement Adequacy, 2010 Survey of Consumer Finances (SCF)

9.

Household Ratio Guidelines for the Amount of Investments

Hanna, S. D., & Kim, K. T. (2016). Household ratio guidelines for the amount of investments. Financial Services Review, 25 (3), 263-277.
Number of pages: 25 Posted: 20 Aug 2016 Last Revised: 02 Dec 2016
Sherman D. Hanna and Kyoung Tae Kim
Ohio State University (OSU) and University of Alabama
Downloads 65 (338,089)

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Capital Accumulation Ratio, financial ratios, investing, lifecycle theory of savings, Survey of Consumer Finances, retirement

10.

Do Worker Expectations of Never Retiring Indicate a Preference or an Inability to Plan?

Hanna, S. D., Zhang, L., & Kim, K.T. (2017). Do worker expectations of never retiring indicate a preference or an inability to plan? Journal of Financial Counseling and Planning, 28 (2), 268-284.
Number of pages: 42 Posted: 12 Oct 2016 Last Revised: 18 Feb 2018
Sherman D. Hanna, Lishu Zhang and Kyoung Tae Kim
Ohio State University (OSU), Shenzhen University and University of Alabama
Downloads 61 (349,112)
Citation 1

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retirement planning, expected retirement age, retirement adequacy, financial sophistication

11.

Assessing the Effect of Self-Control on Retirement Preparedness of U.S Households

Consumer Interests Annual, Volume 59, 2013
Number of pages: 6 Posted: 27 Dec 2013 Last Revised: 28 Dec 2013
Kyoung Tae Kim, Jae Min Lee and Eunice Hong
University of Alabama, Minnesota State University, Mankato and Korean Women’s Development Institute
Downloads 61 (349,112)
Citation 1

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Self-control, Retirement Preparedness, Behavioral Life-Cycle Hypothesis, Survey of Consumer Finances

12.

Treatment of Inflation in Retirement Planning Calculations: An Improved Method

Hanna, S. D., & Kim, K. T. (2017). Treatment of inflation in retirement planning calculations: An improved method. Journal of Financial Planning, 30 (1), 44-53..
Number of pages: 32 Posted: 26 Sep 2016 Last Revised: 03 Jan 2017
Sherman D. Hanna and Kyoung Tae Kim
Ohio State University (OSU) and University of Alabama
Downloads 53 (373,368)

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retirement planning, inflation, investment returns

13.

Does Greater Complexity Reduce Retirement Adequacy? Evidence from the Survey of Consumer Finances, 1995-2007

Consumer Interests Annual, 2012 Forthcoming
Number of pages: 14 Posted: 12 Aug 2012
Kyoung Tae Kim, Samual Chen and Sherman D. Hanna
University of Alabama, Sun Trust Banks and Ohio State University (OSU)
Downloads 52 (376,614)
Citation 8

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Bounded rationality, Survey of Consumer Finances, income stage, retirement adequacy

14.

Parameter Assumptions in Normative Analyses of Household Financial Decisions

Proceedings of the Academy of Financial Services, October 1 and 2, 2012, San Antonio, TX
Number of pages: 20 Posted: 18 Nov 2012 Last Revised: 25 Dec 2012
Sherman D. Hanna, Kyoung Tae Kim and Fen Liu
Ohio State University (OSU), University of Alabama and J.P. Morgan Chase & Co.
Downloads 48 (390,009)

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normative household finance, utility functions, risk aversion, time preference, personal discount rate, intertemporal elasticity

15.

Variation in Client Characteristics between Financial Planning Compensation Models

Journal of Financial Planning, 30(10), 40-51, 2017
Number of pages: 29 Posted: 16 Oct 2017
Martin Seay, Somer Anderson, Derek Lawson and Kyoung Tae Kim
Kansas State University, Maryville University, Kansas State University and University of Alabama
Downloads 43 (407,657)

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financial planning, compensation model, national financial capability study

16.

Assessing Financial Security of Low Income Households in the United States

Journal of Poverty, Forthcoming
Number of pages: 34 Posted: 14 Apr 2015 Last Revised: 23 Dec 2015
Jae Min Lee and Kyoung Tae Kim
Minnesota State University, Mankato and University of Alabama
Downloads 38 (426,792)
Citation 1

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Financial Security, Financial Ratio, Poverty, Low Income Households, Survey of Consumer Finances

17.

Exploring the Demand for Retirement Planning Advice: The Role of Financial Literacy

Financial Services Review, 25(4), 331-350
Number of pages: 35 Posted: 24 Oct 2017 Last Revised: 25 Oct 2017
Martin Seay, Kyoung Tae Kim and Stuart Heckman
Kansas State University, University of Alabama and Kansas State University
Downloads 37 (430,826)
Citation 2

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Retirement Planning, Financial Planner Use, Financial Advice

18.

Credit Use of U.S. households After the Great Recession: The Role of Credit Constraints

Family & Consumer Sciences Research Journal (Forthcoming)
Number of pages: 32 Posted: 14 Dec 2015
Kyoung Tae Kim, Melissa Wilmarth and Shinae Choi
University of Alabama, University of Alabama - Department of Consumer Sciences and University of Alabama - Department of Consumer Sciences
Downloads 36 (434,849)
Citation 1

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credit constraint; installment loan debt; credit card debt; Survey of Consumer Finances

19.

Poverty Levels and Debt Indicators Among Low-Income Households Before and After the Great Recession

Journal of Financial Counseling and Planning, 28(2), 196-212, 2017
Number of pages: 43 Posted: 17 Oct 2017 Last Revised: 04 Nov 2017
Kyoung Tae Kim, Melissa Wilmarth and Robin Henager
University of Alabama, University of Alabama - Department of Consumer Sciences and Whitworth University
Downloads 31 (456,447)
Citation 1

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debt profile, Great Recession, low-income households, poverty, Survey of Consumer Finances

20.

The Relationship Between Financial Planner Use and Holding a Retirement Saving Goal: A Propensity Score Matching Analysis

Financial Planning Review, 2018
Number of pages: 20 Posted: 13 Aug 2018
University of Alabama, University of Alabama, University of Alabama and Ohio State University (OSU)
Downloads 29 (465,869)

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Saving Goal, Retirement Savings, Financial Planner, Survey of Consumer Finances

21.

Changes in the Risk Tolerance of US Households During 1992-2013

Paper presented at the Academy of Financial Services conference, Las Vegas, Nevada, October 2015
Number of pages: 13 Posted: 15 Nov 2016
Sherman D. Hanna and Kyoung Tae Kim
Ohio State University (OSU) and University of Alabama
Downloads 26 (481,163)

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Risk tolerance, Stock market, Survey of Consumer Finances

22.

The Role of Propensity to Plan on Retirement Savings and Asset Accumulation

Family & Consumer Sciences Research Journal, 45(1), 34-48
Number of pages: 31 Posted: 16 Nov 2016
Jae Min Lee and Kyoung Tae Kim
Minnesota State University, Mankato and University of Alabama
Downloads 23 (497,604)

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Propensity to plan, Retirement savings, Wealth accumulation, Survey of Consumer Finances

23.

Financial Knowledge and Household Saving: Evidence From the Survey of Consumer Finances

Family & Consumer Sciences Research Journal, Forthcoming
Number of pages: 34 Posted: 04 Aug 2018
Kyoung Tae Kim and Yoonkyung Yuh
University of Alabama and Ewha Womans University
Downloads 22 (503,271)
Citation 1

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Financial Knowledge, Household Savings, Hierarchical Model, Survey of Consumer Finances

24.

The Role of Self-Control on Retirement Preparedness of US Households

International Journal of Human Ecology, 17(2), 31-42
Number of pages: 27 Posted: 02 Aug 2017
Kyoung Tae Kim, Jae Min Lee and Eunice Hong
University of Alabama, Minnesota State University, Mankato and Korean Women’s Development Institute
Downloads 17 (532,096)
Citation 2

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self-control, retirement preparedness, retirement savings, retirement planning, survey of consumer finances

25.

Factors Related to the Risk Tolerance of Households in China and the United States: Implications for the Future of Financial Markets in China

Hanna, S.D., Kim, K.T., & Zhang, L. (2019). Factors related to the risk tolerance of households in China and the United States: Implications for the future of financial markets in China. Financial Services Review, Forthcoming
Number of pages: 41 Posted: 05 Feb 2019 Last Revised: 21 Feb 2019
Sherman D. Hanna, Kyoung Tae Kim and Lishu Zhang
Ohio State University (OSU), University of Alabama and Shenzhen University
Downloads 13 (555,545)
Citation 1

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Risk Tolerance, Individual Investing, China Household Finance Survey, Survey of Consumer Finances

26.

Exploring Financial Burdens of Student Loan Holders in the United States

Family Consumer Science Research Journal. 46(4), 347-362
Number of pages: 27 Posted: 24 Jun 2018
Jae Min Lee, Kyoung Tae Kim and Eunice Hong
Minnesota State University, Mankato, University of Alabama and Korean Women’s Development Institute
Downloads 12 (561,613)

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Student Loans; Financial Burden; Debt Payment; Survey of Consumer Finances

27.

Are Asian American Households More Likely than Other Households to Expect to Help Children with College Costs?

Journal of Family and Economic Issues, Forthcoming.
Number of pages: 30 Posted: 24 Jan 2019
CoCo Ouyang, Sherman D. Hanna and Kyoung Tae Kim
Ohio State University, Ohio State University (OSU) and University of Alabama
Downloads 10 (573,886)

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College saving, Financial planning, Asian American households, social norms, Survey of Consumer Finances

28.

Time Preference Assumptions in Normative Analyses of Household Financial Decisions

Applied Economics Letters, Vol. 21, No. 9, 2014
Posted: 20 Mar 2014
Sherman D. Hanna and Kyoung Tae Kim
Ohio State University (OSU) and University of Alabama

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normative household finance, optimal saving, retirement adequacy