Changcheng Song

University of Florida - Department of Finance, Insurance and Real Estate

P.O. Box 117168

Gainesville, FL 32611

United States

  • University of Florida - Department of Finance, Insurance and Real Estate

SCHOLARLY PAPERS

18

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4,843

TOTAL CITATIONS
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Top 13,057

in Total Papers Citations

114

Scholarly Papers (18)

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1.

Financial Illiteracy and Pension Contributions: A Field Experiment on Compound Interest in China

Number of pages: 78 Posted: 21 Mar 2015
Changcheng Song
University of Florida - Department of Finance, Insurance and Real Estate
Downloads 494 (121,327)
Citation 36

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Pension, Retirement savings, Financial Education, Exponential Growth Bias

2.

Why Do Real Estate Agents Buy Houses at Lower Prices? Cherry Picking or Bargaining Power

Number of pages: 47 Posted: 02 Apr 2015 Last Revised: 10 Jan 2016
Sumit Agarwal, Jia He, Tien Foo Sing and Changcheng Song
National University of Singapore, Nankai University - School of Economics, National University of Singapore (NUS) - Department of Real Estate and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 455 (133,976)
Citation 4

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Housing market, Real estate agents, Information Advantages, Cherry Picking, Bargaining Power, Agency Problem, Market Distortion

3.

Benefits of Relationship Banking: Evidence from Consumer Credit Markets

Downloads 207 (139,165)
Citation 15

Benefits of Relationship Banking: Evidence from Consumer Credit Markets

Number of pages: 50 Posted: 19 Mar 2009 Last Revised: 19 Sep 2017
Sumit Agarwal, Souphala Chomsisengphet, Chunlin Liu, Changcheng Song and Nicholas S. Souleles
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Nevada, Reno - College of Business, University of Florida - Department of Finance, Insurance and Real Estate and University of Pennsylvania - Finance Department
Downloads 207 (306,599)
Citation 15

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Relationship Banking, Credit Cards, Consumer Credit, Deposits, Investments, Household Finance

4.

Do Saving Tax Incentives Work? Evidence from Home Equity Accumulation and Consumption Responses

Number of pages: 66 Posted: 17 Aug 2017 Last Revised: 11 Jan 2025
Sumit Agarwal, Souphala Chomsisengphet, Pulak Ghosh, Tianyue Ruan, Changcheng Song and Man Zhang
National University of Singapore, Government of the United States of America - Office of the Comptroller of the Currency (OCC), Indian Institute of Management (IIMB), Bangalore, National University of Singapore (NUS) - Department of Finance, University of Florida - Department of Finance, Insurance and Real Estate and National University of Singapore, Institute of Real Estate and Urban Studies
Downloads 423 (145,953)
Citation 1

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voluntary savings, home equity, consumption, tax deduction, fiscal policy, general equilibrium, housing market, welfare

5.

Banking Competition and Shrouded Attributes: Evidence from the US Mortgage Market

Number of pages: 56 Posted: 16 Jan 2017 Last Revised: 30 Nov 2022
Sumit Agarwal, Changcheng Song and Vincent Yao
National University of Singapore, University of Florida - Department of Finance, Insurance and Real Estate and Georgia State University - J. Mack Robinson College of Business
Downloads 423 (146,371)
Citation 8

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Deregulation; competition; shrouding; behavioral bias

6.

An Experiment on Reference Points and Expectations

Number of pages: 70 Posted: 21 Mar 2015 Last Revised: 03 May 2016
Changcheng Song
University of Florida - Department of Finance, Insurance and Real Estate
Downloads 379 (165,352)
Citation 15

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Stochastic Reference Points, Reference Point Adjustment, Disappointment Aversion, Expectations, Status Quo, Loss Aversion, Probability Weighting

7.

Liquidity Constraints, Consumption, and Debt Repayment: Evidence from Macroprudential Policy in Turkey

Number of pages: 94 Posted: 26 Feb 2015 Last Revised: 14 Apr 2023
Sumit Agarwal, Muris Hadzic, Changcheng Song and Yildiray Yildirim
National University of Singapore, Whitman School of Management, Syracuse University, University of Florida - Department of Finance, Insurance and Real Estate and Zicklin School of Business, Baruch College - The City University of New York
Downloads 347 (182,226)
Citation 5

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Liquidity Constraints, Credit Constraints, Anchoring, Consumption, Spending, Debt, Credit Cards, Household Finance, Fiscal Policy

8.

Consumption and Portfolio Rebalancing Response of Households to Monetary Policy

Number of pages: 62 Posted: 22 May 2020 Last Revised: 30 Mar 2022
Sumit Agarwal, Yeow Hwee Chua, Pulak Ghosh and Changcheng Song
National University of Singapore, Nanyang Technological University (NTU), Indian Institute of Management (IIMB), Bangalore and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 267 (240,205)

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Monetary Policy, Consumption, Portfolio Rebalancing, Household Finance, Reach for Yield, Reach for Income

9.

Liberalizing Home-Based Business

Management Science, forthcoming
Number of pages: 47 Posted: 13 Mar 2018 Last Revised: 13 Oct 2023
Sumit Agarwal, Tien Foo Sing, Changcheng Song and Jian Zhang
National University of Singapore, National University of Singapore (NUS) - Department of Real Estate, University of Florida - Department of Finance, Insurance and Real Estate and The University of Hong Kong - Faculty of Business and Economics
Downloads 267 (240,205)
Citation 1

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Entrepreneurship, Home-Base Work, Experimentation

10.

Inflation Expectations of Households and Portfolio Rebalancing: Evidence from Inflation Targeting in India

Number of pages: 42 Posted: 09 Apr 2022 Last Revised: 27 Sep 2023
Sumit Agarwal, Yeow Hwee Chua, Pulak Ghosh and Changcheng Song
National University of Singapore, Nanyang Technological University (NTU), Indian Institute of Management (IIMB), Bangalore and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 253 (253,696)
Citation 1

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Inflation Expectations, Inflation Targeting, Household Finance, Household Balance Sheet, Consumption, Savings, Reach for Yield

11.

Inflation Expectations of Households and the Upgrading Channel

Number of pages: 50 Posted: 16 Apr 2020
Sumit Agarwal, Yeow Hwee Chua and Changcheng Song
National University of Singapore, Nanyang Technological University (NTU) and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 235 (272,752)
Citation 2

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Inflation Expectations, Personal Experience, Upgrading, Product Variety, Survey Experiment

12.

Information Avoidance and Medical Screening: A Field Experiment in China

Management Science (forthcoming)
Number of pages: 88 Posted: 22 Jun 2018 Last Revised: 29 May 2020
Yufeng Li, Juanjuan Meng, Changcheng Song and Kai Zheng
Beijing Pinggu Hospital, Peking University - Guanghua School of Management, University of Florida - Department of Finance, Insurance and Real Estate and University of California, Irvine - Department of Informatics
Downloads 228 (280,742)
Citation 8

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Anticipation Utility; Information Avoidance; Health Anxiety; Health Screening

13.

Relational Contracts in the Housing Market

Georgetown McDonough School of Business Research Paper No. 3076944
Number of pages: 64 Posted: 29 Nov 2017 Last Revised: 14 Apr 2020
Sumit Agarwal, Changcheng Song and Vincent Yao
National University of Singapore, University of Florida - Department of Finance, Insurance and Real Estate and Georgia State University - J. Mack Robinson College of Business
Downloads 224 (285,664)
Citation 5

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relational contracts; appraiser; bunching; reputational concern; moral hazard; third party

14.

Insurance Take-Up in Rural China: Learning from Hypothetical Experience

Number of pages: 27 Posted: 15 Oct 2012
Jing Cai and Changcheng Song
University of Michigan at Ann Arbor and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 180 (350,103)
Citation 10

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Insurance, Take-up, Game, Experience, Learning, Financial Education

15.

The Impact of Housing Credit on Personal Bankruptcy

Number of pages: 62 Posted: 02 Apr 2015 Last Revised: 26 Nov 2017
Sumit Agarwal and Changcheng Song
National University of Singapore and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 177 (355,366)

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Personal Bankruptcy, Housing Market, Housing Credit Policy, Loan-to-Value Ratio, Household Finance, Real Estate

16.

Household Portfolio Choice, Reference Dependence, and the Marriage Market

IZA Discussion Paper No. 10528
Number of pages: 52 Posted: 05 Feb 2017 Last Revised: 28 Apr 2023
Wenchao Li, Changcheng Song, Shu Xu and Junjian Yi
National University of Singapore (NUS), University of Florida - Department of Finance, Insurance and Real Estate, Southwestern University of Finance and Economics (SWUFE) and University of Chicago
Downloads 138 (437,543)

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prospect theory, sex-ratio imbalance, difference-in-differences estimate, reference dependence, household portfolio choice

17.

Information Provision and Streamlined Medical Service: Evidence from a Mobile Appointment App

IZA Discussion Paper No. 11845
Number of pages: 76 Posted: 08 Oct 2018
Changcheng Song, Nan Yang, Junjian Yi and Ye Yuan
University of Florida - Department of Finance, Insurance and Real Estate, National University of Singapore (NUS), University of Chicago and National University of Singapore (NUS)
Downloads 104 (543,119)
Citation 1

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healthcare information technology, information provision, hospital operations, patient sorting, patient choices

18.

Do Disaster Experience and Knowledge Affect Insurance Take-Up Decisions?

NBER Working Paper No. w22403
Number of pages: 58 Posted: 11 Jul 2016 Last Revised: 20 Mar 2022
Jing Cai and Changcheng Song
University of Michigan at Ann Arbor and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 42 (874,909)
Citation 2

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