Bill Skimmyhorn

Mason School of Business, College of William & Mary

U.S. Army Office of Economic and Manpower Analysis

West Point, NY

United States

SCHOLARLY PAPERS

19

DOWNLOADS

1,631

SSRN CITATIONS
Rank 7,369

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Top 7,369

in Total Papers Citations

148

CROSSREF CITATIONS

77

Scholarly Papers (19)

Financial Literacy, Financial Education and Economic Outcomes

NBER Working Paper No. w18412
Number of pages: 42 Posted: 22 Sep 2012 Last Revised: 24 Apr 2022
Brown University, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 281 (193,592)
Citation 38

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Financial Literacy, Financial Education, and Economic Outcomes

Annual Review of Economics, Vol. 5, pp. 347-373, 2013
Posted: 07 Aug 2013
Brown University, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary

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2.

Risk Preferences in Future Military Leaders

Journal of Behavioral Economics for Policy, 2(2)
Number of pages: 37 Posted: 19 Oct 2017 Last Revised: 18 Dec 2019
United States Military Academy, West Point - Department of Social Sciences, U.S. Department of the Treasury, Texas Tech University, University of Exeter Business School - Department of Economics and Mason School of Business, College of William & Mary
Downloads 229 (239,472)

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risk preferences, risk aversion, uncertainty, occupational risk, leadership

3.

Peer Effects in Financial Decision-Making

Journal of Public Economics 163: 37-59
Number of pages: 76 Posted: 29 Jun 2018 Last Revised: 18 Dec 2019
Ethan M.J. Lieber and Bill Skimmyhorn
University of Notre Dame and Mason School of Business, College of William & Mary
Downloads 153 (341,672)
Citation 10

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Social Effects, Financial Decision-Making, Retirement Savings, Charitable Giving

4.

Assessing Financial Education Methods: Principles vs. Rules-of-Thumb Approaches

Number of pages: 37 Posted: 08 Jan 2020
Bill Skimmyhorn, Evan Davies, David Mun and Brian Mithchell
Mason School of Business, College of William & Mary, U.S. Army, U.S. Army and U.S. Army
Downloads 143 (360,981)
Citation 2

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financial education, financial learning assessment, financial literacy, heuristics, teaching methodologies

5.

Much Ado About Nothing? New Evidence on the Effects of Payday Lending on Military Members

Review of Economics and Statistics, Vol. 99, No. 4, 2017
Number of pages: 56 Posted: 08 Jan 2020
Bill Skimmyhorn and Susan Carter
Mason School of Business, College of William & Mary and Texas Christian University
Downloads 140 (366,973)
Citation 9

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payday lending, military lending act, household finance

Borrowing to Save? The Impact of Automatic Enrollment on Debt

Journal of Finance, Forthcoming
Number of pages: 53 Posted: 22 Mar 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 69 (597,990)

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automatic enrollment, debt, nudge

Borrowing to Save? The Impact of Automatic Enrollment on Debt

NBER Working Paper No. w25876
Number of pages: 48 Posted: 28 May 2019 Last Revised: 16 Mar 2023
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 55 (673,014)
Citation 1

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7.

How are Veterans Faring Financially? Updates and New Evidence from a National Survey

Number of pages: 28 Posted: 30 Jan 2020
Gary R. Mottola and Bill Skimmyhorn
Research Director FINRA Foundation and Mason School of Business, College of William & Mary
Downloads 101 (468,221)
Citation 1

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Financial Capability, Veterans, Military, National Financial Capability Study

8.

How Do Behavioral Approaches to Increase Savings Compare? Evidence from Multiple Interventions in the U.S. Army

Wharton Pension Research Council Working Paper No. 2021-05
Number of pages: 52 Posted: 10 Mar 2021
Richard Patterson, Richard Patterson and Bill Skimmyhorn
United States Military AcademyCornell University - Department of Policy Analysis and Management and Mason School of Business, College of William & Mary
Downloads 92 (497,827)

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retirement saving, behavioral messaging, automatic enrollment, choice simplification, servicemembers, active choice, action steps

9.

Personality Attributes That Predict Cadet Performance at West Point

Journal of Research in Personality, 66 (2017)
Number of pages: 23 Posted: 08 Jan 2020
John D. Mayer and Bill Skimmyhorn
University of New Hampshire - Department of Psychology and Mason School of Business, College of William & Mary
Downloads 67 (598,461)

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Broad Intelligences, Spatial Intelligence, Personal Intelligence, Big Five, GPA, Military Performance, Personality

10.

Assessing Financial Education: Evidence from Boot Camp

American Economic Journal: Economic Policy, (8)2, 2015
Number of pages: 41 Posted: 08 Jan 2020
Bill Skimmyhorn
Mason School of Business, College of William & Mary
Downloads 49 (694,577)
Citation 3

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financial education, household finance, retirement savings, credit

11.

I Want You! Expanding College Access Through Targeted Recruiting Efforts

Education Finance and Policy, 13(3), 2017
Number of pages: 44 Posted: 08 Jan 2020
Brian Miller and Bill Skimmyhorn
U.S. Army and Mason School of Business, College of William & Mary
Downloads 48 (700,591)

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12.

Active Choice Framing and Intergenerational Education Benefits: Evidence from the Field

IZA Discussion Paper No. 12523
Number of pages: 37 Posted: 04 Sep 2019
University of Virginia, United States Military AcademyCornell University - Department of Policy Analysis and Management, Mason School of Business, College of William & Mary and U. S. Army (TACOM-ARDEC)
Downloads 45 (719,678)

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active choice, GI Bill, randomized controlled trial

13.

Marching Across Generations? Education Benefits and Intra-Household Decision Making

Journal of Human Capital, 13(3), 2018
Number of pages: 37 Posted: 08 Jan 2020
Benjamin Castleman, Francis X. Murphy and Bill Skimmyhorn
University of Virginia, U. S. Army (TACOM-ARDEC) and Mason School of Business, College of William & Mary
Downloads 44 (726,126)

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Intergenerational Mobility, GI Bill; education; Military, Deferred compensation

14.

Benefits Left on the Table: Evidence from the Servicemembers’ Civil Relief Act

Economics of Education Review, 2019
Number of pages: 48 Posted: 08 Jan 2020
University of Virginia, United States Military AcademyCornell University - Department of Policy Analysis and Management and Mason School of Business, College of William & Mary
Downloads 37 (774,829)
Citation 2

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Servicemembers Civil Relief Act, Household finance, Consumer protections

15.

Intra-Group Differences in the Financial Well-Being of U.S. Military Veterans: Evidence from the National Financial Capability Study

Number of pages: 34 Posted: 29 Nov 2023
Gary R. Mottola, Bill Skimmyhorn and Olivia Valdes
Research Director FINRA Foundation, Mason School of Business, College of William & Mary and FINRA Foundation
Downloads 32 (821,357)

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Financial Capability, Veterans, Gender, Race, financial literacy

16.

How Much to Save? Decision Costs and Retirement Plan Participation

NBER Working Paper No. w27575
Number of pages: 43 Posted: 28 Jul 2020 Last Revised: 07 May 2023
Stanford Law School, Cornell UniversityCornell University, United States Military AcademyCornell University - Department of Policy Analysis and Management and Mason School of Business, College of William & Mary
Downloads 23 (890,541)
Citation 3

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17.

You Can't Handle the Truth: The Effects of the Post-9/11 Gi Bill on Higher Education and Earnings

NBER Working Paper No. w29024
Number of pages: 80 Posted: 19 Jul 2021 Last Revised: 22 Apr 2023
Texas A&M University, University of Michigan at Ann Arbor, Dartmouth College - Department of Economics, Mason School of Business, College of William & Mary and U.S. Department of the Treasury
Downloads 14 (979,015)
Citation 3

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18.

How Do Behavioral Approaches to Increase Savings Compare? Evidence from Multiple Interventions in the U.S. Army

NBER Working Paper No. w30697
Number of pages: 57 Posted: 29 Nov 2022 Last Revised: 18 May 2023
Richard Patterson and Bill Skimmyhorn
Brigham Young University and Mason School of Business, College of William & Mary
Downloads 7 (1,044,624)
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19.

Can Information and Advising Affect Postsecondary Participation and Attainment for Non-Traditional Students? Evidence from a Large-Scale Experiment with the U.S. Army

NBER Working Paper No. w30665
Number of pages: 67 Posted: 21 Nov 2022 Last Revised: 16 Apr 2023
Andrew Barr, Kelli Bird, Ben Castleman and Bill Skimmyhorn
Texas A&M University, University of Virginia - Corcoran Department of History, University of Virginia and Mason School of Business, College of William & Mary
Downloads 2 (1,080,907)
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