Kathleen C. Engel

Suffolk University Law School

Professor

120 Tremont Street

Boston, MA 02108-4977

United States

http://www.law.suffolk.edu/directories/administrator.cfm?InstructorID=1111

  • Suffolk University Law School

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    • Tel: 617-994-6831
SCHOLARLY PAPERS

21

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8,661

SSRN CITATIONS
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Top 16,455

in Total Papers Citations

29

CROSSREF CITATIONS

61

Scholarly Papers (21)

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1.

A Tale of Three Markets: The Law and Economics of Predatory Lending

Texas Law Review, Vol. 80, No. 6, p. 1255, 2002
Number of pages: 113 Posted: 11 Oct 2001 Last Revised: 24 Oct 2012
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 1,742 (19,892)
Citation 21

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Predatory lending, subprime mortgages, lending discrimination

2.

Turning a Blind Eye: Wall Street Finance of Predatory Lending

Fordham Law Review, Vol. 75, p. 2039, 2007
Number of pages: 65 Posted: 22 Jun 2006 Last Revised: 24 Oct 2012
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 1,472 (25,694)
Citation 1

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subprime, predatory lending, securitization, lemons problem

3.

State and Local Anti-Predatory Lending Laws: The Effect of Legal Enforcement Mechanisms

Journal of Economics and Business, Vol. 60, p. 47, 2008
Number of pages: 47 Posted: 10 Aug 2007 Last Revised: 26 Oct 2012
Raphael W. Bostic, Kathleen C. Engel, Patricia A. McCoy, Anthony Pennington-Cross and Susan M. Wachter
Federal Reserve Bank of Atlanta, Suffolk University Law School, Boston College Law School, Marquette University - Dept. of Finance and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 903 (51,798)
Citation 18

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Subprime lending, enforcement mechanisms, predatory lending, anti-predatory lending laws, mortgage lending, homeownership

4.

The Subprime Virus: Reckless Credit, Regulatory Failure, and Next Steps

THE SUBPRIME VIRUS: RECKLESS CREDIT, REGULATORY FAILURE, AND NEXT STEPS, Oxford University Press, 2011, Suffolk University Law School Research Paper No. 11-13
Number of pages: 32 Posted: 18 Feb 2011 Last Revised: 15 Mar 2011
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 732 (68,683)

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subprime, bank regulation, mortgage, financial crisis, predatory lending, consumer, financial reform, housing, securitization, rating agencies, investment banks, bonds, swaps, FDIC, OCC, OTS, Federal Reserve, SEC

5.

False Security: How Securitization Failed to Protect Arrangers and Investors from Borrower Claims

Downloads 421 (135,806)

False Security: How Securitization Failed to Protect Arrangers and Investors from Borrower Claims

Suffolk University Law School Research Paper No. 11-17
Number of pages: 78 Posted: 27 Mar 2011
Kathleen C. Engel and Thomas James Fitzpatrick
Suffolk University Law School and Federal Reserve Bank of Cleveland
Downloads 291 (201,968)

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False Security: How Securitization Failed to Protect Arrangers and Investors from Borrower Claims

FRB of Cleveland Working Paper No. 11-09
Number of pages: 79 Posted: 12 Apr 2011
Kathleen C. Engel and Thomas James Fitzpatrick
Suffolk University Law School and Federal Reserve Bank of Cleveland
Downloads 130 (422,326)

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6.

The CRA Implications of Predatory Lending

Fordham Urban Law Journal, Vol. 29, p. 1571, 2002
Number of pages: 39 Posted: 25 Jun 2002 Last Revised: 09 Jan 2013
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 406 (141,663)
Citation 7

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CRA, Community Reinvestment Act, predatory lending, subprime lending

7.

Complexity, Complicity, and Liability Up the Securitization Food Chain: Investor and Arranger Exposure to Consumer Claims

Harvard Business Law Review, Vol. 2, p. 345, 2012, Suffolk University Law School Research Paper No. 11-49
Number of pages: 50 Posted: 30 Oct 2011 Last Revised: 20 Feb 2015
Kathleen C. Engel and Thomas James Fitzpatrick
Suffolk University Law School and Federal Reserve Bank of Cleveland
Downloads 362 (161,073)
Citation 1

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8.

Do Cities Have Standing? Redressing the Externalities of Predatory Lending

Connecticut Law Review, Vol. 38, p. 355, 2006, Cleveland-Marshall Legal Studies Research Paper No. 05-114
Number of pages: 57 Posted: 02 Aug 2005 Last Revised: 25 Oct 2012
Kathleen C. Engel
Suffolk University Law School
Downloads 352 (166,014)

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Predatory lending, standing

9.

Mortgage Product Substitution and State Anti-Predatory Lending Laws: Better Loans and Better Borrowers?

Atlantic Economic Journal, Vol. 40, p. 273, 2012, U of Penn, Inst for Law & Econ Research Paper No. 09-27, Suffolk University Law School Research Paper No. 09-44
Number of pages: 51 Posted: 26 Aug 2009 Last Revised: 24 Oct 2012
Raphael W. Bostic, Souphala Chomsisengphet, Kathleen C. Engel, Patricia A. McCoy, Anthony Pennington-Cross and Susan M. Wachter
Federal Reserve Bank of Atlanta, Government of the United States of America - Office of the Comptroller of the Currency (OCC), Suffolk University Law School, Boston College Law School, Marquette University - Dept. of Finance and University of Pennsylvania - Wharton School, Department of Real Estate
Downloads 345 (169,687)
Citation 14

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Real estate, mortgages, housing, abusive lending, predatory lending, mortgage products, product substitution, adjustment to prohibition

10.

A Framework for Consumer Protection in Home Mortgage Lending

The American Mortgage System: Crisis and Reform, University of Pennsylvania Press, 2011 , Suffolk University Law School Research Paper 10-39
Number of pages: 22 Posted: 02 Sep 2010 Last Revised: 24 Oct 2012
Kathleen C. Engel and Thomas James Fitzpatrick
Suffolk University Law School and Federal Reserve Bank of Cleveland
Downloads 316 (186,282)

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Mortgage, Financial Reform, Credit Regulation, Consumer Protection, Preemption, Assignee Liability

11.

Predatory Lending and Community Development at Loggerheads

FINANCING LOW INCOME COMMUNITIES: MODELS, OBSTACLES, AND FUTURE DIRECTIONS, Russell Sage, 2007, Cleveland-Marshall Legal Studies Paper No. 05-105
Number of pages: 47 Posted: 21 Mar 2005 Last Revised: 25 Oct 2012
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 291 (203,293)

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predatory lending, community development, Community Reinvestment Act

12.

Local Governments and Risky Home Loans

Southern Methodist University Law Review, Vol. 69, p. 609, 2016, Suffolk University Law School Research Paper No. 16-12
Number of pages: 45 Posted: 04 Nov 2016 Last Revised: 12 Sep 2017
Kathleen C. Engel
Suffolk University Law School
Downloads 264 (224,443)

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13.

Federal Preemption and Consumer Financial Protection: Past and Future

Banking & Financial Services Policy Report, Vol. 3, p. 25, March, 2012 , Suffolk University Law School Research Paper No. 12-51
Number of pages: 20 Posted: 14 Nov 2012
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 206 (284,903)
Citation 1

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14.

Student Loan Reform: Rights Under the Law, Incentives Under Contract, and Mission Failure Under ED

Harvard Journal on Legislation, Forthcoming
Number of pages: 56 Posted: 06 Feb 2021 Last Revised: 12 Feb 2021
Prentiss Cox and Kathleen C. Engel
University of Minnesota Law School and Suffolk University Law School
Downloads 174 (331,762)
Citation 2

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student loans, consumer credit, loan servicing, CFPB, consumer protection

15.

Moving Up the Residential Hierarchy: A New Remedy for an Old Injury Arising from Housing Discrimination

Washington University Law Quarterly, Vol. 77, p. 1153, 1999
Number of pages: 46 Posted: 18 Feb 2000 Last Revised: 09 May 2015
Kathleen C. Engel
Suffolk University Law School
Downloads 149 (378,100)
Citation 1

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16.

Can Consumer Law Solve the Problem of Complexity in U.S. Consumer Credit Products?

Suffolk University Law School Research Paper No. 14-34
Number of pages: 27 Posted: 22 Nov 2014 Last Revised: 23 Nov 2014
Kathleen C. Engel
Suffolk University Law School
Downloads 129 (423,512)

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17.

Brief of Amici Curiae Consumer Financial Regulation Scholars in Support of Plaintiff-Appellant Leandra English, English v. Trump, No. 18-5007 (D.C. Cir.)

Number of pages: 46 Posted: 12 Feb 2018
Adam J. Levitin, Patricia A. McCoy, Kathleen C. Engel and Dalié Jiménez
Georgetown University Law Center, Boston College Law School, Suffolk University Law School and University of California, Irvine School of Law
Downloads 127 (428,545)

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Consumer Financial Protection Bureau, succession, agency independence

18.

From Credit Denial to Predatory Lending: The Challenge of Sustaining Minority Homeownership

SEGREGATION: THE RISING COSTS FOR AMERICA (James H. Carr & Nandinee Kutty, eds., Routledge, 2008)
Number of pages: 44 Posted: 05 Sep 2007 Last Revised: 23 Aug 2016
Kathleen C. Engel and Patricia A. McCoy
Suffolk University Law School and Boston College Law School
Downloads 126 (431,201)
Citation 1

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homeownership sustainability, lending discrimination, subprime, predatory lending

19.

The State of Play in City Claims Against Financial Firms

Fordham Urban Law Journal City Square, Vol. 40, p. 82, 2014, Suffolk University Law School Research Paper No. 14-3
Number of pages: 14 Posted: 28 Jan 2014 Last Revised: 11 Feb 2014
Kathleen C. Engel
Suffolk University Law School
Downloads 64 (661,735)

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20.

The Impact of State Antipredatory Lending Laws: Policy Implications and Insights

BORROWING TO LIVE: CONSUMER AND MORTGAGE CREDIT REVISITED, Joint Center for Housing Studies, Harvard University and Brookings Institution Press, 2008, 3rd Annual Conference on Empirical Legal Studies Papers
Number of pages: 41 Posted: 03 Apr 2008 Last Revised: 25 Oct 2012
Raphael W. Bostic, Patricia A. McCoy, Anthony Pennington-Cross, Susan M. Wachter and Kathleen C. Engel
Federal Reserve Bank of Atlanta, Boston College Law School, Marquette University - Dept. of Finance, University of Pennsylvania - Wharton School, Department of Real Estate and Suffolk University Law School
Downloads 62 (672,102)
Citation 1

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subprime, lending regulations, mortgages, predatory lending

21.

Can Employers Put Genetic Information to Good Use?

Journal of Law and Health, Vol. 16, p. 9, 2001-02, Suffolk University Law School Research Paper
Number of pages: 7 Posted: 19 Nov 2013
Kathleen C. Engel
Suffolk University Law School
Downloads 18 (1,010,574)

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