Tom Mayock

UNC Charlotte

Assistant Professor

Charlotte, NC 28223

United States

Government of the United States of America - Office of the Comptroller of the Currency (OCC)

Senior Financial Economist

400 7th St Sw

Washington, DC 20219-0001

United States

SCHOLARLY PAPERS

14

DOWNLOADS
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SSRN RANKINGS

Top 42,485

in Total Papers Downloads

972

CITATIONS
Rank 29,872

SSRN RANKINGS

Top 29,872

in Total Papers Citations

13

Scholarly Papers (14)

1.

Loss Severities on Residential Real Estate Debt during the Great Recession

Number of pages: 57 Posted: 19 Jun 2013 Last Revised: 03 May 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 164 (178,982)
Citation 2

Abstract:

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LGD, Loss Severity, Credit Risk, Basel II, Mortgages, Home Equity, Sample Selection

2.

Socioeconomic and Racial Disparities in the Financial Returns to Homeownership

Number of pages: 61 Posted: 18 Apr 2015 Last Revised: 18 Oct 2016
Tom Mayock and Rachel Spritzer
UNC Charlotte and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 121 (228,620)
Citation 2

Abstract:

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Homeownership, Housing Returns, Racial Inequality, Wealth

3.

Measurement Error in Residential Property Valuation: An Application of Forecast Combination

Number of pages: 41 Posted: 30 May 2015 Last Revised: 18 Sep 2016
Dennis Glennon, Hua Kiefer and Tom Mayock
Government of the United States of America - Office of the Comptroller of the Currency (OCC), Office of the Comptroller of the Currency and UNC Charlotte
Downloads 110 (244,946)
Citation 1

Abstract:

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Housing Valuation, Forecast Combination

4.

How Does Home Equity Affect Mobility?

Number of pages: 33 Posted: 03 Nov 2012 Last Revised: 17 Aug 2013
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 110 (244,946)
Citation 7

Abstract:

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Mobility, Negative Equity, Mortgage Default

5.

Mortgage Characteristics and the Racial Incidence of Default

Number of pages: 51 Posted: 13 Mar 2017
Phillip Li and Tom Mayock
Federal Deposit Insurance Corporation and UNC Charlotte
Downloads 92 (276,190)

Abstract:

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Inequality, Mortgage Choice, Foreclosure, Mortgage Delinquency

6.

Affordable Housing and the Socioeconomic Integration of Elementary Schools

Number of pages: 29 Posted: 14 Sep 2016 Last Revised: 19 Sep 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 64 (340,715)

Abstract:

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School Segregation, Housing Affordability, Academic Achievement of Poor Children

7.

New Construction and Mortgage Default

Number of pages: 30 Posted: 28 Sep 2017 Last Revised: 22 Sep 2018
Tom Mayock and Konstantinos Tzioumis
UNC Charlotte and ALBA Graduate Business School
Downloads 58 (357,817)

Abstract:

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Mortgage Default, New Houses, Collateral Value

8.

Adverse Selection in the Market for Mortgage Servicing Rights

Number of pages: 63 Posted: 27 Nov 2017 Last Revised: 05 Apr 2019
Tom Mayock and Lan Shi
UNC Charlotte and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 50 (383,086)

Abstract:

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Mortgages, Adverse Selection, Mortgage Servicing Rights, Asymmetric Information

9.

Foreclosures and Local Government Budgets

Number of pages: 37 Posted: 22 Jul 2014 Last Revised: 16 Sep 2014
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 50 (383,086)
Citation 3

Abstract:

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Local Government Budgets, Foreclosures

10.
Downloads 45 (400,311)
Citation 1

Wages, Housing Prices, and Commutes

Number of pages: 27 Posted: 19 Sep 2013 Last Revised: 29 Aug 2014
Tom Mayock
UNC Charlotte
Downloads 45 (407,793)

Abstract:

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Compensating Differentials, Housing Costs, Commute Times

Wages, Housing Prices and Commutes

Real Estate Economics, Vol. 44, Issue 1, pp. 258-300, 2016
Number of pages: 43 Posted: 20 Jan 2016
Tom Mayock
UNC Charlotte
Downloads 0
Citation 1
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Abstract:

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Wages, Housing Prices, and Commutes

Real Estate Economics, Forthcoming
Posted: 20 Mar 2015
Tom Mayock
UNC Charlotte

Abstract:

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Housing Costs, Commute Times, Compensating Differentials

Should We Fear the Shadow? House Prices, Shadow Inventory, and the Nascent Housing Recovery

Number of pages: 39 Posted: 30 Jul 2014
Hua Kiefer, Leonard C. Kiefer and Tom Mayock
Office of the Comptroller of the Currency, Federal Home Loan Mortgage Corporation (FHLMC) and UNC Charlotte
Downloads 42 (419,464)

Abstract:

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Foreclosures, Housing Prices, Spatial Econometrics

12.

The Microdynamics of Household Credit Use through a Boom-Bust Cycle

Number of pages: 35 Posted: 14 May 2014 Last Revised: 10 Oct 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 36 (434,769)

Abstract:

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Gross Credit Flows, Deleveraging, Finanical Crisis, Consumer Credit

13.

School Segregation and the Foreclosure Crisis

Number of pages: 34 Posted: 28 May 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 30 (461,033)

Abstract:

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School Segregation, Housing, Foreclosure

14.

The Impact of Reo Sales on Neighborhoods and Their Residents

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 18 Sep 2016
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte

Abstract:

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Foreclosures; Spillovers; Negative externalities; Homeowneship