Tom Mayock

Virginia Tech

Blacksburg, VA

United Kingdom

SCHOLARLY PAPERS

18

DOWNLOADS
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1,897

SSRN CITATIONS
Rank 31,769

SSRN RANKINGS

Top 31,769

in Total Papers Citations

28

CROSSREF CITATIONS

6

Scholarly Papers (18)

Why Do Models that Predict Failure Fail?

Number of pages: 65 Posted: 24 Jun 2020
Hua Kiefer and Tom Mayock
FDIC and Virginia Tech
Downloads 114 (448,630)

Abstract:

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Mortgages, Predictive Modeling, Machine Learning, Fintech, Lending, Lucas Critique

2.

Loss Severities on Residential Real Estate Debt during the Great Recession

Number of pages: 57 Posted: 19 Jun 2013 Last Revised: 03 May 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and Virginia Tech
Downloads 201 (280,144)
Citation 2

Abstract:

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LGD, Loss Severity, Credit Risk, Basel II, Mortgages, Home Equity, Sample Selection

3.

Measurement Error in Residential Property Valuation: An Application of Forecast Combination

Number of pages: 41 Posted: 30 May 2015 Last Revised: 18 Sep 2016
Dennis Glennon, Hua Kiefer and Tom Mayock
Government of the United States of America - Office of the Comptroller of the Currency (OCC), FDIC and Virginia Tech
Downloads 191 (293,401)
Citation 2

Abstract:

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Housing Valuation, Forecast Combination

4.

Socioeconomic and Racial Disparities in the Financial Returns to Homeownership

Number of pages: 61 Posted: 18 Apr 2015 Last Revised: 18 Oct 2016
Tom Mayock and Rachel Spritzer
Virginia Tech and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 184 (303,153)
Citation 6

Abstract:

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Homeownership, Housing Returns, Racial Inequality, Wealth

5.

Mortgage Characteristics and the Racial Incidence of Default

Number of pages: 51 Posted: 13 Mar 2017
Phillip Li and Tom Mayock
Federal Deposit Insurance Corporation and Virginia Tech
Downloads 167 (330,134)
Citation 2

Abstract:

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Inequality, Mortgage Choice, Foreclosure, Mortgage Delinquency

6.

How Does Home Equity Affect Mobility?

Number of pages: 33 Posted: 03 Nov 2012 Last Revised: 17 Aug 2013
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and Virginia Tech
Downloads 166 (331,828)
Citation 7

Abstract:

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Mobility, Negative Equity, Mortgage Default

7.

Single-Family Rentals as a Pathway for Access to High-Performing Public Schools

Number of pages: 64 Posted: 16 Feb 2022 Last Revised: 17 May 2024
Tom Mayock and Kelly Vosters
Virginia Tech and University of North Carolina (UNC) at Charlotte
Downloads 148 (365,260)

Abstract:

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Housing, Schools, Household Sorting, Achievement

8.

Adverse Selection in the Market for Mortgage Servicing Rights

Journal of Housing Economics, accepted in Jun 2022.
Number of pages: 63 Posted: 27 Nov 2017 Last Revised: 29 Mar 2023
Tom Mayock and Lan Shi
Virginia Tech and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 125 (416,681)
Citation 3

Abstract:

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Mortgages, Adverse Selection, Mortgage Servicing Rights, Asymmetric Information

9.

Affordable Housing and the Socioeconomic Integration of Elementary Schools

Number of pages: 29 Posted: 14 Sep 2016 Last Revised: 19 Sep 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and Virginia Tech
Downloads 122 (424,296)
Citation 1

Abstract:

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School Segregation, Housing Affordability, Academic Achievement of Poor Children

10.

New Construction and Mortgage Default

Number of pages: 58 Posted: 28 Sep 2017 Last Revised: 24 Apr 2021
Tom Mayock and Konstantinos Tzioumis
Virginia Tech and ALBA Graduate Business School
Downloads 91 (521,122)

Abstract:

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Mortgage Default, New Houses, Collateral Value

Should We Fear the Shadow? House Prices, Shadow Inventory, and the Nascent Housing Recovery

Number of pages: 39 Posted: 30 Jul 2014
Hua Kiefer, Leonard C. Kiefer and Tom Mayock
FDIC, Federal Home Loan Mortgage Corporation (FHLMC) and Virginia Tech
Downloads 75 (593,085)

Abstract:

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Foreclosures, Housing Prices, Spatial Econometrics

12.

Foreclosures and Local Government Budgets

Number of pages: 37 Posted: 22 Jul 2014 Last Revised: 16 Sep 2014
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and Virginia Tech
Downloads 72 (598,440)
Citation 1

Abstract:

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Local Government Budgets, Foreclosures

13.
Downloads 67 (621,860)

Wages, Housing Prices, and Commutes

Number of pages: 27 Posted: 19 Sep 2013 Last Revised: 29 Aug 2014
Tom Mayock
Virginia Tech
Downloads 67 (631,917)

Abstract:

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Compensating Differentials, Housing Costs, Commute Times

Wages, Housing Prices, and Commutes

Real Estate Economics, Forthcoming
Posted: 20 Mar 2015
Tom Mayock
Virginia Tech

Abstract:

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Housing Costs, Commute Times, Compensating Differentials

14.

School Segregation and the Foreclosure Crisis

Number of pages: 34 Posted: 28 May 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and Virginia Tech
Downloads 65 (631,779)
Citation 1

Abstract:

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School Segregation, Housing, Foreclosure

15.

The Microdynamics of Household Credit Use through a Boom-Bust Cycle

Number of pages: 35 Posted: 14 May 2014 Last Revised: 10 Oct 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and Virginia Tech
Downloads 57 (674,043)

Abstract:

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Gross Credit Flows, Deleveraging, Finanical Crisis, Consumer Credit

16.

Regional Variation in Transaction Costs, Mortgage Rate Heterogeneity, and Mortgage Refinancing Behavior

FDIC Center for Financial Research Paper No. 2023-03
Number of pages: 40 Posted: 25 Oct 2023
Leonard C. Kiefer, Hua Kiefer and Tom Mayock
Federal Home Loan Mortgage Corporation (FHLMC), FDIC and Virginia Tech
Downloads 43 (761,651)

Abstract:

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Mortgage Lending, Household Finance

17.

Educational Achievement Gains Afforded by Moving to Single-Family Rentals

Number of pages: 49 Posted: 17 May 2024
Tom Mayock and Kelly Vosters
Virginia Tech and University of North Carolina (UNC) at Charlotte
Downloads 9 (1,068,024)

Abstract:

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Housing, Schools, Household Sorting, Achievement

18.

The Impact of Reo Sales on Neighborhoods and Their Residents

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 18 Sep 2016
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and Virginia Tech

Abstract:

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Foreclosures; Spillovers; Negative externalities; Homeowneship