Tom Mayock

UNC Charlotte

Assistant Professor

Charlotte, NC 28223

United States

SCHOLARLY PAPERS

16

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SSRN CITATIONS
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Top 36,738

in Total Papers Citations

17

CROSSREF CITATIONS

5

Scholarly Papers (16)

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1.

Loss Severities on Residential Real Estate Debt during the Great Recession

Number of pages: 57 Posted: 19 Jun 2013 Last Revised: 03 May 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 190 (252,854)
Citation 2

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LGD, Loss Severity, Credit Risk, Basel II, Mortgages, Home Equity, Sample Selection

2.

Socioeconomic and Racial Disparities in the Financial Returns to Homeownership

Number of pages: 61 Posted: 18 Apr 2015 Last Revised: 18 Oct 2016
Tom Mayock and Rachel Spritzer
UNC Charlotte and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 175 (271,892)
Citation 2

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Homeownership, Housing Returns, Racial Inequality, Wealth

3.

Why Do Models that Predict Failure Fail?

Downloads 98 (273,303)

Why Do Models that Predict Failure Fail?

Number of pages: 65 Posted: 24 Jun 2020
Hua Kiefer and Tom Mayock
FDIC and UNC Charlotte
Downloads 98 (427,212)

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Mortgages, Predictive Modeling, Machine Learning, Fintech, Lending, Lucas Critique

4.

Mortgage Characteristics and the Racial Incidence of Default

Number of pages: 51 Posted: 13 Mar 2017
Phillip Li and Tom Mayock
Federal Deposit Insurance Corporation and UNC Charlotte
Downloads 155 (301,366)
Citation 2

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Inequality, Mortgage Choice, Foreclosure, Mortgage Delinquency

5.

Measurement Error in Residential Property Valuation: An Application of Forecast Combination

Number of pages: 41 Posted: 30 May 2015 Last Revised: 18 Sep 2016
Dennis Glennon, Hua Kiefer and Tom Mayock
Government of the United States of America - Office of the Comptroller of the Currency (OCC), FDIC and UNC Charlotte
Downloads 146 (316,532)
Citation 2

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Housing Valuation, Forecast Combination

6.

How Does Home Equity Affect Mobility?

Number of pages: 33 Posted: 03 Nov 2012 Last Revised: 17 Aug 2013
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 146 (316,532)
Citation 5

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Mobility, Negative Equity, Mortgage Default

7.

Adverse Selection in the Market for Mortgage Servicing Rights

Journal of Housing Economics, accepted in Jun 2022.
Number of pages: 63 Posted: 27 Nov 2017 Last Revised: 29 Mar 2023
Tom Mayock and Lan Shi
UNC Charlotte and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 109 (393,898)
Citation 1

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Mortgages, Adverse Selection, Mortgage Servicing Rights, Asymmetric Information

8.

Affordable Housing and the Socioeconomic Integration of Elementary Schools

Number of pages: 29 Posted: 14 Sep 2016 Last Revised: 19 Sep 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 99 (421,216)
Citation 1

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School Segregation, Housing Affordability, Academic Achievement of Poor Children

9.

Rental Housing, Household Sorting, and Academic Achievement

Number of pages: 55 Posted: 16 Feb 2022
Tom Mayock and Kelly Vosters
UNC Charlotte and University of North Carolina (UNC) at Charlotte
Downloads 82 (477,422)

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Housing, Schools, Household Sorting, Achievement

10.

New Construction and Mortgage Default

Number of pages: 58 Posted: 28 Sep 2017 Last Revised: 24 Apr 2021
Tom Mayock and Konstantinos Tzioumis
UNC Charlotte and ALBA Graduate Business School
Downloads 82 (473,980)

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Mortgage Default, New Houses, Collateral Value

11.

Should We Fear the Shadow? House Prices, Shadow Inventory, and the Nascent Housing Recovery

Downloads 64 (543,259)

Should We Fear the Shadow? House Prices, Shadow Inventory, and the Nascent Housing Recovery

Number of pages: 39 Posted: 30 Jul 2014
Hua Kiefer, Leonard C. Kiefer and Tom Mayock
FDIC, Federal Home Loan Mortgage Corporation (FHLMC) and UNC Charlotte
Downloads 64 (551,451)

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Foreclosures, Housing Prices, Spatial Econometrics

12.

Foreclosures and Local Government Budgets

Number of pages: 37 Posted: 22 Jul 2014 Last Revised: 16 Sep 2014
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 60 (560,953)
Citation 1

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Local Government Budgets, Foreclosures

13.

Wages, Housing Prices, and Commutes

Downloads 59 (565,529)

Wages, Housing Prices, and Commutes

Number of pages: 27 Posted: 19 Sep 2013 Last Revised: 29 Aug 2014
Tom Mayock
UNC Charlotte
Downloads 59 (574,979)

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Compensating Differentials, Housing Costs, Commute Times

Wages, Housing Prices, and Commutes

Real Estate Economics, Forthcoming
Posted: 20 Mar 2015
Tom Mayock
UNC Charlotte

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Housing Costs, Commute Times, Compensating Differentials

14.

School Segregation and the Foreclosure Crisis

Number of pages: 34 Posted: 28 May 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 55 (584,494)
Citation 1

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School Segregation, Housing, Foreclosure

15.

The Microdynamics of Household Credit Use through a Boom-Bust Cycle

Number of pages: 35 Posted: 14 May 2014 Last Revised: 10 Oct 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 51 (604,703)

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Gross Credit Flows, Deleveraging, Finanical Crisis, Consumer Credit

16.

The Impact of Reo Sales on Neighborhoods and Their Residents

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 18 Sep 2016
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte

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Foreclosures; Spillovers; Negative externalities; Homeowneship