Tom Mayock

UNC Charlotte

Assistant Professor

Charlotte, NC 28223

United States

Government of the United States of America - Office of the Comptroller of the Currency (OCC)

Senior Financial Economist

400 7th St Sw

Washington, DC 20219-0001

United States

SCHOLARLY PAPERS

15

DOWNLOADS
Rank 41,839

SSRN RANKINGS

Top 41,839

in Total Papers Downloads

1,175

SSRN CITATIONS

5

CROSSREF CITATIONS

6

Scholarly Papers (15)

1.

Loss Severities on Residential Real Estate Debt during the Great Recession

Number of pages: 57 Posted: 19 Jun 2013 Last Revised: 03 May 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 171 (194,955)
Citation 1

Abstract:

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LGD, Loss Severity, Credit Risk, Basel II, Mortgages, Home Equity, Sample Selection

2.

Socioeconomic and Racial Disparities in the Financial Returns to Homeownership

Number of pages: 61 Posted: 18 Apr 2015 Last Revised: 18 Oct 2016
Tom Mayock and Rachel Spritzer
UNC Charlotte and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 140 (230,274)
Citation 2

Abstract:

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Homeownership, Housing Returns, Racial Inequality, Wealth

3.

Measurement Error in Residential Property Valuation: An Application of Forecast Combination

Number of pages: 41 Posted: 30 May 2015 Last Revised: 18 Sep 2016
Dennis Glennon, Hua Kiefer and Tom Mayock
Government of the United States of America - Office of the Comptroller of the Currency (OCC), FDIC and UNC Charlotte
Downloads 124 (253,066)

Abstract:

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Housing Valuation, Forecast Combination

4.

How Does Home Equity Affect Mobility?

Number of pages: 33 Posted: 03 Nov 2012 Last Revised: 17 Aug 2013
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 123 (254,591)
Citation 4

Abstract:

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Mobility, Negative Equity, Mortgage Default

5.

Mortgage Characteristics and the Racial Incidence of Default

Number of pages: 51 Posted: 13 Mar 2017
Phillip Li and Tom Mayock
Federal Deposit Insurance Corporation and UNC Charlotte
Downloads 119 (261,001)
Citation 1

Abstract:

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Inequality, Mortgage Choice, Foreclosure, Mortgage Delinquency

6.

Affordable Housing and the Socioeconomic Integration of Elementary Schools

Number of pages: 29 Posted: 14 Sep 2016 Last Revised: 19 Sep 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 84 (328,997)

Abstract:

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School Segregation, Housing Affordability, Academic Achievement of Poor Children

7.

Adverse Selection in the Market for Mortgage Servicing Rights

Number of pages: 63 Posted: 27 Nov 2017 Last Revised: 05 Apr 2019
Tom Mayock and Lan Shi
UNC Charlotte and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 64 (382,790)

Abstract:

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Mortgages, Adverse Selection, Mortgage Servicing Rights, Asymmetric Information

8.

New Construction and Mortgage Default

Number of pages: 30 Posted: 28 Sep 2017 Last Revised: 22 Sep 2018
Tom Mayock and Konstantinos Tzioumis
UNC Charlotte and ALBA Graduate Business School
Downloads 64 (382,790)

Abstract:

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Mortgage Default, New Houses, Collateral Value

9.

Why Do Models that Predict Failure Fail?

Number of pages: 65 Posted: 24 Jun 2020
Hua Kiefer and Tom Mayock
FDIC and UNC Charlotte
Downloads 60 (395,389)

Abstract:

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Mortgages, Predictive Modeling, Machine Learning, Fintech, Lending, Lucas Critique

10.

Foreclosures and Local Government Budgets

Number of pages: 37 Posted: 22 Jul 2014 Last Revised: 16 Sep 2014
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 53 (419,334)
Citation 1

Abstract:

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Local Government Budgets, Foreclosures

11.
Downloads 49 (433,846)
Citation 1

Wages, Housing Prices, and Commutes

Number of pages: 27 Posted: 19 Sep 2013 Last Revised: 29 Aug 2014
Tom Mayock
UNC Charlotte
Downloads 49 (441,451)

Abstract:

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Compensating Differentials, Housing Costs, Commute Times

Wages, Housing Prices and Commutes

Real Estate Economics, Vol. 44, Issue 1, pp. 258-300, 2016
Number of pages: 43 Posted: 20 Jan 2016
Tom Mayock
UNC Charlotte
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Wages, Housing Prices, and Commutes

Real Estate Economics, Forthcoming
Posted: 20 Mar 2015
Tom Mayock
UNC Charlotte

Abstract:

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Housing Costs, Commute Times, Compensating Differentials

Should We Fear the Shadow? House Prices, Shadow Inventory, and the Nascent Housing Recovery

Number of pages: 39 Posted: 30 Jul 2014
Hua Kiefer, Leonard C. Kiefer and Tom Mayock
FDIC, Federal Home Loan Mortgage Corporation (FHLMC) and UNC Charlotte
Downloads 47 (449,599)

Abstract:

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Foreclosures, Housing Prices, Spatial Econometrics

13.

The Microdynamics of Household Credit Use through a Boom-Bust Cycle

Number of pages: 35 Posted: 14 May 2014 Last Revised: 10 Oct 2014
Fredrik Andersson and Tom Mayock
Office of the Comptroller of the Currency (OCC) and UNC Charlotte
Downloads 41 (465,925)

Abstract:

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Gross Credit Flows, Deleveraging, Finanical Crisis, Consumer Credit

14.

School Segregation and the Foreclosure Crisis

Number of pages: 34 Posted: 28 May 2017
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte
Downloads 36 (488,057)

Abstract:

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School Segregation, Housing, Foreclosure

15.

The Impact of Reo Sales on Neighborhoods and Their Residents

Journal of Real Estate Finance and Economics, Vol. 53, No. 3, 2016
Posted: 18 Sep 2016
Keith R. Ihlanfeldt and Tom Mayock
Florida State University - Department of Economics and UNC Charlotte

Abstract:

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Foreclosures; Spillovers; Negative externalities; Homeowneship