Peterson K Ozili

Researcher

SCHOLARLY PAPERS

160

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Rank 172

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Top 172

in Total Papers Downloads

105,537

SSRN CITATIONS
Rank 3,301

SSRN RANKINGS

Top 3,301

in Total Papers Citations

425

CROSSREF CITATIONS

64

Scholarly Papers (160)

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1.

Spillover of COVID-19: Impact on the Global Economy

Number of pages: 29 Posted: 30 Mar 2020 Last Revised: 21 Nov 2022
Peterson K Ozili and Thankom Arun
Researcher and University of Essex - Essex Business School
Downloads 43,670 (61)
Citation 161

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COVID-19, Coronavirus, SARS-CoV-2, outbreak, social distancing, pandemic, financial crisis, global recession, public health, spillovers, monetary policy, fiscal policy, liquidity provision, Central banks, energy, unemployment, inflation, GDP growth, Omicron, Delta variant, Deltacron.

2.

Global Economic Consequence of Russian Invasion of Ukraine

Number of pages: 34 Posted: 20 Apr 2022 Last Revised: 13 Feb 2023
Peterson K Ozili
Researcher
Downloads 10,022 (936)
Citation 29

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War, Ukraine, Russia, conflict, sanction, SWIFT, invasion, economic consequence, NATO

3.

Forensic Accounting and Fraud: A Review of Literature and Policy Implications.

International Journal of Accounting and Economics Studies, 3(1), 63-68
Number of pages: 19 Posted: 09 Jul 2015 Last Revised: 03 Mar 2017
Peterson K Ozili
Researcher
Downloads 4,948 (3,110)
Citation 4

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Forensic Accounting, Fraud, Forensic Education, Fraud Triangle, Fraud Investigation, Fraud Detection, Corporate Fraud, Forensic Science, Forensic Accounting, Ethics, Regulation,

4.

Theories of Financial Inclusion

Number of pages: 23 Posted: 26 Feb 2020 Last Revised: 07 Sep 2021
Peterson K Ozili
Researcher
Downloads 3,436 (5,749)
Citation 24

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financial inclusion, theory, financial institutions, financial access, access to finance, dissatisfaction theory, vulnerable group, systems theory, community echelon, public service, special agent, financial literacy, collaborative intervention, intervention fund, households

5.

COVID-19 Pandemic and Economic Crisis: The Nigerian Experience and Structural Causes

Number of pages: 29 Posted: 03 Apr 2020 Last Revised: 28 Aug 2021
Peterson K Ozili
Researcher
Downloads 2,234 (11,410)
Citation 13

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Nigeria, COVID-19, Coronavirus, SARS-CoV-2, outbreak, pandemic, financial crisis, global recession, public health, spillovers, monetary policy, fiscal policy, liquidity provision, central bank

6.

Causes and Consequences of the 2023 Banking Crisis

Number of pages: 26 Posted: 17 Apr 2023 Last Revised: 06 Jun 2023
Peterson K Ozili
Researcher
Downloads 2,149 (12,184)
Citation 1

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Financial crisis, banking crisis, financial stability, Silicon Valley Bank, Credit Suisse, Signature Bank, interest rate, government bonds, United States, First Republic Bank.

7.

Financial Inclusion and Fintech during COVID-19 Crisis: Policy Solutions

The Company Lawyer Journal. Vol 8.
Number of pages: 9 Posted: 26 Apr 2020 Last Revised: 15 May 2021
Peterson K Ozili
Researcher
Downloads 2,022 (13,367)
Citation 1

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digital finance, Fintech, financial inclusion, access to finance, regulation, financial services, COVID-19, Coronavirus, SARS-CoV-2, lockdown, social distancing, pandemic, recession, financial crisis, policy

8.

Green Finance Research Around the World: A Review of Literature

International Journal of Green Economics, Forthcoming
Number of pages: 31 Posted: 25 Apr 2022 Last Revised: 13 Jun 2022
Peterson K Ozili
Researcher
Downloads 1,896 (14,815)
Citation 1

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literature review, green finance, green investment, climate change, sustainable finance, green bonds, green banks, sustainable development goals, climate finance, environment, green loan, climate change mitigation. Paris Agreement, COP26.

9.

COVID-19 in Africa: Socio-economic Impact, Policy Response and Opportunities

International Journal of Sociology and Social Policy, May 2020
Number of pages: 33 Posted: 14 Apr 2020 Last Revised: 28 Aug 2021
Peterson K Ozili
Researcher
Downloads 1,751 (16,741)
Citation 41

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Africa, COVID-19, Coronavirus, SARS-CoV-2, outbreak, pandemic, social policy, economic crisis, financial crisis, global recession, public health, spillovers, monetary policy, fiscal policy, liquidity provision, Central banks, socioeconomic impact

10.

Accounting and Financial Reporting during a Pandemic

Number of pages: 9 Posted: 29 May 2020 Last Revised: 25 Jan 2021
Peterson K Ozili
Researcher
Downloads 1,568 (19,833)
Citation 5

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coronavirus, COVID-19, accounting, earnings management, financial reporting, earnings quality, reported earnings, bailout, accounting techniques, loss avoidance, fair value accounting, stimulus package, big-bath accounting, income smoothing

11.

Implications of Fuel Subsidy Removal on the Nigerian Economy

Public Policy’s Role in Achieving Sustainable Development Goals, 2023
Number of pages: 25 Posted: 22 Aug 2023 Last Revised: 29 Aug 2023
Peterson K Ozili and Kingsley Obiora
Researcher and Central Bank of Nigeria
Downloads 1,356 (25,447)

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fuel subsidy removal, Nigeria, economic growth, poverty, unemployment, corruption, fiscal deficit.

12.

The Acceptable R-Square in Empirical Modelling for Social Science Research

Social Research Methodology and Publishing Results
Number of pages: 9 Posted: 17 Jun 2022 Last Revised: 24 Feb 2023
Peterson K Ozili
Researcher
Downloads 1,352 (24,930)
Citation 10

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R-square, low R-square, social science, research, empirical model, modelling, regression.

13.

Theories of Sustainable Finance

Managing Global Transitions, March 2022
Number of pages: 21 Posted: 15 Apr 2022 Last Revised: 10 Mar 2023
Peterson K Ozili
Researcher
Downloads 1,284 (26,910)
Citation 1

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Sustainable finance, theories of sustainable finance, priority theory, resource theory, peer emulation theory, life span theory, positive signalling theory, system disruption theory, economic agents, green bonds, green finance

14.

Central Bank Digital Currency in Nigeria: Opportunities and Risks

Number of pages: 12 Posted: 07 Oct 2021 Last Revised: 05 May 2022
Peterson K Ozili
Researcher
Downloads 1,178 (30,405)
Citation 6

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central bank digital currency, eNaira, blockchain, CBN eNaira, cryptocurrency, central bank, CBDC, bitcoin, payment system, fiat digital currency, distributed ledger, Nigeria

15.

Central Bank Digital Currency Can Lead to the Collapse of Cryptocurrency

Number of pages: 12 Posted: 28 May 2021 Last Revised: 26 Oct 2021
Peterson K Ozili
Researcher
Downloads 1,091 (33,867)
Citation 5

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central bank digital currency, cryptocurrency, bitcoin, blockchain, distributed ledger, payment system, central banks, CBDC, digital innovation, cryptoassets, stablecoin, Covid-19, fiat digital currency

16.

Central Bank Digital Currency in India: The Case for a Digital Rupee

COMPETITIVE ADVANTAGE, STRATEGY AND INNOVATION IN AFRICA: Issues & Applications
Number of pages: 20 Posted: 22 Nov 2022 Last Revised: 03 Apr 2023
Peterson K Ozili
Researcher
Downloads 1,023 (37,108)

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India, CBDC, cryptocurrency, digital rupee, central bank digital currency, blockchain, distributed ledger technology. CBDC design, financial stability, monetary policy.

17.

Central Bank Digital Currency Research Around the World: A Review of Literature

Journal of Money Laundering Control
Number of pages: 20 Posted: 28 Feb 2022 Last Revised: 10 Oct 2022
Peterson K Ozili
Researcher
Downloads 991 (38,824)
Citation 5

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Digital currency, Money, Central bank digital currency, CBDC, Digital finance, Cryptocurrency, Financial inclusion, CBDC design, Blockchain, Distributed ledger technology.

18.

Big Data and Artificial Intelligence for Financial Inclusion: Benefits and Issues

Artificial Intelligence Fintech, and Financial Inclusion
Number of pages: 14 Posted: 09 Mar 2021 Last Revised: 24 Aug 2021
Peterson K Ozili
Researcher
Downloads 981 (39,431)
Citation 5

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Big data, artificial intelligence, AI, digital finance, fintech, blockchain, financial technology, digital finance, financial inclusion, unbanked adults, formal accounts, access to finance.

19.

Sustainability and Sustainable Development Research Around the World

Managing Global Transitions, 2022
Number of pages: 29 Posted: 29 Mar 2022 Last Revised: 15 Sep 2022
Peterson K Ozili
Researcher
Downloads 921 (43,054)

Abstract:

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Sustainability, sustainable development, world, environment, society, research, sustainable development goals, environment

20.

100 Quotes from the Global Financial Crisis: Lessons for the Future

Number of pages: 12 Posted: 31 Dec 2019 Last Revised: 08 Feb 2021
Peterson K Ozili
Researcher
Downloads 847 (48,320)
Citation 3

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systemic risk, financial crisis, bank failure, too big to fail, government bailouts, central banks, banks, banking and finance, recessions, global financial crisis, 100 quotes

21.

Forensic Accounting Theory

Finance, Insurance and Risk Management Theory and Practices, Vol. 1, Emerald, 2020
Number of pages: 16 Posted: 25 Feb 2020
Peterson K Ozili
Researcher
Downloads 803 (51,923)

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fraud, forensic accounting, financial reporting, fraud detection, forensic accounting theory, accounting, financial accounting, forensic science, accounting education, forensic accountant.

22.

Can Central Bank Digital Currency Increase Financial Inclusion? Arguments for and Against

Number of pages: 12 Posted: 18 Nov 2021 Last Revised: 11 Apr 2022
Peterson K Ozili
Researcher
Downloads 802 (52,093)

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financial inclusion, central bank digital currency, CBDC, debate, arguments, digital currency, monetary policy, cash.

23.

Impact of Digital Finance on Financial Inclusion and Stability

Borsa Instanbul Review 18(4), 329-340.
Number of pages: 28 Posted: 02 Mar 2018 Last Revised: 02 Mar 2019
Peterson K Ozili
Researcher
Downloads 773 (54,678)
Citation 62

Abstract:

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Financial Inclusion, Fintech, Digital Finance, Financial Stability, Financial Risk, Financial Institutions, Banks

24.

The Role of Banks in the Circular Economy

Number of pages: 9 Posted: 18 Feb 2021 Last Revised: 10 Mar 2021
Peterson K Ozili and Francis Opene
Researcher and Central Bank of Nigeria
Downloads 668 (66,287)
Citation 1

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banks, circular economy, environment, waste, resources, financial institutions, climate change

25.

Digital Finance, Green Finance and Social Finance: Is There a Link?

Number of pages: 11 Posted: 24 Mar 2021
Peterson K Ozili
Researcher
Downloads 608 (74,675)

Abstract:

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green finance, social finance, digital finance, sustainable development, environment, sustainable finance, innovation

26.

Financial Inclusion Research Around the World: A Review

Forum for Social Economics, 2020
Number of pages: 24 Posted: 31 Jan 2020
Peterson K Ozili
Researcher
Downloads 599 (76,069)
Citation 55

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Financial Inclusion, Financial Technology, Digital Finance, Poverty Reduction, Financial Stability, Financial Institutions, Economic Cycle, Systemic Risk, Controversy, Fintech

27.

Banking Stability Determinants in Africa

International Journal of Managerial Finance, Vol. 14, 2018
Number of pages: 27 Posted: 26 Feb 2018
Peterson K Ozili
Researcher
Downloads 541 (86,354)
Citation 4

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Financial Structure; Banking stability; Institutional Quality, Financial Institutions, Bank Performance

28.

Bank Loan Loss Provisions Research: A Review

Borsa Istanbul Review, 17(3), 144-163
Number of pages: 54 Posted: 25 Jan 2017 Last Revised: 21 Sep 2021
Peterson K Ozili and Erick Rading Outa
Researcher and Charles Darwin University
Downloads 530 (88,582)
Citation 22

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banks; dynamic provisioning; business cycles; loan loss provisions; income smoothing; procyclicality; capital management; signalling; accounting discretion; islamic banking; financial crisis; Europe; Africa; US; Asia; Australia; financial institutions; risk management

29.

Determinants of Bank Profitability and Basel Capital Regulation: Empirical Evidence from Nigeria

Research Journal of Finance and Accounting, 6 (2), 124-131
Number of pages: 14 Posted: 04 Jan 2015 Last Revised: 27 Oct 2016
Peterson K Ozili
Researcher
Downloads 521 (90,491)
Citation 15

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Bank Profitability, Performance, Basel, Return on Asset, Net Interest Margin, Bank Regulation

30.

Bank Income Smoothing during the COVID-19 Pandemic: Evidence from UK Banks

Number of pages: 17 Posted: 28 Mar 2021 Last Revised: 06 Jan 2022
Peterson K Ozili
Researcher
Downloads 504 (94,274)

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banks, systemic risk, income smoothing, loan loss provisions, COVID-19, pandemic, earnings management, United Kingdom, Britain.

31.

How Bank Managers Anticipate Non-Performing Loans. Evidence from Europe, US, Asia and Africa

Applied Finance and Accounting 1 (2), 73-80
Number of pages: 9 Posted: 17 Apr 2015 Last Revised: 03 May 2021
Peterson K Ozili
Researcher
Downloads 495 (96,254)
Citation 1

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Non-performing Loans, Credit risk, Macroeconomic determinants, bank specific determinants, banking

32.

Non-Performing Loans and Financial Development: New Evidence

The Journal of Risk Finance (2019)
Number of pages: 34 Posted: 05 Jan 2017 Last Revised: 02 Mar 2019
Peterson K Ozili
Researcher
Downloads 494 (97,001)
Citation 14

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Non-performing loans; credit risk; financial development; banking crisis; foreign banks; financial intermediation; banking sector development; efficiency; liquidity; asset quality; bank concentration, banking stability; Sub-saharan Africa; MENA; Europe; Asia-Pacific; Latin America

33.

Digital Finance Research and Developments Around the World: A Literature Review

International Journal of Business Forecasting and Marketing Intelligence, June 2022
Number of pages: 25 Posted: 27 Jul 2022 Last Revised: 11 Jan 2023
Peterson K Ozili
Researcher
Downloads 490 (97,497)

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Digital finance, artificial intelligence, machine learning, financial inclusion, fintech, access to finance, financial stability, economic growth, blockchain, central bank digital currency, robotics, cryptocurrency

34.

Loan Loss Provisioning, Income Smoothing, Signaling, Capital Management and Procyclicality: Does IFRS Matter? Empirical Evidence from Nigeria

Mediterranean Journal of Social Sciences, 6 (2): 224-232
Number of pages: 18 Posted: 30 Dec 2014 Last Revised: 29 Jul 2015
Peterson K Ozili
Researcher
Downloads 467 (103,306)
Citation 9

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Loan loss provision, Earnings Management, Signaling, Bank Capital, Procyclicality, IFRS

35.

Sustainability accounting

Number of pages: 14 Posted: 19 Mar 2021 Last Revised: 22 Feb 2022
Peterson K Ozili
Researcher
Downloads 422 (116,672)

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Sustainability accounting, sustainability, accounting, sustainability reporting, sustainable development; society; environment

36.

Impact of Financial Inclusion on Economic Growth: Review of Existing Literature and Directions for Future Research

International Journal of Social Economics, Forthcoming
Number of pages: 25 Posted: 30 Nov 2022
Peterson K Ozili, Adekemi Ademiju and rachid semia
Researcher, Central Bank of Nigeria and University of Monastir
Downloads 390 (128,536)

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financial inclusion, economic growth, literature review, access to finance, GDP, GDP per capita, causality tests, regression, cointegration, Africa, Europe, Asia, financial inclusion, index, theory.

37.

Financial Inclusion in Nigeria: Determinants, Challenges and Achievements

Number of pages: 15 Posted: 14 Apr 2020 Last Revised: 26 Oct 2020
Peterson K Ozili
Researcher
Downloads 340 (148,301)
Citation 6

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Financial Inclusion, Access to Finance, Financial Exclusion, Development, Economic Growth, Poverty Reduction, Nigeria, Digital Finance, Cashless Policy, Financial Education, Financial Literacy, Africa, Robo Advisor, Regulatory Sandbox, Regtech.

38.

Bank Profitability Determinants: Comparing the United States, Nigeria and South Africa

Number of pages: 20 Posted: 17 Mar 2021
Peterson K Ozili
Researcher
Downloads 331 (152,525)

Abstract:

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banks, profitability, non-performing loans, efficiency, Nigeria, South Africa, United States

39.

Determinants of Banking Stability in Nigeria

CBN Bullion, Vol 43, No 2., 2019
Number of pages: 14 Posted: 10 Jun 2019 Last Revised: 20 Aug 2019
Peterson K Ozili
Researcher
Downloads 325 (155,615)

Abstract:

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Bank Stability, Bank Performance, Bank behavior, financial stability, Nigeria, Bank Regulation

40.

Decentralised Finance and Cryptocurrency Activity in Africa

CSEF Volume 109, 2022
Number of pages: 13 Posted: 07 Mar 2022 Last Revised: 25 Sep 2022
Peterson K Ozili
Researcher
Downloads 301 (168,752)

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Decentralized finance, cryptocurrencies, DeFi, dApps, AfCFTA, bitcoin, blockchain, central bank digital currency crypto technologies, Africa, smart contracts

41.

Global Energy Crisis: Impact on the Global Economy

In Book: The Impact of Climate Change and Sustainability Standards on the Insurance Market
Number of pages: 18 Posted: 05 Jan 2023 Last Revised: 09 Mar 2023
Peterson K Ozili and Ercan Ozen
Researcher and Usak University
Downloads 279 (182,563)

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COVID-19 pandemic, gasoline, energy crisis, Asia, Europe, Africa, Middle East

42.

Corporate Governance Research in Nigeria: A Review

Number of pages: 34 Posted: 06 Jan 2021
Peterson K Ozili
Researcher
Downloads 252 (202,163)

Abstract:

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Corporate governance, Nigeria, Board size, Firm performance, Board of directors, CEO duality, Africa, Regulation, Ownership Structure, Audit committee, Earnings management, Financial reporting

43.

Advances and Issues in Fraud Research: A Commentary

Journal of Financial Crime, Vol 27, No. 1. (2020)
Number of pages: 15 Posted: 07 Mar 2018 Last Revised: 22 Jan 2020
Peterson K Ozili
Researcher
Downloads 246 (206,940)
Citation 1

Abstract:

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Fraud; Forensic Accounting; Fraud Detection; Financial Reporting; Data Mining; Forensic; Accounting Education; Banking

44.

Comparing Digital Finance in the UK, US, India and Nigeria

Number of pages: 15 Posted: 06 Jan 2021
Peterson K Ozili
Researcher
Downloads 244 (208,554)
Citation 2

Abstract:

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Fintech; Digital finance; Credit card; Debit card; Payment system; Digital financial services, Financial technology, Financial institutions

45.

Financial Inclusion: The Globally Important Determinants

Financial Internet Quarterly, Vol.17 No 4. (2021)
Number of pages: 23 Posted: 03 Mar 2022
Peterson K Ozili
Researcher
Downloads 243 (209,409)

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financial inclusion; determinants; unbanked adults; access to finance; digital finance; financial literacy

46.

The COVID-19 Global Debt Crisis: How to Avoid It

Number of pages: 15 Posted: 05 Apr 2021 Last Revised: 17 Jan 2023
Peterson K Ozili
Researcher
Downloads 235 (216,342)

Abstract:

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COVID-19, debt crisis, pandemic, debt restructuring, economic crisis, coronavirus, economic impact

47.

Making Sustainable Finance Sustainable

Financial Internet Quarterly
Number of pages: 12 Posted: 31 Mar 2021 Last Revised: 16 Sep 2021
Peterson K Ozili
Researcher
Downloads 232 (219,110)
Citation 1

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finance, sustainability, financial institutions, financial instruments, green finance, green bonds, light-touch regulation, bottom-up approach, sustainability reporting, sustainable development

48.

Fraud Detection, Conservatism and Political Economy of Whistle-Blowing

Academic Journal of Interdisciplinary Studies 5 (3), 17-24
Number of pages: 22 Posted: 10 Nov 2016
Peterson K Ozili
Researcher
Downloads 223 (227,536)

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Forensic Accounting, Fraud Detection, Whistle Blowing, Politics, Conservatism, Ownership Control, Political Economy, Fraud

49.

Global Central Bank Digital Currency Research and Developments: Implication for Cryptocurrency

Cryptocurrency: Concepts, Technology, and Issues
Number of pages: 16 Posted: 23 May 2022 Last Revised: 01 Mar 2023
Peterson K Ozili
Researcher
Downloads 219 (231,479)

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cryptocurrency, bitcoins, stablecoin, digital currency, central bank digital currency, CBDC, big tech, Fintech, distributed ledger technology, blockchain

50.

Financial Inclusion, Sustainability and Sustainable Development

CSEF Vol 110
Number of pages: 17 Posted: 30 Aug 2022 Last Revised: 16 Jan 2023
Peterson K Ozili
Researcher
Downloads 216 (234,417)

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sustainable development, financial inclusion, sustainability, financial institutions, unbanked adults, access to finance, poverty reduction, economic dimension, social dimension, sustainable development goals, United Nations

51.

Digital Financial Inclusion

Emerald Studies in Finance Insurance and Risk Management, Forthcoming
Number of pages: 14 Posted: 12 May 2022
Peterson K Ozili
Researcher
Downloads 205 (247,003)

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digital finance, artificial intelligence, financial inclusion, digital financial inclusion.

52.

Financial Inclusion: A Strong Critique

Number of pages: 18 Posted: 21 May 2020 Last Revised: 15 Mar 2021
Peterson K Ozili
Researcher
Downloads 202 (249,402)
Citation 4

Abstract:

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financial inclusion, criticism, poverty, digital money, digital finance, financial literacy, blockchain, fintech, formal accounts, inequality, decision making, financial education, finance

53.

Blockchain Finance: Questions Regulators Ask

International Finance Review (2019)
Number of pages: 8 Posted: 23 Sep 2018 Last Revised: 26 Oct 2021
Peterson K Ozili
Researcher
Downloads 202 (249,402)
Citation 1

Abstract:

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Bitcoin; Blockchain Finance, Fintech, Financial stability, Financial intermediation; Financial institutions; Banking regulation, Financial Regulation, Blockchain

54.

Earnings Quality and IFRS Research in Africa: Recent Evidence, Issues and Future Direction

Research Journal of Finance and Accounting, Vol 7, No, 16, pp. 84-94, 2016
Number of pages: 26 Posted: 02 Sep 2016 Last Revised: 04 Sep 2016
Peterson K Ozili
Researcher
Downloads 190 (263,477)

Abstract:

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Earnings Quality, Standard Setting, Earnings Management, IFRS Adoption, Accounting Quality, Disclosure Regulation

55.

eNaira Central Bank Digital Currency (CBDC) For Financial Inclusion In Nigeria

Digital Economy, Energy and Sustainability
Number of pages: 25 Posted: 16 Nov 2022 Last Revised: 03 Mar 2023
Peterson K Ozili
Researcher
Downloads 188 (266,044)

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Nigeria, central bank digital currency, CBDC, eNaira, financial inclusion, payment, eNaira wallet

56.

Tax Evasion and Financial Instability

Journal of Financial Crime, Forthcoming
Number of pages: 11 Posted: 14 Aug 2018 Last Revised: 22 Jan 2020
Peterson K Ozili
Researcher
Downloads 185 (269,923)

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Tax, Tax evasion, financial stability, financial crisis, tax avoidance

57.

Economic Policy Uncertainty in Banking: A Literature Review

Handbook of Research on Financial Management During Economic Downturn and Recovery, Forthcoming
Number of pages: 23 Posted: 28 May 2021
Peterson K Ozili
Researcher
Downloads 181 (275,009)
Citation 1

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economic policy uncertainty, banking, banks, uncertainty, index, news, government, tax code, inflation, elections

58.

Using Central Bank Digital Currency to Achieve the Sustainable Development Goals

Contemporary Studies in Economics and Financial Analysis – CSEF Vol 111, Forthcoming
Number of pages: 13 Posted: 01 Mar 2023
Peterson K Ozili
Researcher
Downloads 179 (277,708)

Abstract:

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central bank digital currency, CBDC, sustainable development, sustainable development goals, United Nations, SDGs

59.

Financial Inclusion in Nigeria: An Overview

International Journal of Banking and Finance, Forthcoming
Number of pages: 20 Posted: 24 Apr 2021
Peterson K Ozili
Researcher
Downloads 174 (286,171)

Abstract:

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formal account, borrowing, sustainable development, Nigeria, financial inclusion, access to finance, financial institutions, credit cards, debit cards, account ownership, female, savings

60.

Bank Non-Performing Loans in the Fintech Era

International Journal of Financial Innovation in Banking, Forthcoming
Number of pages: 21 Posted: 04 Sep 2021
Peterson K Ozili
Researcher
Downloads 172 (287,604)

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non-performing loan, financial innovation, disruptive technology, legal system, banks, Fintech, banks, credit risk, first wave Fintech era, second wave Fintech era.

61.

Measuring Financial Inclusion and Financial Exclusion

Number of pages: 18 Posted: 11 Mar 2021 Last Revised: 23 Mar 2021
Peterson K Ozili
Researcher
Downloads 156 (312,234)
Citation 3

Abstract:

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Financial inclusion, financial exclusion, poverty, access to finance, index, inclusive growth, development

62.

Decentralized Finance Research and Developments Around the World

Journal of Banking and Financial Technology, Forthcoming
Number of pages: 35 Posted: 21 Sep 2022
Peterson K Ozili
Researcher
Downloads 146 (329,748)
Citation 1

Abstract:

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decentralized finance, DeFi, blockchain, ethereum, cryptocurrency, distributed ledger technology, protocol, token, total valued locked, smart contract, digital currency, literature review.

63.

Microfinance Models: Lessons Learned

Nigerian Microfinance Newsletter, 24th edition, 2018
Number of pages: 5 Posted: 27 Dec 2018
Peterson K Ozili
Researcher
Downloads 146 (329,748)

Abstract:

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Microfinance; Nigeria, Development, Financial Inclusion; Poverty

64.

CBDC, Fintech and Cryptocurrency for Financial Inclusion and Financial Stability

Digital Policy, Regulation and Governance Journal 2022
Number of pages: 41 Posted: 13 Dec 2022
Peterson K Ozili
Researcher
Downloads 143 (335,233)

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CBDC, Fintech, cryptocurrency, financial inclusion, financial stability, blockchain, central bank digital currency.

65.

Financial Regulation and Bank Supervision during a Pandemic

In: Insurance and Risk Management for Disruptions in Social, Economic and Environmental Systems, Forthcoming
Number of pages: 10 Posted: 22 Jan 2021 Last Revised: 30 Aug 2021
Peterson K Ozili
Researcher
Downloads 141 (339,020)
Citation 1

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Pandemic, COVID-19, coronavirus, SARS, bank regulation, bank supervision, financial regulation

66.

Social Inclusion and Financial Inclusion: International Evidence

International Journal of Development Issues, 2020
Number of pages: 22 Posted: 26 Feb 2020 Last Revised: 13 Jul 2020
Peterson K Ozili
Researcher
Downloads 129 (362,997)
Citation 7

Abstract:

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financial inclusion, social inclusion, sustainability, access to finance, account ownership

67.

A Survey of Central Bank Digital Currency Adoption in African countries

The Fourth Industrial Revolution in Africa: Exploring the Development Implications of Smart Technologies in Africa (2023)
Number of pages: 21 Posted: 25 May 2023
Peterson K Ozili
Researcher
Downloads 125 (371,680)

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central bank digital currency, CBDC, Africa, blockchain, distributed ledger technology, CBDC survey

68.

Bank Earnings Smoothing, Audit Quality and Procyclicality in Africa: The Case of Loan Loss Provisions

Review of Accounting and Finance, Vol. 16, No. 2, 2017
Number of pages: 29 Posted: 28 Mar 2017
Peterson K Ozili
Researcher
Downloads 123 (376,181)
Citation 4

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Loan Loss Provisions, Earnings Management, Dynamic Provisioning, Income Smoothing, Audit Quality, Procyclicality, Africa, Banks, Economic Cycles

69.

Financial Stability and Sustainable Development

International Journal of Finance and Economics
Number of pages: 53 Posted: 08 Feb 2023 Last Revised: 12 Apr 2023
Peterson K Ozili and Paul Terhemba Iorember
Researcher and Nile University of Nigeria
Downloads 122 (380,866)
Citation 2

Abstract:

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Financial stability, sustainable development, financial institutions, institutional quality, capital buffer, sustainable development goals, economic growth, ZSCORE, banks.

70.

Embedded Finance: Assessing the Benefits, Use Case, Challenges and Interest Over Time

Journal of Internet and Digital Economics, Forthcoming
Number of pages: 24 Posted: 04 Oct 2022
Peterson K Ozili
Researcher
Downloads 116 (400,178)

Abstract:

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Embedded finance, open finance, open banking, decentralized finance, financial innovation, FinTech, digital finance, BaaS, API.

71.

Bank Earnings Management Using Loan Loss Provisions: Comparing the UK, France, South Africa and Egypt

Journal of Economic and Administrative Sciences 2021
Number of pages: 17 Posted: 21 Jul 2021
Peterson K Ozili
Researcher
Downloads 116 (392,544)

Abstract:

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Banks, Earnings Management, Loan Loss Provisions, Income Smoothing, United Kingdom, France, Egypt, South Africa

72.

Impact of IAS 39 reclassification on income smoothing by European banks

Journal of Financial Reporting and Accounting, Forthcoming
Number of pages: 19 Posted: 04 Mar 2019 Last Revised: 20 Nov 2019
Peterson K Ozili
Researcher
Downloads 114 (397,576)
Citation 4

Abstract:

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Earnings Management; Income Smoothing; Loan loss provisions, IFRS, IAS 39; Financial Crises, disclosure regulation, banks, European banks, real earnings management,

73.

Basel III in Nigeria: making it work

CBN Bullion, Vol. 45, No. 1.pp. 16-23.
Number of pages: 8 Posted: 17 Jun 2021
Peterson K Ozili
Researcher
Downloads 110 (408,068)

Abstract:

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Basel III, Bank Business Models, Bank Performance, Financial Stability, Capital Regulation, Bank Regulation, Nigeria

74.

Bank Loan Loss Provisions, Risk-Taking and Bank Intangibles

Afro-Asian Journal of Finance and Accounting, 9(1): 21-39
Number of pages: 34 Posted: 31 Jan 2018 Last Revised: 28 May 2019
Peterson K Ozili
Researcher
Downloads 109 (410,723)
Citation 3

Abstract:

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Banks, Income Smoothing, Financial Institutions, Financial Reporting, Intangible Assets, Loan Loss Provisions, Signalling, Bank Valuation, Bank Risk-Taking, Africa

75.

Redesigning the eNaira Central Bank Digital Currency (CBDC) for Payments and Macroeconomic Effectiveness

CSEF Vol. 110, 2022
Number of pages: 17 Posted: 04 Jan 2023 Last Revised: 16 Jan 2023
Peterson K Ozili
Researcher
Downloads 108 (413,388)

Abstract:

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eNaira, Central Bank Digital Currency, Nigeria, Interest-Bearing CBDC, Cryptocurrency, Blockchain, Payment System

76.

Non-Performing Loans in European Systemic and Non-Systemic Banks

Journal of Financial Economic Policy, 2019
Number of pages: 19 Posted: 06 Jun 2019 Last Revised: 21 Jul 2019
Peterson K Ozili
Researcher
Downloads 107 (416,148)
Citation 1

Abstract:

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credit risk, non-performing loans, systemic banks, systemic risk, impaired loans, asset quality; European banks, Europe, bank profitability.

77.

Bank Profitability and Capital Regulation: Evidence from Listed and Non-Listed Banks in Africa

Journal of African Business, Vol. 18, No.2, pp.143-168 (2017)
Number of pages: 35 Posted: 06 Jan 2017 Last Revised: 13 Mar 2017
Peterson K Ozili
Researcher
Downloads 105 (421,731)
Citation 4

Abstract:

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Bank profitability, Africa, Listed Banks, Panel Regression, Capital Regulation, GMM dynamic panel, Bank regulation, Captial Markets

78.

Using eNaira CBDC to Solve Economic Problems in Nigeria

Revolutionizing Financial Services and Markets Through FinTech and Blockchain, Forthcoming
Number of pages: 23 Posted: 13 May 2023
Peterson K Ozili
Researcher
Downloads 102 (430,496)

Abstract:

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eNaira, CBDC, central bank digital currency, fiscal revenue, inflation, foreign exchange, food insecurity, financial stability, poverty, Nigeria, blockchain, exchange rate, recession.

79.

The Impact of Foreign Direct Investment Inflows on Nonperforming Loans: The Case of UAE

Number of pages: 25 Posted: 06 Jan 2021
Peterson K Ozili, Asma Salman and Qaisar Ali
Researcher, Independent and Independent
Downloads 102 (430,496)

Abstract:

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Foreign direct investment; nonperforming loans; United Arab Emirates; bank profitability; asset quality

80.

Financial Inclusion, At What Cost? : Quantification of Economic Viability of A Supply Side Roll Out

Number of pages: 43 Posted: 29 Sep 2020
Sheri M. Markose, Thankom Arun and Peterson K Ozili
University of Essex - Department of Economics, University of Essex - Essex Business School and Researcher
Downloads 102 (430,496)
Citation 3

Abstract:

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Financial Inclusion, Economic Viability, Account Ineffectiveness, Direct Benefit Transfer, Fixed Effects Panel Regression

81.

Optimal Financial Inclusion

International Finance Review, 21, pp. 1-18, Forthcoming
Number of pages: 13 Posted: 02 Apr 2020 Last Revised: 13 Jul 2020
Peterson K Ozili
Researcher
Downloads 101 (433,476)

Abstract:

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Financial inclusion, Optimal financial inclusion, Demand-side and supply-side financial inclusion, Basic financial services, Access to finance, Excluded population.

82.

Ownership Concentration and Bank Profitability

Future Business Journal, Volume 3, Issue 2, Pages 159-171, Forthcoming
Number of pages: 13 Posted: 01 Aug 2017
Peterson K Ozili and Olayinka Uadiale
Researcher and University of Essex
Downloads 101 (433,476)
Citation 5

Abstract:

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Corporate Governance; Ownership Structure; Agency Theory; Profitability; Firm Performance; Banks; Return on Asset; Return on Equity

83.

Financial Inclusion and Environmental Sustainability

Digital Economy, Energy and Sustainability: Opportunities and Challenges, Forthcoming
Number of pages: 25 Posted: 02 Jan 2023
Peterson K Ozili
Researcher
Downloads 98 (442,362)

Abstract:

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Environment, sustainability, sustainable development, financial inclusion, access to finance, supply-side financial inclusion

84.

Does Economic Policy Uncertainty Reduce Financial Inclusion?

International Journal of Banking and Finance
Number of pages: 22 Posted: 11 May 2021 Last Revised: 22 Oct 2021
Peterson K Ozili
Researcher
Downloads 98 (448,327)
Citation 1

Abstract:

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Financial inclusion, policy uncertainty, economic policy uncertainty, business cycle, non-performing loan, cost efficiency, cost to income ratio, access to finance, formal account, credit cards, debit cards, mobile payments, electronic payment, borrowings, savings bank branch, unbanked adults

85.

Financial Inclusion-Exclusion Paradox: How Banked Adults Become Unbanked Again

Financial Internet Quarterly, 2021
Number of pages: 13 Posted: 24 Jun 2021
Peterson K Ozili
Researcher
Downloads 96 (448,327)
Citation 2

Abstract:

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Financial inclusion, financial institutions, financial exclusion, banked adults, formal accounts, paradox, access to finance, households, constraints

86.

Policy Perspectives in Promoting Green Finance

Routledge (2022)
Number of pages: 21 Posted: 21 Jul 2022
Peterson K Ozili
Researcher
Downloads 89 (473,799)
Citation 1

Abstract:

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green finance, climate change, green finance policy, post-COVID, pandemic, sustainable development, green finance instruments, green bonds, green loans

87.

Has Financial Inclusion Made the Financial Sector Riskier?

Number of pages: 24 Posted: 16 Mar 2021
Peterson K Ozili
Researcher
Downloads 89 (470,462)
Citation 10

Abstract:

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financial inclusion, digital finance, Fintech, financial technology, nonperforming loans, efficiency, financial innovation, insolvency risk, credit card, debit card, formal accounts, account ownership, black swan

88.

Bank Loan Loss Provisions, Investor Protection and the Macroeconomy

International Journal of Emerging Markets (2018)
Number of pages: 33 Posted: 24 Jul 2017 Last Revised: 02 Mar 2019
Peterson K Ozili
Researcher
Downloads 89 (470,462)
Citation 5

Abstract:

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Loan Loss Provisions, Africa, Income Smoothing, Procyclicality, Economic Cycle, Investor Protection, Banks, Macroeconomy, Credit Risk, Financial Development

89.

Circular Economy, Banks and Other Financial Institutions: What’s in it For Them?

Number of pages: 17 Posted: 14 Apr 2021
Peterson K Ozili
Researcher
Downloads 86 (480,516)
Citation 3

Abstract:

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circular economy, linear economy, banks, financial institutions, criticism, sustainability, climate change, waste, insurance, sustainable finance, sustainable banking, hedge funds, microfinance institutions

90.

Does financial inclusion reduce non-performing loans and loan loss provisions?

Journal of Corporate Governance, Insurance, and Risk Management
Number of pages: 16 Posted: 24 Aug 2021
Peterson K Ozili and Ahmed Adamu
Researcher and Nile University of Nigeria
Downloads 82 (494,504)
Citation 1

Abstract:

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financial inclusion, non-performing loans, loan loss provisions, financial stability, bank stability, ATM, formal account ownership, credit risk, access to finance.

91.

Financial Reporting under Economic Policy Uncertainty

Journal of Financial Reporting and Accounting, Forthcoming
Number of pages: 24 Posted: 06 Jan 2021
Peterson K Ozili
Researcher
Downloads 82 (494,504)
Citation 1

Abstract:

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economic policy uncertainty, financial reporting, accrual, accounting quality, policy uncertainty; loan loss provisions, earnings management, fair value accounting

92.

Determinants of Fintech and Bigtech Lending: the Role of Financial Inclusion and Financial Development

Journal of Economic Analysis, 2(3), 66-79
Number of pages: 24 Posted: 09 Aug 2023 Last Revised: 29 Aug 2023
Peterson K Ozili
Researcher
Downloads 80 (509,225)

Abstract:

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financial inclusion, financial development, Fintech, Bigtech, lending, ATM, bank branch, access to finance

93.

Effect of Climate Change on Financial Institutions and the Financial System

Finance, Insurance and Risk Management Theory and Practices, January 2020
Number of pages: 6 Posted: 09 Apr 2020
Peterson K Ozili
Researcher
Downloads 80 (501,814)

Abstract:

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Climate Change, Financial Institutions, Banks, Financial System, Financial Sector

94.

Managing climate change risk: a responsibility for politicians not central banks

Number of pages: 11 Posted: 12 Mar 2021 Last Revised: 15 Mar 2021
Peterson K Ozili
Researcher
Downloads 79 (505,461)
Citation 1

Abstract:

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Climate change, environment, Central Bank, government, atmosphere, financial stability, risk management, climate change risk, financial sector, responsibility, financial institutions

95.

Banking Sector Earnings Management Using Loan Loss Provisions in the Fintech Era

International Journal of Managerial Finance, Forthcoming
Number of pages: 28 Posted: 06 Jan 2021
Peterson K Ozili
Researcher
Downloads 76 (516,923)
Citation 6

Abstract:

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banking sector, income smoothing, regulatory quality, legal quality, market power, Fintech, nonperforming loans, earnings smoothing, loan loss provisions, earnings management, digital finance

96.

The Future of Financial Inclusion

Post-Independence Development and Economic Inclusion in Africa, Forthcoming
Number of pages: 14 Posted: 18 Nov 2022 Last Revised: 13 May 2023
Peterson K Ozili
Researcher
Downloads 75 (520,749)

Abstract:

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Financial inclusion, digital finance, Fintech, access to finance, central bank digital currency, women.

97.

Financial Inclusion and Sustainable Development: An Empirical Association

Journal of Money and Business, Forthcoming
Number of pages: 27 Posted: 21 Sep 2022
Peterson K Ozili
Researcher
Downloads 70 (541,094)

Abstract:

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financial inclusion, sustainable development goals, COVID-19 pandemic, access to finance, energy, renewables, adult literacy, industry, electricity, access to finance, unbanked adults, environment, research and development.

98.

Sources of Economic Policy Uncertainty in Nigeria: Implications for Africa

Managing Risk and Decision Making in Times of Economic Distress, Part A. CSEF, Vol 8, Emerald
Number of pages: 15 Posted: 18 Nov 2021
Peterson K Ozili
Researcher
Downloads 70 (541,094)

Abstract:

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Economic policy uncertainty, index, bankruptcy, investment, trade, financial institutions, systemic risk, government policy, fiscal policy, monetary policy, political interference, Nigeria.

99.

Loan Loss Provisioning of US Banks: Economic Policy Uncertainty and Discretionary Behavior

Number of pages: 25 Posted: 19 Jun 2020
Gamze Ozturk Danisman, Ender Demir and Peterson K Ozili
Istanbul Bilgi University, Istanbul Medeniyet University and Researcher
Downloads 68 (549,575)
Citation 2

Abstract:

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Loan Loss Provisions, Economic Policy Uncertainty, Procyclicality, Income Smoothing, Capital Management

100.

Contesting Digital Finance for the Poor

Number of pages: 20 Posted: 21 May 2020 Last Revised: 15 Jun 2020
Peterson K Ozili
Researcher
Downloads 67 (553,988)
Citation 1

Abstract:

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Digital Finance, Microfinance, Financial Inclusion, Financial Development, Financial Innovation, Poor People, Financial Technology, Blockchain, Fintech, Regtech, Sandbox, Access to Finance, Financial Services

101.

Bank Income Smoothing in South Africa: Role of Ownership, IFRS and Economic Fluctuation

International Journal of Emerging Markets, 13(5), 1372-1394.
Number of pages: 28 Posted: 16 Sep 2018 Last Revised: 02 Mar 2019
Peterson K Ozili and Erick Outa
Researcher and Independent
Downloads 63 (571,744)
Citation 6

Abstract:

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Loan Loss Provisions, Income Smoothing, Ownership, Economic Cycle, Earnings Management, Capital Management, IFRS

102.

Discretionary Provisioning Practices Among Western European Banks

Journal of Financial Economic Policy, 9(1), 109-118.
Number of pages: 12 Posted: 25 Aug 2017
Peterson K Ozili
Researcher
Downloads 63 (571,744)
Citation 5

Abstract:

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Managerial Discretion, Income smoothing, Bank regulation, Loan loss provisions, Western Europe, Procyclicality

103.

Determinants of Bank Income Smoothing Using Loan Loss Provisions in the United Kingdom

Journal of Economic and Adminstrative Sciences, Forthcoming
Number of pages: 27 Posted: 04 Mar 2022
Peterson K Ozili
Researcher
Downloads 62 (576,208)

Abstract:

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banks, earnings management, United Kingdom, loan loss provisions, income smoothing, economic policy uncertainty, Great Britain, accounting disclosure, financial crisis.

104.

Corporate Governance and Stock Market Liquidity

Number of pages: 32 Posted: 09 Dec 2019
Erick Rading Outa, Nelson Waweru and Peterson K Ozili
Charles Darwin University, York University - School of Administrative Studies and Researcher
Downloads 62 (576,208)

Abstract:

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Corporate Governance, Corporate Governance Practices, Security Market Regulation, Stock Market Liquidity, Kenya

105.

Big 4 Auditors, Bank Earnings Management and Financial Crisis in Africa

Journal of Financial Reporting and Accounting, Forthcoming
Number of pages: 27 Posted: 14 Jul 2021
Peterson K Ozili
Researcher
Downloads 61 (580,811)

Abstract:

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Loan loss provision, banks, audit quality, Big 4 auditor, income smoothing, financial crisis, earnings management, economic cycles, recession, earnings smoothing

106.

Does Digital Economy and Institutional Quality Promote Renewable Energy Consumption? Cross Country Evidence

Number of pages: 23 Posted: 08 Aug 2022
Paul Terhemba Iorember and Peterson K Ozili
Nile University of Nigeria and Researcher
Downloads 58 (595,216)

Abstract:

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digital economy, Sustainable Development, institutional quality, CO2 emission, Renewable Energy, Environment

107.

Bank Earnings Management Using Commission and Fee Income: The Role of Investor Protection and Economic Fluctuation

Journal of Applied Accounting Research (2019)
Number of pages: 22 Posted: 12 Nov 2018 Last Revised: 02 May 2019
Peterson K Ozili and Erick R Outa
Researcher and Charles Darwin University
Downloads 58 (595,216)
Citation 1

Abstract:

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Earnings Management; Commission and Fee Income; Non-interest Income; Real Earnings Management; Income Smoothing; Economic Condition; Investor Protection; Banks

108.

Central Bank Digital Currency, Poverty Reduction and the United Nations Sustainable Development Goals

In Book: Embracing Business Sustainability Through Innovation and Creativity in the Service Sector, 2022
Number of pages: 15 Posted: 06 Jan 2023
Peterson K Ozili
Researcher
Downloads 56 (610,340)

Abstract:

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CBDC, Central Bank Digital Currency, Financial Inclusion, Poverty Reduction, Sustainable Development Goals, United Nations

109.

Impact of Financial Development on Bank Profitability

Journal of Economic and Administrative Sciences, 2022
Number of pages: 34 Posted: 28 Feb 2022
Peterson K Ozili and Honour Ndah
Researcher and Nnamdi Azikiwe University
Downloads 56 (610,340)
Citation 1

Abstract:

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Bank profitability, financial development, banks, return on assets, return on equity, Nigeria, financial system, bank concentration, economic growth, size of financial system, domestic credit to private sector

110.

Earnings Management for Sustainability: The Surplus Income Model of Sustainable Development

CSEF
Number of pages: 17 Posted: 18 Jan 2023 Last Revised: 12 Feb 2023
Peterson K Ozili
Researcher
Downloads 55 (610,340)

Abstract:

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Earnings management, surplus income model, income smoothing, income targeting, tax rebate, environment, sustainability, sustainable development, accounting, managerial discretion.

111.

Bank Earnings Smoothing During Mandatory IFRS Adoption in Nigeria

African Journal of Economic and Management Studies 10(1): 32-47
Number of pages: 22 Posted: 11 Sep 2018 Last Revised: 04 Mar 2019
Peterson K Ozili and Erick Rading Outa
Researcher and Charles Darwin University
Downloads 55 (610,340)
Citation 5

Abstract:

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Loan Loss Provisions, Discretionary Accruals, Income Smoothing, Earnings Management, Nigeria, Banks, IFRS

112.

Managing Climate Change Risk: The Policy Options for Central Banks

Number of pages: 12 Posted: 12 Mar 2021
Peterson K Ozili
Researcher
Downloads 54 (615,559)
Citation 5

Abstract:

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climate change, financial risk, financial institutions, central bank, financial system, financial sector, banks, capital surcharge, climate change risk, climate bank, bank regulation

113.

Circular Economy and Central Bank Digital Currency

Number of pages: 27 Posted: 25 Jul 2022
Peterson K Ozili
Researcher
Downloads 53 (626,115)
Citation 5

Abstract:

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circular economy, central bank digital currency, circular finance, linear economy, resources, sustainability, central bank, CBDC design, blockchain, sustainable development, payment system, innovation.

114.

Paying Bank Risk Professionals to Lie about Bank Loan Loss Provisioning Process

The International Journal of Business and Management. Vol 4, No. 11, 58-63
Number of pages: 15 Posted: 03 Dec 2016 Last Revised: 02 Mar 2019
Peterson K Ozili
Researcher
Downloads 52 (626,115)

Abstract:

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Provisions Games; Loan Loss Provisions; Bank Professionals; Credit Risk; Banks; Ethics; Business Ethics

115.

Earnings Management in Interconnected Networks: A Perspective

Journal of Economic and Administrative Sciences Vol. 33 No. 2
Number of pages: 21 Posted: 20 Sep 2017
Peterson K Ozili
Researcher
Downloads 50 (636,972)
Citation 3

Abstract:

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Financial Network, Earnings Management, Income Smoothing, Systemic Risk, Contagion, Network Fragility, Regulation, Reputation, Accounting Quality, Financial Institutions

116.

Bank Income Smoothing, Institutions and Corruption

Research in International Business and Finance
Number of pages: 28 Posted: 14 Mar 2019 Last Revised: 12 Mar 2021
Peterson K Ozili
Researcher
Downloads 49 (642,630)
Citation 1

Abstract:

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Loan Loss Provisions, Earnings Management, Investor Protection, Corruption, Income Smoothing, Banks, Profitability

117.

Does Economic Policy Uncertainty Affect Bank Profitability?

International Journal of Managerial Finance, Forthcoming
Number of pages: 37 Posted: 21 Sep 2022
Peterson K Ozili and Thankom Arun
Researcher and University of Essex - Essex Business School
Downloads 48 (648,280)

Abstract:

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bank profitability, economic policy uncertainty, EPU, profitability determinants, banks, return on assets, return on equity, net interest margin, Asia, Europe, Africa.

118.

Impact of Financial Inclusion on Economic Growth in Secular and Religious Countries

Journal of Financial Regulation and Compliance 2023
Number of pages: 43 Posted: 27 Jan 2023
Peterson K Ozili, Sok Heng Lay and Aamir Aijaz Syed
Researcher, National Bank of Cambodia and Shri Ramswaroop Memorial University
Downloads 46 (665,676)

Abstract:

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financial inclusion, economic growth, ATMs per 100,000 adults, bank branches per 100,000 adults, poverty, internet usage, access of finance, religion, religious countries, secular countries

119.

Institutional Theory of Financial Inclusion

Handbook of Research on Acceleration Programs for SMEs, Forthcoming
Number of pages: 19 Posted: 06 Jan 2023
Peterson K Ozili
Researcher
Downloads 45 (665,676)

Abstract:

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financial inclusion, institutions, institutional theory, access to finance, non-market structure, culture, unbanked adults, financial exclusion

120.

Difficult Issues in Financial Regulation for Financial Stability

Number of pages: 19 Posted: 04 Mar 2022
Peterson K Ozili
Researcher
Downloads 41 (690,287)

Abstract:

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financial regulation, financial stability, bank supervision, crisis, central bank, banks, financial institutions, financial innovations, banking and finance

121.

Basel III in Africa: Making It Work

African Journal of Economic and Management Studies, Forthcoming
Number of pages: 8 Posted: 14 Jun 2019
Peterson K Ozili
Researcher
Downloads 41 (690,287)
Citation 1

Abstract:

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Basel III, Bank business models, Bank performance, Financial stability, Capital regulation, Bank regulation, Africa

122.

Financial Inclusion in Latin America and the Caribbean during the COVID Pandemic

Social and Economic Studies Journal, Forthcoming
Number of pages: 26 Posted: 08 Feb 2023
Peterson K Ozili
Researcher
Downloads 39 (703,294)

Abstract:

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Financial Inclusion, Latin America, Caribbean

123.

Bank Loan Loss Provisioning for Sustainable Development: The Case for a Sustainable or Green Loan Loss Provisioning System

Journal of Sustainable Finance and Investment, Forthcoming
Number of pages: 21 Posted: 04 Jan 2023
Peterson K Ozili
Researcher
Downloads 39 (723,719)

Abstract:

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Bank performance, loan loss provisions, sustainability, sustainable development, SDGs, green washing, credit risk, green loan loss provisioning, sustainable loan loss provisioning

124.

Credit Smoothing and Determinants of Loan Loss Reserves: Evidence from Europe, US, Asia and Africa

Journal of Business, Economics and Finance, 4 (2), 302-315
Number of pages: 14 Posted: 30 Mar 2015 Last Revised: 15 Jul 2017
Peterson K Ozili
Researcher
Downloads 38 (710,056)

Abstract:

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Credit Risk, Monetary Policy, Loan Loss Reserves, Credit Smoothing, Accounting, Signaling, Bank supervision

125.

Bank Loan Loss Provisioning During Election Years: Cross-Country Evidence

International Journal of Managerial Finance, Forthcoming
Number of pages: 23 Posted: 29 Oct 2019 Last Revised: 29 Sep 2020
Peterson K Ozili
Researcher
Downloads 37 (716,762)
Citation 1

Abstract:

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Loan loss provisions, income smoothing; capital management; Europe; election; banks, nonperforming loans; bank profitability; credit risk; institutional factors; financial crisis;

126.

Financial Stability: Does Social Activism Matter?

Journal of Financial Regulation and Compliance, 2019
Number of pages: 31 Posted: 11 Jan 2019
Peterson K Ozili
Researcher
Downloads 37 (716,762)
Citation 2

Abstract:

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financial stability; financial institutions; gender equality; environmental sustainability; social activism; advocacy

127.

Central Bank Digital Currency and Bank Earnings Management Using Loan Loss Provisions

Digital Policy, Regulation and Governance Journal, (2023)
Number of pages: 28 Posted: 23 Jan 2023
Peterson K Ozili
Researcher
Downloads 36 (723,719)

Abstract:

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banks, earnings management, central bank digital currency, loan loss provisions, CBDC, disintermediation, accruals, income smoothing, migration, earnings quality

128.

Economic Policy Uncertainty: Are There Regional and Country Correlation?

Number of pages: 20 Posted: 10 Mar 2021
Peterson K Ozili
Researcher
Downloads 36 (723,719)
Citation 6

Abstract:

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economic policy uncertainty, European Union, uncertainty, economic policy, financial crisis, correlation, Asia, Europe, EPU index

129.

Effect of Abnormal Increase in Credit Supply on Economic Growth in Nigeria

African Journal of Economic and Management Studies, 2023
Number of pages: 26 Posted: 18 Jan 2023
Peterson K Ozili, Olajide Oladipo and Paul Terhemba Iorember
Researcher, Nile University of Nigeria and Nile University of Nigeria
Downloads 35 (730,692)

Abstract:

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Economic Growth, Nigeria, Credit Supply, GDP Growth Rate, GDP Per Capita, Abnormal Credit Supply, Rule of Law, ZSCORE, Profitability, Domestic Credit to Private Sector, Central Bank Asset

130.

Assessing Global Interest in Decentralized Finance, Embedded Finance, Open Finance, Ocean Finance and Sustainable Finance

Asian Journal of economics and banking 2022
Number of pages: 32 Posted: 04 Jan 2023
Peterson K Ozili
Researcher
Downloads 35 (730,692)

Abstract:

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information technology, internet, decentralized finance, open finance, embedded finance, ocean finance, sustainable finance

131.

Determinants of Interest in eNaira and Financial Inclusion Information in Nigeria: Role of Fintech, Cryptocurrency and Central Bank Digital Currency

Digital Transformation and Society Journal, Forthcoming
Number of pages: 21 Posted: 03 Jan 2023
Peterson K Ozili
Researcher
Downloads 35 (730,692)

Abstract:

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eNaira, Fintech, financial inclusion, central bank digital currency, cryptocurrency, information, innovation, innovation diffusion theory.

132.

Financial Inclusion and Business Cycles

Number of pages: 25 Posted: 22 May 2020
Peterson K Ozili
Researcher
Downloads 35 (730,692)
Citation 3

Abstract:

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financial inclusion, pro-cyclicality, business cycle, financial crisis, access to finance, economic cycles, GDP, formal account ownership, borrowing, savings

133.

Bank Earnings Management and Income Smoothing using Commission and Fee Income: A European Context

International Journal of Managerial Finance, 13(4), 419-439.
Number of pages: 35 Posted: 11 Feb 2022
Peterson K Ozili
Researcher
Downloads 34 (737,691)
Citation 1

Abstract:

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Europe, Banks, Diversification, Earnings Management, Non-interest income, Commission and Fee Income, Income smoothing, Interest Margin, Systematic risk, Revenue.

134.

Fault Lines in Financial Inclusion

Perspectives on Global Development and Technology (2022)
Number of pages: 17 Posted: 21 Jul 2022
Peterson K Ozili
Researcher
Downloads 33 (745,011)
Citation 1

Abstract:

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fault lines, access to finance, financial institutions, financial inclusion, banked adults, formal account

135.

Economic Policy Uncertainty, Bank Nonperforming Loans and Loan Loss Provisions: Are They Correlated?

Asian Journal of Economics and Banking, Forthcoming
Number of pages: 21 Posted: 16 Mar 2022
Peterson K Ozili
Researcher
Downloads 33 (752,421)

Abstract:

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Loan loss provisions, bank performance, nonperforming loans, policy uncertainty, EPU index, economic policy uncertainty, European union, correlation.

136.

Financial Inclusion Expectation Gap

Perspectives on Global Development and Technology, Forthcoming
Number of pages: 18 Posted: 24 Feb 2023 Last Revised: 12 Apr 2023
Peterson K Ozili
Researcher
Downloads 30 (767,764)

Abstract:

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Access to Finance, Banked Adults, Development, Expectation Gap, Financial Inclusion, Financial Institutions, Formal Financial Services, Unbanked Adults

137.

What drives Bank Income Smoothing? Evidence from Africa

International Journal of Disclosure and Governance 2023
Number of pages: 44 Posted: 02 Feb 2023
Peterson K Ozili and Thankom Arun
Researcher and University of Essex - Essex Business School
Downloads 29 (775,544)

Abstract:

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Ownership concentration, foreign banks, income smoothing, loan loss provisions, Africa, institutional quality, banks, positive accounting theory, corporate governance

138.

Impact of Monetary Policy on Financial Inclusion in Emerging Markets

Journal of Risk and Financial Management, 16(7), 303, 2023
Number of pages: 20 Posted: 05 Jul 2023
Peterson K Ozili
Researcher
Downloads 26 (799,179)

Abstract:

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monetary policy, interest rate, financial inclusion, access to finance, emerging markets

139.

Financial Inclusion Washing

Journal of Financial Crime, Forthcoming
Number of pages: 21 Posted: 21 Sep 2022
Peterson K Ozili
Researcher
Downloads 25 (807,511)

Abstract:

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Financial inclusion washing, financial inclusion, formal accounts, banked adults, access to finance.

140.

Does Competence of Central Bank Governors Influence Financial Stability?

Number of pages: 27 Posted: 19 Jun 2020
Peterson K Ozili
Researcher
Downloads 25 (807,511)
Citation 1

Abstract:

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Financial stability, central bank governor, financial system, banking stability, competence, education, gender, financial institutions, economics, financial crisis, loan loss provisions, nonperforming loans, regulatory capital, inflation rate, real interest rate, GDP growth rate.

141.

Bank Loan Loss Provisioning During Election Years in Nigeria

The CBN Bullion Research Paper Series, 2019
Number of pages: 11 Posted: 05 Nov 2019
Peterson K Ozili
Researcher
Downloads 24 (815,945)

Abstract:

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loan loss provisions; income smoothing; election; Nigeria, banks, financial reporting, credit risk; corruption;

142.

Assessing Global and Local Interest in eNaira CBDC and Cryptocurrency Information: Implications for Financial Stability

Journal of Internet and Digital Economics, Forthcoming
Number of pages: 25 Posted: 10 Apr 2023
Peterson K Ozili
Researcher
Downloads 23 (824,684)

Abstract:

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internet, information, trends, eNaira, cryptocurrency, central bank digital currency, CBDC, bitcoin

143.

Who Loses in Financial Inclusion?

In Book: Transforming Economies Through Microfinance in Developing Nations 2022
Number of pages: 18 Posted: 23 Jan 2023
Peterson K Ozili
Researcher
Downloads 23 (833,348)

Abstract:

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financial inclusion, banked adults, losers, access to finance

144.

Financial Inclusion and Legal System Quality: Are they Correlated?

Journal of Money and Business (2021)
Number of pages: 23 Posted: 18 Nov 2021
Peterson K Ozili
Researcher
Downloads 23 (824,684)
Citation 5

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Law, development, financial inclusion, ATM, bank branch, legal rights, legal system, rule of law, insolvency resolution.

145.

Effect of Gender Equality on Financial Stability and Financial Inclusion

Ozili, P.K. (2023), "Effect of gender equality on financial stability and financial inclusion", Social Responsibility Journal, Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/SRJ-12-2022-0565
Number of pages: 33 Posted: 21 Jun 2023
Peterson K Ozili
Researcher
Downloads 21 (842,157)

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gender equality, gender inequality, financial inclusion, financial stability, access to finance, ZSCORE, bank branches.

146.

Can Social Inclusion Policies Promote Financial Inclusion?

International Journal of Sociology and Social Policy, 2023
Number of pages: 27 Posted: 20 Apr 2023
Peterson K Ozili
Researcher
Downloads 20 (851,276)

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financial inclusion, social inclusion, financial development, social policies, institutions

147.

Achieving Financial Inclusion: Whatever It Takes

CSEF Vol 109B (2022)
Number of pages: 10 Posted: 30 Aug 2022
Peterson K Ozili
Researcher
Downloads 20 (860,394)

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financial inclusion, unbanked adults, interest rate, monetary policy, fiscal policies, environment, financial system, financial institutions, digital finance, tax

148.

Theories Supporting Central Bank Digital Currency Development and Its Usefulness

Perspectives on Society and Technology Addiction, Forthcoming
Number of pages: 11 Posted: 13 May 2023 Last Revised: 03 Jul 2023
Peterson K Ozili
Researcher
Downloads 19 (860,394)

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CBDC, central bank digital currency, theories.

149.

Sustainable Development and Bank Non-performing Loans: Are They Correlated?

Arab Golf Journal of Scientific Research, Forthcoming
Number of pages: 27 Posted: 13 May 2023 Last Revised: 03 Jul 2023
Peterson K Ozili
Researcher
Downloads 19 (860,394)

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sustainable development, non-performing loans, sustainable development goals, SDGs, SDG3, SDG4, SDG7, SDG10, sustainable development index, correlation.

150.

Why Strong Banks Fail

Exploring the Dark Side of Fintech and Implications of Monetary Policy, 2023, ISBN: 9781668463819
Number of pages: 19 Posted: 24 Feb 2023
Peterson K Ozili
Researcher
Downloads 19 (860,394)

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bank failure, bank stability, financial crisis, capital adequacy, financial stability

151.

Corporate Governance and Financial Inclusion

Journal of Money and Business, 2023
Number of pages: 29 Posted: 05 Jun 2023
Peterson K Ozili
Researcher
Downloads 18 (869,830)

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financial inclusion, corporate governance, financial institutions

152.

Correlated Lending to Government and the Private Sector: What Do We Learn from the Great Recession?

Arab Gulf Journal of Scientific Research, (2023)
Number of pages: 30 Posted: 13 Feb 2023
Peterson K Ozili
Researcher
Downloads 15 (898,312)

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domestic credit to private sector, government borrowing, crowding-out, credit supply, private sector, government, bank credit, recession, Africa, Asia, Europe, America, correlation

153.

Why Is Financial Inclusion so Popular? An Analysis of Development Buzzwords

Journal of International Development, 2023
Number of pages: 33 Posted: 18 Jul 2023
Peterson K Ozili and David Mhlanga
Researcher and University of Johanneburg
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buzzword, development, microfinance, financial inclusion, digital finance, fintech, inclusive finance, financial exclusion.

154.

Country-wide Protests and Financial Stability

International Journal of Sustainable Economy, Forthcoming
Number of pages: 35 Posted: 14 May 2023
Peterson K Ozili
Researcher
Downloads 12 (927,697)

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financial stability, United Kingdom, protest, demonstrations, non-performing loans, country-wide protests.

155.

Economic Research in Banking – A Survey

Contemporary Studies in Economic and Financial Analysis, Vol. 111B, 2023
Number of pages: 13 Posted: 14 Sep 2023
Peterson K Ozili
Researcher
Downloads 8 (965,523)

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bank performance, economy, banks, economic research, financial institutions

156.

Effect of Abnormal Credit Expansion and Contraction on GDP Per Capita in ECOWAS Countries

Economic Notes, Forthcoming
Number of pages: 27 Posted: 21 Sep 2022
Peterson K Ozili, Olajide Oladipo and Paul Terhemba Iorember
Researcher, Nile University of Nigeria and Nile University of Nigeria
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finance, credit, economic growth, economic output, ECOWAS, GDP per capita, abnormal credit, domestic credit to private sector.

157.

IFRS Convergence and Revisions: Value Relevance of Accounting Information from East Africa

Journal of Accounting in Emerging Economies, 7 (3), pp. 352-368, 2017
Posted: 18 Jun 2018 Last Revised: 09 Sep 2018
Erick Rading Outa, Peterson K Ozili and Paul Eisenberg
Charles Darwin University, Researcher and University of Derby

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East Africa, Accounting Information, Value Relevance, Converged/Revised IFRS, IFRS/IAS, Ohlson Model

158.

The Impact of Corporate Governance Code on Earnings Management in Listed Non-Financial Firms: Evidence From Kenya

Journal of Accounting in Emerging Economies, 7(4), pp. 428-444, 2017
Posted: 18 Jun 2018 Last Revised: 09 Sep 2018
Erick Rading Outa, Paul Eisenberg and Peterson K Ozili
Charles Darwin University, University of Derby and Researcher

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Discretionary Accruals, Corporate Governance, Kenya, Earnings Management

159.

The 2018 Revised Nigerian Code of Corporate Governance: An Academic Response and Lessons for Africa

Addressing Corporate Scandals and Transgressions Through Governance and Social Responsibility
Number of pages: 22
Peterson K Ozili
Researcher
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Corporate governance codes, Corporate Accountability, Nigeria Code of Corporate Governance, financial reporting.

160.

Forensic accounting research around the world

Journal of Financial Reporting and Accounting
Number of pages: 42
Peterson K Ozili
Researcher
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