Nikita Aggarwal

University of Miami, School of Law

Associate Professor of Law

1311 Miller Dr

Coral Gables

Miami, FL 33146

United States

European Corporate Governance Institute (ECGI)

Representative Member

c/o the Royal Academies of Belgium

Rue Ducale 1 Hertogsstraat

1000 Brussels

Belgium

SCHOLARLY PAPERS

14

DOWNLOADS
Rank 6,541

SSRN RANKINGS

Top 6,541

in Total Papers Downloads

13,642

TOTAL CITATIONS
Rank 24,217

SSRN RANKINGS

Top 24,217

in Total Papers Citations

92

Scholarly Papers (14)

1.

The Ethical Debate about the Gig Economy: A Review and Critical Analysis

65 Technology in Society (2021) (published version available at https://doi.org/10.1016/j.techsoc.2021.101594)
Number of pages: 29 Posted: 22 Sep 2020 Last Revised: 28 Mar 2023
Cornell University, University of Miami, School of Law, University of Oxford - Oxford Internet Institute, University of Oxford - Bennett Institute of Applied Data Science, University of Oxford - Oxford Internet Institute and Yale University - Digital Ethics Center
Downloads 3,284 (7,834)

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Algorithms; Digital Ethics; Digital Platforms; Digital Technologies; Gig Economy; Labour Market; Labour Rights

2.

The Ethics of Algorithms: Key Problems and Solutions

37 AI & Society 215 (2021) (published version available at https://doi.org/10.1007/s00146-021-01154-8)
Number of pages: 35 Posted: 08 Sep 2020 Last Revised: 28 Mar 2023
University of Oxford, Oxford Internet Institute, University of Miami, School of Law, University of Oxford - Oxford Internet Institute, University of Oxford - Bennett Institute of Applied Data Science, University of Oxford - Oxford Internet Institute, University of Oxford - Oxford Internet Institute and Yale University - Digital Ethics Center
Downloads 2,804 (9,982)
Citation 41

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Algorithm, Artificial Intelligence, Autonomy, Digital Ethics, Explainability, Fairness, Machine Learning, Privacy, Responsibility, Transparency, Trust

3.

Artificial Intelligence Crime: An Interdisciplinary Analysis of Foreseeable Threats and Solutions

26 Science and Engineering Ethics 89 (2020) (published version available at https://link.springer.com/article/10.1007/s11948-018-00081-0)
Number of pages: 36 Posted: 08 Jun 2018 Last Revised: 28 Mar 2023
University of Oxford - Oxford Internet Institute, University of Miami, School of Law, University of Oxford - Oxford Internet Institute and Yale University - Digital Ethics Center
Downloads 1,705 (22,043)
Citation 37

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AI and Law, AI-Crime, Artificial Intelligence, Dual-Use, Ethics, Machine Learning

4.

The Norms of Algorithmic Credit Scoring

80 Cambridge Law Journal 42 (2021) (published version available at https://bit.ly/3FRPupd)
Number of pages: 24 Posted: 02 May 2020 Last Revised: 28 Mar 2023
Nikita Aggarwal
University of Miami, School of Law
Downloads 1,356 (31,093)
Citation 10

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Algorithmic Credit Scoring, Algorithmic Decision-Making, Artificial Intelligence, Machine Learning, Privacy Law, Data Protection Law, GDPR, Consumer Finance Law, Law and Technology, Financial Regulation

5.

Amazon's Pricing Paradox

37 Harvard Journal of Law & Technology 1 (2024)
Number of pages: 56 Posted: 14 May 2023 Last Revised: 23 Apr 2024
Rory Van Loo and Nikita Aggarwal
Boston University - School of Law and University of Miami, School of Law
Downloads 1,081 (43,293)
Citation 1

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platform regulation, Amazon, dark patterns, electronic commerce, behavioral economics, open retail

6.

Machine Learning, Big Data and the Regulation of Consumer Credit Markets: The Case of Algorithmic Credit Scoring

N Aggarwal, H Eidenmüller, L Enriques, J Payne, K van Zwieten (eds) Autonomous Systems and the Law (Beck 2019)
Number of pages: 6 Posted: 08 Jan 2020
Nikita Aggarwal
University of Miami, School of Law
Downloads 838 (61,714)
Citation 1

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Machine Learning, Artificial Intelligence, Big Data, Consumer Finance, Credit Scoring, Algorithmic Accountability, Financial Regulation, Data Protection, Law and Technology

7.

#Fintok and Financial Regulation

Arizona State Law Journal, Vol. 54, No. 4, pp. 1035-71, 2022 , U Iowa Legal Studies Research Paper No. 2022-26, UCLA School of Law, Law-Econ Research Paper No. 23-01, Texas A&M University School of Law Legal Studies Research Paper No. 24-57
Number of pages: 37 Posted: 14 Sep 2022 Last Revised: 21 Oct 2024
University of Miami, School of Law, University of Leeds and Texas A&M University School of Law
Downloads 760 (70,103)

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tiktok, fintech, financial regulation, consumer finance, content analysis, empirical, CFPB, enforcement, rule making, supervision, market monitoring, BNPL, credit, lending

8.

What if Facebook Goes Down? Ethical and Legal Considerations for the Demise of Big Tech

9 Internet Policy Review 1 (2020) (published version available at DOI: 10.14763/2020.3.1488)
Number of pages: 21 Posted: 24 Dec 2019 Last Revised: 28 Mar 2023
Carl Ohman and Nikita Aggarwal
Uppsala University - Department of Government and University of Miami, School of Law
Downloads 737 (73,044)
Citation 2

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Facebook, Social Media, Data Protection, Privacy, Information Ethics, Insolvency

9.

AI, Fintech, and the Evolving Regulation of Consumer Financial Privacy

Oxford Handbook of AI Governance (OUP 2022) (published version available at https://doi.org/10.1093/oxfordhb/9780197579329.013.51)
Number of pages: 20 Posted: 06 Oct 2022 Last Revised: 28 Mar 2023
Nikita Aggarwal
University of Miami, School of Law
Downloads 524 (112,539)

Abstract:

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Financial privacy, data protection, GDPR, consumer protection, fintech, artificial intelligence, machine learning

10.

Strengthening the Contractual Framework for Sovereign Debt Restructuring - The IMF's Perspective

11 Capital Markets Law Journal 25 (2016) (published version available at https://academic.oup.com/cmlj/article-abstract/11/1/25/2366002?redirectedFrom=fulltext)
Number of pages: 14 Posted: 05 Feb 2016 Last Revised: 28 Mar 2023
Chanda DeLong and Nikita Aggarwal
International Monetary Fund and University of Miami, School of Law
Downloads 214 (296,997)

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Sovereign Debt, Restructuring, International Finance, IMF, Global Financial Crisis

11.

The New Morality of Debt

58 Finance & Development 28 (2021)
Number of pages: 4 Posted: 30 Mar 2021 Last Revised: 28 Mar 2023
Nikita Aggarwal
University of Miami, School of Law
Downloads 133 (448,584)

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Machine Learning, Big Data, Consumer Lending, GDPR, Financial Regulation, Algorithmic Credit Scoring, Digital Ethics, Fairness, Privacy, Autonomy, Financial Inclusion, Discrimination, FCA, ICO

12.

Towards the Ethical Publication of Country of Origin Information (COI) in the Asylum Process

30 Minds & Machines 247 (2020) (published version available at Doi.org/10.1007/s11023-020-09523-w)
Number of pages: 10 Posted: 31 Oct 2018 Last Revised: 28 Mar 2023
Nikita Aggarwal and Luciano Floridi
University of Miami, School of Law and Yale University - Digital Ethics Center
Downloads 132 (451,288)

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Asylum Claims, Country of Origin Information (COI), Data Ethics, Dual Use Research, Refugees, Human Rights, Open Access

13.

Introduction to the Special Issue on Intercultural Digital Ethics

Philosophy and Technology 33, 547-550 (2020)
Number of pages: 4 Posted: 30 Nov 2020 Last Revised: 03 Feb 2025
Nikita Aggarwal
University of Miami, School of Law
Downloads 61 (735,191)

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Intercultural Digital Ethics, Intercultural Information Ethics, Digital Ethics, Information Ethics, AI Ethics, Philosophy of Information, Philosophy of Technology, Information Technology, Artificial Intelligence, Algorithms, Data Privacy, Digital Regulation, Digital Governance

14.

Locating Consumer Financial Regulation

Cardozo Law Review, Forthcoming, University of Miami Legal Studies Research Paper No. 4779744
Number of pages: 69 Posted: 01 Apr 2024 Last Revised: 04 Mar 2025
Nikita Aggarwal
University of Miami, School of Law
Downloads 13 (1,188,826)

Abstract:

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Consumer Credit, Consumer Finance, Fintech, Data Protection, Privacy, FCRA, Open Banking, Digital Markets