David Laibson

Harvard University - Department of Economics

Robert I. Goldman Professor of Economics

Littauer Center

Room M-14

Cambridge, MA 02138

United States

National Bureau of Economic Research (NBER)

1050 Massachusetts Avenue

Cambridge, MA 02138

United States

SCHOLARLY PAPERS

67

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2,360

Scholarly Papers (67)

The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation

Number of pages: 76 Posted: 29 Mar 2008 Last Revised: 22 Oct 2009
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 5,952 (1,806)
Citation 59

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Household finance, aging, financial sophistication, shrouding, credit cards, fees, mortgages, regulation

The Age of Reason: Financial Decisions Over the Lifecycle

NYU Working Paper No. FIN-07-005
Number of pages: 51 Posted: 03 Nov 2008
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 166 (248,798)

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Household finance, behavioral finance, behavioral industrial organization, aging, shrouding, auto loans, credit cards, fees, home equity, home equity

The Age of Reason: Financial Decisions Over the Lifecycle

NBER Working Paper No. w13191
Number of pages: 51 Posted: 03 Jul 2007 Last Revised: 18 Jul 2022
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 65 (470,827)
Citation 3

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Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets

MIT Department of Economics Working Paper No. 05-18
Number of pages: 37 Posted: 24 May 2005
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 2,429 (8,102)
Citation 17

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behavioral economics, bounded rationality, consumer protection, information

Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets

NBER Working Paper No. w11755
Number of pages: 37 Posted: 06 Feb 2006 Last Revised: 14 Feb 2021
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 82 (413,658)
Citation 94

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3.

A Mega-Study of Text-Based Nudges Encouraging Patients to Get Vaccinated at an Upcoming Doctor’s Appointment

Rotman School of Management Working Paper No. 3780267, Columbia Business School Research Paper Forthcoming
Number of pages: 75 Posted: 19 Feb 2021 Last Revised: 05 May 2021
University of Pennsylvania - The Wharton School, University of Pennsylvania - Perelman School of Medicine, Department of Medicine, University of Pennsylvania, University of Pennsylvania, University of Pennsylvania, University of Pennsylvania - Operations & Information Management Department, University of Pennsylvania, University of Pennsylvania, Columbia University - Columbia Business School, Harvard University - Business School (HBS), University of California, Los Angeles (UCLA), Anderson School of Management, Students, University of Pennsylvania, Geisinger Health System, Rutgers, The State University of New Jersey, Yale School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, University of California, Los Angeles (UCLA) - Anderson School of Management, Geisinger Health System, University of Toronto - Faculty of Kinesiology and Physical Education, University of Pennsylvania - The Wharton School, Harvard Business School, Northwestern University, University of Toronto, Harvard University - Department of Economics, The Wharton School, Brigham Young University Marriott School of Business, Clarkson University–Icahn School of Medicine at Mount Sinai Bioethics ProgramGeisinger Health System, Center for Translational Bioethics and Health Care Policy, Columbia University, Harvard Business School, Harvard University - Harvard Kennedy School (HKS), University of Toronto - Rotman School of Management, Carnegie Mellon University, Department of Social and Decision Sciences, Geisinger Health System, University of Toronto - Behavioural Economics in Action at Rotman (BEAR), University of California, Los Angeles (UCLA), University of Arizona, University of California, Los Angeles (UCLA), University of Pennsylvania - The Wharton School, University of Pennsylvania - Perelman School of Medicine, University of Pennsylvania - Perelman School of Medicine, University of Hawaii at West O'ahu, University of Pennsylvania - Marketing Department, University of Pennsylvania - Perelman School of Medicine, Department of Medicine and University of Pennsylvania - Department of Psychology
Downloads 2,053 (10,849)
Citation 6

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vaccination, COVID-19, nudge, influenza, field experiment

4.
Downloads 1,775 ( 13,693)
Citation 13

Learning in the Credit Card Market

Number of pages: 44 Posted: 06 Apr 2008 Last Revised: 26 Apr 2013
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 1,652 (15,051)
Citation 10

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household finance, consumer finance, credit cards, feedback, learning, learning-by-doing, recency

Learning in the Credit Card Market

NBER Working Paper No. w13822
Number of pages: 37 Posted: 15 Feb 2008 Last Revised: 09 Apr 2022
National University of Singapore, Board of Governors of the Federal Reserve System, Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 123 (315,989)

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5.
Downloads 1,654 ( 15,303)
Citation 49

The Economic Approach to Social Capital

Number of pages: 41 Posted: 15 Mar 2001
Edward L. Glaeser, David Laibson and Bruce Sacerdote
Harvard University - Department of Economics, Harvard University - Department of Economics and Dartmouth College - Department of Economics
Downloads 1,522 (17,041)
Citation 52

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The Economic Approach to Social Capital

NBER Working Paper No. w7728
Number of pages: 40 Posted: 12 Jun 2000 Last Revised: 13 Feb 2022
Edward L. Glaeser, David Laibson and Bruce Sacerdote
Harvard University - Department of Economics, Harvard University - Department of Economics and Dartmouth College - Department of Economics
Downloads 132 (299,542)

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6.
Downloads 1,377 ( 20,134)
Citation 39

Optimal Mortgage Refinancing: A Closed Form Solution

Journal of Money, Credit, and Banking, Forthcoming
Number of pages: 46 Posted: 31 Aug 2007 Last Revised: 07 May 2013
Sumit Agarwal, John C. Driscoll and David Laibson
National University of Singapore, Board of Governors of the Federal Reserve System and Harvard University - Department of Economics
Downloads 1,328 (20,904)
Citation 3

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Mortgage, refinance, option value, normative economics

Optimal Mortgage Refinancing: A Closed Form Solution

NBER Working Paper No. w13487
Number of pages: 41 Posted: 15 Oct 2007 Last Revised: 09 May 2022
Sumit Agarwal, John C. Driscoll and David Laibson
National University of Singapore, Board of Governors of the Federal Reserve System and Harvard University - Department of Economics
Downloads 49 (538,576)
Citation 16

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7.

The Allocation of Attention: Theory and Evidence

MIT Department of Economics Working Paper No. 03-31
Number of pages: 45 Posted: 16 Sep 2003
Harvard University - Department of Economics, Harvard University - Department of Economics, University of Chicago - Department of Economics and Harvard University
Downloads 1,177 (25,445)
Citation 28

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attention, satisficing, Mouselab, bounded rationality, behavioral economics, experimental economics, cognitive modeling

Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans

Number of pages: 47 Posted: 20 Sep 2000
James J. Choi, David Laibson and Andrew Metrick
Yale School of Management, Harvard University - Department of Economics and Yale School of Management
Downloads 483 (82,783)
Citation 25

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Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans

NBER Working Paper No. w7878
Number of pages: 47 Posted: 01 Sep 2000 Last Revised: 13 Jul 2022
James J. Choi, David Laibson and Andrew Metrick
Yale School of Management, Harvard University - Department of Economics and Yale School of Management
Downloads 134 (296,156)

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9.
Downloads 532 ( 74,296)
Citation 56

The 6d Bias and the Equity Premium Puzzle

Harvard Institute of Economic Research Paper No. 1947; MIT Department of Economics Working Paper No. 02-01
Number of pages: 47 Posted: 17 Jan 2002
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 532 (73,499)
Citation 56

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6D, bounded rationality, decision costs, delayed adjustment, equity premium puzzle

The 6d Bias and the Equity Premium Puzzle

Posted: 08 Feb 2002
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics

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6D, bounded rationality, decision costs, delayed adjustment, equity premium puzzle

10.

Reinforcement Learning and Savings Behavior

Yale ICF Working Paper No. 09-01, Journal of Finance, Forthcoming
Number of pages: 33 Posted: 16 Sep 2007
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 512 (77,878)
Citation 23

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11.

The Implications of Hyperbolic Discounting for Project Evaluation

Number of pages: 12 Posted: 20 Apr 2016
Maureen Cropper and David Laibson
University of Maryland - Department of Economics and Harvard University - Department of Economics
Downloads 468 (86,787)
Citation 1

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Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds

Yale ICF Working Paper No. 08-14
Number of pages: 48 Posted: 25 Apr 2008
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 358 (117,285)
Citation 30

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mutual funds, S&P, index funds, fund portfolios

Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds

NBER Working Paper No. w12261
Number of pages: 47 Posted: 17 Jul 2006 Last Revised: 30 May 2022
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 53 (520,087)

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13.
Downloads 348 (121,820)
Citation 55

How are Preferences Revealed?

Yale ICF Working Paper No. 08-15
Number of pages: 23 Posted: 25 Apr 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 300 (141,845)
Citation 9

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preferences, normative preferences, revealed preferences, consumer behavior

How are Preferences Revealed?

NBER Working Paper No. w13976
Number of pages: 22 Posted: 12 May 2008 Last Revised: 11 Mar 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 48 (543,404)

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The Flypaper Effect in Individual Investor Asset Allocation

Yale ICF Working Paper No. 08-06
Number of pages: 42 Posted: 25 Jan 2008
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 236 (180,694)

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asset allocation, 401(k), employee contributions

Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect

NBER Working Paper No. w13656
Number of pages: 32 Posted: 30 Nov 2007 Last Revised: 25 Apr 2022
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 90 (390,791)
Citation 6

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How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

HKS Working Paper No. RWP09_16, Yale ICF Working Paper No. 09-05
Number of pages: 27 Posted: 08 May 2009 Last Revised: 24 Jun 2009
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 239 (178,532)
Citation 9

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How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?

NBER Working Paper No. w14859
Number of pages: 27 Posted: 13 Apr 2009 Last Revised: 08 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 66 (467,083)

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16.

Behavioral Household Finance

NBER Working Paper No. w24854
Number of pages: 117 Posted: 01 Aug 2018 Last Revised: 30 May 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 304 (140,674)
Citation 40

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17.
Downloads 261 (164,304)
Citation 31

Plan Design and 401(K) Savings Outcomes

NBER Working Paper No. w10486
Number of pages: 38 Posted: 26 May 2004 Last Revised: 26 Feb 2022
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 148 (273,873)
Citation 2

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Plan Design and 401(K) Savings Outcomes

Boettner Working Paper No. BWP2004-4
Number of pages: 47 Posted: 22 Jun 2004
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 113 (335,755)
Citation 16

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$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans

Yale ICF Working Paper No. 08-05
Number of pages: 44 Posted: 16 Jan 2008
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 211 (201,117)
Citation 65

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suboptimal investment, 401(k) plans, household investment, arbitrage

$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans

NBER Working Paper No. w11554
Number of pages: 42 Posted: 27 Sep 2005 Last Revised: 29 Jul 2022
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 49 (538,576)
Citation 1

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19.
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Citation 34

Simplification and Saving

Yale ICF Working Paper No. 08-07
Number of pages: 23 Posted: 25 Jan 2008
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 212 (200,202)

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retirement savings, asset allocation, 401(k)

Simplification and Saving

NBER Working Paper No. w12659
Number of pages: 35 Posted: 20 Nov 2006 Last Revised: 05 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 41 (579,461)
Citation 12

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What is Social Capital? the Determinants of Trust and Trustworthiness

NBER Working Paper No. w7216
Number of pages: 62 Posted: 10 Jan 2000 Last Revised: 03 Apr 2022
Harvard University - Department of Economics, Harvard University - Department of Economics, Columbia University and Harvard University - Department of Psychology
Downloads 245 (174,210)
Citation 1

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What is Social Capital? The Determinants of Trust and Trustworthiness

Posted: 26 Jul 2000
Harvard University - Department of Economics, Harvard University - Department of Economics, Columbia University and Harvard University - Department of Psychology

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21.
Downloads 235 (181,906)
Citation 17

Employees' Investment Decisions About Company Stock

Rodney L. White Center for Financial Research Working Paper No. 10-04
Number of pages: 30 Posted: 08 Jul 2004
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 164 (251,389)
Citation 3

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Employees' Investment Decisions About Company Stock

NBER Working Paper No. w10228
Number of pages: 29 Posted: 23 Jan 2004 Last Revised: 13 Jun 2022
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 71 (449,282)

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22.
Downloads 226 (188,677)
Citation 1

Consumption-Wealth Comovement of the Wrong Sign

Number of pages: 31 Posted: 16 Apr 2004
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 188 (223,390)
Citation 1

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Savings, wealth shocks, retirement

Consumption-Wealth Comovement of the Wrong Sign

NBER Working Paper No. w10454
Number of pages: 31 Posted: 14 Aug 2012 Last Revised: 27 Jul 2022
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 38 (596,051)

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23.

Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance

NBER Working Paper No. w8655
Number of pages: 56 Posted: 15 Dec 2001 Last Revised: 25 Feb 2022
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 226 (188,677)
Citation 31

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Equalizing Superstars: The Internet and the Democratization of Education

MIT Department of Economics Working Paper No. 14-03
Number of pages: 11 Posted: 22 Jan 2014
Daron Acemoglu, David Laibson and John A. List
Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Department of Economics and University of Chicago - Department of Economics
Downloads 146 (276,834)
Citation 2

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computers, education, inequality, Internet, non-rival technologies, online education, superstars

Equalizing Superstars: The Internet and the Democratization of Education

NBER Working Paper No. w19851
Number of pages: 11 Posted: 03 Mar 2014 Last Revised: 30 Mar 2022
Daron Acemoglu, David Laibson and John A. List
Massachusetts Institute of Technology (MIT) - Department of Economics, Harvard University - Department of Economics and University of Chicago - Department of Economics
Downloads 52 (524,612)

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25.

For Better or for Worse: Default Effects and 401(K) Savings Behavior

NBER Working Paper No. w8651
Number of pages: 49 Posted: 14 Dec 2001 Last Revised: 21 Feb 2021
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 166 (248,424)
Citation 23

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26.

Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(K) Introductions

NBER Working Paper No. w20738
Number of pages: 44 Posted: 15 Dec 2014 Last Revised: 02 Mar 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 156 (261,713)
Citation 6

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27.

Optimal Defaults and Active Decisions

NBER Working Paper No. w11074
Number of pages: 59 Posted: 18 Feb 2005 Last Revised: 06 Apr 2022
Massachusetts Institute of Technology (MIT), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 141 (283,578)
Citation 43

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28.

Hyperbolic Discount Functions, Undersaving, and Savings Policy

NBER Working Paper No. w5635
Number of pages: 51 Posted: 06 Sep 2000 Last Revised: 27 May 2022
David Laibson
Harvard University - Department of Economics
Downloads 132 (298,346)
Citation 4

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Controlling for the Compromise Effect Debiases Estimates of Risk Preference Parameters

Number of pages: 121 Posted: 05 Dec 2015 Last Revised: 20 Oct 2020
University of Toronto, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Economics and Harvard University - Department of Psychology
Downloads 118 (325,574)
Citation 1

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compromise effect, cumulative prospect theory, loss aversion, risk preferences

Controlling for the Compromise Effect Debiases Estimates of Risk Preference Parameters

NBER Working Paper No. w21792
Number of pages: 121 Posted: 14 Dec 2015 Last Revised: 18 Jul 2022
University of Toronto, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Psychology and Harvard University - Department of Economics
Downloads 13 (789,261)
Citation 5

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30.

A Debt Puzzle

NBER Working Paper No. w7879
Number of pages: 71 Posted: 01 Sep 2000 Last Revised: 14 Jul 2022
David Laibson, Andrea Repetto and Jeremy Tobacman
Harvard University - Department of Economics, University of Chile - Engineering Department and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 130 (301,882)
Citation 3

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Behavioral Economics Perspectives on Public Sector Pension Plans

HKS Working Paper No. RWP11-013
Number of pages: 47 Posted: 15 Mar 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 88 (396,285)
Citation 13

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Behavioral Economics Perspectives on Public Sector Pension Plans

NBER Working Paper No. w16728
Number of pages: 46 Posted: 31 Jan 2011 Last Revised: 18 Mar 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 36 (607,875)
Citation 3

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The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States

NBER Working Paper No. w12009
Number of pages: 39 Posted: 22 Apr 2006 Last Revised: 25 Apr 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 117 (325,804)
Citation 25

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The Effect of Providing Peer Information on Retirement Savings Decisions

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 30 Aug 2014
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 79 (422,869)

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The Effect of Providing Peer Information on Retirement Savings Decisions

NBER Working Paper No. w17345
Number of pages: 56 Posted: 29 Aug 2011 Last Revised: 25 May 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and University of Pennsylvania - The Wharton School
Downloads 33 (626,542)
Citation 43

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Capital Flows, Consumption Booms and Asset Bubbles: A Behavioural Alternative to the Savings Glut Hypothesis

NBER Working Paper No. w15759
Number of pages: 29 Posted: 22 Feb 2010 Last Revised: 23 Jan 2022
David Laibson and Johanna Mollerstrom
Harvard University - Department of Economics and Humboldt University of Berlin
Downloads 93 (379,541)
Citation 2

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35.

Estimating Discount Functions with Consumption Choices Over the Lifecycle

NBER Working Paper No. w13314
Number of pages: 50 Posted: 24 Aug 2007 Last Revised: 20 May 2022
David Laibson, Andrea Repetto and Jeremy Tobacman
Harvard University - Department of Economics, University of Chile - Engineering Department and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 89 (389,926)
Citation 6

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Liquidity in Retirement Savings Systems: An International Comparison

NBER Working Paper No. w21168
Number of pages: 13 Posted: 18 May 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 55 (511,221)
Citation 11

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Liquidity in Retirement Savings Systems: An International Comparison

HKS Working Paper No. RWP15-024
Number of pages: 13 Posted: 03 Jun 2015
Harvard University - Business School (HBS), Yale School of Management, Boston College - Center for Retirement Research, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 31 (639,551)

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Retirement, liquidity, savings, finance

37.

Passive Decisions and Potent Defaults

NBER Working Paper No. w9917
Number of pages: 26 Posted: 29 Aug 2003 Last Revised: 06 Feb 2022
Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Yale School of Management
Downloads 82 (409,508)
Citation 1

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38.

Measuring Time Preferences

NBER Working Paper No. w22455
Number of pages: 69 Posted: 01 Aug 2016 Last Revised: 11 May 2022
Princeton University - Department of Psychology, Boston University - Markets, Public Policy, and Law, Harvard University - Department of Economics and Princeton University
Downloads 80 (415,392)
Citation 28

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Borrowing to Save? The Impact of Automatic Enrollment on Debt

Journal of Finance, Forthcoming
Number of pages: 53 Posted: 22 Mar 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 44 (563,479)

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automatic enrollment, debt, nudge

Borrowing to Save? The Impact of Automatic Enrollment on Debt

NBER Working Paper No. w25876
Number of pages: 48 Posted: 28 May 2019 Last Revised: 16 Mar 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Mason School of Business, College of William & Mary
Downloads 34 (620,088)
Citation 1

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Following Through on Good Intentions: The Power of Planning Prompts

HKS Working Paper No. 12-024
Number of pages: 24 Posted: 30 Mar 2012 Last Revised: 19 Jun 2012
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 61 (486,476)
Citation 3

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behavioral economics, implementation intentions, health, colonoscopy, planning

Following Through on Good Intentions: The Power of Planning Prompts

NBER Working Paper No. w17995
Number of pages: 23 Posted: 14 Apr 2012 Last Revised: 04 Mar 2022
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 17 (751,127)
Citation 1

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41.

Intertemporal Choice

NBER Working Paper No. w25358
Number of pages: 67 Posted: 17 Dec 2018 Last Revised: 16 Apr 2022
Keith M. Marzilli Ericson and David Laibson
Boston University - Markets, Public Policy, and Law and Harvard University - Department of Economics
Downloads 75 (430,834)
Citation 12

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42.

Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?

NBER Working Paper No. w21474
Number of pages: 55 Posted: 25 Aug 2015 Last Revised: 06 Mar 2022
Harvard University - Business School (HBS), Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Federal Reserve Bank of Chicago
Downloads 67 (457,513)
Citation 5

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43.

Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?

NBER Working Paper No. w16868
Number of pages: 47 Posted: 14 Mar 2011 Last Revised: 05 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 62 (475,612)
Citation 4

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44.
Downloads 57 (494,943)
Citation 4

Myopia and Discounting

NBER Working Paper No. w23254
Number of pages: 51 Posted: 20 Mar 2017 Last Revised: 17 Jul 2022
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 56 (506,981)
Citation 2

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Myopia and Discounting

CEPR Discussion Paper No. DP11914
Number of pages: 40 Posted: 20 Mar 2017
Xavier Gabaix and David Laibson
Harvard University - Department of Economics and Harvard University - Department of Economics
Downloads 1 (930,985)
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Behavioral economics, discounting, myopia

45.

The Impact of Employer Matching on Savings Plan Participation Under Automatic Enrollment

NBER Working Paper No. w13352
Number of pages: 24 Posted: 27 Aug 2007 Last Revised: 27 Jun 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 55 (503,065)

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46.

Money Earlier or Later? Simple Heuristics Explain Intertemporal Choices Better than Delay Discounting

NBER Working Paper No. w20948
Number of pages: 25 Posted: 16 Feb 2015 Last Revised: 28 Mar 2022
Boston University - Markets, Public Policy, and Law, Princeton University, Harvard University - Department of Economics and Princeton University - Department of Psychology
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47.
Downloads 53 (511,438)
Citation 3

The Availability and Utilization of 401(K) Loans

HKS Working Paper No. RWP11-023
Number of pages: 36 Posted: 14 Jun 2011
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 33 (626,542)
Citation 3

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retirement economics, 401(k) loans, employment benefits

The Availability and Utilization of 401(K) Loans

NBER Working Paper No. w17118
Number of pages: 36 Posted: 12 Jun 2011 Last Revised: 11 Apr 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 20 (724,654)

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48.

What Makes Annuitization More Appealing?

NBER Working Paper No. w18575
Number of pages: 43 Posted: 30 Nov 2012 Last Revised: 04 Apr 2021
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics, Brigham Young University Marriott School of Business and Columbia University - Columbia Business School, Finance
Downloads 50 (524,580)
Citation 8

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49.

Reducing the Complexity Costs of 401(K) Participation Through Quick Enrollment(Tm)

NBER Working Paper No. w11979
Number of pages: 36 Posted: 20 Apr 2006 Last Revised: 27 Mar 2022
James J. Choi, David Laibson and Brigitte C. Madrian
Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 49 (528,975)
Citation 6

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50.

Building Emergency Savings Through Employer-Sponsored Rainy-Day Savings Accounts

NBER Working Paper No. w26498
Number of pages: 72 Posted: 03 Dec 2019 Last Revised: 03 Jul 2022
Harvard University - Business School (HBS), Yale School of Management, Brookings Institution, AARP Public Policy Institute, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 46 (542,783)
Citation 1

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51.

Measuring Intertemporal Preferences Using Response Times

NBER Working Paper No. w14353
Number of pages: 16 Posted: 23 Sep 2008 Last Revised: 21 Mar 2022
Harvard University - Department of Psychology, Harvard University - Department of Economics, Washington University in St. Louis - School of Medicine, University of Michigan at Ann Arbor - Department of Psychology and Harvard University
Downloads 43 (557,342)
Citation 1

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52.

Predicting Mid-Life Capital Formation with Pre-School Delay of Gratification and Life-Course Measures of Self-Regulation

Journal of Economic Behavior and Organization, Forthcoming
Number of pages: 14 Posted: 08 Dec 2019
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Economics, Columbia University, Smith College, University of Washington, University of California, Berkeley and University of Oregon
Downloads 38 (583,000)
Citation 29

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self-regulation, delay of gratification, mid-life capital formation

53.

Who Uses the Roth 401(K), and How Do They Use it?

NBER Working Paper No. w19193
Number of pages: 33 Posted: 03 Jul 2013 Last Revised: 12 Jun 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 38 (583,000)
Citation 1

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54.

Early Decisions: A Regulatory Framework

NBER Working Paper No. w11920
Number of pages: 28 Posted: 01 Jun 2006 Last Revised: 29 Jul 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 37 (588,505)

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55.

Natural Expectations, Macroeconomic Dynamics, and Asset Pricing

NBER Working Paper No. w17301
Number of pages: 73 Posted: 29 Aug 2011 Last Revised: 11 Apr 2021
Andreas Fuster, Benjamin Hebert and David Laibson
Ecole Polytechnique Fédérale de Lausanne, Stanford University and Harvard University - Department of Economics
Downloads 36 (594,082)
Citation 42

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56.

Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates

NBER Working Paper No. w17183
Number of pages: 27 Posted: 05 Jul 2011 Last Revised: 15 Jun 2022
University of Pennsylvania - The Wharton School, Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 31 (623,500)
Citation 23

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57.

Controlling for the Compromise Effect Debiases Estimates of Risk Preference Parameters

CESR-Schaeffer Working Paper No. 2016-017
Number of pages: 41 Posted: 06 Nov 2016
McKinsey Consulting Group, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Psychology and Harvard University - Department of Economics
Downloads 24 (671,206)

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compromise effect, cumulative prospect theory, loss aversion, risk preferences

58.

Controlling for Compromise Effects Debiases Estimates of Preference Parameters

CESR-Schaeffer Working Paper No. 2016-001
Number of pages: 79 Posted: 13 Jan 2016
McKinsey Consulting Group, Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Psychology and Harvard University - Department of Economics
Downloads 23 (678,657)

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compromise effect, cumulative prospect theory, loss aversion, risk preferences

59.

Optimal Illiquidity

NBER Working Paper No. w27459
Number of pages: 64 Posted: 07 Jul 2020 Last Revised: 13 Jul 2022
Harvard University - Business School (HBS), Yale School of Management, Yale School of Management, University of Cambridge - Department of Applied Economics, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 21 (694,231)

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60.

Active Choice, Implicit Defaults, and the Incentive to Choose

NBER Working Paper No. w25473
Number of pages: 41 Posted: 23 Jan 2019 Last Revised: 08 Aug 2022
Harvard University - Business School (HBS), Yale School of Management, Harvard University - Department of Economics and Brigham Young University Marriott School of Business
Downloads 20 (701,977)
Citation 3

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61.

Individual Laboratory-Measured Discount Rates Predict Field Behavior

NBER Working Paper No. w14270
Number of pages: 43 Posted: 27 Aug 2008 Last Revised: 30 Jun 2022
Harvard University - Department of Psychology, Harvard University - Department of Economics, Washington University in St. Louis - School of Medicine, University of Michigan at Ann Arbor - Department of Psychology and Harvard University
Downloads 20 (701,977)
Citation 38

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62.

Paternalism and Pseudo-Rationality

NBER Working Paper No. w23620
Number of pages: 36 Posted: 25 Jul 2017 Last Revised: 17 Jul 2022
Itzik Fadlon and David Laibson
National Bureau of Economic Research (NBER) and Harvard University - Department of Economics
Downloads 12 (770,905)

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63.

Predicting Mid-Life Capital Formation with Pre-School Delay of Gratification and Life-Course Measures of Self-Regulation

CESR-Schaeffer Working Paper No. 006 (2019), Journal of Economic Behavior and Organization, Forthcoming
Number of pages: 14 Posted: 12 Dec 2019 Last Revised: 20 Oct 2020
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), Harvard University - Department of Economics, Columbia University, Smith College, University of Washington, University of California, Berkeley and University of Oregon
Downloads 9 (799,737)
Citation 1

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64.

Present Bias Amplifies the Household Balance-Sheet Channels of Macroeconomic Policy

NBER Working Paper No. w29094
Number of pages: 58 Posted: 02 Aug 2021 Last Revised: 01 Jul 2022
David Laibson, Peter Maxted and Benjamin Moll
Harvard University - Department of Economics, University of California, Berkeley - Haas School of Business and London School of Economics & Political Science (LSE)
Downloads 4 (851,924)
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65.

A Simple Mapping from Mpcs to Mpxs

NBER Working Paper No. w29664
Number of pages: 36 Posted: 17 Jan 2022 Last Revised: 22 Jul 2022
David Laibson, Peter Maxted and Benjamin Moll
Harvard University - Department of Economics, University of California, Berkeley - Haas School of Business and London School of Economics & Political Science (LSE)
Downloads 1 (891,007)
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66.

The Promises and Pitfalls of Genoeconomics

Annual Review of Economics, Vol. 4, pp. 627-662, 2012
Posted: 31 Mar 2013
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR), New York University (NYU), Harvard University - Department of Psychology, Harvard University - Department of Economics, Harvard University - Department of Economics, Icelandic Heart Association, Government of the United States of America - Laboratory of Epidemiology, Demography, and Biometry, Government of the United States of America - Laboratory of Epidemiology, Demography, and Biometry, Massachusetts General Hospital - Center for Human Genetics Research, Icelandic Heart Association, Stockholm School of Economics - Department of Economics, Karolinska Institutet - Department of Medical Epidemiology and Biostatistics, McKinsey Consulting Group, Yale University, Law School, Students, University of Wisconsin - Madison - Department of Medicine, Stanford University, Northwestern University, University of Wisconsin - Madison - Department of Sociology, University of Wisconsin - Madison - Department of Sociology, Karolinska Institutet - Department of Medical Epidemiology and Biostatistics, Karolinska Institutet - Department of Medical Epidemiology and Biostatistics and Karolinska Institutet - Department of Medical Epidemiology and Biostatistics

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67.

Good Policies for Bad Governments: Behavioral Political Economy

Posted: 07 Apr 2005
Anderson School of ManagementUSC, Center for Economic and Social Research (CESR) and Harvard University - Department of Economics

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