Sungkyunkwan University
Seoul, Seoul 03063
Korea, Republic of (South Korea)
Cashless, Consumer Credit, FinTech, Financial Inclusion, Mobile Wallet
Default Risk; Optimal Reinsurance-Investment Strategy; Bounded Memory; CEV Model; Hamilton-Jacobi-Bellman Equation
Confucian clan; informal risk sharing; formal insurance
political connected chairmen, non-state banks, lending behavior, credit smoothing