Jacelly Cespedes

University of Minnesota - Carlson School of Management

Assistant Professor of Finance

19th Avenue South

Minneapolis, MN 55455

United States

http://sites.google.com/site/jacellycespedes/

  • University of Minnesota - Carlson School of Management

SCHOLARLY PAPERS

7

DOWNLOADS
Rank 41,160

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Top 41,160

in Total Papers Downloads

2,030

SSRN CITATIONS

6

CROSSREF CITATIONS

1

Scholarly Papers (7)

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1.

Heterogeneous Sensitivities to Interest Rate Changes: Evidence from Consumer Loans

Number of pages: 69 Posted: 16 Aug 2017 Last Revised: 26 Oct 2021
Jacelly Cespedes
University of Minnesota - Carlson School of Management
Downloads 492 (97,052)

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Screening, sophistication, fintech, peer-to-peer lending, consumer finance

2.

More Money, More Options? The Effect of Cash Windfalls on Entrepreneurial Activities in Small Businesses

Number of pages: 82 Posted: 16 Dec 2018 Last Revised: 11 Jul 2023
Jacelly Cespedes, Xing Huang and Carlos Parra
University of Minnesota - Carlson School of Management, Washington University in St. Louis - Olin Business School and Pontificia Universidad Católica de Chile - School of Business
Downloads 432 (113,247)
Citation 2

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cash windfall, cash transfers, small businesses, entrepreneurship, Mega Millions, Powerball, lottery

3.

Strategically Staying Small: Regulatory Avoidance and the CRA

Number of pages: 68 Posted: 08 Jul 2021 Last Revised: 20 Jun 2023
Jacelly Cespedes, Jordan Nickerson and Carlos Parra
University of Minnesota - Carlson School of Management, University of Washington - Department of Finance and Business Economics and Pontificia Universidad Católica de Chile - School of Business
Downloads 305 (166,485)

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CRA, Financial Institutions, Regulatory Avoidance, Attribute-based Regulation

4.

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

Downloads 285 (181,376)
Citation 2

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

Number of pages: 73 Posted: 20 Oct 2020 Last Revised: 09 Jun 2023
Jacelly Cespedes, Carlos Parra and Clemens Sialm
University of Minnesota - Carlson School of Management, Pontificia Universidad Católica de Chile - School of Business and University of Texas at Austin - McCombs School of Business
Downloads 266 (192,914)
Citation 1

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Debt Relief, Principal Reduction, Debt Overhang, Foreclosures, Consumer Bankruptcy, Housing Policies

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

NBER Working Paper No. w28900
Number of pages: 60 Posted: 07 Jun 2021 Last Revised: 19 Jun 2023
Jacelly Cespedes, Carlos Parra and Clemens Sialm
University of Minnesota - Carlson School of Management, Pontificia Universidad Católica de Chile - School of Business and University of Texas at Austin - McCombs School of Business
Downloads 19 (899,949)
Citation 1

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5.

The Effects of House Prices and Home Equity Extraction on Career Outcomes

Number of pages: 83 Posted: 16 Dec 2019 Last Revised: 31 Aug 2023
Jacelly Cespedes, Zack Liu and Carlos Parra
University of Minnesota - Carlson School of Management, University of Houston - Department of Finance and Pontificia Universidad Católica de Chile - School of Business
Downloads 257 (198,333)

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Job Search, Long-term Career Effects, Housing Wealth Shocks, Home Equity Extraction

6.

Peer Effects Across Firms: Evidence from Security Analysts

Number of pages: 32 Posted: 02 May 2017 Last Revised: 18 Nov 2021
Jacelly Cespedes and Carlos Parra
University of Minnesota - Carlson School of Management and Pontificia Universidad Católica de Chile - School of Business
Downloads 211 (239,658)
Citation 1

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peer effects, labor productivity, networks, social multiplier

7.

The Ex Ante Effect of Bankruptcy Law: Evidence from Chapter 12

Number of pages: 31 Posted: 06 Oct 2022
Jacelly Cespedes, Richard T. Thakor and Keer Yang
University of Minnesota - Carlson School of Management, University of Minnesota - Carlson School of Management and University of California, Davis - Graduate School of Management
Downloads 48 (648,797)

Abstract:

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Bankruptcy protection, debt, small businesses, investment, farming, Chapter 12, households