Jacelly Cespedes

University of Minnesota - Carlson School of Management

Assistant Professor of Finance

19th Avenue South

Minneapolis, MN 55455

United States

http://sites.google.com/site/jacellycespedes/

SCHOLARLY PAPERS

7

DOWNLOADS
Rank 44,328

SSRN RANKINGS

Top 44,328

in Total Papers Downloads

1,547

SSRN CITATIONS

4

CROSSREF CITATIONS

2

Scholarly Papers (7)

1.

Heterogeneous Sensitivities to Interest Rate Changes: Evidence from Consumer Loans

Number of pages: 69 Posted: 16 Aug 2017 Last Revised: 26 Oct 2021
Jacelly Cespedes
University of Minnesota - Carlson School of Management
Downloads 466 (88,898)

Abstract:

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Screening, sophistication, fintech, peer-to-peer lending, consumer finance

2.

More Money, More Options? The Effect of Cash Windfalls on Entrepreneurial Activities in Small Businesses

Number of pages: 72 Posted: 16 Dec 2018 Last Revised: 26 Apr 2022
Jacelly Cespedes, Xing Huang and Carlos Parra
University of Minnesota - Carlson School of Management, Washington University in St. Louis - Olin Business School and Pontificia Universidad Católica de Chile - School of Business
Downloads 338 (128,039)
Citation 2

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cash windfall, cash transfers, small businesses, entrepreneurship, Mega Millions, Powerball, lottery

3.

Peer Effects Across Firms: Evidence from Security Analysts

Number of pages: 32 Posted: 02 May 2017 Last Revised: 18 Nov 2021
Jacelly Cespedes and Carlos Parra
University of Minnesota - Carlson School of Management and Pontificia Universidad Católica de Chile - School of Business
Downloads 188 (227,313)
Citation 1

Abstract:

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peer effects, labor productivity, networks, social multiplier

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

Number of pages: 59 Posted: 20 Oct 2020 Last Revised: 02 Jun 2021
Jacelly Cespedes, Carlos Parra and Clemens Sialm
University of Minnesota - Carlson School of Management, Pontificia Universidad Católica de Chile - School of Business and University of Texas at Austin - McCombs School of Business
Downloads 183 (232,819)
Citation 1

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Debt Relief, Principal Reduction, Debt Overhang, Foreclosures, Consumer Bankruptcy, Housing Policies

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

NBER Working Paper No. w28900
Number of pages: 60 Posted: 07 Jun 2021 Last Revised: 18 Nov 2021
Jacelly Cespedes, Carlos Parra and Clemens Sialm
University of Minnesota - Carlson School of Management, Pontificia Universidad Católica de Chile - School of Business and University of Texas at Austin - McCombs School of Business
Downloads 4 (909,832)
Citation 1
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5.

Almost Famous: The Short- and Long-Term Effects of Housing Wealth Shocks on Career Decisions

Number of pages: 71 Posted: 16 Dec 2019 Last Revised: 27 Sep 2022
Jacelly Cespedes, Zack Liu and Carlos Parra
University of Minnesota - Carlson School of Management, University of Houston - Department of Finance and Pontificia Universidad Católica de Chile - School of Business
Downloads 185 (230,536)

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Job Search, Long-term Career Effects, Housing Wealth Shocks, Home Equity Extraction

6.

Strategically Staying Small: Regulatory Avoidance and the CRA

Number of pages: 66 Posted: 08 Jul 2021 Last Revised: 23 Mar 2022
Jacelly Cespedes, Jordan Nickerson and Carlos Parra
University of Minnesota - Carlson School of Management, University of Washington - Department of Finance and Business Economics and Pontificia Universidad Católica de Chile - School of Business
Downloads 178 (238,436)

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CRA, Financial Institutions, Regulatory Avoidance, Attribute-based Regulation

7.

The Ex Ante Effect of Bankruptcy Law: Evidence from Chapter 12

Number of pages: 31 Posted: 06 Oct 2022
Jacelly Cespedes, Richard T. Thakor and Keer Yang
University of Minnesota - Carlson School of Management, University of Minnesota - Carlson School of Management and University of California, Davis - Graduate School of Management
Downloads 5

Abstract:

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Bankruptcy protection, debt, small businesses, investment, farming, Chapter 12, households