Jacelly Cespedes

University of Minnesota - Carlson School of Management

Assistant Professor of Finance

19th Avenue South

Minneapolis, MN 55455

United States

http://sites.google.com/site/jacellycespedes/

SCHOLARLY PAPERS

6

DOWNLOADS
Rank 47,552

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Top 47,552

in Total Papers Downloads

1,180

SSRN CITATIONS

4

CROSSREF CITATIONS

1

Scholarly Papers (6)

1.

Heterogeneous Sensitivities to Interest Rate Changes: Evidence from Consumer Loans

Number of pages: 69 Posted: 16 Aug 2017 Last Revised: 07 Apr 2019
Jacelly Cespedes
University of Minnesota - Carlson School of Management
Downloads 413 (88,667)

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credit markets, overpayment, sophistication, screening, fintech, peer-to-peer lending, consumer finance

2.

More Money, More Options? The Effect of Cash Windfalls on Entrepreneurial Activities in Small Businesses

Number of pages: 63 Posted: 16 Dec 2018 Last Revised: 12 Feb 2021
Jacelly Cespedes, Xing Huang and Carlos Parra
University of Minnesota - Carlson School of Management, Washington University in St. Louis - Olin Business School and Pontifical Catholic University of Chile - School of Business
Downloads 259 (147,521)
Citation 1

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cash windfall, cash transfers, small businesses, entrepreneurship, Mega Millions, Powerball, lottery

3.

Peer Effects Across Firms: Evidence from Security Analysts

Number of pages: 35 Posted: 02 May 2017 Last Revised: 22 Nov 2017
Jacelly Cespedes and Carlos Parra
University of Minnesota - Carlson School of Management and Pontifical Catholic University of Chile - School of Business
Downloads 172 (215,732)
Citation 1

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peer effects, labor productivity, networks, social multiplier

4.

Almost Famous: The Short- and Long-Term Effects of Housing Wealth Shocks on Career Decisions

Number of pages: 77 Posted: 16 Dec 2019 Last Revised: 18 May 2021
Jacelly Cespedes, Zack Liu and Carlos Parra
University of Minnesota - Carlson School of Management, University of Houston - Department of Finance and Pontifical Catholic University of Chile - School of Business
Downloads 146 (247,419)

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Job Search, Long-term Career Effects, Housing Wealth Shocks, Home Equity Extraction

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

Number of pages: 59 Posted: 20 Oct 2020 Last Revised: 02 Jun 2021
Jacelly Cespedes, Carlos Parra and Clemens Sialm
University of Minnesota - Carlson School of Management, Pontifical Catholic University of Chile - School of Business and University of Texas at Austin - McCombs School of Business
Downloads 134 (265,723)
Citation 1

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Debt Relief, Principal Reduction, Debt Overhang, Foreclosures, Consumer Bankruptcy, Housing Policies

The Effect of Principal Reduction on Household Distress: Evidence from Mortgage Cramdown

NBER Working Paper No. w28900
Number of pages: 60 Posted: 07 Jun 2021 Last Revised: 20 Jul 2021
Jacelly Cespedes, Carlos Parra and Clemens Sialm
University of Minnesota - Carlson School of Management, Pontifical Catholic University of Chile - School of Business and University of Texas at Austin - McCombs School of Business
Downloads 2 (809,736)
Citation 1
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6.

Strategically Staying Small: Regulatory Avoidance and the CRA

Number of pages: 59 Posted: 08 Jul 2021
Jacelly Cespedes, Jordan Nickerson and Carlos Parra
University of Minnesota - Carlson School of Management, MIT - Sloan and Pontifical Catholic University of Chile - School of Business
Downloads 54 (458,526)

Abstract:

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G21, G28