World Bank, World Bank and World Bank

World Bank, World Bank - Development Economics Data Group (DECDG) and World Bank

Innovations for Poverty (IPA), World Bank - Development Research Group (DECRG) and World Bank

University of Cambridge - Cambridge Centre for Alternative Finance, World Bank, University of Cambridge - Cambridge Centre for Alternative Finance, Cambridge Centre for Alternative Finance, Cambridge Judge Business School, University of Cambridge, World Bank, University of Cambridge - Cambridge Centre for Alternative Finance, University of Cambridge - Cambridge Centre for Alternative Finance, University of Cambridge - Cambridge Centre for Alternative Finance, World Bank, University of Cambridge, affiliation not provided to SSRN, University of Cambridge - Cambridge Centre for Alternative Finance, University of Cambridge, Judge Business School, Cambridge Centre for Alternative Finance, Students, affiliation not provided to SSRN and University of Cambridge - Cambridge Centre for Alternative Finance