Allen N. Berger

University of South Carolina - Darla Moore School of Business

H. Montague Osteen, Jr., Professor in Banking and Finance

1705 College St

Francis M. Hipp Building

Columbia, SC 29208

United States

Wharton Financial Institutions Center

Senior Fellow

Philadelphia, PA 19104-6367

United States

European Banking Center

Fellow

P.O. Box 90153

Tilburg, 5000 LE

Netherlands

SCHOLARLY PAPERS

86

DOWNLOADS
Rank 47

SSRN RANKINGS

Top 47

in Total Papers Downloads

103,259

CITATIONS
Rank 33

SSRN RANKINGS

Top 33

in Total Papers Citations

4,490

Scholarly Papers (86)

Efficiency of Financial Institutions: International Survey and Directions for Future Research

Number of pages: 75 Posted: 07 Apr 1997
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance
Downloads 17,993 (90)
Citation 245

Abstract:

Efficiency of Financial Institutions: International Survey and Directions for Future Research

European Journal of Operational Research 98, April 1997: 175-212
Posted: 15 Dec 1997
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

2.

Problem Loans and Cost Efficiency in Commercial Banks

WFIC 96-01
Number of pages: 30 Posted: 17 Jan 1996
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 15,720 (126)
Citation 78

Abstract:

The Economics of Small Business Finance: The Roles of Private Equity and Debt Markets in the Financial Growth Cycle

Number of pages: 69 Posted: 27 Nov 1998
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 8,734 (387)
Citation 280

Abstract:

The Economics of Small Business Finance: The Roles of Private Equity and Debt Markets in the Financial Growth Cycle

Journal of Banking and Finance, Volume 22, 1998, pp. 613-673
Posted: 26 Aug 1998
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

4.

Capital Structure and Firm Performance: A New Approach to Testing Agency Theory and an Application to the Banking Industry

FEDS Working Paper No. 2002-54
Number of pages: 39 Posted: 26 Jun 2003
Allen N. Berger and Emilia Bonaccorsi di Patti
University of South Carolina - Darla Moore School of Business and Bank of Italy
Downloads 4,779 (997)
Citation 49

Abstract:

Capital structure, agency costs, banking, efficiency

The Consolidation of the Financial Services Industry: Causes, Consequences, and Implications for the Future

FRB of New York Staff Report No. 55
Number of pages: 69 Posted: 29 Nov 1998
Allen N. Berger, Philip E. Strahan and Rebecca S. Demsetz
University of South Carolina - Darla Moore School of Business, Boston College - Department of Finance and Data For Decisions LLC
Downloads 3,086 (2,419)
Citation 261

Abstract:

banks, mergers, payments, small business

The Consolidation of the Financial Services Industry: Causes, Consequences, and Implications for the Future

Journal of Banking and Finance, Vol. 23, Issues 2/3/4, February 1999
Posted: 08 Feb 1999
Allen N. Berger, Philip E. Strahan and Rebecca S. Demsetz
University of South Carolina - Darla Moore School of Business, Boston College - Department of Finance and Data For Decisions LLC

Abstract:

Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

FRB Chicago Working Paper No. 1999-25
Number of pages: 116 Posted: 08 Feb 2000
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads 2,902 (2,717)
Citation 139

Abstract:

Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

Brookings-Wharton Papers, Vol. 3, 2000
Posted: 24 Mar 2000
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, Indiana University - Kelley School of Business - Department of Finance and Federal Reserve Bank of Chicago

Abstract:

7.

Credit Scoring and the Availability, Price, and Risk of Small Business Credit

FRB of Atlanta Working Paper No. 2002-6, FEDS Working Paper No. 2002-26
Number of pages: 39 Posted: 23 Jun 2002
Allen N. Berger, W. Scott Frame and Nathan H. Miller
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and U.S. Department of Justice
Downloads 2,365 (3,356)
Citation 68

Abstract:

Banks, credit scoring, small business, risk

The Roles of Corporate Governance in Bank Failures During the Recent Financial Crisis

Number of pages: 43 Posted: 15 Mar 2012 Last Revised: 13 Oct 2014
Allen N. Berger, Björn Imbierowicz and Christian Rauch
University of South Carolina - Darla Moore School of Business, Copenhagen Business School and University of Oxford - Said Business School
Downloads 1,410 (9,343)
Citation 1

Abstract:

Bank Default, Corporate Governance, Bank Regulation

The Roles of Corporate Governance in Bank Failures during the Recent Financial Crisis

European Banking Center Discussion Paper No. 2012-023
Number of pages: 48 Posted: 18 Oct 2012
Allen N. Berger, Björn Imbierowicz and Christian Rauch
University of South Carolina - Darla Moore School of Business, Copenhagen Business School and University of Oxford - Said Business School
Downloads 706 (26,892)
Citation 1

Abstract:

Bank Default, Corporate Governance, Bank Regulation

9.

A More Complete Conceptual Framework for Financing of Small and Medium Enterprises

World Bank Policy Research Working Paper No. 3795
Number of pages: 31 Posted: 11 Jan 2006
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,795 (5,574)
Citation 11

Abstract:

SMEs, Banks, Relationship Lending, Governance, International.

10.

The Effects of Bank Mergers and Acquisitions on Small Business Lending

Board of Governors of the Federal Reserve System Finance and Economics Discussion Series No. 1997-28
Number of pages: 56 Posted: 26 Nov 1997
University of South Carolina - Darla Moore School of Business, New York University - Leonard N. Stern School of Business, University of Pennsylvania, Wharton School and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,749 (6,389)
Citation 143

Abstract:

Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure

FEDS Working Paper No. 2001-36
Number of pages: 36 Posted: 04 Oct 2001
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,672 (7,066)
Citation 166

Abstract:

Banks, small business, mergers, relationship lending, organisational structure

Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure

The Economic Journal, Vol. 112, pp. F32-F53, 2002
Number of pages: 22 Posted: 07 Nov 2002
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 23 (427,246)
Citation 166
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Abstract:

Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure

Economic Journal, Forthcoming
Posted: 03 Jan 2002
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

Banks, small business, mergers, relationship lending, organisational structure

12.

Corporate Governance and Bank Performance: A Joint Analysis of the Static, Selection, and Dynamic Effects of Domestic, Foreign, and State Ownership

World Bank Policy Research Working Paper No. 3632
Number of pages: 43 Posted: 22 Jul 2005
University of South Carolina - Darla Moore School of Business, Texas A&M International University - A.R. Sanchez Jr., School of Business, Indiana University - Kelley School of Business - Department of Finance, World Bank - Development Research Group (DECRG) and World Bank
Downloads 1,645 (6,710)
Citation 57

Abstract:

Bank, governance, M&A, foreign acquisition, privatization

13.

The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on Entry in the Banking Industry

AFA 2001 New Orleans; FEDS Working Paper No. 99-41
Number of pages: 45 Posted: 08 Dec 1999
University of South Carolina - Darla Moore School of Business, PepsiCo, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 1,382 (8,058)
Citation 37

Abstract:

Entry, Bank, Mergers

14.
Downloads 1,303 (9,030)
Citation 12

Abstract:

Financial Crises, Liquidity Creation, and Banking

The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

FEDS Paper Number 97-9
Number of pages: 66 Posted: 05 Dec 1997
Jalal D. Akhavein, Allen N. Berger and David B. Humphrey
Fitch Ratings Inc., University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance
Downloads 1,282 (10,924)
Citation 81

Abstract:

The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

REVIEW OF INDUSTRIAL ORGANIZATION, Vol. 12, 1997
Posted: 22 Apr 1997
Jalal D. Akhavein, Allen N. Berger and David B. Humphrey
Fitch Ratings Inc., University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

16.

The Integration of the Financial Services Industry: Where are the Efficiencies?

FEDS Paper No. 2000-36
Number of pages: 39 Posted: 04 Oct 2000
Allen N. Berger
University of South Carolina - Darla Moore School of Business
Downloads 1,278 (10,783)
Citation 27

Abstract:

Banks, insurance, securities firms, mergers, efficiency, international finance

17.

Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?

Board of Governors of the Federal Reserve System Working Paper No. 1997-10
Number of pages: 59 Posted: 29 Nov 1998
Allen N. Berger and Loretta J. Mester
University of South Carolina - Darla Moore School of Business and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 1,127 (12,995)
Citation 206

Abstract:

18.

Bank Ownership and Efficiency in China: What will Happen in the World's Largest Nation?

Number of pages: 40 Posted: 16 Aug 2006
Allen N. Berger, Iftekhar Hasan and Mingming Zhou
University of South Carolina - Darla Moore School of Business, Gabelli School of Business, Fordham University and University of Colorado, Colorado Springs - College of Business
Downloads 1,073 (13,598)
Citation 46

Abstract:

China, Banks, Efficiency, Foreign ownership

19.

Lines of Credit and Relationship Lending in Small Firm Finance

Jerome Levy Economics Institute Working Paper No. 113
Number of pages: 39 Posted: 13 Oct 1998
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 1,069 (13,535)
Citation 431

Abstract:

20.

Bank Liquidity Creation (Previously titled 'The Measurement of Bank Liquidity Creation and the Effect of Capital')

Number of pages: 64 Posted: 26 Feb 2005 Last Revised: 17 Aug 2008
Allen N. Berger and Christa H. S. Bouwman
University of South Carolina - Darla Moore School of Business and Texas A&M University
Downloads 1,045 (14,326)
Citation 4

Abstract:

Capital Structure, Liquidity Creation, Regulation, and Banking

21.

Does Market Size Structure Affect Competition? The Case of Small Business Lending

Number of pages: 31 Posted: 14 Oct 2001
Allen N. Berger, Richard J. Rosen and Gregory F. Udell
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Chicago - Economic Research and Indiana University - Kelley School of Business - Department of Finance
Downloads 986 (16,141)
Citation 43

Abstract:

Banks, small business, mergers, relationship lending, size structure, loan prices

22.

Bank Competition and Financial Stability

World Bank Policy Research Working Paper No. 4696
Number of pages: 27 Posted: 20 Apr 2016
Allen N. Berger, Leora F. Klapper and Rima Turk
University of South Carolina - Darla Moore School of Business, World Bank and International Monetary Fund
Downloads 947 (13,278)
Citation 46

Abstract:

Banks & Banking Reform, Debt Markets, Access to Finance, Markets and Market Access

23.
Downloads 937 ( 18,114)
Citation 32

Small Business Credit Scoring and Credit Availability

FRB of Atlanta Working Paper No. 2005-10
Number of pages: 26 Posted: 14 Jun 2005
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Atlanta
Downloads 903 (18,794)
Citation 32

Abstract:

Banks, credit scoring, small business

Small Business Credit Scoring and Credit Availability

Journal of Small Business Management, Vol. 45, No. 1, pp. 5-22, January 2007
Number of pages: 18 Posted: 11 May 2007
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Atlanta
Downloads 34 (375,207)
Citation 32
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Abstract:

Small Business Credit Scoring and Credit Availability

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 01 Dec 2009
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Atlanta

Abstract:

Credit ratings, Federal Reserve Bank of Atlanta, Secondary markets, Credit, Financial markets, Access to capital, Banking industry, Bank loans, Financial policies, Lending policies, Public policies

Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks

Harvard Institute Research Working Paper No. 1976; Kellogg School of Management Working Paper No. 288
Number of pages: 51 Posted: 26 Dec 2001
University of South Carolina - Darla Moore School of Business, U.S. Department of Justice, Northwestern University - Kellogg School of Management, University of Chicago - Booth School of Business and Harvard University - Department of Economics
Downloads 859 (20,220)
Citation 290

Abstract:

Functional form, organizational structure, distance, banking, soft information, hard information

Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks

NBER Working Paper No. w8752
Number of pages: 51 Posted: 02 Feb 2002
University of South Carolina - Darla Moore School of Business, U.S. Department of Justice, Northwestern University - Kellogg School of Management, University of Chicago - Booth School of Business and Harvard University - Department of Economics
Downloads 63 (286,027)
Citation 290

Abstract:

Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 17 Nov 2009
University of South Carolina - Darla Moore School of Business, affiliation not provided to SSRN, Northwestern University - Kellogg School of Management, University of Chicago - Booth School of Business and affiliation not provided to SSRN

Abstract:

FDIC Summary of Deposits, FDIC Consolidated Reports of Condition & Income, Survey of Small Business Finances (Federal Reserve Board), Banking industry, Bank loans, Banks, Credit, Startups, Credit discrimination, Information assessment, Lending policies, Public policies

25.

Bank Liquidity Creation Following Regulatory Interventions and Capital Support

Journal of Financial Intermediation, Forthcoming
Number of pages: 39 Posted: 11 Aug 2011 Last Revised: 20 Jan 2016
University of South Carolina - Darla Moore School of Business, Texas A&M University, Deutsche Bundesbank and University of Bristol
Downloads 881 (12,138)
Citation 1

Abstract:

liquidity creation, bank distress, regulatory interventions, capital support, bailouts

Comparing Market and Supervisory Assessments of Bank Performance: Who Knows What When?

FEDS Paper No. 98-32
Number of pages: 43 Posted: 09 Oct 1998
Allen N. Berger, Sally M. Davies and Mark J. Flannery
University of South Carolina - Darla Moore School of Business, Government of the United States of America - International Banking Section and University of Florida - Department of Finance, Insurance and Real Estate
Downloads 848 (20,629)
Citation 87

Abstract:

Comparing Market and Supervisory Assessments of Bank Performance: Who Knows What When?

Journal of Money, Credit and Banking, Vol. 32, No. 3, Part II, August 2000, What Should Central Banks Do?: A conference sponsored by the Federal Reserve Bank of Cleveland, ed. Joseph G. Haubrich, October 27-29, 1999
Posted: 11 Jul 2000
Allen N. Berger, Sally M. Davies and Mark J. Flannery
University of South Carolina - Darla Moore School of Business, Government of the United States of America - International Banking Section and University of Florida - Department of Finance, Insurance and Real Estate

Abstract:

The Ability of Banks to Lend to Informationally Opaque Small Businesses

World Bank Policy Research Working Paper No. 2656
Number of pages: 47 Posted: 16 Feb 2001
Allen N. Berger, Leora F. Klapper and Gregory F. Udell
University of South Carolina - Darla Moore School of Business, World Bank and Indiana University - Kelley School of Business - Department of Finance
Downloads 826 (21,436)
Citation 129

Abstract:

The Ability of Banks to Lend to Informationally Opaque Small Businesses

Journal of Banking and Finance, Vol. 25, 2001
Posted: 09 Sep 2001
Allen N. Berger, Leora F. Klapper and Gregory F. Udell
University of South Carolina - Darla Moore School of Business, World Bank and Indiana University - Kelley School of Business - Department of Finance

Abstract:

Banks, mergers, foreign ownership, financial distress, multiple lenders

28.

How Does Capital Affect Bank Performance During Financial Crises?

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 53 Posted: 13 Jan 2011 Last Revised: 14 Jan 2013
Allen N. Berger and Christa H. S. Bouwman
University of South Carolina - Darla Moore School of Business and Texas A&M University
Downloads 819 (14,547)
Citation 18

Abstract:

Financial Crises, Survival, Market Share, Profitability, Liquidity Creation, Banking

29.
Downloads 801 ( 22,836)
Citation 62

The Effects of Geographic Expansion on Bank Efficiency

FEDS Working Paper No. 01-03, FRB Chicago Working Paper No. 2000-14
Number of pages: 44 Posted: 17 Jan 2001
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 801 (22,448)
Citation 62

Abstract:

Banks, efficiency, mergers, financial institutions

The Effects of Geographic Expansion on Bank Efficiency

Journal of Financial Services Research, Vol. 19, No. 2/3, April 2001
Posted: 01 Oct 2001
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business

Abstract:

Banks, efficiency, mergers, financial institutions

30.
Downloads 691 ( 28,144)
Citation 45

Debt Maturity, Risk, and Asymmetric Information

Number of pages: 41 Posted: 24 Aug 2004
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Federal Reserve Bank of Atlanta and U.S. Department of Justice
Downloads 567 (36,222)
Citation 45

Abstract:

Debt maturity, risk, asymmetric information, banks, credit scoring

Debt Maturity, Risk, and Asymmetric Information

IMF Working Paper No. 05/201
Number of pages: 41 Posted: 30 Jun 2009
International Monetary Fund (IMF), University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and affiliation not provided to SSRN
Downloads 124 (183,643)
Citation 45

Abstract:

Debt, Risk premium, Banks, Credit, Economic models

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Number of pages: 43 Posted: 27 Nov 1998
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of South Carolina - Darla Moore School of Business, University of Arkansas - Sam M. Walton College of Business and Florida State University - Department of Finance
Downloads 690 (27,733)
Citation 50

Abstract:

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Journal of Economics and Business, 1998
Posted: 18 May 1998
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of South Carolina - Darla Moore School of Business, University of Arkansas - Sam M. Walton College of Business and Florida State University - Department of Finance

Abstract:

32.

To what Extent will the Banking Industry be Globalized? A Study of Bank Nationality and Reach in 20 European Nations

FEDS International Finance Discussion Paper No. 725
Number of pages: 38 Posted: 29 May 2002
Allen N. Berger, Qinglei Dai, Steven Ongena and David C. Smith
University of South Carolina - Darla Moore School of Business, Universidade Nova de Lisboa - Faculdade de Economia, University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 689 (27,809)
Citation 36

Abstract:

Bank, Globalization, Europe, Mergers

33.

Why Are Bank Profits So Persistent? The Roles of Product Market Competition, Informational Opacity, and Regional/Macroeconomic Shocks

FEDS Working Paper No. 99-28
Number of pages: 37 Posted: 04 Aug 1999
University of South Carolina - Darla Moore School of Business, PepsiCo, Federal Reserve Board - Division of Research & Statistics and Federal Reserve Board - Division of Research and Statistics
Downloads 646 (29,964)
Citation 37

Abstract:

34.

Universal Banking and the Future of Small Business Lending

NYU Working Paper No. FIN-95-009
Number of pages: 66 Posted: 11 Nov 2008
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 639 (13,206)
Citation 82

Abstract:

bank, universal, loan, collateral

35.
Downloads 620 ( 32,681)

Internationalization and Bank Risk

Management Science, Forthcoming
Number of pages: 57 Posted: 05 Nov 2014 Last Revised: 30 Jan 2016
University of South Carolina - Darla Moore School of Business, University of Alberta - Campus Saint-Jean, University of South Carolina - Moore School of Business and Federal Reserve Bank of Kansas City
Downloads 520 (40,644)

Abstract:

Risk, Internationalization, Banking, Financial Crises, Corporate Governance

Internationalization and Bank Risk

Federal Reserve Bank of Kansas City Working Paper No. 15-08
Number of pages: 56 Posted: 22 Nov 2015
Federal Reserve Bank of Kansas City, University of South Carolina - Darla Moore School of Business, University of Alberta - Campus Saint-Jean and University of South Carolina - Moore School of Business
Downloads 51 (317,797)

Abstract:

Risk, Internationalization, Banking, Financial Crises, Corporate Governance

Internationalization and Bank Risk

Federal Reserve Bank of Kansas City Working Paper No. 15-08
Number of pages: 56 Posted: 18 Sep 2015
University of South Carolina - Darla Moore School of Business, University of Alberta - Campus Saint-Jean, University of South Carolina - Moore School of Business and Federal Reserve Bank of Kansas City
Downloads 49 (323,793)

Abstract:

Risk, Internationalization, Banking, Financial Crises, Corporate Governance

36.

What Explains the Dramatic Changes in Cost and Profit Performance of the U.S. Banking Industry?

Working Paper No. 99-1
Number of pages: 48 Posted: 02 Apr 1999
Allen N. Berger and Loretta J. Mester
University of South Carolina - Darla Moore School of Business and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 609 (31,557)
Citation 18

Abstract:

37.

How Do Large Banking Organizations Manage Their Capital Ratios?

Journal of Financial Services Research, Vol. 34, No. 2-3, 2008
Number of pages: 27 Posted: 27 Feb 2008 Last Revised: 06 Feb 2011
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, FDIC, Division of Insurance and Research and Florida International University (FIU)
Downloads 597 (29,340)
Citation 34

Abstract:

Banks, Capital management, Capital regulation, Partial adjustment models

Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance

FEDS Working Paper No. 2003-47; Bank of Finland Discussion Paper No. 8.2004; World Bank Policy Research Working Paper No. 3105
Number of pages: 40 Posted: 27 Aug 2003
Allen N. Berger, Iftekhar Hasan and Leora F. Klapper
University of South Carolina - Darla Moore School of Business, Gabelli School of Business, Fordham University and World Bank
Downloads 594 (34,061)
Citation 44

Abstract:

Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance

Journal of Financial Services Research, Forthcoming
Posted: 05 Nov 2003
Allen N. Berger, Leora F. Klapper and Iftekhar Hasan
University of South Carolina - Darla Moore School of Business, World Bank and Gabelli School of Business, Fordham University

Abstract:

Banks, community banking, SMEs, financial development, economic growth, international

39.

The Economic Effects of Technological Progress: Evidence from the Banking Industry

Number of pages: 43 Posted: 30 Oct 2002
Allen N. Berger
University of South Carolina - Darla Moore School of Business
Downloads 592 (29,555)
Citation 40

Abstract:

technological progress, productivity, banks, mergers, efficiency

40.

Bank Ownership and Efficiency in China: What Lies Ahead in the World's Largest Nation?

Bank of Finland Research Discussion Paper No. 16/2007
Number of pages: 50 Posted: 12 Oct 2007
Allen N. Berger, Mingming Zhou and Iftekhar Hasan
University of South Carolina - Darla Moore School of Business, University of Colorado, Colorado Springs - College of Business and Gabelli School of Business, Fordham University
Downloads 583 (33,097)
Citation 1

Abstract:

China, foreign banks, efficiency, foreign ownership

41.

Technological Progress and the Geographic Expansion of the Banking Industry

FEDS Discussion Paper No. 2002-31, FRB Chicago Working Paper No. 2002-07
Number of pages: 42 Posted: 29 Jul 2002
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 563 (31,626)
Citation 30

Abstract:

Banks, efficiency, mergers, productivity, technological progress

42.

Small and Medium-Sized Enterprises, Bank Relationship Strength, and the Use of Venture Capital

Journal of Money, Credit, and Banking, Vol. 43, pp. 461-490
Number of pages: 42 Posted: 17 Mar 2009 Last Revised: 08 Nov 2011
Allen N. Berger and Klaus Schaeck
University of South Carolina - Darla Moore School of Business and University of Bristol
Downloads 562 (33,509)
Citation 2

Abstract:

relationship banking, small business financing, venture capital

43.

Explaining The Dramatic Changes In Performance Of U.S. Banks: Technological Change, Deregulation, And Dynamic Changes In Competition

FRB Philadelphia Working Paper No. 01-6
Number of pages: 43 Posted: 14 Sep 2001
Allen N. Berger and Loretta J. Mester
University of South Carolina - Darla Moore School of Business and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 557 (36,957)
Citation 49

Abstract:

Bank, productivity, efficiency, cost, profit

44.

Bank Ownership Type and Banking Relationships

World Bank Policy Research Working Paper No. 3862
Number of pages: 37 Posted: 20 Apr 2016
University of South Carolina - Darla Moore School of Business, World Bank, World Bank - Development Research Group (DECRG) and Fitch Ratings Inc.
Downloads 552 (35,668)
Citation 23

Abstract:

Banks & Banking Reform, Financial Intermediation, Financial Crisis Management & Restructuring, Banking Law, Economic Theory & Research

The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit

FEDS Discussion Paper No. 2001-35
Number of pages: 29 Posted: 12 Sep 2001
University of South Carolina - Darla Moore School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 478 (45,221)
Citation 29

Abstract:

Bank, mergers, small business

The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit

NYU Working Paper No. EC-01-07
Number of pages: 30 Posted: 31 Oct 2008
University of South Carolina - Darla Moore School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 56 (303,752)
Citation 28

Abstract:

Bank, Mergers, Small Business

The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit

European Finance Review, Vol. 5, Iss. 1-2, 2001
Posted: 12 Nov 2001
University of South Carolina - Darla Moore School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics

Abstract:

Bank, mergers, small business

46.

Conglomeration Versus Strategic Focus: Evidence from the Insurance Industry

July 1999
Number of pages: 48 Posted: 13 Mar 2000
Allen N. Berger, J David Cummins, Mary A. Weiss and Hongmin Zi
University of South Carolina - Darla Moore School of Business, Temple University - Risk Management & Insurance & Actuarial Science, Temple University and Hong-Ik University
Downloads 479 (43,736)
Citation 44

Abstract:

47.

Efficiency Barriers to the Consolidation of the European Financial Services Industry

European Financial Management, Vol. 6, No. 4, December 2000
Number of pages: 19 Posted: 08 Jun 2000
Allen N. Berger, Robert DeYoung and Gregory F. Udell
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 470 (46,799)
Citation 80
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Abstract:

Banks, Mergers, Efficiency, Europe, Financial institutions

Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?

FEDS Working Paper No. 2000-39
Number of pages: 54 Posted: 13 Oct 2000
Allen N. Berger, Margaret K. Kyle and Joseph M. Scalise
University of South Carolina - Darla Moore School of Business, London Business School and University of Pennsylvania, Wharton School
Downloads 420 (53,227)
Citation 25

Abstract:

Bank, lending, supervision, regulation, credit crunch

Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did it Matter to Bank Lending?

NBER Working Paper No. w7689
Number of pages: 56 Posted: 15 Mar 2010
Allen N. Berger, Margaret Kyle and Joseph M. Scalise
University of South Carolina - Darla Moore School of Business, University of Toulouse 1 - Toulouse School of Economics (TSE) and University of Pennsylvania, Wharton School
Downloads 37 (363,708)
Citation 24

Abstract:

Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?

As published in PRUDENTIAL SUPERVISION: WHAT WORKS AND WHAT DOESN'T, Frederic S. Mishkin, ed., National Bureau of Economic Research, University of Chicago Press (Chicago, IL)
Posted: 22 Dec 2000
Allen N. Berger, Margaret K. Kyle and Joseph M. Scalise
University of South Carolina - Darla Moore School of Business, London Business School and University of Pennsylvania, Wharton School

Abstract:

Bank, lending, supervision, regulation, credit crunch

49.

The Institutional Memory Hypothesis and the Procyclicality of Bank Lending Behavior

FEDS Working Paper No. 2003-02, BIS Working Paper No. 125
Number of pages: 39 Posted: 13 Dec 2005
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 385 (56,367)
Citation 57

Abstract:

Banks, Lending, Business Cycles

The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry

FEDS Working Paper No. 2005-15
Number of pages: 37 Posted: 28 Feb 2005
University of South Carolina - Darla Moore School of Business, INSEAD, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 315 (74,861)
Citation 10

Abstract:

Banks, Community Banking, Bank Size, Multimarket Banks, Technological Progress

The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry

NYU Working Paper No. 2451/26096
Number of pages: 37 Posted: 13 Oct 2008
University of South Carolina - Darla Moore School of Business, INSEAD, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 43 (342,624)
Citation 10

Abstract:

Banks, Community Banking, Bank Size, Multimarket Banks, Technological Progress

Relationship Lending and Lines of Credit in Small Firm Finance

NYU Working Paper No. FIN-94-016
Number of pages: 53 Posted: 11 Nov 2008
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 358 (64,410)
Citation 435

Abstract:

Relationship Lending and Lines of Credit in Small Firm Finance

JOURNAL OF BUSINESS, Vol 68 No 3, July 1995
Posted: 29 Aug 1998
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

Relationship Lending and Lines of Credit in Small Firm Finance

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 17 Nov 2009
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

U.S. National Survey of Small Business Finances, Lines of credit, Bank-borrower relations, Interest rates, Bank loans, Credit, Banks, Access to capital, Interest (finance), Collateral, Firm financing

52.

Why Do Borrowers Pledge Collateral? New Empirical Evidence on the Role of Asymmetric Information

FRB of Atlanta Working Paper No. 2006-29a
Number of pages: 32 Posted: 09 Feb 2007
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Federal Reserve Bank of Atlanta and U.S. Department of Justice
Downloads 337 (64,795)
Citation 10

Abstract:

collateral, asymmetric information, banks, small business, credit scoring

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

European Banking Center Discussion Paper No. 2010-01, CentER Discussion Paper Series No. 2010-13
Number of pages: 29 Posted: 19 Feb 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 289 (82,463)
Citation 8

Abstract:

Collateral, Asymmetric Information, Banks

Tests of Ex Ante versus Ex Post Theories of Collateral Using Private and Public Information

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-6
Number of pages: 32 Posted: 29 Mar 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 46 (332,969)
Citation 8

Abstract:

collateral, asymmetric information, banks

54.

Obstacles to a Global Banking System: 'Old Europe' versus 'New Europe'

Number of pages: 26 Posted: 19 Aug 2006
Allen N. Berger
University of South Carolina - Darla Moore School of Business
Downloads 325 (70,768)
Citation 7

Abstract:

Banks, Europe, Globalization, Cross-border

55.

Does Diversification Increase or Decrease Bank Risk and Performance? Evidence on Diversification and the Risk-Return Tradeoff in Banking

BOFIT Discussion Paper No. 9/2010
Number of pages: 56 Posted: 02 Aug 2010
University of South Carolina - Darla Moore School of Business, Gabelli School of Business, Fordham University, Bank of Finland - Institute for Economies in Transition (BOFIT) and University of Colorado, Colorado Springs - College of Business
Downloads 319 (62,947)
Citation 1

Abstract:

banks, diversification, focus, Russia, foreign ownership, scope economies

56.

The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk

Federal Reserve Bank of Atlanta Working Paper 2009-9
Number of pages: 25 Posted: 17 Jul 2009
Allen N. Berger, Adrian Cowan and W. Scott Frame
University of South Carolina - Darla Moore School of Business, Saint Mary's University of San Antonio and Federal Reserve Bank of Atlanta
Downloads 291 (78,635)
Citation 4

Abstract:

banks, small business, credit scoring

57.

Does Debtor Protection Really Protect Debtors? Evidence from the Small Business Credit Market

AFA 2009 San Francisco Meetings Paper, EFA 2009 Bergen Meetings Paper
Number of pages: 42 Posted: 19 Mar 2008 Last Revised: 27 Mar 2014
University of South Carolina - Darla Moore School of Business, Catolica Lisbon School of Business and Economics and Universidad Torcuato Di Tella
Downloads 254 (93,082)
Citation 5

Abstract:

Debtor protection, bankruptcy, small business, credit availability, agency problems

58.

Do Depositors Discipline Banks and Did Government Actions During the Recent Crisis Reduce this Discipline? An International Perspective

Journal of Financial Services Research, Forthcoming
Number of pages: 43 Posted: 11 Nov 2010 Last Revised: 09 Jul 2014
Allen N. Berger and Rima Turk
University of South Carolina - Darla Moore School of Business and International Monetary Fund
Downloads 252 (82,302)
Citation 1

Abstract:

Market Discipline, Depositor Discipline, Banks

59.

Did TARP Banks Get Competitive Advantages?

Journal of Financial and Quantitative Analysis (JFQA), Forthcoming
Number of pages: 73 Posted: 28 May 2013 Last Revised: 15 Aug 2014
Allen N. Berger and Raluca A. Roman
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Kansas City
Downloads 245 (51,067)

Abstract:

TARP, Banks, Bailouts, Capital support, Competition

60.

Bank Liquidity Creation, Monetary Policy, and Financial Crises

Number of pages: 48 Posted: 14 Nov 2011 Last Revised: 11 May 2012
Allen N. Berger and Christa H. S. Bouwman
University of South Carolina - Darla Moore School of Business and Texas A&M University
Downloads 240 (67,721)
Citation 17

Abstract:

Monetary Policy, Financial Crises, Liquidity Creation, Banking

61.

The Effects of Focus versus Diversification on Bank Performance: Evidence from Chinese Banks

BOFIT Discussion Paper No. 4/2010
Number of pages: 50 Posted: 25 Mar 2010
Allen N. Berger, Iftekhar Hasan and Mingming Zhou
University of South Carolina - Darla Moore School of Business, Gabelli School of Business, Fordham University and University of Colorado, Colorado Springs - College of Business
Downloads 226 (85,271)
Citation 14

Abstract:

diversification, focus, efficiency, Chinese banking

62.

Bank Loan Supply Responses to Federal Reserve Emergency Liquidity Facilities

Number of pages: 54 Posted: 28 Apr 2014 Last Revised: 14 Mar 2017
University of South Carolina - Darla Moore School of Business, DePaul University - Driehaus College of Business, Texas A&M University and Washington University in Saint Louis - John M. Olin Business School
Downloads 187 (70,293)

Abstract:

Banks, Discount Window, Term Auction Facility, Central Bank, Lending

Do Bank Bailouts Reduce or Increase Systemic Risk? The Effects of TARP on Financial System Stability

Number of pages: 63 Posted: 30 Dec 2015 Last Revised: 04 Sep 2016
Allen N. Berger, Raluca A. Roman and John Sedunov III
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Kansas City and Villanova University - Department of Finance
Downloads 130 (176,955)

Abstract:

Bailouts, TARP, Banks, Systemic risk, Financial Crises

Do Bank Bailouts Reduce or Increase Systemic Risk? The Effects of TARP on Financial System Stability

The Federal Reserve Bank of Kansas City Research Working Paper 16-08
Number of pages: 64 Posted: 30 Sep 2016
Allen N. Berger, Raluca A. Roman and John Sedunov III
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Kansas City and Villanova University - Department of Finance
Downloads 46 (332,969)

Abstract:

Bailouts, TARP, Banks, Systemic risk, Financial Crises

64.

Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions

Journal of Financial and Quantitative Analysis (JFQA), Forthcoming
Number of pages: 77 Posted: 27 May 2014 Last Revised: 09 Feb 2016
Allen N. Berger and Raluca A. Roman
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Kansas City
Downloads 171 (75,361)
Citation 1

Abstract:

TARP, Banks, Capital Support, Economic Conditions

65.

Market Size Structure and Small Business Lending: Are Crisis Times Different from Normal Times?

Review of Finance, Forthcoming
Number of pages: 39 Posted: 08 May 2013 Last Revised: 22 Sep 2014
University of South Carolina - Darla Moore School of Business, Catolica Lisbon School of Business and Economics and Universidad Torcuato Di Tella
Downloads 170 (109,066)

Abstract:

Banks, Bank size, Small business, Start-ups, Financial crisis

The Effects of Bank Mergers and Acquisitions on Small Business Lending

NYU Working Paper No. FIN-98-007
Number of pages: 47 Posted: 07 Nov 2008
University of South Carolina - Darla Moore School of Business, New York University - Leonard N. Stern School of Business, University of Pennsylvania, Wharton School and Indiana University - Kelley School of Business - Department of Finance
Downloads 100 (215,328)
Citation 141

Abstract:

Bank, Mergers, Small Business

The Effects of Bank Mergers and Acquisitions on Small Business Lending

NYU Working Paper No. FIN-97-001
Number of pages: 52 Posted: 04 Nov 2008
University of South Carolina - Darla Moore School of Business, affiliation not provided to SSRN, University of Pennsylvania, Wharton School and Indiana University - Kelley School of Business - Department of Finance
Downloads 37 (363,708)
Citation 141

Abstract:

The Effects of Bank Mergers and Acquisitions on Small Business Lending

Journal of Financial Economics, Vol. 50, November 1998
Posted: 12 Nov 1998
University of South Carolina - Darla Moore School of Business, New York University - Leonard N. Stern School of Business, Indiana University - Kelley School of Business - Department of Finance and University of Pennsylvania, Wharton School

Abstract:

67.

The Effects of Banks on 'Debt-Sensitive' Small Businesses

Number of pages: 39 Posted: 02 Aug 2006
Allen N. Berger and Philip Ostromogolsky
University of South Carolina - Darla Moore School of Business and Yale University
Downloads 130 (174,252)
Citation 1

Abstract:

Banks, Small Business, Concentration, Community Banking, Efficiency

Does it Pay to Have Friends? - Social Ties and Executive Appointments in Banking

Journal of Banking and Finance, Vol. 37, pp. 2087-2105
Number of pages: 54 Posted: 23 Aug 2012 Last Revised: 12 Mar 2014
University of South Carolina - Darla Moore School of Business, Deutsche Bundesbank, IWH and University of Bristol
Downloads 113 (197,062)

Abstract:

social networks, executive careers, banking, corporate governance

Does it Pay to Have Friends? Social Ties and Executive Appointments in Banking

Bundesbank Series 2 Discussion Paper No. 2011,18
Number of pages: 60 Posted: 08 Jun 2016
University of South Carolina - Darla Moore School of Business, Deutsche Bundesbank, IWH and University of Bristol
Downloads 6 (522,629)

Abstract:

Social networks, executive careers, banking, corporate governance

69.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Role of the Economic Characteristics of Collateral

European Banking Center Discussion Paper No. 2012-020, CentER Discussion Paper Series No. 2012-078
Number of pages: 34 Posted: 24 Sep 2012
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 104 (192,438)
Citation 2

Abstract:

Collateral, Asymmetric Information, Banks

70.

The Dymanics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry,

NYU Working Paper No. EC-99-13
Number of pages: 52 Posted: 03 Nov 2008
University of South Carolina - Darla Moore School of Business, PepsiCo, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 101 (197,487)
Citation 23

Abstract:

Entry, Barriers to Entry, Bank, Mergers, Small Business

71.

Bank Liquidity Creation and Real Economic Output

Number of pages: 42 Posted: 29 Oct 2014 Last Revised: 27 Jun 2016
Allen N. Berger and John Sedunov III
University of South Carolina - Darla Moore School of Business and Villanova University - Department of Finance
Downloads 83 (117,441)
Citation 1

Abstract:

Banks, Liquidity Creation, GDP, Economic Output

72.

Do Small Businesses Still Prefer Community Banks?

FRB International Finance Discussion Paper No. 1096
Number of pages: 34 Posted: 03 Jan 2014
Allen N. Berger, William Goulding and Tara Rice
University of South Carolina - Darla Moore School of Business, Massachusetts Institute of Technology (MIT) - Sloan School of Management and Board of Governors of the Federal Reserve System
Downloads 61 (258,609)
Citation 2

Abstract:

banks, relationships, small business, government policy

73.

Executive Board Composition and Bank Risk Taking

Bundesbank Discussion Paper No. 03/2012
Number of pages: 80 Posted: 21 Jun 2016
Allen N. Berger, Thomas K. Kick and Klaus Schaeck
University of South Carolina - Darla Moore School of Business, Deutsche Bundesbank and University of Bristol
Downloads 41 (342,633)
Citation 3

Abstract:

Banks, executives, risk taking, age, gender, education

74.

International Comparisons of Banking Efficiency

Financial Markets, Institutions & Instruments, Vol. 16, No. 3, pp. 119-144, August 2007
Number of pages: 26 Posted: 03 Aug 2007
Allen N. Berger
University of South Carolina - Darla Moore School of Business
Downloads 34 (363,034)
Citation 22
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Abstract:

75.

Bank Liquidity Creation and Risk Taking During Distress

Bundesbank Series 2 Discussion Paper No. 2010,05
Number of pages: 60 Posted: 08 Jun 2016
University of South Carolina - Darla Moore School of Business, Texas A&M University, Deutsche Bundesbank and University of Bristol
Downloads 27 (395,100)
Citation 2

Abstract:

Liquidity creation, bank distress, regulatory interventions, capital injections

76.

Do Borrowers Benefit from Bank Bailouts? The Effects of TARP on Loan Contract Terms

Number of pages: 66 Posted: 24 Feb 2016 Last Revised: 18 Dec 2016
Allen N. Berger, Tanakorn Makaew and Raluca A. Roman
University of South Carolina - Darla Moore School of Business, Securities and Exchange Commission (SEC) and Federal Reserve Bank of Kansas City
Downloads 0 (243,328)

Abstract:

Bailouts, TARP, Bank Loans, Financial Crisis, Moral Hazard, Financial Constraints, Relationship Lending

77.

Small Business Credit Availability and Relationship Lending: The Importance of Bank Organizational Structure

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 24 Nov 2009
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

Relationship lending, Theoretical, Lending policies, Organizational structures, Banking industry, Banking industry, Credit, Business conditions, Financing, Loans

78.

The Economics of Small Business Finance: The Role of Private Equity and Debt Markets in the Financial Growth Cycle

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 17 Nov 2009
Allen N. Berger and Gregory F. Udell
University of South Carolina - Darla Moore School of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

Credit rationing, Growth cycle, Venture capital, Firm financing, Private equity, Debt financing, Banking industry, Economic research, Datasets, Capital structure

79.

Bank Liquidity Creation

The Review of Financial Studies, Vol. 22, Issue 9, pp. 3779-3837, 2009
Posted: 08 Sep 2009
Allen N. Berger and Christa H. S. Bouwman
University of South Carolina - Darla Moore School of Business and Texas A&M University

Abstract:

G32, G28, G21

80.

The Relationship Between Capital and Earnings in Banking

Posted: 16 Sep 1999
Allen N. Berger
University of South Carolina - Darla Moore School of Business

Abstract:

81.

The Efficiency of Bank Branches

Posted: 15 Sep 1999
Allen N. Berger, John Leusner and John J. Mingo
University of South Carolina - Darla Moore School of Business, University of Chicago and Mingo & Co.

Abstract:

82.

Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience

Posted: 10 Aug 1999
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

The Information Content of Bank Examinations

94-24
Posted: 09 Jul 1998
Allen N. Berger and Sally M. Davies
University of South Carolina - Darla Moore School of Business and Government of the United States of America - International Banking Section

Abstract:

The Information Content of Bank Examinations

Journal of Financial Services Research, Vol. 14, October 1998
Posted: 16 Apr 1999
Allen N. Berger and Sally M. Davies
University of South Carolina - Darla Moore School of Business and Government of the United States of America - International Banking Section

Abstract:

84.

The Coexistence of Multiple Distribution Systems for Financial Services: The Case of Property-Liability Insurance

FEDS Paper Number: 95-22
Posted: 26 May 1998
Allen N. Berger, J David Cummins and Mary A. Weiss
University of South Carolina - Darla Moore School of Business, Temple University - Risk Management & Insurance & Actuarial Science and Temple University

Abstract:

85.

The Efficiency Cost of Market Power in the Banking Industry: A Test of the `Quiet Life' and Related Hypotheses

Posted: 05 May 1998
Allen N. Berger and Timothy H. Hannan
University of South Carolina - Darla Moore School of Business and Federal Reserve Board - Department of Research & Statistics

Abstract:

86.

Do Consumers Pay for One-Stop Banking? Evidence from a Non-Standard Revenue Function

94-01
Posted: 15 Apr 1998
Lawrence B. Pulley, Allen N. Berger and David B. Humphrey
College of William and Mary - Mason School of Business, University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract: