David B. Humphrey

Florida State University - Department of Finance

Professor

Tallahassee, FL 32306-1042

United States

  • Florida State University - Department of Finance

    • Email
    • Tel: 850-644-7899
    • Fax: 850-668-6696
SCHOLARLY PAPERS

30

DOWNLOADS
Rank 1,999

SSRN RANKINGS

Top 1,999

in Total Papers Downloads

25,552

SSRN CITATIONS
Rank 5,925

SSRN RANKINGS

Top 5,925

in Total Papers Citations

85

CROSSREF CITATIONS

174

Scholarly Papers (30)

Actions:
Email selected abstracts
1.

Efficiency of Financial Institutions: International Survey and Directions for Future Research

Downloads 18,797 ( 266)
Citation 113

Efficiency of Financial Institutions: International Survey and Directions for Future Research

Number of pages: 75 Posted: 07 Apr 1997
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance
Downloads 18,797 (258)
Citation 113

Abstract:

Loading...

Efficiency of Financial Institutions: International Survey and Directions for Future Research

European Journal of Operational Research 98, April 1997: 175-212
Posted: 15 Dec 1997
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

Loading...

2.

The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

Downloads 1,405 (22,477)
Citation 127

The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

Number of pages: 66 Posted: 05 Dec 1997
Jalal D. Akhavein, Allen N. Berger and David B. Humphrey
Fitch Ratings Inc., University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance
Downloads 1,405 (22,074)
Citation 127

Abstract:

Loading...

The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

REVIEW OF INDUSTRIAL ORGANIZATION, Vol. 12, 1997
Posted: 22 Apr 1997
Jalal D. Akhavein, Allen N. Berger and David B. Humphrey
Fitch Ratings Inc., University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

Loading...

3.

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Downloads 785 (51,440)

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Number of pages: 43 Posted: 27 Nov 1998
Paul W. Bauer, Allen N. Berger, Gary D. Ferrier and David B. Humphrey
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of South Carolina - Darla Moore School of Business, University of Arkansas - Sam M. Walton College of Business and Florida State University - Department of Finance
Downloads 785 (50,710)
Citation 25

Abstract:

Loading...

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Journal of Economics and Business, 1998
Posted: 18 May 1998
Paul W. Bauer, Allen N. Berger, Gary D. Ferrier and David B. Humphrey
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of South Carolina - Darla Moore School of Business, University of Arkansas - Sam M. Walton College of Business and Florida State University - Department of Finance

Abstract:

Loading...

4.

The Evolution of Payments in Europe, Japan, and the United States: Lessons for Emerging Market Economies

Number of pages: 52 Posted: 20 Apr 2016
David B. Humphrey, Setsuya Sato, Setsuya Sato, Masayoshi Tsurumi and Jukka M. Vesala
Florida State University - Department of Finance, World BankToyo University, Hosei University - Department of Economics and Bank of Finland - Finnish Financial Supervision Authority (FIN-FSA)
Downloads 598 (73,306)

Abstract:

Loading...

5.

Substitution of Noncash Payment Instruments for Cash in Europe

Downloads 434 (108,448)

Substitution of Noncash Payment Instruments for Cash in Europe

Bank of Finland Working Paper No. 1/2000
Number of pages: 42 Posted: 10 Jun 2002
Jussi Snellman, Jukka M. Vesala and David B. Humphrey
Bank of Finland - Research, Bank of Finland - Finnish Financial Supervision Authority (FIN-FSA) and Florida State University - Department of Finance
Downloads 434 (107,375)
Citation 11

Abstract:

Loading...

Cash substitution, learning curves, seigniorage

Substitution of Noncash Payment Instruments for Cash in Europe

Posted: 10 Sep 2001
David B. Humphrey
Florida State University - Department of Finance

Abstract:

Loading...

Cash, debit card, payments, tax evasion

6.

Cost Recovery and Pricing of Payment Services

Number of pages: 47 Posted: 20 Apr 2016
David B. Humphrey, Fernando Montes-Negret and Robert Keppler
Florida State University - Department of Finance, World Bank - Finance, Private Sector and Infrastructure Sector (LCSFP) and World Bank
Downloads 421 (112,300)
Citation 1

Abstract:

Loading...

7.

The Effect of Transaction Pricing on the Adoption of Electronic Payments: A Cross-Country Comparison.

FRB Philadelphia Working Paper No. 05-28
Number of pages: 28 Posted: 22 Dec 2005
Wilko Bolt, David B. Humphrey and Roland Uittenbogaard
De Nederlandsche Bank (Dutch Central Bank), Florida State University - Department of Finance and Bank of the Netherlands - Research Department
Downloads 404 (117,844)
Citation 12

Abstract:

Loading...

Electronic payments, Transaction pricing, Demand elasticity, Social benefits

8.

Cost Savings from Electronic Payments and Atms in Europe

FRB of Philadelphia Working Paper No. 03-16
Number of pages: 29 Posted: 18 Aug 2004
David B. Humphrey
Florida State University - Department of Finance
Downloads 347 (139,734)
Citation 5

Abstract:

Loading...

Payments, ATM, bank costs, Europe

9.

Public Good Issues in Target: Natural Monopoly, Scale Economies, Network Effects and Cost Allocation

ECB Working Paper No. 505
Number of pages: 24 Posted: 29 Jul 2005
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 329 (147,957)
Citation 1

Abstract:

Loading...

public good, natural monopoly, most efficient scale, partial subsidy

10.

Payment Network Scale Economies, SEPA, and Cash Replacement

FRB of Philadelphia Working Paper No. 07-32
Number of pages: 29 Posted: 16 Jan 2008
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 303 (161,396)
Citation 5

Abstract:

Loading...

Debit cards, scale economies, SEPA, cash replacement

11.

Why Do Estimates of Bank Scale Economies Differ?

FRB Richmond Economic Review, vol. 76, no. 5, September/October 1990, pp. 38-50
Number of pages: 13 Posted: 03 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 195 (248,142)
Citation 5

Abstract:

Loading...

12.

Delivering Deposit Services: ATMs versus Branches

FRB Richmond Economic Quarterly, vol. 80, no. 2, Spring 1994, pp. 59-81
Number of pages: 23 Posted: 14 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 181 (265,179)

Abstract:

Loading...

13.

Settlement Finality as a Public Good in Large-Value Payment Systems

ECB Working Paper No. 506
Number of pages: 19 Posted: 28 Jul 2005
Henri Pagès and David B. Humphrey
Banque de France and Florida State University - Department of Finance
Downloads 178 (268,962)
Citation 2

Abstract:

Loading...

payments, settlement, public good

14.

Competition in Bank-Provided Payment Services

Downloads 169 (281,460)
Citation 1

Competition in Bank-Provided Payment Services

FRB of Philadelphia Working Paper No. 13-17
Number of pages: 28 Posted: 11 May 2013
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 59 (577,615)

Abstract:

Loading...

Payments, competition, banks, frontier analysis

Competition in Bank-Provided Payment Services

ECB Working Paper No. 1539
Number of pages: 40 Posted: 11 May 2013
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 58 (582,513)

Abstract:

Loading...

Payments, competition, banks, frontier analysis

Competition in Bank-Provided Payment Services

De Nederlandsche Bank Working Paper No. 401
Number of pages: 41 Posted: 20 Nov 2013
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 52 (613,915)
Citation 1

Abstract:

Loading...

Payments, competition, banks, frontier analysis

15.

A Frontier Measure of U.S. Banking Competition

De Nederlandsche Bank Working Paper No. 359
Number of pages: 43 Posted: 10 Dec 2012
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 147 (316,137)
Citation 8

Abstract:

Loading...

Competition, banks, frontier analysis

16.

Productivity in Banking and Effects from Deregulation

FRB Richmond Economic Review, vol. 77, no. 2, March/April 1991, pp. 16-28
Number of pages: 13 Posted: 06 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 128 (351,966)

Abstract:

Loading...

17.

Assessing Bank Competition for Consumer Loans

De Nederlandsche Bank Working Paper No. 457
Number of pages: 39 Posted: 23 Jan 2015 Last Revised: 27 Jan 2015
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 113 (385,469)
Citation 4

Abstract:

Loading...

consumer loans, bank competition, frontier analysis

18.

Getting Rid of Paper: Savings from Check 21

FRB of Philadelphia Working Paper No. 12-2
Number of pages: 28 Posted: 07 Jun 2012
David B. Humphrey and Robert M. Hunt
Florida State University - Department of Finance and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 102 (414,409)

Abstract:

Loading...

Check 21, checks, electronic payment

19.

The Economics of Electronic Benefit Transfer Payments

FRB Richmond Economic Quarterly, vol. 82, no. 2, Spring 1996, pp. 77-94
Number of pages: 18 Posted: 17 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 100 (420,212)

Abstract:

Loading...

20.

Payment Scale Economies, Competition, and Pricing

ECB Working Paper No. 1136
Number of pages: 34 Posted: 16 Jan 2010
David B. Humphrey
Florida State University - Department of Finance
Downloads 91 (446,638)

Abstract:

Loading...

Payment scale economies, bank competition, frontier analysis, European banks

21.

Intraday Credit: Risk, Value, and Pricing

FRB Richmond Economic Review, vol. 73, no. 1, January/February 1987, pp. 3-14
Number of pages: 12 Posted: 27 Oct 2012
David B. Humphrey, David Mengle and Bruce J. Summers
Florida State University - Department of Finance, International Swaps and Derivatives Association and Consultant on Money, Banking, and Payments
Downloads 84 (469,201)
Citation 2

Abstract:

Loading...

22.

A Revenue-Based Frontier Measure of Banking Competition

FRB of Philadelphia Working Paper No. 10-9
Number of pages: 32 Posted: 25 Mar 2010
Santiago Carbo, David B. Humphrey and Francisco Rodriguez-Fernandez
University of Granada - Faculty of Economics and Business Administration, Florida State University - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 76 (497,504)
Citation 1

Abstract:

Loading...

23.

Scope Economies: Fixed Costs, Complementarity, and Functional Form

Federal Reserve Bank of Richmond Working Paper No. 91-3
Number of pages: 38 Posted: 06 Nov 2012
Lawrence B. Pulley and David B. Humphrey
College of William and Mary - Mason School of Business and Florida State University - Department of Finance
Downloads 61 (558,890)
Citation 4

Abstract:

Loading...

24.

Market Responses to Pricing Fedwire Daylight Overdrafts

FRB Richmond Economic Review, Vol. 75, No. 3, May/June 1989, pp. 23-34
Number of pages: 12 Posted: 02 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 42 (657,128)

Abstract:

Loading...

25.

Costs and Technical Change: Effects from Bank Deregulation

Federal Reserve Bank of Richmond Working Paper No. 90-5
Number of pages: 48 Posted: 03 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 39 (675,440)
Citation 7

Abstract:

Loading...

26.

Cost Dispersion and the Measurement of Economies in Banking

FRB Richmond Economic Review, vol. 73, no. 3, May/June 1987, pp. 24-38
Number of pages: 15 Posted: 27 Oct 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 23 (789,637)

Abstract:

Loading...

27.

Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience

Posted: 10 Aug 1999
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

Loading...

28.

Cash, Paper, and Electronic Payments: A Cross-Country Analysis

J. OF MONEY, CREDIT, AND BANKING, November 1996
Posted: 13 May 1998
David B. Humphrey, Lawrence B. Pulley and Jukka M. Vesala
Florida State University - Department of Finance, College of William and Mary - Mason School of Business and Bank of Finland - Finnish Financial Supervision Authority (FIN-FSA)

Abstract:

Loading...

29.

Do Consumers Pay for One-Stop Banking? Evidence from a Non-Standard Revenue Function

94-01
Posted: 15 Apr 1998
Lawrence B. Pulley, Allen N. Berger and David B. Humphrey
College of William and Mary - Mason School of Business, University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

Abstract:

Loading...

30.

Banks' Responses to Deregulation: Profits, Technology, and Efficiency

J. OF MONEY, CREDIT AND BANKING, Vol. 28 No. 4, February 1997
Posted: 01 Oct 1996
David B. Humphrey and Lawrence B. Pulley
Florida State University - Department of Finance and College of William and Mary - Mason School of Business

Abstract:

Loading...