David B. Humphrey

Florida State University - Department of Finance

Professor

Tallahassee, FL 32306-1042

United States

SCHOLARLY PAPERS

30

DOWNLOADS
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Top 1,086

in Total Papers Downloads

23,668

CITATIONS
Rank 1,211

SSRN RANKINGS

Top 1,211

in Total Papers Citations

453

Scholarly Papers (30)

Efficiency of Financial Institutions: International Survey and Directions for Future Research

Number of pages: 75 Posted: 07 Apr 1997
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance
Downloads 18,205 (129)
Citation 242

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Efficiency of Financial Institutions: International Survey and Directions for Future Research

European Journal of Operational Research 98, April 1997: 175-212
Posted: 15 Dec 1997
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

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The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

FEDS Paper Number 97-9
Number of pages: 66 Posted: 05 Dec 1997
Jalal D. Akhavein, Allen N. Berger and David B. Humphrey
Fitch Ratings Inc., University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance
Downloads 1,300 (13,845)
Citation 80

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The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

REVIEW OF INDUSTRIAL ORGANIZATION, Vol. 12, 1997
Posted: 22 Apr 1997
Jalal D. Akhavein, Allen N. Berger and David B. Humphrey
Fitch Ratings Inc., University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

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Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Number of pages: 43 Posted: 27 Nov 1998
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of South Carolina - Darla Moore School of Business, University of Arkansas - Sam M. Walton College of Business and Florida State University - Department of Finance
Downloads 712 (33,514)
Citation 48

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Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Journal of Economics and Business, 1998
Posted: 18 May 1998
Federal Reserve Banks - Federal Reserve Bank of Cleveland, University of South Carolina - Darla Moore School of Business, University of Arkansas - Sam M. Walton College of Business and Florida State University - Department of Finance

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4.

The Evolution of Payments in Europe, Japan, and the United States: Lessons for Emerging Market Economies

World Bank Policy Research Working Paper No. 1676
Number of pages: 52 Posted: 20 Apr 2016
Florida State University - Department of Finance, Toyo University, Hosei University - Department of Economics and Bank of Finland - Finnish Financial Supervision Authority (FIN-FSA)
Downloads 544 (48,513)
Citation 3

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5.

Cost Recovery and Pricing of Payment Services

World Bank Policy Research Working Paper No. 1833
Number of pages: 47 Posted: 20 Apr 2016
David B. Humphrey, Fernando Montes-Negret and Robert Keppler
Florida State University - Department of Finance, World Bank - Finance, Private Sector and Infrastructure Sector (LCSFP) and World Bank
Downloads 378 (75,823)
Citation 3

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Substitution of Noncash Payment Instruments for Cash in Europe

Bank of Finland Working Paper No. 1/2000
Number of pages: 42 Posted: 10 Jun 2002
Jussi Snellman, Jukka M. Vesala and David B. Humphrey
Bank of Finland - Research, Bank of Finland - Finnish Financial Supervision Authority (FIN-FSA) and Florida State University - Department of Finance
Downloads 365 (78,402)
Citation 11

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Cash substitution, learning curves, seigniorage

Substitution of Noncash Payment Instruments for Cash in Europe

Journal of Financial Service Research, Vol. 19, No. 2/3, April 2001
Posted: 10 Sep 2001
David B. Humphrey
Florida State University - Department of Finance

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Cash, debit card, payments, tax evasion

7.

Cost Savings from Electronic Payments and Atms in Europe

FRB of Philadelphia Working Paper No. 03-16
Number of pages: 29 Posted: 18 Aug 2004
David B. Humphrey
Florida State University - Department of Finance
Downloads 289 (102,543)
Citation 6

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Payments, ATM, bank costs, Europe

8.

Payment Network Scale Economies, SEPA, and Cash Replacement

FRB of Philadelphia Working Paper No. 07-32
Number of pages: 29 Posted: 16 Jan 2008
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 272 (109,442)
Citation 13

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Debit cards, scale economies, SEPA, cash replacement

9.

Public Good Issues in Target: Natural Monopoly, Scale Economies, Network Effects and Cost Allocation

ECB Working Paper No. 505
Number of pages: 24 Posted: 29 Jul 2005
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 266 (111,955)
Citation 1

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public good, natural monopoly, most efficient scale, partial subsidy

10.

The Effect of Transaction Pricing on the Adoption of Electronic Payments: A Cross-Country Comparison.

FRB Philadelphia Working Paper No. 05-28
Number of pages: 28 Posted: 22 Dec 2005
Wilko Bolt, David B. Humphrey and Roland Uittenbogaard
De Nederlandsche Bank (Dutch Central Bank), Florida State University - Department of Finance and Bank of the Netherlands - Research Department
Downloads 265 (112,415)
Citation 12

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Electronic payments, Transaction pricing, Demand elasticity, Social benefits

11.

Settlement Finality as a Public Good in Large-Value Payment Systems

ECB Working Paper No. 506
Number of pages: 19 Posted: 28 Jul 2005
Henri Pag├Ęs and David B. Humphrey
Banque de France and Florida State University - Department of Finance
Downloads 147 (194,309)
Citation 1

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payments, settlement, public good

12.

Why Do Estimates of Bank Scale Economies Differ?

FRB Richmond Economic Review, vol. 76, no. 5, September/October 1990, pp. 38-50
Number of pages: 13 Posted: 03 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 129 (215,848)
Citation 8

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13.

A Frontier Measure of U.S. Banking Competition

De Nederlandsche Bank Working Paper No. 359
Number of pages: 43 Posted: 10 Dec 2012
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 116 (233,753)
Citation 2

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Competition, banks, frontier analysis

Competition in Bank-Provided Payment Services

FRB of Philadelphia Working Paper No. 13-17
Number of pages: 28 Posted: 11 May 2013
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 43 (411,724)

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Payments, competition, banks, frontier analysis

Competition in Bank-Provided Payment Services

De Nederlandsche Bank Working Paper No. 401
Number of pages: 41 Posted: 20 Nov 2013
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 34 (449,473)

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Payments, competition, banks, frontier analysis

Competition in Bank-Provided Payment Services

ECB Working Paper No. 1539
Number of pages: 40 Posted: 11 May 2013
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 28 (479,254)

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Payments, competition, banks, frontier analysis

15.

Delivering Deposit Services: ATMs versus Branches

FRB Richmond Economic Quarterly, vol. 80, no. 2, Spring 1994, pp. 59-81
Number of pages: 23 Posted: 14 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 90 (277,599)
Citation 4

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16.

Productivity in Banking and Effects from Deregulation

FRB Richmond Economic Review, vol. 77, no. 2, March/April 1991, pp. 16-28
Number of pages: 13 Posted: 06 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 72 (317,169)
Citation 2

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17.

The Economics of Electronic Benefit Transfer Payments

FRB Richmond Economic Quarterly, vol. 82, no. 2, Spring 1996, pp. 77-94
Number of pages: 18 Posted: 17 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 71 (319,668)
Citation 2

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18.

Assessing Bank Competition for Consumer Loans

De Nederlandsche Bank Working Paper No. 457
Number of pages: 39 Posted: 23 Jan 2015 Last Revised: 27 Jan 2015
Wilko Bolt and David B. Humphrey
De Nederlandsche Bank (Dutch Central Bank) and Florida State University - Department of Finance
Downloads 68 (327,173)

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consumer loans, bank competition, frontier analysis

19.

Payment Scale Economies, Competition, and Pricing

ECB Working Paper No. 1136
Number of pages: 34 Posted: 16 Jan 2010
David B. Humphrey
Florida State University - Department of Finance
Downloads 60 (348,812)

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Payment scale economies, bank competition, frontier analysis, European banks

20.

A Revenue-Based Frontier Measure of Banking Competition

FRB of Philadelphia Working Paper No. 10-9
Number of pages: 32 Posted: 25 Mar 2010
University of Granada - Faculty of Economics and Business Administration, Florida State University - Department of Finance and University of Granada - Department of Economic Theory and History
Downloads 55 (363,862)

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21.

Getting Rid of Paper: Savings from Check 21

FRB of Philadelphia Working Paper No. 12-2
Number of pages: 28 Posted: 07 Jun 2012
David B. Humphrey and Robert M. Hunt
Florida State University - Department of Finance and Consumer Finance Institute, Federal Reserve Bank of Philadelphia
Downloads 52 (373,187)

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Check 21, checks, electronic payment

22.

Scope Economies: Fixed Costs, Complementarity, and Functional Form

Federal Reserve Bank of Richmond Working Paper No. 91-3
Number of pages: 38 Posted: 06 Nov 2012
Lawrence B. Pulley and David B. Humphrey
College of William and Mary - Mason School of Business and Florida State University - Department of Finance
Downloads 31 (452,122)
Citation 1

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23.

Intraday Credit: Risk, Value, and Pricing

FRB Richmond Economic Review, vol. 73, no. 1, January/February 1987, pp. 3-14
Number of pages: 12 Posted: 27 Oct 2012
David B. Humphrey, David Mengle and Bruce J. Summers
Florida State University - Department of Finance, International Swaps and Derivatives Association and Consultant on Money, Banking, and Payments
Downloads 28 (466,390)

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24.

Market Responses to Pricing Fedwire Daylight Overdrafts

FRB Richmond Economic Review, Vol. 75, No. 3, May/June 1989, pp. 23-34
Number of pages: 12 Posted: 02 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 25 (482,012)
Citation 3

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25.

Costs and Technical Change: Effects from Bank Deregulation

Federal Reserve Bank of Richmond Working Paper No. 90-5
Number of pages: 48 Posted: 03 Nov 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 15 (538,307)
Citation 8

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26.

Cost Dispersion and the Measurement of Economies in Banking

FRB Richmond Economic Review, vol. 73, no. 3, May/June 1987, pp. 24-38
Number of pages: 15 Posted: 27 Oct 2012
David B. Humphrey
Florida State University - Department of Finance
Downloads 8 (579,644)
Citation 3

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27.

Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience

Posted: 10 Aug 1999
Allen N. Berger and David B. Humphrey
University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

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28.

Cash, Paper, and Electronic Payments: A Cross-Country Analysis

J. OF MONEY, CREDIT, AND BANKING, November 1996
Posted: 13 May 1998
David B. Humphrey, Lawrence B. Pulley and Jukka M. Vesala
Florida State University - Department of Finance, College of William and Mary - Mason School of Business and Bank of Finland - Finnish Financial Supervision Authority (FIN-FSA)

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29.

Do Consumers Pay for One-Stop Banking? Evidence from a Non-Standard Revenue Function

94-01
Posted: 15 Apr 1998
Lawrence B. Pulley, Allen N. Berger and David B. Humphrey
College of William and Mary - Mason School of Business, University of South Carolina - Darla Moore School of Business and Florida State University - Department of Finance

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30.

Banks' Responses to Deregulation: Profits, Technology, and Efficiency

J. OF MONEY, CREDIT AND BANKING, Vol. 28 No. 4, February 1997
Posted: 01 Oct 1996
David B. Humphrey and Lawrence B. Pulley
Florida State University - Department of Finance and College of William and Mary - Mason School of Business

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