Scott Fulford

Consumer Financial Protection Bureau

Economist

United States

  • Consumer Financial Protection Bureau

SCHOLARLY PAPERS

15

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2,399

SSRN CITATIONS
Rank 17,358

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Top 17,358

in Total Papers Citations

53

CROSSREF CITATIONS

21

Scholarly Papers (15)

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1.

Credit Card Utilization and Consumption Over the Life Cycle and Business Cycle

Downloads 620 (75,303)
Citation 6

Credit Card Utilization and Consumption Over the Life Cycle and Business Cycle

Consumer Financial Protection Bureau Office of Research Working Paper No. 2017-03
Number of pages: 71 Posted: 19 Feb 2018
Scott Fulford and Scott D. Schuh
Consumer Financial Protection Bureau and Federal Reserve Bank of Boston - Research Department
Downloads 487 (100,542)
Citation 6

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Credit Card Utilization and Consumption Over the Life Cycle and Business Cycle

FRB of Boston Working Paper No. 17-14
Number of pages: 70 Posted: 03 Jan 2018
Scott Fulford and Scott D. Schuh
Consumer Financial Protection Bureau and Federal Reserve Bank of Boston - Research Department
Downloads 133 (367,188)

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credit cards, life cycle, consumption, saving, precaution, buffer stock

2.

Using the Courts for Private Debt Collection: How Wage Garnishment Laws Affect Civil Judgments and Access to Credit

Consumer Financial Protection Bureau Office of Research Working Paper No. 23-02
Number of pages: 45 Posted: 22 Mar 2023
Scott Fulford and Eva Nagypal
Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 479 (103,614)

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3.

Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010

Downloads 388 (132,407)
Citation 11

Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010

Number of pages: 103 Posted: 22 May 2015 Last Revised: 21 Feb 2017
Scott Fulford, Ivan Petkov and Fabio Schiantarelli
Consumer Financial Protection Bureau, Northeastern University and Boston College - Department of Economics
Downloads 281 (186,103)
Citation 13

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Immigration, Ethnicity, Ancestry, Economic Development, Culture, Institutions, Human Capital

Does it Matter Where You Came from? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010

IZA Discussion Paper No. 9060
Number of pages: 83 Posted: 01 Jun 2015
Scott Fulford, Ivan Petkov and Fabio Schiantarelli
Consumer Financial Protection Bureau, Northeastern University and Boston College - Department of Economics
Downloads 107 (432,530)
Citation 1

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immigration, ethnicity, ancestry, economic development, culture, institutions, human capital

4.

Consumer Revolving Credit and Debt Over the Life Cycle and Business Cycle

FRB of Boston Working Paper No. 15-17
Number of pages: 56 Posted: 28 Jan 2016
Scott Fulford and Scott D. Schuh
Consumer Financial Protection Bureau and Federal Reserve Bank of Boston - Research Department
Downloads 232 (227,143)
Citation 3

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5.

Consumer Use of Buy Now, Pay Later Insights from the CFPB Making Ends Meet Survey

Consumer Financial Protection Bureau Office of Research Reports Series No. 23-1
Number of pages: 25 Posted: 30 Mar 2023
Cortnie Shupe, Greta Li and Scott Fulford
University of Copenhagen, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 226 (232,853)

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6.

The Equilibrium Effect of Information in Consumer Credit Markets: Public Records and Credit

Downloads 88 (496,268)

The Equilibrium Effect of Information in Consumer Credit Markets: Public Records and Credit

Consumer Financial Protection Bureau Office of Research Working Paper No. 23-03
Number of pages: 50 Posted: 18 Apr 2023
Scott Fulford and Eva Nagypal
Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 85 (505,040)

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The Equilibrium Effect of Information in Consumer Credit Markets: Public Records and Credit

Consumer Financial Protection Bureau Office of Research Working Paper No. 23-3
Number of pages: 50 Posted: 20 Nov 2023
Eva Nagypal and Scott Fulford
Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 3 (1,076,331)

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7.

How Important is Variability in Consumer Credit Limits?

FRB of Boston Working Paper No. 14-8
Number of pages: 60 Posted: 22 Oct 2014
Scott Fulford
Consumer Financial Protection Bureau
Downloads 65 (581,335)
Citation 14

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credit card puzzle, intertemporal consumption, precaution, credit limits, household finance

8.

Consumer Use of Payday, Auto-Title, and Pawn Loans: Insights from the Making Ends Meet Survey

Consumer Financial Protection Bureau Office of Research Reports Series No. 21-4
Number of pages: 24 Posted: 27 Aug 2021
Scott Fulford and Cortnie Shupe
Consumer Financial Protection Bureau and University of Copenhagen
Downloads 54 (636,153)

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9.

Making Ends Meet In 2022 Insights from the CFPB Making Ends Meet Survey

Consumer Financial Protection Bureau Office of Research Reports Series No. 22-10
Number of pages: 54 Posted: 03 Apr 2023
Scott Fulford, Samyak Jain, Greta Li, Elizabeth Saunders and Eric Wilson
Consumer Financial Protection Bureau, Consumer Financial Protection Bureau, Consumer Financial Protection Bureau, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 52 (647,213)

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10.

Changes in Consumer Financial Status during the Early Months of the Pandemic: Evidence from the Second Wave of the Making Ends Meet Survey

Consumer Financial Protection Bureau Office of Research Reports Series No. 21-2
Number of pages: 47 Posted: 27 Aug 2021 Last Revised: 31 Mar 2023
Scott Fulford, Marie Rush and Eric Wilson
Consumer Financial Protection Bureau, Consumer Financial Protection Bureau and Consumer Financial Protection Bureau
Downloads 48 (669,861)

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11.

The Credibility of Exchange Rate Pegs and Bank Distress in Historical Perspective: Lessons from the National Banking Era

FRB Richmond Working Paper No. 13-18
Number of pages: 43 Posted: 16 Nov 2013
Scott Fulford and Felipe F. Schwartzman
Consumer Financial Protection Bureau and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 45 (688,292)

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Gold Standard, National Banks, Fixed Exchange Rate, Exchange Rate Credibility, Financial Crisis

12.

Consumer finances during the pandemic: Insights from the Making Ends Meet Survey

Consumer Financial Protection Bureau Office of Research Reports Series No. 21-16
Number of pages: 55 Posted: 11 Feb 2022
Scott Fulford and Cortnie Shupe
Consumer Financial Protection Bureau and University of Copenhagen
Downloads 36 (749,009)

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13.

Does Getting a Mortgage Affect Credit Card Use?

FRB of Boston Working Paper No. 19-8
Number of pages: 45 Posted: 22 Oct 2019 Last Revised: 24 Oct 2019
Scott Fulford and Joanna Stavins
Consumer Financial Protection Bureau and Federal Reserve Bank of Boston
Downloads 36 (749,009)

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credit cards, mortgage, credit card utilization, debt

14.

U.S. Consumer Holdings and Use of $1 Bills

FRB of Boston Research Data Report No. 15-1
Number of pages: 20 Posted: 18 Oct 2015
Scott Fulford, Claire Greene and William Murdock
Consumer Financial Protection Bureau, Federal Reserve Banks - Federal Reserve Bank of Atlanta and Harvard University
Downloads 30 (794,713)
Citation 3

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money demand, currency denominations, $1 bill, Diary of Consumer Payment Choice

15.

Terms of Engagement: Migration, Dowry, and Love in Indian Marriages

CEPR Discussion Paper No. DP16659
Number of pages: 55 Posted: 15 Nov 2021 Last Revised: 04 Feb 2022
Andrew Beauchamp, Rossella Calvi and Scott Fulford
Wright State University - Raj Soin College of Business - Department of Economics, Rice University - Department of Economics and Consumer Financial Protection Bureau
Downloads 0 (1,057,954)
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Arranged marriage, Child Marriage, directed search, dowry, India, Marriage, Matching, migration