Larry Santucci

Federal Reserve Bank of Philadelphia

Senior Research Fellow

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

http://https://philadelphiafed.org/consumer-finance-institute/researchers/larry-santucci

SCHOLARLY PAPERS

11

DOWNLOADS

426

SSRN CITATIONS

2

CROSSREF CITATIONS

2

Ideas:
“  I'm currently working on ways to improve financial outcomes for older adults with cognitive impairment.  ”

Scholarly Papers (11)

1.

Quantifying Cyber Risk in the Financial Services Industry

FRB of Philadelphia Payment Cards Center Discussion Paper No. 18-3
Number of pages: 32 Posted: 14 Dec 2018 Last Revised: 29 Apr 2020
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 74 (340,507)

Abstract:

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cyber risk, cybersecurity, risk appetite, risk quantification

2.

The Secured Credit Card Market

FRB of Philadelphia Payment Cards Center Discussion Paper No. 16-3
Number of pages: 31 Posted: 02 Nov 2016
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 72 (345,711)

Abstract:

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secured, credit cards

3.

How Prevalent Were Racially Restrictive Covenants in 20th Century Philadelphia? A New Spatial Data Set Provides Answers

FRB of Philadelphia Payment Cards Center Discussion Paper No. 19-5
Number of pages: 35 Posted: 03 Dec 2019 Last Revised: 29 Apr 2020
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 63 (371,114)

Abstract:

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racially restrictive covenants, exclusionary zoning, segregation, race, property, Philadelphia

4.

A Tale of Two Vintages: Credit Limit Management Before and After the CARD Act and Great Recession

FRB of Philadelphia - Payment Cards Center Discussion Paper No. 15-01
Number of pages: 53 Posted: 19 Feb 2015 Last Revised: 24 Oct 2015
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 50 (413,643)

Abstract:

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CARD Act, Credit Cards, Credit Limit Increases, Credit Limit Policy

5.

Combining Forces to Combat Elder Financial Victimization How Consumers Can Avoid the Financial Pitfalls of Cognitive Aging and What They Should Be Asking Their Financial Institutions

FRB of Philadelphia Payment Cards Center Discussion Paper No. 18-2
Number of pages: 22 Posted: 22 Jun 2018 Last Revised: 29 Apr 2020
Jeanne Rentezelas and Larry Santucci
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Philadelphia
Downloads 48 (420,872)

Abstract:

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elder fraud, financial exploitation, retirement planning

6.

Financial Management Tools and Consumer Confidence: Chase Blueprint

FRB of Philadelphia Payment Cards Center Discussion Paper No. 15-04
Number of pages: 28 Posted: 14 Oct 2015
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 32 (487,932)

Abstract:

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Behavioral consumer finance, Credit cards, Debt repayment, Financial management

7.

A Tale of Two Vintages: Credit Limit Management Before and after the Card Act and Great Recession

FRB of Philadelphia Payment Cards Center Discussion Paper No. 15-01
Number of pages: 53 Posted: 18 Aug 2015
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 29 (503,139)
Citation 2

Abstract:

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CARD Act, Credit cards, Credit limit increases, Credit limit policy

8.

Can Data Sharing Help Financial Institutions Improve the Financial Health of Older Americans?

FRB of Philadelphia Payment Cards Center Discussion Paper No. 17-1
Number of pages: 18 Posted: 28 Jun 2018 Last Revised: 21 Feb 2019
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 19 (562,356)

Abstract:

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elder fraud, financial exploitation, Gramm-Leach-Bliley Act, data privacy

9.

What Happened to the Revolving Credit Card Balances of 2009?

FRB of Philadelphia Payment Cards Center Discussion Paper No. 16-1
Number of pages: 42 Posted: 25 May 2016
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 19 (562,356)

Abstract:

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Credit cards, Revolving balance, Deleveraging

10.

Is Money Useful in the Conduct of Monetary Policy?

FRB Richmond Economic Quarterly, Vol. 86, No. 4, Fall 2000, pp. 23-48
Number of pages: 26 Posted: 28 Nov 2012
Michael Dotsey, Carl Lantz and Larry Santucci
Federal Reserve Bank of Philadelphia, Independent and Federal Reserve Bank of Philadelphia
Downloads 13 (600,718)

Abstract:

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11.

Moving into the Mainstream: Who Graduates from Secured Credit Card Programs?

FRB of Philadelphia Payment Cards Center Discussion Paper No. 19-2
Number of pages: 36 Posted: 03 Jul 2019 Last Revised: 29 Apr 2020
Larry Santucci
Federal Reserve Bank of Philadelphia
Downloads 7 (641,599)

Abstract:

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credit cards, secured credit cards, account graduation