Nitzan Tzur-Ilan

Federal Reserve Banks - Federal Reserve Bank of Dallas

2200 North Pearl Street

PO Box 655906

Dallas, TX 75265-5906

United States

http://nitzantzur-ilan.com

SCHOLARLY PAPERS

17

DOWNLOADS

4,612

TOTAL CITATIONS

29

Scholarly Papers (17)

1.

The Hidden Cost of Climate Risk: How Rising Insurance Premiums Affect Mortgage, Relocation, and Credit Outcomes

Number of pages: 62 Posted: 22 Nov 2024 Last Revised: 12 May 2025
Shan Ge, Stephanie Johnson and Nitzan Tzur-Ilan
New York University, Stern School of Business, Rice University, Jesse H. Jones Graduate School of Business, Department of Statistics, Students and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 1,530 (27,115)
Citation 2

Abstract:

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JEL Classification: G21, G22, G5, G52, G53, R21, Q54, D14, R3 climate risk, insurance, mortgage, delinquency, prepayment, relocation, credit card, creditworthiness

2.

More Than Shelter: The Effects of Rental Eviction Moratoria on Household Well-Being

Number of pages: 10 Posted: 10 Mar 2021 Last Revised: 04 Mar 2022
Xudong An, Stuart A. Gabriel and Nitzan Tzur-Ilan
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, University of California, Los Angeles - Anderson School of Management and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 742 (74,736)

Abstract:

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Eviction moratorium, consumption, food security, mental health, COVID-19

Extreme Wildfires, Distant Air Pollution, and Household Financial Health

Number of pages: 60 Posted: 09 Feb 2023 Last Revised: 11 May 2025
Xudong An, Stuart A. Gabriel and Nitzan Tzur-Ilan
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, University of California, Los Angeles - Anderson School of Management and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 210 (313,390)

Abstract:

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Wildfires, Air Pollution, Consumer Credit, Financial Distress, Health

Extreme Wildfires, Distant Air Pollution, and Household Financial Health

FRB of Philadelphia Working Paper No. 24-1
Number of pages: 60 Posted: 04 Jan 2024
Xudong An, Stuart A. Gabriel and Nitzan Tzur-Ilan
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, University of California, Los Angeles - Anderson School of Management and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 153 (416,228)

Abstract:

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Wildfires, Air Pollution, Consumer Credit, Financial Distress, Spending

4.

The Real Consequences of LTV Limits on Housing Choices

Number of pages: 65 Posted: 07 Mar 2017 Last Revised: 04 Nov 2020
Nitzan Tzur-Ilan
Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 360 (180,083)
Citation 6

Abstract:

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Macroprudential policy, LTV, mortgage, housing market, household finance

Air Pollution and Rent Prices: Evidence from Wildfire Smoke Plumes

Number of pages: 47 Posted: 22 Aug 2023 Last Revised: 11 Dec 2024
Luis A. Lopez and Nitzan Tzur-Ilan
University of Illinois at Chicago and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 224 (293,032)
Citation 1

Abstract:

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Air Pollution, Rental Housing, House Prices, Wildfire Smoke.

Air Pollution and Rent Prices: Evidence from Wildfire Smoke Plumes

FRB of Dallas Working Paper No. 2502
Number of pages: 48 Posted: 10 Jan 2025
Luis A. Lopez and Nitzan Tzur-Ilan
University of Illinois at Chicago and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 51 (859,261)
Citation 1

Abstract:

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Air Pollution, rental housing, house prices, wildfires

The Determinants of Fiscal and Monetary Policies During the COVID-19 Crisis

Number of pages: 44 Posted: 26 Jun 2020 Last Revised: 06 Jan 2021
Efraim Benmelech and Nitzan Tzur-Ilan
Northwestern University - Kellogg School of Management and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 180 (360,451)
Citation 5

Abstract:

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The Determinants of Fiscal and Monetary Policies During the Covid-19 Crisis

NBER Working Paper No. w27461
Number of pages: 43 Posted: 07 Jul 2020 Last Revised: 15 Jul 2023
Efraim Benmelech and Nitzan Tzur-Ilan
Northwestern University - Kellogg School of Management and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 65 (757,934)
Citation 9

Abstract:

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Financial Technology and the 1990s Housing Boom

Number of pages: 65 Posted: 29 Jun 2020 Last Revised: 06 Nov 2024
Stephanie Johnson and Nitzan Tzur-Ilan
Rice University, Jesse H. Jones Graduate School of Business, Department of Statistics, Students and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 151 (420,909)

Abstract:

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credit, house prices, financial technology, mortgages

Financial Technology and the 1990s Housing Boom

FRB of Dallas Working Paper No. 2506
Number of pages: 66 Posted: 27 Feb 2025
Stephanie Johnson and Nitzan Tzur-Ilan
Rice University, Jesse H. Jones Graduate School of Business, Department of Statistics, Students and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 16 (1,249,872)

Abstract:

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credit, house prices, financial technology, mortgages

8.

Climate Risk, Insurance Premiums and the Effects on Mortgage and Credit Outcomes

FRB of Dallas Working Paper No. 2505
Number of pages: 58 Posted: 22 Jan 2025
Shan Ge, Stephanie Johnson and Nitzan Tzur-Ilan
New York University (NYU) - Leonard N. Stern School of Business, Rice University, Jesse H. Jones Graduate School of Business, Department of Statistics, Students and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 150 (422,853)

Abstract:

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climate change, insurance, mortgage, delinquency, prepayment, credit cards

9.

The Effect of LTV-Based Risk Weights on House Prices: Evidence from an Israeli Macroprudential Policy

Journal of Urban Economics, 2021
Number of pages: 42 Posted: 20 Dec 2018 Last Revised: 07 Apr 2021
Steven Laufer and Nitzan Tzur-Ilan
Board of Governors of the Federal Reserve System and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 125 (489,550)
Citation 2

Abstract:

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House Prices, Macroprudential Policy, LTV-Based Risk Weights, Mortgages

Up in Smoke: The Impact of Wildfire Pollution on Healthcare Municipal Finance

FRB of Dallas Working Paper No. 2503
Number of pages: 59 Posted: 22 Jan 2025
Luis A. Lopez, Dermot Murphy, Nitzan Tzur-Ilan and Sean Wilkoff
University of Illinois at Chicago, University of Illinois at Chicago, Federal Reserve Banks - Federal Reserve Bank of Dallas and University of Nevada, Reno
Downloads 61 (784,503)

Abstract:

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municipal bonds, wildfires, smoke, air pollution, climate finance, externalities

Up in Smoke: The Impact of Wildfire Pollution on Healthcare Municipal Finance

Number of pages: 68 Posted: 03 Dec 2024 Last Revised: 15 May 2025
Luis A. Lopez, Dermot Murphy, Nitzan Tzur-Ilan and Sean Wilkoff
University of Illinois at Chicago, University of Illinois at Chicago, Federal Reserve Banks - Federal Reserve Bank of Dallas and University of Nevada, Reno
Downloads 60 (791,294)
Citation 1

Abstract:

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Municipal Bonds, Wildfires, Air Pollution, Healthcare Finance, Externalities

11.

 Gender Gaps in the Federal Reserve System

Number of pages: 52 Posted: 20 Dec 2023
Deepa Datta and Nitzan Tzur-Ilan
Board of Governors of the Federal Reserve System and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 113 (528,777)

Abstract:

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JEL Classification: J16, A14 gender inequality, research output, leaky pipeline, central banks

12.

Macroprudential Policy: Implementation, Effects, and Lessons

Israel Economic Review, Vol. 17, No. 1
Number of pages: 33 Posted: 25 Jun 2018 Last Revised: 27 Apr 2021
Nitzan Tzur-Ilan
Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 108 (546,794)

Abstract:

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Macroprudential Policy, Financial Regulation, Monetary Policy, Central Banks, Housing Market, LTV

The Impact of Labels on Real Asset Valuations

Number of pages: 66 Posted: 19 Sep 2024 Last Revised: 01 Feb 2025
Yuliya Demyanyk, Luis A. Lopez and Nitzan Tzur-Ilan
University of Illinois at Chicago, University of Illinois at Chicago and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 61 (798,215)

Abstract:

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Asset Valuations, Price Expectations, Demand for Housing, Neighborhood Labels

The Impact of Labels on Real Asset Valuations

FRB of Dallas Working Paper No. 2504
Number of pages: 72 Posted: 22 Jan 2025
Yuliya Demyanyk, Luis A. Lopez and Nitzan Tzur-Ilan
University of Illinois at Chicago, University of Illinois at Chicago and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 27 (1,104,553)

Abstract:

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real estate, valuations, house price expectations, housing demand, neighborhood

14.

Assessing the Impact of Macroprudential Tools: The Case of Israel

BIS Paper No. 94o
Number of pages: 12 Posted: 25 Jan 2018
Nadine Baudot-Trajtenberg, Roy Frayberg and Nitzan Tzur-Ilan
Bank of Israel, Independent and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 75 (688,972)
Citation 2

Abstract:

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macroprudential policy, central banks, real estate, household finance, financial stability, monetary policy, mortgage rates

15.

Audit Partners and Loan Loss Provisioning: Evidence from U.S. Bank Holding Companies

SMU Cox School of Business Research Paper No. 24-13
Number of pages: 64 Posted: 16 Oct 2024
Southern Methodist University (SMU) - Accounting Department, Southern Methodist University (SMU) - Accounting Department, International Monetary Fund (IMF), University of Wisconsin-Madison, Finance Department and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 70 (716,017)

Abstract:

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auditing, banking, audit partner names, PCAOB, audit partner tenure, auditor rotation

16.

More than Shelter: The Effects of Rental Eviction Moratoria on Household Well-Being

FRB of Philadelphia Working Paper No. 22-10
Number of pages: 11 Posted: 06 Apr 2022
Xudong An, Stuart A. Gabriel and Nitzan Tzur-Ilan
Federal Reserve Banks - Federal Reserve Bank of Philadelphia, University of California, Los Angeles - Anderson School of Management and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 57 (796,801)

Abstract:

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Eviction moratorium, consumption, food security, mental health, COVID-19

17.

Gender Gaps in the Federal Reserve System

Number of pages: 53 Posted: 27 Aug 2024
Nitzan Tzur-Ilan and Deepa Datta
Federal Reserve Banks - Federal Reserve Bank of Dallas and Board of Governors of the Federal Reserve System
Downloads 23 (1,122,371)

Abstract:

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J16, A14, E58.