Angela Lyons

University of Illinois at Urbana-Champaign

421 Mumford Hall 1301 W Greogry Dr

Urbana, IL 61801

United States

  • University of Illinois at Urbana-Champaign

    • Email
    • Tel: 217-418-6086
SCHOLARLY PAPERS

31

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52

CROSSREF CITATIONS

45

Scholarly Papers (31)

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1.

Financial Literacy and Education Research Priorities

Journal of Financial Counseling and Planning, Vol. 20, No. 1, 2009
Number of pages: 12 Posted: 27 Feb 2013
Jane Schuchardt, Sherman D. Hanna, Tahira K. Hira, Angela Lyons, Lance Palmer and Jing Jian Xiao
National Institute of Food and Agriculture, Ohio State University (OSU), Iowa State University - Department of Human Development and Family Studies, University of Illinois at Urbana-Champaign, University of Georgia and University of Rhode Island
Downloads 2,177 (11,896)

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financial education, financial literacy, financial research priorities

2.

Translating Financial Education into Behavior Change for Low-Income Populations

Journal of Financial Counseling and Planning, Vol. 17, No. 2, 2006
Number of pages: 19 Posted: 12 Mar 2013
Angela Lyons, Yunhee Chang and Erik Scherpf
University of Illinois at Urbana-Champaign, University of Mississippi and University of Illinois at Urbana-Champaign
Downloads 1,011 (37,806)

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financial education, financial socialization, low-income populations, program evaluation

3.

Building Financial Resilience Through Financial and Digital Literacy in South Asia and Sub-Saharan Africa

Number of pages: 43 Posted: 18 Dec 2019 Last Revised: 20 May 2021
Angela Lyons, Josephine Kass-Hanna and Fan Liu
University of Illinois at Urbana-Champaign, IESEG School of Management and Xi'an Jiaotong-Liverpool University (XJTLU)
Downloads 862 (47,207)
Citation 20

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financial inclusion, financial services, financial literacy, digital literacy, South Asia, Sub-Saharan Africa

4.

Credit Practices and Financial Education Needs of Midwest College Students

Networks Financial Institute Working Paper No. 2007-WP-23
Number of pages: 62 Posted: 08 Dec 2007
Angela Lyons
University of Illinois at Urbana-Champaign
Downloads 784 (53,748)
Citation 17

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Credit cards, credit debt, financial aid, financial literacy, college costs

5.

Fintech Development and Savings, Borrowing and Remittances: A Comparative Study of Emerging Economies

Number of pages: 40 Posted: 11 Sep 2020 Last Revised: 25 May 2021
Angela Lyons, Josephine Kass-Hanna and Ana Polato e Fava
University of Illinois at Urbana-Champaign, IESEG School of Management and Federal University of ABC (UFABC)
Downloads 664 (66,889)
Citation 8

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fintech, digital financial services, financial inclusion, emerging economies, vulnerable populations, financial security

6.

The Credit Practices and Financial Education Needs of Community College Students

Journal of Financial Counseling and Planning, Vol. 14, No. 2, 2003
Number of pages: 12 Posted: 16 May 2013
Angela Lyons and Jennifer Hunt
University of Illinois at Urbana-Champaign and University of Illinois Extension
Downloads 587 (78,171)

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Financial education, Finances, Credit, College students

7.

Behavioral Economics and Financial Decision Making

Number of pages: 17 Posted: 19 Jul 2021
Angela Lyons and Josephine Kass-Hanna
University of Illinois at Urbana-Champaign and IESEG School of Management
Downloads 567 (81,561)

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behavioral economics, cognitive biases, choice architecture, nudges, financial decisions

8.

A Multidimensional Approach to Defining and Measuring Financial Literacy in the Digital Age

Number of pages: 23 Posted: 08 Jul 2021
Angela Lyons and Josephine Kass-Hanna
University of Illinois at Urbana-Champaign and IESEG School of Management
Downloads 546 (85,506)
Citation 1

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digital financial literacy, digital literacy, financial literacy, measurement, methodological issues, multidimensional indices

9.

Impacts of Financial and Digital Inclusion on Poverty in South Asia and Sub-Saharan Africa

Number of pages: 40 Posted: 20 Oct 2020
Angela Lyons, Josephine Kass-Hanna and Andrew Greenlee
University of Illinois at Urbana-Champaign, IESEG School of Management and University of Illinois at Urbana-Champaign
Downloads 541 (86,487)
Citation 2

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poverty, food insecurity, financial inclusion, digital finance, South Asia, Sub-Saharan Africa

10.

Gender and Marital Differences in Wealth and Investment Decisions: Implications for Researchers, Financial Professionals, and Educators

Networks Financial Institute Working Paper No. 2008-WP-02
Number of pages: 29 Posted: 20 Mar 2008
Angela Lyons, Urvi Neelakantan and Erik Scherpf
University of Illinois at Urbana-Champaign, Federal Reserve Banks - Federal Reserve Bank of Richmond and University of Illinois at Urbana-Champaign
Downloads 498 (95,713)
Citation 5

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Wealth, investments, risk tolerance, portfolio allocation, household bargaining, financial education

11.

A Methodological Overview to Defining and Measuring “Digital” Financial Literacy

Number of pages: 28 Posted: 29 Apr 2021
Angela Lyons and Josephine Kass-Hanna
University of Illinois at Urbana-Champaign and IESEG School of Management
Downloads 436 (112,186)

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financial literacy, digital literacy, digital financial literacy, measurement, multidimensional indices, methodological issues

12.

Impacts of Financial Literacy on the Loan Decisions of Financially Excluded Households in the People's Republic of China

ADBI Working Paper 923
Number of pages: 44 Posted: 11 Apr 2019
Angela Lyons, John Grable and Ting Zeng
University of Illinois at Urbana-Champaign, University of Georgia - Department of Housing & Consumer Economics and Southwestern University of Finance and Economics (SWUFE) - Research Institute of Economics & Management
Downloads 436 (112,186)
Citation 5

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financial literacy, financial inclusion, loan usage, financially vulnerable populations, People’s Republic of China

13.

The Evolution of Financial Services in the Digital Age

Number of pages: 19 Posted: 08 Jul 2021
Angela Lyons and Josephine Kass-Hanna
University of Illinois at Urbana-Champaign and IESEG School of Management
Downloads 432 (113,364)
Citation 2

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digital financial services, advisory services, digitalization, fintech, financial inclusion, regulatory challenges

14.

A Simultaneous Model of Youth Entrepreneurship and Financial Inclusion Across Developing Countries

Number of pages: 33 Posted: 16 Oct 2017
Angela Lyons and Sergio Contreras
University of Illinois at Urbana-Champaign and Universidad Catolica del Norte
Downloads 330 (153,247)
Citation 6

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youth entrepreneurship, financial inclusion, financial services, financial constraints, developing countries, small businesses, microenterprises, dual causality

15.

Impacts of Financial Literacy on Loan Demand of Financially Excluded Households in China

Number of pages: 43 Posted: 27 Nov 2017 Last Revised: 29 Nov 2017
Angela Lyons, John Grable and Ting Zeng
University of Illinois at Urbana-Champaign, University of Georgia - Department of Housing & Consumer Economics and Southwestern University of Finance and Economics (SWUFE) - Research Institute of Economics & Management
Downloads 308 (164,940)
Citation 6

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financial literacy, financial inclusion, loan demand, financially vulnerable populations, China

16.

A Multidimensional Approach to Measuring Vulnerability to Poverty of Syrian Refugees in Lebanon

Economic Research Forum Working Paper No. 1472
Number of pages: 46 Posted: 23 Feb 2021 Last Revised: 08 Mar 2023
Angela Lyons, Josephine Kass-Hanna and Alejandro Montoya Castano
University of Illinois at Urbana-Champaign, IESEG School of Management and The University of Illinois at Urbana-Champaign
Downloads 290 (175,758)
Citation 6

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multidimensional poverty, poverty measurement, vulnerability, economic livelihoods, refugees, humanitarian assistance, Middle East, North Africa

17.

For Better or Worse: Financial Decision-Making Behavior of Married Couples?

NFI Working Paper No. 2007-WP-14
Number of pages: 39 Posted: 13 May 2007
Angela Lyons, Urvi Neelakantan, Ana Fava and Erik Scherpf
University of Illinois at Urbana-Champaign, Federal Reserve Banks - Federal Reserve Bank of Richmond, University of Illinois at Urbana-Champaign and University of Illinois at Urbana-Champaign
Downloads 269 (189,727)
Citation 2

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18.

Infrastructure, Urbanization, and the Financial Inclusion of Chinese Households

Number of pages: 36 Posted: 03 Aug 2017
Angela Lyons, John Grable and Ting Zeng
University of Illinois at Urbana-Champaign, University of Georgia - Department of Housing & Consumer Economics and Southwestern University of Finance and Economics (SWUFE) - Research Institute of Economics & Management
Downloads 264 (193,355)
Citation 4

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Infrastructure, Urbanization, Banking, Financial Inclusion, Credit, Microfinance, China

19.

Are Financial Education Programs Meeting the Needs of Financially Disadvantaged Consumers?

NFI Working Paper No. 2007-WP-02
Number of pages: 28 Posted: 14 May 2007
Angela Lyons and Yunhee Chang
University of Illinois at Urbana-Champaign and University of Mississippi
Downloads 233 (218,535)

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financial education, behavior change, disadvantaged consumers

20.

What's in a Score? Differences in Consumers' Credit Knowledge Using OLS and Quantile Regressions

NFI Working Paper No. 2007-WP-01
Number of pages: 36 Posted: 14 May 2007
Angela Lyons
University of Illinois at Urbana-Champaign
Downloads 205 (246,390)
Citation 1

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21.

Financial Inclusion, Financial Literacy and Economically Vulnerable Populations in the Middle East and North Africa

Number of pages: 46 Posted: 15 Jun 2018 Last Revised: 22 Jun 2018
Angela Lyons and Josephine Kass-Hanna
University of Illinois at Urbana-Champaign and IESEG School of Management
Downloads 204 (247,509)
Citation 3

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Financial Inclusion, Financial Literacy, Economically Vulnerable Populations, Refugees, Middle East, North Africa

22.

A Cross-Country Analysis of Population Aging and Financial Security

Number of pages: 46 Posted: 09 Aug 2017 Last Revised: 13 Jan 2018
Angela Lyons, John Grable and So-Hyun Joo
University of Illinois at Urbana-Champaign, University of Georgia - Department of Housing & Consumer Economics and Texas Tech University
Downloads 107 (416,965)
Citation 2

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Population Aging, Financial Security, Financial Inclusion, Savings, Old Age, Retirement, Public Pension Spending

23.

How Does Marriage Affect the Allocation of Assets in Women's Defined Contribution Plans?

CRR Working Paper No. 2004-28
Number of pages: 20 Posted: 20 Jun 2008
Angela Lyons and Tansel Yilmazer
University of Illinois at Urbana-Champaign and Ohio State University
Downloads 99 (440,270)
Citation 10

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24.

Starting a New Chapter: The Role of Credit Counseling in Helping Debtors Recover from Bankruptcy

Networks Financial Institute Working Paper 2010-WP-06
Number of pages: 39 Posted: 21 Nov 2010
Angela Lyons, Shawn Howard and Erik Scherpf
University of Illinois at Urbana-Champaign, Money Management International and University of Illinois at Urbana-Champaign
Downloads 90 (468,107)
Citation 3

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Bankruptcy, financial education, credit counseling

25.

A Machine Learning Approach to Targeting Humanitarian Assistance Among Forcibly Displaced Populations

Number of pages: 38 Posted: 12 Apr 2023 Last Revised: 26 Jun 2023
Angela Lyons, Alejandro Montoya Castano, Josephine Kass-Hanna, Yifang Zhang and Aiman Soliman
University of Illinois at Urbana-Champaign, The University of Illinois at Urbana-Champaign, IESEG School of Management, University of Illinois at Urbana-Champaign and University of Illinois at Urbana-Champaign
Downloads 86 (481,543)

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poverty, forced displacement, refugees, humanitarian assistance, machine learning

26.

No Pain, No Strain: Impact of Health on the Financial Security of Older Americans

NFI Working Paper No. 2007-WP-12
Number of pages: 39 Posted: 13 May 2007
Angela Lyons and Hyungsoo Kim
University of Illinois at Urbana-Champaign and University of Kentucky
Downloads 86 (481,543)
Citation 2

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27.

A Multidimensional Approach to Poverty that Strengthens the Humanitarian-Development Nexus

T20 Policy Brief, Forthcoming
Number of pages: 12 Posted: 29 Apr 2021
Angela Lyons, Josephine Kass-Hanna and Elisa Molena
University of Illinois at Urbana-Champaign, IESEG School of Management and UN World Food Programme
Downloads 80 (502,856)

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poverty, poverty measurement, vulnerability, resiliency, economic livelihoods, humanitarian assistance

28.

The Sensitivity of Rice Yields to Weather Variation in Colombia

Number of pages: 39 Posted: 02 Mar 2022 Last Revised: 31 Jan 2023
Karelys Guzman, Angela Lyons, Sandy Dall'erba and Jorge Eiras-Barca
University of Illinois at Urbana-Champaign - Department of Agricultural and Consumer Economics, Students, University of Illinois at Urbana-Champaign, University of Illinois at Urbana-Champaign - College of Agricultural, Consumer and Environmental Sciences and University Center at Spanish Naval Academy
Downloads 63 (573,013)

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rice yields, irrigation, rainfed, temperature, precipitation, food security, climate change

29.

A Multidimensional Approach to Measuring the Risk Tolerance of Households in China

Number of pages: 40 Posted: 25 May 2023
Angela Lyons, Fan Liu and Eddy S. Fang
University of Illinois at Urbana-Champaign, Xi'an Jiaotong-Liverpool University (XJTLU) and Xi'an Jiaotong University (XJTU)
Downloads 25 (809,541)

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risk tolerance, uncertainty, risky assets, portfolio allocation, financial planning, personal finance

30.

A Methodological Overview to Defining and Measuring 'Digital' Financial Literacy

Financial Planning Review, June 9, 2021; https://doi.org/10.1002/cfp2.1113
Posted: 11 Jun 2021
Angela Lyons and Josephine Kass-Hanna
University of Illinois at Urbana-Champaign and IESEG School of Management

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31.

Gender Differences in Attitudes Towards Driving and Demand for Private Insurance: Evidence from Middle Class Drivers

Transportation Research Part F: Traffic Psychology and Behaviour, Vol. 47, p. 72-85, May 2017
DOI/10.1016/j.trf.2017.04.022
Posted: 11 May 2017
Edimilson C. Lucas, Wesley Mendes-Da-Silva and Angela Lyons
Getulio Vargas Foundation (FGV) - Sao Paulo School of Business Administration, Getulio Vargas Foundation (FGV) - Finance, Accounting and Controllership Department of Fundação Getulio Vargas (São Paulo, Brazil) and University of Illinois at Urbana-Champaign

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Gender Differences, Risk Taking, Attitude towards Driving, Insurance, Traffic Safety, Behavioral Finance