Steven Ongena

University of Zurich - Department of Banking and Finance

Schönberggasse 1

Zürich, 8001

Switzerland

Swiss Finance Institute

c/o University of Geneva

40, Bd du Pont-d'Arve

CH-1211 Geneva 4

Switzerland

KU Leuven

Oude Markt 13

Leuven, Vlaams-Brabant 3000

Belgium

NTNU Business School

Norway

Centre for Economic Policy Research (CEPR)

London

United Kingdom

SCHOLARLY PAPERS

190

DOWNLOADS
Rank 515

SSRN RANKINGS

Top 515

in Total Papers Downloads

55,740

SSRN CITATIONS
Rank 236

SSRN RANKINGS

Top 236

in Total Papers Citations

1,810

CROSSREF CITATIONS

1,455

Scholarly Papers (190)

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

European Banking Center Discussion Paper No. 2012-011
Number of pages: 44 Posted: 01 May 2012 Last Revised: 08 Aug 2015
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 1,901 (12,029)
Citation 26

Abstract:

Loading...

bank capital, dynamic provisioning, credit availability, financial crisis

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

National Bank of Belgium Working Paper No. 231
Number of pages: 67 Posted: 13 Oct 2012
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 690 (52,664)
Citation 100

Abstract:

Loading...

bank capital, dynamic provisioning, credit availability, financial crisis

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank Loans

Swiss Finance Institute Research Paper No. 18-10
Number of pages: 61 Posted: 17 Feb 2018 Last Revised: 15 Jul 2021
Audencia Business School, Swiss Finance InstituteUniversity Zurich, Montpellier Business School and University of Zurich - Department of Banking and Finance
Downloads 1,879 (12,251)
Citation 15

Abstract:

Loading...

Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Fossil fuel firms; Stranded assets

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank loans

EBRD Working Paper No. 231
Number of pages: 75 Posted: 11 Sep 2019
Audencia Business School, Swiss Finance InstituteUniversity Zurich and University of Zurich - Department of Banking and Finance
Downloads 449 (90,293)
Citation 15

Abstract:

Loading...

Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms;

Being Stranded on the Carbon Bubble? Climate Policy Risk and the Pricing of Bank Loans

CEPR Discussion Paper No. DP12928
Number of pages: 65 Posted: 15 May 2018
Swiss Finance InstituteUniversity Zurich, Audencia Business School and University of Zurich - Department of Banking and Finance
Downloads 1 (930,537)
  • Add to Cart

Abstract:

Loading...

Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms; Stranded assets

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

CentER Discussion Paper Series No. 2007-75, AFA 2009 San Francisco Meetings Paper
Number of pages: 54 Posted: 03 Oct 2007 Last Revised: 13 May 2013
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 967 (33,226)
Citation 208

Abstract:

Loading...

monetary policy, financial stability, credit risk, credit supply composition, business cycle, bank capital

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Banco de Espana Working Paper No. 0833
Number of pages: 49 Posted: 27 Jan 2009
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 681 (53,604)
Citation 70

Abstract:

Loading...

monetary policy, low interest rates, financial stability, lending standards, credit risk-taking, credit composition, business cycle, liquidity risk

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

SAFE Working Paper No. 156
Number of pages: 86 Posted: 01 Dec 2016 Last Revised: 22 Jan 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, University of Zurich, Research Center SAFE, University of Zurich - Department of Banking and Finance and Board of Governors of the Federal Reserve System
Downloads 1,014 (31,089)
Citation 15

Abstract:

Loading...

Bank capital ratios, Bank regulation, Credit supply

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

Swiss Finance Institute Research Paper No. 16-70
Number of pages: 82 Posted: 30 Nov 2016 Last Revised: 22 Mar 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, University of Zurich, Research Center SAFE, University of Zurich - Department of Banking and Finance and Board of Governors of the Federal Reserve System
Downloads 563 (68,379)
Citation 78

Abstract:

Loading...

bank capital requirements, bank lending, real economy

5.
Downloads 1,544 ( 16,980)
Citation 24

Bank Relationships: A Review

Number of pages: 37 Posted: 11 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance
Downloads 1,544 (16,680)
Citation 24

Abstract:

Loading...

Bank Relationships: A Review

Performance of Financial Institutions: Efficiency, Innovation, Regulations (P. Harker And S.A. Zenios, Ed.), Cambridge University Press
Posted: 16 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

6.

Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment

European Banking Center Discussion Paper No. 2009-04S, CentER Discussion Paper Series No. 2009-31S
Number of pages: 52 Posted: 26 May 2009 Last Revised: 01 Jul 2014
Vasso Ioannidou, Steven Ongena and José-Luis Peydró
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR), University of Zurich - Department of Banking and Finance and Imperial College London
Downloads 1,018 (31,377)
Citation 41

Abstract:

Loading...

low federal funds rate, lending standards, bank agency problems, credit and liquidity risk, subprime borrowers

7.

Pricing Contract Terms in a Crisis: Venezuelan Bonds in 2016

Forthcoming, Capital Markets Law Journal (2016)
Number of pages: 22 Posted: 13 Jun 2016 Last Revised: 11 Jul 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department of Banking and Finance
Downloads 938 (35,192)

Abstract:

Loading...

efficient markets, contracts, bonds, sovereign debt, collective action clauses, pari passu

8.

Climate Change Risk and the Cost of Mortgage Credit

Swiss Finance Institute Research Paper No. 20-97
Number of pages: 65 Posted: 03 Dec 2020 Last Revised: 14 Dec 2021
Durham University, University of Zurich - Department of Banking and Finance, Xiamen University - School of Management and University of Edinburgh
Downloads 896 (37,554)
Citation 2

Abstract:

Loading...

bank loans, residential mortgages, climate change risk, sea level rise, securitization

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

European Corporate Governance Institute (ECGI) - Finance Working Paper No. 91/2005, EFA 2005 Moscow Meetings Paper
Number of pages: 53 Posted: 21 Feb 2005 Last Revised: 09 Nov 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 854 (39,578)
Citation 34

Abstract:

Loading...

Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Forthcoming
Posted: 26 Jun 2007
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Vol. 13, Issue 2, pp. 181-223, 2009
Posted: 21 Apr 2009
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

G21, L11, L14

The Transmission of Monetary Policy Through Conventional and Islamic Banks

European Banking Center Discussion Paper No. 2011-018, CentER Working Paper Series No. 2011-078
Number of pages: 56 Posted: 19 Jul 2011 Last Revised: 05 Feb 2013
State Bank of Pakistan - Monetary Policy Department, University of Zurich - Department of Banking and Finance and Universiteit van Amsterdam
Downloads 736 (48,325)
Citation 4

Abstract:

Loading...

Monetary policy, Islamic Banking, Pakistan

The Transmission of Monetary Policy Through Conventional and Islamic Banks

Tinbergen Institute Discussion Paper 12-048/2
Number of pages: 42 Posted: 27 Apr 2012
State Bank of Pakistan - Monetary Policy Department, University of Zurich - Department of Banking and Finance and Universiteit van Amsterdam
Downloads 109 (344,324)
Citation 1

Abstract:

Loading...

Monetary policy, Islamic Banking, Pakistan

11.

'Time for a Change': Loan Conditions and Bank Behavior when Firms Switch Banks

Journal of Finance, 2010
Number of pages: 81 Posted: 26 Feb 2007 Last Revised: 21 Jan 2010
Vasso Ioannidou and Steven Ongena
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR) and University of Zurich - Department of Banking and Finance
Downloads 814 (42,860)
Citation 68

Abstract:

Loading...

competition, banking sector, market structure

What Determines the Number of Bank Relationships? Cross-Country Evidence

Number of pages: 51 Posted: 01 May 1998
Steven Ongena and David C. Smith
University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 769 (45,542)
Citation 33

Abstract:

Loading...

What Determines the Number of Bank Relationships? Cross-Country Evidence

Posted: 28 Mar 2000
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

13.

Banks and Bonds: The Impact of Bank Loan Announcements on Bond and Equity Prices

EFA 2007 Ljubljana Meetings Paper
Number of pages: 37 Posted: 15 Feb 2007 Last Revised: 19 Mar 2009
Steven Ongena, Viorel Roscovan and Bas J. M. Werker
University of Zurich - Department of Banking and Finance, Invesco and Tilburg University - Center for Economic Research (CentER)
Downloads 763 (46,658)
Citation 16

Abstract:

Loading...

Asymmetric Information, Credit Markets, Loans, Bonds, Credit Spreads

14.

Distance, Lending Relationships and Competition

Number of pages: 63 Posted: 01 Aug 2003
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 743 (48,467)
Citation 227

Abstract:

Loading...

spatial price discrimination, bank credit, lending relationships

15.

A Survival Analysis of Islamic and Conventional Banks

Journal of Financial Services Research, Forthcoming
Number of pages: 38 Posted: 31 May 2012 Last Revised: 11 Sep 2019
University of Bath, University of Zurich - Department of Banking and Finance, Lancaster University Management School and Bayes Business School, City, University of London
Downloads 739 (48,723)
Citation 9

Abstract:

Loading...

Islamic banks, Failure risk, Survival analysis, Financial intermediation

Of Religion and Redemption: Evidence from Default on Islamic Loans

CentER Discussion Paper Series No. 2012-014, European Banking Center Discussion Paper No. 2012-008
Number of pages: 66 Posted: 17 Jan 2011 Last Revised: 19 Feb 2014
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department of Banking and Finance
Downloads 737 (48,231)
Citation 26

Abstract:

Loading...

Loan Default, Islamic Loans, Religion, Duration Analysis

Of Religion and Redemption: Evidence from Default on Islamic Loans

CEPR Discussion Paper No. DP8504
Number of pages: 68 Posted: 12 Aug 2011
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department of Banking and Finance
Downloads 2 (913,925)
Citation 7
  • Add to Cart

Abstract:

Loading...

Duration Analysis, Islamic Loans, Loan Default, Religion

17.

Taxing Bank Leverage: The Effects on Bank Portfolio Allocation

Number of pages: 69 Posted: 26 Aug 2016 Last Revised: 25 Sep 2020
Claire Celerier, Thomas K. Kick and Steven Ongena
University of Toronto - Rotman School of Management, Deutsche Bundesbank and University of Zurich - Department of Banking and Finance
Downloads 735 (49,079)
Citation 3

Abstract:

Loading...

Credit, Bank Leverage, Taxes, Capital Regulation

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

AFA 2009 San Francisco Meetings Paper, Second Singapore International Conference on Finance 2008, European Corporate Governance Institute (ECGI) - Finance Working Paper No. 221/2008
Number of pages: 46 Posted: 06 Mar 2008 Last Revised: 31 Oct 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 733 (48,603)
Citation 45

Abstract:

Loading...

foreign bank lending, emerging markets, competition, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

CEPR Discussion Paper No. DP6958
Number of pages: 51 Posted: 02 Dec 2008
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 2 (913,925)
  • Add to Cart

Abstract:

Loading...

competition, emerging markets, foreign bank lending, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

Journal of International Economics, Forthcoming
Posted: 13 Aug 2011
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

foreign bank lending, emerging markets, competition, lending relationships

19.

To What Extent Will the Banking Industry Be Globalized? A Study of Bank Nationality and Reach in 20 European Nations

Number of pages: 38 Posted: 29 May 2002
University of South Carolina - Darla Moore School of Business, Universidade Nova de Lisboa - Faculdade de Economia, University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 726 (49,860)
Citation 32

Abstract:

Loading...

Bank, Globalization, Europe, Mergers

20.

Islamic Finance in Europe

ECB Occasional Paper No. 146
Number of pages: 74 Posted: 24 Aug 2013
European Central Bank (ECB), Banque Centrale du Luxembourg, European Central Bank (ECB), Bank of Italy, Banque Centrale du Luxembourg, Kuwait Finance House Research, European Union - European Commission, University of Zurich - Department of Banking and Finance and State Bank of Pakistan - Monetary Policy Department
Downloads 721 (50,319)

Abstract:

Loading...

Islamic finance, central bank monetary policy and regulations, globalisation, financial institutions, financing policy, corporate governance and culture, social responsibility

21.

Bank Relationships and Firm Profitability

Number of pages: 37 Posted: 13 Apr 1999
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 700 (52,389)
Citation 6

Abstract:

Loading...

22.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 35 Posted: 05 Jan 2012 Last Revised: 28 Apr 2017
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 665 (55,964)

Abstract:

Loading...

bank lending channel, credit supply, business cycle, credit crunch, capital

The Price of Law: The Case of the Eurozone Collective Action Clauses

Carletti, Elena, Paolo Colla, Mitu G. Gulati and Steven Ongena, Forthcoming, The price of law: The case of the Eurozone Collective Action Clauses, Review of Financial Studies., Duke Law School Public Law & Legal Theory Series No. 2020-73
Number of pages: 51 Posted: 03 Aug 2016 Last Revised: 25 Jan 2022
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department of Banking and Finance
Downloads 344 (122,557)
Citation 10

Abstract:

Loading...

collective action clauses, sovereign yields, reputation of law

The Price of Law: The Case of the Eurozone Collective Action Clauses

Duke Law School Public Law & Legal Theory Series No. 2016-1, Swiss Finance Institute Research Paper No. 17-35
Number of pages: 33 Posted: 07 Nov 2015 Last Revised: 16 Nov 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department of Banking and Finance
Downloads 303 (140,376)

Abstract:

Loading...

collective action clauses, sovereign yields, reputation of law

24.

“Sorry, We're Closed" Bank Branch Closures, Loan Pricing, and Information Asymmetries

Number of pages: 109 Posted: 19 Mar 2016 Last Revised: 28 Sep 2020
Diana Bonfim, Gil Nogueira and Steven Ongena
Banco de Portugal, New York University (NYU) - Department of Finance and University of Zurich - Department of Banking and Finance
Downloads 629 (60,102)
Citation 11

Abstract:

Loading...

competition, banking sector, market structure

25.

Collateralization, Bank Loan Rates and Monitoring

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 11 Aug 2011 Last Revised: 18 Feb 2014
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department of Banking and Finance and Norges Bank - Research Department
Downloads 628 (60,238)
Citation 29

Abstract:

Loading...

collateral, credit rationing, differences-in-differences, floating lien, loan contracts, monitoring, natural experiment

26.

Connected Banks and Economic Policy Uncertainty

Swiss Finance Institute Research Paper No. 20-77
Number of pages: 41 Posted: 01 Sep 2020 Last Revised: 25 Apr 2022
Hua Cheng, Kishore Gawande, Steven Ongena and Shusen Qi
Nankai University - School of Finance, University of Texas at Austin, University of Zurich - Department of Banking and Finance and Xiamen University - School of Management
Downloads 622 (60,966)
Citation 2

Abstract:

Loading...

Policy uncertainty; Political connections; Bank risk-taking

27.

The Impact of Bank Consolidation on Commercial Borrower Welfare

Number of pages: 55 Posted: 08 Nov 2000
Jason J. Karceski, Steven Ongena and David C. Smith
LSV Asset Management, University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 622 (60,966)
Citation 15

Abstract:

Loading...

Bank relationships, bank mergers, market power

28.

The Perennial Challenge to Counter Too-Big-To-Fail in Banking: Empirical Evidence from the New International Regulation Dealing with Global Systemically Important Banks

Swiss Finance Institute Research Paper No. 14-33
Number of pages: 50 Posted: 22 May 2014 Last Revised: 23 Jan 2015
WHU - Otto Beisheim School of Management, University of Zurich - Department of Banking and Finance and WHU - Otto Beisheim School of Management
Downloads 617 (61,587)
Citation 11

Abstract:

Loading...

TBTF, Too Big to Fail, G-SIB, Global Systemically Important Bank, Bank Regulation, Unintended Consequences

29.

The COVID-19 Pandemic and Sovereign Bond Risk

Swiss Finance Institute Research Paper No. 20-42, North American Journal of Economics and Finance, forthcoming
Number of pages: 41 Posted: 21 May 2020 Last Revised: 03 Aug 2021
Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department of Banking and Finance and Alexandru Ioan Cuza University of Iasi
Downloads 608 (62,773)
Citation 4

Abstract:

Loading...

Adapting lending policies in a “negative-for-long” scenario

Swiss Finance Institute Research Paper No. 21-75
Number of pages: 65 Posted: 30 Apr 2018 Last Revised: 06 Jul 2022
Banco de España, Banco de España, Banco de España and University of Zurich - Department of Banking and Finance
Downloads 281 (151,762)
Citation 1

Abstract:

Loading...

negative interest rates, negative for long, zero lower bound, lending policies, bank capital ratio, risk taking.

Adapting lending policies in a “negative-for-long” scenario (Updated October 2020)

Banco de Espana Working Paper No. 1832
Number of pages: 46 Posted: 08 Oct 2018 Last Revised: 15 Oct 2020
Banco de España, Banco de España, Banco de España and University of Zurich - Department of Banking and Finance
Downloads 155 (263,615)
Citation 29

Abstract:

Loading...

negative interest rates, negative for long, lending policies, banks capital ratio, risk taking

Adapting Lending Policies When Negative Interest Rates Hit Banks’ Profits

Paris December 2018 Finance Meeting EUROFIDAI - AFFI
Number of pages: 43 Posted: 30 Apr 2018
Banco de España, Banco de España, Banco de España and University of Zurich - Department of Banking and Finance
Downloads 138 (289,412)
Citation 21

Abstract:

Loading...

negative interest rates; risk taking; lending policies

31.
Downloads 553 ( 70,761)
Citation 9

On-Site Inspecting Zombie Lending

Swiss Finance Institute Research Paper No. 20-16
Number of pages: 67 Posted: 27 Feb 2020 Last Revised: 11 Nov 2021
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 553 (69,960)
Citation 1

Abstract:

Loading...

zombie lending, bank supervision

On-Site Inspecting Zombie Lending

CEPR Discussion Paper No. DP14754
Number of pages: 53 Posted: 20 May 2020
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 0
  • Add to Cart

Abstract:

Loading...

Informal or Formal Financing? Evidence on the Co-Funding of Chinese Firms

Number of pages: 41 Posted: 17 Mar 2012 Last Revised: 01 Feb 2016
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 346 (121,771)
Citation 10

Abstract:

Loading...

informal finance, formal finance, co-funding, sales growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

BOFIT Discussion Paper No. 14/2013
Number of pages: 54 Posted: 05 Jul 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 103 (357,946)

Abstract:

Loading...

informal finance, formal finance, co-funding, growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

European Banking Center Discussion Paper No. 2013-006, CentER Discussion Paper Series No. 2013-034
Number of pages: 63 Posted: 18 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 52 (524,477)
Citation 3

Abstract:

Loading...

Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

KU Leuven - Faculty of Economics and Business Working Paper No. AFI _1380
Number of pages: 64 Posted: 19 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 38 (595,877)
Citation 2

Abstract:

Loading...

Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

CEPR Discussion Paper No. DP9519
Number of pages: 64 Posted: 25 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 1 (930,537)
  • Add to Cart

Abstract:

Loading...

Co-Funding, Formal Finance, Growth, Informal Finance

Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation

Swiss Finance Institute Research Paper No. 19-45
Number of pages: 73 Posted: 04 May 2016 Last Revised: 13 Sep 2019
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department of Banking and Finance and European Central Bank (ECB)European Central Bank (ECB)
Downloads 506 (78,182)
Citation 21

Abstract:

Loading...

Credit reallocation, bank funding shock, domestic credit, sector specialization, firm risk

Some Borrowers Are More Equal than Others: Bank Funding Shocks and Credit Reallocation

ECB Working Paper No. 2230 (2019); ISBN 978-92-899-3492-3
Number of pages: 73 Posted: 31 Jan 2019
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department of Banking and Finance and European Central Bank (ECB)European Central Bank (ECB)
Downloads 28 (660,381)
Citation 1

Abstract:

Loading...

credit reallocation, bank funding shock, bank credit, sector market share, sector specialization, firm risk

34.

Empirical Evidence on the Duration of Bank Relationships

BI-DP 1997-3
Number of pages: 31 Posted: 22 Apr 1997
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance
Downloads 517 (76,931)
Citation 43

Abstract:

Loading...

35.

The Impact of Policy Interventions on Systemic Risk across Banks

Swiss Finance Institute Research Paper No. 20-101
Number of pages: 55 Posted: 21 Mar 2015 Last Revised: 03 Nov 2021
Simona Nistor and Steven Ongena
Babes-Bolyai University - Department of Finance and University of Zurich - Department of Banking and Finance
Downloads 492 (81,736)
Citation 1

Abstract:

Loading...

systemic risk, policy interventions, risk strategies, systemically important banks

36.

ESG and Systemic Risk

Swiss Finance Institute Research Paper No. 22-25
Number of pages: 40 Posted: 15 Mar 2022 Last Revised: 26 Jul 2022
Alexandru Ioan Cuza University - Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iasi, University of Zurich - Department of Banking and Finance and Alexandru Ioan Cuza University of Iasi
Downloads 478 (84,585)

Abstract:

Loading...

Systemic Risk, Financial Stability, Corporate Social Responsibility (CSR), Environmental, Social and Governance (ESG) Scores

37.

The Economic Impact of Merger Control: What is Special about Banking?

ECB Working Paper No. 786
Number of pages: 60 Posted: 26 Jul 2007
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 473 (85,663)
Citation 2

Abstract:

Loading...

specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial regulation

38.

Distressed Relationships: Lessons from the Norwegian Banking Crisis (1988-1991)

Number of pages: 44 Posted: 11 Feb 2000
Steven Ongena, David C. Smith and Dag Michalsen
University of Zurich - Department of Banking and Finance, University of Virginia - McIntire School of Commerce and BI Norwegian Business School
Downloads 471 (86,101)
Citation 10

Abstract:

Loading...

39.

The Agency of CoCos: Why Contingent Convertible Bonds Aren't for Everyone

Swiss Finance Institute Research Paper No. 19-43, Journal of Financial Intermediation, Forthcoming
Number of pages: 54 Posted: 11 Nov 2017 Last Revised: 10 Aug 2020
Roman Goncharenko, Steven Ongena and Asad Rauf
KU Leuven - Department of Accountancy, Finance and Insurance (AFI), University of Zurich - Department of Banking and Finance and University of Groningen
Downloads 467 (87,012)
Citation 5

Abstract:

Loading...

CoCos, Contingent Convertible Bonds, Bank Capital Structure, Debt Overhang, Basel III

40.

In Lands of Foreign Currency Credit, Bank Lending Channels Run Through?

CFS Working Paper, No. 474, Swiss Finance Institute Research Paper No. 20-104, Journal of International Economics, Forthcoming
Number of pages: 92 Posted: 09 Oct 2014 Last Revised: 11 Dec 2020
Steven Ongena, Ibolya Schindele and Dzsamila Vonnák
University of Zurich - Department of Banking and Finance, Central European University and Hungarian Academy of Sciences (HAS) - Institute of Economics CERS-HAS (IEHAS)
Downloads 446 (91,848)
Citation 8

Abstract:

Loading...

bank balance-sheet channel, monetary policy, foreign currency lending

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

ECB Working Paper No. 498
Number of pages: 53 Posted: 09 Jul 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 412 (99,790)
Citation 5

Abstract:

Loading...

Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

CEPR Discussion Paper No. 5151
Number of pages: 54 Posted: 17 Aug 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 30 (646,238)
Citation 1
  • Add to Cart

Abstract:

Loading...

Foreign bank lending, emerging markets, competition, lending relationships

42.

Household Inequality, Entrepreneurial Dynamism, and Corporate Financing

Swiss Finance Institute Research Paper No. 14-27
Number of pages: 80 Posted: 23 Apr 2014 Last Revised: 12 Jun 2020
Fabio Braggion, Mintra Dwarkasing and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management, Erasmus University Rotterdam and University of Zurich - Department of Banking and Finance
Downloads 438 (93,727)
Citation 2

Abstract:

Loading...

Wealth Inequality; Entrepreneurship; Homestead Act; EIG Taxes

43.

Market Discipline through Credit Ratings and Too-Big-to-Fail in Banking

Swiss Finance Institute Research Paper No. 17-09
Number of pages: 76 Posted: 07 Mar 2017 Last Revised: 09 Aug 2019
Sascha Kolaric, Florian Kiesel and Steven Ongena
University of Edinburgh Business School, Free University of Bolzano-Bozen and University of Zurich - Department of Banking and Finance
Downloads 431 (95,558)
Citation 5

Abstract:

Loading...

Credit Ratings, CDS, Too-Big-To-Fail

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

ECB Working Paper No. 1179
Number of pages: 61 Posted: 26 Apr 2010
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 322 (131,626)

Abstract:

Loading...

non-financial and financial borrower balance-sheet channels, financial accelerator, firm borrowing capacity, credit supply, business cycle, monetary policy, credit channel, net worth, capital, liquidity, 2007-09 crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Banco de Espana Working Paper No. 1030
Number of pages: 44 Posted: 01 Oct 2010
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 101 (362,717)
Citation 61

Abstract:

Loading...

Non-Financial and Financial Borrower Balance-Sheet Channels, Financial Accelerator, Firm Borrowing Capacity, Credit Supply, Business Cycle, Monetary Policy, Credit Channel, Net Worth, Capital, Liquidity, 2007-09 Crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

CEPR Discussion Paper No. DP7655
Number of pages: 53 Posted: 08 Feb 2010
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 6 (862,770)
Citation 2
  • Add to Cart

Abstract:

Loading...

credit supply, financial accelerator, firm borrowing capacity, non-financial and financial borrower balance-sheet channels

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

CFS Working Paper, No. 529
Number of pages: 72 Posted: 19 Feb 2016 Last Revised: 05 Jan 2018
Qing He, Liping Lu and Steven Ongena
Renmin University of China, VU University Amsterdam - Department of Finance and Financial Sector Management and University of Zurich - Department of Banking and Finance
Downloads 330 (128,293)
Citation 5

Abstract:

Loading...

Entrusted loan, inter-corporate loan, credit misallocation, certification

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

BOFIT Discussion Paper No. 1/2015
Number of pages: 49 Posted: 17 Feb 2016
Qing He, Liping Lu and Steven Ongena
Renmin University of China, VU University Amsterdam - Department of Finance and Financial Sector Management and University of Zurich - Department of Banking and Finance
Downloads 92 (385,220)

Abstract:

Loading...

G30, G140, G210, entrusted loan, inter-corporate loan, credit misallocation, certification

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 43 Posted: 16 Feb 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 281 (151,762)
Citation 1

Abstract:

Loading...

bank orientation, bank industry specialization, competition, lending relationships.

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 59 Posted: 30 Jun 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 112 (337,827)
Citation 11

Abstract:

Loading...

bank orientation, bank industry specialization, competition, lending relationships

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 64 Posted: 23 Sep 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 29 (653,182)
Citation 11
  • Add to Cart

Abstract:

Loading...

Bank orientation, bank industry specialization, competition, lending relationships

The Impact of Organizational Structure and Lending Technology on Banking Competition

EFA 2006 Zurich Meetings, CentER Discussion Paper Series No. 2006-67, TILEC Discussion Paper No. 2007-019
Number of pages: 54 Posted: 22 Feb 2006
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 417 (98,361)
Citation 8

Abstract:

Loading...

banking sector, bank size, competition, mode of organization, hierarchies, authority, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

CEPR Discussion Paper No. DP6412
Number of pages: 55 Posted: 30 May 2008
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 4 (886,276)
Citation 5
  • Add to Cart

Abstract:

Loading...

authority, banking sector, competition, hierarchies, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

Review of Finance, Vol. 13, Issue 2, pp. 225-259, 2009
Posted: 21 Apr 2009
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

G21, L11, L14

CDS and Credit: The Effect of the Bangs on Cheaper Credit Insurance, More Lending and Hedging

Number of pages: 73 Posted: 19 May 2015 Last Revised: 08 Apr 2022
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and School of Economics, Shandong University
Downloads 335 (126,240)
Citation 1

Abstract:

Loading...

Credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC)

CDS and Credit: Testing the Small Bang Theory of the Financial Universe with Micro Data

Bundesbank Discussion Paper No. 16/2017
Number of pages: 42 Posted: 27 Jun 2017
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and School of Economics, Shandong University
Downloads 73 (442,300)

Abstract:

Loading...

credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC)

CDS and Credit: After the Bangs Cheaper Credit Insurance, More Lending and Hedging

CEPR Discussion Paper No. DP16744
Number of pages: 74 Posted: 04 Feb 2022
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and School of Economics, Shandong University
Downloads 0
  • Add to Cart

Abstract:

Loading...

49.

Determinants of Price Discrimination and Switching Mortgage Provider in Times of Regulation and Digitalization

Swiss Finance Institute Research Paper No. 21-67
Number of pages: 41 Posted: 04 Oct 2021 Last Revised: 11 Oct 2021
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department of Banking and Finance, Zeppelin University, Chair of Finance and Norwegian University of Science and Technology (NTNU) - Department of International Business
Downloads 402 (103,522)

Abstract:

Loading...

Mortgage lending, Financial regulation, Consumer protection, digitalization, Price discrimination

50.
Downloads 401 (103,834)
Citation 8

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 01 Mar 2008 Last Revised: 29 May 2013
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 196 (215,290)
Citation 5

Abstract:

Loading...

foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 112 (337,827)
Citation 6

Abstract:

Loading...

foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

EFA 2009 Bergen Meetings Paper
Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 92 (385,220)
Citation 1

Abstract:

Loading...

foreign currency borrowing, competition, banking sector, market structure.

Foreign Currency Borrowing by Small Firms

CEPR Discussion Paper No. DP7540
Number of pages: 82 Posted: 17 Nov 2009
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 1 (930,537)
  • Add to Cart

Abstract:

Loading...

banking structure, competition, foreign currency borrowing, market structure

51.

Bank Market Power and Firm Performance

Number of pages: 51 Posted: 03 Feb 2015 Last Revised: 19 Nov 2015
Manthos D. Delis, Sotirios Kokas and Steven Ongena
Audencia Business School, University of Essex - Essex Business School and University of Zurich - Department of Banking and Finance
Downloads 397 (105,355)
Citation 2

Abstract:

Loading...

Bank market power, Lerner index, Firm performance, Syndicated loans

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

De Nederlandsche Bank Working Paper No. 505
Number of pages: 66 Posted: 12 Mar 2016 Last Revised: 21 Jul 2018
University of Zurich - Department of Banking and Finance, European Central Bank (ECB) and Bank of England
Downloads 218 (195,111)
Citation 52

Abstract:

Loading...

Sovereign debt, sovereign-bank loop, moral suasion

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

ECB Working Paper No. 1937
Number of pages: 58 Posted: 24 Aug 2016
University of Zurich - Department of Banking and Finance, European Central Bank (ECB) and Bank of England
Downloads 168 (246,178)

Abstract:

Loading...

sovereign debt, sovereign‐bank loop, moral suasion

Collateral Damaged? Priority Structure, Credit Supply, and Firm Performance

Number of pages: 91 Posted: 25 Nov 2015 Last Revised: 26 Mar 2019
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department of Banking and Finance and Norges Bank - Research Department
Downloads 252 (169,471)
Citation 6

Abstract:

Loading...

Collateral, investment, financial constraints, differences-in-differences, floating lien, seniority

Collateral Damage? On Collateral, Corporate Financing and Performance

ECB Working Paper No. 1918
Number of pages: 55 Posted: 19 Jun 2016
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department of Banking and Finance and Norges Bank - Research Department
Downloads 118 (325,496)

Abstract:

Loading...

collateral, investment, financial constraints, differences-in-differences, floating lien

54.

Population aging and bank risk-taking

Swiss Finance Institute Research Paper No. 20-62
Number of pages: 50 Posted: 05 Aug 2019 Last Revised: 27 Jul 2022
Sebastian Doerr, Gazi Kabas and Steven Ongena
Bank for International Settlements, University of Zurich - Department of Banking and Finance and University of Zurich - Department of Banking and Finance
Downloads 369 (114,163)

Abstract:

Loading...

Risk-taking, financial stability, low interest rates, population aging, demographics

55.

Efficiency Convergence in Islamic and Conventional Banks

Number of pages: 43 Posted: 02 May 2017 Last Revised: 23 Sep 2018
University of Huddersfield, University of Zurich - Department of Banking and Finance, University of Bath, Lancaster University and Lancaster University Management School
Downloads 365 (115,528)
Citation 2

Abstract:

Loading...

Efficiency Convergence, Random Parameter Estimation, Conditional β-Convergence, Islamic Banks, Classification Trees

56.
Downloads 359 (117,691)
Citation 1

The Impact of Merger Legislation on Bank Mergers

Swiss Finance Institute Research Paper No. 16-33
Number of pages: 46 Posted: 21 May 2016 Last Revised: 09 Jul 2016
Bocconi University - Department of Finance, University of Zurich - Department of Banking and Finance, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Stockholm School of Economics (SITE)
Downloads 192 (219,245)
Citation 1

Abstract:

Loading...

banks; mergers and acquisitions; merger control; antitrust

The Impact of Merger Legislation on Bank Mergers

FRB of Cleveland Working Paper No. 16-14R
Number of pages: 46 Posted: 15 Jun 2016 Last Revised: 10 Oct 2019
Bocconi University - Department of Finance, University of Zurich - Department of Banking and Finance, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Stockholm School of Economics (SITE)
Downloads 167 (247,412)

Abstract:

Loading...

banks, mergers and acquisitions, merger control, antitrust

The International Diversification of Banks and the Value of their Cross-Border M&A Advice

CentER Discussion Paper Series No. 2010-24, European Banking Center Discussion Paper No. 2010-03
Number of pages: 42 Posted: 22 Mar 2010 Last Revised: 31 Jul 2015
Monash University, University of Zurich - Department of Banking and Finance, Erasmus University - Rotterdam School of Management and Erasmus University - Rotterdam School of Management
Downloads 356 (117,972)
Citation 3

Abstract:

Loading...

Bank Diversification, Cross-Border Mergers and Acquisitions, Advisor Choice

The International Diversification of Banks and the Value of Their Cross-Border M&A Advice

CEPR Discussion Paper No. DP7735
Number of pages: 50 Posted: 17 Mar 2010
Abe de Jong, Steven Ongena and Marieke van der Poel
Monash University, University of Zurich - Department of Banking and Finance and Erasmus University - Rotterdam School of Management
Downloads 3 (899,256)
  • Add to Cart

Abstract:

Loading...

Advisor Choice, Bank Diversification, Cross-Border Mergers and Acquisitions

58.

Fear, Anger and Credit. On Bank Robberies and Loan Conditions

BAFFI CAREFIN Centre Research Paper No. 2015-10, Swiss Finance Institute Research Paper No. 19-42
Number of pages: 91 Posted: 02 Sep 2015 Last Revised: 12 Sep 2019
Paola Morales Acevedo and Steven Ongena
Tilburg University - Center for Economic Research (CentER) and University of Zurich - Department of Banking and Finance
Downloads 351 (120,665)
Citation 8

Abstract:

Loading...

behavioural finance, bank robberies, transactional versus relationship lending

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Swiss Finance Institute Research Paper No. 17-74
Number of pages: 64 Posted: 09 Jan 2018 Last Revised: 26 Jan 2022
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance and Maastricht University
Downloads 291 (146,392)
Citation 2

Abstract:

Loading...

Branch clustering, information sharing, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

EBRD Working Paper No. 223
Number of pages: 55 Posted: 27 Nov 2018 Last Revised: 26 Mar 2020
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance and Maastricht University
Downloads 43 (568,532)
Citation 1

Abstract:

Loading...

Branch clustering, information sharing, spatial oligopoly model

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CentER Discussion Paper Series No. 2018-038
Number of pages: 55 Posted: 20 Sep 2018
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance and Maastricht University
Downloads 14 (779,104)

Abstract:

Loading...

branch clustering, information sharing, spatial oligopoly model

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CEPR Discussion Paper No. DP15829
Number of pages: 61 Posted: 01 Mar 2021
European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance, Xiamen University - School of Management and Maastricht University
Downloads 0
  • Add to Cart

Abstract:

Loading...

60.

The Economic Impact of Merger Control Legislation

FDIC Center for Financial Research Working Paper No. 2008-12, TILEC Discussion Paper No. 2008-006
Number of pages: 51 Posted: 20 Feb 2008 Last Revised: 13 Jan 2015
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 346 (122,557)
Citation 6

Abstract:

Loading...

mergers and acquisitions, competition policy, legal institutions, financial regulation

61.

Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small- and Medium-Sized Enterprises? Evidence from China

European Banking Center Discussion Paper No. 2012-007
Number of pages: 51 Posted: 13 Feb 2011 Last Revised: 10 Dec 2014
Terence Tai-Leung Chong, Liping Lu and Steven Ongena
The Chinese University of Hong Kong (CUHK) - Lau Chor Tak Institute of Global Economics and Finance, VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 345 (122,928)
Citation 9

Abstract:

Loading...

Banking Competition, SMEs Financing, Credit Constraints

The countercyclical capital buffer and the composition of bank lending

Swiss Finance Institute Research Paper No. 21-66
Number of pages: 61 Posted: 24 Mar 2019 Last Revised: 24 Feb 2022
Raphael Auer, Alexandra Matyunina and Steven Ongena
Swiss National Bank, University of Zurich and University of Zurich - Department of Banking and Finance
Downloads 192 (219,245)
Citation 18

Abstract:

Loading...

macroprudential policy, spillovers, credit, bank capital, systemic risk

The Countercyclical Capital Buffer and the Composition of Bank Lending

BIS Working Paper No. 593
Number of pages: 45 Posted: 15 Dec 2016
Raphael Auer and Steven Ongena
Swiss National Bank and University of Zurich - Department of Banking and Finance
Downloads 152 (267,862)

Abstract:

Loading...

macroprudential policy, spillovers, credit, bank capital, systemic risk

63.

Credit, Income, and Inequality

FRB of New York Staff Report No. 929, Rev. March 2022, Proceedings of Paris December 2020 Finance Meeting EUROFIDAI - ESSEC
Number of pages: 78 Posted: 29 Jun 2020 Last Revised: 08 Mar 2022
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 342 (124,181)

Abstract:

Loading...

credit constraints, income, business loans, economic mobility, income inequality, regression discontinuity design

Asymmetric information and the securitization of SME loans

Swiss Finance Institute Research Paper No. 21-13
Number of pages: 53 Posted: 12 Feb 2021 Last Revised: 25 Apr 2022
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department of Banking and Finance
Downloads 237 (182,140)

Abstract:

Loading...

securitization, SME loans, moral hazard, adverse selection

Asymmetric Information and the Securitization of SME Loans

Bank of Italy Temi di Discussione (Working Paper) No. 1091
Number of pages: 48 Posted: 17 Mar 2017
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department of Banking and Finance
Downloads 94 (379,949)
Citation 27

Abstract:

Loading...

securitization, SME loans, moral hazard, adverse selection

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Swiss Finance Institute Research Paper No. 19-39
Number of pages: 69 Posted: 09 Aug 2019 Last Revised: 21 Oct 2021
Christoph Basten and Steven Ongena
University of Zurich and University of Zurich - Department of Banking and Finance
Downloads 324 (130,775)
Citation 4

Abstract:

Loading...

Mortgage Lending, Spatial Competition, Multi-Product Pricing, Cross-Selling, Complementary Demand, Add-In Pricing, Bartik Instrument, Shift-Share Instrument, Credit Risk, Diversification, Automation, FinTech

The Geography of Mortgage Lending in Times of FinTech

CEPR Discussion Paper No. DP14918
Number of pages: 57 Posted: 29 Jun 2020
Christoph Basten and Steven Ongena
University of Zurich and University of Zurich - Department of Banking and Finance
Downloads 0
  • Add to Cart

Abstract:

Loading...

Banking Automation, Bartik instrument, Credit Risk Diversification, Fintech, Mortgage lending, Online Pricing, Pandemic, spatial competition

Banks vs. Markets: Are Banks More Effective in Facilitating Sustainability?

Swiss Finance Institute Research Paper No. 22-22
Number of pages: 48 Posted: 13 Mar 2022 Last Revised: 19 Apr 2022
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department of Banking and Finance, University of Bath, School of management and University of Bath - School of Management
Downloads 219 (194,227)

Abstract:

Loading...

ESG Risk, Debt Structure, Capital Structure, Debt Choices, Bank Monitoring

Banks vs. Markets: Are Banks More Effective in Facilitating Sustainability?

BOFIT Discussion Paper No. 5/2022
Number of pages: 44 Posted: 28 Apr 2022 Last Revised: 29 Apr 2022
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department of Banking and Finance, University of Bath, School of management and University of Bath - School of Management
Downloads 97 (372,402)

Abstract:

Loading...

ESG risk, debt structure, capital structure, debt choices, bank monitoring

67.

Distance, Bank Organizational Structure, and Credit

TILEC Discussion Paper No. 2007-018
Number of pages: 31 Posted: 11 Jun 2007
Hans Degryse, Geraldo Cerqueiro and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), Catolica-Lisbon SBE and University of Zurich - Department of Banking and Finance
Downloads 313 (136,317)
Citation 3

Abstract:

Loading...

financial intermediation, distance, organizations, loan rates, collateral

68.
Downloads 309 (138,206)
Citation 16

Creditor Concentration: An Empirical Investigation

Number of pages: 48 Posted: 11 Sep 2007 Last Revised: 08 Nov 2011
University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 264 (161,780)
Citation 15

Abstract:

Loading...

bank relationships, asymmetric financing, banking competition

Creditor Concentration: An Empirical Investigation

Bundesbank Series 2 Discussion Paper No. 2007,15
Number of pages: 72 Posted: 08 Jun 2016
University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 45 (558,151)
Citation 1

Abstract:

Loading...

bank relationships, asymmetric financing, banking competition

69.

Leveraged Loans: Is High Leverage Risk Priced in?

Swiss Finance Institute Research Paper No. 20-111
Number of pages: 58 Posted: 03 Dec 2020 Last Revised: 04 Apr 2022
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department of Banking and Finance, University of Bath, School of management and University of Bath - School of Management
Downloads 308 (138,672)

Abstract:

Loading...

Leverage Risk, Syndicated Loan Pricing, Leveraged Loan, Information Asymmetry

Bank Funding, Securitization and Loan Terms: Evidence from Foreign Currency Lending

European Banking Center Discussion Paper No. 2009-21, CentER Discussion Paper Series No. 2009-78
Number of pages: 55 Posted: 07 Oct 2009 Last Revised: 29 May 2013
Martin Brown, Karolin Kirschenmann and Steven Ongena
University of St. Gallen, ZEW – Leibniz Centre for European Economic Research and University of Zurich - Department of Banking and Finance
Downloads 299 (142,291)
Citation 9

Abstract:

Loading...

foreign currency debt, banking

Foreign Currency Loans - Demand or Supply Driven?

CEPR Discussion Paper No. DP7952
Number of pages: 50 Posted: 16 Aug 2010
Martin Brown, Karolin Kirschenmann and Steven Ongena
University of St. Gallen, ZEW – Leibniz Centre for European Economic Research and University of Zurich - Department of Banking and Finance
Downloads 3 (899,256)
  • Add to Cart

Abstract:

Loading...

banking, foreign currency debt

71.

Keep Walking? Geographical Proximity, Religion, and Relationship Banking

Number of pages: 39 Posted: 25 Jul 2015 Last Revised: 12 Jun 2018
Thorsten Beck, Steven Ongena and Ilkay Sendeniz-Yuncu
City University London - The Business School, University of Zurich - Department of Banking and Finance and Middle East Technical University
Downloads 293 (146,050)
Citation 4

Abstract:

Loading...

geography of banking, Islamic banking

Fixed Rate versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Swiss Finance Institute Research Paper No. 20-99
Number of pages: 87 Posted: 03 Dec 2020 Last Revised: 23 May 2022
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 106 (351,098)
Citation 1

Abstract:

Loading...

Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Bank of Italy Temi di Discussione (Working Paper) No. 1176
Number of pages: 75 Posted: 12 Jul 2018 Last Revised: 17 Aug 2019
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 83 (410,560)
Citation 8

Abstract:

Loading...

mortgages, financial duration, cross-border banks

Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Number of pages: 84 Posted: 31 Jan 2022
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 7 (851,721)

Abstract:

Loading...

Fixed Rate Mortgages, Adjustable Rate Mortgages, Euro Area Banks

Fixed Rate Versus Adjustable Rate Mortgages Evidence from Euro Area Banks

Number of pages: 85 Posted: 18 May 2022
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 5 (874,064)

Abstract:

Loading...

Fixed Rate versus Adjustable Rate Mortgages, European Banks, household finance

73.

Securitisation and Lending Standards: Evidence from the European Wholesale Loan Market

Number of pages: 30 Posted: 21 Mar 2011 Last Revised: 27 Mar 2015
Alper Kara, David Marques-Ibanez and Steven Ongena
University of Huddersfield, European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 274 (156,342)

Abstract:

Loading...

Securitisation, Bank Risk Taking, Syndicated Loans, Recent Financial Crisis

74.
Downloads 263 (162,993)

Pollution permits and financing costs

Swiss Finance Institute Research Paper No. 20-117
Number of pages: 91 Posted: 21 Dec 2020 Last Revised: 22 Feb 2022
Athens University of Economics and Business, Audencia Business School, University of Zurich - Department of Banking and Finance and Hellenic Open University (deceased)
Downloads 263 (162,380)

Abstract:

Loading...

Pollution permits; Loan spreads; Bond spreads; EU Emission Trading System; CO2 emissions

Pollution Permits and Financing Costs

CEPR Discussion Paper No. DP15517
Number of pages: 73 Posted: 23 Dec 2020
Athens University of Economics and Business, Audencia Business School, University of Zurich - Department of Banking and Finance and Hellenic Open University (deceased)
Downloads 0
  • Add to Cart

Abstract:

Loading...

Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital?

Swiss Finance Institute Research Paper No. 20-112
Number of pages: 75 Posted: 03 Dec 2020 Last Revised: 02 Jun 2022
Halle Institute for Economic Research, University of Zurich, Research Center SAFE, University of Zurich - Department of Banking and Finance, Board of Governors of the Federal Reserve System and KU Leuven
Downloads 147 (275,296)

Abstract:

Loading...

Bank capital requirements, regulatory forbearance

Supranational Rules, National Discretion: Increasing Versus Inflating Regulatory Bank Capital?

SAFE Working Paper No. 296
Number of pages: 56 Posted: 25 Nov 2020 Last Revised: 16 Feb 2021
Halle Institute for Economic Research, University of Zurich, Research Center SAFE, University of Zurich - Department of Banking and Finance, KU Leuven and Board of Governors of the Federal Reserve System
Downloads 115 (331,496)

Abstract:

Loading...

Supranational Rules, National Discretion: Increasing Versus Inflating Regulatory Bank Capital?

CEPR Discussion Paper No. DP15764
Number of pages: 57 Posted: 11 Feb 2021
Halle Institute for Economic Research, University of Zurich, Research Center SAFE, University of Zurich - Department of Banking and Finance, KU Leuven and Board of Governors of the Federal Reserve System
Downloads 0
  • Add to Cart

Abstract:

Loading...

76.

Flooded through the Back Door: The Role of Bank Capital in Local Shock Spillovers

Swiss Finance Institute Research Paper No. 20-07
Number of pages: 68 Posted: 03 Mar 2020 Last Revised: 02 Nov 2020
Oliver Rehbein, Oliver Rehbein and Steven Ongena
Halle Institute for Economic ResearchUniversity of Bonn - Department of Economics and University of Zurich - Department of Banking and Finance
Downloads 262 (163,639)
Citation 1

Abstract:

Loading...

natural disaster, real effects, shock transmission, bank capital

77.

Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks

CentER Discussion Paper Series No. 2013-040, European Banking Center Discussion Paper No. 2013-007
Number of pages: 45 Posted: 18 Jul 2013 Last Revised: 26 Sep 2015
University of Zurich - Department of Banking and Finance, Imperial College London and Bank of England
Downloads 258 (166,177)
Citation 21

Abstract:

Loading...

international transmission, firm real effects, foreign banks, international wholesale

Bank Capital Requirements, Loan Guarantees and Firm Performance

Swiss Finance Institute Research Paper No. 19-28
Number of pages: 46 Posted: 06 Jun 2019 Last Revised: 09 Jun 2019
Banco de España, School of Economics and Business, University of Navarra, University of Zurich - Department of Banking and Finance and University of Navarra - Department of Microbiology and Infectious Diseases
Downloads 223 (190,742)
Citation 34

Abstract:

Loading...

Banks, Asymmetric Information, Real Guarantees, Personal Guarantees, Risk Taking, Capital Requirements

'Keeping it Personal' or 'Getting Real'? On the Drivers and Effectiveness of Personal versus Real Loan Guarantees

Banco de Espana Working Paper No. 1715
Number of pages: 54 Posted: 09 May 2017
Banco de España, School of Economics and Business, University of Navarra, University of Zurich - Department of Banking and Finance and University of Navarra - Department of Microbiology and Infectious Diseases
Downloads 33 (626,341)
Citation 19

Abstract:

Loading...

banks, asymmetric information, real guarantees, personal guarantees, risk-taking, capital requirements

79.

The Demise of Branch Banking
Technology, Consolidation, Bank Fragility

Swiss Finance Institute Research Paper No. 20-83
Number of pages: 69 Posted: 30 Sep 2020 Last Revised: 22 Oct 2021
Jan Keil and Steven Ongena
Humboldt University of Berlin and University of Zurich - Department of Banking and Finance
Downloads 248 (172,670)
Citation 1

Abstract:

Loading...

branches, banking, technology, bank health, mergers

Management as the sine qua non for M&A Success

Number of pages: 99 Posted: 13 Sep 2017 Last Revised: 06 Dec 2020
Audencia Business School, University of Surrey - Surrey Business School, University of Glasgow - Adam Smith Business School, University of Zurich - Department of Banking and Finance and Lancaster University
Downloads 145 (278,320)

Abstract:

Loading...

Mergers and acquisitions, Management practices, Acquirer returns

Management practices and M&A success

Swiss Finance Institute Research Paper No. 20-102
Number of pages: 93 Posted: 07 Dec 2020 Last Revised: 13 Sep 2021
Audencia Business School, University of Surrey - Surrey Business School, University of Glasgow - Adam Smith Business School, University of Zurich - Department of Banking and Finance and Montpellier Business School
Downloads 100 (365,138)

Abstract:

Loading...

Mergers and acquisitions; Management practices; Acquirer returns

81.

Democratic Development and Credit 'Democracy Doesn`t Come Cheap' But At Least Credit to Its Corporations Will Be

Swiss Finance Institute Research Paper No. 17-14
Number of pages: 83 Posted: 15 May 2017 Last Revised: 12 Sep 2018
Manthos D. Delis, Iftekhar Hasan and Steven Ongena
Audencia Business School, Fordham University and University of Zurich - Department of Banking and Finance
Downloads 244 (175,397)
Citation 1

Abstract:

Loading...

Loan pricing; Loan spreads; Democratic institutions; Reversals

82.

Green versus sustainable loans: The impact on firms’ ESG performance

Swiss Finance Institute Research Paper No. 22-42
Number of pages: 46 Posted: 24 May 2022
Goethe University Frankfurt, University of Zurich - Department of Banking and Finance and Goethe University Frankfurt
Downloads 235 (183,278)

Abstract:

Loading...

Green Loans; Sustainability Linked Loans; Environmental, Social, and Governance (ESG) Performance; Sustainable Finance

83.

Foreign Ownership and Market Power in Banking: Evidence from a World Sample

Number of pages: 66 Posted: 12 May 2014 Last Revised: 04 Apr 2015
Manthos D. Delis, Sotirios Kokas and Steven Ongena
Audencia Business School, University of Essex - Essex Business School and University of Zurich - Department of Banking and Finance
Downloads 234 (182,588)
Citation 5

Abstract:

Loading...

Bank market power, competition, foreign banks, world sample

84.

Enforcement Actions on Banks and the Structure of Loan Syndicates

Number of pages: 72 Posted: 26 Apr 2016 Last Revised: 09 Oct 2019
Audencia Business School, University of Surrey - Surrey Business School, University of Essex - Essex Business School, University of Cyprus and University of Zurich - Department of Banking and Finance
Downloads 232 (184,054)
Citation 4

Abstract:

Loading...

Syndicated Loan Market, Syndicate Structure, Reputation of Lead Arranger, Enforcement Actions, Incomplete and Asymmetric Information, Loan-Level Data

Does Quantitative Easing Boost Bank Lending to the Real Economy or Cause Other Bank Asset Reallocation? The Case of the UK

Swiss Finance Institute Research Paper No. 19-72
Number of pages: 55 Posted: 04 Sep 2019 Last Revised: 17 Apr 2020
Simone Giansante, Mahmoud Fatouh and Steven Ongena
University of Bath - School of Management, Bank of England and University of Zurich - Department of Banking and Finance
Downloads 176 (236,606)

Abstract:

Loading...

monetary policy, quantitative easing, bank lending

Does Quantitative Easing Boost Bank Lending to the Real Economy or Cause Other Bank Asset Reallocation? The Case of the UK

Bank of England Working Paper No. 883
Number of pages: 56 Posted: 19 Aug 2020
Simone Giansante, Mahmoud Fatouh and Steven Ongena
University of Bath - School of Management, Bank of England and University of Zurich - Department of Banking and Finance
Downloads 49 (538,410)
Citation 6

Abstract:

Loading...

Monetary policy, quantitative easing, bank lending

86.

Working with Women, Do Men Get All the Credit?

Swiss Finance Institute Research Paper No. 18-01
Number of pages: 59 Posted: 18 Jan 2018 Last Revised: 24 Aug 2021
Shusen Qi, Steven Ongena and Hua Cheng
Xiamen University - School of Management, University of Zurich - Department of Banking and Finance and Nankai University - School of Finance
Downloads 224 (190,248)
Citation 1

Abstract:

Loading...

Credit Access, Gender, Discrimination, Teamwork

Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?

ECB Working Paper No. 1023
Number of pages: 46 Posted: 14 Feb 2009
Steven Ongena and Viorel Roscovan
University of Zurich - Department of Banking and Finance and Invesco
Downloads 175 (237,738)
Citation 2

Abstract:

Loading...

relationship banking, bank organization, bank origin, loan announcement return

Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?

Number of pages: 33 Posted: 04 Nov 2012
Steven Ongena and Viorel Roscovan
University of Zurich - Department of Banking and Finance and Invesco
Downloads 35 (613,790)
Citation 12

Abstract:

Loading...

relationship banking, bank organization, bank origin, loan announcement return

Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?

International Review of Finance, Vol. 13, Issue 2, pp. 137-159, 2013
Number of pages: 23 Posted: 08 May 2013
Steven Ongena and Viorel Roscovan
University of Zurich - Department of Banking and Finance and Invesco
Downloads 3 (899,256)

Abstract:

Loading...

88.

Gender Bias and Credit Market Barriers for Female Entrepreneurs

Number of pages: 49 Posted: 19 Sep 2012 Last Revised: 05 Nov 2013
Steven Ongena and Alexander A. Popov
University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 208 (204,048)

Abstract:

Loading...

cultural bias, gender-based discrimination, female-owned firms, credit supply

89.

On the Sequencing of Projects, Reputation Building, and Relationship Finance

Number of pages: 41 Posted: 29 Apr 2002
Dominik Egli, Steven Ongena and David C. Smith
University of Bern - Institute of Economics, University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 203 (208,627)
Citation 5

Abstract:

Loading...

relationship financing, reputation building, staged financing, contract enforcement, judicial efficiency

90.

Economic Support during the COVID Crisis. Quantitative Easing and Lending Support Schemes in the UK

Swiss Finance Institute Research Paper No. 21-54
Number of pages: 17 Posted: 23 Apr 2021 Last Revised: 16 Oct 2021
Mahmoud Fatouh, Simone Giansante and Steven Ongena
Bank of England, University of Bath - School of Management and University of Zurich - Department of Banking and Finance
Downloads 197 (214,368)

Abstract:

Loading...

Monetary policy, quantitative easing, bank lending

91.
Downloads 197 (214,368)
Citation 26

Rules versus Discretion in Loan Rate Setting

TILEC Discussion Paper No. 2007-026, CentER Discussion Paper No. 2007-59, CESifo Working Paper Series No. 2091
Number of pages: 47 Posted: 02 Mar 2007 Last Revised: 20 Feb 2014
Hans Degryse, Geraldo Cerqueiro and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), Catolica-Lisbon SBE and University of Zurich - Department of Banking and Finance
Downloads 192 (219,245)
Citation 3

Abstract:

Loading...

financial intermediation. loan rates, price discrimination, variance analysis

Rules versus Discretion in Loan Rate Setting

CEPR Discussion Paper No. DP6450
Number of pages: 44 Posted: 05 Jun 2008
Geraldo Cerqueiro, Hans Degryse and Steven Ongena
Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 5 (874,064)
Citation 4
  • Add to Cart

Abstract:

Loading...

Financial intermediation, loan rates, price discrimination, variance analysis

Interbank Market Integration, Loan Rates, and Firm Leverage

22nd Australasian Finance and Banking Conference 2009
Number of pages: 41 Posted: 01 Aug 2009 Last Revised: 08 Oct 2010
Steven Ongena and Alexander A. Popov
University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 141 (284,529)
Citation 1

Abstract:

Loading...

interbank markets, financial integration, selection, loan rates, bank competition, firm leverage

Interbank Market Integration, Loan Rates, and Firm Leverage

ECB Working Paper No. 1252
Number of pages: 52 Posted: 04 Oct 2010
Steven Ongena and Alexander A. Popov
University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 55 (511,069)

Abstract:

Loading...

interbank markets, selection, loan rates, bank competition, firm leverage

93.

'When the Cat's Away the Mice Will Play': Does Regulation at Home Affect Bank Risk Taking Abroad?

AFA 2013 San Diego Meetings Paper
Number of pages: 60 Posted: 14 Mar 2012
European Central Bank (ECB), University of Zurich - Department of Banking and Finance and Indiana University - Kelley School of Business - Department of Finance
Downloads 188 (223,380)
Citation 1

Abstract:

Loading...

bank regulation, cross-border financial institutions, lending standards, financial risk

94.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 37 Posted: 05 Jan 2012
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 186 (225,417)
Citation 21

Abstract:

Loading...

bank lending channel, credit supply, business cycle, credit crunch, capital

95.

The Impact of Competition on Bank Orientation

CentER Discussion Paper Series No. 2006-68
Number of pages: 41 Posted: 17 Sep 2006
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 183 (228,643)
Citation 4

Abstract:

Loading...

bank orientation, bank industry specialization, competition, lending relationships

96.
Downloads 182 (229,720)
Citation 1

Bank Standalone Credit Ratings

BIS Working Paper No. 542
Number of pages: 74 Posted: 02 Feb 2016
Michael R. King, Steven Ongena and Nikola A. Tarashev
Gustavson School Of Business, University of Zurich - Department of Banking and Finance and Bank for International Settlements (BIS) - Monetary and Economic Department
Downloads 149 (272,230)
Citation 1

Abstract:

Loading...

banks, standalone credit ratings, ratings catering, stock market reaction

Bank Standalone Credit Ratings

International Journal of Central Banking, Forthcoming
Number of pages: 44 Posted: 26 Mar 2019 Last Revised: 10 Apr 2019
Michael R. King, Steven Ongena and Nikola A. Tarashev
Gustavson School Of Business, University of Zurich - Department of Banking and Finance and Bank for International Settlements (BIS) - Monetary and Economic Department
Downloads 33 (626,341)

Abstract:

Loading...

97.

Bank Loan Announcements and Borrower Stock Returns Before and During the Recent Financial Crisis

Swiss Finance Institute Research Paper No. 14-26
Number of pages: 37 Posted: 10 Apr 2014 Last Revised: 03 Jul 2015
Chunshuo Li and Steven Ongena
Tilburg University - Department of Economics and Management and University of Zurich - Department of Banking and Finance
Downloads 181 (230,853)
Citation 8

Abstract:

Loading...

syndicated loans, borrower’s equity value, asymmetric information, event study, crisis, U.S.

98.

Bank Risk-Taking Abroad: Does Home-Country Regulation and Supervision Matter?

European Banking Center Discussion Paper No. 2011-007, Tilburg University CentER Discussion Paper No. 2011-032
Number of pages: 50 Posted: 26 Mar 2011
University of Zurich - Department of Banking and Finance, European Central Bank (ECB) and Indiana University - Kelley School of Business - Department of Finance
Downloads 180 (231,929)
Citation 2

Abstract:

Loading...

bank regulation, cross-border …nancial institutions, …financial risk

99.

Population Diversity and Financial Risk-Taking

Swiss Finance Institute Research Paper No. 20-53
Number of pages: 84 Posted: 07 Jul 2020 Last Revised: 01 Apr 2022
Audencia Business School, King's College London and University of Zurich - Department of Banking and Finance
Downloads 175 (238,743)

Abstract:

Loading...

Stock market participation; Equity share; SIPP; Immigrants; Individualism; Scientific knowledge; Financial endowment

100.

Banks, Non-Banks, and the Incorporation of Local Information in CMBS Loan Pricing

Swiss Finance Institute Research Paper No. 19-58
Number of pages: 51 Posted: 07 Nov 2019 Last Revised: 07 Jun 2022
Maastricht University, Maastricht University, University of Zurich - Department of Banking and Finance and John Molson School of Business, Concordia University
Downloads 174 (238,743)

Abstract:

Loading...

CMBS, non-bank lending, geographical distance, asymmetric information, loan spread

101.

Asymmetric Information and AHE Securitization of SME Loans

BIS Working Paper No. 601
Number of pages: 42 Posted: 10 Jan 2017
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department of Banking and Finance
Downloads 167 (247,071)

Abstract:

Loading...

securitization, SME loans, moral hazard, adverse selection

102.

Gender, Credit, and Firm Outcomes

Swiss Finance Institute Research Paper No. 19-70
Number of pages: 51 Posted: 23 Oct 2019 Last Revised: 02 Jan 2020
Audencia Business School, Fordham University, University of Surrey - Surrey Business School and University of Zurich - Department of Banking and Finance
Downloads 166 (248,354)
Citation 3

Abstract:

Loading...

Gender, Loan applications, Bank’s credit decision, Firm profitability and default

Fiscal Transfers, Local Government, and Entrepreneurship

Swiss Finance Institute Research Paper No. 20-89
Number of pages: 72 Posted: 20 Oct 2020 Last Revised: 04 Apr 2022
Piotr Danisewicz and Steven Ongena
University of Bristol and University of Zurich - Department of Banking and Finance
Downloads 162 (254,036)

Abstract:

Loading...

Fiscal transfers, Local government spending, Entrepreneurship, “Fuzzy” Regression Discontinuity Design.

Fiscal Transfers, Local Government, and Entrepreneurship

CEPR Discussion Paper No. DP15384
Number of pages: 51 Posted: 03 Nov 2020
Piotr Danisewicz and Steven Ongena
University of Bristol and University of Zurich - Department of Banking and Finance
Downloads 0
  • Add to Cart

Abstract:

Loading...

"Fuzzy" Regression Disconti-nuity Design, entrepreneurship, Fiscal Transfers, Local government spending

104.

Interbank Market Integration, Bank Competition, and Loan Rates

Number of pages: 43 Posted: 09 Feb 2009
Steven Ongena and Alexander A. Popov
University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 162 (253,561)
Citation 4

Abstract:

Loading...

interbank markets, selection, loan rates

105.

Catch, Restrict, and Release: The Real Story of Bank Bailouts

Swiss Finance Institute Research Paper No. 20-45
Number of pages: 55 Posted: 04 Jun 2020 Last Revised: 30 Aug 2021
University of South Carolina - Darla Moore School of Business, Babes-Bolyai University - Department of Finance, University of Zurich - Department of Banking and Finance and University of South Carolina - Darla Moore School of Business
Downloads 161 (254,936)
Citation 1

Abstract:

Loading...

bailout, debt guarantees, capital injections, bailout restrictions, regulatory restriction phase, restriction duration

106.

Gender Bias and Credit Access

ECB Working Paper No. 1822
Number of pages: 59 Posted: 10 Jul 2015
Steven Ongena and Alexander A. Popov
University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 156 (261,645)
Citation 10

Abstract:

Loading...

Cultural bias; Gender-based discrimination; Bank credit; Female-owned firms

107.

Risk Spillovers and Interconnectedness between Systemically Important Institutions

Swiss Finance Institute Research Paper No. 20-40
Number of pages: 69 Posted: 16 May 2020 Last Revised: 08 Sep 2021
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department of Banking and Finance, Alexandru Ioan Cuza University of Iasi and University of Sussex
Downloads 151 (268,523)

Abstract:

Loading...

systemic risk, interconnectedness, bank networks, Bayesian graphical VAR, textual analysis

108.

Securitization and Credit Quality

International Finance Discussion Paper No. 1148
Number of pages: 35 Posted: 04 Nov 2015 Last Revised: 28 Apr 2016
Alper Kara, David Marques-Ibanez and Steven Ongena
University of Huddersfield, European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 150 (269,948)

Abstract:

Loading...

Securitization, syndicated loans, credit risks

109.

Unintended Consequences of the Global Derivatives Market Reform

Swiss Finance Institute Research Paper No. 20-02
Number of pages: 54 Posted: 14 Jan 2020 Last Revised: 03 May 2022
Université Lyon 1 - Ecole Normale Supérieure (ENS) de Lyon, KU Leuven- Faculty of Economics & Business, University of Lausanne and University of Zurich - Department of Banking and Finance
Downloads 146 (275,907)
Citation 1

Abstract:

Loading...

Bank regulation, Regulatory arbitrage, OTC Markets, Derivatives, Crossborder financial institutions, Financial risk.

110.

Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks

De Nederlandsche Bank Working Paper No. 385
Number of pages: 48 Posted: 24 Jul 2013
University of Zurich - Department of Banking and Finance, Imperial College London and Bank of England
Downloads 134 (294,892)
Citation 19

Abstract:

Loading...

international transmission, firm real effects, foreign banks, international wholesale funding, credit shock

111.

Corporate Choice of Banks: Decision Factors, Decision Maker, and Decision Process – First Evidence

Number of pages: 48 Posted: 18 Mar 2009 Last Revised: 06 Jul 2010
University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Tilburg University
Downloads 134 (294,892)

Abstract:

Loading...

firm-bank relationships, switching, decision-making

The Disciplining Effect of Supervisory Scrutiny in the EU-Wide Stress Test

Swiss Finance Institute Research Paper No. 22-59, 2022
Number of pages: 67 Posted: 03 Aug 2022 Last Revised: 08 Aug 2022
European Central Bank (ECB), European Central Bank (ECB), Center for Latin American Monetary Studies – CEMLA and University of Zurich - Department of Banking and Finance
Downloads 27 (675,325)

Abstract:

Loading...

Stress Testing, Credit risk, Internal Models, Banking Supervision, banking regulation

The Disciplining Effect of Supervisory Scrutiny in the Eu-Wide Stress Test

CEPR Discussion Paper No. DP16157
Number of pages: 64 Posted: 14 Jul 2021
European Central Bank (ECB), Center for Latin American Monetary Studies – CEMLA, University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 0
  • Add to Cart

Abstract:

Loading...

113.

Back to the Roots of Internal Credit Risk Models: Why Do Banks’ Risk-Weighted Asset Levels Converge over Time?

Swiss Finance Institute Research Paper No. 22-33
Number of pages: 91 Posted: 20 Apr 2022 Last Revised: 22 Apr 2022
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, Zeppelin University, Chair of Finance and Norwegian University of Science and Technology (NTNU) - Department of International Business
Downloads 117 (325,719)

Abstract:

Loading...

Capital regulation, credit risk, internal ratings-based approach, regulatory arbitrage, risk-weighted assets

114.

The Effect of Unconventional Monetary Policy on Cross‐Border Bank Loans: Evidence from an Emerging Market

Swiss Finance Institute Research Paper No. 19-38
Number of pages: 53 Posted: 22 Jul 2019
Government of the Republic of Turkey - Central Bank of the Republic of Turkey, Central Bank of the Republic of Turkey, Central Bank of Turkey and University of Zurich - Department of Banking and Finance
Downloads 117 (325,719)
Citation 1

Abstract:

Loading...

bank lending channel; bank borrowing channel; monetary transmission; quantitative easing (QE); cross‐border bank loans, micro‐level data, capital requirements, financial de‐globalization

Do Exposures to Sagging Real Estate, Subprime or Conduits Abroad Lead to Contraction and Flight to Quality in Bank Lending at Home?

Number of pages: 57 Posted: 19 Feb 2016 Last Revised: 31 Aug 2017
University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 72 (445,722)
Citation 4

Abstract:

Loading...

financial sector, bank lending, real estate exposure, subprime, conduits

Do Exposures to Sagging Real Estate, Subprime or Conduits Abroad Lead to Contraction and Flight to Quality in Bank Lending at Home?

Bundesbank Discussion Paper No. 09/2015
Number of pages: 37 Posted: 21 Jun 2016
University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 43 (568,532)

Abstract:

Loading...

financial sector, bank lending, real estate exposure, subprime, conduits

116.

On Becoming an O-SII ('Other Systemically Important Institution')

Number of pages: 60 Posted: 17 Aug 2017 Last Revised: 10 May 2020
Alexandru Ioan Cuza University of Iasi, Babes-Bolyai University - Department of Finance, University of Zurich - Department of Banking and Finance and Alexandru Ioan Cuza University of Iasi
Downloads 114 (331,734)
Citation 2

Abstract:

Loading...

Other Systemically Important Institutions, Bank Stock Prices, CDS Spreads, Event Study, Abnormal Returns

117.

Bank Capital (Requirements) and Credit Supply: Evidence from Pillar 2 Decisions

Number of pages: 60 Posted: 17 Apr 2019
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics and University of Zurich - Department of Banking and Finance
Downloads 112 (335,900)
Citation 14

Abstract:

Loading...

capital requirements, credit supply, credit register, bank regulation

118.
Downloads 111 (338,025)
Citation 1

The Conflict Induced Costs of Lending

Swiss Finance Institute Research Paper No. 20-50
Number of pages: 78 Posted: 26 Jun 2020 Last Revised: 07 Jun 2022
Mrinal Mishra and Steven Ongena
University of Zurich - Department of Banking and Finance and University of Zurich - Department of Banking and Finance
Downloads 111 (340,022)
Citation 1

Abstract:

Loading...

The Effect of Conflict on Lending: Evidence from Indian Border Areas

CEPR Discussion Paper No. DP14925
Number of pages: 61 Posted: 29 Jun 2020
Mrinal Mishra and Steven Onge