Steven Ongena

University of Zurich - Department of Banking and Finance

Schönberggasse 1

Zürich, 8001

Switzerland

Swiss Finance Institute

c/o University of Geneva

40, Bd du Pont-d'Arve

CH-1211 Geneva 4

Switzerland

KU Leuven

Oude Markt 13

Leuven, Vlaams-Brabant 3000

Belgium

NTNU Business School

Norway

Centre for Economic Policy Research (CEPR)

London

United Kingdom

  • University of Zurich - Department of Banking and Finance

  • KU Leuven

  • NTNU Business School

SCHOLARLY PAPERS

211

DOWNLOADS
Rank 456

SSRN RANKINGS

Top 456

in Total Papers Downloads

71,502

SSRN CITATIONS
Rank 187

SSRN RANKINGS

Top 187

in Total Papers Citations

3,251

CROSSREF CITATIONS

1,472

Scholarly Papers (211)

Actions:
Email selected abstracts
1.

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank Loans

Downloads 3,448 ( 5,946)
Citation 46

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank Loans

Swiss Finance Institute Research Paper No. 18-10
Number of pages: 64 Posted: 17 Feb 2018 Last Revised: 31 Jan 2023
Manthos D. Delis, Kathrin de Greiff, Kathrin de Greiff, Maria Iosifidi and Steven Ongena
Audencia Business School, Swiss Finance InstituteUniversity Zurich, Montpellier Business School and University of Zurich - Department of Banking and Finance
Downloads 2,493 (9,740)
Citation 32

Abstract:

Loading...

Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Fossil fuel firms; Stranded assets.

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank loans

EBRD Working Paper No. 231
Number of pages: 75 Posted: 11 Sep 2019
Manthos D. Delis, Kathrin de Greiff, Kathrin de Greiff and Steven Ongena
Audencia Business School, Swiss Finance InstituteUniversity Zurich and University of Zurich - Department of Banking and Finance
Downloads 953 (42,090)
Citation 15

Abstract:

Loading...

Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms;

Being Stranded on the Carbon Bubble? Climate Policy Risk and the Pricing of Bank Loans

CEPR Discussion Paper No. DP12928
Number of pages: 65 Posted: 15 May 2018
Kathrin de Greiff, Kathrin de Greiff, Manthos D. Delis and Steven Ongena
Swiss Finance InstituteUniversity Zurich, Audencia Business School and University of Zurich - Department of Banking and Finance
Downloads 2 (1,084,893)
  • Add to Cart

Abstract:

Loading...

Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms; Stranded assets

2.

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

Downloads 2,745 ( 8,493)
Citation 174

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

European Banking Center Discussion Paper No. 2012-011
Number of pages: 44 Posted: 01 May 2012 Last Revised: 08 Aug 2015
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 2,021 (13,608)
Citation 26

Abstract:

Loading...

bank capital, dynamic provisioning, credit availability, financial crisis

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

National Bank of Belgium Working Paper No. 231
Number of pages: 67 Posted: 13 Oct 2012
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 724 (60,964)
Citation 100

Abstract:

Loading...

bank capital, dynamic provisioning, credit availability, financial crisis

3.

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

Downloads 1,829 (16,252)
Citation 143

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

SAFE Working Paper No. 156
Number of pages: 86 Posted: 01 Dec 2016 Last Revised: 22 Jan 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department of Banking and Finance and Board of Governors of the Federal Reserve System
Downloads 1,195 (30,355)
Citation 15

Abstract:

Loading...

Bank capital ratios, Bank regulation, Credit supply

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

Swiss Finance Institute Research Paper No. 16-70
Number of pages: 82 Posted: 30 Nov 2016 Last Revised: 22 Mar 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department of Banking and Finance and Board of Governors of the Federal Reserve System
Downloads 634 (72,425)
Citation 132

Abstract:

Loading...

bank capital requirements, bank lending, real economy

4.

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Downloads 1,759 (17,295)
Citation 358

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

CentER Discussion Paper Series No. 2007-75, AFA 2009 San Francisco Meetings Paper
Number of pages: 54 Posted: 03 Oct 2007 Last Revised: 13 May 2013
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 1,051 (36,527)
Citation 332

Abstract:

Loading...

monetary policy, financial stability, credit risk, credit supply composition, business cycle, bank capital

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Banco de Espana Working Paper No. 0833
Number of pages: 49 Posted: 27 Jan 2009
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 708 (62,824)
Citation 84

Abstract:

Loading...

monetary policy, low interest rates, financial stability, lending standards, credit risk-taking, credit composition, business cycle, liquidity risk

5.

Bank Relationships: A Review

Downloads 1,586 (20,240)
Citation 24

Bank Relationships: A Review

Number of pages: 37 Posted: 11 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance
Downloads 1,586 (19,887)
Citation 24

Abstract:

Loading...

Bank Relationships: A Review

Performance of Financial Institutions: Efficiency, Innovation, Regulations (P. Harker And S.A. Zenios, Ed.), Cambridge University Press
Posted: 16 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

6.

Green Versus Sustainable Loans: The Impact on Firms’ ESG Performance

Swiss Finance Institute Research Paper No. 22-42, Proceedings of the EUROFIDAI-ESSEC Paris December Finance Meeting 2022
Number of pages: 50 Posted: 24 May 2022 Last Revised: 04 Apr 2023
Özlem Dursun-de Neef, Steven Ongena and Gergana Tsonkova
Monash Business School - Department of Banking and Finance, University of Zurich - Department of Banking and Finance and Goethe University Frankfurt
Downloads 1,413 (24,161)
Citation 4

Abstract:

Loading...

Green Loans; Sustainability Linked Loans; Environmental, Social, and Governance (ESG) Performance; Sustainable Finance

7.

Climate Change Risk and the Cost of Mortgage Credit

Swiss Finance Institute Research Paper No. 20-97
Number of pages: 65 Posted: 03 Dec 2020 Last Revised: 14 Dec 2021
Duc Duy Nguyen, Steven Ongena, Shusen Qi and Vathunyoo Sila
Durham University, University of Zurich - Department of Banking and Finance, Xiamen University - School of Management and University of Edinburgh
Downloads 1,161 (32,193)
Citation 39

Abstract:

Loading...

bank loans, residential mortgages, climate change risk, sea level rise, securitization

8.

Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment

European Banking Center Discussion Paper No. 2009-04S, CentER Discussion Paper Series No. 2009-31S
Number of pages: 52 Posted: 26 May 2009 Last Revised: 01 Jul 2014
Vasso Ioannidou, Steven Ongena and José-Luis Peydró
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR), University of Zurich - Department of Banking and Finance and Imperial College London
Downloads 1,056 (36,833)
Citation 41

Abstract:

Loading...

low federal funds rate, lending standards, bank agency problems, credit and liquidity risk, subprime borrowers

9.

ESG and Systemic Risk

Swiss Finance Institute Research Paper No. 22-25
Number of pages: 40 Posted: 15 Mar 2022 Last Revised: 26 Jul 2022
George-Marian Aevoae, Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University - Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iasi, University of Zurich - Department of Banking and Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 997 (39,938)
Citation 9

Abstract:

Loading...

Systemic Risk, Financial Stability, Corporate Social Responsibility (CSR), Environmental, Social and Governance (ESG) Scores

10.

Pricing Contract Terms in a Crisis: Venezuelan Bonds in 2016

Forthcoming, Capital Markets Law Journal (2016)
Number of pages: 22 Posted: 13 Jun 2016 Last Revised: 11 Jul 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department of Banking and Finance
Downloads 958 (42,262)

Abstract:

Loading...

efficient markets, contracts, bonds, sovereign debt, collective action clauses, pari passu

11.

The Transmission of Monetary Policy Through Conventional and Islamic Banks

Downloads 924 (44,425)
Citation 4

The Transmission of Monetary Policy Through Conventional and Islamic Banks

European Banking Center Discussion Paper No. 2011-018, CentER Working Paper Series No. 2011-078
Number of pages: 56 Posted: 19 Jul 2011 Last Revised: 05 Feb 2013
Sajjad Zaheer, Steven Ongena and Sweder van Wijnbergen
State Bank of Pakistan, University of Zurich - Department of Banking and Finance and Universiteit van Amsterdam
Downloads 798 (53,528)
Citation 9

Abstract:

Loading...

Monetary policy, Islamic Banking, Pakistan

The Transmission of Monetary Policy Through Conventional and Islamic Banks

Tinbergen Institute Discussion Paper 12-048/2
Number of pages: 42 Posted: 27 Apr 2012
Sajjad Zaheer, Steven Ongena and Sweder van Wijnbergen
State Bank of Pakistan, University of Zurich - Department of Banking and Finance and Universiteit van Amsterdam
Downloads 126 (383,130)
Citation 1

Abstract:

Loading...

Monetary policy, Islamic Banking, Pakistan

12.

Islamic Finance in Europe

ECB Occasional Paper No. 146
Number of pages: 74 Posted: 24 Aug 2013
Filippo di Mauro, Pierluigi Caristi, Stéphane Couderc, Angela Di Maria, Lauren Ho, Baljeet Kaur Grewal, Sergio Masciantonio, Steven Ongena and Sajjad Zaheer
European Central Bank (ECB), Banque Centrale du Luxembourg, European Central Bank (ECB), Bank of Italy, Banque Centrale du Luxembourg, Kuwait Finance House Research, European Union - European Commission, University of Zurich - Department of Banking and Finance and State Bank of Pakistan
Downloads 913 (45,163)

Abstract:

Loading...

Islamic finance, central bank monetary policy and regulations, globalisation, financial institutions, financing policy, corporate governance and culture, social responsibility

13.

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Downloads 878 (47,636)

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

European Corporate Governance Institute (ECGI) - Finance Working Paper No. 91/2005, EFA 2005 Moscow Meetings Paper
Number of pages: 53 Posted: 21 Feb 2005 Last Revised: 09 Nov 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 878 (46,946)
Citation 44

Abstract:

Loading...

Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Forthcoming
Posted: 26 Jun 2007
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Vol. 13, Issue 2, pp. 181-223, 2009
Posted: 21 Apr 2009
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

G21, L11, L14

14.

'Time for a Change': Loan Conditions and Bank Behavior when Firms Switch Banks

Journal of Finance, 2010
Number of pages: 81 Posted: 26 Feb 2007 Last Revised: 21 Jan 2010
Vasso Ioannidou and Steven Ongena
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR) and University of Zurich - Department of Banking and Finance
Downloads 864 (48,855)
Citation 109

Abstract:

Loading...

competition, banking sector, market structure

15.

Taxing Bank Leverage: The Effects on Bank Portfolio Allocation

Number of pages: 69 Posted: 26 Aug 2016 Last Revised: 25 Sep 2020
Claire Celerier, Thomas K. Kick and Steven Ongena
University of Toronto - Rotman School of Management, Deutsche Bundesbank and University of Zurich - Department of Banking and Finance
Downloads 836 (50,977)
Citation 3

Abstract:

Loading...

Credit, Bank Leverage, Taxes, Capital Regulation

16.

Firm ESG Reputation Risk and Debt Choice

Downloads 824 (52,471)
Citation 1

Firm ESG Reputation Risk and Debt Choice

Swiss Finance Institute Research Paper No. 22-22
Number of pages: 54 Posted: 13 Mar 2022 Last Revised: 26 Apr 2023
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department of Banking and Finance, University of Bath, School of management and Bangor Business School
Downloads 560 (85,368)

Abstract:

Loading...

ESG Risk, Debt Structure, Capital Structure, Debt Choices, Information Asymmetry

Banks vs. Markets: Are Banks More Effective in Facilitating Sustainability?

BOFIT Discussion Paper No. 5/2022
Number of pages: 44 Posted: 28 Apr 2022 Last Revised: 29 Apr 2022
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department of Banking and Finance, University of Bath - School of Management and Bangor Business School
Downloads 264 (199,255)
Citation 1

Abstract:

Loading...

ESG risk, debt structure, capital structure, debt choices, bank monitoring

17.

Banks and Bonds: The Impact of Bank Loan Announcements on Bond and Equity Prices

EFA 2007 Ljubljana Meetings Paper
Number of pages: 37 Posted: 15 Feb 2007 Last Revised: 19 Mar 2009
Steven Ongena, Viorel Roscovan and Bas J. M. Werker
University of Zurich - Department of Banking and Finance, Invesco and Tilburg University - Center for Economic Research (CentER)
Downloads 793 (54,782)
Citation 16

Abstract:

Loading...

Asymmetric Information, Credit Markets, Loans, Bonds, Credit Spreads

18.

What Determines the Number of Bank Relationships? Cross-Country Evidence

Downloads 791 (54,941)

What Determines the Number of Bank Relationships? Cross-Country Evidence

Number of pages: 51 Posted: 01 May 1998
Steven Ongena and David C. Smith
University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 791 (54,152)
Citation 54

Abstract:

Loading...

What Determines the Number of Bank Relationships? Cross-Country Evidence

Posted: 28 Mar 2000
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

19.

Of Religion and Redemption: Evidence from Default on Islamic Loans

Downloads 788 (55,204)
Citation 52

Of Religion and Redemption: Evidence from Default on Islamic Loans

CentER Discussion Paper Series No. 2012-014, European Banking Center Discussion Paper No. 2012-008
Number of pages: 66 Posted: 17 Jan 2011 Last Revised: 19 Feb 2014
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department of Banking and Finance
Downloads 786 (54,601)
Citation 26

Abstract:

Loading...

Loan Default, Islamic Loans, Religion, Duration Analysis

Of Religion and Redemption: Evidence from Default on Islamic Loans

CEPR Discussion Paper No. DP8504
Number of pages: 68 Posted: 12 Aug 2011
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department of Banking and Finance
Downloads 2 (1,084,893)
Citation 7
  • Add to Cart

Abstract:

Loading...

Duration Analysis, Islamic Loans, Loan Default, Religion

20.

A Survival Analysis of Islamic and Conventional Banks

Journal of Financial Services Research, Forthcoming
Number of pages: 38 Posted: 31 May 2012 Last Revised: 11 Sep 2019
Vasileios Pappas, Steven Ongena, Marwan Izzeldin and Ana-Maria Fuertes
University of Bath, University of Zurich - Department of Banking and Finance, Lancaster University Management School and Bayes Business School, City, University of London
Downloads 779 (56,059)
Citation 13

Abstract:

Loading...

Islamic banks, Failure risk, Survival analysis, Financial intermediation

21.

Distance, Lending Relationships and Competition

Number of pages: 63 Posted: 01 Aug 2003
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 775 (56,469)
Citation 337

Abstract:

Loading...

spatial price discrimination, bank credit, lending relationships

22.

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

Downloads 754 (58,555)
Citation 56

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

AFA 2009 San Francisco Meetings Paper, Second Singapore International Conference on Finance 2008, European Corporate Governance Institute (ECGI) - Finance Working Paper No. 221/2008
Number of pages: 46 Posted: 06 Mar 2008 Last Revised: 31 Oct 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 751 (58,035)
Citation 45

Abstract:

Loading...

foreign bank lending, emerging markets, competition, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

CEPR Discussion Paper No. DP6958
Number of pages: 51 Posted: 02 Dec 2008
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 3 (1,076,990)
  • Add to Cart

Abstract:

Loading...

competition, emerging markets, foreign bank lending, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

Journal of International Economics, Forthcoming
Posted: 13 Aug 2011
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

foreign bank lending, emerging markets, competition, lending relationships

23.

To What Extent Will the Banking Industry Be Globalized? A Study of Bank Nationality and Reach in 20 European Nations

Number of pages: 38 Posted: 29 May 2002
Allen N. Berger, Qinglei Dai, Steven Ongena and David C. Smith
University of South Carolina - Darla Moore School of Business, Universidade Nova de Lisboa - Faculdade de Economia, University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 742 (59,874)
Citation 32

Abstract:

Loading...

Bank, Globalization, Europe, Mergers

24.

Bank Lending Policies and Monetary Policy: Some Lessons From the Negative Interest Era

Downloads 729 (61,269)
Citation 57

Bank Lending Policies and Monetary Policy: Some Lessons From the Negative Interest Era

Swiss Finance Institute Research Paper No. 21-75
Number of pages: 66 Posted: 30 Apr 2018 Last Revised: 28 Feb 2023
Oscar Arce, Miguel Garcia-Posada, Sergio Mayordomo and Steven Ongena
Banco de España, Banco de España, Banco de España and University of Zurich - Department of Banking and Finance
Downloads 355 (145,260)
Citation 1

Abstract:

Loading...

negative interest rates, negative for long, zero lower bound, lending policies, bank capital ratio, risk taking

Adapting Lending Policies When Negative Interest Rates Hit Banks’ Profits

Paris December 2018 Finance Meeting EUROFIDAI - AFFI
Number of pages: 43 Posted: 30 Apr 2018
Oscar Arce, Miguel Garcia-Posada, Sergio Mayordomo and Steven Ongena
Banco de España, Banco de España, Banco de España and University of Zurich - Department of Banking and Finance
Downloads 197 (263,054)
Citation 31

Abstract:

Loading...

negative interest rates; risk taking; lending policies

Adapting lending policies in a “negative-for-long” scenario (Updated October 2020)

Banco de Espana Working Paper No. 1832
Number of pages: 46 Posted: 08 Oct 2018 Last Revised: 15 Oct 2020
Oscar Arce, Miguel Garcia-Posada, Sergio Mayordomo and Steven Ongena
Banco de España, Banco de España, Banco de España and University of Zurich - Department of Banking and Finance
Downloads 177 (289,548)
Citation 30

Abstract:

Loading...

negative interest rates, negative for long, lending policies, banks capital ratio, risk taking

25.

Bank Relationships and Firm Profitability

Number of pages: 37 Posted: 13 Apr 1999
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 724 (61,822)
Citation 6

Abstract:

Loading...

26.

“Sorry, We're Closed" Bank Branch Closures, Loan Pricing, and Information Asymmetries

Number of pages: 109 Posted: 19 Mar 2016 Last Revised: 28 Sep 2020
Diana Bonfim, Gil Nogueira and Steven Ongena
Banco de Portugal, New York University (NYU) - Department of Finance and University of Zurich - Department of Banking and Finance
Downloads 715 (62,887)
Citation 27

Abstract:

Loading...

competition, banking sector, market structure

27.

The Price of Law: The Case of the Eurozone Collective Action Clauses

Downloads 700 (64,654)
Citation 8

The Price of Law: The Case of the Eurozone Collective Action Clauses

Carletti, Elena, Paolo Colla, Mitu G. Gulati and Steven Ongena, Forthcoming, The price of law: The case of the Eurozone Collective Action Clauses, Review of Financial Studies., Duke Law School Public Law & Legal Theory Series No. 2020-73
Number of pages: 51 Posted: 03 Aug 2016 Last Revised: 25 Jan 2022
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department of Banking and Finance
Downloads 372 (137,875)
Citation 17

Abstract:

Loading...

collective action clauses, sovereign yields, reputation of law

The Price of Law: The Case of the Eurozone Collective Action Clauses

Duke Law School Public Law & Legal Theory Series No. 2016-1, Swiss Finance Institute Research Paper No. 17-35
Number of pages: 33 Posted: 07 Nov 2015 Last Revised: 16 Nov 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department of Banking and Finance
Downloads 328 (158,228)

Abstract:

Loading...

collective action clauses, sovereign yields, reputation of law

28.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 35 Posted: 05 Jan 2012 Last Revised: 28 Apr 2017
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 697 (64,998)

Abstract:

Loading...

bank lending channel, credit supply, business cycle, credit crunch, capital

29.

On-Site Inspecting Zombie Lending

Downloads 682 (66,862)
Citation 13

On-Site Inspecting Zombie Lending

Swiss Finance Institute Research Paper No. 20-16
Number of pages: 67 Posted: 27 Feb 2020 Last Revised: 11 Nov 2021
Diana Bonfim, Geraldo Cerqueiro, Hans Degryse and Steven Ongena
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 682 (65,924)
Citation 1

Abstract:

Loading...

zombie lending, bank supervision

On-Site Inspecting Zombie Lending

CEPR Discussion Paper No. DP14754
Number of pages: 53 Posted: 20 May 2020
Diana Bonfim, Geraldo Cerqueiro, Hans Degryse and Steven Ongena
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 0
Citation 5
  • Add to Cart

Abstract:

Loading...

30.

Collateralization, Bank Loan Rates and Monitoring

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 11 Aug 2011 Last Revised: 18 Feb 2014
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department of Banking and Finance and Norges Bank - Research Department
Downloads 672 (68,093)
Citation 29

Abstract:

Loading...

collateral, credit rationing, differences-in-differences, floating lien, loan contracts, monitoring, natural experiment

31.

The Perennial Challenge to Counter Too-Big-To-Fail in Banking: Empirical Evidence from the New International Regulation Dealing with Global Systemically Important Banks

Swiss Finance Institute Research Paper No. 14-33
Number of pages: 50 Posted: 22 May 2014 Last Revised: 23 Jan 2015
Sebastian C. Moenninghoff, Steven Ongena and Axel Wieandt
WHU - Otto Beisheim School of Management, University of Zurich - Department of Banking and Finance and WHU - Otto Beisheim School of Management
Downloads 666 (68,872)
Citation 16

Abstract:

Loading...

TBTF, Too Big to Fail, G-SIB, Global Systemically Important Bank, Bank Regulation, Unintended Consequences

32.

Connected Banks and Economic Policy Uncertainty

Swiss Finance Institute Research Paper No. 20-77
Number of pages: 41 Posted: 01 Sep 2020 Last Revised: 25 Apr 2022
Hua Cheng, Kishore Gawande, Steven Ongena and Shusen Qi
University of Texas at Austin, University of Texas at Austin, University of Zurich - Department of Banking and Finance and Xiamen University - School of Management
Downloads 654 (70,516)
Citation 3

Abstract:

Loading...

Policy uncertainty; Political connections; Bank risk-taking

33.

The COVID-19 Pandemic and Sovereign Bond Risk

Swiss Finance Institute Research Paper No. 20-42, North American Journal of Economics and Finance, forthcoming
Number of pages: 41 Posted: 21 May 2020 Last Revised: 03 Aug 2021
Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department of Banking and Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 653 (70,635)
Citation 11

Abstract:

Loading...

34.

Population Aging and Bank Risk-taking

Swiss Finance Institute Research Paper No. 20-62
Number of pages: 53 Posted: 05 Aug 2019 Last Revised: 30 Mar 2023
Sebastian Doerr, Gazi Kabas and Steven Ongena
Bank for International Settlements, Tilburg University - Department of Finance and University of Zurich - Department of Banking and Finance
Downloads 652 (70,794)
Citation 1

Abstract:

Loading...

Risk-taking, financial stability, low interest rates, population aging, demographics.

35.

The Impact of Bank Consolidation on Commercial Borrower Welfare

Number of pages: 55 Posted: 08 Nov 2000
Jason J. Karceski, Steven Ongena and David C. Smith
LSV Asset Management, University of Zurich - Department of Banking and Finance and University of Virginia - McIntire School of Commerce
Downloads 644 (71,941)
Citation 22

Abstract:

Loading...

Bank relationships, bank mergers, market power

36.

Informal or Formal Financing? Evidence on the Co-Funding of Chinese Firms

Downloads 620 (75,391)
Citation 21

Informal or Formal Financing? Evidence on the Co-Funding of Chinese Firms

Number of pages: 41 Posted: 17 Mar 2012 Last Revised: 01 Feb 2016
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 366 (140,369)
Citation 17

Abstract:

Loading...

informal finance, formal finance, co-funding, sales growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

BOFIT Discussion Paper No. 14/2013
Number of pages: 54 Posted: 05 Jul 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 129 (376,245)

Abstract:

Loading...

informal finance, formal finance, co-funding, growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

European Banking Center Discussion Paper No. 2013-006, CentER Discussion Paper Series No. 2013-034
Number of pages: 63 Posted: 18 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 69 (571,928)
Citation 3

Abstract:

Loading...

Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

KU Leuven - Faculty of Economics and Business Working Paper No. AFI _1380
Number of pages: 64 Posted: 19 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 55 (643,614)
Citation 6

Abstract:

Loading...

Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

CEPR Discussion Paper No. DP9519
Number of pages: 64 Posted: 25 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department of Banking and Finance
Downloads 1 (1,093,677)
  • Add to Cart

Abstract:

Loading...

Co-Funding, Formal Finance, Growth, Informal Finance

37.

Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation

Downloads 582 (81,504)
Citation 52

Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation

Swiss Finance Institute Research Paper No. 19-45
Number of pages: 73 Posted: 04 May 2016 Last Revised: 13 Sep 2019
Olivier De Jonghe, Olivier De Jonghe, Hans Dewachter, Klaas Mulier, Steven Ongena and Glenn Schepens
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 537 (89,224)
Citation 51

Abstract:

Loading...

Credit reallocation, bank funding shock, domestic credit, sector specialization, firm risk

Some Borrowers Are More Equal than Others: Bank Funding Shocks and Credit Reallocation

ECB Working Paper No. 2230 (2019); ISBN 978-92-899-3492-3
Number of pages: 73 Posted: 31 Jan 2019
Olivier De Jonghe, Olivier De Jonghe, Hans Dewachter, Klaas Mulier, Steven Ongena and Glenn Schepens
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department of Banking and Finance and European Central Bank (ECB)
Downloads 45 (705,093)
Citation 1

Abstract:

Loading...

credit reallocation, bank funding shock, bank credit, sector market share, sector specialization, firm risk

38.

The Impact of Policy Interventions on Systemic Risk across Banks

Swiss Finance Institute Research Paper No. 20-101
Number of pages: 58 Posted: 21 Mar 2015 Last Revised: 09 Jan 2023
Simona Nistor and Steven Ongena
Babes-Bolyai University - Department of Finance and University of Zurich - Department of Banking and Finance
Downloads 541 (89,372)
Citation 1

Abstract:

Loading...

systemic risk, policy interventions, risk strategies, regulatory restrictions

39.

Empirical Evidence on the Duration of Bank Relationships

BI-DP 1997-3
Number of pages: 31 Posted: 22 Apr 1997
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department of Banking and Finance
Downloads 535 (90,655)
Citation 57

Abstract:

Loading...

40.

Fixed Rate versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Downloads 398 (91,275)
Citation 3

Fixed Rate versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Swiss Finance Institute Research Paper No. 20-99
Number of pages: 99 Posted: 03 Dec 2020 Last Revised: 14 Sep 2023
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 254 (206,385)
Citation 1

Abstract:

Loading...

Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Bank of Italy Temi di Discussione (Working Paper) No. 1176
Number of pages: 75 Posted: 12 Jul 2018 Last Revised: 17 Aug 2019
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 100 (454,502)
Citation 8

Abstract:

Loading...

mortgages, financial duration, cross-border banks

Fixed Rate Versus Adjustable Rate Mortgages Evidence from Euro Area Banks

Number of pages: 85 Posted: 18 May 2022
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 24 (872,523)

Abstract:

Loading...

Fixed Rate versus Adjustable Rate Mortgages, European Banks, household finance

Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Number of pages: 84 Posted: 31 Jan 2022
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 20 (911,457)

Abstract:

Loading...

Fixed Rate Mortgages, Adjustable Rate Mortgages, Euro Area Banks

41.

The Agency of CoCos: Why Contingent Convertible Bonds Aren't for Everyone

Journal of Financial Intermediation, Vol. 48, Swiss Finance Institute Research Paper No. 19-43
Number of pages: 54 Posted: 11 Nov 2017 Last Revised: 13 Jan 2023
Roman Goncharenko, Steven Ongena and Asad Rauf
KU Leuven - Department of Accountancy, Finance and Insurance (AFI), University of Zurich - Department of Banking and Finance and University of Groningen
Downloads 529 (91,918)
Citation 12

Abstract:

Loading...

CoCos, Contingent Convertible Bonds, Bank Capital Structure, Debt Overhang, Basel III

42.

The Economic Impact of Merger Control: What is Special about Banking?

ECB Working Paper No. 786
Number of pages: 60 Posted: 26 Jul 2007
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 513 (95,423)
Citation 8

Abstract:

Loading...

specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial regulation

43.

Credit and Income Inequality

Downloads 512 (96,139)
Citation 1

Credit and Income Inequality

FRB of New York Staff Report No. 929, Rev. April 2023. Previous titles: “Credit, Income, and Inequality” and “Credit and Income”, Proceedings of Paris December 2020 Finance Meeting EUROFIDAI - ESSEC
Number of pages: 85 Posted: 29 Jun 2020 Last Revised: 26 Apr 2023
Manthos D. Delis, Fulvia Fringuellotti and Steven Ongena
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 492 (99,864)

Abstract:

Loading...

credit constraints, income inequality, business loans, economic mobility, regression discontinuity design

Credit and Income Inequality

Number of pages: 84 Posted: 20 Oct 2023
Manthos D. Delis, Fulvia Fringuellotti and Steven Ongena
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department of Banking and Finance
Downloads 20 (911,457)

Abstract:

Loading...

Credit constraints, Income Inequality, Business loans, Economic mobility, Regression discontinuity design

44.

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Downloads 511 (95,885)
Citation 56

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

ECB Working Paper No. 1179
Number of pages: 61 Posted: 26 Apr 2010
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 383 (133,416)

Abstract:

Loading...

non-financial and financial borrower balance-sheet channels, financial accelerator, firm borrowing capacity, credit supply, business cycle, monetary policy, credit channel, net worth, capital, liquidity, 2007-09 crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Banco de Espana Working Paper No. 1030
Number of pages: 44 Posted: 01 Oct 2010
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 122 (392,733)
Citation 61

Abstract:

Loading...

Non-Financial and Financial Borrower Balance-Sheet Channels, Financial Accelerator, Firm Borrowing Capacity, Credit Supply, Business Cycle, Monetary Policy, Credit Channel, Net Worth, Capital, Liquidity, 2007-09 Crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

CEPR Discussion Paper No. DP7655
Number of pages: 53 Posted: 08 Feb 2010
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department of Banking and Finance, Imperial College London and Banco de España
Downloads 6 (1,053,586)
Citation 2
  • Add to Cart

Abstract:

Loading...

credit supply, financial accelerator, firm borrowing capacity, non-financial and financial borrower balance-sheet channels

45.

Distressed Relationships: Lessons from the Norwegian Banking Crisis (1988-1991)

Number of pages: 44 Posted: 11 Feb 2000
Steven Ongena, David C. Smith and Dag Michalsen
University of Zurich - Department of Banking and Finance, University of Virginia - McIntire School of Commerce and BI Norwegian Business School
Downloads 497 (99,141)
Citation 10

Abstract:

Loading...

46.

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

Downloads 496 (99,416)
Citation 9

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

ECB Working Paper No. 498
Number of pages: 53 Posted: 09 Jul 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 465 (106,317)
Citation 18

Abstract:

Loading...

Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

CEPR Discussion Paper No. 5151
Number of pages: 54 Posted: 17 Aug 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department of Banking and Finance
Downloads 31 (810,410)
Citation 1
  • Add to Cart

Abstract:

Loading...

Foreign bank lending, emerging markets, competition, lending relationships

47.

Asymmetric information and the securitization of SME loans

Downloads 495 (99,671)
Citation 17

Asymmetric information and the securitization of SME loans

Swiss Finance Institute Research Paper No. 21-13
Number of pages: 53 Posted: 12 Feb 2021 Last Revised: 27 Jul 2023
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department of Banking and Finance
Downloads 387 (131,860)
Citation 1

Abstract:

Loading...

securitization, SME loans, moral hazard, adverse selection

Asymmetric Information and the Securitization of SME Loans

Bank of Italy Temi di Discussione (Working Paper) No. 1091
Number of pages: 48 Posted: 17 Mar 2017
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department of Banking and Finance
Downloads 108 (429,914)
Citation 27

Abstract:

Loading...

securitization, SME loans, moral hazard, adverse selection

48.

CDS and Credit: The Effect of the Bangs on Credit Insurance, Lending and Hedging

Downloads 487 (101,677)
Citation 3

CDS and Credit: The Effect of the Bangs on Credit Insurance, Lending and Hedging

Swiss Finance Institute Research Paper No. 23-102
Number of pages: 77 Posted: 19 May 2015 Last Revised: 03 Nov 2023
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
Downloads 374 (136,987)
Citation 1

Abstract:

Loading...

Credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC)

CDS and Credit: Testing the Small Bang Theory of the Financial Universe with Micro Data

Bundesbank Discussion Paper No. 16/2017
Number of pages: 42 Posted: 27 Jun 2017
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
Downloads 112 (418,582)

Abstract:

Loading...

credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC)

CDS and Credit: After the Bangs Cheaper Credit Insurance, More Lending and Hedging

CEPR Discussion Paper No. DP16744
Number of pages: 74 Posted: 04 Feb 2022
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
Downloads 1 (1,093,677)
  • Add to Cart

Abstract:

Loading...

49.

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Downloads 483 (102,706)
Citation 2

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Swiss Finance Institute Research Paper No. 17-74
Number of pages: 64 Posted: 09 Jan 2018 Last Revised: 28 Jun 2023
Shusen Qi, Ralph De Haas, Steven Ongena, Stefan Straetmans and Tamas Vadasz
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance, Maastricht University and KU Leuven - Faculty of Business and Economics (FEB)
Downloads 364 (141,244)
Citation 2

Abstract:

Loading...

Information sharing, branch clustering, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

EBRD Working Paper No. 223
Number of pages: 62 Posted: 27 Nov 2018 Last Revised: 28 Jun 2023
Shusen Qi, Ralph De Haas, Steven Ongena, Stefan Straetmans and Tamas Vadasz
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance, Maastricht University and KU Leuven - Faculty of Business and Economics (FEB)
Downloads 81 (520,664)
Citation 1

Abstract:

Loading...

Information sharing, branch clustering, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CentER Discussion Paper Series No. 2018-038
Number of pages: 55 Posted: 20 Sep 2018
Shusen Qi, Ralph De Haas, Steven Ongena and Stefan Straetmans
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance and Maastricht University
Downloads 38 (754,898)

Abstract:

Loading...

branch clustering, information sharing, spatial oligopoly model

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CEPR Discussion Paper No. DP15829
Number of pages: 61 Posted: 01 Mar 2021
Ralph De Haas, Steven Ongena, Shusen Qi and Stefan Straetmans
European Bank for Reconstruction and Development, University of Zurich - Department of Banking and Finance, Xiamen University - School of Management and Maastricht University
Downloads 0
  • Add to Cart

Abstract:

Loading...

50.

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

Downloads 477 (104,260)
Citation 4

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

CFS Working Paper, No. 529
Number of pages: 72 Posted: 19 Feb 2016 Last Revised: 05 Jan 2018
Qing He, Liping Lu and Steven Ongena
Renmin University of China, School of Finance, Renmin University of China and University of Zurich - Department of Banking and Finance
Downloads 368 (139,542)
Citation 8

Abstract:

Loading...

Entrusted loan, inter-corporate loan, credit misallocation, certification

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

BOFIT Discussion Paper No. 1/2015
Number of pages: 49 Posted: 17 Feb 2016
Qing He, Liping Lu and Steven Ongena
Renmin University of China, School of Finance, Renmin University of China and University of Zurich - Department of Banking and Finance
Downloads 109 (426,999)

Abstract:

Loading...

G30, G140, G210, entrusted loan, inter-corporate loan, credit misallocation, certification

51.

The Impact of Competition on Bank Orientation and Specialization

Downloads 474 (105,026)
Citation 71

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 43 Posted: 16 Feb 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 302 (172,654)
Citation 1

Abstract:

Loading...

bank orientation, bank industry specialization, competition, lending relationships.

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 59 Posted: 30 Jun 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 143 (347,059)
Citation 11

Abstract:

Loading...

bank orientation, bank industry specialization, competition, lending relationships

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 64 Posted: 23 Sep 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department of Banking and Finance
Downloads 29 (827,432)
Citation 9
  • Add to Cart

Abstract:

Loading...

Bank orientation, bank industry specialization, competition, lending relationships

52.

Market Discipline through Credit Ratings and Too-Big-to-Fail in Banking

Swiss Finance Institute Research Paper No. 17-09
Number of pages: 76 Posted: 07 Mar 2017 Last Revised: 09 Aug 2019
Sascha Kolaric, Florian Kiesel and Steven Ongena
University of Edinburgh Business School, Free University of Bolzano-Bozen and University of Zurich - Department of Banking and Finance
Downloads 473 (105,275)
Citation 5

Abstract:

Loading...

Credit Ratings, CDS, Too-Big-To-Fail

53.

Household Inequality, Entrepreneurial Dynamism, and Corporate Financing

Swiss Finance Institute Research Paper No. 14-27
Number of pages: 80 Posted: 23 Apr 2014 Last Revised: 12 Jun 2020
Fabio Braggion, Mintra Dwarkasing and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management, Erasmus University Rotterdam and University of Zurich - Department of Banking and Finance
Downloads 472 (105,512)
Citation 2

Abstract:

Loading...

Wealth Inequality; Entrepreneurship; Homestead Act; EIG Taxes

54.

In Lands of Foreign Currency Credit, Bank Lending Channels Run Through?

CFS Working Paper, No. 474, Swiss Finance Institute Research Paper No. 20-104, Journal of International Economics, Forthcoming
Number of pages: 92 Posted: 09 Oct 2014 Last Revised: 11 Dec 2020
Steven Ongena, Ibolya Schindele and Dzsamila Vonnák
University of Zurich - Department of Banking and Finance, Central European University and Hungarian Academy of Sciences (HAS) - Institute of Economics CERS-HAS (IEHAS)
Downloads 468 (106,574)
Citation 8

Abstract:

Loading...

bank balance-sheet channel, monetary policy, foreign currency lending

55.

“There is No Planet B", but for Banks “There are Countries B to Z": Domestic Climate Policy and Cross-Border Lending

Swiss Finance Institute Research Paper No. 22-28
Number of pages: 79 Posted: 05 Apr 2022 Last Revised: 30 Oct 2023
Emanuela Benincasa, Emanuela Benincasa, Gazi Kabas and Steven Ongena
Swiss Finance InstituteUniversity of Zurich - Department of Banking and Finance, University of Zurich and University of Zurich - Department of Banking and Finance
Downloads 463 (108,276)
Citation 3

Abstract:

Loading...

Cross-border lending, climate policy, race to the bottom

56.

The Impact of Organizational Structure and Lending Technology on Banking Competition

Downloads 463 (107,994)
Citation 35

The Impact of Organizational Structure and Lending Technology on Banking Competition

EFA 2006 Zurich Meetings, CentER Discussion Paper Series No. 2006-67, TILEC Discussion Paper No. 2007-019
Number of pages: 54 Posted: 22 Feb 2006
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 459 (107,991)
Citation 11

Abstract:

Loading...

banking sector, bank size, competition, mode of organization, hierarchies, authority, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

CEPR Discussion Paper No. DP6412
Number of pages: 55 Posted: 30 May 2008
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department of Banking and Finance
Downloads 4 (1,069,573)
Citation 5
  • Add to Cart

Abstract:

Loading...

authority, banking sector, competition, hierarchies, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

Review of Finance, Vol. 13, Issue 2, pp. 225-259, 2009
Posted: 21 Apr 2009
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department of Banking and Finance

Abstract:

Loading...

G21, L11, L14

57.

Counteroffers and Price Discrimination in Mortgage Lending

Downloads 461 (108,549)

Counteroffers and Price Discrimination in Mortgage Lending

Swiss Finance Institute Research Paper No. 21-67
Number of pages: 49 Posted: 04 Oct 2021 Last Revised: 27 Jul 2023
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department of Banking and Finance, Zeppelin University, Chair of Finance and NTNU Business School
Downloads 421 (119,552)

Abstract:

Loading...

Mortgage lending, Financial regulation, Consumer protection, digitalization, Price discrimination

Determinants of Price Discrimination and Switching Mortgage Provider Under Regulation and Digitalization

Number of pages: 52 Posted: 29 Nov 2022
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department of Banking and Finance, Zeppelin University, Chair of Finance and NTNU Business School
Downloads 40 (740,067)

Abstract:

Loading...

Mortgage lending, Financial regulation, Consumer protection, Digitalization, Price discrimination

58.

Bank Market Power and Firm Performance

Number of pages: 51 Posted: 03 Feb 2015 Last Revised: 19 Nov 2015
Manthos D. Delis, Sotirios Kokas and Steven Ongena
Audencia Business School, University of Essex - Essex Business School and University of Zurich - Department of Banking and Finance
Downloads 445 (113,115)
Citation 2

Abstract:

Loading...

Bank market power, Lerner index, Firm performance, Syndicated loans

59.

Foreign Currency Borrowing by Small Firms

Downloads 443 (113,716)
Citation 8

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 01 Mar 2008 Last Revised: 29 May 2013
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 215 (243,719)
Citation 5

Abstract:

Loading...

foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 122 (392,733)
Citation 6

Abstract:

Loading...

foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

EFA 2009 Bergen Meetings Paper
Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 105 (438,762)
Citation 5

Abstract:

Loading...

foreign currency borrowing, competition, banking sector, market structure.

Foreign Currency Borrowing by Small Firms

CEPR Discussion Paper No. DP7540
Number of pages: 82 Posted: 17 Nov 2009
Martin Brown, Steven Ongena and Pinar Yesin
University of St. Gallen, University of Zurich - Department of Banking and Finance and Swiss National Bank
Downloads 1 (1,093,677)
  • Add to Cart

Abstract:

Loading...

banking structure, competition, foreign currency borrowing, market structure

60.

Collateral Damaged? Priority Structure, Credit Supply, and Firm Performance

Downloads 424 (119,750)
Citation 13

Collateral Damaged? Priority Structure, Credit Supply, and Firm Performance

Number of pages: 91 Posted: 25 Nov 2015 Last Revised: 26 Mar 2019
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department of Banking and Finance and Norges Bank - Research Department
Downloads 272 (192,616)
Citation 6

Abstract:

Loading...

Collateral, investment, financial constraints, differences-in-differences, floating lien, seniority

Collateral Damage? On Collateral, Corporate Financing and Performance

ECB Working Paper No. 1918
Number of pages: 55 Posted: 19 Jun 2016
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department of Banking and Finance and Norges Bank - Research Department
Downloads 152 (330,132)

Abstract:

Loading...

collateral, investment, financial constraints, differences-in-differences, floating lien

61.

The Impact of Merger Legislation on Bank Mergers

Downloads 422 (120,444)
Citation 1

The Impact of Merger Legislation on Bank Mergers

Swiss Finance Institute Research Paper No. 16-33
Number of pages: 46 Posted: 21 May 2016 Last Revised: 09 Jul 2016
Elena Carletti, Steven Ongena, Jan-Peter Siedlarek and Giancarlo Spagnolo
Bocconi University - Department of Finance, University of Zurich - Department of Banking and Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 229 (228,572)
Citation 1

Abstract:

Loading...

banks; mergers and acquisitions; merger control; antitrust

The Impact of Merger Legislation on Bank Mergers

FRB of Cleveland Working Paper No. 16-14R
Number of pages: 46 Posted: 15 Jun 2016 Last Revised: 20 Feb 2023
Elena Carletti, Steven Ongena, Jan-Peter Siedlarek and Giancarlo Spagnolo
Bocconi University - Department of Finance, University of Zurich - Department of Banking and Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 193 (267,972)

Abstract:

Loading...

banks, mergers and acquisitions, merger control, antitrust

62.

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

Downloads 419 (121,392)
Citation 40

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

De Nederlandsche Bank Working Paper No. 505
Number of pages: 66 Posted: 12 Mar 2016 Last Revised: 21 Jul 2018
Steven Ongena, Alexander A. Popov and Neeltje van Horen
University of Zurich - Department of Banking and Finance, European Central Bank (ECB) and Bank of England
Downloads 239 (219,117)
Citation 52

Abstract:

Loading...

Sovereign debt, sovereign-bank loop, moral suasion

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

ECB Working Paper No. 1937
Number of pages: 58 Posted: 24 Aug 2016
Steven Ongena, Alexander A. Popov and Neeltje van Horen
University of Zurich - Department of Banking and Finance, European Central Bank (ECB) and Bank of England
Downloads 180 (285,215)
Citation 1

Abstract:

Loading...

sovereign debt, sovereign‐bank loop, moral suasion

63.

The Demise of Branch Banking - Technology, Consolidation, Bank Fragility

Swiss Finance Institute Research Paper No. 20-83
Number of pages: 54 Posted: 30 Sep 2020 Last Revised: 30 Oct 2023
Jan Keil and Steven Ongena
Humboldt University of Berlin and University of Zurich - Department of Banking and Finance
Downloads 409 (124,847)
Citation 4

Abstract:

Loading...

branches, banking, technology, bank health, mergers and acquisitions