Steven Ongena

University of Zurich - Department Finance

Schönberggasse 1

Zürich, 8001

Switzerland

Swiss Finance Institute

c/o University of Geneva

40, Bd du Pont-d'Arve

CH-1211 Geneva 4

Switzerland

KU Leuven

Oude Markt 13

Leuven, Vlaams-Brabant 3000

Belgium

NTNU Business School

Norway

Centre for Economic Policy Research (CEPR)

London

United Kingdom

SCHOLARLY PAPERS

223

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Top 405

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79,348

SSRN CITATIONS
Rank 181

SSRN RANKINGS

Top 181

in Total Papers Citations

3,747

CROSSREF CITATIONS

1,497

Scholarly Papers (223)

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank Loans

Swiss Finance Institute Research Paper No. 18-10
Number of pages: 64 Posted: 17 Feb 2018 Last Revised: 31 Jan 2023
Audencia Business School, Swiss Finance InstituteUniversity Zurich, Montpellier Business School and University of Zurich - Department Finance
Downloads 2,715 (9,326)
Citation 44

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Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Fossil fuel firms; Stranded assets.

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank loans

EBRD Working Paper No. 231
Number of pages: 75 Posted: 11 Sep 2019
Audencia Business School, Swiss Finance InstituteUniversity Zurich and University of Zurich - Department Finance
Downloads 1,055 (39,698)
Citation 15

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Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms;

Being Stranded on the Carbon Bubble? Climate Policy Risk and the Pricing of Bank Loans

CEPR Discussion Paper No. DP12928
Number of pages: 65 Posted: 15 May 2018
Swiss Finance InstituteUniversity Zurich, Audencia Business School and University of Zurich - Department Finance
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Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms; Stranded assets

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

European Banking Center Discussion Paper No. 2012-011
Number of pages: 44 Posted: 01 May 2012 Last Revised: 08 Aug 2015
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 2,049 (14,591)
Citation 26

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bank capital, dynamic provisioning, credit availability, financial crisis

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

National Bank of Belgium Working Paper No. 231
Number of pages: 67 Posted: 13 Oct 2012
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 735 (65,227)
Citation 100

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bank capital, dynamic provisioning, credit availability, financial crisis

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

SAFE Working Paper No. 156
Number of pages: 86 Posted: 01 Dec 2016 Last Revised: 22 Jan 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance and Board of Governors of the Federal Reserve System
Downloads 1,284 (29,952)
Citation 15

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Bank capital ratios, Bank regulation, Credit supply

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

Swiss Finance Institute Research Paper No. 16-70
Number of pages: 82 Posted: 30 Nov 2016 Last Revised: 22 Mar 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance and Board of Governors of the Federal Reserve System
Downloads 663 (74,516)
Citation 148

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bank capital requirements, bank lending, real economy

4.

Green Versus Sustainable Loans: The Impact on Firms’ ESG Performance

Swiss Finance Institute Research Paper No. 22-42, Proceedings of the EUROFIDAI-ESSEC Paris December Finance Meeting 2022
Number of pages: 50 Posted: 24 May 2022 Last Revised: 04 Apr 2023
Monash Business School - Department of Banking and Finance, University of Zurich - Department Finance and Goethe University Frankfurt
Downloads 1,806 (18,188)
Citation 5

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Green Loans; Sustainability Linked Loans; Environmental, Social, and Governance (ESG) Performance; Sustainable Finance

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

CentER Discussion Paper Series No. 2007-75, AFA 2009 San Francisco Meetings Paper
Number of pages: 54 Posted: 03 Oct 2007 Last Revised: 13 May 2013
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 1,066 (39,105)
Citation 358

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monetary policy, financial stability, credit risk, credit supply composition, business cycle, bank capital

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Banco de Espana Working Paper No. 0833
Number of pages: 49 Posted: 27 Jan 2009
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 724 (66,483)
Citation 204

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monetary policy, low interest rates, financial stability, lending standards, credit risk-taking, credit composition, business cycle, liquidity risk

6.
Downloads 1,613 (21,606)
Citation 24

Bank Relationships: A Review

Number of pages: 37 Posted: 11 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance
Downloads 1,613 (21,244)
Citation 24

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Bank Relationships: A Review

Performance of Financial Institutions: Efficiency, Innovation, Regulations (P. Harker And S.A. Zenios, Ed.), Cambridge University Press
Posted: 16 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance

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7.

Climate Change Risk and the Cost of Mortgage Credit

Swiss Finance Institute Research Paper No. 20-97
Number of pages: 65 Posted: 03 Dec 2020 Last Revised: 14 Dec 2021
Durham University, University of Zurich - Department Finance, Xiamen University - School of Management and University of Edinburgh
Downloads 1,245 (31,805)
Citation 55

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bank loans, residential mortgages, climate change risk, sea level rise, securitization

8.

ESG and Systemic Risk

Swiss Finance Institute Research Paper No. 22-25
Number of pages: 40 Posted: 15 Mar 2022 Last Revised: 26 Jul 2022
Alexandru Ioan Cuza University - Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 1,151 (35,546)
Citation 12

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Systemic Risk, Financial Stability, Corporate Social Responsibility (CSR), Environmental, Social and Governance (ESG) Scores

9.

Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment

European Banking Center Discussion Paper No. 2009-04S, CentER Discussion Paper Series No. 2009-31S
Number of pages: 52 Posted: 26 May 2009 Last Revised: 01 Jul 2014
Vasso Ioannidou, Steven Ongena and José-Luis Peydró
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR), University of Zurich - Department Finance and Imperial College London
Downloads 1,069 (39,562)
Citation 41

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low federal funds rate, lending standards, bank agency problems, credit and liquidity risk, subprime borrowers

10.

Islamic Finance in Europe

ECB Occasional Paper No. 146
Number of pages: 74 Posted: 24 Aug 2013
European Central Bank (ECB), Banque Centrale du Luxembourg, European Central Bank (ECB), Bank of Italy, Banque Centrale du Luxembourg, Kuwait Finance House Research, European Union - European Commission, University of Zurich - Department Finance and State Bank of Pakistan
Downloads 1,008 (43,031)

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Islamic finance, central bank monetary policy and regulations, globalisation, financial institutions, financing policy, corporate governance and culture, social responsibility

11.

Pricing Contract Terms in a Crisis: Venezuelan Bonds in 2016

Forthcoming, Capital Markets Law Journal (2016)
Number of pages: 22 Posted: 13 Jun 2016 Last Revised: 11 Jul 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department Finance
Downloads 970 (45,393)

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efficient markets, contracts, bonds, sovereign debt, collective action clauses, pari passu

The Transmission of Monetary Policy Through Conventional and Islamic Banks

European Banking Center Discussion Paper No. 2011-018, CentER Working Paper Series No. 2011-078
Number of pages: 56 Posted: 19 Jul 2011 Last Revised: 05 Feb 2013
State Bank of Pakistan, University of Zurich - Department Finance and Universiteit van Amsterdam
Downloads 810 (57,226)
Citation 9

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Monetary policy, Islamic Banking, Pakistan

The Transmission of Monetary Policy Through Conventional and Islamic Banks

Tinbergen Institute Discussion Paper 12-048/2
Number of pages: 42 Posted: 27 Apr 2012
State Bank of Pakistan, University of Zurich - Department Finance and Universiteit van Amsterdam
Downloads 131 (405,414)
Citation 1

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Monetary policy, Islamic Banking, Pakistan

13.
Downloads 940 (47,386)
Citation 1

Firm ESG Reputation Risk and Debt Choice

Swiss Finance Institute Research Paper No. 22-22
Number of pages: 54 Posted: 13 Mar 2022 Last Revised: 26 Apr 2023
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department Finance, University of Bath, School of management and Bangor Business School
Downloads 647 (76,856)

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ESG Risk, Debt Structure, Capital Structure, Debt Choices, Information Asymmetry

Banks vs. Markets: Are Banks More Effective in Facilitating Sustainability?

BOFIT Discussion Paper No. 5/2022
Number of pages: 44 Posted: 28 Apr 2022 Last Revised: 29 Apr 2022
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department Finance, University of Bath - School of Management and Bangor Business School
Downloads 293 (194,112)
Citation 1

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ESG risk, debt structure, capital structure, debt choices, bank monitoring

14.

'Time for a Change': Loan Conditions and Bank Behavior when Firms Switch Banks

Journal of Finance, 2010
Number of pages: 81 Posted: 26 Feb 2007 Last Revised: 21 Jan 2010
Vasso Ioannidou and Steven Ongena
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR) and University of Zurich - Department Finance
Downloads 896 (50,636)
Citation 118

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competition, banking sector, market structure

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

European Corporate Governance Institute (ECGI) - Finance Working Paper No. 91/2005, EFA 2005 Moscow Meetings Paper
Number of pages: 53 Posted: 21 Feb 2005 Last Revised: 09 Nov 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 886 (50,713)
Citation 67

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Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Forthcoming
Posted: 26 Jun 2007
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance

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foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Vol. 13, Issue 2, pp. 181-223, 2009
Posted: 21 Apr 2009
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance

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G21, L11, L14

16.

Taxing Bank Leverage: The Effects on Bank Portfolio Allocation

Number of pages: 69 Posted: 26 Aug 2016 Last Revised: 25 Sep 2020
Claire Celerier, Thomas K. Kick and Steven Ongena
University of Toronto - Rotman School of Management, Deutsche Bundesbank and University of Zurich - Department Finance
Downloads 877 (52,240)
Citation 3

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Credit, Bank Leverage, Taxes, Capital Regulation

17.

Population Aging and Bank Risk-taking

Swiss Finance Institute Research Paper No. 20-62
Number of pages: 53 Posted: 05 Aug 2019 Last Revised: 30 Mar 2023
Sebastian Doerr, Gazi Kabas and Steven Ongena
Bank for International Settlements, Tilburg University - Department of Finance and University of Zurich - Department Finance
Downloads 865 (53,158)
Citation 2

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Risk-taking, financial stability, low interest rates, population aging, demographics.

Of Religion and Redemption: Evidence from Default on Islamic Loans

CentER Discussion Paper Series No. 2012-014, European Banking Center Discussion Paper No. 2012-008
Number of pages: 66 Posted: 17 Jan 2011 Last Revised: 19 Feb 2014
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department Finance
Downloads 810 (57,226)
Citation 26

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Loan Default, Islamic Loans, Religion, Duration Analysis

Of Religion and Redemption: Evidence from Default on Islamic Loans

CEPR Discussion Paper No. DP8504
Number of pages: 68 Posted: 12 Aug 2011
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department Finance
Downloads 2 (1,181,804)
Citation 7
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Duration Analysis, Islamic Loans, Loan Default, Religion

19.

Banks and Bonds: The Impact of Bank Loan Announcements on Bond and Equity Prices

EFA 2007 Ljubljana Meetings Paper
Number of pages: 37 Posted: 15 Feb 2007 Last Revised: 19 Mar 2009
Steven Ongena, Viorel Roscovan and Bas J. M. Werker
University of Zurich - Department Finance, Invesco and Tilburg University - Center for Economic Research (CentER)
Downloads 810 (58,088)
Citation 16

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Asymmetric Information, Credit Markets, Loans, Bonds, Credit Spreads

20.

Distance, Lending Relationships and Competition

Number of pages: 63 Posted: 01 Aug 2003
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 800 (59,084)
Citation 364

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spatial price discrimination, bank credit, lending relationships

21.

A Survival Analysis of Islamic and Conventional Banks

Journal of Financial Services Research, Forthcoming
Number of pages: 38 Posted: 31 May 2012 Last Revised: 11 Sep 2019
University of Bath, University of Zurich - Department Finance, Lancaster University Management School and Bayes Business School, City, University of London
Downloads 799 (59,200)
Citation 17

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Islamic banks, Failure risk, Survival analysis, Financial intermediation

What Determines the Number of Bank Relationships? Cross-Country Evidence

Number of pages: 51 Posted: 01 May 1998
Steven Ongena and David C. Smith
University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 799 (58,339)
Citation 58

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What Determines the Number of Bank Relationships? Cross-Country Evidence

Posted: 28 Mar 2000
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance

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23.

Greenwashing: Do Investors, Markets and Boards Really Care?

Swiss Finance Institute Research Paper No. 23-90
Number of pages: 46 Posted: 12 Oct 2023 Last Revised: 21 Jan 2024
affiliation not provided to SSRN, Dublin City University, University of Zurich - Department Finance and University of Waikato - Department of Economics and Finance
Downloads 791 (60,060)
Citation 1

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Greenwashing; ESG; CSR; Regulation; Reputational Risk

Bank Lending Policies and Monetary Policy: Some Lessons From the Negative Interest Era

Swiss Finance Institute Research Paper No. 21-75
Number of pages: 66 Posted: 30 Apr 2018 Last Revised: 28 Feb 2023
Banco de España, Banco de España, Banco de España and University of Zurich - Department Finance
Downloads 362 (154,694)
Citation 1

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negative interest rates, negative for long, zero lower bound, lending policies, bank capital ratio, risk taking

Adapting Lending Policies When Negative Interest Rates Hit Banks’ Profits

Paris December 2018 Finance Meeting EUROFIDAI - AFFI
Number of pages: 43 Posted: 30 Apr 2018
Banco de España, Banco de España, Banco de España and University of Zurich - Department Finance
Downloads 219 (259,274)
Citation 31

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negative interest rates; risk taking; lending policies

Adapting lending policies in a “negative-for-long” scenario (Updated October 2020)

Banco de Espana Working Paper No. 1832
Number of pages: 46 Posted: 08 Oct 2018 Last Revised: 15 Oct 2020
Banco de España, Banco de España, Banco de España and University of Zurich - Department Finance
Downloads 189 (297,136)
Citation 30

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negative interest rates, negative for long, lending policies, banks capital ratio, risk taking

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

AFA 2009 San Francisco Meetings Paper, Second Singapore International Conference on Finance 2008, European Corporate Governance Institute (ECGI) - Finance Working Paper No. 221/2008
Number of pages: 46 Posted: 06 Mar 2008 Last Revised: 31 Oct 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 757 (62,749)
Citation 45

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foreign bank lending, emerging markets, competition, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

CEPR Discussion Paper No. DP6958
Number of pages: 51 Posted: 02 Dec 2008
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 3 (1,172,506)
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competition, emerging markets, foreign bank lending, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

Journal of International Economics, Forthcoming
Posted: 13 Aug 2011
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance

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foreign bank lending, emerging markets, competition, lending relationships

26.

“Sorry, We're Closed" Bank Branch Closures, Loan Pricing, and Information Asymmetries

Number of pages: 109 Posted: 19 Mar 2016 Last Revised: 28 Sep 2020
Diana Bonfim, Gil Nogueira and Steven Ongena
Banco de Portugal, Bank of Portugal and University of Zurich - Department Finance
Downloads 756 (63,798)
Citation 35

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competition, banking sector, market structure

27.

To What Extent Will the Banking Industry Be Globalized? A Study of Bank Nationality and Reach in 20 European Nations

Number of pages: 38 Posted: 29 May 2002
University of South Carolina - Darla Moore School of Business, Universidade Nova de Lisboa - Faculdade de Economia, University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 747 (64,790)
Citation 32

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Bank, Globalization, Europe, Mergers

28.

Bank Relationships and Firm Profitability

Number of pages: 37 Posted: 13 Apr 1999
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 732 (66,535)
Citation 6

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The Price of Law: The Case of the Eurozone Collective Action Clauses

Carletti, Elena, Paolo Colla, Mitu G. Gulati and Steven Ongena, Forthcoming, The price of law: The case of the Eurozone Collective Action Clauses, Review of Financial Studies., Duke Law School Public Law & Legal Theory Series No. 2020-73
Number of pages: 51 Posted: 03 Aug 2016 Last Revised: 25 Jan 2022
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department Finance
Downloads 384 (144,804)
Citation 6

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collective action clauses, sovereign yields, reputation of law

The Price of Law: The Case of the Eurozone Collective Action Clauses

Duke Law School Public Law & Legal Theory Series No. 2016-1, Swiss Finance Institute Research Paper No. 17-35
Number of pages: 33 Posted: 07 Nov 2015 Last Revised: 16 Nov 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department Finance
Downloads 338 (166,648)

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collective action clauses, sovereign yields, reputation of law

30.
Downloads 714 (68,655)
Citation 17

On-Site Inspecting Zombie Lending

Swiss Finance Institute Research Paper No. 20-16
Number of pages: 67 Posted: 27 Feb 2020 Last Revised: 11 Nov 2021
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 714 (67,671)
Citation 1

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zombie lending, bank supervision

On-Site Inspecting Zombie Lending

CEPR Discussion Paper No. DP14754
Number of pages: 53 Posted: 20 May 2020
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
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Citation 8
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31.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 35 Posted: 05 Jan 2012 Last Revised: 28 Apr 2017
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 705 (69,778)

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bank lending channel, credit supply, business cycle, credit crunch, capital

32.

Collateralization, Bank Loan Rates and Monitoring

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 11 Aug 2011 Last Revised: 18 Feb 2014
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department Finance and Norges Bank - Research Department
Downloads 691 (71,641)
Citation 29

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collateral, credit rationing, differences-in-differences, floating lien, loan contracts, monitoring, natural experiment

33.

The Perennial Challenge to Counter Too-Big-To-Fail in Banking: Empirical Evidence from the New International Regulation Dealing with Global Systemically Important Banks

Swiss Finance Institute Research Paper No. 14-33
Number of pages: 50 Posted: 22 May 2014 Last Revised: 23 Jan 2015
WHU - Otto Beisheim School of Management, University of Zurich - Department Finance and WHU - Otto Beisheim School of Management
Downloads 686 (72,313)
Citation 18

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TBTF, Too Big to Fail, G-SIB, Global Systemically Important Bank, Bank Regulation, Unintended Consequences

34.

The COVID-19 Pandemic and Sovereign Bond Risk

Swiss Finance Institute Research Paper No. 20-42, North American Journal of Economics and Finance, forthcoming
Number of pages: 41 Posted: 21 May 2020 Last Revised: 03 Aug 2021
Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 670 (74,499)
Citation 11

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Connected Banks and Economic Policy Uncertainty

Swiss Finance Institute Research Paper No. 20-77
Number of pages: 41 Posted: 01 Sep 2020 Last Revised: 25 Apr 2022
Hua Cheng, Kishore Gawande, Steven Ongena and Shusen Qi
University of Texas at Austin, University of Texas at Austin, University of Zurich - Department Finance and Xiamen University - School of Management
Downloads 662 (75,651)
Citation 5

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Policy uncertainty; Political connections; Bank risk-taking

36.

The Impact of Bank Consolidation on Commercial Borrower Welfare

Number of pages: 55 Posted: 08 Nov 2000
Jason J. Karceski, Steven Ongena and David C. Smith
LSV Asset Management, University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 649 (77,585)
Citation 25

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Bank relationships, bank mergers, market power

Informal or Formal Financing? Evidence on the Co-Funding of Chinese Firms

Number of pages: 41 Posted: 17 Mar 2012 Last Revised: 01 Feb 2016
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
Downloads 375 (148,684)
Citation 22

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informal finance, formal finance, co-funding, sales growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

BOFIT Discussion Paper No. 14/2013
Number of pages: 54 Posted: 05 Jul 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
Downloads 138 (388,795)

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informal finance, formal finance, co-funding, growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

European Banking Center Discussion Paper No. 2013-006, CentER Discussion Paper Series No. 2013-034
Number of pages: 63 Posted: 18 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
Downloads 71 (615,276)
Citation 3

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Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

KU Leuven - Faculty of Economics and Business Working Paper No. AFI _1380
Number of pages: 64 Posted: 19 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
Downloads 59 (679,218)
Citation 6

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Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

CEPR Discussion Paper No. DP9519
Number of pages: 64 Posted: 25 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
Downloads 1 (1,191,636)
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Co-Funding, Formal Finance, Growth, Informal Finance

Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation

Swiss Finance Institute Research Paper No. 19-45
Number of pages: 73 Posted: 04 May 2016 Last Revised: 13 Sep 2019
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 579 (88,390)
Citation 59

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Credit reallocation, bank funding shock, domestic credit, sector specialization, firm risk

Some Borrowers Are More Equal than Others: Bank Funding Shocks and Credit Reallocation

ECB Working Paper No. 2230 (2019); ISBN 978-92-899-3492-3
Number of pages: 73 Posted: 31 Jan 2019
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 50 (735,307)
Citation 1

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credit reallocation, bank funding shock, bank credit, sector market share, sector specialization, firm risk

39.

“There is No Planet B", but for Banks “There are Countries B to Z": Domestic Climate Policy and Cross-Border Lending

Swiss Finance Institute Research Paper No. 22-28
Number of pages: 80 Posted: 05 Apr 2022 Last Revised: 18 Apr 2024
Swiss Finance InstituteUniversity of Zurich - Department of Finance, University of Zurich and University of Zurich - Department Finance
Downloads 622 (81,781)
Citation 4

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Cross-border lending, climate policy, race to the bottom

40.
Downloads 599 (85,721)
Citation 1

Credit and Income Inequality

FRB of New York Staff Report No. 929, Rev. September 2023. Previous titles: “Credit, Income, and Inequality” and “Credit and Income”, Proceedings of Paris December 2020 Finance Meeting EUROFIDAI - ESSEC
Number of pages: 84 Posted: 29 Jun 2020 Last Revised: 22 Apr 2024
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 574 (89,351)

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credit constraints, income inequality, business loans, economic mobility, regression discontinuity design

Credit and Income Inequality

Number of pages: 84 Posted: 20 Oct 2023
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
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Citation 1

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Credit constraints, Income Inequality, Business loans, Economic mobility, Regression discontinuity design

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Swiss Finance Institute Research Paper No. 17-74
Number of pages: 64 Posted: 09 Jan 2018 Last Revised: 28 Jun 2023
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department Finance, Maastricht University and KU Leuven - Faculty of Business and Economics (FEB)
Downloads 394 (140,591)
Citation 2

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Information sharing, branch clustering, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

EBRD Working Paper No. 223
Number of pages: 82 Posted: 27 Nov 2018 Last Revised: 12 Apr 2024
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department Finance, Maastricht University and KU Leuven - Faculty of Business and Economics (FEB)
Downloads 141 (382,293)
Citation 1

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Information sharing, branch clustering, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CentER Discussion Paper Series No. 2018-038
Number of pages: 55 Posted: 20 Sep 2018
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department Finance and Maastricht University
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branch clustering, information sharing, spatial oligopoly model

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CEPR Discussion Paper No. DP15829
Number of pages: 61 Posted: 01 Mar 2021
European Bank for Reconstruction and Development, University of Zurich - Department Finance, Xiamen University - School of Management and Maastricht University
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Asymmetric information and the securitization of SME loans

Swiss Finance Institute Research Paper No. 21-13
Number of pages: 53 Posted: 12 Feb 2021 Last Revised: 27 Jul 2023
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
Downloads 449 (120,705)
Citation 2

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securitization, SME loans, moral hazard, adverse selection

Asymmetric Information and the Securitization of SME Loans

Bank of Italy Temi di Discussione (Working Paper) No. 1091
Number of pages: 48 Posted: 17 Mar 2017
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
Downloads 113 (454,067)
Citation 27

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securitization, SME loans, moral hazard, adverse selection

Asymmetric Information and the Securitization of SME Loans

Number of pages: 51 Posted: 29 May 2024
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
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securitization, SME loans, moral hazard, adverse selection

Fixed Rate versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Swiss Finance Institute Research Paper No. 20-99
Number of pages: 99 Posted: 03 Dec 2020 Last Revised: 14 Sep 2023
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 263 (216,704)
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Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Bank of Italy Temi di Discussione (Working Paper) No. 1176
Number of pages: 75 Posted: 12 Jul 2018 Last Revised: 17 Aug 2019
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 106 (476,231)
Citation 8

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mortgages, financial duration, cross-border banks

Fixed Rate Versus Adjustable Rate Mortgages Evidence from Euro Area Banks

Number of pages: 85 Posted: 18 May 2022
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
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Fixed Rate versus Adjustable Rate Mortgages, European Banks, household finance

Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Number of pages: 84 Posted: 31 Jan 2022
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
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Fixed Rate Mortgages, Adjustable Rate Mortgages, Euro Area Banks

44.

The Impact of Policy Interventions on Systemic Risk across Banks

Swiss Finance Institute Research Paper No. 20-101
Number of pages: 58 Posted: 21 Mar 2015 Last Revised: 09 Jan 2023
Simona Nistor and Steven Ongena
Babes-Bolyai University - Department of Finance and University of Zurich - Department Finance
Downloads 560 (93,348)
Citation 3

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systemic risk, policy interventions, risk strategies, regulatory restrictions

45.

Empirical Evidence on the Duration of Bank Relationships

BI-DP 1997-3
Number of pages: 31 Posted: 22 Apr 1997
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance
Downloads 542 (97,221)
Citation 62

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46.

The Agency of CoCos: Why Contingent Convertible Bonds Aren't for Everyone

Journal of Financial Intermediation, Vol. 48, Swiss Finance Institute Research Paper No. 19-43
Number of pages: 54 Posted: 11 Nov 2017 Last Revised: 13 Jan 2023
Roman Goncharenko, Steven Ongena and Asad Rauf
KU Leuven - Department of Accountancy, Finance and Insurance (AFI), University of Zurich - Department Finance and University of Groningen
Downloads 541 (97,436)
Citation 13

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CoCos, Contingent Convertible Bonds, Bank Capital Structure, Debt Overhang, Basel III

47.

The Economic Impact of Merger Control: What is Special about Banking?

ECB Working Paper No. 786
Number of pages: 60 Posted: 26 Jul 2007
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 541 (97,436)
Citation 9

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specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial regulation

CDS and Credit: The Effect of the Bangs on Credit Insurance, Lending and Hedging

Swiss Finance Institute Research Paper No. 23-102
Number of pages: 77 Posted: 19 May 2015 Last Revised: 05 Apr 2024
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
Downloads 407 (135,421)
Citation 1

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Credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC).

CDS and Credit: Testing the Small Bang Theory of the Financial Universe with Micro Data

Bundesbank Discussion Paper No. 16/2017
Number of pages: 42 Posted: 27 Jun 2017
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
Downloads 126 (417,901)

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credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC)

CDS and Credit: After the Bangs Cheaper Credit Insurance, More Lending and Hedging

CEPR Discussion Paper No. DP16744
Number of pages: 74 Posted: 04 Feb 2022
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
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Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

ECB Working Paper No. 1179
Number of pages: 61 Posted: 26 Apr 2010
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 394 (140,591)

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non-financial and financial borrower balance-sheet channels, financial accelerator, firm borrowing capacity, credit supply, business cycle, monetary policy, credit channel, net worth, capital, liquidity, 2007-09 crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Banco de Espana Working Paper No. 1030
Number of pages: 44 Posted: 01 Oct 2010
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 133 (400,584)
Citation 61

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Non-Financial and Financial Borrower Balance-Sheet Channels, Financial Accelerator, Firm Borrowing Capacity, Credit Supply, Business Cycle, Monetary Policy, Credit Channel, Net Worth, Capital, Liquidity, 2007-09 Crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

CEPR Discussion Paper No. DP7655
Number of pages: 53 Posted: 08 Feb 2010
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
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Citation 2
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credit supply, financial accelerator, firm borrowing capacity, non-financial and financial borrower balance-sheet channels

The Asset Reallocation Channel of Quantitative Easing. The Case of the UK

Journal of Corporate Finance, Forthcoming, Swiss Finance Institute Research Paper No. 19-72
Number of pages: 73 Posted: 04 Sep 2019 Last Revised: 23 Sep 2022
Simone Giansante, Mahmoud Fatouh and Steven Ongena
University of Palermo - Department of Economics, Business and Statistics, Bank of England and University of Zurich - Department Finance
Downloads 297 (191,401)

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Finance, monetary policy, quantitative easing, bank lending.

Does Quantitative Easing Boost Bank Lending to the Real Economy or Cause Other Bank Asset Reallocation? The Case of the UK

Bank of England Working Paper No. 883
Number of pages: 56 Posted: 19 Aug 2020
Simone Giansante, Mahmoud Fatouh and Steven Ongena
University of Palermo - Department of Economics, Business and Statistics, Bank of England and University of Zurich - Department Finance
Downloads 234 (243,435)
Citation 11

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Monetary policy, quantitative easing, bank lending

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

ECB Working Paper No. 498
Number of pages: 53 Posted: 09 Jul 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 482 (110,942)
Citation 18

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Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

CEPR Discussion Paper No. 5151
Number of pages: 54 Posted: 17 Aug 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 31 (883,439)
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Foreign bank lending, emerging markets, competition, lending relationships

52.

Distressed Relationships: Lessons from the Norwegian Banking Crisis (1988-1991)

Number of pages: 44 Posted: 11 Feb 2000
Steven Ongena, David C. Smith and Dag Michalsen
University of Zurich - Department Finance, University of Virginia - McIntire School of Commerce and BI Norwegian Business School
Downloads 501 (107,121)
Citation 10

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Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

CFS Working Paper, No. 529
Number of pages: 72 Posted: 19 Feb 2016 Last Revised: 20 Mar 2024
Qing He, Liping Lu and Steven Ongena
Renmin University of China, School of Finance, Renmin University of China and University of Zurich - Department Finance
Downloads 385 (144,429)
Citation 8

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Entrusted loan, inter-corporate loan, credit misallocation, certification

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

BOFIT Discussion Paper No. 1/2015
Number of pages: 49 Posted: 17 Feb 2016
Qing He, Liping Lu and Steven Ongena
Renmin University of China, School of Finance, Renmin University of China and University of Zurich - Department Finance
Downloads 113 (454,067)

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G30, G140, G210, entrusted loan, inter-corporate loan, credit misallocation, certification

The Impact of Organizational Structure and Lending Technology on Banking Competition

EFA 2006 Zurich Meetings, CentER Discussion Paper Series No. 2006-67, TILEC Discussion Paper No. 2007-019
Number of pages: 54 Posted: 22 Feb 2006
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 493 (107,975)
Citation 12

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banking sector, bank size, competition, mode of organization, hierarchies, authority, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

CEPR Discussion Paper No. DP6412
Number of pages: 55 Posted: 30 May 2008
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department Finance
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Citation 5
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authority, banking sector, competition, hierarchies, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

Review of Finance, Vol. 13, Issue 2, pp. 225-259, 2009
Posted: 21 Apr 2009
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department Finance

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G21, L11, L14

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 43 Posted: 16 Feb 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 308 (183,978)
Citation 1

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bank orientation, bank industry specialization, competition, lending relationships.

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 59 Posted: 30 Jun 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 154 (355,861)
Citation 11

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bank orientation, bank industry specialization, competition, lending relationships

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 64 Posted: 23 Sep 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 29 (901,832)
Citation 9
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Bank orientation, bank industry specialization, competition, lending relationships

56.

Market Discipline through Credit Ratings and Too-Big-to-Fail in Banking

Swiss Finance Institute Research Paper No. 17-09
Number of pages: 76 Posted: 07 Mar 2017 Last Revised: 09 Aug 2019
Sascha Kolaric, Florian Kiesel and Steven Ongena
University of Edinburgh Business School, Free University of Bolzano-Bozen and University of Zurich - Department Finance
Downloads 490 (109,982)
Citation 5

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Credit Ratings, CDS, Too-Big-To-Fail

57.

Household Inequality, Entrepreneurial Dynamism, and Corporate Financing

Swiss Finance Institute Research Paper No. 14-27
Number of pages: 80 Posted: 23 Apr 2014 Last Revised: 12 Jun 2020
Fabio Braggion, Mintra Dwarkasing and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management, Erasmus University Rotterdam and University of Zurich - Department Finance
Downloads 488 (110,519)
Citation 3

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Wealth Inequality; Entrepreneurship; Homestead Act; EIG Taxes

58.

In Lands of Foreign Currency Credit, Bank Lending Channels Run Through?

CFS Working Paper, No. 474, Swiss Finance Institute Research Paper No. 20-104, Journal of International Economics, Forthcoming
Number of pages: 92 Posted: 09 Oct 2014 Last Revised: 11 Dec 2020
Steven Ongena, Ibolya Schindele and Dzsamila Vonnák
University of Zurich - Department Finance, Central European University and Hungarian Academy of Sciences (HAS) - Institute of Economics CERS-HAS (IEHAS)
Downloads 483 (111,920)
Citation 8

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bank balance-sheet channel, monetary policy, foreign currency lending

59.

Bank Market Power and Firm Performance

Number of pages: 51 Posted: 03 Feb 2015 Last Revised: 19 Nov 2015
Manthos D. Delis, Sotirios Kokas and Steven Ongena
Audencia Business School, University of Essex - Essex Business School and University of Zurich - Department Finance
Downloads 471 (115,231)
Citation 2

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Bank market power, Lerner index, Firm performance, Syndicated loans

Counteroffers and Price Discrimination in Mortgage Lending

Swiss Finance Institute Research Paper No. 21-67
Number of pages: 49 Posted: 04 Oct 2021 Last Revised: 27 Jul 2023
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department Finance, Zeppelin University, Chair of Finance and NTNU Business School
Downloads 425 (128,778)

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Mortgage lending, Financial regulation, Consumer protection, digitalization, Price discrimination

Determinants of Price Discrimination and Switching Mortgage Provider Under Regulation and Digitalization

Number of pages: 52 Posted: 29 Nov 2022
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department Finance, Zeppelin University, Chair of Finance and NTNU Business School
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Mortgage lending, Financial regulation, Consumer protection, Digitalization, Price discrimination

61.

Monetary Policy, HTM Securities, and Uninsured Deposit Withdrawals

Swiss Finance Institute Research Paper No. 23-40
Number of pages: 32 Posted: 25 Apr 2023 Last Revised: 08 Jun 2023
Monash Business School - Department of Banking and Finance, University of Zurich - Department Finance and University of Southern Denmark
Downloads 466 (116,791)
Citation 1

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Interest rate risk; HTM securities; Uninsured deposits; Monetary policy

62.
Downloads 463 (117,660)
Citation 8

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 01 Mar 2008 Last Revised: 29 May 2013
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
Downloads 221 (257,101)
Citation 5

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foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
Downloads 131 (405,414)
Citation 6

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foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

EFA 2009 Bergen Meetings Paper
Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
Downloads 110 (463,493)
Citation 5

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foreign currency borrowing, competition, banking sector, market structure.

Foreign Currency Borrowing by Small Firms

CEPR Discussion Paper No. DP7540
Number of pages: 82 Posted: 17 Nov 2009
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
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banking structure, competition, foreign currency borrowing, market structure

63.
Downloads 458 (119,168)
Citation 1

Pollution permits and financing costs

Swiss Finance Institute Research Paper No. 20-117
Number of pages: 98 Posted: 21 Dec 2020 Last Revised: 05 Apr 2024
Athens University of Economics and Business, Audencia Business School, University of Zurich - Department Finance and Hellenic Open University (deceased)
Downloads 458 (117,848)

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Pollution permits; Loan spreads; Bond spreads; EU Emission Trading System; CO2 emissions

Pollution Permits and Financing Costs

CEPR Discussion Paper No. DP15517
Number of pages: 73 Posted: 23 Dec 2020
Athens University of Economics and Business, Audencia Business School, University of Zurich - Department Finance and Hellenic Open University (deceased)
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Citation 1
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64.

The Demise of Branch Banking - Technology, Consolidation, Bank Fragility

Swiss Finance Institute Research Paper No. 20-83
Number of pages: 54 Posted: 30 Sep 2020 Last Revised: 30 Oct 2023
Jan Keil and Steven Ongena
Humboldt University of Berlin and University of Zurich - Department Finance
Downloads 456 (119,822)
Citation 4

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branches, banking, technology, bank health, mergers and acquisitions

65.
Downloads 443 (123,966)
Citation 1

The Impact of Merger Legislation on Bank Mergers

Swiss Finance Institute Research Paper No. 16-33
Number of pages: 46 Posted: 21 May 2016 Last Revised: 09 Jul 2016
Bocconi University - Department of Finance, University of Zurich - Department Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 240 (237,499)
Citation 1

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banks; mergers and acquisitions; merger control; antitrust

The Impact of Merger Legislation on Bank Mergers

FRB of Cleveland Working Paper No. 16-14R
Number of pages: 46 Posted: 15 Jun 2016 Last Revised: 20 Feb 2023
Bocconi University - Department of Finance, University of Zurich - Department Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 203 (278,386)

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banks, mergers and acquisitions, merger control, antitrust

Collateral Damaged? Priority Structure, Credit Supply, and Firm Performance

Number of pages: 91 Posted: 25 Nov 2015 Last Revised: 26 Mar 2019
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department Finance and Norges Bank - Research Department
Downloads 275 (207,207)
Citation 6

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Collateral, investment, financial constraints, differences-in-differences, floating lien, seniority

Collateral Damage? On Collateral, Corporate Financing and Performance

ECB Working Paper No. 1918
Number of pages: 55 Posted: 19 Jun 2016
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department Finance and Norges Bank - Research Department
Downloads 160 (344,405)

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collateral, investment, financial constraints, differences-in-differences, floating lien

The countercyclical capital buffer and the composition of bank lending

Swiss Finance Institute Research Paper No. 21-66
Number of pages: 61 Posted: 24 Mar 2019 Last Revised: 24 Feb 2022
Raphael Auer, Alexandra Matyunina and Steven Ongena
Swiss National Bank, University of Zurich and University of Zurich - Department Finance
Downloads 248 (229,921)
Citation 18

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macroprudential policy, spillovers, credit, bank capital, systemic risk

The Countercyclical Capital Buffer and the Composition of Bank Lending

BIS Working Paper No. 593
Number of pages: 45 Posted: 15 Dec 2016
Raphael Auer and Steven Ongena
Swiss National Bank and University of Zurich - Department Finance
Downloads 186 (301,392)

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macroprudential policy, spillovers, credit, bank capital, systemic risk

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Swiss Finance Institute Research Paper No. 19-39
Number of pages: 70 Posted: 09 Aug 2019 Last Revised: 05 Mar 2024
Christoph Basten and Steven Ongena
University of Zurich and University of Zurich - Department Finance
Downloads 433 (126,021)
Citation 4

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Mortgage Lending, Spatial Competition, Multi-Product Pricing, Cross-Selling, Switching Costs, Complementary Demand, Bartik Instrument, Shift-Share Instrument, Credit Risk, Diversification, Automation, FinTech

The Geography of Mortgage Lending in Times of FinTech

CEPR Discussion Paper No. DP14918
Number of pages: 57 Posted: 29 Jun 2020
Christoph Basten and Steven Ongena
University of Zurich and University of Zurich - Department Finance
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Banking Automation, Bartik instrument, Credit Risk Diversification, Fintech, Mortgage lending, Online Pricing, Pandemic, spatial competition

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

De Nederlandsche Bank Working Paper No. 505
Number of pages: 66 Posted: 12 Mar 2016 Last Revised: 21 Jul 2018
University of Zurich - Department Finance, European Central Bank (ECB) and Bank of England
Downloads 246 (231,671)
Citation 52

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Sovereign debt, sovereign-bank loop, moral suasion

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

ECB Working Paper No. 1937
Number of pages: 58 Posted: 24 Aug 2016
University of Zurich - Department Finance, European Central Bank (ECB) and Bank of England
Downloads 183 (305,882)
Citation 1

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sovereign debt, sovereign‐bank loop, moral suasion

70.

The Impact of Foreign Sanctions on Firm Performance in Russia

Swiss Finance Institute Research Paper No. 23-115
Number of pages: 66 Posted: 27 Nov 2023
Queen Mary University of London, Lincoln University, New ZealandSchool of Banking and Finance, National Economics University and University of Zurich - Department Finance
Downloads 417 (132,976)
Citation 5

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firm performance; sanctions; Russia; political connection

71.

Efficiency Convergence in Islamic and Conventional Banks

Number of pages: 43 Posted: 02 May 2017 Last Revised: 23 Sep 2018
University of Huddersfield, University of Zurich - Department Finance, University of Bath, Lancaster University and Lancaster University Management School
Downloads 398 (140,305)
Citation 2

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Efficiency Convergence, Random Parameter Estimation, Conditional β-Convergence, Islamic Banks, Classification Trees

72.

The Economic Impact of Merger Control Legislation

FDIC Center for Financial Research Working Paper No. 2008-12, TILEC Discussion Paper No. 2008-006
Number of pages: 51 Posted: 20 Feb 2008 Last Revised: 13 Jan 2015
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 392 (142,664)
Citation 5

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mergers and acquisitions, competition policy, legal institutions, financial regulation

The International Diversification of Banks and the Value of their Cross-Border M&A Advice

CentER Discussion Paper Series No. 2010-24, European Banking Center Discussion Paper No. 2010-03
Number of pages: 42 Posted: 22 Mar 2010 Last Revised: 31 Jul 2015
Monash University, University of Zurich - Department Finance, Erasmus University - Rotterdam School of Management and Erasmus University - Rotterdam School of Management
Downloads 382 (145,664)
Citation 3

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Bank Diversification, Cross-Border Mergers and Acquisitions, Advisor Choice

The International Diversification of Banks and the Value of Their Cross-Border M&A Advice

CEPR Discussion Paper No. DP7735
Number of pages: 50 Posted: 17 Mar 2010
Abe de Jong, Steven Ongena and Marieke van der Poel
Monash University, University of Zurich - Department Finance and Erasmus University - Rotterdam School of Management
Downloads 3 (1,172,506)
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Advisor Choice, Bank Diversification, Cross-Border Mergers and Acquisitions

74.

Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small- and Medium-Sized Enterprises? Evidence from China

European Banking Center Discussion Paper No. 2012-007
Number of pages: 51 Posted: 13 Feb 2011 Last Revised: 10 Dec 2014
Terence Tai-Leung Chong, Liping Lu and Steven Ongena
The Chinese University of Hong Kong (CUHK) - Lau Chor Tak Institute of Global Economics and Finance, VU University Amsterdam and University of Zurich - Department Finance
Downloads 383 (146,499)
Citation 29

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Banking Competition, SMEs Financing, Credit Constraints

75.

Fear, Anger and Credit. On Bank Robberies and Loan Conditions

BAFFI CAREFIN Centre Research Paper No. 2015-10, Swiss Finance Institute Research Paper No. 19-42
Number of pages: 91 Posted: 02 Sep 2015 Last Revised: 12 Sep 2019
Paola Morales Acevedo and Steven Ongena
Tilburg University - Center for Economic Research (CentER) and University of Zurich - Department Finance
Downloads 378 (148,559)
Citation 11

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behavioura