Steven Ongena

University of Zurich - Department Finance

Schönberggasse 1

Zürich, 8001

Switzerland

Swiss Finance Institute

c/o University of Geneva

40, Bd du Pont-d'Arve

CH-1211 Geneva 4

Switzerland

KU Leuven

Oude Markt 13

Leuven, Vlaams-Brabant 3000

Belgium

NTNU Business School

Norway

Centre for Economic Policy Research (CEPR)

London

United Kingdom

  • University of Zurich - Department Finance

  • KU Leuven

  • NTNU Business School

SCHOLARLY PAPERS

237

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Rank 361

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Top 361

in Total Papers Downloads

92,896

TOTAL CITATIONS
Rank 183

SSRN RANKINGS

Top 183

in Total Papers Citations

3,278

Scholarly Papers (237)

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1.

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank Loans

Downloads 4,113 ( 5,552)
Citation 80

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank Loans

Swiss Finance Institute Research Paper No. 18-10
Number of pages: 64 Posted: 17 Feb 2018 Last Revised: 31 Jan 2023
Manthos D. Delis, Kathrin de Greiff, Kathrin de Greiff, Maria Iosifidi and Steven Ongena
Audencia Business School, Swiss Finance InstituteUniversity Zurich, Montpellier Business School and University of Zurich - Department Finance
Downloads 2,996 (9,096)
Citation 65

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Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Fossil fuel firms; Stranded assets.

Being Stranded with Fossil Fuel Reserves? Climate Policy Risk and the Pricing of Bank loans

EBRD Working Paper No. 231
Number of pages: 75 Posted: 11 Sep 2019
Manthos D. Delis, Kathrin de Greiff, Kathrin de Greiff and Steven Ongena
Audencia Business School, Swiss Finance InstituteUniversity Zurich and University of Zurich - Department Finance
Downloads 1,107 (42,355)
Citation 15

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Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms;

Being Stranded on the Carbon Bubble? Climate Policy Risk and the Pricing of Bank Loans

CEPR Discussion Paper No. DP12928
Number of pages: 65 Posted: 15 May 2018
Kathrin de Greiff, Kathrin de Greiff, Manthos D. Delis and Steven Ongena
Swiss Finance InstituteUniversity Zurich, Audencia Business School and University of Zurich - Department Finance
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Environmental policy; Climate policy risk; Loan pricing; Loan maturity; Carbon bubble; Fossil fuel firms; Stranded assets

2.

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

Downloads 2,864 ( 9,887)
Citation 126

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

European Banking Center Discussion Paper No. 2012-011
Number of pages: 44 Posted: 01 May 2012 Last Revised: 08 Aug 2015
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 2,072 (16,370)
Citation 26

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bank capital, dynamic provisioning, credit availability, financial crisis

Macroprudential Policy, Countercyclical Bank Capital Buffers and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments

National Bank of Belgium Working Paper No. 231
Number of pages: 67 Posted: 13 Oct 2012
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 792 (67,230)
Citation 100

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bank capital, dynamic provisioning, credit availability, financial crisis

3.

Green Versus Sustainable Loans: The Impact on Firms’ ESG Performance

Swiss Finance Institute Research Paper No. 22-42, Proceedings of the EUROFIDAI-ESSEC Paris December Finance Meeting 2022
Number of pages: 50 Posted: 24 May 2022 Last Revised: 04 Apr 2023
Özlem Dursun-de Neef, Steven Ongena and Gergana Tsonkova
Monash Business School - Department of Banking and Finance, University of Zurich - Department Finance and Goethe University Frankfurt
Downloads 2,418 (13,021)
Citation 5

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Green Loans; Sustainability Linked Loans; Environmental, Social, and Governance (ESG) Performance; Sustainable Finance

4.

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

Downloads 2,122 (16,078)
Citation 182

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

SAFE Working Paper No. 156
Number of pages: 86 Posted: 01 Dec 2016 Last Revised: 22 Jan 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance and Board of Governors of the Federal Reserve System
Downloads 1,419 (29,407)
Citation 15

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Bank capital ratios, Bank regulation, Credit supply

Bank Response to Higher Capital Requirements: Evidence from a Quasi-Natural Experiment

Swiss Finance Institute Research Paper No. 16-70
Number of pages: 82 Posted: 30 Nov 2016 Last Revised: 22 Mar 2018
Reint Gropp, Thomas C. Mosk, Steven Ongena and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance and Board of Governors of the Federal Reserve System
Downloads 703 (78,671)
Citation 167

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bank capital requirements, bank lending, real economy

5.

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Downloads 1,911 (19,000)
Citation 464

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

CentER Discussion Paper Series No. 2007-75, AFA 2009 San Francisco Meetings Paper
Number of pages: 54 Posted: 03 Oct 2007 Last Revised: 13 May 2013
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 1,138 (40,721)
Citation 376

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monetary policy, financial stability, credit risk, credit supply composition, business cycle, bank capital

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk-Taking?

Banco de Espana Working Paper No. 0833
Number of pages: 49 Posted: 27 Jan 2009
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 773 (69,409)
Citation 88

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monetary policy, low interest rates, financial stability, lending standards, credit risk-taking, credit composition, business cycle, liquidity risk

6.

Bank Relationships: A Review

Downloads 1,634 (24,165)
Citation 24

Bank Relationships: A Review

Number of pages: 37 Posted: 11 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance
Downloads 1,634 (23,741)
Citation 24

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Bank Relationships: A Review

Performance of Financial Institutions: Efficiency, Innovation, Regulations (P. Harker And S.A. Zenios, Ed.), Cambridge University Press
Posted: 16 Dec 1998
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance

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7.

Greenwashing: Do Investors, Markets and Boards Really Care?

Downloads 1,574 (25,643)

Greenwashing: Do Investors, Markets and Boards Really Care?

Swiss Finance Institute Research Paper No. 23-90
Number of pages: 57 Posted: 12 Oct 2023 Last Revised: 06 Aug 2024
Erdin Akyildirim, Shaen Corbet, Steven Ongena and Les Oxley
University of Zurich, Dublin City University, University of Zurich - Department Finance and University of Waikato - Department of Economics and Finance
Downloads 1,431 (28,999)

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Greenwashing, ESG, CSR, Regulation, Reputational Risk, G01, G14, G38

Greenwashing: Do Investors, Markets and Boards Really Care?

Swiss Finance Institute Research Paper No. 24-82
Number of pages: 42 Posted: 16 Aug 2024 Last Revised: 20 Nov 2024
Erdin Akyildirim, Shaen Corbet, Steven Ongena and Les Oxley
University of Zurich, Dublin City University, University of Zurich - Department Finance and University of Waikato - Department of Economics and Finance
Downloads 143 (438,430)

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Greenwashing, ESG, CSR, Regulation, reputational risk

8.

Climate Change Risk and the Cost of Mortgage Credit

Swiss Finance Institute Research Paper No. 20-97
Number of pages: 65 Posted: 03 Dec 2020 Last Revised: 14 Dec 2021
Duc Duy Nguyen, Steven Ongena, Shusen Qi and Vathunyoo Sila
Durham University, University of Zurich - Department Finance, Xiamen University - School of Management and University of Edinburgh - Business School
Downloads 1,507 (27,381)
Citation 77

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bank loans, residential mortgages, climate change risk, sea level rise, securitization

9.

ESG and Systemic Risk

Swiss Finance Institute Research Paper No. 22-25
Number of pages: 40 Posted: 15 Mar 2022 Last Revised: 26 Jul 2022
George-Marian Aevoae, Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University - Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 1,420 (29,914)
Citation 18

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Systemic Risk, Financial Stability, Corporate Social Responsibility (CSR), Environmental, Social and Governance (ESG) Scores

10.

Monetary Policy, Risk-Taking and Pricing: Evidence from a Quasi-Natural Experiment

European Banking Center Discussion Paper No. 2009-04S, CentER Discussion Paper Series No. 2009-31S
Number of pages: 52 Posted: 26 May 2009 Last Revised: 01 Jul 2014
Vasso Ioannidou, Steven Ongena and José-Luis Peydró
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR), University of Zurich - Department Finance and Imperial College London
Downloads 1,113 (42,720)
Citation 41

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low federal funds rate, lending standards, bank agency problems, credit and liquidity risk, subprime borrowers

11.

Islamic Finance in Europe

ECB Occasional Paper No. 146
Number of pages: 74 Posted: 24 Aug 2013
Filippo di Mauro, Pierluigi Caristi, Stéphane Couderc, Angela Di Maria, Lauren Ho, Baljeet Kaur Grewal, Sergio Masciantonio, Steven Ongena and Sajjad Zaheer
European Central Bank (ECB), Banque Centrale du Luxembourg, European Central Bank (ECB), Bank of Italy, Banque Centrale du Luxembourg, Kuwait Finance House Research, European Union - European Commission, University of Zurich - Department Finance and State Bank of Pakistan
Downloads 1,050 (46,318)

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Islamic finance, central bank monetary policy and regulations, globalisation, financial institutions, financing policy, corporate governance and culture, social responsibility

12.

Firm ESG Reputation Risk and Debt Choice

Downloads 1,033 (47,397)
Citation 2

Firm ESG Reputation Risk and Debt Choice

Swiss Finance Institute Research Paper No. 22-22
Number of pages: 54 Posted: 13 Mar 2022 Last Revised: 26 Apr 2023
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department Finance, University of Bath, School of management and Bangor Business School
Downloads 708 (77,946)

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ESG Risk, Debt Structure, Capital Structure, Debt Choices, Information Asymmetry

Banks vs. Markets: Are Banks More Effective in Facilitating Sustainability?

BOFIT Discussion Paper No. 5/2022
Number of pages: 44 Posted: 28 Apr 2022 Last Revised: 29 Apr 2022
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department Finance, University of Bath - School of Management and Bangor Business School
Downloads 325 (198,751)
Citation 2

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ESG risk, debt structure, capital structure, debt choices, bank monitoring

13.

Taxing Bank Leverage: The Effects on Bank Portfolio Allocation

Number of pages: 69 Posted: 26 Aug 2016 Last Revised: 25 Sep 2020
Claire Celerier, Thomas K. Kick and Steven Ongena
University of Toronto - Rotman School of Management, Deutsche Bundesbank and University of Zurich - Department Finance
Downloads 1,000 (49,665)
Citation 3

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Credit, Bank Leverage, Taxes, Capital Regulation

14.

Pricing Contract Terms in a Crisis: Venezuelan Bonds in 2016

Forthcoming, Capital Markets Law Journal (2016)
Number of pages: 22 Posted: 13 Jun 2016 Last Revised: 11 Jul 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department Finance
Downloads 979 (51,173)

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efficient markets, contracts, bonds, sovereign debt, collective action clauses, pari passu

15.

The Transmission of Monetary Policy Through Conventional and Islamic Banks

Downloads 954 (53,016)
Citation 10

The Transmission of Monetary Policy Through Conventional and Islamic Banks

European Banking Center Discussion Paper No. 2011-018, CentER Working Paper Series No. 2011-078
Number of pages: 56 Posted: 19 Jul 2011 Last Revised: 05 Feb 2013
Sajjad Zaheer, Steven Ongena and Sweder van Wijnbergen
State Bank of Pakistan, University of Zurich - Department Finance and Universiteit van Amsterdam
Downloads 818 (64,444)
Citation 9

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Monetary policy, Islamic Banking, Pakistan

The Transmission of Monetary Policy Through Conventional and Islamic Banks

Tinbergen Institute Discussion Paper 12-048/2
Number of pages: 42 Posted: 27 Apr 2012
Sajjad Zaheer, Steven Ongena and Sweder van Wijnbergen
State Bank of Pakistan, University of Zurich - Department Finance and Universiteit van Amsterdam
Downloads 136 (456,858)
Citation 1

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Monetary policy, Islamic Banking, Pakistan

16.

'Time for a Change': Loan Conditions and Bank Behavior when Firms Switch Banks

Journal of Finance, 2010
Number of pages: 81 Posted: 26 Feb 2007 Last Revised: 21 Jan 2010
Vasso Ioannidou and Steven Ongena
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR) and University of Zurich - Department Finance
Downloads 952 (53,237)
Citation 123

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competition, banking sector, market structure

17.

Population Aging and Bank Risk-taking

Swiss Finance Institute Research Paper No. 20-62
Number of pages: 53 Posted: 05 Aug 2019 Last Revised: 30 Mar 2023
Sebastian Doerr, Gazi Kabas and Steven Ongena
Bank for International Settlements, Tilburg University - Department of Finance and University of Zurich - Department Finance
Downloads 933 (54,674)
Citation 6

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Risk-taking, financial stability, low interest rates, population aging, demographics.

18.

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Downloads 923 (55,471)
Citation 48

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

European Corporate Governance Institute (ECGI) - Finance Working Paper No. 91/2005, EFA 2005 Moscow Meetings Paper
Number of pages: 53 Posted: 21 Feb 2005 Last Revised: 09 Nov 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 923 (54,602)
Citation 48

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Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Forthcoming
Posted: 26 Jun 2007
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance

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foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets

Review of Finance, Vol. 13, Issue 2, pp. 181-223, 2009
Posted: 21 Apr 2009
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance

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G21, L11, L14

19.

A Survival Analysis of Islamic and Conventional Banks

Journal of Financial Services Research, Forthcoming
Number of pages: 38 Posted: 31 May 2012 Last Revised: 11 Sep 2019
Vasileios Pappas, Steven Ongena, Marwan Izzeldin and Ana-Maria Fuertes
University of Bath, University of Zurich - Department Finance, Lancaster University Management School and Bayes Business School, City, University of London
Downloads 891 (58,218)
Citation 18

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Islamic banks, Failure risk, Survival analysis, Financial intermediation

20.

Distance, Lending Relationships and Competition

Number of pages: 63 Posted: 01 Aug 2003
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 856 (61,530)
Citation 389

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spatial price discrimination, bank credit, lending relationships

21.

“There is No Planet B", but for Banks “There are Countries B to Z": Domestic Climate Policy and Cross-Border Lending

Swiss Finance Institute Research Paper No. 22-28
Number of pages: 66 Posted: 05 Apr 2022 Last Revised: 25 Mar 2025
Emanuela Benincasa, Emanuela Benincasa, Gazi Kabas and Steven Ongena
Swiss Finance InstituteUniversity of Zurich - Department of Finance, University of Zurich and University of Zurich - Department Finance
Downloads 855 (61,647)
Citation 9

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Cross-border lending, climate policy, race to the bottom

22.

Of Religion and Redemption: Evidence from Default on Islamic Loans

Downloads 849 (62,259)
Citation 10

Of Religion and Redemption: Evidence from Default on Islamic Loans

CentER Discussion Paper Series No. 2012-014, European Banking Center Discussion Paper No. 2012-008
Number of pages: 66 Posted: 17 Jan 2011 Last Revised: 19 Feb 2014
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department Finance
Downloads 847 (61,462)
Citation 3

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Loan Default, Islamic Loans, Religion, Duration Analysis

Of Religion and Redemption: Evidence from Default on Islamic Loans

CEPR Discussion Paper No. DP8504
Number of pages: 68 Posted: 12 Aug 2011
Lieven Baele, Moazzam Farooq and Steven Ongena
Tilburg University - Department of Finance, Central Bank of Oman and University of Zurich - Department Finance
Downloads 2 (1,383,238)
Citation 7
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Duration Analysis, Islamic Loans, Loan Default, Religion

23.

“Sorry, We're Closed" Bank Branch Closures, Loan Pricing, and Information Asymmetries

Number of pages: 109 Posted: 19 Mar 2016 Last Revised: 28 Sep 2020
Diana Bonfim, Gil Nogueira and Steven Ongena
Banco de Portugal, Bank of Portugal and University of Zurich - Department Finance
Downloads 846 (62,567)
Citation 41

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competition, banking sector, market structure

24.

What Determines the Number of Bank Relationships? Cross-Country Evidence

Downloads 843 (62,961)
Citation 63

What Determines the Number of Bank Relationships? Cross-Country Evidence

Number of pages: 51 Posted: 01 May 1998
Steven Ongena and David C. Smith
University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 843 (61,958)
Citation 63

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What Determines the Number of Bank Relationships? Cross-Country Evidence

Posted: 28 Mar 2000
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance

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25.

Banks and Bonds: The Impact of Bank Loan Announcements on Bond and Equity Prices

EFA 2007 Ljubljana Meetings Paper
Number of pages: 37 Posted: 15 Feb 2007 Last Revised: 19 Mar 2009
Steven Ongena, Viorel Roscovan and Bas J. M. Werker
University of Zurich - Department Finance, Invesco and Tilburg University - Center for Economic Research (CentER)
Downloads 841 (63,068)
Citation 16

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Asymmetric Information, Credit Markets, Loans, Bonds, Credit Spreads

26.

Bank Lending Policies and Monetary Policy: Some Lessons From the Negative Interest Era

Downloads 819 (65,368)
Citation 62

Bank Lending Policies and Monetary Policy: Some Lessons From the Negative Interest Era

Swiss Finance Institute Research Paper No. 21-75
Number of pages: 66 Posted: 30 Apr 2018 Last Revised: 28 Feb 2023
Oscar Arce, Miguel Garcia-Posada, Sergio Mayordomo and Steven Ongena
Banco de España, Banco de España, Banco de España and University of Zurich - Department Finance
Downloads 382 (166,315)
Citation 1

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negative interest rates, negative for long, zero lower bound, lending policies, bank capital ratio, risk taking

Adapting Lending Policies When Negative Interest Rates Hit Banks’ Profits

Paris December 2018 Finance Meeting EUROFIDAI - AFFI
Number of pages: 43 Posted: 30 Apr 2018
Oscar Arce, Miguel Garcia-Posada, Sergio Mayordomo and Steven Ongena
Banco de España, Banco de España, Banco de España and University of Zurich - Department Finance
Downloads 240 (272,651)
Citation 31

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negative interest rates; risk taking; lending policies

Adapting lending policies in a “negative-for-long” scenario (Updated October 2020)

Banco de Espana Working Paper No. 1832
Number of pages: 46 Posted: 08 Oct 2018 Last Revised: 15 Oct 2020
Oscar Arce, Miguel Garcia-Posada, Sergio Mayordomo and Steven Ongena
Banco de España, Banco de España, Banco de España and University of Zurich - Department Finance
Downloads 197 (330,146)
Citation 30

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negative interest rates, negative for long, lending policies, banks capital ratio, risk taking

27.

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

Downloads 782 (69,439)
Citation 45

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

AFA 2009 San Francisco Meetings Paper, Second Singapore International Conference on Finance 2008, European Corporate Governance Institute (ECGI) - Finance Working Paper No. 221/2008
Number of pages: 46 Posted: 06 Mar 2008 Last Revised: 31 Oct 2018
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 771 (69,643)
Citation 45

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foreign bank lending, emerging markets, competition, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

CEPR Discussion Paper No. DP6958
Number of pages: 51 Posted: 02 Dec 2008
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 11 (1,308,265)
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competition, emerging markets, foreign bank lending, lending relationships

'Lending by Example': Direct and Indirect Effects of Foreign Banks in Emerging Markets

Journal of International Economics, Forthcoming
Posted: 13 Aug 2011
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance

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foreign bank lending, emerging markets, competition, lending relationships

28.

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Downloads 776 (70,162)
Citation 6

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

Swiss Finance Institute Research Paper No. 17-74
Number of pages: 64 Posted: 09 Jan 2018 Last Revised: 28 Jun 2023
Shusen Qi, Ralph De Haas, Steven Ongena, Stefan Straetmans and Tamas Vadasz
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department Finance, Maastricht University and KU Leuven - Faculty of Business and Economics (FEB)
Downloads 469 (130,879)
Citation 2

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Information sharing, branch clustering, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

EBRD Working Paper No. 223
Number of pages: 60 Posted: 27 Nov 2018 Last Revised: 06 Aug 2024
Shusen Qi, Ralph De Haas, Steven Ongena, Stefan Straetmans and Tamas Vadasz
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department Finance, Maastricht University and KU Leuven - Faculty of Business and Economics (FEB)
Downloads 239 (273,822)
Citation 1

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R51 Information sharing, branch clustering, spatial bank competition

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CentER Discussion Paper Series No. 2018-038
Number of pages: 55 Posted: 20 Sep 2018
Shusen Qi, Ralph De Haas, Steven Ongena and Stefan Straetmans
Xiamen University - School of Management, European Bank for Reconstruction and Development, University of Zurich - Department Finance and Maastricht University
Downloads 64 (760,904)

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branch clustering, information sharing, spatial oligopoly model

Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches

CEPR Discussion Paper No. DP15829
Number of pages: 61 Posted: 01 Mar 2021
Ralph De Haas, Steven Ongena, Shusen Qi and Stefan Straetmans
European Bank for Reconstruction and Development, University of Zurich - Department Finance, Xiamen University - School of Management and Maastricht University
Downloads 4 (1,370,324)
Citation 3
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29.

The Impact of Foreign Sanctions on Firm Performance in Russia

Downloads 772 (70,641)
Citation 11

The Impact of Foreign Sanctions on Firm Performance in Russia

Swiss Finance Institute Research Paper No. 23-115
Number of pages: 78 Posted: 27 Nov 2023 Last Revised: 28 Jan 2025
Luu Duc Toan Huynh, Khanh Hoang, Khanh Hoang and Steven Ongena
Queen Mary University of London, Lincoln University, New ZealandSchool of Banking and Finance, National Economics University and University of Zurich - Department Finance
Downloads 730 (74,909)
Citation 9

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firm performance, political connection, Russia, sanctions

The Impact of Foreign Sanctions on Firm Performance in Russia

Number of pages: 60 Posted: 09 Jul 2024
Luu Duc Toan Huynh, Khanh Hoang and Steven Ongena
Queen Mary University of London, Lincoln University (NZ) and University of Zurich - Department Finance
Downloads 42 (934,731)
Citation 2

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firm performance, sanctions, Russia, political connection

30.

On-Site Inspecting Zombie Lending

Downloads 765 (71,637)
Citation 11

On-Site Inspecting Zombie Lending

Swiss Finance Institute Research Paper No. 20-16
Number of pages: 67 Posted: 27 Feb 2020 Last Revised: 11 Nov 2021
Diana Bonfim, Geraldo Cerqueiro, Hans Degryse and Steven Ongena
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 764 (70,645)
Citation 1

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zombie lending, bank supervision

On-Site Inspecting Zombie Lending

CEPR Discussion Paper No. DP14754
Number of pages: 53 Posted: 20 May 2020
Diana Bonfim, Geraldo Cerqueiro, Hans Degryse and Steven Ongena
Banco de Portugal, Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 1 (1,392,180)
Citation 10
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31.

To What Extent Will the Banking Industry Be Globalized? A Study of Bank Nationality and Reach in 20 European Nations

Number of pages: 38 Posted: 29 May 2002
Allen N. Berger, Qinglei Dai, Steven Ongena and David C. Smith
University of South Carolina - Darla Moore School of Business, Universidade Nova de Lisboa - Faculdade de Economia, University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 763 (71,777)
Citation 32

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Bank, Globalization, Europe, Mergers

32.

The Price of Law: The Case of the Eurozone Collective Action Clauses

Downloads 758 (72,426)
Citation 10

The Price of Law: The Case of the Eurozone Collective Action Clauses

Carletti, Elena, Paolo Colla, Mitu G. Gulati and Steven Ongena, Forthcoming, The price of law: The case of the Eurozone Collective Action Clauses, Review of Financial Studies., Duke Law School Public Law & Legal Theory Series No. 2020-73
Number of pages: 51 Posted: 03 Aug 2016 Last Revised: 25 Jan 2022
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department Finance
Downloads 404 (156,101)
Citation 10

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collective action clauses, sovereign yields, reputation of law

The Price of Law: The Case of the Eurozone Collective Action Clauses

Duke Law School Public Law & Legal Theory Series No. 2016-1, Swiss Finance Institute Research Paper No. 17-35
Number of pages: 33 Posted: 07 Nov 2015 Last Revised: 16 Nov 2017
Elena Carletti, Paolo Colla, Mitu Gulati and Steven Ongena
Bocconi University - Department of Finance, Bocconi University - Department of Finance, University of Virginia School of Law and University of Zurich - Department Finance
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collective action clauses, sovereign yields, reputation of law

33.

Credit and Entrepreneurs’ Income

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Citation 2

Credit and Entrepreneurs’ Income

FRB of New York Staff Report No. 929, Rev. November 2024.  Previous titles: “Credit, Income, and Income Inequality," "Credit and Income Inequality," "Credit, Income, and Inequality,” and “Credit and Income”, Proceedings of Paris December 2020 Finance Meeting EUROFIDAI - ESSEC
Number of pages: 90 Posted: 29 Jun 2020 Last Revised: 22 Nov 2024
Manthos D. Delis, Fulvia Fringuellotti and Steven Ongena
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
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credit constraints, entrepreneurs’ income, business loans, economic mobility, regression discontinuity design

Credit and Income Inequality

Number of pages: 84 Posted: 20 Oct 2023
Manthos D. Delis, Fulvia Fringuellotti and Steven Ongena
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 43 (925,306)
Citation 2

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Credit constraints, Income Inequality, Business loans, Economic mobility, Regression discontinuity design

34.

Bank Relationships and Firm Profitability

Number of pages: 37 Posted: 13 Apr 1999
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 756 (72,681)
Citation 6

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35.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 35 Posted: 05 Jan 2012 Last Revised: 28 Apr 2017
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
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bank lending channel, credit supply, business cycle, credit crunch, capital

36.

Collateralization, Bank Loan Rates and Monitoring

Journal of Finance, Forthcoming
Number of pages: 54 Posted: 11 Aug 2011 Last Revised: 18 Feb 2014
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department Finance and Norges Bank - Research Department
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Citation 29

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collateral, credit rationing, differences-in-differences, floating lien, loan contracts, monitoring, natural experiment

37.

The Perennial Challenge to Counter Too-Big-To-Fail in Banking: Empirical Evidence from the New International Regulation Dealing with Global Systemically Important Banks

Swiss Finance Institute Research Paper No. 14-33
Number of pages: 50 Posted: 22 May 2014 Last Revised: 23 Jan 2015
Sebastian C. Moenninghoff, Steven Ongena and Axel Wieandt
WHU - Otto Beisheim School of Management, University of Zurich - Department Finance and WHU - Otto Beisheim School of Management
Downloads 709 (78,977)
Citation 22

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TBTF, Too Big to Fail, G-SIB, Global Systemically Important Bank, Bank Regulation, Unintended Consequences

38.

Informal or Formal Financing? Evidence on the Co-Funding of Chinese Firms

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Citation 31

Informal or Formal Financing? Evidence on the Co-Funding of Chinese Firms

Number of pages: 41 Posted: 17 Mar 2012 Last Revised: 01 Feb 2016
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
Downloads 394 (160,629)
Citation 22

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informal finance, formal finance, co-funding, sales growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

BOFIT Discussion Paper No. 14/2013
Number of pages: 54 Posted: 05 Jul 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
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informal finance, formal finance, co-funding, growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

European Banking Center Discussion Paper No. 2013-006, CentER Discussion Paper Series No. 2013-034
Number of pages: 63 Posted: 18 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
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Citation 3

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Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

KU Leuven - Faculty of Economics and Business Working Paper No. AFI _1380
Number of pages: 64 Posted: 19 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
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Citation 6

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Informal Finance, Formal Finance, Co-Funding, Growth

Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms

CEPR Discussion Paper No. DP9519
Number of pages: 64 Posted: 25 Jun 2013
Hans Degryse, Liping Lu and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), VU University Amsterdam and University of Zurich - Department Finance
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Co-Funding, Formal Finance, Growth, Informal Finance

39.

Connected Banks and Economic Policy Uncertainty

Swiss Finance Institute Research Paper No. 20-77
Number of pages: 41 Posted: 01 Sep 2020 Last Revised: 25 Apr 2022
Hua Cheng, Kishore Gawande, Steven Ongena and Shusen Qi
University of Texas at Austin, University of Texas at Austin, University of Zurich - Department Finance and Xiamen University - School of Management
Downloads 694 (81,149)
Citation 6

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Policy uncertainty; Political connections; Bank risk-taking

40.

The COVID-19 Pandemic and Sovereign Bond Risk

Swiss Finance Institute Research Paper No. 20-42, North American Journal of Economics and Finance, forthcoming
Number of pages: 41 Posted: 21 May 2020 Last Revised: 03 Aug 2021
Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
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Citation 13

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41.

Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation

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Citation 68

Some Borrowers are More Equal than Others: Bank Funding Shocks and Credit Reallocation

Swiss Finance Institute Research Paper No. 19-45
Number of pages: 73 Posted: 04 May 2016 Last Revised: 13 Sep 2019
Olivier De Jonghe, Olivier De Jonghe, Hans Dewachter, Klaas Mulier, Steven Ongena and Glenn Schepens
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department Finance and European Central Bank (ECB)
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Citation 67

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Credit reallocation, bank funding shock, domestic credit, sector specialization, firm risk

Some Borrowers Are More Equal than Others: Bank Funding Shocks and Credit Reallocation

ECB Working Paper No. 2230 (2019); ISBN 978-92-899-3492-3
Number of pages: 73 Posted: 31 Jan 2019
Olivier De Jonghe, Olivier De Jonghe, Hans Dewachter, Klaas Mulier, Steven Ongena and Glenn Schepens
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics, Ghent University - Faculty of Economics and Business Administration, University of Zurich - Department Finance and European Central Bank (ECB)
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Citation 1

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credit reallocation, bank funding shock, bank credit, sector market share, sector specialization, firm risk

42.

The Impact of Bank Consolidation on Commercial Borrower Welfare

Number of pages: 55 Posted: 08 Nov 2000
Jason J. Karceski, Steven Ongena and David C. Smith
LSV Asset Management, University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 661 (86,350)
Citation 25

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Bank relationships, bank mergers, market power

43.

CDS and Credit: The Effect of the Bangs on Credit Insurance, Lending and Hedging

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Citation 1

CDS and Credit: The Effect of the Bangs on Credit Insurance, Lending and Hedging

Swiss Finance Institute Research Paper No. 23-102
Number of pages: 75 Posted: 19 May 2015 Last Revised: 20 Jan 2025
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
Downloads 436 (142,864)
Citation 1

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Credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC).

CDS and Credit: Testing the Small Bang Theory of the Financial Universe with Micro Data

Bundesbank Discussion Paper No. 16/2017
Number of pages: 42 Posted: 27 Jun 2017
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
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credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clearing Corporation (DTCC)

CDS and Credit: The Effect of the Bangs on Credit Insurance, Lending and Hedging

Swiss Finance Institute Research Paper No. 24-83
Number of pages: 77 Posted: 12 May 2024 Last Revised: 09 Mar 2025
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
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Credit default swaps, credit exposure, hedging, bank lending, Depository Trust and Clear-ing Corporation (DTCC)

CDS and Credit: After the Bangs Cheaper Credit Insurance, More Lending and Hedging

CEPR Discussion Paper No. DP16744
Number of pages: 74 Posted: 04 Feb 2022
Yalin Gündüz, Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Yuejuan Yu
Deutsche Bundesbank, University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Shandong University
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44.

Asymmetric information and the securitization of SME loans

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Citation 29

Asymmetric information and the securitization of SME loans

Swiss Finance Institute Research Paper No. 21-13
Number of pages: 54 Posted: 12 Feb 2021 Last Revised: 01 Apr 2025
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
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Citation 2

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securitization, SME loans, moral hazard, adverse selection

Asymmetric Information and the Securitization of SME Loans

Bank of Italy Temi di Discussione (Working Paper) No. 1091
Number of pages: 48 Posted: 17 Mar 2017
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
Downloads 118 (512,377)
Citation 27

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securitization, SME loans, moral hazard, adverse selection

Asymmetric Information and the Securitization of SME Loans

Number of pages: 51 Posted: 29 May 2024
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
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securitization, SME loans, moral hazard, adverse selection

45.

Fixed Rate versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Downloads 468 (92,553)
Citation 9

Fixed Rate versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Swiss Finance Institute Research Paper No. 20-99
Number of pages: 99 Posted: 03 Dec 2020 Last Revised: 14 Sep 2023
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 279 (234,076)
Citation 1

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Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Bank of Italy Temi di Discussione (Working Paper) No. 1176
Number of pages: 75 Posted: 12 Jul 2018 Last Revised: 17 Aug 2019
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 114 (526,344)
Citation 8

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mortgages, financial duration, cross-border banks

Fixed Rate Versus Adjustable Rate Mortgages Evidence from Euro Area Banks

Number of pages: 85 Posted: 18 May 2022
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
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Fixed Rate versus Adjustable Rate Mortgages, European Banks, household finance

Fixed Rate Versus Adjustable Rate Mortgages: Evidence from Euro Area Banks

Number of pages: 84 Posted: 31 Jan 2022
Ugo Albertazzi, Fulvia Fringuellotti and Steven Ongena
ECB -DG Monetary Policy, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
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Fixed Rate Mortgages, Adjustable Rate Mortgages, Euro Area Banks

46.

The Asset Reallocation Channel of Quantitative Easing. The Case of the UK

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Citation 11

The Asset Reallocation Channel of Quantitative Easing. The Case of the UK

Journal of Corporate Finance, Forthcoming, Swiss Finance Institute Research Paper No. 19-72
Number of pages: 73 Posted: 04 Sep 2019 Last Revised: 23 Sep 2022
Simone Giansante, Mahmoud Fatouh and Steven Ongena
University of Palermo - Department of Economics, Business and Statistics, Bank of England and University of Zurich - Department Finance
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Finance, monetary policy, quantitative easing, bank lending.

Does Quantitative Easing Boost Bank Lending to the Real Economy or Cause Other Bank Asset Reallocation? The Case of the UK

Bank of England Working Paper No. 883
Number of pages: 56 Posted: 19 Aug 2020
Simone Giansante, Mahmoud Fatouh and Steven Ongena
University of Palermo - Department of Economics, Business and Statistics, Bank of England and University of Zurich - Department Finance
Downloads 290 (224,807)
Citation 11

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Monetary policy, quantitative easing, bank lending

47.

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Downloads 592 (99,411)
Citation 63

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

ECB Working Paper No. 1179
Number of pages: 61 Posted: 26 Apr 2010
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 423 (148,045)

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non-financial and financial borrower balance-sheet channels, financial accelerator, firm borrowing capacity, credit supply, business cycle, monetary policy, credit channel, net worth, capital, liquidity, 2007-09 crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

Banco de Espana Working Paper No. 1030
Number of pages: 44 Posted: 01 Oct 2010
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 162 (394,446)
Citation 61

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Non-Financial and Financial Borrower Balance-Sheet Channels, Financial Accelerator, Firm Borrowing Capacity, Credit Supply, Business Cycle, Monetary Policy, Credit Channel, Net Worth, Capital, Liquidity, 2007-09 Crisis

Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans

CEPR Discussion Paper No. DP7655
Number of pages: 53 Posted: 08 Feb 2010
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
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Citation 2
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credit supply, financial accelerator, firm borrowing capacity, non-financial and financial borrower balance-sheet channels

48.

The Agency of CoCos: Why Contingent Convertible Bonds Aren't for Everyone

Journal of Financial Intermediation, Vol. 48, Swiss Finance Institute Research Paper No. 19-43
Number of pages: 54 Posted: 11 Nov 2017 Last Revised: 13 Jan 2023
Roman Goncharenko, Steven Ongena and Asad Rauf
KU Leuven - Department of Accountancy, Finance and Insurance (AFI), University of Zurich - Department Finance and University of Groningen, Faculty of Economics and Business, Students
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Citation 13

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CoCos, Contingent Convertible Bonds, Bank Capital Structure, Debt Overhang, Basel III

49.

The Impact of Organizational Structure and Lending Technology on Banking Competition

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Citation 16

The Impact of Organizational Structure and Lending Technology on Banking Competition

EFA 2006 Zurich Meetings, CentER Discussion Paper Series No. 2006-67, TILEC Discussion Paper No. 2007-019
Number of pages: 54 Posted: 22 Feb 2006
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 571 (102,712)
Citation 11

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banking sector, bank size, competition, mode of organization, hierarchies, authority, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

CEPR Discussion Paper No. DP6412
Number of pages: 55 Posted: 30 May 2008
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department Finance
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Citation 5
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authority, banking sector, competition, hierarchies, technology

The Impact of Organizational Structure and Lending Technology on Banking Competition

Review of Finance, Vol. 13, Issue 2, pp. 225-259, 2009
Posted: 21 Apr 2009
Hans Degryse, Luc Laeven and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), European Central Bank (ECB) and University of Zurich - Department Finance

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G21, L11, L14

50.

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

Downloads 573 (103,621)
Citation 19

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

ECB Working Paper No. 498
Number of pages: 53 Posted: 09 Jul 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
Downloads 541 (109,941)
Citation 18

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Foreign bank lending, emerging markets, competition, lending relationships

Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets

CEPR Discussion Paper No. 5151
Number of pages: 54 Posted: 17 Aug 2005
Mariassunta Giannetti and Steven Ongena
Stockholm School of Economics and University of Zurich - Department Finance
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Citation 1
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Foreign bank lending, emerging markets, competition, lending relationships

51.

The Impact of Policy Interventions on Systemic Risk across Banks

Swiss Finance Institute Research Paper No. 20-101
Number of pages: 58 Posted: 21 Mar 2015 Last Revised: 09 Jan 2023
Simona Nistor and Steven Ongena
Babes-Bolyai University - Department of Finance and University of Zurich - Department Finance
Downloads 572 (103,861)
Citation 8

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systemic risk, policy interventions, risk strategies, regulatory restrictions

52.

The Impact of Competition on Bank Orientation and Specialization

Downloads 557 (107,339)
Citation 21

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 43 Posted: 16 Feb 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 321 (201,467)
Citation 1

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bank orientation, bank industry specialization, competition, lending relationships.

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 59 Posted: 30 Jun 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 203 (321,018)
Citation 11

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bank orientation, bank industry specialization, competition, lending relationships

The Impact of Competition on Bank Orientation and Specialization

Number of pages: 64 Posted: 23 Sep 2004
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
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Citation 9
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Bank orientation, bank industry specialization, competition, lending relationships

53.

Empirical Evidence on the Duration of Bank Relationships

BI-DP 1997-3
Number of pages: 31 Posted: 22 Apr 1997
David C. Smith and Steven Ongena
University of Virginia - McIntire School of Commerce and University of Zurich - Department Finance
Downloads 556 (107,586)
Citation 63

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54.

Monetary policy, HTM securities, and uninsured deposit withdrawals

Swiss Finance Institute Research Paper No. 23-40
Number of pages: 42 Posted: 25 Apr 2023 Last Revised: 07 Mar 2025
Özlem Dursun-de Neef, Steven Ongena and Alexander Schandlbauer
Monash Business School - Department of Banking and Finance, University of Zurich - Department Finance and University of Southern Denmark
Downloads 554 (108,321)
Citation 3

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HTM securities, Uninsured deposits, Monetary policy, Interest rate risk

55.

The Economic Impact of Merger Control: What is Special about Banking?

ECB Working Paper No. 786
Number of pages: 60 Posted: 26 Jul 2007
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 552 (108,557)
Citation 9

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specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial specialness of banks, mergers and acquisitions, competition policy, legal institutions, financial regulation

56.

Market Discipline through Credit Ratings and Too-Big-to-Fail in Banking

Swiss Finance Institute Research Paper No. 17-09
Number of pages: 76 Posted: 07 Mar 2017 Last Revised: 09 Aug 2019
Sascha Kolaric, Florian Kiesel and Steven Ongena
University of Edinburgh Business School, Free University of Bolzano-Bozen and University of Zurich - Department Finance
Downloads 546 (110,084)
Citation 5

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Credit Ratings, CDS, Too-Big-To-Fail

57.

Bank Market Power and Firm Performance

Number of pages: 51 Posted: 03 Feb 2015 Last Revised: 19 Nov 2015
Manthos D. Delis, Sotirios Kokas and Steven Ongena
Audencia Business School, University of Essex - Essex Business School and University of Zurich - Department Finance
Downloads 540 (111,626)
Citation 2

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Bank market power, Lerner index, Firm performance, Syndicated loans

58.

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

Downloads 528 (115,626)

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

CFS Working Paper, No. 529
Number of pages: 72 Posted: 19 Feb 2016 Last Revised: 20 Mar 2024
Qing He, Liping Lu and Steven Ongena
Renmin University of China, School of Finance, Renmin University of China and University of Zurich - Department Finance
Downloads 409 (155,277)

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Entrusted loan, inter-corporate loan, credit misallocation, certification

Who Gains from Credit Granted between Firms? Evidence from Inter-Corporate Loan Announcements Made in China

BOFIT Discussion Paper No. 1/2015
Number of pages: 49 Posted: 17 Feb 2016
Qing He, Liping Lu and Steven Ongena
Renmin University of China, School of Finance, Renmin University of China and University of Zurich - Department Finance
Downloads 119 (508,989)

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G30, G140, G210, entrusted loan, inter-corporate loan, credit misallocation, certification

59.

The Demise of Branch Banking - Technology, Consolidation, Bank Fragility

Swiss Finance Institute Research Paper No. 20-83
Number of pages: 54 Posted: 30 Sep 2020 Last Revised: 30 Oct 2023
Jan Keil and Steven Ongena
Humboldt University of Berlin and University of Zurich - Department Finance
Downloads 523 (116,133)
Citation 7

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branches, banking, technology, bank health, mergers and acquisitions

60.

Distressed Relationships: Lessons from the Norwegian Banking Crisis (1988-1991)

Number of pages: 44 Posted: 11 Feb 2000
Steven Ongena, David C. Smith and Dag Michalsen
University of Zurich - Department Finance, University of Virginia - McIntire School of Commerce and BI Norwegian Business School
Downloads 515 (118,390)
Citation 10

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61.

Pollution permits and financing costs

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Citation 3

Pollution permits and financing costs

Swiss Finance Institute Research Paper No. 20-117
Number of pages: 98 Posted: 21 Dec 2020 Last Revised: 05 Apr 2024
Fabio Antoniou, Manthos D. Delis, Steven Ongena and Chris Tsoumas
Athens University of Economics and Business, Audencia Business School, University of Zurich - Department Finance and Hellenic Open University (deceased)
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Pollution permits; Loan spreads; Bond spreads; EU Emission Trading System; CO2 emissions

Pollution Permits and Financing Costs

CEPR Discussion Paper No. DP15517
Number of pages: 73 Posted: 23 Dec 2020
Fabio Antoniou, Manthos D. Delis, Steven Ongena and Chris Tsoumas
Athens University of Economics and Business, Audencia Business School, University of Zurich - Department Finance and Hellenic Open University (deceased)
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Citation 3
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62.

Counteroffers and Price Discrimination in Mortgage Lending

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Counteroffers and Price Discrimination in Mortgage Lending

Swiss Finance Institute Research Paper No. 21-67
Number of pages: 49 Posted: 04 Oct 2021 Last Revised: 27 Jul 2023
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department Finance, Zeppelin University, Chair of Finance and NTNU Business School
Downloads 451 (137,342)

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Mortgage lending, Financial regulation, Consumer protection, digitalization, Price discrimination

Determinants of Price Discrimination and Switching Mortgage Provider Under Regulation and Digitalization

Number of pages: 52 Posted: 29 Nov 2022
Steven Ongena, Florentina Paraschiv and Endre J Reite
University of Zurich - Department Finance, Zeppelin University, Chair of Finance and NTNU Business School
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Mortgage lending, Financial regulation, Consumer protection, Digitalization, Price discrimination

63.

Household Inequality, Entrepreneurial Dynamism, and Corporate Financing

Swiss Finance Institute Research Paper No. 14-27
Number of pages: 80 Posted: 23 Apr 2014 Last Revised: 12 Jun 2020
Fabio Braggion, Mintra Dwarkasing and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management, Erasmus University Rotterdam and University of Zurich - Department Finance
Downloads 499 (122,967)
Citation 3

Abstract:

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Wealth Inequality; Entrepreneurship; Homestead Act; EIG Taxes

64.

In Lands of Foreign Currency Credit, Bank Lending Channels Run Through?

CFS Working Paper, No. 474, Swiss Finance Institute Research Paper No. 20-104, Journal of International Economics, Forthcoming
Number of pages: 92 Posted: 09 Oct 2014 Last Revised: 11 Dec 2020
Steven Ongena, Ibolya Schindele and Dzsamila Vonnák
University of Zurich - Department Finance, Central European University and Hungarian Academy of Sciences (HAS) - Institute of Economics CERS-HAS (IEHAS)
Downloads 495 (124,167)
Citation 8

Abstract:

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bank balance-sheet channel, monetary policy, foreign currency lending

65.

The Impact of Merger Legislation on Bank Mergers

Downloads 494 (124,443)
Citation 1

The Impact of Merger Legislation on Bank Mergers

Swiss Finance Institute Research Paper No. 16-33
Number of pages: 46 Posted: 21 May 2016 Last Revised: 09 Jul 2016
Elena Carletti, Steven Ongena, Jan-Peter Siedlarek and Giancarlo Spagnolo
Bocconi University - Department of Finance, University of Zurich - Department Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 278 (234,948)
Citation 1

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banks; mergers and acquisitions; merger control; antitrust

The Impact of Merger Legislation on Bank Mergers

FRB of Cleveland Working Paper No. 16-14R
Number of pages: 46 Posted: 15 Jun 2016 Last Revised: 20 Feb 2023
Elena Carletti, Steven Ongena, Jan-Peter Siedlarek and Giancarlo Spagnolo
Bocconi University - Department of Finance, University of Zurich - Department Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 216 (302,454)

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banks, mergers and acquisitions, merger control, antitrust

66.

Foreign Currency Borrowing by Small Firms

Downloads 494 (124,443)
Citation 16

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 01 Mar 2008 Last Revised: 29 May 2013
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
Downloads 233 (280,898)
Citation 5

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foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
Downloads 140 (446,131)
Citation 6

Abstract:

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foreign currency borrowing, competition, banking sector, market structure

Foreign Currency Borrowing by Small Firms

EFA 2009 Bergen Meetings Paper
Number of pages: 72 Posted: 07 Feb 2009
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
Downloads 118 (512,377)
Citation 5

Abstract:

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foreign currency borrowing, competition, banking sector, market structure.

Foreign Currency Borrowing by Small Firms

CEPR Discussion Paper No. DP7540
Number of pages: 82 Posted: 17 Nov 2009
Martin Brown, Steven Ongena and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance and Swiss National Bank
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banking structure, competition, foreign currency borrowing, market structure

67.

Global Evidence on Profit Shifting Within Firms and Across Time

Journal of Accounting and Economics, Forthcoming
Number of pages: 82 Posted: 02 Dec 2022 Last Revised: 11 Oct 2024
Fotis Delis, Manthos D. Delis, Luc Laeven and Steven Ongena
European Commission, Joint Research Centre, Audencia Business School, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 492 (125,393)

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Profit shifting, multinational enterprises, nonparametric estimation, tax arbitrage, global sample, F23, H25, H26, H32, M41

68.

The countercyclical capital buffer and the composition of bank lending

Downloads 486 (126,939)
Citation 18

The countercyclical capital buffer and the composition of bank lending

Swiss Finance Institute Research Paper No. 21-66
Number of pages: 61 Posted: 24 Mar 2019 Last Revised: 24 Feb 2022
Raphael Auer, Alexandra Matyunina and Steven Ongena
Swiss National Bank, University of Zurich and University of Zurich - Department Finance
Downloads 262 (249,644)
Citation 18

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macroprudential policy, spillovers, credit, bank capital, systemic risk

The Countercyclical Capital Buffer and the Composition of Bank Lending

BIS Working Paper No. 593
Number of pages: 45 Posted: 15 Dec 2016
Raphael Auer and Steven Ongena
Swiss National Bank and University of Zurich - Department Finance
Downloads 224 (291,866)

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macroprudential policy, spillovers, credit, bank capital, systemic risk

69.

Collateral Damaged? Priority Structure, Credit Supply, and Firm Performance

Downloads 466 (133,553)
Citation 6

Collateral Damaged? Priority Structure, Credit Supply, and Firm Performance

Number of pages: 91 Posted: 25 Nov 2015 Last Revised: 26 Mar 2019
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department Finance and Norges Bank - Research Department
Downloads 287 (227,272)
Citation 6

Abstract:

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Collateral, investment, financial constraints, differences-in-differences, floating lien, seniority

Collateral Damage? On Collateral, Corporate Financing and Performance

ECB Working Paper No. 1918
Number of pages: 55 Posted: 19 Jun 2016
Geraldo Cerqueiro, Steven Ongena and Kasper Roszbach
Catolica-Lisbon SBE, University of Zurich - Department Finance and Norges Bank - Research Department
Downloads 179 (360,770)

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collateral, investment, financial constraints, differences-in-differences, floating lien

70.

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Downloads 453 (138,185)
Citation 4

Mortgage Lending through a FinTech Web Platform. The Roles of Competition, Diversification, and Automation.

Swiss Finance Institute Research Paper No. 19-39
Number of pages: 70 Posted: 09 Aug 2019 Last Revised: 05 Mar 2024
Christoph Basten and Steven Ongena
European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 452 (136,962)
Citation 4

Abstract:

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Mortgage Lending, Spatial Competition, Multi-Product Pricing, Cross-Selling, Switching Costs, Complementary Demand, Bartik Instrument, Shift-Share Instrument, Credit Risk, Diversification, Automation, FinTech

The Geography of Mortgage Lending in Times of FinTech

CEPR Discussion Paper No. DP14918
Number of pages: 57 Posted: 29 Jun 2020
Christoph Basten and Steven Ongena
European Central Bank (ECB) and University of Zurich - Department Finance
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Banking Automation, Bartik instrument, Credit Risk Diversification, Fintech, Mortgage lending, Online Pricing, Pandemic, spatial competition

71.

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

Downloads 448 (140,051)
Citation 53

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

De Nederlandsche Bank Working Paper No. 505
Number of pages: 66 Posted: 12 Mar 2016 Last Revised: 21 Jul 2018
Steven Ongena, Alexander A. Popov and Neeltje van Horen
University of Zurich - Department Finance, European Central Bank (ECB) and Bank of England
Downloads 261 (250,601)
Citation 52

Abstract:

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Sovereign debt, sovereign-bank loop, moral suasion

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

ECB Working Paper No. 1937
Number of pages: 58 Posted: 24 Aug 2016
Steven Ongena, Alexander A. Popov and Neeltje van Horen
University of Zurich - Department Finance, European Central Bank (ECB) and Bank of England
Downloads 187 (346,698)
Citation 1

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sovereign debt, sovereign‐bank loop, moral suasion

72.

Borrower Technology Similarity and Bank Loan Contracting

Swiss Finance Institute Research Paper No. 23-84
Number of pages: 87 Posted: 22 Sep 2023 Last Revised: 04 Feb 2025
Mingze Gao, Yunying Huang, Steven Ongena and Eliza Wu
Macquarie University, Macquarie Business School, The University of Sydney, University of Zurich - Department Finance and The University of Sydney - Business School
Downloads 432 (145,999)

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Technology similarity, Loan contracting, Matching model, Relationship lending

73.

Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital?

Downloads 422 (150,059)

Supranational Rules, National Discretion: Increasing versus Inflating Regulatory Bank Capital?

Swiss Finance Institute Research Paper No. 20-112
Number of pages: 75 Posted: 03 Dec 2020 Last Revised: 02 Jun 2022
Reint Gropp, Thomas C. Mosk, Steven Ongena, Carlo Wix and Ines Simac
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance, Board of Governors of the Federal Reserve System and KU Leuven
Downloads 223 (293,156)

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Bank capital requirements, regulatory forbearance

Supranational Rules, National Discretion: Increasing Versus Inflating Regulatory Bank Capital?

SAFE Working Paper No. 296
Number of pages: 56 Posted: 25 Nov 2020 Last Revised: 11 Oct 2022
Reint Gropp, Thomas C. Mosk, Steven Ongena, Ines Simac and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance, KU Leuven and Board of Governors of the Federal Reserve System
Downloads 198 (328,590)

Abstract:

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Supranational Rules, National Discretion: Increasing Versus Inflating Regulatory Bank Capital?

CEPR Discussion Paper No. DP15764
Number of pages: 57 Posted: 11 Feb 2021
Reint Gropp, Thomas C. Mosk, Steven Ongena, Ines Simac and Carlo Wix
Halle Institute for Economic Research, Queen Mary University of London - School of Economics and Finance, University of Zurich - Department Finance, KU Leuven and Board of Governors of the Federal Reserve System
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74.

Climate Change and Bank Deposits

Swiss Finance Institute Research Paper No. 24-46
Number of pages: 64 Posted: 04 Jan 2024 Last Revised: 27 Feb 2025
Özlem Dursun-de Neef and Steven Ongena
Monash Business School - Department of Banking and Finance and University of Zurich - Department Finance
Downloads 419 (151,365)

Abstract:

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Climate change, Global warming, Fossil fuel financing, Bank deposits

75.

Efficiency Convergence in Islamic and Conventional Banks

Number of pages: 43 Posted: 02 May 2017 Last Revised: 23 Sep 2018
Jill Johnes, Steven Ongena, Vasileios Pappas, Mike Tsionas and Marwan Izzeldin
University of Huddersfield, University of Zurich - Department Finance, University of Surrey - Surrey Business School, Lancaster University and Lancaster University Management School
Downloads 406 (156,861)
Citation 2

Abstract:

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Efficiency Convergence, Random Parameter Estimation, Conditional β-Convergence, Islamic Banks, Classification Trees

76.

The Economic Impact of Merger Control Legislation

FDIC Center for Financial Research Working Paper No. 2008-12, TILEC Discussion Paper No. 2008-006
Number of pages: 51 Posted: 20 Feb 2008 Last Revised: 13 Jan 2015
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 406 (156,861)
Citation 5

Abstract:

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mergers and acquisitions, competition policy, legal institutions, financial regulation

77.

Gender, Performance, and Promotion in the Labor Market for Commercial Bankers

Swiss Finance Institute Research Paper No. 23-23
Number of pages: 81 Posted: 23 Mar 2023 Last Revised: 21 Jan 2024
Marco Ceccarelli, Christoph Herpfer and Steven Ongena
VU University Amsterdam, University of Virginia, Darden School and University of Zurich - Department Finance
Downloads 405 (157,269)

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Gender bias, promotion, glass-ceiling, commercial bankers, performance

78.

Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small- and Medium-Sized Enterprises? Evidence from China

European Banking Center Discussion Paper No. 2012-007
Number of pages: 51 Posted: 13 Feb 2011 Last Revised: 10 Dec 2014
Terence Tai-Leung Chong, Liping Lu and Steven Ongena
The Chinese University of Hong Kong (CUHK) - Lau Chor Tak Institute of Global Economics and Finance, VU University Amsterdam and University of Zurich - Department Finance
Downloads 404 (157,694)
Citation 38

Abstract:

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Banking Competition, SMEs Financing, Credit Constraints

79.

The cost of data privacy law: Evidence from the California mortgage market

Swiss Finance Institute Research Paper No. 23-25
Number of pages: 69 Posted: 31 Mar 2023 Last Revised: 28 Apr 2025
Manish Gupta, Danny McGowan and Steven Ongena
Nottingham University Business School, Durham University and University of Zurich - Department Finance
Downloads 402 (158,607)
Citation 1

Abstract:

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Consumer data privacy, compliance costs, nonbanks, mortgages, California Consumer Privacy Act

80.

The International Diversification of Banks and the Value of their Cross-Border M&A Advice

Downloads 395 (161,781)
Citation 3

The International Diversification of Banks and the Value of their Cross-Border M&A Advice

CentER Discussion Paper Series No. 2010-24, European Banking Center Discussion Paper No. 2010-03
Number of pages: 42 Posted: 22 Mar 2010 Last Revised: 31 Jul 2015
Abe de Jong, Steven Ongena, Anjana Rajamani and Marieke van der Poel
Monash University, University of Zurich - Department Finance, Erasmus University - Rotterdam School of Management and Erasmus University - Rotterdam School of Management
Downloads 391 (162,065)
Citation 3

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Bank Diversification, Cross-Border Mergers and Acquisitions, Advisor Choice

The International Diversification of Banks and the Value of Their Cross-Border M&A Advice

CEPR Discussion Paper No. DP7735
Number of pages: 50 Posted: 17 Mar 2010
Abe de Jong, Steven Ongena and Marieke van der Poel
Monash University, University of Zurich - Department Finance and Erasmus University - Rotterdam School of Management
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Advisor Choice, Bank Diversification, Cross-Border Mergers and Acquisitions

81.

Fear, Anger and Credit. On Bank Robberies and Loan Conditions

BAFFI CAREFIN Centre Research Paper No. 2015-10, Swiss Finance Institute Research Paper No. 19-42
Number of pages: 91 Posted: 02 Sep 2015 Last Revised: 12 Sep 2019
Paola Morales Acevedo and Steven Ongena
Tilburg University - Center for Economic Research (CentER) and University of Zurich - Department Finance
Downloads 390 (164,073)
Citation 11

Abstract:

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behavioural finance, bank robberies, transactional versus relationship lending

82.

Do Lenders Price the Brown Factor in Car Loans? Evidence from Diesel Cars

Swiss Finance Institute Research Paper No. 22-76
Number of pages: 63 Posted: 12 Oct 2022 Last Revised: 02 Sep 2024
Winta Beyene, Matteo Falagiarda, Steven Ongena and Alessandro Scopelliti
Leibniz Institute for Financial Research SAFE, European Central Bank (ECB), University of Zurich - Department Finance and KU Leuven, Department Accounting, Finance and Insurance
Downloads 389 (164,527)
Citation 5

Abstract:

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Car Loans, Captive Banks, Car Manufacturers, Diesel Emissions Scandal, Car Circulation Restrictions, G21, G51, Q53, Q58

83.

Creditor Concentration: An Empirical Investigation

Downloads 388 (165,002)
Citation 21

Creditor Concentration: An Empirical Investigation

Number of pages: 48 Posted: 11 Sep 2007 Last Revised: 08 Nov 2011
Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Natalja von Westernhagen
University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 294 (221,557)
Citation 15

Abstract:

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bank relationships, asymmetric financing, banking competition

Creditor Concentration: An Empirical Investigation

Bundesbank Series 2 Discussion Paper No. 2007,15
Number of pages: 72 Posted: 08 Jun 2016
Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Natalja von Westernhagen
University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 94 (605,894)
Citation 6

Abstract:

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bank relationships, asymmetric financing, banking competition

84.

Crime and Punishment? Anticipation, Diffusion, and Propagation of Global Sanctions

Swiss Finance Institute Research Paper No. 23-59
Number of pages: 93 Posted: 11 Jul 2022 Last Revised: 15 Jan 2025
Steven Ongena, Anna Pestova and Mikhail Mamonov
University of Zurich - Department Finance, Charles University in Prague - CERGE-EI, a joint workplace of Charles University and the Economics Institute of the Czech Academy of Sciences and TBS Business School
Downloads 384 (166,971)
Citation 11

Abstract:

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Political connections, Staggered policy implementation, International borrowings, Foreign asset holdings, Difference in differences, Aggregate real effects

85.

Flooded through the Back Door: The Role of Bank Capital in Local Shock Spillovers

Swiss Finance Institute Research Paper No. 20-07
Number of pages: 68 Posted: 03 Mar 2020 Last Revised: 02 Nov 2020
Oliver Rehbein and Steven Ongena
Vienna University of Economics and Business and University of Zurich - Department Finance
Downloads 375 (171,428)
Citation 22

Abstract:

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natural disaster, real effects, shock transmission, bank capital

86.

Management practices and M&A success

Downloads 375 (171,428)
Citation 3

Management practices and M&A success

Swiss Finance Institute Research Paper No. 20-102
Number of pages: 93 Posted: 07 Dec 2020 Last Revised: 13 Sep 2021
Manthos D. Delis, Maria Iosifidi, Pantelis Kazakis, Steven Ongena and Mike G. Tsionas
Audencia Business School, University of Surrey - Surrey Business School, University of Glasgow, University of Zurich - Department Finance and Montpellier Business School
Downloads 191 (339,914)
Citation 3

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Mergers and acquisitions; Management practices; Acquirer returns

Management as the sine qua non for M&A Success

Number of pages: 99 Posted: 13 Sep 2017 Last Revised: 06 Dec 2020
Manthos D. Delis, Maria Iosifidi, Pantelis Kazakis, Steven Ongena and Mike Tsionas
Audencia Business School, University of Surrey - Surrey Business School, University of Glasgow, University of Zurich - Department Finance and Lancaster University
Downloads 184 (352,014)

Abstract:

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Mergers and acquisitions, Management practices, Acquirer returns

87.

Distance, Bank Organizational Structure, and Credit

TILEC Discussion Paper No. 2007-018
Number of pages: 31 Posted: 11 Jun 2007
Hans Degryse, Geraldo Cerqueiro and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), Catolica-Lisbon SBE and University of Zurich - Department Finance
Downloads 369 (174,575)
Citation 3

Abstract:

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financial intermediation, distance, organizations, loan rates, collateral

88.

Flood, Farms and Credit: The Role of Branch Banking in the Era of Climate Change

Downloads 363 (177,839)
Citation 4

Flood, Farms and Credit: The Role of Branch Banking in the Era of Climate Change

Swiss Finance Institute Research Paper No. 22-52
Number of pages: 68 Posted: 16 Jun 2022 Last Revised: 30 Nov 2023
Pejman Abedifar, Seyed Javad Kashizadeh and Steven Ongena
University of St Andrews - School of Management, Khatam University - Tehran Institute for Advanced Studies and University of Zurich - Department Finance
Downloads 321 (201,467)
Citation 4

Abstract:

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Bank branch, Relationship lending, Climate change, Agricultural loans

Flood, Farms and Credit: The Role of Branch Banking in the Era of Climate Change

Number of pages: 66 Posted: 29 Oct 2023
Pejman Abedifar, Seyed Javad Kashizadeh and Steven Ongena
University of St Andrews - School of Management, affiliation not provided to SSRN and University of Zurich - Department Finance
Downloads 42 (934,731)

Abstract:

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Bank branch, Relationship lending, Climate change, Agricultural loans

89.

Overconfident Bank CEOs: Risk Amplification Amid Economic Policy Uncertainty?

Downloads 335 (180,552)

Overconfident Bank CEOs: Risk Amplification Amid Economic Policy Uncertainty?

Swiss Finance Institute Research Paper No. 24-31
Number of pages: 63 Posted: 03 May 2024 Last Revised: 02 Jan 2025
Kwabena A. Addo, Shams Pathan and Steven Ongena
Utrecht University, University of Newcastle - Newcastle University Business School and University of Zurich - Department Finance
Downloads 237 (276,135)

Abstract:

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Economic Policy Uncertainty, CEO overconfidence, banking risk, bank lending, banking performance

Overconfident Bank CEOS: Risk Amplification Amid Economic Policy Uncertainty?

Number of pages: 48 Posted: 03 Sep 2024
Kwabena A. Addo, Shams Pathan and Steven Ongena
Utrecht University, University of Newcastle - Newcastle University Business School and University of Zurich - Department Finance
Downloads 57 (808,659)

Abstract:

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Economic Policy Uncertainty, CEO overconfidence, banking risk, bank lending, banking performance.

Overconfident Bank CEOS: Risk Amplification Amid Economic Policy Uncertainty?

Number of pages: 61 Posted: 02 Jan 2025
Kwabena A. Addo, Steven Ongena and Shams Pathan
Utrecht University, University of Zurich - Department Finance and University of Newcastle - Newcastle University Business School
Downloads 41 (944,481)

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Economic Policy Uncertainty, CEO overconfidence, banking risk, bank lending, banking performance

90.

Bank Capital Requirements, Loan Guarantees and Firm Performance

Downloads 358 (180,552)
Citation 62

Bank Capital Requirements, Loan Guarantees and Firm Performance

Swiss Finance Institute Research Paper No. 19-28
Number of pages: 46 Posted: 06 Jun 2019 Last Revised: 09 Jun 2019
Sergio Mayordomo, Antonio Moreno, Steven Ongena and Maria Rodriguez-Moreno
Banco de España, School of Economics and Business, University of Navarra, University of Zurich - Department Finance and Banco de España
Downloads 288 (226,442)
Citation 43

Abstract:

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Banks, Asymmetric Information, Real Guarantees, Personal Guarantees, Risk Taking, Capital Requirements

'Keeping it Personal' or 'Getting Real'? On the Drivers and Effectiveness of Personal versus Real Loan Guarantees

Banco de Espana Working Paper No. 1715
Number of pages: 54 Posted: 09 May 2017
Sergio Mayordomo, Antonio Moreno, Steven Ongena and Maria Rodriguez-Moreno
Banco de España, School of Economics and Business, University of Navarra, University of Zurich - Department Finance and Banco de España
Downloads 70 (724,190)
Citation 19

Abstract:

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banks, asymmetric information, real guarantees, personal guarantees, risk-taking, capital requirements

91.

Firm Complexity and Investment Inefficiency

Swiss Finance Institute Research Paper No. 23-89
Number of pages: 64 Posted: 10 Oct 2023 Last Revised: 25 Mar 2025
Pantelis Kazakis, Woon Sau Leung and Steven Ongena
University of Glasgow, University of Southampton - Southampton Business School and University of Zurich - Department Finance
Downloads 354 (182,785)

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firm complexity, investment efficiency, IPOs, information asymmetry, agency costs, compliance costs

92.

Leveraged Loans: Is High Leverage Risk Priced in?

Swiss Finance Institute Research Paper No. 20-111
Number of pages: 57 Posted: 03 Dec 2020 Last Revised: 02 Feb 2023
David Newton, Steven Ongena, Ru Xie and Binru Zhao
University of Bath - School of Management, University of Zurich - Department Finance, University of Bath, School of management and Bangor Business School
Downloads 350 (184,985)

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Leverage Risk, Syndicated Loan Pricing, Leveraged Loan, Information Asymmetry

93.

Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?

Downloads 348 (186,166)
Citation 14

Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?

ECB Working Paper No. 1023
Number of pages: 46 Posted: 14 Feb 2009
Steven Ongena and Viorel Roscovan
University of Zurich - Department Finance and Invesco
Downloads 262 (249,644)
Citation 2

Abstract:

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relationship banking, bank organization, bank origin, loan announcement return

Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?

Number of pages: 33 Posted: 04 Nov 2012
Steven Ongena and Viorel Roscovan
University of Zurich - Department Finance and Invesco
Downloads 86 (641,347)
Citation 12

Abstract:

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relationship banking, bank organization, bank origin, loan announcement return

94.

Back to the Roots of Internal Credit Risk Models: Does Risk Explain Why Banks’ Risk-Weighted Asset Levels Converge over Time?

Downloads 308 (189,109)
Citation 1

Back to the Roots of Internal Credit Risk Models: Does Risk Explain Why Banks’ Risk-Weighted Asset Levels Converge over Time?

Swiss Finance Institute Research Paper No. 22-33
Number of pages: 104 Posted: 20 Apr 2022 Last Revised: 19 Jun 2023
Victoria Böhnke, Steven Ongena, Florentina Paraschiv and Endre J Reite
Deutsche Bundesbank, University of Zurich - Department Finance, Zeppelin University, Chair of Finance and NTNU Business School
Downloads 308 (210,752)
Citation 1

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Capital regulation, credit risk, internal ratings-based approach, regulatory arbitrage, risk-weighted assets

95.

Can Lending Hierarchies Balance Bias? The Role of Personal Environmental Values in Credit to Green Firms

Swiss Finance Institute Research Paper No. 23-113
Number of pages: 87 Posted: 25 May 2023 Last Revised: 23 Jan 2025
Di Bu, Matti Keloharju, Yin Liao and Steven Ongena
Macquarie University, Department of Applied Finance, Aalto University School of Business, Macquarie University - Department of Applied Finance and Actuarial Studies and University of Zurich - Department Finance
Downloads 340 (190,967)

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Green bank lending, customer managers, loan officers, values, beliefs, subjective information JEL Codes: G21

96.

Gender, Credit, and Firm Outcomes

Swiss Finance Institute Research Paper No. 19-70
Number of pages: 51 Posted: 23 Oct 2019 Last Revised: 02 Jan 2020
Manthos D. Delis, Iftekhar Hasan, Maria Iosifidi and Steven Ongena
Audencia Business School, Fordham University, University of Surrey - Surrey Business School and University of Zurich - Department Finance
Downloads 339 (191,546)
Citation 3

Abstract:

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Gender, Loan applications, Bank’s credit decision, Firm profitability and default

97.

Bank Funding, Securitization and Loan Terms: Evidence from Foreign Currency Lending

Downloads 338 (192,174)
Citation 10

Bank Funding, Securitization and Loan Terms: Evidence from Foreign Currency Lending

European Banking Center Discussion Paper No. 2009-21, CentER Discussion Paper Series No. 2009-78
Number of pages: 55 Posted: 07 Oct 2009 Last Revised: 29 May 2013
Martin Brown, Karolin Kirschenmann and Steven Ongena
Swiss National Bank - Study Center Gerzensee, ZEW – Leibniz Centre for European Economic Research and University of Zurich - Department Finance
Downloads 333 (193,572)
Citation 9

Abstract:

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foreign currency debt, banking

Foreign Currency Loans - Demand or Supply Driven?

CEPR Discussion Paper No. DP7952
Number of pages: 50 Posted: 16 Aug 2010
Martin Brown, Karolin Kirschenmann and Steven Ongena
Swiss National Bank - Study Center Gerzensee, ZEW – Leibniz Centre for European Economic Research and University of Zurich - Department Finance
Downloads 5 (1,363,853)
Citation 1
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banking, foreign currency debt

98.

Catch, Restrict, and Release: The Real Story of Bank Bailouts

Swiss Finance Institute Research Paper No. 20-45
Number of pages: 58 Posted: 04 Jun 2020 Last Revised: 18 Apr 2024
Allen N. Berger, Simona Nistor, Steven Ongena and Sergey Tsyplakov
University of South Carolina - Darla Moore School of Business, Babes-Bolyai University - Department of Finance, University of Zurich - Department Finance and University of South Carolina - Darla Moore School of Business
Downloads 337 (192,791)
Citation 5

Abstract:

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bailout, debt guarantees, capital injections, bailout restrictions, regulatory restriction phase, restriction duration

99.

Keep Walking? Geographical Proximity, Religion, and Relationship Banking

Number of pages: 39 Posted: 25 Jul 2015 Last Revised: 12 Jun 2018
Thorsten Beck, Steven Ongena and Ilkay Sendeniz-Yuncu
City University London - The Business School, University of Zurich - Department Finance and Middle East Technical University
Downloads 333 (195,274)
Citation 4

Abstract:

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geography of banking, Islamic banking

100.

Banks, Non-Banks, and the Incorporation of Local Information in CMBS Loan Pricing

Swiss Finance Institute Research Paper No. 19-58
Number of pages: 58 Posted: 07 Nov 2019 Last Revised: 25 Apr 2023
Piet Eichholtz, Nagihan Mimiroglu, Steven Ongena and Erkan Yönder
Maastricht University, Maastricht University, University of Zurich - Department Finance and John Molson School of Business, Concordia University
Downloads 327 (199,147)
Citation 1

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CMBS, non-bank lending, geographical distance, asymmetric information, loan spread

101.

Effects of Bank Capital Requirements on Lending by Banks and Non-Bank Financial Institutions

Downloads 324 (201,088)
Citation 2

Effects of Bank Capital Requirements on Lending by Banks and Non-Bank Financial Institutions

Deutsche Bundesbank Discussion Paper No. 26/2023
Number of pages: 61 Posted: 14 Nov 2023
Peter Bednarek, Olga Briukhova, Steven Ongena and Natalja von Westernhagen
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, University of Zurich - Department Finance and Deutsche Bundesbank
Downloads 178 (362,604)
Citation 2

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non-bank financial intermediation, bank capital requirements, EBA capital exercise

Effects of Bank Capital Requirements on Lending by Banks and Non-Bank Financial Institutions

Swiss Finance Institute Research Paper No. 25-12
Number of pages: 52 Posted: 10 Jan 2024 Last Revised: 30 Jan 2025
Peter Bednarek, Olga Briukhova, Steven Ongena and Natalja von Westernhagen
Deutsche Bundesbank, University of Zurich - Department of Banking and Finance, University of Zurich - Department Finance and Deutsche Bundesbank
Downloads 146 (430,957)

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non-bank financial intermediation, bank capital requirements, EBA capital exercise

102.

Securitisation and Lending Standards: Evidence from the European Wholesale Loan Market

Number of pages: 30 Posted: 21 Mar 2011 Last Revised: 27 Mar 2015
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 314 (208,058)

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Securitisation, Bank Risk Taking, Syndicated Loans, Recent Financial Crisis

103.

Interbank Market Integration, Loan Rates, and Firm Leverage

Downloads 301 (217,767)
Citation 4

Interbank Market Integration, Loan Rates, and Firm Leverage

22nd Australasian Finance and Banking Conference 2009
Number of pages: 41 Posted: 01 Aug 2009 Last Revised: 08 Oct 2010
Steven Ongena and Alexander A. Popov
University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 169 (379,964)
Citation 3

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interbank markets, financial integration, selection, loan rates, bank competition, firm leverage

Interbank Market Integration, Loan Rates, and Firm Leverage

ECB Working Paper No. 1252
Number of pages: 52 Posted: 04 Oct 2010
Steven Ongena and Alexander A. Popov
University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 132 (468,364)
Citation 1

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interbank markets, selection, loan rates, bank competition, firm leverage

104.

Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks

CentER Discussion Paper Series No. 2013-040, European Banking Center Discussion Paper No. 2013-007
Number of pages: 45 Posted: 18 Jul 2013 Last Revised: 26 Sep 2015
Steven Ongena, José-Luis Peydró and Neeltje van Horen
University of Zurich - Department Finance, Imperial College London and Bank of England
Downloads 300 (218,553)
Citation 21

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international transmission, firm real effects, foreign banks, international wholesale

105.

Democratic Development and Credit 'Democracy Doesn`t Come Cheap' But At Least Credit to Its Corporations Will Be

Swiss Finance Institute Research Paper No. 17-14
Number of pages: 83 Posted: 15 May 2017 Last Revised: 12 Sep 2018
Manthos D. Delis, Iftekhar Hasan and Steven Ongena
Audencia Business School, Fordham University and University of Zurich - Department Finance
Downloads 293 (224,114)
Citation 4

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Loan pricing; Loan spreads; Democratic institutions; Reversals

106.

Economic Support during the COVID Crisis. Quantitative Easing and Lending Support Schemes in the UK

Swiss Finance Institute Research Paper No. 21-54
Number of pages: 17 Posted: 23 Apr 2021 Last Revised: 16 Oct 2021
Mahmoud Fatouh, Simone Giansante and Steven Ongena
Bank of England, University of Palermo - Department of Economics, Business and Statistics and University of Zurich - Department Finance
Downloads 289 (227,342)
Citation 8

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Monetary policy, quantitative easing, bank lending

107.

Gender Bias and Credit Market Barriers for Female Entrepreneurs

Number of pages: 49 Posted: 19 Sep 2012 Last Revised: 05 Nov 2013
Steven Ongena and Alexander A. Popov
University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 286 (229,808)

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cultural bias, gender-based discrimination, female-owned firms, credit supply

108.

The Certification Role of the Eu-Wide Stress Testing Exercises in the Stock Market. What Can We Learn from the Stress Tests (2014-2021)?

Downloads 285 (230,633)
Citation 1

The Certification Role of the Eu-Wide Stress Testing Exercises in the Stock Market. What Can We Learn from the Stress Tests (2014-2021)?

ECB Working Paper No. 2022/2711
Number of pages: 42 Posted: 15 Aug 2022
Agha Durrani, Steven Ongena and Aurea Ponte Marques
European Central Bank (ECB), University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 129 (477,272)
Citation 1

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excess return, financial stability, stock markets, stress tests, volatility

The Certification Role of the Eu-Wide Stress Testing Exercises in the Stock Market. What Can We Learn from the Stress Tests (2014-2021)?

Number of pages: 40 Posted: 18 Jul 2022
Aurea Ponte Marques, Agha Durrani and Steven Ongena
European Central Bank (ECB), European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 123 (495,924)

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Stress tests, Financial stability, Stock markets, Excess return, Volatility

The Certification Role of the Eu-Wide Stress Testing Exercises in the Stock Market. What Can We Learn from the Stress Tests (2014-2021)?

Number of pages: 41 Posted: 02 Sep 2023
Aurea Ponte Marques, Steven Ongena and Agha Durrani
European Central Bank (ECB), University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 33 (1,028,431)

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Stress tests, Financial stability, Stock markets, Excess returns, Volatility

109.

Conflict Induced Beliefs: Evidence from Lending

Downloads 281 (234,109)
Citation 1

Conflict Induced Beliefs: Evidence from Lending

Swiss Finance Institute Research Paper No. 20-50
Number of pages: 68 Posted: 26 Jun 2020 Last Revised: 03 Apr 2025
Mrinal Mishra, Steven Ongena and Yushi Peng
The University of Melbourne, University of Zurich - Department Finance and Tilburg University
Downloads 280 (233,264)
Citation 1

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Banking, Lending, Conflict, Beliefs

The Effect of Conflict on Lending: Evidence from Indian Border Areas

CEPR Discussion Paper No. DP14925
Number of pages: 61 Posted: 29 Jun 2020
Mrinal Mishra and Steven Ongena
The University of Melbourne and University of Zurich - Department Finance
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bank lending, interest rate, war

110.

Working with Women, Do Men Get All the Credit?

Swiss Finance Institute Research Paper No. 18-01
Number of pages: 59 Posted: 18 Jan 2018 Last Revised: 24 Aug 2021
Shusen Qi, Steven Ongena and Hua Cheng
Xiamen University - School of Management, University of Zurich - Department Finance and University of Texas at Austin
Downloads 281 (234,109)
Citation 2

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Credit Access, Gender, Discrimination, Teamwork

111.

Enforcement Actions on Banks and the Structure of Loan Syndicates

Number of pages: 72 Posted: 26 Apr 2016 Last Revised: 09 Oct 2019
Manthos D. Delis, Maria Iosifidi, Sotirios Kokas, Dimitrios Xefteris and Steven Ongena
Audencia Business School, University of Surrey - Surrey Business School, University of Essex - Essex Business School, University of Cyprus and University of Zurich - Department Finance
Downloads 280 (234,980)
Citation 4

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Syndicated Loan Market, Syndicate Structure, Reputation of Lead Arranger, Enforcement Actions, Incomplete and Asymmetric Information, Loan-Level Data

112.

Foreign Ownership and Market Power in Banking: Evidence from a World Sample

Number of pages: 66 Posted: 12 May 2014 Last Revised: 04 Apr 2015
Manthos D. Delis, Sotirios Kokas and Steven Ongena
Audencia Business School, University of Essex - Essex Business School and University of Zurich - Department Finance
Downloads 280 (234,980)
Citation 13

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Bank market power, competition, foreign banks, world sample

113.

“If You Don't Know Me by Now ...” Information Collection by Banks in Lending to Private Firms

Swiss Finance Institute Research Paper No. 23-01
Number of pages: 49 Posted: 13 Jan 2023 Last Revised: 31 Jan 2025
Stijn Claessens, Steven Ongena and Teng Wang
Yale School of Management, University of Zurich - Department Finance and Board of Governors of the Federal Reserve System
Downloads 275 (239,348)

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114.

Bond versus banks financing in the climate transition: The role of stranded asset risk

Downloads 274 (242,072)
Citation 7

Bond versus banks financing in the climate transition: The role of stranded asset risk

Swiss Finance Institute Research Paper No. 24-43
Number of pages: 77 Posted: 03 Sep 2024 Last Revised: 08 Apr 2025
Winta Beyene, Manthos D. Delis and Steven Ongena
Leibniz Institute for Financial Research SAFE, Audencia Business School and University of Zurich - Department Finance
Downloads 263 (250,601)
Citation 4

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Too-Big-To-Strand? Bond Versus Bank Financing in the Transition to a Low-Carbon Economy

CEPR Discussion Paper No. DP16692
Number of pages: 71 Posted: 09 Nov 2021
Winta Beyene, Kathrin De Greiff, Manthos D. Delis and Steven Ongena
Leibniz Institute for Financial Research SAFE, Swiss Finance Institute, Audencia Business School and University of Zurich - Department Finance
Downloads 11 (1,308,265)
Citation 3
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Climate policy risk, Credit misallocation, Financial Intermediation, Stranded assets

115.

The Disciplining Effect of Supervisory Scrutiny in the EU-wide Stress Test

Downloads 124 (249,420)
Citation 7

The Disciplining Effect of Supervisory Scrutiny in the EU-Wide Stress Test

Swiss Finance Institute Research Paper No. 22-59, 2022
Number of pages: 68 Posted: 03 Aug 2022 Last Revised: 14 Nov 2022
Cosimo Pancaro, Christoffer Kok, Carola Müller and Steven Ongena
European Central Bank (ECB), European Central Bank (ECB), Halle Institute for Economic Research and University of Zurich - Department Finance
Downloads 122 (499,142)

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Stress Testing, Credit risk, Internal Models, Banking Supervision, banking regulation

The Disciplining Effect of Supervisory Scrutiny in the Eu-Wide Stress Test

CEPR Discussion Paper No. DP16157
Number of pages: 64 Posted: 14 Jul 2021
Christoffer Kok, Carola Müller, Steven Ongena and Cosimo Pancaro
European Central Bank (ECB), Halle Institute for Economic Research, University of Zurich - Department Finance and European Central Bank (ECB)
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Citation 7
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116.

Bank Credit and Market-based Finance for Corporations: The Effects of Minibond Issuances for Unlisted Firms

Swiss Finance Institute Research Paper No. 20-93
Number of pages: 109 Posted: 09 Nov 2020 Last Revised: 02 Jan 2025
Steven Ongena, Sara Pinoli, Paola Rossi and Alessandro Scopelliti
University of Zurich - Department Finance, Bank of Italy, Bank of Italy and KU Leuven, Department Accounting, Finance and Insurance
Downloads 263 (250,369)
Citation 2

Abstract:

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Bank Credit, Capital Markets, Minibonds, Loan Pricing, SME Finance

117.

Gender Bias and Credit Access

ECB Working Paper No. 1822
Number of pages: 59 Posted: 10 Jul 2015
Steven Ongena and Alexander A. Popov
University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 260 (254,285)
Citation 29

Abstract:

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Cultural bias; Gender-based discrimination; Bank credit; Female-owned firms

118.

Rules versus Discretion in Loan Rate Setting

Downloads 259 (254,285)
Citation 7

Rules versus Discretion in Loan Rate Setting

TILEC Discussion Paper No. 2007-026, CentER Discussion Paper No. 2007-59, CESifo Working Paper Series No. 2091
Number of pages: 47 Posted: 02 Mar 2007 Last Revised: 20 Feb 2014
Hans Degryse, Geraldo Cerqueiro and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), Catolica-Lisbon SBE and University of Zurich - Department Finance
Downloads 233 (280,898)
Citation 3

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financial intermediation. loan rates, price discrimination, variance analysis

Rules versus Discretion in Loan Rate Setting

CEPR Discussion Paper No. DP6450
Number of pages: 44 Posted: 05 Jun 2008
Geraldo Cerqueiro, Hans Degryse and Steven Ongena
Catolica-Lisbon SBE, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 26 (1,111,820)
Citation 4
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Financial intermediation, loan rates, price discrimination, variance analysis

119.

Population Diversity and Financial Risk-Taking

Swiss Finance Institute Research Paper No. 20-53
Number of pages: 79 Posted: 07 Jul 2020 Last Revised: 06 Mar 2023
Manthos D. Delis, Evangelos Dioikitopoulos and Steven Ongena
Audencia Business School, King’s College London and University of Zurich - Department Finance
Downloads 258 (255,331)

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Stock market participation, Equity share, SIPP, Immigrants, Individualism, Scientific knowledge, Financial endowment.

120.

Basel II and Operational Risk

Downloads 254 (259,428)
Citation 1

Basel II and Operational Risk

Swiss Finance Institute Research Paper No. 20-55, Michael J. Brennan Irish Finance Working Paper Series Research Paper No. 20-10
Number of pages: 60 Posted: 28 Jul 2020 Last Revised: 13 Jan 2023
Thomas Conlon, Xing Huan and Steven Ongena
University College Dublin, EDHEC Business School and University of Zurich - Department Finance
Downloads 251 (260,720)
Citation 1

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Basel II, Market Discipline, Measurement Approach, Operational Risk, Pillar 3, Supervisory Disclosure, Risk Governance

Operational Risk Capital

CEPR Discussion Paper No. DP15096
Number of pages: 71 Posted: 28 Jul 2020 Last Revised: 16 Aug 2020
Thomas Conlon, Xing Huan and Steven Ongena
University College Dublin, EDHEC Business School and University of Zurich - Department Finance
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Bank Regulation, Basel II, Measurement Approach, Monitoring, Operational Risk

121.

Do Demand or Supply Factors Drive Bank Credit, In Good and Crisis Times?

European Banking Center Discussion Paper No. 2012-003, CentER Discussion Paper Series No. 2012-005
Number of pages: 37 Posted: 05 Jan 2012
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 252 (261,449)
Citation 25

Abstract:

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bank lending channel, credit supply, business cycle, credit crunch, capital

122.

Identifying Empty Creditors with a Shock and Micro-Data

Downloads 249 (264,588)
Citation 1

Identifying Empty Creditors with a Shock and Micro-Data

Swiss Finance Institute Research Paper No. 20-15
Number of pages: 105 Posted: 11 Feb 2020 Last Revised: 19 Feb 2025
Hans Degryse, Yalin Gündüz, Kuchulain O'Flynn and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), Deutsche Bundesbank, University of Zurich - Department Finance and University of Zurich - Department Finance
Downloads 212 (307,907)

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Empty creditors, default, bankruptcy, credit default swaps, micro-data

Identifying Empty Creditors with a Shock and Micro-Data

Deutsche Bundesbank Discussion Paper No. 45/2021
Number of pages: 68 Posted: 22 Dec 2021
Hans Degryse, Kuchulain O'Flynn, Yalin Gündüz and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), University of Zurich - Department Finance, Deutsche Bundesbank and University of Zurich - Department Finance
Downloads 33 (1,028,431)
Citation 1

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Empty creditors, default, bankruptcy, credit default swaps, micro-data

Identifying Empty Creditors with a Shock and Micro-Data

CEPR Discussion Paper No. DP16773
Number of pages: 67 Posted: 04 Feb 2022
Hans Degryse, Yalin Gündüz, Kuchulain O'Flynn and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB), Deutsche Bundesbank, University of Zurich - Department Finance and University of Zurich - Department Finance
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bankruptcy, credit default swaps, default, Empty creditors, Micro-data

123.

'Long GFC'? The Global Financial Crisis, Health Care, and COVID-19 Deaths

Downloads 245 (268,882)
Citation 1

'Long GFC'? The Global Financial Crisis, Health Care, and COVID-19 Deaths

Swiss Finance Institute Research Paper No. 22-44, Economic Inquiry, Forthcoming
Number of pages: 59 Posted: 06 Jun 2022 Last Revised: 02 Nov 2023
Antonio Moreno, Steven Ongena, Alexia Ventula Veghazy and Alexander F. Wagner
School of Economics and Business, University of Navarra, University of Zurich - Department Finance, European Central Bank (ECB) and University of Zurich - Department of Finance
Downloads 244 (268,311)
Citation 1

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Global Financial Crisis (GFC); COVID-19; local sovereign debt; death ratio; curative beds

"Long Gfc"? The Global Financial Crisis, Health Care, and Covid-19 Deaths

CEPR Discussion Paper No. DP15900
Number of pages: 52 Posted: 15 Mar 2021 Last Revised: 23 Jun 2022
Antonio Moreno, Steven Ongena, Alexia Ventula Veghazy and Alexander F. Wagner
School of Economics and Business, University of Navarra, University of Zurich - Department Finance, European Central Bank (ECB) and University of Zurich - Department of Finance
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COVID-19, curative beds, death ratio, Global Financial Crisis, local sovereign debt

124.

Fiscal Transfers, Local Government, and Entrepreneurship

Downloads 242 (272,126)

Fiscal Transfers, Local Government, and Entrepreneurship

Swiss Finance Institute Research Paper No. 20-89
Number of pages: 70 Posted: 20 Oct 2020 Last Revised: 08 Aug 2023
Piotr Danisewicz and Steven Ongena
Tilburg University - Department of Finance and University of Zurich - Department Finance
Downloads 242 (270,419)

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Fiscal transfers, Local government spending, Entrepreneurship, “Fuzzy” Regression Discontinuity Design.

Fiscal Transfers, Local Government, and Entrepreneurship

CEPR Discussion Paper No. DP15384
Number of pages: 51 Posted: 03 Nov 2020
Piotr Danisewicz and Steven Ongena
Tilburg University - Department of Finance and University of Zurich - Department Finance
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"Fuzzy" Regression Disconti-nuity Design, entrepreneurship, Fiscal Transfers, Local government spending

125.

Bank Standalone Credit Ratings

Downloads 241 (273,227)
Citation 2

Bank Standalone Credit Ratings

BIS Working Paper No. 542
Number of pages: 74 Posted: 02 Feb 2016
Michael R. King, Steven Ongena and Nikola A. Tarashev
Gustavson School Of Business, University of Zurich - Department Finance and Bank for International Settlements (BIS) - Monetary and Economic Department
Downloads 183 (353,755)
Citation 1

Abstract:

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banks, standalone credit ratings, ratings catering, stock market reaction

Bank Standalone Credit Ratings

International Journal of Central Banking, Forthcoming
Number of pages: 44 Posted: 26 Mar 2019 Last Revised: 10 Apr 2019
Michael R. King, Steven Ongena and Nikola A. Tarashev
Gustavson School Of Business, University of Zurich - Department Finance and Bank for International Settlements (BIS) - Monetary and Economic Department
Downloads 58 (801,604)
Citation 1

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126.

Bank Loan Announcements and Borrower Stock Returns Before and During the Recent Financial Crisis

Swiss Finance Institute Research Paper No. 14-26
Number of pages: 37 Posted: 10 Apr 2014 Last Revised: 03 Jul 2015
Chunshuo Li and Steven Ongena
Tilburg University - Department of Economics and Management and University of Zurich - Department Finance
Downloads 237 (277,761)
Citation 8

Abstract:

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syndicated loans, borrower’s equity value, asymmetric information, event study, crisis, U.S.

127.

'When the Cat's Away the Mice Will Play': Does Regulation at Home Affect Bank Risk Taking Abroad?

AFA 2013 San Diego Meetings Paper
Number of pages: 60 Posted: 14 Mar 2012
Alexander A. Popov, Steven Ongena and Gregory F. Udell
European Central Bank (ECB), University of Zurich - Department Finance and Indiana University - Kelley School of Business - Department of Finance
Downloads 236 (278,879)

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bank regulation, cross-border financial institutions, lending standards, financial risk

128.

On the Sequencing of Projects, Reputation Building, and Relationship Finance

Number of pages: 41 Posted: 29 Apr 2002
Dominik Egli, Steven Ongena and David C. Smith
University of Bern - Institute of Economics, University of Zurich - Department Finance and University of Virginia - McIntire School of Commerce
Downloads 236 (278,879)
Citation 4

Abstract:

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relationship financing, reputation building, staged financing, contract enforcement, judicial efficiency

129.

External Wealth of Nations and Systemic Risk

Swiss Finance Institute Research Paper No. 22-74
Number of pages: 57 Posted: 16 Sep 2022 Last Revised: 25 Jul 2023
Alin Marius Andries, Alexandra-Maria Chiper, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 235 (280,097)

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External Wealth of Nations, External Imbalances, Net International Investment Position, Systemic Risk, Financial Stability

130.

Unintended Consequences of the Global Derivatives Market Reform

Swiss Finance Institute Research Paper No. 20-02
Number of pages: 65 Posted: 14 Jan 2020 Last Revised: 06 Nov 2023
Pauline Gandré, Mike Mariathasan, Ouarda Merrouche and Steven Ongena
Université Lyon 1 - Ecole Normale Supérieure (ENS) de Lyon, KU Leuven- Faculty of Economics & Business, University of Lausanne and University of Zurich - Department Finance
Downloads 226 (290,921)
Citation 2

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Bank regulation, Regulatory arbitrage, OTC Markets, Derivatives, Crossborder financial institutions, Financial risk.

131.

The Performance of FDIC-Identified Community Banks

Swiss Finance Institute Research Paper No. 24-61
Number of pages: 42 Posted: 01 Apr 2020 Last Revised: 23 Jan 2025
Athina Petropoulou, Vasileios Pappas, Steven Ongena, Dimitrios Gounopoulos and Richard J. Fairchild
University of Sussex Business School, University of Surrey - Surrey Business School, University of Zurich - Department Finance, University of Bath - School of Management and University of Bath - School of Management
Downloads 223 (294,690)

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Community banks, Federal Deposit Insurance Corporation (FDIC), Bank performance

132.

Do Banks Price Environmental Risk? Only When Local Beliefs are Binding!

Swiss Finance Institute Research Paper No. 24-40
Number of pages: 60 Posted: 21 Aug 2024 Last Revised: 28 Apr 2025
Irem Erten and Steven Ongena
University of Warwick - Warwick Business School and University of Zurich - Department Finance
Downloads 219 (299,839)
Citation 2

Abstract:

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Climate change, biodiversity risk, bank credit, personal beliefs

133.

Bank Risk-Taking Abroad: Does Home-Country Regulation and Supervision Matter?

European Banking Center Discussion Paper No. 2011-007, Tilburg University CentER Discussion Paper No. 2011-032
Number of pages: 50 Posted: 26 Mar 2011
Steven Ongena, Alexander A. Popov and Gregory F. Udell
University of Zurich - Department Finance, European Central Bank (ECB) and Indiana University - Kelley School of Business - Department of Finance
Downloads 219 (299,839)
Citation 2

Abstract:

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bank regulation, cross-border …nancial institutions, …financial risk

134.

Good and Bad Credit Growth: Sectoral Credit Allocation and Systemic Risk

Downloads 218 (301,186)
Citation 1

Good and Bad Credit Growth: Sectoral Credit Allocation and Systemic Risk

Swiss Finance Institute Research Paper No. 24-23
Number of pages: 55 Posted: 13 Mar 2024
Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 188 (344,917)

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systematic risk, sectoral credit, financial stability

Good and Bad Credit Growth: Sectoral Credit Allocation and Systemic Risk

Number of pages: 37 Posted: 28 Mar 2024
Alin Marius Andries, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 30 (1,062,665)
Citation 1

Abstract:

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Systemic risk, sectoral credit, financial stability

135.

Foreign Currency Mortgages and Monetary Policy: A Heterogeneous Bank‐lending Channel

Swiss Finance Institute Research Paper No. 21-64
Number of pages: 92 Posted: 14 Sep 2021 Last Revised: 09 Jan 2024
Gyozo Gyongyosi, Steven Ongena and Ibolya Schindele
Utrecht University, University of Zurich - Department Finance and Central European University
Downloads 218 (301,186)

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Bank balance‐sheet channel, household lending, monetary policy, foreign currency lending.

136.

Textual Disclosure in Prospectuses and Investors’ Security Pricing

Swiss Finance Institute Research Paper No. 23-93
Number of pages: 88 Posted: 16 Oct 2023
Jörn Debener, Arved Fenner, Philipp Klein and Steven Ongena
University of Münster - Finance Center Münster, University of Münster, University of Münster and University of Zurich - Department Finance
Downloads 217 (302,523)
Citation 1

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Textual Disclosure, Prospectuses, ABS, Textual Analysis

137.

The Impact of Competition on Bank Orientation

CentER Discussion Paper Series No. 2006-68
Number of pages: 41 Posted: 17 Sep 2006
Hans Degryse and Steven Ongena
KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance
Downloads 216 (303,887)
Citation 4

Abstract:

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bank orientation, bank industry specialization, competition, lending relationships

138.

Bank Capital (Requirements) and Credit Supply: Evidence from Pillar 2 Decisions

Number of pages: 60 Posted: 17 Apr 2019
Olivier De Jonghe, Olivier De Jonghe, Hans Dewachter and Steven Ongena
Tilburg University - Department of FinanceNational Bank of Belgium - Research Department, Catholic University of Leuven (KUL) - Department of Economics and University of Zurich - Department Finance
Downloads 213 (307,927)
Citation 14

Abstract:

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capital requirements, credit supply, credit register, bank regulation

139.

Information Asymmetry and Foreign Currency Borrowing by Small Firms

European Banking Center Discussion Paper No. 2011-026, CentER Working Paper Series No. 2011-099
Number of pages: 22 Posted: 05 Sep 2011 Last Revised: 29 May 2013
Steven Ongena, Pinar Yesin and Martin Brown
University of Zurich - Department Finance, Swiss National Bank and Swiss National Bank - Study Center Gerzensee
Downloads 213 (307,927)
Citation 3

Abstract:

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foreign currency borrowing, competition, banking sector, market structure

140.

Beyond Proximity. Fintech, Delegation, and the Spatial Dynamics of the Lending by the U.S. Small Business Administration

Swiss Finance Institute Research Paper No. 22-31
Number of pages: 58 Posted: 15 Apr 2022 Last Revised: 28 Apr 2025
Manish Gupta and Steven Ongena
Nottingham University Business School and University of Zurich - Department Finance
Downloads 211 (310,708)

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banking sector, competition, SBA, distance, loan rate

141.

ESG Ratings, ESG News Sentiment and Firm Credit Risk Perception

Swiss Finance Institute Research Paper No. 25-24
Number of pages: 51 Posted: 07 Mar 2025
Fangfang Wang, Florina Silaghi, Steven Ongena and Miguel García-Cestona
Autonomous University of Barcelona, Autonomous University of Barcelona, University of Zurich - Department Finance and Autonomous University of Barcelona
Downloads 209 (313,475)

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ESG ratings, Credit default swaps, Event study, ESG news sentiment

142.

Risk Spillovers and Interconnectedness between Systemically Important Institutions

Swiss Finance Institute Research Paper No. 20-40
Number of pages: 69 Posted: 16 May 2020 Last Revised: 08 Sep 2021
Alin Marius Andries, Steven Ongena, Nicu Sprincean and Radu Tunaru
Alexandru Ioan Cuza University of Iasi, University of Zurich - Department Finance, Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași and University of Sussex
Downloads 209 (313,475)
Citation 16

Abstract:

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systemic risk, interconnectedness, bank networks, Bayesian graphical VAR, textual analysis

143.

Implicit and Explicit Deposit Insurance and Depositor Behavior

Downloads 136 (680,950)
Citation 3

Implicit and Explicit Deposit Insurance and Depositor Behavior

ZEW - Centre for European Economic Research Discussion Paper No. 20-077, Swiss Finance Institute Research Paper No. 21-56
Number of pages: 63 Posted: 15 Jan 2021 Last Revised: 12 Dec 2023
Sumeyra Atmaca, Karolin Kirschenmann, Steven Ongena and Koen J. L. Schoors
Ghent University, ZEW – Leibniz Centre for European Economic Research, University of Zurich - Department Finance and Ghent University - Centre for Russian International Socio-Political and Economic Studies (CERISE)
Downloads 131 (507,308)
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deposit insurance; coverage limit; implicit deposit guarantee; bank nationalization; depositor heterogeneity

Deposit Insurance, Bank Ownership and Depositor Behavior

CEPR Discussion Paper No. DP15547
Number of pages: 47 Posted: 23 Dec 2020 Last Revised: 04 Feb 2022
Sumeyra Atmaca, Karolin Kirschenmann, Steven Ongena and Koen J. L. Schoors
Ghent University, ZEW – Leibniz Centre for European Economic Research, University of Zurich - Department Finance and Ghent University - Centre for Russian International Socio-Political and Economic Studies (CERISE)
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Citation 2
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bank nationalization, coverage limit, deposit insurance, depositor heterogeneity

144.

Asymmetric Information and AHE Securitization of SME Loans

BIS Working Paper No. 601
Number of pages: 42 Posted: 10 Jan 2017
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
Downloads 203 (322,293)

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securitization, SME loans, moral hazard, adverse selection

145.

Interbank Market Integration, Bank Competition, and Loan Rates

Number of pages: 43 Posted: 09 Feb 2009
Steven Ongena and Alexander A. Popov
University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 201 (325,151)
Citation 4

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interbank markets, selection, loan rates

146.

Firm Industry Affiliation and Multiple Bank Relationships

Number of pages: 28 Posted: 29 Oct 2013 Last Revised: 17 Nov 2015
Steven Ongena and Yuejuan Yu
University of Zurich - Department Finance and Shandong University
Downloads 195 (334,499)
Citation 5

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number of firm-bank relationships, firm industry affiliation

147.

Securitization and Credit Quality

International Finance Discussion Paper No. 1148
Number of pages: 35 Posted: 04 Nov 2015 Last Revised: 28 Apr 2016
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 194 (336,116)

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Securitization, syndicated loans, credit risks

148.

Joining Forces: Why Banks Syndicate Credit

Swiss Finance Institute Research Paper No. 24-80
Number of pages: 49 Posted: 02 Oct 2024 Last Revised: 13 Mar 2025
Steven Ongena, Alex Osberghaus and Glenn Schepens
University of Zurich - Department Finance, University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 193 (337,710)
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syndicated loans, bank loans, credit market, funding structure, bank choice

149.

Understanding Reputational Risks: The Impact of ESG Events on European Banks

Swiss Finance Institute Research Paper No. 24-39
Number of pages: 39 Posted: 27 Jul 2024
Erdinc Akyildirim, Shaen Corbet, Steven Ongena and David Staunton
University of Zurich, Dublin City University, University of Zurich - Department Finance and Central Bank of Ireland
Downloads 193 (337,710)

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Banking, Reputation, Sentiment, ESG, Abnormal Returns, Volatility

150.

From Crisis to War: Cyclical Systemic Risk and Bank Profitability in Ukraine

Swiss Finance Institute Research Paper No. 24-09
Number of pages: 40 Posted: 01 Feb 2024 Last Revised: 04 Feb 2025
Alona Shmygel and Steven Ongena
University of Geneva - Geneva School of Economics and Management and University of Zurich - Department Finance
Downloads 193 (339,248)

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systemic risk, linear projections, quantile regressions, bank capital, macroprudential policy

151.

The Effect of Unconventional Monetary Policy on Cross‐Border Bank Loans: Evidence from an Emerging Market

Swiss Finance Institute Research Paper No. 19-38
Number of pages: 53 Posted: 22 Jul 2019
Koray Alper, Fatih Altunok, Tanju Çapacıoğlu and Steven Ongena
Government of the Republic of Turkey - Central Bank of the Republic of Turkey, Central Bank of the Republic of Turkey, Central Bank of Turkey and University of Zurich - Department Finance
Downloads 191 (340,947)
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bank lending channel; bank borrowing channel; monetary transmission; quantitative easing (QE); cross‐border bank loans, micro‐level data, capital requirements, financial de‐globalization

152.

Macroprudential Policies and their Impact on Bank Earnings Management

Swiss Finance Institute Research Paper No. 25-33
Number of pages: 135 Posted: 25 Mar 2025 Last Revised: 31 Mar 2025
Jie Cui, Mamiza Haq, Steven Ongena and Eric K. M. Tan
Dongbei University of Finance and Economics, Newcastle University Business School, University of Zurich - Department Finance and University of Queensland
Downloads 188 (349,400)

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macroprudential policies, opportunistic earnings management, earnings quality, cross-country analysis

153.

Do “Too-Big-To-Fail” Banks Receive Preferential Treatment in Bailouts? Surprising Results from a Cross-Country Analysis

Swiss Finance Institute Research Paper No. 24-11
Number of pages: 62 Posted: 05 Feb 2024 Last Revised: 02 May 2024
Allen N. Berger, Simona Nistor, Steven Ongena and Sergey Tsyplakov
University of South Carolina - Darla Moore School of Business, Babes-Bolyai University - Department of Finance, University of Zurich - Department Finance and University of South Carolina - Darla Moore School of Business
Downloads 187 (347,642)
Citation 1

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Banks, Bailouts, Too-Big-To-Fail, European Union, G-SIBs

154.

Through the supply chains it may not transmit? A case of monetary policy bottlenecks.

Swiss Finance Institute Research Paper No. 22-97
Number of pages: 74 Posted: 23 Dec 2022 Last Revised: 13 Mar 2025
Frédéric Boissay, Emilia Garcia-Appendini and Steven Ongena
Bank for International Settlements (BIS), Norges Bank and University of Zurich - Department Finance
Downloads 187 (347,642)
Citation 1

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Monetary policy transmission, supply chain, financial constraints

155.

(When) Do Banks React to Anticipated Capital Reliefs?

Downloads 183 (354,609)
Citation 1

(When) Do Banks React to Anticipated Capital Reliefs?

Bank of England Working Paper No. 889, Swiss Finance Institute Research Paper No. 20-113
Number of pages: 40 Posted: 19 Nov 2020 Last Revised: 20 Jan 2025
Guillaume Arnould, Guillaume Arnould, Benjamin Guin, Steven Ongena and Paolo Siciliani
Bank of EnglandUniversité Paris I Panthéon-Sorbonne - Centre d'Economie de la Sorbonne (CES), Bank of England, University of Zurich - Department Finance and Bank of England
Downloads 147 (428,564)

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Bank regulation, mortgage lending, supervisory review process, capital requirements

(When) Do Banks React to Anticipated Capital Reliefs?

Number of pages: 32 Posted: 18 Mar 2022
Guillaume Arnould, Guillaume Arnould, Benjamin Guin, Steven Ongena and Paolo Siciliani
Bank of EnglandUniversité Paris I Panthéon-Sorbonne - Centre d'Economie de la Sorbonne (CES), Bank of England, University of Zurich - Department Finance and Bank of England
Downloads 36 (995,692)
Citation 1

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Bank Regulation, Mortgage Lending, Supervisory Review Process, Capital Requirements

156.

Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks

De Nederlandsche Bank Working Paper No. 385
Number of pages: 48 Posted: 24 Jul 2013
Steven Ongena, José-Luis Peydró and Neeltje van Horen
University of Zurich - Department Finance, Imperial College London and Bank of England
Downloads 182 (356,285)
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international transmission, firm real effects, foreign banks, international wholesale funding, credit shock

157.

Hundred Years of British Firm - Bank Relationships: Why the Transition to Multiple Banking?

CAREFIN Research Paper No. 18/2010
Number of pages: 38 Posted: 02 Apr 2011
Fabio Braggion and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management and University of Zurich - Department Finance
Downloads 181 (358,045)

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Banking Sector, Competition, Multiple Banking

158.

Corporate Taxes and Economic Inequality: A Credit Channel

Swiss Finance Institute Research Paper No. 23-29
Number of pages: 37 Posted: 24 Feb 2023 Last Revised: 13 Jan 2024
Manthos D. Delis, Emilios C. Galariotis, Maria Iosifidi and Steven Ongena
Audencia Business School, School of Production Engineering and Management, Montpellier Business School and University of Zurich - Department Finance
Downloads 178 (363,333)

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Corporate taxes, Economic inequality, Bank credit, Credit score

159.

Profit Shifting and Firm Credit

Swiss Finance Institute Research Paper No. 23-70
Number of pages: 64 Posted: 31 Aug 2023
Fotis Delis, Manthos D. Delis, Sotirios Kokas, Luc Laeven and Steven Ongena
European Commission, Joint Research Centre, Audencia Business School, University of Essex - Essex Business School, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 177 (365,118)

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Corporate taxes; Profit shifting; Bank credit; Loan Spreads; Taxation policy

160.

Quantitative Easing and the Functioning of the Gilts Repo Market

Swiss Finance Institute Research Paper No. 23-82
Number of pages: 32 Posted: 06 Jan 2022 Last Revised: 21 Sep 2023
Mahmoud Fatouh, Simone Giansante and Steven Ongena
Bank of England, University of Palermo - Department of Economics, Business and Statistics and University of Zurich - Department Finance
Downloads 177 (365,118)

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Monetary policy, quantitative easing, gilt repo market, leverage ratio

161.

Corporate Choice of Banks: Decision Factors, Decision Maker, and Decision Process – First Evidence

Number of pages: 48 Posted: 18 Mar 2009 Last Revised: 06 Jul 2010
Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Bram Vermeer
University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Tilburg University
Downloads 177 (365,118)

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firm-bank relationships, switching, decision-making

162.

Marketplace Lending: A Resilient Alternative in the Face of Natural Disasters?

Swiss Finance Institute Research Paper No. 23-78
Number of pages: 48 Posted: 07 Sep 2023
Pejman Abedifar, Hossein Doustali and Steven Ongena
University of St Andrews - School of Management, Khatam University and University of Zurich - Department Finance
Downloads 173 (372,668)

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Marketplace Lending, FinTech, Natural Disasters, Access to Finance, Credit Risk Assessment

163.

Divorce and Credit

Swiss Finance Institute Research Paper No. 20-116
Number of pages: 47 Posted: 21 Dec 2020 Last Revised: 23 Sep 2021
Shusen Qi, Shu Chen, Steven Ongena and Jiaxing You
Xiamen University - School of Management, Fujian Business University, University of Zurich - Department Finance and Xiamen University
Downloads 173 (372,668)

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discrimination, divorce, credit

164.

More Data, More Credit? Information Sharing and Bank Credit to Households

Downloads 171 (376,519)

More Data, More Credit? Information Sharing and Bank Credit to Households

Swiss Finance Institute Research Paper No. 22-92
Number of pages: 54 Posted: 30 Nov 2022 Last Revised: 02 May 2024
Tamas Briglevics, Artashes Karapetyan, Steven Ongena and Ibolya Schindele
Boston College, ESSEC Business School, University of Zurich - Department Finance and Central European University
Downloads 87 (636,688)

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information sharing, bank lending, household access to credit

More Data, More Credit? Information Sharing and Bank Credit to Households

ESSEC Business School Research Paper, Swiss Finance Institute Research Paper No. 24-84
Number of pages: 57 Posted: 15 Apr 2024 Last Revised: 12 May 2025
Tamas Briglevics, Artashes Karapetyan, Steven Ongena and Ibolya Schindele
Boston College, ESSEC Business School, University of Zurich - Department Finance and Central European University
Downloads 84 (650,846)

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Information sharing, Bank lending, Household access to credit

165.

Leverage Ratio, Risk-Based Capital Requirements, and Risk-taking in the UK

Swiss Finance Institute Research Paper No. 23-91, Financial Markets, Institutions & Instruments, Forthcoming
Number of pages: 31 Posted: 30 Jan 2022 Last Revised: 13 Oct 2023
Mahmoud Fatouh, Simone Giansante and Steven Ongena
Bank of England, University of Palermo - Department of Economics, Business and Statistics and University of Zurich - Department Finance
Downloads 170 (378,536)
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Capital regulation; Risk-taking; Leverage ratio; risk-based requirements

166.

Banks’ Stock Market Reaction To Prudential Policy Announcements. The Role Of Central Bank Independence And Financial Stability Sentiment

Downloads 169 (382,348)

Banks’ Stock Market Reaction To Prudential Policy Announcements. The Role Of Central Bank Independence And Financial Stability Sentiment

Swiss Finance Institute Research Paper No. 25-11
Number of pages: 68 Posted: 23 Jan 2025
Andreea Maura Bobiceanu, Simona Nistor and Steven Ongena
Babes-Bolyai University, Babes-Bolyai University - Department of Finance and University of Zurich - Department Finance
Downloads 112 (537,263)

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stock market reaction, macro-prudential regulation, micro-prudential regulation, central bank independence, financial stability sentiment

Banks’ Stock Market Reaction to Prudential Policy Announcements. The Role of Central Bank Independence and Financial Stability Sentiment

Swiss Finance Institute Research Paper No. 25-11
Number of pages: 66 Posted: 10 Jan 2025
Andreea Maura Bobiceanu, Simona Nistor and Steven Ongena
Babes-Bolyai University, Babes-Bolyai University - Department of Finance and University of Zurich - Department Finance
Downloads 57 (808,659)

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stock market reaction, macro-prudential regulation, micro-prudential regulation, central bank independence, financial stability sentiment

167.

Graduating from Group to Individual Loans, with the Help of Personal Guarantees

Swiss Finance Institute Research Paper No. 22-50
Number of pages: 56 Posted: 10 Jun 2022 Last Revised: 05 Feb 2025
Vasso Ioannidou, Sheng Li, Mrinal Mishra and Steven Ongena
Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR), University of Zurich, The University of Melbourne and University of Zurich - Department Finance
Downloads 169 (380,442)

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group loan, individual loan, micro credit

168.

Movables as Collateral and Corporate Credit: Loan-Level Evidence from Legal Reforms across Europe

Swiss Finance Institute Research Paper No. 22-75
Number of pages: 61 Posted: 24 Jan 2024 Last Revised: 27 Aug 2024
Steven Ongena, Walid Saffar, Yuan Sun and Lai Wei
University of Zurich - Department Finance, Hong Kong Polytechnic University - School of Accounting and Finance, Hong Kong Polytechnic University - School of Accounting and Finance and Lingnan University - Department of Finance and Insurance
Downloads 166 (386,419)

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Cost of Debt, Collateral Laws, Access to Credit, Inclusive Finance

169.

Bank Credit and Market-Based Finance for Corporations: The Effects of Minibond Issuances

Downloads 165 (388,502)
Citation 1

Bank Credit and Market-Based Finance for Corporations: The Effects of Minibond Issuances

Bank of Italy Temi di Discussione (Working Paper) No. 1315, Swiss Finance Institute Research Paper No. 21-55
Number of pages: 72 Posted: 16 Apr 2021 Last Revised: 10 Aug 2021
Steven Ongena, Sara Pinoli, Paola Rossi and Alessandro Scopelliti
University of Zurich - Department Finance, Bank of Italy, Bank of Italy and KU Leuven, Department Accounting, Finance and Insurance
Downloads 163 (392,315)

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bank credit, capital markets, minibonds, loan pricing, SME finance

Bank Credit and Market-Based Finance for Corporations: The Effects of Minibond Issuances

CEPR Discussion Paper No. DP16693
Number of pages: 78 Posted: 09 Nov 2021
Steven Ongena, Sara Pinoli, Paola Rossi and Alessandro Scopelliti
University of Zurich - Department Finance, Bank of Italy, Bank of Italy and KU Leuven, Department Accounting, Finance and Insurance
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Citation 1
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Bank credit, Capital Markets, Loan pricing, minibonds, SME finance

170.

Do Exposures to Sagging Real Estate, Subprime or Conduits Abroad Lead to Contraction and Flight to Quality in Bank Lending at Home?

Downloads 163 (392,586)
Citation 4

Do Exposures to Sagging Real Estate, Subprime or Conduits Abroad Lead to Contraction and Flight to Quality in Bank Lending at Home?

Number of pages: 57 Posted: 19 Feb 2016 Last Revised: 31 Aug 2017
Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Natalja von Westernhagen
University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 93 (610,041)
Citation 4

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financial sector, bank lending, real estate exposure, subprime, conduits

Do Exposures to Sagging Real Estate, Subprime or Conduits Abroad Lead to Contraction and Flight to Quality in Bank Lending at Home?

Bundesbank Discussion Paper No. 09/2015
Number of pages: 37 Posted: 21 Jun 2016
Steven Ongena, Gunseli Tumer-Alkan, Gunseli Tumer-Alkan and Natalja von Westernhagen
University of Zurich - Department Finance, VU University AmsterdamVrije Universiteit Amsterdam, School of Business and Economics and Deutsche Bundesbank
Downloads 70 (724,190)

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financial sector, bank lending, real estate exposure, subprime, conduits

171.

Credit Supply and Demand in Unconventional Times

ECB Working Paper No. 2202
Number of pages: 37 Posted: 21 Nov 2018
Carlo Altavilla, Miguel Boucinha, Sarah Holton and Steven Ongena
European Central Bank (ECB), European Central Bank (ECB), European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 162 (394,697)
Citation 29

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credit demand and supply, bank lending survey, balance sheet strength, non-standard monetary policy

172.

Institutional and Individual Investors: Saving for Old Age

Ongena, S. and A. Zalewska (2018) Saving for old age: Institutional and individual investors, Journal of Banking and Finance 92, 257-268 https://doi.org/10.1016/j.jbankfin.2017.10.012
Number of pages: 37 Posted: 23 Oct 2017 Last Revised: 06 Mar 2023
Steven Ongena and Anna (Ania) Zalewska
University of Zurich - Department Finance and University of Leicester School of Business
Downloads 155 (409,820)
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Institutional Investors, Individual Investors, Pension Funds, Defined Benefits, Defined Contributions, Retirement Investments

173.

On Becoming an O-SII ('Other Systemically Important Institution')

Number of pages: 60 Posted: 17 Aug 2017 Last Revised: 10 May 2020
Alin Marius Andries, Simona Nistor, Steven Ongena and Nicu Sprincean
Alexandru Ioan Cuza University of Iasi, Babes-Bolyai University - Department of Finance, University of Zurich - Department Finance and Faculty of Economics and Business Administration, Alexandru Ioan Cuza University of Iași
Downloads 148 (425,706)
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Other Systemically Important Institutions, Bank Stock Prices, CDS Spreads, Event Study, Abnormal Returns

174.

Do Banks Engage in Earnings Management? The Role of Dividends and Institutional Factors

Swiss Finance Institute Research Paper No. 23-79
Number of pages: 80 Posted: 10 Sep 2023
Mamiza Haq, Steven Ongena, Eric K. M. Tan and Juying Pu
Curtin University, University of Zurich - Department Finance, University of Queensland and University of Queensland - Business School
Downloads 147 (428,061)

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dividend payout, opportunistic earnings management, earnings quality, bank capital, investor protection, G02, G20

175.

A Bayesian Policy Learning Model of COVID-19 Interventions and Its Impact on Household Debt Repayments.

Downloads 57 (445,280)

A Bayesian Policy Learning Model of COVID-19 Interventions and its Impact on Household Debt Repayments

Number of pages: 39 Posted: 09 May 2022
Pankaj Patel, E. C. Mamatzakis, Steven Ongena and Mike Tsionas
Villanova University - School of Business, University of London, University of Zurich - Department Finance and Lancaster University
Downloads 57 (808,659)

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COVID-19, non-pharmaceutical interventions, Bayesian learning, household debt repayments

176.

CEO Incentives and Bank Risk over the Business Cycle

Swiss Finance Institute Research Paper No. 20-75
Number of pages: 65 Posted: 01 Sep 2020 Last Revised: 23 May 2021
Steven Ongena, Tanseli Savaser and Elif Sisli Ciamarra
University of Zurich - Department Finance, Vassar College - Department of Economics and Stonehill College
Downloads 140 (445,280)
Citation 3

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bank risk; executive compensation; equity-based compensation; macroeconomy

177.

Take Care of Home and Family, Honey, and Let Me Take Care of the Money - Gender Bias and Credit Market Barriers for Female Entrepreneurs

European Banking Center Discussion Paper No. 2013-001
Number of pages: 45 Posted: 08 Mar 2013
Steven Ongena and Alexander A. Popov
University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 138 (450,333)
Citation 6

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Cultural bias, Gender-based discrimination, Female-owned firms, Credit supply

178.

A Century of Firm-Bank Relationships: Why the Transition to Multiple Banking?

FDIC Working Paper No. 2011-07
Number of pages: 43 Posted: 10 Jan 2012
Fabio Braggion and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management and University of Zurich - Department Finance
Downloads 133 (464,012)
Citation 2

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banking sector, competition, multiple banking

179.

Paid Sick Leave Mandates and Household Portfolio Choice

Swiss Finance Institute Research Paper No. 25-21
Number of pages: 64 Posted: 25 Feb 2025
Yibing Wang, Steven Ongena, Duc Duy Nguyen and Tarik Driouchi
King's College London, University of Zurich - Department Finance, Durham University and King’s College London
Downloads 132 (466,911)

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Paid sick leave, Household finance, Stock market participation, Social insurance, Financial health

180.

Quo Vadis? Bank Closures, Firm Performance, and New Bank-Firm Relationships

Number of pages: 85 Posted: 09 Feb 2022 Last Revised: 13 May 2025
Roman Goncharenko, Mikhail Mamonov, Steven Ongena, Svetlana Popova and Natalia Turdyeva
KU Leuven - Department of Accountancy, Finance and Insurance (AFI), TBS Business School, University of Zurich - Department Finance, The Central Bank of Russian Federation and Bank of Russia
Downloads 132 (469,767)
Citation 1

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Firms, Bank clean-up policies, Regulatory forbearance, Credit risk underpricing, Common board membership, Real effects

181.

Pay Transparency, Bank and Non-Bank Employment, and Loan Performance

Swiss Finance Institute Research Paper No. 24-41
Number of pages: 39 Posted: 21 Aug 2024
Piotr Danisewicz and Steven Ongena
Tilburg University - Department of Finance and University of Zurich - Department Finance
Downloads 129 (475,549)

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Pay transparency, wage increases, financial institutions, loan performance

182.

Securitization and Lending Standards: Evidence from the Wholesale Loan Market

ECB Working Paper No. 1362
Number of pages: 38 Posted: 28 Jul 2011
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 123 (493,631)
Citation 4

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securitization, bank risk taking, syndicated loans, financial crisis

183.

Securitization and Lending Standards: Evidence from the European Wholesale Loan Market

Downloads 120 (503,033)
Citation 7

Securitization and Lending Standards: Evidence from the European Wholesale Loan Market

FRB International Finance Discussion Paper No. 1141
Number of pages: 40 Posted: 23 Aug 2015
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 63 (767,415)
Citation 3

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Securitization, bank lending rates, syndicated loans

Securitization and Lending Standards: Evidence from the European Wholesale Loan Market

FRB International Finance Discussion Paper No. 1141
Number of pages: 36 Posted: 05 Sep 2015
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 57 (808,659)
Citation 4

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Securitization, bank lending rates, syndicated loans

184.

Efficiency Convergence in Islamic and Conventional Banks

Swiss Finance Institute Research Paper No. 19-71
Number of pages: 48 Posted: 16 Sep 2019 Last Revised: 05 Oct 2020
Marwan Izzeldin, Jill Johnes, Steven Ongena, Vasileios Pappas and Mike Tsionas
Lancaster University Management School, University of Huddersfield, University of Zurich - Department Finance, University of Surrey - Surrey Business School and Lancaster University
Downloads 117 (512,768)
Citation 3

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Efficiency convergence, Community banks, Conditional β-convergence, Islamic banks, Classification trees

185.

Taxing Banks Leverage and Syndicated Lending: A Cross-Country Comparison

Swiss Finance Institute Research Paper No. 22-17
Number of pages: 29 Posted: 23 Feb 2022 Last Revised: 06 Sep 2022
Aurore Burietz, Steven Ongena and Matthieu Picault
Catholic University of Lille - IÉSEG School of Management, Lille Campus, University of Zurich - Department Finance and University of Orleans - Laboratoire d'économie d'Orléans
Downloads 116 (516,197)

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Banks, Tax Levy, Syndicated Loans

186.

Examining the Relationship between Bank Reputational Damage and Sponsored Money Market Fund Flows

Number of pages: 44 Posted: 26 Mar 2024 Last Revised: 13 Mar 2025
Erdinc Akyildirim, Shaen Corbet, Steven Ongena and David Staunton
University of Zurich, Dublin City University, University of Zurich - Department Finance and Dublin City University
Downloads 115 (519,641)

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Reputational Risk, Banks, MMFs, Corporate Governance, Contagion

187.

Bank Bond Holdings and Bail-In Regulatory Changes: Evidence from Euro Area Security Registers

Downloads 115 (523,035)

Bank Bond Holdings and Bail-In Regulatory Changes: Evidence from Euro Area Security Registers

ECB Working Paper No. 2022/2758
Number of pages: 44 Posted: 20 Dec 2022
Carlo Altavilla, Cecilia Melo Fernandes, Steven Ongena and Alessandro Scopelliti
European Central Bank (ECB), International Monetary Fund (IMF), University of Zurich - Department Finance and KU Leuven, Department Accounting, Finance and Insurance
Downloads 81 (665,284)

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bail-inable debt, bank bonds, MREL, regulatory changes, TLAC

Bank Bond Holdings and Bail-in Regulatory Changes: Evidence from Euro Area Security Registers

Swiss Finance Institute Research Paper No. 25-38
Number of pages: 62 Posted: 03 Apr 2025
Carlo Altavilla, Cecilia Melo Fernandes, Steven Ongena and Alessandro Scopelliti
European Central Bank (ECB), International Monetary Fund (IMF), University of Zurich - Department Finance and KU Leuven, Department Accounting, Finance and Insurance
Downloads 34 (1,028,431)

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bank bonds, regulatory changes, bail-inable debt, MREL, TLAC

188.

Securitization and Credit Quality

Downloads 0 (519,641)

Securitization and Credit Quality

ECB Working Paper No. 2009
Posted: 03 Feb 2017
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance

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Securitization; credit risk; European market

189.

The Countercyclical Capital Buffer and the Composition of Bank Lending

Downloads 1 (548,360)
Citation 18

The Countercyclical Capital Buffer and the Composition of Bank Lending

CEPR Discussion Paper No. DP13942
Number of pages: 72 Posted: 07 Oct 2019
Raphael Auer and Steven Ongena
Bank for International Settlements (BIS) and University of Zurich - Department Finance
Downloads 1 (1,392,180)
Citation 18
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bank capital, credit, macroprudential policy, Spillovers, systemic risk

190.

Who Needs Credit and Who Gets Credit in Eastern Europe?

ECB Working Paper No. 1421
Number of pages: 52 Posted: 06 Feb 2012
Steven Ongena, Alexander A. Popov, Pinar Yesin and Martin Brown
University of Zurich - Department Finance, European Central Bank (ECB), Swiss National Bank and Swiss National Bank - Study Center Gerzensee
Downloads 105 (556,035)

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credit constraints, banking sector, transition economies

191.

Does being a responsible bank pay off? Evidence from the COVID-19 pandemic

Swiss Finance Institute Research Paper No. 23-80
Number of pages: 42 Posted: 10 Sep 2023
Alper Kara, Steven Ongena and Yilmaz Yildiz
Brunel University London, University of Zurich - Department Finance and University of Kent, Kent Business School
Downloads 103 (564,029)

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COVID-19 pandemic, market performance, responsible banking, stakeholder vs. shareholder value

192.

Skilled Banker Mobility and Bank Default

Swiss Finance Institute Research Paper No. 25-34
Number of pages: 59 Posted: 25 Mar 2025 Last Revised: 12 May 2025
Yuna Heo and Steven Ongena
University of Basel - Faculty of Business and Economics and University of Zurich - Department Finance
Downloads 101 (579,925)

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skilled banker, labor mobility, financial stability, distance-to-default, bank default probability, bank fragility

193.

Inter-industry FDI spillovers from foreign banks: Evidence in transition economies

Swiss Finance Institute Research Paper No. 20-87
Number of pages: 46 Posted: 13 Oct 2020 Last Revised: 25 Aug 2022
Shusen Qi, Kent Hui and Steven Ongena
Xiamen University - School of Management, Xiamen University and University of Zurich - Department Finance
Downloads 100 (575,945)

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FDI spillovers, foreign banks, services FDI, innovation

194.

Securitization and Lending Standards: Evidence from the Wholesale Loan Market

European Banking Center Discussion Paper No. 2011-020, CentER Working Paper Series No. 2011-081
Number of pages: 35 Posted: 22 Jul 2011
Alper Kara, David Marques-Ibanez and Steven Ongena
Brunel University London, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 100 (575,945)
Citation 2

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securitization, bank risk taking, syndicated loans, financial crisis

195.

When the Cat's Away the Mice will Play: Does Regulation at Home Affect Bank Risk Taking Abroad?

ECB Working Paper No. 1488
Number of pages: 64 Posted: 21 Nov 2012
Steven Ongena, Alexander A. Popov and Gregory F. Udell
University of Zurich - Department Finance, European Central Bank (ECB) and Indiana University - Kelley School of Business - Department of Finance
Downloads 97 (587,651)
Citation 98

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bank regulation, cross-border financial institutions, lending standards, financial risk

196.

'Finance And Growth' Re-Loaded

CFS Working Paper, No. 604, 2018
Number of pages: 38 Posted: 19 Nov 2018
Steven Ongena and Lizethe Mendez
University of Zurich - Department Finance and Universidad Autónoma Metropolitana
Downloads 96 (591,695)

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Financial Structure, Economic Growth, Financial Development

197.

Catch, Restrict, and Release: The Real Story of Bank Bailouts

Number of pages: 53 Posted: 01 Nov 2022
Allen N. Berger, Simona Nistor, Steven Ongena and Sergey Tsyplakov
University of South Carolina - Darla Moore School of Business, Babes-Bolyai University - Department of Finance, University of Zurich - Department Finance and University of South Carolina - Darla Moore School of Business
Downloads 92 (607,733)

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bank bail outs, international bank regulation, dynamic process

198.

Close Competitors? Bilateral Bank Competition and Spatial Variation in Firms' Access to Credit

EBRD Working Paper No. 221
Number of pages: 58 Posted: 01 Nov 2018 Last Revised: 28 Jun 2023
Ralph De Haas, Liping Lu and Steven Ongena
European Bank for Reconstruction and Development, School of Finance, Renmin University of China and University of Zurich - Department Finance
Downloads 84 (642,705)
Citation 2

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Bilateral bank competition, geography of banking, small-business lending

199.

Monetary Conditions and Community Redistribution through Mortgage Markets

Swiss Finance Institute Research Paper No. 24-28
Number of pages: 59 Posted: 20 Apr 2024 Last Revised: 09 Jan 2025
Manish Gupta and Steven Ongena
Nottingham University Business School and University of Zurich - Department Finance
Downloads 80 (661,248)

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Inequality, Mortgage, Financial Crisis, Quantitative Easing (QE), COVID-19, Nonbanks

200.

Ego versus Environment? How Overconfident Bank CEOs Delay Joining the Green Club That Would Have Them as a Member

Swiss Finance Institute Research Paper No. 25-20
Number of pages: 29 Posted: 20 Feb 2025
Kwabena A. Addo, Shams Pathan and Steven Ongena
Utrecht University, University of Newcastle - Newcastle University Business School and University of Zurich - Department Finance
Downloads 76 (680,950)

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CEO overconfidence, green bank alliances, green finance, duration model

201.

Sanctions and Knowledge Spillovers

Swiss Finance Institute Research Paper No. 25-01
Number of pages: 48 Posted: 07 Jan 2025
Kiet Tuan Duong, Steven Ongena, Nam T. Vu and Luu Duc Toan Huynh
University of York, University of Zurich - Department Finance, Miami University of Ohio - Department of Economics and Queen Mary University of London
Downloads 75 (685,949)

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sanction, patent, knowledge spillover, processing duration

202.

Narratives and Business Creation

Swiss Finance Institute Research Paper No. 25-35
Number of pages: 51 Posted: 27 Mar 2025
Jonathan Fu, Mrinal Mishra and Steven Ongena
University of Zurich, The University of Melbourne and University of Zurich - Department Finance
Downloads 74 (696,453)

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203.

Quantitative easing and the functioning of the gilt repo market

Bank of England Working Paper No. 1055
Number of pages: 27 Posted: 22 Jan 2024
Mahmoud Fatouh, Simone Giansante and Steven Ongena
Bank of England, University of Palermo - Department of Economics, Business and Statistics and University of Zurich - Department Finance
Downloads 73 (696,453)

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Monetary policy, quantitative easing, gilt repo market, leverage ratio

204.

Small is Beautiful, … and Efficient. On the Efficiency Premium of U.S. Community Banks

Swiss Finance Institute Research Paper No. 25-29
Number of pages: 55 Posted: 11 Mar 2025 Last Revised: 20 Mar 2025
Steven Ongena, Vasileios Pappas and Athina Petropoulou
University of Zurich - Department Finance, University of Surrey - Surrey Business School and University of Sussex Business School
Downloads 72 (701,803)

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Community bank, relationship banking, cost frontier, bank capability, local economy, Federal Deposit Insurance Corporation (FDIC)

205.

A Global Lending Channel Unplugged? Does U.S. Monetary Policy Affect Cross-Border and Affiliate Lending by Global U.S. Banks?

Downloads 69 (718,402)
Citation 1

A Global Lending Channel Unplugged? Does U.S. Monetary Policy Affect Cross-Border and Affiliate Lending by Global U.S. Banks?

FEDS Working Paper No. 2018-8
Number of pages: 60 Posted: 07 Feb 2018 Last Revised: 29 Apr 2020
Judit Temesvary, Steven Ongena and Ann L. Owen
Board of Governors of the Federal Reserve System, University of Zurich - Department Finance and Hamilton College - Economics Department
Downloads 69 (730,138)
Citation 1

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A Global Lending Channel Unplugged? Does U.S. Monetary Policy Affect Cross‐Border and Affiliate Lending by Global U.S. Banks?

CFS Working Paper No. 511
Posted: 19 Sep 2015 Last Revised: 25 Feb 2018
Judit Temesvary, Steven Ongena and Ann L. Owen
Board of Governors of the Federal Reserve System, University of Zurich - Department Finance and Hamilton College - Economics Department

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bank lending channel, monetary transmission, global banking, cross‐country analysis

206.

Extreme Rainfall and Municipal Financing: Risk Pricing and Adaptive Mitigation by Sponge Cities

Swiss Finance Institute Research Paper No. 25-25
Number of pages: 42 Posted: 07 Mar 2025
Li Li, Xiangyang Li, Steven Ongena and Yabin Wang
Peking University, Guanghua School of Management, Students, Nankai University, University of Zurich - Department Finance and Norwegian University of Science and Technology
Downloads 68 (729,837)

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Extreme rainfall, Municipal corporate bond, Climate adaptation, Climate finance

207.

Bank Private Information in CDS Markets

ECB Working Paper No. 2023/2818
Number of pages: 37 Posted: 17 May 2023
Andrada Bilan, Steven Ongena and Cosimo Pancaro
Swiss National Bank, University of Zurich - Department Finance and European Central Bank (ECB)
Downloads 64 (747,561)

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banks, credit derivatives, EMIR, price discovery, syndicated loans

208.

“Time for a Change of Scenery”: Loan Conditions When Firms Switch Bank Branches

Swiss Finance Institute Research Paper No. 25-10
Number of pages: 53 Posted: 13 Jan 2025
Di Gong, Steven Ongena and Shusen Qi
University of International Business and Economics (UIBE) - School of Banking and Finance, University of Zurich - Department Finance and Xiamen University
Downloads 59 (779,487)

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bank lending, hold-up, firm-bank relationship

209.

Clear and Close Competitors? On the Causes and Consequences of Bilateral Competition between Banks

CentER Discussion Paper Series No. 2018-027, European Banking Center Discussion Paper Series No. 2018-002
Number of pages: 42 Posted: 20 Sep 2018
Ralph De Haas, Liping Lu and Steven Ongena
European Bank for Reconstruction and Development, School of Finance, Renmin University of China and University of Zurich - Department Finance
Downloads 58 (786,223)

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Bilateral bank competition, multimarket contact, credit constraints

210.

Believers' Premia in the Land of the Two Holy Mosques: On the Impact of Shari'a Compliant Bank Loan Announcements in Saudi Arabia

Number of pages: 20 Posted: 06 Nov 2017
Abdullah Almansour and Steven Ongena
King Fahd University of Petroleum & Minerals (KFUPM) and University of Zurich - Department Finance
Downloads 55 (807,152)
Citation 1

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Islamic Bank Loans, Event Study, Saudi Arabia

211.

Quantitative Easing and the Functioning of the Gilts Repo Market

Number of pages: 29 Posted: 01 Nov 2022
Mahmoud Fatouh, Simone Giansante and Steven Ongena
Bank of England, University of Palermo - Department of Economics, Business and Statistics and University of Zurich - Department Finance
Downloads 53 (821,856)

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Monetary policy, Quantitative easing, gilt repo market, leverage ratio.

212.

Corporate Taxes and Entrepreneurs’ Income: A Credit Channel

Swiss Finance Institute Research Paper No. 24-81, CORFIN-D-24-00879
Number of pages: 53 Posted: 21 Sep 2024 Last Revised: 26 Apr 2025
Manthos D. Delis, Emilios C. Galariotis, Maria Iosifidi and Steven Ongena
Audencia Business School, School of Production Engineering and Management, Montpellier Business School and University of Zurich - Department Finance
Downloads 37 (960,607)

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Corporate taxes, Economic inequality, Bank credit, Credit score

213.

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say about the Effects of Monetary Policy on Credit Risk?

CEPR Discussion Paper No. DP6514
Number of pages: 36 Posted: 05 Jun 2008
Gabriel Jiménez, Steven Ongena, José-Luis Peydró and Jesus Saurina Salas
Banco de España, University of Zurich - Department Finance, Imperial College London and Banco de España
Downloads 27 (1,068,968)
Citation 25
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bank organization, business cycle, credit risk, duration analysis, financial stability, lending standards, low interest rates, monetary policy, risk-taking

214.

Credit and Entrepreneurs’ Income

Number of pages: 90 Posted: 19 Nov 2024
Manthos D. Delis, Fulvia Fringuellotti and Steven Ongena
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 24 (1,104,831)

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Credit constraints, Entrepreneurs' income, Business loans, Economic mobility, Regression discontinuity design

215.

Foreign Currency Mortgages and Monetary Policy:A Heterogeneous Bank-Lending Channel

Number of pages: 90 Posted: 16 Jan 2024
Győző Gyöngyösi, Steven Ongena and Ibolya Schindele
Utrecht University, University of Zurich - Department Finance and Central European University
Downloads 16 (1,203,827)

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Bank balance-sheet channel, household lending, Monetary Policy, foreign currency lending

216.

Changes in the Cost of Bank Equity and the Supply of Bank Credit

CEPR Discussion Paper No. DP12172
Number of pages: 45 Posted: 25 Jul 2017
Claire Célérier, Thomas K. Kick and Steven Ongena
University of Toronto, Deutsche Bundesbank and University of Zurich - Department Finance
Downloads 8 (1,287,956)
Citation 2
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bank capital, credit, regulation

217.

The Impact of Monetary Conditions on Bank Lending to Households

CEPR Discussion Paper No. DP13616
Number of pages: 72 Posted: 01 Apr 2019
Győző Gyöngyösi, Steven Ongena and Ibolya Schindele
Kiel Institute for the World Economy, University of Zurich - Department Finance and Central European University
Downloads 6 (1,302,229)
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bank balance-sheet channel, Foreign currency lending, household lending, monetary policy

218.

"Crime and Punishment?" How Russian Banks Anticipated and Dealt with Global Financial Sanctions

CEPR Discussion Paper No. DP16075
Number of pages: 78 Posted: 14 May 2021
Mikhail Mamonov, Steven Ongena and Anna Pestova
TBS Business School, University of Zurich - Department Finance and Charles University in Prague - CERGE-EI, a joint workplace of Charles University and the Economics Institute of the Czech Academy of Sciences
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219.

The Cleansing Effect of Banking Crises

CEPR Discussion Paper No. DP15025
Number of pages: 61 Posted: 28 Jul 2020 Last Revised: 09 Nov 2021
Reint Gropp, Steven Ongena, Jörg Rocholl and Vahid Saadi
Halle Institute for Economic Research, University of Zurich - Department Finance, ESMT European School of Management and Technology and University of Liverpool Management School
Downloads 4 (1,313,522)
Citation 9
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banking crises, cleansing effect, Productivity Growth, supervisory forbearance

220.

The Economic Impact of Merger Control Legislation

CEPR Discussion Paper No. DP8447
Number of pages: 48 Posted: 25 Jun 2011
Elena Carletti, Philipp Hartmann and Steven Ongena
Bocconi University - Department of Finance, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 4 (1,313,522)
Citation 2
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financial regulation, legal institutions, merger control

221.

"There is No Planet B", But for Banks There are "Countries B to Z": Domestic Climate Policy and Cross-Border Bank Lending

CEPR Discussion Paper No. DP16665
Number of pages: 33 Posted: 09 Nov 2021
Emanuela Benincasa, Emanuela Benincasa, Gazi Kabas and Steven Ongena
Swiss Finance InstituteUniversity of Zurich - Department of Finance, University of Zurich and University of Zurich - Department Finance
Downloads 3 (1,318,520)
Citation 4
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Climate Policy, Cross-border lending, regulatory arbitrage, syndicated loans

222.

Close Competitors? Bilateral Bank Competition and Spatial Variation in Firms' Access to Credit

CEPR Discussion Paper No. DP15015
Number of pages: 63 Posted: 23 Jul 2020 Last Revised: 04 Feb 2022
Ralph De Haas, Liping Lu and Steven Ongena
European Bank for Reconstruction and Development, Renmin University of China and University of Zurich - Department Finance
Downloads 3 (1,318,520)
Citation 1
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Bilateral bank competition, credit constraints, geography of banking, small-business lending

223.

The Impacts of Stricter Merger Legislation on Bank Mergers and Acquisitions: Too-Big-To-Fail and Competition

CEPR Discussion Paper No. DP14449
Number of pages: 54 Posted: 03 Mar 2020
Elena Carletti, Steven Ongena, Jan-Peter Siedlarek and Giancarlo Spagnolo
Bocconi University, University of Zurich - Department Finance, Federal Reserve Bank of Cleveland and University of Rome Tor Vergata
Downloads 3 (1,318,520)
Citation 4
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Antitrust, banks, Merger Control, mergers and acquisitions, regulation

224.

Quo Vadis? Evidence on New Firm-Bank Matching and Firm Performance Following 'Sin' Bank Closures

CEPR Discussion Paper No. DP17015
Number of pages: 67 Posted: 29 Mar 2022
Roman Goncharenko, Mikhail Mamonov, Steven Ongena, Svetlana Popova and Natalia Turdyeva
KU Leuven, TBS Business School, University of Zurich - Department Finance, The Central Bank of Russian Federation and Bank of Russia
Downloads 2 (1,324,071)
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Bank clean-ups, Firm-bank matching, Regulatory forbearance

225.

Global Evidence on Profit Shifting within Firms and Across Time

CEPR Discussion Paper No. DP16615
Number of pages: 72 Posted: 09 Nov 2021 Last Revised: 27 May 2022
Fotis Delis, Manthos D. Delis, Luc Laeven and Steven Ongena
European Commission, Joint Research Centre, Audencia Business School, European Central Bank (ECB) and University of Zurich - Department Finance
Downloads 2 (1,324,071)
Citation 2
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global sample, institutional quality, intangible assets, Multinational Enterprises, Nonparametric estimation, Profit shifting

226.

Credit and Income

CEPR Discussion Paper No. DP13468
Number of pages: 49 Posted: 23 Jan 2019
Manthos D. Delis, Fulvia Fringuellotti and Steven Ongena
Audencia Business School, Federal Reserve Banks - Federal Reserve Bank of New York and University of Zurich - Department Finance
Downloads 2 (1,324,071)
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Business loans, credit constraints, Income, Income inequality, regression discontinuity design

227.

The Invisible Hand of the Government: 'Moral Suasion' During the European Sovereign Debt Crisis

CEPR Discussion Paper No. DP11153
Number of pages: 57 Posted: 18 Apr 2016
Steven Ongena, Alexander A. Popov and Neeltje van Horen
University of Zurich - Department Finance, European Central Bank (ECB) and Bank of England
Downloads 2 (1,324,071)
Citation 30
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moral suasion, Sovereign debt, sovereign-bank loop

228.

Bottleneck Effects of Monetary Policy

CEPR Discussion Paper No. DP16465
Number of pages: 60 Posted: 22 Sep 2021 Last Revised: 29 Mar 2022
Frédéric Boissay, Emilia Garcia-Appendini and Steven Ongena
Bank for International Settlements (BIS), Norges Bank and University of Zurich - Department Finance
Downloads 1 (1,331,157)
Citation 6
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aggregate demand, cost channel, monetary policy transmission, Supply Chain

229.

Unintended Consequences of the Global Derivatives Market Reform

CEPR Discussion Paper No. DP14802
Number of pages: 40 Posted: 28 May 2020
Pauline Gandré, Mike Mariathasan, Ouarda Merrouche and Steven Ongena
Université Paris Ouest - Nanterre, La Défense - EconomiX, KU Leuven- Faculty of Economics & Business, University of Lausanne and University of Zurich - Department Finance
Downloads 1 (1,331,157)
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Bank Regulation, Cross-border financial institutions, Derivatives, Financial risk, OTC markets, regulatory arbitrage

230.

The Agency of Cocos: Why Contingent Convertible Bonds Aren't for Everyone

CEPR Discussion Paper No. DP13344
Number of pages: 45 Posted: 03 Dec 2018
Roman Goncharenko, Steven Ongena and Asad Rauf
KU Leuven, University of Zurich - Department Finance and University of Groningen, Faculty of Economics and Business, Students
Downloads 1 (1,331,157)
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Bank Capital Structure, Basel III, CoCos, Contingent Convertible Bonds, Debt overhang

231.

Asymmetric Information and the Securitization of SME Loans

CEPR Discussion Paper No. DP11785
Number of pages: 40 Posted: 23 Jan 2017
Ugo Albertazzi, Margherita Bottero, Leonardo Gambacorta and Steven Ongena
ECB -DG Monetary Policy, Bank of Italy, Bank for International Settlements (BIS) and University of Zurich - Department Finance
Downloads 1 (1,331,157)
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Adverse Selection, moral hazard, Securitization, SME loans

232.

A Review of Empirical Research on the Design and Impact of Regulation in the Banking Sector

Annual Review of Financial Economics, Vol. 7, pp. 423-443, 2015
Posted: 11 Dec 2015
Sanja Jakovljević, Hans Degryse and Steven Ongena
WU Vienna University of Economics and Business, KU Leuven - Faculty of Business and Economics (FEB) and University of Zurich - Department Finance

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233.

A Century of Firm Bank Relationships: Did Banking Sector Deregulation Spur Firms to Add Banks and Borrow More?

CEPR Discussion Paper No. DP9695
Number of pages: 57 Posted: 22 Oct 2013
Fabio Braggion and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management and University of Zurich - Department Finance
Downloads 0 (1,339,010)
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banking sector, competition, multiple banking

234.

Banking Sector Deregulation, Bank-Firm Relationships and Corporate Leverage

Posted: 28 Jan 2011 Last Revised: 12 Oct 2017
Fabio Braggion and Steven Ongena
Tilburg University - Tilburg University School of Economics and Management and University of Zurich - Department Finance
Downloads 0 (1,339,010)

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banking sector, competition, multiple banking

235.

Who Needs Credit and Who Gets Credit in Eastern Europe?

European Banking Center Discussion Paper No. 2010-14, CentER Discussion Paper Series No. 2010-50
Posted: 25 May 2010
Martin Brown, Steven Ongena, Alexander A. Popov and Pinar Yesin
Swiss National Bank - Study Center Gerzensee, University of Zurich - Department Finance, European Central Bank (ECB) and Swiss National Bank

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Credit Constraints, Banking Sector, Transition Economies

236.

Between Lisbon and London: Financial Sector Consolidation in the Context of the Lisbon Agenda

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 24 Nov 2009
Hans Degryse, Steven Ongena and Maria Fabiana Penas
KU Leuven - Faculty of Business and Economics (FEB), University of Zurich - Department Finance and affiliation not provided to SSRN

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Lisbon Agenda (European Union), Public policies, Venture capital, Access to capital, Acquisitions & mergers, Antitrust laws, Loans, Financial markets, Market competition, Market consolidation, Productivity growth, Development policies, Innovation policies, Agglomeration economies, Firm size, Banking industry, Finance, Financial institutions

237.

Monetary Policy and Credit Conditions: New Evidence

Posted: 10 Oct 1998
Steven Ongena
University of Zurich - Department Finance

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