James Conklin

University of Georgia

Associate Professor of Real Estate

Athens, GA 30602-6254

United States

  • University of Georgia

SCHOLARLY PAPERS

18

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SSRN CITATIONS
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Top 14,377

in Total Papers Citations

55

CROSSREF CITATIONS

25

Scholarly Papers (18)

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1.

Does Borrower and Broker Race Affect the Cost of Mortgage Credit?

Ambrose, B.W., Conklin, J.N. and Lopez, L.A., "Does borrower and broker race affect the cost of mortgage credit?" The Review of Financial Studies, 2021, 34(2), pp.790-826. https://doi.org/10.1093/rfs/hhaa087
Number of pages: 50 Posted: 25 Jul 2017 Last Revised: 31 Aug 2021
Brent W. Ambrose, James Conklin and Luis A. Lopez
Pennsylvania State University, University of Georgia and University of Illinois at Chicago
Downloads 403 (103,246)
Citation 8

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Discrimination, Credit Rationing, Regulations, Dodd-Frank Act, Mortgages

2.

Contact High: The External Effects of Retail Marijuana Establishments on House Prices

Downloads 327 (130,320)
Citation 4

Contact High: The External Effects of Retail Marijuana Establishments on House Prices

Number of pages: 46 Posted: 15 Dec 2016 Last Revised: 30 Aug 2017
James Conklin, Moussa Diop and Herman Li
University of Georgia, University of Southern California and California State University, Sacramento
Downloads 322 (131,650)
Citation 2

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Retail marijuana, house prices, difference-in-differences, recreational marijuana legalization

Contact High: The External Effects of Retail Marijuana Establishments on House Prices

Real Estate Economics, Vol. 48, Issue 1, pp. 135-173, 2020
Number of pages: 39 Posted: 04 Jun 2020
James Conklin, Moussa Diop and Herman Li
University of Georgia, University of Southern California and California State University, Sacramento
Downloads 5 (874,429)
Citation 4

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3.

Do Appraiser and Borrower Race Affect Valuation?

Number of pages: 57 Posted: 02 Nov 2021 Last Revised: 01 Jun 2022
Brent W. Ambrose, James Conklin, N. Edward Coulson, Moussa Diop and Luis A. Lopez
Pennsylvania State University, University of Georgia, University of California, Irvine - Paul Merage School of Business, University of Southern California and University of Illinois at Chicago
Downloads 321 (132,817)

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discrimination, bias, appraisal, valuation, AVM, mortgage

4.

Credit Rationing, Income Exaggeration, and Adverse Selection in the Mortgage Market

Journal of Finance, Forthcoming
Number of pages: 61 Posted: 21 Dec 2014 Last Revised: 19 Dec 2015
Brent W. Ambrose, James Conklin and Jiro Yoshida
Pennsylvania State University, University of Georgia and Pennsylvania State University - Smeal College of Business
Downloads 265 (161,818)
Citation 21

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Subprime Mortgages, Default, Adverse Selection, Moral Hazard, Reputation, Dodd-Frank Act, Credit Rationing

5.

Financial Literacy, Broker-Borrower Interaction, and Mortgage Default

Downloads 114 (331,839)
Citation 2

Financial Literacy, Broker-Borrower Interaction, and Mortgage Default

Number of pages: 47 Posted: 07 Jun 2014 Last Revised: 03 Oct 2014
James Conklin
University of Georgia
Downloads 112 (337,921)

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Financial Literacy, Mortgage Brokerage, Mortgage Default, Subprime

Financial Literacy, Broker–Borrower Interaction and Mortgage Default

Real Estate Economics, Vol. 45, Issue 2, pp. 376-414, 2017
Number of pages: 39 Posted: 19 Apr 2017
James Conklin
University of Georgia
Downloads 2 (914,379)

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Financial Literacy, Broker-Borrower Interaction, and Mortgage Default

Real Estate Economics, Forthcoming
Posted: 20 Mar 2015
James Conklin
University of Georgia

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Financial Literacy, Mortgage Brokerage, Default

6.

Mortgage Brokers, Origination Fees, Price Transparency and Competition

Downloads 97 (369,616)
Citation 14

Mortgage Brokers, Origination Fees, Price Transparency and Competition

Number of pages: 66 Posted: 26 Sep 2012
Brent W. Ambrose and James Conklin
Pennsylvania State University and University of Georgia
Downloads 95 (377,470)
Citation 1

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Mortgage Brokerage, Competition, Subprime, Cost, Price Transparency

Mortgage Brokers, Origination Fees, Price Transparency and Competition

Real Estate Economics, Vol. 42, Issue 2, pp. 363-421, 2014
Number of pages: 59 Posted: 20 May 2014
Brent W. Ambrose and James Conklin
Pennsylvania State University and University of Georgia
Downloads 2 (914,379)
Citation 4

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Mortgage Brokers, Origination Fees, Price Transparency and Competition

Real Estate Economics, Forthcoming
Posted: 28 Sep 2012
Brent W. Ambrose and James Conklin
Pennsylvania State University and University of Georgia

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Mortgage Brokerage, Competition, Subprime, Cost, Price Transparency

7.

The Importance of Location in the Financing of Property Acquisitions by REITs

Number of pages: 29 Posted: 04 Mar 2016
James Conklin, Moussa Diop and Mingming Qiu
University of Georgia, University of Southern California and Michigan State University - Department of Finance
Downloads 96 (371,997)

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Commercial property acquisitions, REITs, Location, Financing Structure

8.

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

Downloads 72 (440,485)
Citation 1

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

FRB Atlanta Working Paper No. 2018-10
Number of pages: 48 Posted: 29 Aug 2018 Last Revised: 29 Apr 2020
James Conklin, W. Scott Frame, Kristopher Gerardi and Haoyang Liu
University of Georgia, Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of New York
Downloads 59 (494,552)
Citation 1

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mortgages, subprime, house prices, credit scores, housing boom

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

FRB of Dallas Working Paper No. 2013
Number of pages: 72 Posted: 23 May 2020
James Conklin, W. Scott Frame, Kristopher S. Gerardi and Haoyang Liu
University of Georgia, affiliation not provided to SSRN, affiliation not provided to SSRN and Federal Reserve Bank of New York
Downloads 13 (789,261)

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mortgages, subprime, house prices, credit scores, housing boom

9.

Mortgage Brokers, Origination Fees, and Competition

Number of pages: 36 Posted: 26 Mar 2012 Last Revised: 27 Sep 2012
Brent W. Ambrose and James Conklin
Pennsylvania State University and University of Georgia
Downloads 67 (457,513)

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Mortgage Brokerage, Competition, Subprime, Cost

10.

How Do Firms Finance Non-Primary Market Investments? Evidence from REITs

Real Estate Economics 46 (2018) 120 -159
Number of pages: 44 Posted: 17 Nov 2016 Last Revised: 05 Nov 2019
James Conklin, Moussa Diop and Mingming Qiu
University of Georgia, University of Southern California and Michigan State University - Department of Finance
Downloads 63 (471,876)

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Commercial Property Acquisitions, Core Investment, Investment Characteristics, Financing Choices, REITs

11.

Religion and Mortgage Misrepresentation

Number of pages: 43 Posted: 15 Jan 2020 Last Revised: 07 Jul 2020
James Conklin, Moussa Diop and Mingming Qiu
University of Georgia, University of Southern California and Michigan State University - Department of Finance
Downloads 61 (479,466)

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Mortgage Fraud, Ethical Behavior, Religion, Risk Aversion, Appraisal Bias, Owner Occupancy Misreporting, Income Documentation, Liars Loans

12.

An Alternative Approach to Estimating Foreclosure and Short Sale Discounts

Number of pages: 31 Posted: 14 Jan 2022 Last Revised: 24 May 2022
James Conklin, N. Edward Coulson, Moussa Diop and Nuno Mota
University of Georgia, University of California, Irvine - Paul Merage School of Business, University of Southern California and Federal National Mortgage Association (Fannie Mae)
Downloads 56 (498,995)

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Foreclosure discount, short sale discount, forced sales, valuation, appraisal

13.

Competition and Appraisal Inflation

Number of pages: 53 Posted: 18 Jan 2019
James Conklin, N. Edward Coulson, Moussa Diop and Thao Le
University of Georgia, Independent, University of Southern California and Georgia State University - Department of Real Estate
Downloads 40 (572,607)
Citation 8

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Competition, Appraisal Bias, Mortgages

14.

Online Appendix -- Does Borrower and Broker Race Affect the Cost of Mortgage Credit?

Review of Financial Studies (Forthcoming)
Number of pages: 47 Posted: 01 Jul 2020
Brent W. Ambrose, James Conklin and Luis A. Lopez
Pennsylvania State University, University of Georgia and University of Illinois at Chicago
Downloads 37 (588,505)

Abstract:

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Discrimination, Credit Rationing, Regulations, Dodd-Frank Act, Mortgages

15.

Distressed Comps

Number of pages: 37 Posted: 04 Mar 2022
James Conklin, N. Edward Coulson and Moussa Diop
University of Georgia, Independent and University of Southern California
Downloads 15 (743,430)

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16.

The Importance of Originator-Servicer Affiliation in Loan Renegotiation

Journal of Real Estate Finance and Economics, July 2019, Volume 59, Issue 1, pp 56–8
Posted: 30 Aug 2019
James Conklin, Moussa Diop, Thao Le and Walter D'Lima
University of Georgia, University of Southern California, Georgia State University - Department of Real Estate and Florida International University (FIU) - Hollo School of Real Estate

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Information Asymmetry; Mortgage Default; Debt Renegotiation; Servicing; Securitization; Mortgage Redefault; Non-Agnecy Mbs

17.

How Do Firms Finance Nonprimary Market Investments? Evidence from REITs

Real Estate Economics, Vol. 46, Issue 1, pp. 120-159, 2018
Number of pages: 40 Posted: 21 Feb 2018
James Conklin, Moussa Diop and Mingming Qiu
University of Georgia, University of Southern California and Michigan State University - Department of Finance
Downloads 0 (907,776)
Citation 1

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18.

Asymmetric Information in Loan Renegotiation: The Importance of Originator-Servicer Affiliation

Posted: 02 Mar 2016 Last Revised: 31 Aug 2017
James Conklin, Moussa Diop and Walter D'Lima
University of Georgia, University of Southern California and Florida International University (FIU) - Hollo School of Real Estate

Abstract:

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Information Asymmetry, Mortgage Default, Debt Renegotiation, Servicing, Securitization, Mortgage Redefault, Non-agency MBS