Lucinda O'Brien

Melbourne Law School

Research Fellow

185 Pelham Street

Carlton, Victoria 3053

Australia

SCHOLARLY PAPERS

17

DOWNLOADS
Rank 32,742

SSRN RANKINGS

Top 32,742

in Total Papers Downloads

2,257

SSRN CITATIONS

2

CROSSREF CITATIONS

1

Scholarly Papers (17)

1.

An Evaluation of Debt Agreements in Australia

Monash University Law Review, Vol. 44, No. 1, pp. 151-197, 2018
Number of pages: 47 Posted: 15 Sep 2017 Last Revised: 17 Dec 2018
Vivien Chen, Lucinda O'Brien and Ian Ramsay
Monash University - Department of Business Law & Taxation, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 308 (144,687)
Citation 1

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personal insolvency, debt agreement, bankruptcy

2.

A Quick Fix? Credit Repair in Australia

Australian Business Law Review, Vol. 43, No. 3, pp. 179-205, 2015
Number of pages: 27 Posted: 11 Jun 2015
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 296 (150,816)

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3.

The Incidence and Causes of Personal Bankruptcy in Australia

JASSA - The Finsia Journal of Applied Finance, Issue No. 4, pp. 27-35, 2016
Number of pages: 11 Posted: 03 Apr 2017
University of Melbourne - Law School, Melbourne Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 200 (220,638)

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Personal Bankruptcy; Consumer Spending; Indebtedness

4.

Misfortune or Misdeed: An Empirical Study of Public Attitudes Towards Personal Bankruptcy

University of New South Wales Law Journal, Vol. 40, No. 3, pp. 1098-1129, 2017
Number of pages: 32 Posted: 17 Jul 2017 Last Revised: 03 Oct 2017
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 151 (280,004)

Abstract:

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bankruptcy, personal insolvency, stigma

5.

'Short a Few Quid': Bankruptcy Stigma in Contemporary Australia

University of New South Wales Law Journal, Vol. 38, No. 4, 1575-1613, 2015
Number of pages: 48 Posted: 08 Dec 2015
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 147 (286,145)

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Bankruptcy, stigma

6.

Perspectives of Financial Counsellors and Consumer Solicitors on Personal Insolvency

Number of pages: 17 Posted: 15 Sep 2015
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 145 (289,317)

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personal insolvency, bankruptcy, debt agreements, financial counsellors

7.

Bankruptcy, Social Security and Long Term Poverty: Results from a Survey of Financial Counsellors and Consumer Solicitors

Australian Business Law Review, Vol. 44, No. 2, pp. 144-151, 2016
Number of pages: 8 Posted: 04 May 2016
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 141 (295,766)

Abstract:

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bankruptcy, financial counsellors

8.

An Impending 'Avalanche': Debt Collection and Consumer Harm after COVID-19

Australian Business Law Review, Vol. 49, No. 2, 2021, pp. 84-115
Number of pages: 44 Posted: 07 Sep 2021
Lucinda O'Brien, Vivien Chen, Ian Ramsay and Paul Ali
Melbourne Law School, Monash University - Department of Business Law & Taxation, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 138 (300,795)

Abstract:

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debt collection; consumer harm; financial hardship

9.

Bankruptcy and Debtor Rehabilitation: An Australian Empirical Study

Melbourne University Law Review, Vol. 40, No. 3, pp. 688-737, 2017, U of Melbourne Legal Studies Research Paper No. 754
Number of pages: 50 Posted: 22 May 2017
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 118 (337,772)

Abstract:

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bankruptcy, financial hardship

10.

One-Stop Shop: Consumer Credit Issued at the Point of Sale

Journal of Banking and Finance Law and Practice, Vol. 32, No. 1, 2021, pp. 3-25
Number of pages: 34 Posted: 25 May 2021
Lucinda O'Brien, Ian Ramsay, Paul Ali and Mihika Upadhyaya
Melbourne Law School, Melbourne Law School - University of Melbourne, University of Melbourne - Law School and Melbourne Law School, University of Melbourne
Downloads 112 (350,284)

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consumer credit; consumer protection; point of sale credit; responsible lending

11.

The Hidden Dimension of Business Bankruptcy in Australia

Australian Business Law Review, Vol. 46, No. 5, pp. 291-306, 2018
Number of pages: 20 Posted: 29 Dec 2018
Lucinda O'Brien, Ian Ramsay and Paul Ali
Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 112 (350,284)

Abstract:

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bankruptcy, personal insolvency, business bankruptcy, entrepreneurship

12.

Financial Counselling and the Self-Represented Debtor in the Federal Circuit Court Bankruptcy List: An Analysis of a Recent Pilot Service

Insolvency Law Journal, Vol. 23, No. 4, 161-180, 2015
Number of pages: 20 Posted: 15 Feb 2016
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 110 (354,638)
Citation 1

Abstract:

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bankruptcy, financial counselling

13.

Australia’s Product Intervention Power and Protection from Consumer Harm: An Evaluation

Competition and Consumer Law Journal, Vol. 29, No. 1, 2022, pp. 32-64
Number of pages: 35 Posted: 01 Aug 2022
Lucinda O'Brien, Ian Ramsay and Paul Ali
Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 68 (473,892)

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Australian Securities and Investments Commission; consumer protection; financial products; product intervention power

14.

Putting a Price on Peace of Mind: Funeral Insurance and Consumer Harm

University of Western Australia Law Review, Vol. 48, No. 2, 2021, pp. 641-689
Number of pages: 46 Posted: 27 Oct 2021
Lucinda O'Brien, Peng Guo, Ian Ramsay and Paul Ali
Melbourne Law School, RMIT University - Graduate School of Business and Law, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 56 (521,206)

Abstract:

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funeral insurance; consumer harm; consumer protection

15.

More to Lose: The Attributes of Involuntary Bankruptcy

Economic Papers, Vol. 38, No. 1, pp. 15-26, 2019
Number of pages: 15 Posted: 02 Apr 2019
Melbourne Law School, Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 56 (521,206)

Abstract:

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involuntary bankruptcy; attributes of bankrupts; business bankruptcy; debtors

16.

The Geography of Bankruptcy in Australia

American Bankruptcy Institute Law Review, Vol 28, No. 2, 2020, pp. 303-325, U of Melbourne Legal Studies Research Paper No. 935
Number of pages: 22 Posted: 21 Oct 2020 Last Revised: 03 Jun 2021
Lucinda O'Brien, Malcolm Edward Anderson and Ian Ramsay
Melbourne Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 51 (543,146)

Abstract:

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bankruptcy; geography; financial hardship

17.

The Distinctive Features of Women in the Australian Bankruptcy System: An Empirical Study

Australian Journal of Social Issues, Vol. 54, No. 2, pp. 173-190, 2019 , U of Melbourne Legal Studies Research Paper No. 850
Number of pages: 24 Posted: 03 Jul 2019 Last Revised: 22 Oct 2019
Lucinda O'Brien, Ian Ramsay and Paul Ali
Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 48 (557,172)

Abstract:

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bankruptcy, dependants, empirical, gender, women