Daniel Ringo

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

7

DOWNLOADS

649

SSRN CITATIONS
Rank 26,048

SSRN RANKINGS

Top 26,048

in Total Papers Citations

8

CROSSREF CITATIONS

20

Scholarly Papers (7)

The Effect of Interest Rates on Home Buying: Evidence from a Shock to Mortgage Insurance Premiums

Number of pages: 58 Posted: 12 Dec 2017 Last Revised: 26 Jan 2019
Neil Bhutta and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 124 (237,176)
Citation 2

Abstract:

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Interest rates, home buying, FHA, mortgages, mortgage insurance, credit rationing, debti to income, payment to income, regression discontinuity, monetary policy, stimulus

The Effect of Interest Rates on Home Buying: Evidence from a Discontinuity in Mortgage Insurance Premiums

FEDS Working Paper No. 2017-086
Number of pages: 55 Posted: 07 Sep 2017
Neil Bhutta and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 64 (362,906)

Abstract:

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Interest rates, Mortgages and credit, Residential real estate

2.

Student Loans and Homeownership

FEDS Working Paper No. 2016-10
Number of pages: 57 Posted: 15 Feb 2016 Last Revised: 30 Jul 2017
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 159 (193,477)
Citation 1

Abstract:

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Credit Constraints, Homeownership, Student loans

3.

Mortgage Lending, Default and the Community Reinvestment Act

Number of pages: 34 Posted: 27 Mar 2015 Last Revised: 11 Jan 2018
Daniel Ringo
Board of Governors of the Federal Reserve System
Downloads 125 (234,762)
Citation 3

Abstract:

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Community Reinvestment Act, CRA, Subprime Crisis, Mortgage

4.

Home Ownership As a Labor Market Friction

Number of pages: 35 Posted: 24 Mar 2018
Daniel Ringo
Board of Governors of the Federal Reserve System
Downloads 63 (361,142)
Citation 1

Abstract:

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home ownership, unemployment, job search, mobility

5.

The 2014 Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, Vol 101, No. 4, November 2015
Number of pages: 43 Posted: 31 May 2017 Last Revised: 22 Oct 2017
Neil Bhutta, Jack Popper and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 57 (379,525)
Citation 2

Abstract:

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HMDA, mortgage, discrimination, Qualified Mortgage (QM), Ability to Repay Rule (ATR), large bank, nonbank, credit union, higher-priced mortgage, FHA, Community Reinvestment Act (CRA)

6.

Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, Vol. 103, No. 6
Number of pages: 27 Posted: 08 Mar 2018
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 43 (428,438)

Abstract:

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HMDA, mortgage, refinance, home purchase, HMDA coverage, minority lending, nonbank lenders

7.

The 2013 Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, November, 2014 (vol 100)
Number of pages: 37 Posted: 04 Dec 2018
Neil Bhutta and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 14 (578,544)

Abstract:

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HMDA, mortgage, discrimination, higher-priced mortgage, FHA, Community Reinvestment Act (CRA), low and moderate income (LMI)