Daniel Ringo

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

9

DOWNLOADS

735

SSRN CITATIONS
Rank 23,828

SSRN RANKINGS

Top 23,828

in Total Papers Citations

14

CROSSREF CITATIONS

21

Scholarly Papers (9)

The Effect of Interest Rates on Home Buying: Evidence from a Shock to Mortgage Insurance Premiums

Number of pages: 58 Posted: 12 Dec 2017 Last Revised: 26 Jan 2019
Neil Bhutta and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 146 (216,704)
Citation 2

Abstract:

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Interest rates, home buying, FHA, mortgages, mortgage insurance, credit rationing, debti to income, payment to income, regression discontinuity, monetary policy, stimulus

The Effect of Interest Rates on Home Buying: Evidence from a Discontinuity in Mortgage Insurance Premiums

FEDS Working Paper No. 2017-086
Number of pages: 55 Posted: 07 Sep 2017
Neil Bhutta and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 78 (337,361)

Abstract:

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Interest rates, Mortgages and credit, Residential real estate

2.

Student Loans and Homeownership

FEDS Working Paper No. 2016-10
Number of pages: 57 Posted: 15 Feb 2016 Last Revised: 30 Jul 2017
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 163 (197,263)
Citation 2

Abstract:

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Credit Constraints, Homeownership, Student loans

3.

Mortgage Lending, Default and the Community Reinvestment Act

Number of pages: 34 Posted: 27 Mar 2015 Last Revised: 11 Jan 2018
Daniel Ringo
Board of Governors of the Federal Reserve System
Downloads 133 (232,955)
Citation 6

Abstract:

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Community Reinvestment Act, CRA, Subprime Crisis, Mortgage

4.

Home Ownership As a Labor Market Friction

Number of pages: 35 Posted: 24 Mar 2018
Daniel Ringo
Board of Governors of the Federal Reserve System
Downloads 63 (375,151)
Citation 1

Abstract:

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home ownership, unemployment, job search, mobility

5.

The 2014 Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, Vol 101, No. 4, November 2015
Number of pages: 43 Posted: 31 May 2017 Last Revised: 22 Oct 2017
Neil Bhutta, Jack Popper and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 62 (378,198)
Citation 3

Abstract:

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HMDA, mortgage, discrimination, Qualified Mortgage (QM), Ability to Repay Rule (ATR), large bank, nonbank, credit union, higher-priced mortgage, FHA, Community Reinvestment Act (CRA)

6.

Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, Vol. 103, No. 6
Number of pages: 27 Posted: 08 Mar 2018
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 45 (436,852)
Citation 2

Abstract:

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HMDA, mortgage, refinance, home purchase, HMDA coverage, minority lending, nonbank lenders

7.

The 2013 Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, November, 2014 (vol 100)
Number of pages: 37 Posted: 04 Dec 2018
Neil Bhutta and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 18 (574,662)

Abstract:

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HMDA, mortgage, discrimination, higher-priced mortgage, FHA, Community Reinvestment Act (CRA), low and moderate income (LMI)

8.

The Propagation of Demand Shocks Through Housing Markets

FEDS Working Paper No. 2019-084
https://doi.org/10.17016/FEDS.2019.084
Number of pages: 53 Posted: 13 May 2020
Elliot Anenberg and Daniel Ringo
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 17 (581,117)

Abstract:

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Housing search; Housing stimulus; Multiplier effects; Joint buyer-seller

9.

'Revitalize or Stabilize': Does Community Development Financing Work?

FEDS Working Paper No. 2020-029 https://doi.org/10.17016/FEDS.2020.029
Number of pages: 40 Posted: 18 May 2020
Daniel Ringo
Board of Governors of the Federal Reserve System
Downloads 10 (627,699)

Abstract:

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Community development; Community Reinvestment Act; Place based policies; Bank lending; Credit supply