Robert DeYoung

University of Kansas School of Business

Capitol Federal Professor in Financial Institutions and Markets

Summerfield Hall

1300 Sunnyside Avenue

Lawrence, KS 66045

United States

SCHOLARLY PAPERS

41

DOWNLOADS
Rank 457

SSRN RANKINGS

Top 457

in Total Papers Downloads

33,522

CITATIONS
Rank 625

SSRN RANKINGS

Top 625

in Total Papers Citations

793

Scholarly Papers (41)

1.

Problem Loans and Cost Efficiency in Commercial Banks

WFIC 96-01
Number of pages: 30 Posted: 17 Jan 1996
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 15,720 (129)
Citation 78

Abstract:

Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

FRB Chicago Working Paper No. 1999-25
Number of pages: 116 Posted: 08 Feb 2000
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads 2,915 (2,781)
Citation 139

Abstract:

Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

Brookings-Wharton Papers, Vol. 3, 2000
Posted: 24 Mar 2000
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, Indiana University - Kelley School of Business - Department of Finance and Federal Reserve Bank of Chicago

Abstract:

3.

Banking Industry Consolidation: Efficiency Issues

Jerome Levy Economics Institute Working Paper No. 110
Number of pages: 41 Posted: 13 Oct 1998
Robert DeYoung and Gary Whalen
University of Kansas School of Business and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 1,463 (8,852)
Citation 1

Abstract:

The Performance of Internet-based Business Models: Evidence from the Banking Industry

Number of pages: 59 Posted: 21 Apr 2003
Robert DeYoung
University of Kansas School of Business
Downloads 1,196 (12,509)
Citation 17

Abstract:

The Performance of Internet-based Business Models: Evidence from the Banking Industry

Journal of Business, Forthcoming
Posted: 21 Apr 2003
Robert DeYoung
University of Kansas School of Business

Abstract:

Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Leverage Model

FRB Chicago Working Paper No. 1999-06
Number of pages: 50 Posted: 15 Jan 2001
Robert DeYoung and Karin P. Roland
University of Kansas School of Business and Valdosta State University - Department of Accounting and Finance
Downloads 919 (18,742)
Citation 61

Abstract:

Commercial banks, degree of total leverage, earnings volatility, fee-based actitivities, product mix

Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Leverage Model

Journal of Financial Intermediation, 2001
Posted: 20 Mar 2001
Robert DeYoung and Karin P. Roland
University of Kansas School of Business and Valdosta State University - Department of Accounting and Finance

Abstract:

Commercial banks, degree of total leverage, earnings volatility, fee-based actitivities, product mix.

6.
Downloads 809 ( 23,043)
Citation 62

The Effects of Geographic Expansion on Bank Efficiency

FEDS Working Paper No. 01-03, FRB Chicago Working Paper No. 2000-14
Number of pages: 44 Posted: 17 Jan 2001
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 809 (22,656)
Citation 62

Abstract:

Banks, efficiency, mergers, financial institutions

The Effects of Geographic Expansion on Bank Efficiency

Journal of Financial Services Research, Vol. 19, No. 2/3, April 2001
Posted: 01 Oct 2001
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business

Abstract:

Banks, efficiency, mergers, financial institutions

The Past, Present, and Probable Future for Community Banks

FRB of Chicago Working Paper No. 2003-14
Number of pages: 67 Posted: 04 Jan 2004
Robert DeYoung, William C. Hunter and Gregory F. Udell
University of Kansas School of Business, Tippie College of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 783 (23,765)
Citation 51

Abstract:

Community bank, small business lending, banking industry consolidation

The Past, Present, and Probable Future for Community Banks

Journal of Financial Services Research, Vol. 25, No. 2 & 3, April/June 2004
Posted: 05 Aug 2004
Robert DeYoung, William C. Hunter and Gregory F. Udell
University of Kansas School of Business, Tippie College of Business and Indiana University - Kelley School of Business - Department of Finance

Abstract:

Community banks, small business lending, banking industry consolidation

8.

How Do Large Banking Organizations Manage Their Capital Ratios?

Journal of Financial Services Research, Vol. 34, No. 2-3, 2008
Number of pages: 27 Posted: 27 Feb 2008 Last Revised: 06 Feb 2011
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, FDIC, Division of Insurance and Research and Florida International University (FIU)
Downloads 597 (29,589)
Citation 34

Abstract:

Banks, Capital management, Capital regulation, Partial adjustment models

9.

Technological Progress and the Geographic Expansion of the Banking Industry

FEDS Discussion Paper No. 2002-31, FRB Chicago Working Paper No. 2002-07
Number of pages: 42 Posted: 29 Jul 2002
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 563 (31,817)
Citation 30

Abstract:

Banks, efficiency, mergers, productivity, technological progress

10.

Executive Compensation and Business Policy Choices at U.S. Commercial Banks

Journal of Financial and Quantitative Analysis (JFQA), Vol. 48, No. 1, 2013
Number of pages: 55 Posted: 31 Jan 2010 Last Revised: 19 Jun 2015
Robert DeYoung, Emma Y. Peng and Meng Yan
University of Kansas School of Business, Fordham University - Accounting Area and Gabelli School of Business, Fordham University
Downloads 531 (34,584)
Citation 20

Abstract:

executive compensation, risk taking, commercial banks

11.

Borrower-Lender Distance, Credit Scoring, and the Performance of Small Business Loans

FDIC Center for Financial Research Working Paper No. 2006-04
Number of pages: 60 Posted: 13 Mar 2006
Robert DeYoung, Dennis Glennon and Peter J. Nigro
University of Kansas School of Business, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 519 (39,854)
Citation 14

Abstract:

borrower-lender distance, credit scoring, small business loans

Deregulation, the Internet, and the Competitive Viability of Large Banks and Community Banks

FRB Chicago Working Paper No. 2001-11
Number of pages: 38 Posted: 11 Nov 2001
Robert DeYoung and William C. Hunter
University of Kansas School of Business and Tippie College of Business
Downloads 515 (42,093)
Citation 8

Abstract:

Deregulation, the Internet, and the Competitive Viability of Large Banks and Community Banks

THE FUTURE OF BANKING, Benton Gup, Ed., Greenwood Press, Quorum Books, Forthcoming 2002
Posted: 12 Dec 2001
Robert DeYoung and William C. Hunter
University of Kansas School of Business and Tippie College of Business

Abstract:

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Number of pages: 32 Posted: 15 Jan 2001
University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, Promontory Financial Group and Texas A&M University - Department of Finance
Downloads 509 (42,720)
Citation 37

Abstract:

Commercial banks, bank exam ratings, subordinated debt, market efficiency

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Journal of Money, Credit, and Banking
Posted: 06 Mar 2001
Robert DeYoung, Mark J. Flannery and William W. Lang
University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate and Promontory Financial Group

Abstract:

Commercial banks, bank exam ratings, subordinated debt, market efficiency

14.

Payday Loan Pricing

Networks Financial Institute 2006-WP-05 (revised version), FRB of Kansas City Paper No. RWP 09-07
Number of pages: 48 Posted: 11 Dec 2007 Last Revised: 12 Mar 2013
Robert DeYoung and Ronnie J. Phillips
University of Kansas School of Business and Colorado State University
Downloads 497 (36,872)
Citation 4

Abstract:

payday lending, price ceilings, strategic pricing

15.

Efficiency Barriers to the Consolidation of the European Financial Services Industry

European Financial Management, Vol. 6, No. 4, December 2000
Number of pages: 19 Posted: 08 Jun 2000
Allen N. Berger, Robert DeYoung and Gregory F. Udell
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 470 (47,827)
Citation 80

Abstract:

Banks, Mergers, Efficiency, Europe, Financial institutions

16.

Nontraditional Banking Activities and Bank Failures During the Financial Crisis

Journal of Financial Intermediation, Vol. 22, No. 3, 2013
Number of pages: 42 Posted: 02 Apr 2012 Last Revised: 29 Mar 2015
Gokhan Torna and Robert DeYoung
SUNY at Stony Brook University - College of Business and University of Kansas School of Business
Downloads 446 (35,686)
Citation 8

Abstract:

Bank failure, nontraditional banking activities, noninterest income

17.

Learning by Observing: Information Spillovers in the Execution and Valuation of Commercial Bank M&As

FRB of Chicago Working Paper No. 2004-17
Number of pages: 71 Posted: 27 Oct 2004
Gayle L. DeLong and Robert DeYoung
City University of New York, CUNY Baruch College - Zicklin School of Business - Department of Economics and Finance and University of Kansas School of Business
Downloads 393 (53,976)
Citation 20

Abstract:

Mergers, learning, information spillover, banks, market efficiency

18.

The Challenges Facing Community Banks: In Their Own Words

Economic Perspectives, 4th Quarter, 2002
Number of pages: 16 Posted: 11 Mar 2003
Robert DeYoung and Denise J. Duffy
University of Kansas School of Business and affiliation not provided to SSRN
Downloads 375 (54,613)
Citation 2

Abstract:

19.

Learning-by-Doing, Scale Efficiencies, and Financial Performance at Internet-Only Banks

FRB Chicago Working Paper No. 2001-06
Number of pages: 56 Posted: 10 Sep 2001
Robert DeYoung
University of Kansas School of Business
Downloads 347 (62,035)
Citation 7

Abstract:

Banks, Innovation, Internet, Learning, Scale Economies

20.

Risk Overhang and Loan Portfolio Decisions: Small Business Loan Supply Before and During the Financial Crisis

Journal of Finance, Forthcoming
Number of pages: 74 Posted: 07 Sep 2012 Last Revised: 29 Mar 2015
Robert DeYoung, Anne Gron, Gokhan Torna and Andrew Winton
University of Kansas School of Business, NERA Economic Consulting, SUNY at Stony Brook University - College of Business and University of Minnesota - Twin Cities - Carlson School of Management
Downloads 257 (58,317)

Abstract:

Portfolio Lending, risk overhang, small business lending

21.
Downloads 219 (113,478)
Citation 8

De Novo Bank Exit

Number of pages: 25 Posted: 24 Apr 2002
Robert DeYoung
University of Kansas School of Business
Downloads 219 (113,041)
Citation 8

Abstract:

De novo banks, Market entry, Market exit

De Novo Bank Exit

Journal of Money, Credit, and Banking, Forthcoming
Posted: 15 May 2002
Robert DeYoung
University of Kansas School of Business

Abstract:

De novo banks, Market entry, Market exit

22.

Risk Overhang and Loan Portfolio Decisions

FRB Chicago Working Paper No. 2005-04
Number of pages: 42 Posted: 23 Aug 2005
Robert DeYoung, Anne Gron and Andrew Winton
University of Kansas School of Business, Northwestern University - Kellogg School of Management and University of Minnesota - Twin Cities - Carlson School of Management
Downloads 216 (100,910)
Citation 2

Abstract:

commercial banks, loans, portfolio choice, risk overhang

23.

Who's Minding The Store? Motivating And Monitoring Hired Managers At Small, Closely Held Firms: The Case Of Commercial Banks

FRB Chicago Working Paper No. 1999-17
Number of pages: 41 Posted: 11 Feb 2000
Robert DeYoung, Kenneth Spong and Richard J. Sullivan
University of Kansas School of Business, Federal Reserve Bank of Kansas City and Federal Reserve Bank of Kansas City
Downloads 196 (120,557)
Citation 10

Abstract:

24.

Executive Compensation and Business Policy Choices at U.S. Commercial Banks*

AAA 2010 Financial Accounting and Reporting Section (FARS) Paper
Number of pages: 45 Posted: 02 Sep 2009
Robert DeYoung, Emma Y. Peng and Meng Yan
University of Kansas School of Business, Fordham University - Accounting Area and Gabelli School of Business, Fordham University
Downloads 194 (124,573)
Citation 20

Abstract:

Executive compensation, business policy, commercial banks

25.

How the Internet Affects Output and Performance at Community Banks

Journal of Banking & Finance, Vol. 31, pp. 1033-1060, 2007
Number of pages: 28 Posted: 20 Jan 2012
Robert DeYoung, William W. Lang and Daniel E. Nolle
University of Kansas School of Business, Promontory Financial Group and affiliation not provided to SSRN
Downloads 159 (91,073)
Citation 12

Abstract:

Internet Banking, Community Banks, Banking System, Bank Branching

26.

For How Long Are Newly Chartered Banks Financially Fragile?

FRB of Chicago Working Paper No. 2000-09
Number of pages: 43 Posted: 16 Apr 2001
Robert DeYoung
University of Kansas School of Business
Downloads 151 (155,798)
Citation 2

Abstract:

Market entry and exit, bank failure, de novo banks, bank chartering policy

27.

On the Independence of Assets and Liabilities: Evidence from U.S. Commercial Banks, 1990-2005

Number of pages: 49 Posted: 29 Apr 2009
Robert DeYoung and Chiwon Yom
University of Kansas School of Business and Federal Deposit Insurance Corporation (FDIC)
Downloads 139 (144,584)
Citation 2

Abstract:

asset-liability management, canonical correlation, commercial banks, deregulation, technological change

28.

The Determinants of De Novo Bank Survival

NYU Working Paper No. FIN-99-066
Number of pages: 30 Posted: 11 Nov 2008
Robert DeYoung, Iftekhar Hasan and William C. Hunter
University of Kansas School of Business, Gabelli School of Business, Fordham University and Tippie College of Business
Downloads 117 (187,999)
Citation 5

Abstract:

29.

A Theory of Failed Bank Resolution: Technological Change and Political Economics

Number of pages: 58 Posted: 23 Oct 2012
Robert DeYoung, Michal K. Kowalik and Jack Reidhill
University of Kansas School of Business, Federal Reserve Banks - Federal Reserve Bank of Boston and FDIC, Division of Insurance and Research
Downloads 112 (155,798)
Citation 3

Abstract:

bank failures, failed bank resolution, bankruptcy, FDIC

30.

Advertising and Pricing at Multiple Output Firms: Evidence from U.S. Thrift Institutions

FRB of Chicago Working Paper No. 2004-25
Number of pages: 35 Posted: 09 Apr 2005
Robert DeYoung and Evren Ors
University of Kansas School of Business and HEC Paris - Finance Department
Downloads 82 (239,506)
Citation 3

Abstract:

Advertising, depository institutions, structure-performance

31.

Commercial Lending Distance and Historically Underserved Areas

FRB of Atlanta Working Paper No. 2007-11a
Number of pages: 36 Posted: 12 Jul 2007
University of Kansas School of Business, Federal Reserve Bank of Atlanta, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Illinois at Chicago - Center for Urban Real Estate and Bryant University - Department of Finance
Downloads 76 (252,334)
Citation 4

Abstract:

small business loans, borrower-lender distance, credit scoring

32.

Youth, Adolescence, and Maturity of Banks: Credit Availability to Small Business in an Era of Banking Consolidation

NYU Working Paper No. FIN-98-025
Number of pages: 52 Posted: 07 Nov 2008
University of Kansas School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 71 (258,060)
Citation 44

Abstract:

33.

Do Banks Actively Manage Their Liquidity?

Journal of Banking and Finance, 66 (2016) 143-161
Number of pages: 55 Posted: 22 Mar 2015 Last Revised: 14 Dec 2016
Robert DeYoung and Karen Y. Jang
University of Kansas School of Business and Florida International University
Downloads 69 (99,654)

Abstract:

commercial banks, core deposits, liquidity management, partial adjustment models

34.

The Information Revolution and Small Business Lending: The Missing Evidence

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-7
Number of pages: 21 Posted: 28 Mar 2010
University of Kansas School of Business, Federal Reserve Bank of Atlanta, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 69 (256,110)
Citation 2

Abstract:

borrower-lender distance, credit scoring, information technology, small business lending

35.

Publicly Traded versus Privately Held Commercial Banks: Capital Access, Growth and Financial Performance

Number of pages: 52 Posted: 31 Jul 2015 Last Revised: 11 Aug 2015
Robert DeYoung and Lei Li
University of Kansas School of Business and University of Kansas - School of Business
Downloads 19 (270,458)

Abstract:

36.

Advertising and Pricing at Multiple-Output Firms: Evidence from US Thrift Institutions

CEPR Discussion Paper No. 4817
Number of pages: 37 Posted: 08 Apr 2005
Robert DeYoung and Evren Ors
University of Kansas School of Business and HEC Paris - Finance Department
Downloads 19 (438,360)
Citation 3

Abstract:

Advertising, depository institutions, structure-performance

37.

Is the Traditional Banking Model a Survivor?

Number of pages: 44 Posted: 05 Apr 2016
Italian Banking Association, Italian Banking Association, University of Kansas School of Business and Italian Banking Association
Downloads 0 (208,499)

Abstract:

bank business model; financial crisis; survivorship

38.

The External Effects of Bank Executive Pay: Liquidity Creation and Systemic Risk

Number of pages: 62 Posted: 25 Mar 2016 Last Revised: 21 Sep 2016
Robert DeYoung and Minjie Huang
University of Kansas School of Business and University of Louisville - Department of Finance
Downloads 0 (142,343)

Abstract:

executive compensation, systemic risk, liquidity creation, spillovers

39.

Noninterest Income and Financial Performance at U.S. Commercial Banks

Financial Review, Vol. 39, pp. 101-127, 2004
Posted: 20 Jan 2004
Tara Rice and Robert DeYoung
Board of Governors of the Federal Reserve System and University of Kansas School of Business

Abstract:

Banks, noninterest income, deregulation

40.

Who's Minding the Store? Motivating and Monitoring Hired Managers at Small, Closely Held Commercial Banks

Journal of Banking and Finance
Posted: 21 Sep 2000
Robert DeYoung, Kenneth Spong and Richard J. Sullivan
University of Kansas School of Business, Federal Reserve Bank of Kansas City and Federal Reserve Bank of Kansas City

Abstract:

Agency costs, commercial banks, corporate governance, profit efficiency, small business

41.

Foreign-Owned Banks in the U.S.: Earning Market Share or Buying It?

J. OF MONEY, CREDIT, AND BANKING, Vol. 28 No. 4, November 1996
Posted: 15 Apr 1998
Robert DeYoung and Daniel E. Nolle
University of Kansas School of Business and affiliation not provided to SSRN

Abstract: