Robert DeYoung

University of Kansas School of Business

Koch Distinguished Professor in Business Economics

Capitol Federal Hall

1654 Naismith Drive

Lawrence, KS 66045

United States

SCHOLARLY PAPERS

44

DOWNLOADS

36,405

SSRN CITATIONS

255

CROSSREF CITATIONS

298

Scholarly Papers (44)

1.

Problem Loans and Cost Efficiency in Commercial Banks

WFIC 96-01
Number of pages: 30 Posted: 17 Jan 1996
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 16,261 (199)
Citation 34

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Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

FRB Chicago Working Paper No. 1999-25
Number of pages: 116 Posted: 08 Feb 2000
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, Federal Reserve Bank of Chicago and Indiana University - Kelley School of Business - Department of Finance
Downloads 3,137 (3,750)
Citation 67

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Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

Brookings-Wharton Papers, Vol. 3, 2000
Posted: 24 Mar 2000
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, Indiana University - Kelley School of Business - Department of Finance and Federal Reserve Bank of Chicago

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3.

Banking Industry Consolidation: Efficiency Issues

Jerome Levy Economics Institute Working Paper No. 110
Number of pages: 41 Posted: 13 Oct 1998
Robert DeYoung and Gary Whalen
University of Kansas School of Business and Government of the United States of America - Office of the Comptroller of the Currency (OCC)
Downloads 1,572 (12,017)
Citation 3

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The Performance of Internet-Based Business Models: Evidence from the Banking Industry

Number of pages: 59 Posted: 21 Apr 2003
Robert DeYoung
University of Kansas School of Business
Downloads 1,244 (17,008)
Citation 14

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The Performance of Internet-Based Business Models: Evidence from the Banking Industry

Posted: 21 Apr 2003
Robert DeYoung
University of Kansas School of Business

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Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Leverage Model

FRB Chicago Working Paper No. 1999-06
Number of pages: 50 Posted: 15 Jan 2001
Robert DeYoung and Karin P. Roland
University of Kansas School of Business and Valdosta State University - Department of Accounting and Finance
Downloads 1,082 (20,999)
Citation 22

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Commercial banks, degree of total leverage, earnings volatility, fee-based actitivities, product mix

Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Leverage Model

Posted: 20 Mar 2001
Robert DeYoung and Karin P. Roland
University of Kansas School of Business and Valdosta State University - Department of Accounting and Finance

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Commercial banks, degree of total leverage, earnings volatility, fee-based actitivities, product mix.

6.
Downloads 896 ( 28,109)
Citation 22

The Effects of Geographic Expansion on Bank Efficiency

FEDS Working Paper No. 01-03, FRB Chicago Working Paper No. 2000-14
Number of pages: 44 Posted: 17 Jan 2001
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 896 (27,673)
Citation 22

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Banks, efficiency, mergers, financial institutions

The Effects of Geographic Expansion on Bank Efficiency

Posted: 01 Oct 2001
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business

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Banks, efficiency, mergers, financial institutions

The Past, Present, and Probable Future for Community Banks

Number of pages: 67 Posted: 04 Jan 2004
Robert DeYoung, William C. Hunter and Gregory F. Udell
University of Kansas School of Business, Tippie College of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 877 (28,529)
Citation 34

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Community bank, small business lending, banking industry consolidation

The Past, Present, and Probable Future for Community Banks

Posted: 05 Aug 2004
Robert DeYoung, William C. Hunter and Gregory F. Udell
University of Kansas School of Business, Tippie College of Business and Indiana University - Kelley School of Business - Department of Finance

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Community banks, small business lending, banking industry consolidation

8.

How Do Large Banking Organizations Manage Their Capital Ratios?

Journal of Financial Services Research, Vol. 34, No. 2-3, 2008
Number of pages: 27 Posted: 27 Feb 2008 Last Revised: 06 Feb 2011
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, FDIC, Division of Insurance and Research and Florida International University (FIU)
Downloads 801 (32,927)
Citation 6

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Banks, Capital management, Capital regulation, Partial adjustment models

9.

Nontraditional Banking Activities and Bank Failures During the Financial Crisis

Journal of Financial Intermediation, Vol. 22, No. 3, 2013
Number of pages: 42 Posted: 02 Apr 2012 Last Revised: 29 Mar 2015
Gokhan Torna and Robert DeYoung
SUNY at Stony Brook University - College of Business and University of Kansas School of Business
Downloads 742 (36,515)
Citation 18

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Bank failure, nontraditional banking activities, noninterest income

10.

Payday Loan Pricing

Networks Financial Institute 2006-WP-05 (revised version), FRB of Kansas City Paper No. RWP 09-07
Number of pages: 48 Posted: 11 Dec 2007 Last Revised: 12 Mar 2013
Robert DeYoung and Ronnie J. Phillips
University of Kansas School of Business and Colorado State University
Downloads 702 (39,374)
Citation 13

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payday lending, price ceilings, strategic pricing

11.

Technological Progress and the Geographic Expansion of the Banking Industry

FEDS Discussion Paper No. 2002-31, FRB Chicago Working Paper No. 2002-07
Number of pages: 42 Posted: 29 Jul 2002
Allen N. Berger and Robert DeYoung
University of South Carolina - Darla Moore School of Business and University of Kansas School of Business
Downloads 671 (41,844)
Citation 34

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Banks, efficiency, mergers, productivity, technological progress

12.

Executive Compensation and Business Policy Choices at U.S. Commercial Banks

Journal of Financial and Quantitative Analysis (JFQA), Vol. 48, No. 1, 2013
Number of pages: 55 Posted: 31 Jan 2010 Last Revised: 19 Jun 2015
Robert DeYoung, Emma Y. Peng and Meng Yan
University of Kansas School of Business, Fordham University - Accounting Area and Fordham University - Gabelli School of Business
Downloads 653 (43,401)
Citation 12

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executive compensation, risk taking, commercial banks

13.

Borrower-Lender Distance, Credit Scoring, and the Performance of Small Business Loans

FDIC Center for Financial Research Working Paper No. 2006-04
Number of pages: 60 Posted: 13 Mar 2006
Robert DeYoung, Dennis Glennon and Peter J. Nigro
University of Kansas School of Business, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 591 (49,468)
Citation 16

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borrower-lender distance, credit scoring, small business loans

Deregulation, the Internet, and the Competitive Viability of Large Banks and Community Banks

FRB Chicago Working Paper No. 2001-11
Number of pages: 38 Posted: 11 Nov 2001
Robert DeYoung and William C. Hunter
University of Kansas School of Business and Tippie College of Business
Downloads 587 (49,288)
Citation 10

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Deregulation, the Internet, and the Competitive Viability of Large Banks and Community Banks

Posted: 12 Dec 2001
Robert DeYoung and William C. Hunter
University of Kansas School of Business and Tippie College of Business

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The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Number of pages: 32 Posted: 15 Jan 2001
University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate, Promontory Financial Group and Texas A&M University - Department of Finance
Downloads 535 (55,488)
Citation 3

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Commercial banks, bank exam ratings, subordinated debt, market efficiency

The Information Content of Bank Exam Ratings and Subordinated Debt Prices

Posted: 06 Mar 2001
Robert DeYoung, Mark J. Flannery and William W. Lang
University of Kansas School of Business, University of Florida - Department of Finance, Insurance and Real Estate and Promontory Financial Group

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Commercial banks, bank exam ratings, subordinated debt, market efficiency

16.

How the Internet Affects Output and Performance at Community Banks

Journal of Banking & Finance, Vol. 31, pp. 1033-1060, 2007
Number of pages: 28 Posted: 20 Jan 2012
Robert DeYoung, William W. Lang and Daniel E. Nolle
University of Kansas School of Business, Promontory Financial Group and affiliation not provided to SSRN
Downloads 502 (60,793)
Citation 8

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Internet Banking, Community Banks, Banking System, Bank Branching

17.

Efficiency Barriers to the Consolidation of the European Financial Services Industry

Number of pages: 19 Posted: 08 Jun 2000
Allen N. Berger, Robert DeYoung and Gregory F. Udell
University of South Carolina - Darla Moore School of Business, University of Kansas School of Business and Indiana University - Kelley School of Business - Department of Finance
Downloads 470 (65,997)
Citation 3
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Banks, Mergers, Efficiency, Europe, Financial institutions

18.

The Challenges Facing Community Banks: In Their Own Words

Number of pages: 16 Posted: 11 Mar 2003
Robert DeYoung and Denise J. Duffy
University of Kansas School of Business and Federal Reserve Banks - Federal Reserve Bank of Cleveland
Downloads 466 (66,657)
Citation 3

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19.

Risk Overhang and Loan Portfolio Decisions: Small Business Loan Supply Before and During the Financial Crisis

Journal of Finance, Forthcoming
Number of pages: 74 Posted: 07 Sep 2012 Last Revised: 29 Mar 2015
Robert DeYoung, Anne Gron, Gokhan Torna and Andrew Winton
University of Kansas School of Business, NERA Economic Consulting, SUNY at Stony Brook University - College of Business and University of Minnesota - Twin Cities - Carlson School of Management
Downloads 459 (67,928)
Citation 26

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Portfolio Lending, risk overhang, small business lending

20.

Learning by Observing: Information Spillovers in the Execution and Valuation of Commercial Bank M&As

FRB of Chicago Working Paper No. 2004-17
Number of pages: 71 Posted: 27 Oct 2004
Gayle L. DeLong and Robert DeYoung
City University of New York, Baruch College - Zicklin School of Business - Department of Economics and Finance and University of Kansas School of Business
Downloads 455 (68,646)
Citation 20

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Mergers, learning, information spillover, banks, market efficiency

21.

Learning-by-Doing, Scale Efficiencies, and Financial Performance at Internet-Only Banks

FRB Chicago Working Paper No. 2001-06
Number of pages: 56 Posted: 10 Sep 2001
Robert DeYoung
University of Kansas School of Business
Downloads 445 (70,552)
Citation 11

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Banks, Innovation, Internet, Learning, Scale Economies

22.

Do Banks Actively Manage Their Liquidity?

Journal of Banking and Finance, 66 (2016) 143-161
Number of pages: 55 Posted: 22 Mar 2015 Last Revised: 14 Dec 2016
Robert DeYoung and Karen Y. Jang
University of Kansas School of Business and Florida International University
Downloads 370 (87,640)
Citation 3

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commercial banks, core deposits, liquidity management, partial adjustment models

23.

The External Effects of Bank Executive Pay: Liquidity Creation and Systemic Risk

Number of pages: 62 Posted: 25 Mar 2016 Last Revised: 21 Sep 2016
Robert DeYoung and Minjie Huang
University of Kansas School of Business and University of Louisville - Department of Finance
Downloads 308 (107,581)
Citation 1

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executive compensation, systemic risk, liquidity creation, spillovers

24.

Risk Overhang and Loan Portfolio Decisions

FRB Chicago Working Paper No. 2005-04
Number of pages: 42 Posted: 23 Aug 2005
Robert DeYoung, Anne Gron and Andrew Winton
University of Kansas School of Business, Northwestern University - Kellogg School of Management and University of Minnesota - Twin Cities - Carlson School of Management
Downloads 270 (123,710)
Citation 3

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commercial banks, loans, portfolio choice, risk overhang

25.

Who's Minding the Store? Motivating and Monitoring Hired Managers at Small, Closely Held Firms: The Case of Commercial Banks

FRB Chicago Working Paper No. 1999-17
Number of pages: 41 Posted: 11 Feb 2000
Robert DeYoung, Kenneth Spong and Richard J. Sullivan
University of Kansas School of Business, Federal Reserve Bank of Kansas City and Federal Reserve Bank of Kansas City
Downloads 236 (141,910)
Citation 1

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26.
Downloads 231 (144,912)
Citation 4

De Novo Bank Exit

Number of pages: 25 Posted: 24 Apr 2002
Robert DeYoung
University of Kansas School of Business
Downloads 231 (144,438)
Citation 4

Abstract:

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De novo banks, Market entry, Market exit

De Novo Bank Exit

Posted: 15 May 2002
Robert DeYoung
University of Kansas School of Business

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De novo banks, Market entry, Market exit

27.

Executive Compensation and Business Policy Choices at U.S. Commercial Banks*

AAA 2010 Financial Accounting and Reporting Section (FARS) Paper
Number of pages: 45 Posted: 02 Sep 2009
Robert DeYoung, Emma Y. Peng and Meng Yan
University of Kansas School of Business, Fordham University - Accounting Area and Fordham University - Gabelli School of Business
Downloads 216 (154,476)
Citation 24

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Executive compensation, business policy, commercial banks

28.

On the Independence of Assets and Liabilities: Evidence from U.S. Commercial Banks, 1990-2005

Number of pages: 49 Posted: 29 Apr 2009
Robert DeYoung and Chiwon Yom
University of Kansas School of Business and Federal Deposit Insurance Corporation (FDIC)
Downloads 203 (163,703)
Citation 2

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asset-liability management, canonical correlation, commercial banks, deregulation, technological change

29.

Is the Traditional Banking Model a Survivor?

Number of pages: 50 Posted: 05 Apr 2016 Last Revised: 30 Sep 2018
Italian Banking Association, Center for Relationship Banking and Economics, University of Kansas School of Business and Italian Banking Association
Downloads 196 (169,171)
Citation 1

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bank business model; financial crisis; survivorship

30.

A Theory of Failed Bank Resolution: Technological Change and Political Economics

Number of pages: 58 Posted: 23 Oct 2012
Robert DeYoung, Michal K. Kowalik and Jack Reidhill
University of Kansas School of Business, Federal Reserve Banks - Federal Reserve Bank of Boston and FDIC, Division of Insurance and Research
Downloads 187 (176,524)
Citation 2

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bank failures, failed bank resolution, bankruptcy, FDIC

31.

For How Long are Newly Chartered Banks Financially Fragile?

Number of pages: 43 Posted: 16 Apr 2001
Robert DeYoung
University of Kansas School of Business
Downloads 162 (199,934)
Citation 2

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Market entry and exit, bank failure, de novo banks, bank chartering policy

32.

The Determinants of De Novo Bank Survival

NYU Working Paper No. FIN-99-066
Number of pages: 30 Posted: 11 Nov 2008
Robert DeYoung, Iftekhar Hasan and William C. Hunter
University of Kansas School of Business, Fordham University and Tippie College of Business
Downloads 138 (228,115)

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33.

Publicly Traded versus Privately Held Commercial Banks: Capital Access, Growth and Financial Performance

Number of pages: 52 Posted: 31 Jul 2015 Last Revised: 11 Aug 2015
Robert DeYoung and Lei Li
University of Kansas School of Business and Board of Governors of the Federal Reserve System
Downloads 123 (249,327)
Citation 1

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34.

Bank Liquidity Management and Bank Capital Shocks

30th Australasian Finance and Banking Conference 2017
Number of pages: 43 Posted: 17 Jul 2017 Last Revised: 03 Aug 2017
Robert DeYoung, Isabelle Distinguin and Amine Tarazi
University of Kansas School of Business, Université de Limoges, LAPE and University of Limoges - Faculty of Law and Economic Science
Downloads 122 (250,893)

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Bank Capital, Bank Liquidity, Basel III, Lending, Net Stable Funding Ratio

35.

The Information Revolution and Small Business Lending: The Missing Evidence

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-7
Number of pages: 21 Posted: 28 Mar 2010
University of Kansas School of Business, Federal Reserve Bank of Dallas, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 93 (302,458)
Citation 10

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borrower-lender distance, credit scoring, information technology, small business lending

36.

Commercial Lending Distance and Historically Underserved Areas

FRB of Atlanta Working Paper No. 2007-11a
Number of pages: 36 Posted: 12 Jul 2007
University of Kansas School of Business, Federal Reserve Bank of Dallas, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Illinois at Chicago - Center for Urban Real Estate and Bryant University - Department of Finance
Downloads 91 (306,598)
Citation 4

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small business loans, borrower-lender distance, credit scoring

37.

Advertising and Pricing at Multiple Output Firms: Evidence from U.S. Thrift Institutions

FRB of Chicago Working Paper No. 2004-25
Number of pages: 35 Posted: 09 Apr 2005
Robert DeYoung and Evren Ors
University of Kansas School of Business and HEC Paris - Finance Department
Downloads 90 (308,701)
Citation 2

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Advertising, depository institutions, structure-performance

38.

Youth, Adolescence, and Maturity of Banks: Credit Availability to Small Business in an Era of Banking Consolidation

NYU Working Paper No. FIN-98-025
Number of pages: 52 Posted: 07 Nov 2008
University of Kansas School of Business, University of Miami - Department of Finance and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 83 (324,697)
Citation 32

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39.

CEO Pay Gap and Bank Risk-taking

Number of pages: 43 Posted: 08 Dec 2019
Robert DeYoung, Mamiza Haq, Jacob Morgan and Shams Pathan
University of Kansas School of Business, University of Queensland - Finance, affiliation not provided to SSRN and Curtin University
Downloads 67 (366,509)
Citation 1

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bank risk-taking, CEO power, CEO pay gap, executive compensation, tournament incentive, discretionary loan loss provision, performance

40.

Who Consumes the Credit Union Tax Subsidy?

QMS Research Paper 2019/08
Number of pages: 54 Posted: 02 Aug 2019 Last Revised: 09 Aug 2019
University of Kansas School of Business, Bangor Business School, Queen's University Management School and University of St. Andrews
Downloads 51 (418,098)
Citation 2

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commercial banks, credit unions, profit inefficiency, tax exempt status

41.

Advertising and Pricing at Multiple-Output Firms: Evidence from Us Thrift Institutions

Number of pages: 37 Posted: 08 Apr 2005
Robert DeYoung and Evren Ors
University of Kansas School of Business and HEC Paris - Finance Department
Downloads 20 (566,657)
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Advertising, depository institutions, structure-performance

42.

Noninterest Income and Financial Performance at U.S. Commercial Banks

Posted: 20 Jan 2004
Tara Rice and Robert DeYoung
Bank for International Settlements (BIS) and University of Kansas School of Business

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Banks, noninterest income, deregulation

43.

Who's Minding the Store? Motivating and Monitoring Hired Managers at Small, Closely Held Commercial Banks

Posted: 21 Sep 2000
Robert DeYoung, Kenneth Spong and Richard J. Sullivan
University of Kansas School of Business, Federal Reserve Bank of Kansas City and Federal Reserve Bank of Kansas City

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Agency costs, commercial banks, corporate governance, profit efficiency, small business

44.

Foreign-Owned Banks in the U.S.: Earning Market Share or Buying it?

J. OF MONEY, CREDIT, AND BANKING, Vol. 28 No. 4, November 1996
Posted: 15 Apr 1998
Robert DeYoung and Daniel E. Nolle
University of Kansas School of Business and affiliation not provided to SSRN

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