Andrew Haughwout

Federal Reserve Bank of New York

Senior Economist

33 Liberty Street

New York, NY 10045

United States

SCHOLARLY PAPERS

41

DOWNLOADS
Rank 10,139

SSRN RANKINGS

Top 10,139

in Total Papers Downloads

6,843

SSRN CITATIONS
Rank 3,530

SSRN RANKINGS

Top 3,530

in Total Papers Citations

151

CROSSREF CITATIONS

231

Scholarly Papers (41)

1.

Real Estate Investors, the Leverage Cycle, and the Housing Market Crisis

FRB of New York Staff Report No. 514
Number of pages: 52 Posted: 13 Sep 2011
Federal Reserve Bank of New York, Federal Reserve Bank of New York, National Bureau of Economic Research (NBER) and Federal Reserve Bank of New York
Downloads 1,221 (24,497)
Citation 108

Abstract:

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mortgages, leverage

The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit

Current Issues in Economics and Finance, Vol. 19, No. 2, 2013
Number of pages: 10 Posted: 20 May 2013
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 425 (97,968)
Citation 11

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household debt, mortgages, household finance, financial crisis

The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit

FRB of New York Staff Report No. 480
Number of pages: 30 Posted: 05 Jan 2011
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 274 (158,009)
Citation 14

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household debt, mortgages, household finance, financial crisis

3.

Measuring Student Debt and Its Performance

FRB of New York Staff Report No. 668
Number of pages: 21 Posted: 11 Apr 2014
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 421 (99,603)
Citation 6

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student debt, household debt

4.

The Price of Land in the New York Metropolitan Area

Current Issues in Economics and Finance, Vol. 14, No. 3, April/May 2008
Number of pages: 7 Posted: 29 May 2008
Andrew Haughwout, James Orr and David Bedoll
Federal Reserve Bank of New York, Federal Reserve Bank of New York and affiliation not provided to SSRN
Downloads 329 (131,316)
Citation 1

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land prices, New York City

Supervising Large, Complex Financial Institutions: What Do Supervisors Do?

Economic Policy Review, Issue 23-1, pp. 57-77, 2017
Number of pages: 21 Posted: 02 Mar 2017 Last Revised: 16 Dec 2017
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 196 (218,323)

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bank supervision, large and complex financial companies

Supervising Large, Complex Financial Institutions: What Do Supervisors Do?

FRB of New York Staff Report No. 729
Number of pages: 40 Posted: 31 May 2015
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 99 (372,953)
Citation 9

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bank supervision, large and complex financial companies

6.

Second Chances: Subprime Mortgage Modification and Re-Default

FRB of New York Staff Report No. 417
Number of pages: 41 Posted: 26 Dec 2009 Last Revised: 23 Aug 2010
Andrew Haughwout, Ebiere Okah and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 270 (161,167)
Citation 42

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mortgage modifications, subprime

7.

Trends in Household Debt and Credit

FRB of New York Staff Report No. 882
Number of pages: 40 Posted: 03 Apr 2019
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 242 (179,357)
Citation 2

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household finance, consumer debt

8.

Infrastructure and Social Welfare in Metropolitian America

Economic Policy Review, Vol. 7, No. 3, December 2001
Number of pages: 16 Posted: 03 Nov 2005
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 234 (185,198)

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infrastructure, metropolitan areas, state and local fiscal policy, agglomeration

9.

Should Suburbs Help Their Central City?

Brookings-Wharton Papers on Urban Affairs, 2002
Number of pages: 50 Posted: 21 Nov 2002
Andrew Haughwout and Robert P. Inman
Federal Reserve Bank of New York and University of Pennsylvania - Finance Department
Downloads 225 (192,254)
Citation 8

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Metropolitan areas, fiscal policiy, firm location

10.
Downloads 200 (214,575)
Citation 15

Local Revenue Hills: Evidence from Four U.S. Cities

Number of pages: 46 Posted: 06 May 2003
Federal Reserve Bank of New York, University of Pennsylvania - Finance Department, University of Houston - Department of Economics and Ameregis - Research
Downloads 139 (291,822)
Citation 1

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Taxes, Cities, Tax Elasticities, Jobs

Local Revenue Hills: Evidence from Four U.S. Cities

NBER Working Paper No. w9686
Number of pages: 46 Posted: 11 May 2003 Last Revised: 20 Jun 2022
Federal Reserve Bank of New York, University of Pennsylvania - Finance Department, University of Houston - Department of Economics and Ameregis - Research
Downloads 61 (493,569)
Citation 3

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The Role of Neighborhood Characteristics in Mortgage Default Risk: Evidence from New York City

Number of pages: 47 Posted: 28 Jun 2010 Last Revised: 10 Oct 2011
Sewin Chan, Michael Gedal, Vicki Been and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, New York University - Robert F. Wagner Graduate School of Public Service, New York University School of Law and Federal Reserve Bank of New York
Downloads 116 (334,234)
Citation 3

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mortgage default risk, neighborhoods, New York City

The Role of Neighborhood Characteristics in Mortgage Default Risk: Evidence from New York City

NYU Law and Economics Research Paper No. 11-36
Number of pages: 48 Posted: 24 Oct 2011
Sewin Chan, Michael Gedal, Vicki Been and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, New York University - Robert F. Wagner Graduate School of Public Service, New York University School of Law and Federal Reserve Bank of New York
Downloads 68 (466,365)
Citation 3

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mortgage, default, neighborhoods, race

The Option Value of Municipal Liquidity: Evidence from Federal Lending Cutoffs during COVID-19

Number of pages: 69 Posted: 16 Feb 2021 Last Revised: 28 Jul 2021
Andrew Haughwout, Benjamin Hyman and Or Shachar
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 134 (300,298)
Citation 2

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Municipal Liquidity, Municipal Bond Markets, State and Local Government, Local Public Finance, Macroeconomic Stabilization

The Option Value of Municipal Liquidity: Evidence from Federal Lending Cutoffs during COVID-19

FRB of New York Staff Report No. 988
Number of pages: 84 Posted: 13 Oct 2021
Andrew Haughwout, Benjamin Hyman and Or Shachar
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 41 (588,192)

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municipal debt, state and local governments, COVID-19, Federal Reserve lending facilities

13.

Revenue Implications of New York City's Tax System

Number of pages: 7 Posted: 04 Oct 2004
Jesse Edgerton, Andrew Haughwout and Rae D. Rosen
JP Morgan, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 166 (251,898)

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tax policy, new york city, property tax, income tax

14.
Downloads 160 (259,867)
Citation 6

The Homeownership Gap

Current Issues in Economics and Finance, Vol. 16, No. 5, May 2010
Number of pages: 11 Posted: 02 Jul 2010
Andrew Haughwout, Richard W. Peach and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 97 (377,752)
Citation 6

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Homeownership, Mortgages

The Homeownership Gap

FRB of New York Staff Report No. 418
Number of pages: 23 Posted: 06 Jan 2010
Andrew Haughwout, Richard W. Peach and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 63 (485,525)
Citation 2

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homeownership, mortgages

Pathways after Default: What Happens to Distressed Mortgage Borrowers and Their Homes?

NYU Law and Economics Research Paper No. 11-33
Number of pages: 48 Posted: 18 Sep 2011 Last Revised: 02 Nov 2011
Sewin Chan, Claudia Sharygin, Vicki Been and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Independent, New York University School of Law and Federal Reserve Bank of New York
Downloads 153 (270,111)
Citation 7

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mortgage, default, modification, foreclosure, REO

Pathways after Default: What Happens to Distressed Mortgage Borrowers and Their Homes?

Journal of Real Estate Finance and Economics, Vol. 48, No. 2, 2014
Posted: 25 Jan 2014
Sewin Chan, Claudia Sharygin and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Independent and Federal Reserve Bank of New York

Abstract:

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Mortgage; Default; Modification; Foreclosure; REO

16.

Juvenile Delinquent Mortgages: Bad Credit or Bad Economy?

FRB of New York Staff Report No. 341
Number of pages: 38 Posted: 01 Sep 2008
Andrew Haughwout, Richard W. Peach and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 153 (269,392)
Citation 21

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housing, mortgage default, subprime mortgages

17.

Subprime Mortgage Pricing: The Impact of Race, Ethnicity, and Gender on the Cost of Borrowing

FRB of New York Staff Report No. 368
Number of pages: 35 Posted: 07 Apr 2009
Andrew Haughwout, Christopher J. Mayer and Joseph S. Tracy
Federal Reserve Bank of New York, Columbia University - Columbia Business School, Finance and National Bureau of Economic Research (NBER)
Downloads 149 (275,263)
Citation 25

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Subprime, Mortgages, HMDA

18.

On the Optimal Design of Disaster Insurance in a Federation

CESifo Working Paper Series No. 1888
Number of pages: 29 Posted: 29 Jan 2007
Timothy Goodspeed and Andrew Haughwout
City University of New York, CUNY Hunter College - Department of Economics and Federal Reserve Bank of New York
Downloads 126 (313,331)
Citation 2

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19.

How Should Suburbs Help Their Central Cities?

Number of pages: 34 Posted: 28 Sep 2004
Andrew Haughwout and Robert P. Inman
Federal Reserve Bank of New York and University of Pennsylvania - Finance Department
Downloads 119 (326,534)
Citation 3

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metropolitan areas, fiscal policy, taxes, agglomeration

20.
Downloads 111 (342,884)
Citation 6

Tracking and Stress-Testing U.S. Household Leverage

FRB of NY Staff Report No. 787
Number of pages: 50 Posted: 12 Aug 2016 Last Revised: 21 Sep 2017
Andreas Fuster, Benedict Guttman-Kenney and Andrew Haughwout
Ecole Polytechnique Fédérale de Lausanne, University of Chicago - Booth School of Business and Federal Reserve Bank of New York
Downloads 61 (493,569)

Abstract:

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mortgages, leverage, stress testing

Tracking and Stress-Testing U.S. Household Leverage

Economic Policy Review, Issue 24-1, pp. 35-63, 2018
Number of pages: 29 Posted: 08 Oct 2018
Andreas Fuster, Benedict Guttman-Kenney and Andrew Haughwout
Ecole Polytechnique Fédérale de Lausanne, University of Chicago - Booth School of Business and Federal Reserve Bank of New York
Downloads 50 (541,819)
Citation 9

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mortgages, leverage, stress testing

21.

Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt

FRB of New York Staff Report No. 523
Number of pages: 59 Posted: 21 Oct 2011
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 110 (344,940)
Citation 21

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consumer debt, measurement

22.

Public Infrastructure Investments, Productivity and Welfare in Fixed Geographic Areas

FRB of New York Staff Report No. 104
Number of pages: 38 Posted: 01 Oct 2006
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 108 (349,339)
Citation 25

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infrastructure, regional economics, regional land, labor markets

23.

Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays

FRB of New York Staff Report No. 732, NYU Wagner Research Paper No. 2622619
Number of pages: 33 Posted: 26 Jun 2015 Last Revised: 28 Oct 2015
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Federal Reserve Bank of New York, University of Virginia School of Law and Federal Reserve Bank of New York
Downloads 102 (362,937)
Citation 4

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mortgage default, state foreclosure laws, consumer finance

24.

The Recession’s Impact on the State Budgets of New York and New Jersey

Current Issues in Economics and Finance, Vol. 16, No. 6, June/July 2010
Number of pages: 11 Posted: 16 Jul 2010
Richard Deitz, Andrew Haughwout and Charles Steindel
Federal Reserve Bank of New York - Research Group, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 101 (365,325)
Citation 3

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Richard Deitz, Andrew F. Haughwout, Charles Steindel

25.

The Supply Side of the Housing Boom and Bust of the 2000s

FRB of New York Staff Report No. 556
Number of pages: 37 Posted: 29 Mar 2012
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 87 (401,061)
Citation 6

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housing supply, homebuilders

26.

Has September 11 Affected New York City's Growth Potential?

Economic Policy Review, Vol. 8, No. 2, November 2002
Number of pages: 16 Posted: 21 Sep 2005
Jason Bram, Andrew Haughwout and James Orr
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 83 (412,418)

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terrorist, growth, New York City, land values

27.

How Mortgage Finance Affects the Urban Landscape

FRB of New York Staff Report No. 713
Number of pages: 85 Posted: 18 Aug 2015
Sewin Chan, Andrew Haughwout and Joseph S. Tracy
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 80 (421,379)
Citation 6

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mortgage, cities

28.

Below the Line: Estimates of Negative Equity Among Nonprime Mortgage Borrowers

Economic Policy Review, Vol. 15, No. 1, pp. 32-43, July 2009
Number of pages: 13 Posted: 17 Jul 2009
Andrew Haughwout and Ebiere Okah
Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 76 (433,847)

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nonprime mortgages, housing markets, negative equity

29.

Do We Know What We Owe? Consumer Debt as Reported by Borrowers and Lenders

Economic Policy Review, Issue 21-1, pp. 19-44, 2015
Number of pages: 26 Posted: 22 Oct 2015
Andrew Haughwout and Wilbert van der Klaauw
Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 73 (443,468)

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Microeconomics, Banking and Finance, consumer debt, measurement

30.

The Linkage between Regional Economic Indexes and Tax Bases: Evidence from New York

Number of pages: 43 Posted: 28 Sep 2004
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Federal Reserve Bank of New York
Downloads 72 (446,755)
Citation 2

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taxes, coincident indexes, state and local government

31.

Negative Equity and Housing Investment

FRB of New York Staff Report No. 636
Number of pages: 44 Posted: 03 Oct 2013
Andrew Haughwout, Sarah Sutherland and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and National Bureau of Economic Research (NBER)
Downloads 56 (506,213)
Citation 5

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housing, negative equity

32.

Local Revenue Hills: A General Equilibrium Specification with Evidence from Four U.S. Cities

NBER Working Paper No. w7603
Number of pages: 62 Posted: 17 May 2000 Last Revised: 11 Apr 2022
Federal Reserve Bank of New York, University of Pennsylvania - Finance Department, University of Houston - Department of Economics and Ameregis - Research
Downloads 53 (518,993)

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33.

Fiscal Policies in Open Cities with Firms and Households

NBER Working Paper No. w7823
Number of pages: 53 Posted: 03 Aug 2000 Last Revised: 19 May 2022
Andrew Haughwout and Robert P. Inman
Federal Reserve Bank of New York and University of Pennsylvania - Finance Department
Downloads 46 (550,842)
Citation 1

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34.

COVID Response: The Municipal Liquidity Facility

FRB of New York Staff Report No. 985
Number of pages: 32 Posted: 29 Sep 2021
Andrew Haughwout, Benjamin Hyman and Or Shachar
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 44 (560,593)

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municipal debt, state and local governments, COVID-19, Federal Reserve lending facilities

35.

Firms’ Management of Infrequent Shocks

NBER Working Paper No. w22612
Number of pages: 58 Posted: 12 Sep 2016 Last Revised: 15 Apr 2022
Temple University - Risk Management & Insurance & Actuarial Science, Federal Reserve Bank of New York, National Bureau of Economic Research (NBER)University of Pennsylvania - Wharton Risk Management and Decision Processes Center, University of Pennsylvania - The Wharton School - Center for Risk Management and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 33 (620,698)
Citation 1

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36.

Fiscal Policy in New York and New Jersey: 1977-97

Number of pages: 6 Posted: 12 Apr 2005
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 32 (626,715)

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fiscal policy, state and local governments, taxes, expenditures

37.

Health Spending Slowed Down in Spite of the Crisis

FRB of NY Staff Report No. 781
Number of pages: 20 Posted: 29 Jun 2016 Last Revised: 02 Oct 2019
Harvard Business School, Federal Reserve Bank of New York, University of California, Berkeley, Columbia University and Federal Reserve Bank of New York
Downloads 26 (667,198)

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health spending, Great Recession, anti-predatory lending

38.

Nonconforming Preferences: Jumbo Mortgage Lending and Large Bank Stress Tests

FRB of New York Staff Report No. 1029
Number of pages: 56 Posted: 07 Sep 2022
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Independent, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 12 (784,569)

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CCAR, mortgage lending, bunching

39.

Trade and Tax Policy in the Presence of Market Failures: Lessons from American Regions

Tax Policy Conference, p. 372, 2003
Number of pages: 20 Posted: 03 Jun 2012
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 9 (814,536)

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40.

The Municipal Liquidity Facility

Economic Policy Review, Vol. 28, No. 1, p. 35-57, 2022
Number of pages: 24 Posted: 07 Jul 2022 Last Revised: 01 Aug 2022
Andrew Haughwout, Benjamin Hyman and Or Shachar
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 5 (857,890)

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Federal Reserve, municipal debt, state and local governments, COVID-19, Federal Reserve lending facilities, Municipal Liquidity Facility

41.

Management of Large City Regions: Designing Efficient Metropolitan Fiscal Policies

Journal of Regional Science, Vol. 50, Issue 1, pp. 401-421, February 2010
Number of pages: 21 Posted: 08 Feb 2010
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 3 (882,313)

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