Andrew Haughwout

Federal Reserve Bank of New York

Senior Economist

33 Liberty Street

New York, NY 10045

United States

SCHOLARLY PAPERS

36

DOWNLOADS
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3,902

CITATIONS
Rank 3,851

SSRN RANKINGS

Top 3,851

in Total Papers Citations

141

Scholarly Papers (36)

The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit

Current Issues in Economics and Finance, Vol. 19, No. 2, 2013
Number of pages: 10 Posted: 20 May 2013
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 195 (128,314)

Abstract:

household debt, mortgages, household finance, financial crisis

The Financial Crisis at the Kitchen Table: Trends in Household Debt and Credit

FRB of New York Staff Report No. 480
Number of pages: 30 Posted: 05 Jan 2011
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 186 (134,246)

Abstract:

household debt, mortgages, household finance, financial crisis

2.

Real Estate Investors, the Leverage Cycle, and the Housing Market Crisis

FRB of New York Staff Report No. 514
Number of pages: 52 Posted: 13 Sep 2011
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 206 (47,827)
Citation 9

Abstract:

mortgages, leverage

3.

Should Suburbs Help Their Central City?

Brookings-Wharton Papers on Urban Affairs, 2002
Number of pages: 50 Posted: 21 Nov 2002
Andrew Haughwout and Robert P. Inman
Federal Reserve Bank of New York and University of Pennsylvania - Finance Department
Downloads 187 (124,950)
Citation 10

Abstract:

Metropolitan areas, fiscal policiy, firm location

4.
Downloads 185 (135,034)
Citation 11

Local Revenue Hills: Evidence from Four U.S. Cities

PIER Working Paper No. 03-012
Number of pages: 46 Posted: 06 May 2003
Federal Reserve Bank of New York, University of Pennsylvania - Finance Department, University of Houston - Department of Economics and Ameregis - Research
Downloads 130 (183,011)
Citation 11

Abstract:

Taxes, Cities, Tax Elasticities, Jobs

Local Revenue Hills: Evidence from Four U.S. Cities

NBER Working Paper No. w9686
Number of pages: 46 Posted: 11 May 2003
Federal Reserve Bank of New York, University of Pennsylvania - Finance Department, University of Houston - Department of Economics and Ameregis - Research
Downloads 55 (317,024)
Citation 11

Abstract:

5.

Second Chances: Subprime Mortgage Modification and Re-Default

FRB of New York Staff Report No. 417
Number of pages: 41 Posted: 26 Dec 2009 Last Revised: 23 Aug 2010
Andrew Haughwout, Ebiere Okah and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 171 (118,715)
Citation 13

Abstract:

mortgage modifications, subprime

6.

Measuring Student Debt and Its Performance

FRB of New York Staff Report No. 668
Number of pages: 21 Posted: 11 Apr 2014
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 165 (101,854)

Abstract:

student debt, household debt

The Role of Neighborhood Characteristics in Mortgage Default Risk: Evidence from New York City

Number of pages: 47 Posted: 28 Jun 2010 Last Revised: 10 Oct 2011
Sewin Chan, Michael Gedal, Vicki Been and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, New York University - Robert F. Wagner Graduate School of Public Service, New York University School of Law and Federal Reserve Bank of New York
Downloads 102 (219,753)
Citation 2

Abstract:

mortgage default risk, neighborhoods, New York City

The Role of Neighborhood Characteristics in Mortgage Default Risk: Evidence from New York City

NYU Law and Economics Research Paper No. 11-36
Number of pages: 48 Posted: 24 Oct 2011
Sewin Chan, Michael Gedal, Vicki Been and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, New York University - Robert F. Wagner Graduate School of Public Service, New York University School of Law and Federal Reserve Bank of New York
Downloads 54 (320,017)
Citation 2

Abstract:

mortgage, default, neighborhoods, race

8.

Revenue Implications of New York City's Tax System

Current Issues in Economics and Finance, Vol. 10, No. 4, April 2004
Number of pages: 7 Posted: 04 Oct 2004
Jesse Edgerton, Andrew Haughwout and Rae D. Rosen
JP Morgan, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 146 (162,418)
Citation 2

Abstract:

tax policy, new york city, property tax, income tax

9.

The Price of Land in the New York Metropolitan Area

Current Issues in Economics and Finance, Vol. 14, No. 3, April/May 2008
Number of pages: 7 Posted: 29 May 2008
Andrew Haughwout, James Orr and David Bedoll
Federal Reserve Bank of New York, Federal Reserve Bank of New York and affiliation not provided to SSRN
Downloads 130 (145,744)
Citation 4

Abstract:

land prices, New York City

Pathways after Default: What Happens to Distressed Mortgage Borrowers and Their Homes?

NYU Law and Economics Research Paper No. 11-33
Number of pages: 48 Posted: 18 Sep 2011 Last Revised: 02 Nov 2011
Sewin Chan, Claudia Sharygin, Vicki Been and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Independent, New York University School of Law and Federal Reserve Bank of New York
Downloads 125 (188,763)
Citation 1

Abstract:

mortgage, default, modification, foreclosure, REO

Pathways after Default: What Happens to Distressed Mortgage Borrowers and Their Homes?

Journal of Real Estate Finance and Economics, Vol. 48, No. 2, 2014
Posted: 25 Jan 2014
Sewin Chan, Claudia Sharygin and Andrew Haughwout
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Independent and Federal Reserve Bank of New York

Abstract:

Mortgage; Default; Modification; Foreclosure; REO

11.

Juvenile Delinquent Mortgages: Bad Credit or Bad Economy?

FRB of New York Staff Report No. 341
Number of pages: 38 Posted: 01 Sep 2008
Andrew Haughwout, Richard W. Peach and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 125 (181,387)
Citation 16

Abstract:

housing, mortgage default, subprime mortgages

12.

Subprime Mortgage Pricing: The Impact of Race, Ethnicity, and Gender on the Cost of Borrowing

FRB of New York Staff Report No. 368
Number of pages: 35 Posted: 07 Apr 2009
Andrew Haughwout, Christopher J. Mayer and Joseph S. Tracy
Federal Reserve Bank of New York, Columbia Business School - Finance and Economics and Federal Reserve Bank of New York
Downloads 114 (192,903)
Citation 9

Abstract:

Subprime, Mortgages, HMDA

13.

On the Optimal Design of Disaster Insurance in a Federation

CESifo Working Paper Series No. 1888
Number of pages: 29 Posted: 29 Jan 2007
Timothy Goodspeed and Andrew Haughwout
City University of New York, CUNY Hunter College - Department of Economics and Federal Reserve Bank of New York
Downloads 109 (199,093)
Citation 2

Abstract:

14.
Downloads 107 (211,174)

The Homeownership Gap

Current Issues in Economics and Finance, Vol. 16, No. 5, May 2010
Number of pages: 11 Posted: 02 Jul 2010
Andrew Haughwout, Richard W. Peach and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 57 (311,459)

Abstract:

Homeownership, Mortgages

The Homeownership Gap

FRB of New York Staff Report No. 418
Number of pages: 23 Posted: 06 Jan 2010
Andrew Haughwout, Richard W. Peach and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 50 (332,038)

Abstract:

homeownership, mortgages

15.

How Should Suburbs Help Their Central Cities?

FRB of New York Staff Report No. 186
Number of pages: 34 Posted: 28 Sep 2004
Andrew Haughwout and Robert P. Inman
Federal Reserve Bank of New York and University of Pennsylvania - Finance Department
Downloads 95 (221,545)
Citation 7

Abstract:

metropolitan areas, fiscal policy, taxes, agglomeration

Supervising Large, Complex Financial Institutions: What Do Supervisors Do?

FRB of New York Staff Report No. 729
Number of pages: 40 Posted: 31 May 2015
Federal Reserve Banks - Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 62 (298,278)

Abstract:

bank supervision, large and complex financial companies

Supervising Large, Complex Financial Institutions: What Do Supervisors Do?

Economic Policy Review, Issue 23-1, pp. 57-77, 2017
Number of pages: 21 Posted: 02 Mar 2017
Federal Reserve Banks - Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York - Banking Studies Department, Federal Reserve Bank of New York, Federal Reserve Banks - Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 19 (464,860)

Abstract:

bank supervision, large and complex financial companies

17.

Public Infrastructure Investments, Productivity and Welfare in Fixed Geographic Areas

FRB of New York Staff Report No. 104
Number of pages: 38 Posted: 01 Oct 2006
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 81 (234,189)
Citation 20

Abstract:

infrastructure, regional economics, regional land, labor markets

18.

The Recession’s Impact on the State Budgets of New York and New Jersey

Current Issues in Economics and Finance, Vol. 16, No. 6, June/July 2010
Number of pages: 11 Posted: 16 Jul 2010
Richard Deitz, Andrew Haughwout and Charles Steindel
Federal Reserve Bank of New York - Research Group, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 79 (242,602)

Abstract:

Richard Deitz, Andrew F. Haughwout, Charles Steindel

19.

Infrastructure and Social Welfare in Metropolitian America

Economic Policy Review, Vol. 7, No. 3, December 2001
Number of pages: 16 Posted: 03 Nov 2005
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 79 (208,393)
Citation 1

Abstract:

infrastructure, metropolitan areas, state and local fiscal policy, agglomeration

20.

Has September 11 Affected New York City's Growth Potential?

Economic Policy Review, Vol. 8, No. 2, November 2002
Number of pages: 16 Posted: 21 Sep 2005
Jason Bram, Andrew Haughwout and James Orr
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 72 (259,433)
Citation 4

Abstract:

terrorist, growth, New York City, land values

21.

Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays

FRB of New York Staff Report No. 732, NYU Wagner Research Paper No. 2622619
Number of pages: 33 Posted: 26 Jun 2015 Last Revised: 28 Oct 2015
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Federal Reserve Bank of New York, University of Virginia - School of Law and Federal Reserve Bank of New York
Downloads 70 (276,163)

Abstract:

mortgage default, state foreclosure laws, consumer finance

22.

The Supply Side of the Housing Boom and Bust of the 2000s

FRB of New York Staff Report No. 556
Number of pages: 37 Posted: 29 Mar 2012
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 67 (282,883)
Citation 1

Abstract:

housing supply, homebuilders

23.

The Linkage between Regional Economic Indexes and Tax Bases: Evidence from New York

FRB of New York Staff Report No. 188
Number of pages: 43 Posted: 28 Sep 2004
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 62 (287,485)
Citation 1

Abstract:

taxes, coincident indexes, state and local government

24.

Below the Line: Estimates of Negative Equity Among Nonprime Mortgage Borrowers

Economic Policy Review, Vol. 15, No. 1, pp. 32-43, July 2009
Number of pages: 13 Posted: 17 Jul 2009
Andrew Haughwout and Ebiere Okah
Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 56 (297,018)
Citation 4

Abstract:

nonprime mortgages, housing markets, negative equity

25.

Local Revenue Hills: A General Equilibrium Specification with Evidence from Four U.S. Cities

NBER Working Paper No. w7603
Number of pages: 62 Posted: 17 May 2000
Federal Reserve Bank of New York, University of Pennsylvania - Finance Department, University of Houston - Department of Economics and Ameregis - Research
Downloads 45 (326,739)
Citation 9

Abstract:

26.

Fiscal Policies in Open Cities with Firms and Households

NBER Working Paper No. w7823
Number of pages: 53 Posted: 03 Aug 2000
Andrew Haughwout and Robert P. Inman
Federal Reserve Bank of New York and University of Pennsylvania - Finance Department
Downloads 35 (351,320)
Citation 10

Abstract:

27.

Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt

FRB of New York Staff Report No. 523
Number of pages: 59 Posted: 21 Oct 2011
Federal Reserve Bank of New York, Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 24 (364,764)
Citation 2

Abstract:

consumer debt, measurement

28.

Fiscal Policy in New York and New Jersey: 1977-97

Current Issues in Economics and Finance, Vol. 7, No. 7, July 2001
Number of pages: 6 Posted: 12 Apr 2005
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 22 (418,095)
Citation 1

Abstract:

fiscal policy, state and local governments, taxes, expenditures

29.

How Mortgage Finance Affects the Urban Landscape

FRB of New York Staff Report No. 713
Number of pages: 85 Posted: 18 Aug 2015
Sewin Chan, Andrew Haughwout and Joseph S. Tracy
New York University (NYU) - Robert F. Wagner Graduate School of Public Service, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 17 (344,880)

Abstract:

mortgage, cities

30.

Negative Equity and Housing Investment

FRB of New York Staff Report No. 636
Number of pages: 44 Posted: 03 Oct 2013
Andrew Haughwout, Sarah Sutherland and Joseph S. Tracy
Federal Reserve Bank of New York, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 10 (408,576)

Abstract:

housing, negative equity

31.

Trade and Tax Policy in the Presence of Market Failures: Lessons from American Regions

Tax Policy Conference, p. 372, 2003
Number of pages: 20 Posted: 03 Jun 2012
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 1 (522,939)

Abstract:

32.

Management of Large City Regions: Designing Efficient Metropolitan Fiscal Policies

Journal of Regional Science, Vol. 50, Issue 1, pp. 401-421, February 2010
Number of pages: 21 Posted: 08 Feb 2010
Andrew Haughwout
Federal Reserve Bank of New York
Downloads 1 (543,477)
Citation 2

Abstract:

33.

Firms’ Management of Infrequent Shocks

NBER Working Paper No. w22612
Number of pages: 58 Posted: 12 Sep 2016
Temple University - Risk Management & Insurance & Actuarial Science, Federal Reserve Bank of New York, University of Pennsylvania - Operations, Information and Decisions Department;, University of Pennsylvania - The Wharton School - Center for Risk Management and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 0 (490,369)

Abstract:

34.

Tracking and Stress-Testing U.S. Household Leverage

FRB of NY Staff Report No. 787
Number of pages: 50 Posted: 12 Aug 2016
Andreas Fuster, Benedict Guttman-Kenney and Andrew Haughwout
Federal Reserve Banks - Federal Reserve Bank of New York, Financial Conduct Authority (FCA) and Federal Reserve Bank of New York
Downloads 0 (423,081)

Abstract:

mortgages, leverage, stress testing

35.

Health Spending Slowed Down in Spite of the Crisis

FRB of NY Staff Report No. 781
Number of pages: 22 Posted: 29 Jun 2016
Harvard Business School, Federal Reserve Bank of New York, University of California, Berkeley, Columbia University and Federal Reserve Bank of New York
Downloads 0 (459,367)

Abstract:

health spending, Great Recession, anti-predatory lending

36.

Do We Know What We Owe? Consumer Debt as Reported by Borrowers and Lenders

Economic Policy Review, Issue 21-1, pp. 19-44, 2015
Number of pages: 26 Posted: 22 Oct 2015
Andrew Haughwout and Wilbert Van der Klaauw
Federal Reserve Bank of New York and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 0 (391,108)

Abstract:

Microeconomics, Banking and Finance, consumer debt, measurement