Claes Bäckman

Leibniz Institute for Financial Research SAFE

House of Finance

Theodor-W.-Adorno-Platz 3

Frankfurt, 60323

Germany

  • Leibniz Institute for Financial Research SAFE

SCHOLARLY PAPERS

8

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1,693

TOTAL CITATIONS

9

Scholarly Papers (8)

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1.

Participation and Losses in Multi-Level Marketing: Evidence from an FTC Settlement

Number of pages: 49 Posted: 09 May 2018 Last Revised: 22 Feb 2022
Claes Bäckman and Tobin Hanspal
Leibniz Institute for Financial Research SAFE and WU Vienna University of Economics and Business
Downloads 446 (137,088)

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Alternative work; Consumer financial protection; Direct selling; Financial planning; Household finance; Multi-level marketing

2.

Personal Financial Advice and Portfolio Quality

SAFE Working Paper No. 353
Number of pages: 74 Posted: 18 Jul 2022 Last Revised: 01 Oct 2024
Olga Balakina, Claes Bäckman, Andreas Hackethal, Tobin Hanspal and Dominique Lammer
Leibniz Institute for Financial Research SAFE, Leibniz Institute for Financial Research SAFE, Goethe University Frankfurt - Faculty of Economics and Business Administration, WU Vienna University of Economics and Business and affiliation not provided to SSRN
Downloads 351 (179,661)

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Social Finance, Portfolio Choice, Investment Behavior, Peer Effects

3.

Interest-Only Mortgages and Consumption Growth: Evidence from a Mortgage Market Reform

International Economic Review, Vol. 65(2), 2024
Number of pages: 50 Posted: 06 Mar 2020 Last Revised: 26 Apr 2024
Claes Bäckman and Natalia Khorunzhina
Leibniz Institute for Financial Research SAFE and Copenhagen Business School
Downloads 310 (205,345)
Citation 5

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Consumption, Interest-only Mortgages, Mortgage Borrowing, Financial Innovation

4.

Mortgage Innovation and House Price Booms

Journal of Urban Economics, volume 145, 2025[10.1016/j.jue.2024.103725]
Number of pages: 75 Posted: 07 Dec 2015 Last Revised: 06 Feb 2025
Claes Bäckman and Chandler Lutz
Leibniz Institute for Financial Research SAFE and The University of North Carolina at Charlotte
Downloads 279 (229,354)
Citation 1

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Interest Only Mortgages, Housing Booms; Mortgage Lending

5.

The Impact of Interest-Only Loans on Affordability

Regional Science and Urban Economics
Number of pages: 49 Posted: 19 Oct 2017 Last Revised: 09 Nov 2020
Claes Bäckman and Chandler Lutz
Leibniz Institute for Financial Research SAFE and The University of North Carolina at Charlotte
Downloads 128 (463,921)
Citation 3

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Interest Only Mortgages; Housing Affordability; Mortgage Lending

6.

Mortgage Design, Repayment Schedules, and Household Borrowing

Downloads 101 (553,924)

Mortgage Design, Repayment Schedules, and Household Borrowing

SAFE Working Paper No. 421
Number of pages: 72 Posted: 05 Jun 2024
Claes Bäckman, Patrick Moran and Peter van Santen
Leibniz Institute for Financial Research SAFE, University of Copenhagen and Sveriges Riksbank
Downloads 75 (673,172)

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Mortgage design, Amortization payments, Macroprudential policy, Bunching

Mortgage Design, Repayment Schedules, and Household Borrowing

FEDS Working Paper No. 2024-77
Number of pages: 71 Posted: 04 Oct 2024
Claes Bäckman, Peter van Santen and Patrick Moran
Leibniz Institute for Financial Research SAFE, University of Groningen - Faculty of Economics and Business and Board of Governors of the Federal Reserve System
Downloads 26 (1,062,254)

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Mortgage design, Amortization payments, Macroprudential policy, Bunching

7.

Beyond Connectivity: Stock Market Participation in a Network

SAFE Working Paper No. 416
Number of pages: 70 Posted: 18 Mar 2024 Last Revised: 28 Nov 2024
Olga Balakina, Claes Bäckman and Anastasiia Parakhoniak
Leibniz Institute for Financial Research SAFE, Leibniz Institute for Financial Research SAFE and Durham University Business School
Downloads 78 (648,901)

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Social Networks, Peer Effects, Stock Market Participation, Connectivity, Homophily

8.

Participation and Losses in Multi-level Marketing: Evidence from a Federal Trade Commission Settlement

Financial Planning Review, Vol. 5, No. 1, March 2022
Posted: 13 Apr 2022
Claes Bäckman and Tobin Hanspal
Leibniz Institute for Financial Research SAFE and WU Vienna University of Economics and Business

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alternative work, consumer financial protection, direct selling, financial planning,household finance, multi-level marketing