Douglas D. Evanoff

Federal Reserve Bank of Chicago

230 South LaSalle Street

Chicago, IL 60604

United States

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SCHOLARLY PAPERS

22

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269

Scholarly Papers (22)

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1.

Financial Literacy and Financial Planning: Evidence from India

Number of pages: 45 Posted: 20 Dec 2010
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 2,437 (12,730)
Citation 11

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Financial Literacy, Financial Education, Checking Account, Savings, Nudge, Saving Account, Insurance, Personal Finance, Gender, Age, Education, Household Finance, Consumer Behavior, Consumption, India, Financial Counseling, Numeracy, Inflation, Risk, Diversification, Risk Tolerance, Investment Prefe

2.

Financial Counseling, Financial Literacy, and Household Decision Making

Pension Research Council WP 2010-34
Number of pages: 44 Posted: 24 Jun 2010 Last Revised: 29 Aug 2022
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 1,224 (36,728)
Citation 17

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Financial literacy, Household finance, Financial Literacy, Consumer Behavior

3.

Subordinated Debt and Bank Capital Reform

Downloads 920 (55,174)
Citation 51

Subordinated Debt and Bank Capital Reform

FRB Atlanta Working Paper No. 2000-24, FRB Chicago Working Paper No. 2000-07
Number of pages: 78 Posted: 19 Jan 2001
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department
Downloads 920 (54,314)
Citation 51

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Bank, deposit insurance, subordinated debt

Subordinated Debt and Bank Capital Reform

BANK FRAGILITY AND REGULATION, George G. Kaufman, ed., Elsevier Science Inc., 2000
Posted: 22 Mar 2001
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department

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Bank, deposit insurance, subordinated debt

4.

Predatory Lending and the Subprime Crisis

Downloads 874 (59,202)
Citation 26

Predatory Lending and the Subprime Crisis

Journal of Financial Economics (JFE), Forthcoming, Fisher College of Business Working Paper No. 2012-03-008 , Charles A. Dice Center Working Paper No. 2012-8
Number of pages: 56 Posted: 10 May 2012 Last Revised: 11 Feb 2014
Sumit Agarwal, Itzhak Ben-David, Gene Amromin, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Ohio State University (OSU) - Department of Finance, Federal Reserve Bank of Chicago, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 791 (66,656)
Citation 1

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Predatory lending, subprime crisis, household finance, default

Predatory Lending and the Subprime Crisis

NBER Working Paper No. w19550
Number of pages: 56 Posted: 18 Oct 2013 Last Revised: 03 Jun 2023
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 83 (647,474)
Citation 25

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5.

The Role of Securitization in Mortgage Renegotiation

Fisher College of Business Working Paper No. 2011-03-002, Charles A. Dice Center Working Paper No. 2011-2, FRB of Chicago Working Paper No. 2011-02
Number of pages: 48 Posted: 17 Jan 2011 Last Revised: 29 Aug 2022
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 836 (62,939)
Citation 35

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Financial Crisis, Loss Mitigation, Mortgage Crisis, Securitization, Lenders, Servicers, Liquidation, Modification, Repayment, Refinance, Default, Delinquency, Borrower, Interest Rates, Household Finance, Credit, Housing, FICO Score, Leverage, LTV, Loan Modiccation, Mortgage, GSE, HAMP, Loan Term

6.

Financial Education versus Costly Counseling: How to Dissuade Borrowers from Choosing Risky Mortgages?

American Economic Journal: Economic Policy, Forthcoming, Fisher College of Business Working Paper No. 2008-03-020, Charles A. Dice Center Working Paper No. 2008-20, Paolo Baffi Centre Research Paper No. 2009-51, Networks Financial Institute Working Paper 2011-WP-12, FRB of Chicago Working Paper No. 2009-7, FDIC Center for Financial Research Working Paper No. 2009-04
Number of pages: 57 Posted: 20 Oct 2008 Last Revised: 19 Apr 2019
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 684 (81,775)
Citation 1

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Financial counseling, subprime crisis, predatory lending, household finance

7.

Local Market Consolidation and Bank Productive Efficiency

Number of pages: 36 Posted: 27 Mar 2003
Douglas D. Evanoff and Evren Ors
Federal Reserve Bank of Chicago and HEC Paris - Finance Department
Downloads 566 (104,132)
Citation 17

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8.

Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis

Charles A. Dice Center Working Paper No. 2010-19, Fisher College of Business Working Paper No. 2010-03-019, FRB of Chicago Working Paper No. 2011-03
Number of pages: 46 Posted: 13 Oct 2010 Last Revised: 29 Aug 2022
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 527 (113,861)
Citation 29

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Financial Crisis, Loss Mitigation, Mortgage Crisis, Lenders, Servicers, Liquidation, Modification, Repayment, Refinance, Default, Delinquency, Borrower, Interest Rates, Household Finance, Credit, Housing, FICO Score, Leverage, LTV, Loan Modification, Mortgage, GSE, HAMP, Loan Term, Loan Balance

9.

Sub-Debt Yield Spreads as Bank Risk Measures

Downloads 432 (144,502)
Citation 39

Sub-Debt Yield Spreads as Bank Risk Measures

FRB Atlanta Working Paper No. 2001-11; FRB Chicago Working Paper No. 2001-03
Number of pages: 39 Posted: 26 Oct 2001
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department
Downloads 432 (142,936)
Citation 39

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bank regulation, subordinated debt, capital adequacy, prompt corrective action

Sub-Debt Yield Spreads as Bank Risk Measures

Posted: 05 Nov 2001
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department

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bank regulation, subordinated debt, capital adequacy, prompt corrective action

10.

Measures of the Riskiness of Banking Organizations: Subordinated Debt Yields, Risk-Based Capital, and Examination Ratings

Downloads 397 (159,195)
Citation 6

Measures of the Riskiness of Banking Organizations: Subordinated Debt Yields, Risk-Based Capital, and Examination Ratings

FRB Atlanta Working Paper No. 2001-25a
Number of pages: 35 Posted: 08 Dec 2001
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department
Downloads 397 (157,629)
Citation 6

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Bank regulation, subordinated debt, capital adequacy, prompt corrective action

Measures of the Riskiness of Banking Organizations: Subordinated Debt Yields, Risk-Based Capital, and Examination Ratings

Posted: 16 Jan 2002
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department

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Bank regulation, subordinated debt, capital adequacy, prompt corrective action

11.

Learning to Cope: Voluntary Financial Education Programs and Loan Performance During a Housing Crisis

Charles A. Dice Center Working Paper No. 2009-23 , AFA 2010 Atlanta Meetings Paper
Number of pages: 15 Posted: 29 Dec 2009 Last Revised: 30 Aug 2022
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 379 (167,620)
Citation 18

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Financial education, Mortgage crisis, Counseling, Mortgage default, Financial literacy, Subprime crisis, Household finance, default, homeowner, loan, debt, household finance, leverage, financial literacy, delinquency, debt literacy, financial planning

12.

Globalization and Systemic Risk

World Scientific Studies in International Economics, Vol. 6, 2009
Number of pages: 2 Posted: 06 Sep 2009 Last Revised: 13 Apr 2010
Douglas D. Evanoff, George G. Kaufman and David S. Hoelscher
Federal Reserve Bank of Chicago, Loyola University Chicago and affiliation not provided to SSRN
Downloads 272 (239,345)

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Globalization, Banking, Financial Markets, Systemic Risk, Financial Crisis, Contagion

13.

The Potential Role of Subordinated Debt Programs in Enhancing Market Discipline in Banking

FRB of Kansas City Economic Research Paper No. 07-07
Number of pages: 44 Posted: 14 Sep 2007 Last Revised: 12 Mar 2013
Douglas D. Evanoff, Julapa Jagtiani and Taisuke Nakata
Federal Reserve Bank of Chicago, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Board of Governors of the Federal Reserve System
Downloads 250 (260,602)
Citation 7

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Financial regulation, market discipline, subordinated debt, bank capital

14.

Policymakers, Researchers, and Practitioners Discuss the Role of Central Counterparties

Economic Perspectives, Vol. 30, No. 4, Fourth Quarter 2006
Number of pages: 20 Posted: 05 Dec 2006
Douglas D. Evanoff, Robert S. Steigerwald and Daniela Russo
Federal Reserve Bank of Chicago, Federal Reserve Bank of Chicago and European Central Bank (ECB)
Downloads 213 (304,430)

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Government Policy and Regulation, Regulated Industries and Administrative Law, Transactional Relationships, Contracts and Reputation, Networks

15.

Subordinated Debt and Prompt Corrective Regulatory Action

Downloads 209 (309,911)
Citation 10

Subordinated Debt and Prompt Corrective Regulatory Action

FRB Atlanta Working Paper No. 2002-18 , FRB Chicago Working Paper 2003-03
Number of pages: 44 Posted: 27 Jan 2003
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department
Downloads 209 (308,600)
Citation 10

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Subordinated Debt and Prompt Corrective Regulatory Action

Forthcoming in Research in Financial Services Series: Private and Public Policy
Posted: 27 Jan 2003
Douglas D. Evanoff and Larry D. Wall
Federal Reserve Bank of Chicago and Federal Reserve Bank of Atlanta - Research Department

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Bank regulation, subordinated debt, capital adequacy, prompt corrective action

16.

The International Financial Crisis: Have the Rules of Finance Changed?

World Scientific Studies in International Economics, Vol. 14
Number of pages: 1 Posted: 04 Apr 2011
George G. Kaufman, Douglas D. Evanoff and Asli Demirgüç-Kunt
Loyola University Chicago, Federal Reserve Bank of Chicago and World Bank
Downloads 196 (328,945)

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Financial Crisis, Financial Regulation, International Banking, Financial Regulatory Reform

17.

The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?

NBER Working Paper No. w19920
Number of pages: 37 Posted: 24 Feb 2014 Last Revised: 07 Jun 2023
Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Federal Reserve Bank of Chicago
Downloads 136 (450,074)

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18.

Dodd-Frank: Content, Purpose, Implementation Status, and Issues

Economic Perspectives, Vol. XXXVI, No. 3, 2012
Number of pages: 10 Posted: 29 Aug 2012 Last Revised: 03 Sep 2012
Douglas D. Evanoff and William Moeller
Federal Reserve Bank of Chicago and affiliation not provided to SSRN
Downloads 134 (458,332)

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financial regulatory reform, financial crises, regulation, financial services, Financial Crises, General Financial Markets, General: Financial Institutions and Services, Government Policy and Regulation, Regulated Industries and Administrative Law, Economics of Regulation

19.

Loan Product Steering in Mortgage Markets

NBER Working Paper No. w22696
Number of pages: 46 Posted: 03 Oct 2016 Last Revised: 08 Jul 2023
Sumit Agarwal, Gene Amromin, Itzhak Ben-David and Douglas D. Evanoff
National University of Singapore, Federal Reserve Bank of Chicago, Ohio State University (OSU) - Department of Finance and Federal Reserve Bank of Chicago
Downloads 122 (490,600)
Citation 2

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20.

First Credit Market Turmoil of the 21st Century: Implications for Public Policy

World Scientific Studies in International Economics, Vol. 10, November 2009
Number of pages: 2 Posted: 16 Apr 2010
Douglas D. Evanoff, George G. Kaufman and Philipp Hartmann
Federal Reserve Bank of Chicago, Loyola University Chicago and European Central Bank (ECB)
Downloads 120 (496,916)

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Financial Crises, Systemic Risk, Credit Market Turmoil, International Financial Markets

21.

Preface to International Financial Instability: Global Banking and National Regulation

World Scientific Studies in International Economics, Vol. 2, 2007, INTERNATIONAL FINANCIAL INSTABILITY: GLOBAL BANKING AND NATIONAL REGULATION, Douglas D. Evanoff, George G. Kaufman, John L. LaBrosse, eds., World Scientific Publshing, 2007
Number of pages: 2 Posted: 22 Apr 2010
Douglas D. Evanoff, George G. Kaufman and John L. LaBrosse
Federal Reserve Bank of Chicago, Loyola University Chicago and International Association of Deposit Insurers, Switzerland
Downloads 109 (534,045)

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Systemic Risk, International Banking, Financial Regulation, Cross-Border Banking, Prudential Regulation, Insolvency

22.

'Preface to' Cross-Border Banking: Regulatory Challenges

World Scientific Studies in International Economics, Vol. 1, September 15, 2006
Posted: 02 Oct 2009
Gerard Caprio, Douglas D. Evanoff and George G. Kaufman
Williams College, Federal Reserve Bank of Chicago and Loyola University Chicago

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Cross-Border Banking, Home-Host Coordination, International Banking, International Bank Mergers, Regulation of Cross-Border Banking, Failure of Internationally Active Banks, Geographic Expansion in Banking