Author Page for Jonathan Zinman

What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment

Yale University Economic Growth Center Discussion Paper No. 968, Yale Economics Department Working Paper No. 58

Number of pages: 35 Posted: 24 Jan 2009

Marianne Bertrand, Dean S. Karlan, Dean S. Karlan, Sendhil Mullainathan, Eldar Shafir and Jonathan Zinman

University of Chicago - Booth School of Business, Yale UniversityNorthwestern University - Kellogg School of Management, University of Chicago, Princeton University and Dartmouth College

Downloads 1,606 (18,265)

Citation 23

Abstract:

2.

What's Psychology Worth? A Field Experiment in the Consumer Credit Market

Downloads 1,141 (30,467)

Citation 6

2

What's Psychology Worth? A Field Experiment in the Consumer Credit Market

Yale University Economic Growth Center Discussion Paper No. 918

Number of pages: 59 Posted: 28 Jul 2005

Marianne Bertrand, Dean S. Karlan, Dean S. Karlan, Sendhil Mullainathan, Eldar Shafir and Jonathan Zinman

University of Chicago - Booth School of Business, Yale UniversityNorthwestern University - Kellogg School of Management, University of Chicago, Princeton University and Dartmouth College

Downloads 1,001 (36,151)

Abstract:

What's Psychology Worth? A Field Experiment in the Consumer Credit Market

NBER Working Paper No. w11892

Number of pages: 60 Posted: 18 Jan 2006 Last Revised: 31 Dec 2022

Dean Karlin, Marianne Bertrand, Dean S. Karlan, Dean S. Karlan, Sendhil Mullainathan, Eldar Shafir and Jonathan Zinman

affiliation not provided to SSRN, University of Chicago - Booth School of Business, Yale UniversityNorthwestern University - Kellogg School of Management, University of Chicago, Princeton University and Dartmouth College

Downloads 140 (328,749)

Citation 3

Abstract:

3.

What do Consumers Really Pay on Their Checking and Credit Card Accounts? Explicit, Implicit, and Avoidable Costs

American Economic Review, Vol. 99, No. 2, 2009, UC Davis Graduate School of Management Research Paper No. 06-09

Number of pages: 13 Posted: 07 May 2009 Last Revised: 17 Jul 2009

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

Downloads 869 (44,644)

Citation 18

Abstract:

4.

Elasticities of Demand for Consumer Credit

Yale University Economic Growth Center Discussion Paper No. 926

Number of pages: 43 Posted: 08 Nov 2005

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 845 (46,378)

Abstract:

5.

Exponential Growth Bias and Household Finance

Journal of Finance, Forthcoming

Number of pages: 67 Posted: 14 Jan 2008 Last Revised: 08 Oct 2008

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

Downloads 671 (63,289)

Citation 104

Abstract:

6.

Fuzzy Math, Disclosure Regulation and Credit Market Outcomes: Evidence from Truth in Lending Reform

Number of pages: 40 Posted: 04 Feb 2008 Last Revised: 04 Oct 2012

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

Downloads 613 (70,991)

Citation 28

Abstract:

7.

Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment

Downloads 555 (80,323)

Citation 106

2

Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment

Yale University Economic Growth Center Discussion Paper No. 911, Center for Global Development Working Paper No. 109

Number of pages: 58 Posted: 18 May 2005

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 551 (80,128)

Abstract:

Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment

CEPR Discussion Paper No. DP6182

Number of pages: 61 Posted: 20 May 2008

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 4 (990,995)

Citation 40

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Abstract:

8.

Why Use Debit Instead of Credit? Consumer Choice in a Trillion-Dollar Market

Number of pages: 50 Posted: 25 Aug 2004

Jonathan Zinman

Dartmouth College

Downloads 443 (105,607)

Citation 15

Abstract:

9.

Win Some Lose Some? Evidence From a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Downloads 392 (121,713)

Citation 87

5

Win Some Lose Some? Evidence From a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Yale University Economic Growth Center Discussion Paper No. 1026, Yale Economics Department Working Paper No. 117

Number of pages: 69 Posted: 07 Jun 2013

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 309 (156,778)

Citation 1

Abstract:

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Center for Global Development Working Paper No. 330

Number of pages: 69 Posted: 08 Dec 2013

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 37 (704,995)

Citation 2

Abstract:

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

IZA Discussion Paper No. 7439

Number of pages: 70 Posted: 22 Jun 2013

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 23 (814,004)

Citation 1

Abstract:

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

NBER Working Paper No. w19119

Number of pages: 69 Posted: 18 Jun 2013 Last Revised: 30 Mar 2023

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 23 (814,004)

Citation 3

Abstract:

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

CEPR Discussion Paper No. DP9506

Number of pages: 71 Posted: 21 Jun 2013

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 28

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10.

Getting to the Top of Mind: How Reminders Increase Saving

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Citation 159

5

Getting to the Top of Mind: How Reminders Increase Saving

Yale University Economic Growth Center Discussion Paper No. 988, Yale Economics Department Working Paper No. 82

Number of pages: 41 Posted: 12 Jul 2010

Dean S. Karlan, Dean S. Karlan, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Harvard University, University of Chicago and Dartmouth College

Downloads 143 (323,262)

Citation 5

Abstract:

Getting to the Top of Mind: How Reminders Increase Saving

Netspar Discussion Paper No. 04/2010-022

Number of pages: 41 Posted: 03 Aug 2010

Dean S. Karlan, Dean S. Karlan, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Harvard University, University of Chicago and Dartmouth College

Downloads 105 (407,847)

Citation 13

Abstract:

Getting to the Top of Mind: How Reminders Increase Saving

Number of pages: 43 Posted: 27 Apr 2010 Last Revised: 28 Apr 2010

Dean S. Karlan, Dean S. Karlan, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Harvard University, University of Chicago and Dartmouth College

Downloads 99 (425,350)

Citation 2

Abstract:

Getting to the Top of Mind: How Reminders Increase Saving

NBER Working Paper No. w16205

Number of pages: 41 Posted: 26 Jul 2010 Last Revised: 13 Apr 2023

Dean S. Karlan, Dean S. Karlan, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Harvard University, University of Chicago and Dartmouth College

Downloads 41 (678,096)

Citation 41

Abstract:

Getting to the Top of Mind: How Reminders Increase Saving

CEPR Discussion Paper No. DP7907

Number of pages: 43 Posted: 19 Jul 2010

Dean S. Karlan, Dean S. Karlan, Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Harvard University, University of Chicago and Dartmouth College

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Citation 42

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Abstract:

11.

Restricting Consumer Credit Access: Household Survey Evidence on Effects around the Oregon Rate Cap

Number of pages: 24 Posted: 02 Feb 2009

Jonathan Zinman

Dartmouth College

Downloads 381 (125,747)

Citation 46

Abstract:

12.

Savings By and For the Poor: A Research Review and Agenda

Downloads 369 (130,341)

Citation 44

2

Savings By and For the Poor: A Research Review and Agenda

Yale University Economic Growth Center Discussion Paper No. 1027, Yale Economics Department Working Paper No. 118

Number of pages: 43 Posted: 18 Jul 2013 Last Revised: 04 Apr 2014

Dean S. Karlan, Dean S. Karlan, Aishwarya Lakshmi Ratan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Yale University and Dartmouth College

Downloads 281 (173,322)

Citation 3

Abstract:

Savings by and for the Poor: A Research Review and Agenda

Center for Global Development Working Paper No. 346

Number of pages: 54 Posted: 13 Dec 2013

Dean S. Karlan, Dean S. Karlan, Aishwarya Ratan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Yale University and Dartmouth College

Downloads 88 (459,353)

Citation 29

Abstract:

13.

In Harm's Way? Payday Loan Access and Military Personnel Performance

FRB of Philadelphia Working Paper No. 08-18

Number of pages: 37 Posted: 17 Sep 2008

Scott E. Carrell and Jonathan Zinman

University of California, Davis - Department of Economics and Dartmouth College

Downloads 355 (136,044)

Citation 48

Abstract:

14.

Snowed: Deceptive Advertising by Ski Resorts

Number of pages: 32 Posted: 30 Jun 2009

Jonathan Zinman and Eric Zitzewitz

Dartmouth College and Dartmouth College

Downloads 343 (141,192)

Abstract:

15.

Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila

Downloads 332 (146,238)

Citation 52

2

Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila

Yale Economics Department Working Paper No. 68, Yale University Economic Growth Center Discussion Paper No. 976

Number of pages: 35 Posted: 09 Sep 2009 Last Revised: 07 Mar 2010

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 326 (148,105)

Citation 82

Abstract:

Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila

CEPR Discussion Paper No. DP7396

Number of pages: 35 Posted: 08 Sep 2009

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Abstract:

16.

Research and Impacts of Digital Financial Services

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Citation 10

2

Research and Impacts of Digital Financial Services

HKS Working Paper No. RWP16-037

Number of pages: 14 Posted: 30 Sep 2016

Dean S. Karlan, Dean S. Karlan, Jake Kendall, Rebecca Mann, Rohini Pande, Tavneet Suri and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Washington, CSE, Bill and Melinda Gates Foundation, Yale University - Economic Growth Center, Massachusetts Institute of Technology (MIT) - Sloan School of Management and Dartmouth College

Downloads 216 (225,030)

Citation 4

Abstract:

Research and Impacts of Digital Financial Services

NBER Working Paper No. w22633

Number of pages: 14 Posted: 20 Sep 2016 Last Revised: 06 May 2023

Dean S. Karlan, Dean S. Karlan, Jake Kendall, Rebecca Mann, Rohini Pande, Tavneet Suri and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Washington, CSE, Bill and Melinda Gates Foundation, Yale University - Economic Growth Center, Massachusetts Institute of Technology (MIT) - Sloan School of Management and Dartmouth College

Downloads 69 (530,793)

Citation 5

Abstract:

17.

Household Debt: Facts, Puzzles, Theories, and Policies

Downloads 280 (174,929)

Citation 34

3

Household Debt: Facts, Puzzles, Theories, and Policies

Number of pages: 37 Posted: 10 Sep 2014

Jonathan Zinman

Dartmouth College

Downloads 240 (203,158)

Citation 2

Abstract:

Household Debt: Facts, Puzzles, Theories, and Policies

NBER Working Paper No. w20496

Number of pages: 38 Posted: 22 Sep 2014 Last Revised: 02 Jan 2022

Jonathan Zinman

Dartmouth College

Downloads 40 (684,607)

Citation 17

Abstract:

Household Debt: Facts, Puzzles, Theories, and Policies

Annual Review of Economics, Vol. 7, pp. 251-276, 2015

Posted: 07 Aug 2015

Jonathan Zinman

Dartmouth College

Abstract:

18.

Credit Elasticities in Less-Developed Economies: Implications for Microcredit

Center for Global Development Working Paper No. 110

Number of pages: 57 Posted: 26 Apr 2007

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 276 (177,516)

Citation 4

Abstract:

19.

Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction

Number of pages: 39 Posted: 15 May 2012

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 261 (187,768)

Citation 7

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20.

Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

Downloads 247 (198,355)

Citation 35

6

Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

Yale Economics Department Working Paper No. 95

Number of pages: 39 Posted: 21 Feb 2012 Last Revised: 29 Mar 2012

Dean S. Karlan, Dean S. Karlan, Robert W. Fairlie and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of California, Santa Cruz - Department of Economics and Dartmouth College

Downloads 110 (394,536)

Abstract:

Behind the Gate Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

CESifo Working Paper Series No. 4960

Number of pages: 50 Posted: 30 Sep 2014

Robert W. Fairlie, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of California, Santa Cruz - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 43 (665,504)

Abstract:

Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

Number of pages: 57 Posted: 03 Sep 2015

Robert W. Fairlie, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of California, Santa Cruz - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 34 (726,342)

Abstract:

Behind the Gate Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

IZA Discussion Paper No. 8367

Number of pages: 59 Posted: 16 Aug 2014

Robert W. Fairlie, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of California, Santa Cruz - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 31 (748,701)

Citation 16

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Behind the Gate Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

NBER Working Paper No. w17804

Number of pages: 44 Posted: 03 Feb 2012 Last Revised: 24 Feb 2023

Robert W. Fairlie, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of California, Santa Cruz - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 29 (764,274)

Citation 4

Abstract:

Behind the Gate Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

CEPR Discussion Paper No. DP8823

Number of pages: 41 Posted: 01 Mar 2012

Robert W. Fairlie, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of California, Santa Cruz - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 7

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21.

Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts

Downloads 229 (213,432)

Citation 130

3

Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts

Center for Global Development Working Paper No. 108, Yale University Economic Growth Center Discussion Paper No. 956

Number of pages: 46 Posted: 30 Apr 2007

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 227 (214,589)

Abstract:

Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts

CEPR Discussion Paper No. DP6407

Number of pages: 48 Posted: 20 May 2008

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 45

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Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts

Review of Financial Studies, Vol. 23, No. 1, pp. 433-464, 2009

Posted: 25 Jan 2010

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Abstract:

22.

Put Your Money Where Your Butt is: A Commitment Contract for Smoking Cessation

World Bank Policy Research Working Paper No. 4985

Number of pages: 34 Posted: 20 Apr 2016

Xavier Giné, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

World Bank - Development Research Group (DECRG), Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 223 (218,926)

Citation 19

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23.

Consumer Protection for Financial Inclusion in Low- and Middle-Income Countries: Bridging Regulator and Academic Perspectives

Downloads 211 (230,624)

Citation 2

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Consumer Protection for Financial Inclusion in Low- and Middle-Income Countries: Bridging Regulator and Academic Perspectives

Annual Review of Financial Economics, Vol. 13, pp. 219-246, 2021

Posted: 09 Nov 2021

Seth Garz, Xavier Giné, Dean S. Karlan, Dean S. Karlan, Rafe Mazer, Caitlin Sanford and Jonathan Zinman

Bill & Melinda Gates Foundation, World Bank - Development Research Group (DECRG), Yale UniversityNorthwestern University - Kellogg School of Management, Innovations for Poverty Action, Innovations for Poverty Action and Dartmouth College

Abstract:

Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives

Global Poverty Research Lab Working Paper No. 20-110, When citing this paper, please use the following: Annual Review Financial Economics. 3, 2020: Submitted. DOI: 10.1146/annurev-financial-071020-012008

Number of pages: 30 Posted: 16 Dec 2020 Last Revised: 02 Apr 2021

Seth Garz, Xavier Giné, Dean Karlan, Rafe Mazer, Caitlin Sanford and Jonathan Zinman

Bill & Melinda Gates Foundation, World Bank - Development Research Group (DECRG), Northwestern University, Innovations for Poverty Action, Innovations for Poverty Action and Dartmouth College

Downloads 205 (236,196)

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Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives

NBER Working Paper No. w28262

Number of pages: 30 Posted: 22 Mar 2021 Last Revised: 23 Mar 2023

Seth Garz, Xavier Giné, Dean Karlan, Rafe Mazer, Caitlin Sanford and Jonathan Zinman

Bill & Melinda Gates Foundation, World Bank - Development Research Group (DECRG), Northwestern University, Innovations for Poverty Action, Innovations for Poverty Action and Dartmouth College

Downloads 6 (973,638)

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Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives

CEPR Discussion Paper No. DP15596

Number of pages: 33 Posted: 14 May 2021

Seth Garz, Xavier Giné, Dean S. Karlan, Dean S. Karlan, Rafe Mazer, Caitlin Sanford and Jonathan Zinman

Bill & Melinda Gates Foundation, World Bank - Development Research Group (DECRG), Yale UniversityNorthwestern University - Kellogg School of Management, Innovations for Poverty Action, Innovations for Poverty Action and Dartmouth College

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Citation 3

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24.

Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico

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Citation 14

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Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico

Yale University Economic Growth Center Discussion Paper No. 1024, Yale Economics Department Working Paper No. 115

Number of pages: 52 Posted: 01 Jul 2013

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 140 (328,749)

Citation 1

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Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico

Center for Global Development Working Paper No. 331

Number of pages: 53 Posted: 08 Dec 2013

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 30 (756,392)

Abstract:

Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico

NBER Working Paper No. w19106

Number of pages: 53 Posted: 08 Jun 2013 Last Revised: 17 Mar 2023

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 18 (859,019)

Citation 4

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Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico

CEPR Discussion Paper No. DP9503

Number of pages: 55 Posted: 12 Jun 2013

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 2

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25.

Where is the Missing Credit Card Debt? Clues and Implications

Federal Reserve Bank of Philla Payment Cards Center Discussion Paper No. 07-11

Number of pages: 26 Posted: 28 Nov 2007

Jonathan Zinman

Dartmouth College

Downloads 169 (280,920)

Citation 11

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26.

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

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Citation 3

3

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

Michigan Retirement Research Center Research Paper No. 2018-378

Number of pages: 62 Posted: 13 Jun 2018

Victor Stango, Joanne Yoong and Jonathan Zinman

UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College

Downloads 75 (506,294)

Abstract:

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

Number of pages: 84 Posted: 20 Jul 2017

Victor Stango, Joanne Yoong and Jonathan Zinman

UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College

Downloads 67 (539,424)

Abstract:

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

NBER Working Paper No. w23625

Number of pages: 86 Posted: 04 Aug 2017 Last Revised: 20 Jan 2023

Victor Stango, Joanne Yoong and Jonathan Zinman

UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College

Downloads 26 (788,432)

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27.

Youth Smoking in the U.S.: Evidence and Implications

NBER Working Paper No. w7780

Number of pages: 74 Posted: 16 Jul 2000 Last Revised: 06 Oct 2022

Jonathan Gruber and Jonathan Zinman

Massachusetts Institute of Technology (MIT) - Department of Economics and Dartmouth College

Downloads 167 (283,739)

Citation 3

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28.

Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs

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Citation 2

2

Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs

Yale University Economic Growth Center Discussion Paper No. 1040, Yale Economics Department Working Paper No. 132

Number of pages: 127 Posted: 11 May 2014

Dean S. Karlan, Dean S. Karlan, Julian C. Jamison and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Exeter Business School - Department of Economics and Dartmouth College

Downloads 152 (307,444)

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Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs

NBER Working Paper No. w20135

Number of pages: 40 Posted: 19 May 2014 Last Revised: 07 Jan 2023

Julian C. Jamison, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Exeter Business School - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

Downloads 13 (906,683)

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29.

Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees

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Citation 72

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Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees

FRB of Philadelphia Working Paper No. 11-17

Number of pages: 46 Posted: 23 Apr 2011 Last Revised: 21 May 2011

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

Downloads 100 (422,366)

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Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees

NBER Working Paper No. w17028

Number of pages: 64 Posted: 09 May 2011 Last Revised: 11 Jan 2023

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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Citation 17

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30.

Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock

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Citation 6

3

Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock

Yale University Economic Growth Center Discussion Paper No. 1034, Yale Economics Department Working Paper No. 126

Number of pages: 25 Posted: 19 Nov 2013

Dean S. Karlan, Dean S. Karlan, Adam Osman and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Illinois at Urbana-Champaign and Dartmouth College

Downloads 116 (379,500)

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Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock

NBER Working Paper No. w19696

Number of pages: 25 Posted: 10 Dec 2013 Last Revised: 27 Apr 2023

Dean S. Karlan, Dean S. Karlan, Adam Osman and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Illinois at Urbana-Champaign and Dartmouth College

Downloads 16 (877,840)

Abstract:

Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock

CEPR Discussion Paper No. DP9773

Number of pages: 27 Posted: 10 Dec 2013

Dean S. Karlan, Dean S. Karlan, Adam Osman and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Illinois at Urbana-Champaign and Dartmouth College

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Citation 3

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31.

Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets

Downloads 132 (343,359)

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Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets

Global Poverty Research Lab Working Paper No. 18-105

Number of pages: 20 Posted: 07 Mar 2018 Last Revised: 18 Dec 2019

Dean Karlan, Adam Osman and Jonathan Zinman

Northwestern University, University of Illinois at Urbana-Champaign and Dartmouth College

Downloads 106 (405,141)

Abstract:

Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets

NBER Working Paper No. w24379

Number of pages: 26 Posted: 12 Mar 2018 Last Revised: 11 Feb 2023

Dean Karlan, Adam Osman and Jonathan Zinman

Northwestern University, University of Illinois at Urbana-Champaign and Dartmouth College

Downloads 26 (788,432)

Abstract:

32.

Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power

Global Poverty Research Lab Working Paper No. 19-104

Number of pages: 50 Posted: 21 Jul 2019 Last Revised: 14 Oct 2020

Jeremy Burke, Julian C. Jamison, Dean Karlan, Kata Mihaly and Jonathan Zinman

Center for Economic and Social Research (CESR), University of Exeter Business School - Department of Economics, Northwestern University, RAND Corporation and Dartmouth College

Downloads 120 (373,048)

Citation 5

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33.

Good Identification, Meet Good Data

Global Poverty Research Lab Working Paper No. 19-105

Number of pages: 8 Posted: 20 Dec 2019 Last Revised: 01 Oct 2020

Andrew Dillon, Dean Karlan, Christopher Udry and Jonathan Zinman

Northwestern University - Kellogg School of Management, Northwestern University, Northwestern University and Dartmouth College

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Citation 1

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34.

Behavioral Biases Are Temporally Stable

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Citation 2

2

Behavioral Biases Are Temporally Stable

Number of pages: 70 Posted: 09 Nov 2020

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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Abstract:

Behavioral Biases are Temporally Stable

NBER Working Paper No. w27860

Number of pages: 71 Posted: 28 Sep 2020 Last Revised: 15 Feb 2023

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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35.

Consumer Credit: Too Much or Too Little (or Just Right)?

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Citation 23

2

Consumer Credit: Too Much or Too Little (or Just Right)?

Journal of Legal Studies, Special Issue on Benefit-Cost Analysis of Financial Regulation, Forthcoming

Number of pages: 27 Posted: 27 Nov 2013

Jonathan Zinman

Dartmouth College

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Citation 1

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Consumer Credit: Too Much or Too Little (or Just Right)?

NBER Working Paper No. w19682

Number of pages: 28 Posted: 28 Nov 2013 Last Revised: 13 Apr 2023

Jonathan Zinman

Dartmouth College

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Citation 11

Abstract:

36.

A Personal Touch: Text Messaging for Loan Repayment

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Citation 7

2

A Personal Touch: Text Messaging for Loan Repayment

Yale University Dept. of Economics Working Paper No. 102

Number of pages: 19 Posted: 27 Mar 2012

Dean S. Karlan, Dean S. Karlan, Melanie Morten and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, Yale University and Dartmouth College

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Citation 1

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A Personal Touch: Text Messaging for Loan Repayment

NBER Working Paper No. w17952

Number of pages: 19 Posted: 31 Mar 2012 Last Revised: 20 Jan 2023

Dean S. Karlan, Dean S. Karlan, Melanie Morten, Melanie Morten and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, affiliation not provided to SSRN, Yale University and Dartmouth College

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Citation 1

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37.

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts

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Citation 7

2

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts

Number of pages: 102 Posted: 03 Feb 2017

Victor Stango, Joanne Yoong and Jonathan Zinman

UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College

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Citation 4

Abstract:

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts

NBER Working Paper No. w23057

Number of pages: 104 Posted: 17 Jan 2017 Last Revised: 03 Jul 2022

Victor Stango, Joanne Yoong and Jonathan Zinman

UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College

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Citation 2

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38.

(Ineffective) Messages to Encourage Recycling: Evidence from a Randomized Evaluation in Peru

World Bank Policy Research Working Paper No. 6548

Number of pages: 59 Posted: 20 Apr 2016

Alberto Chong, Dean S. Karlan, Dean S. Karlan, Jeremy Shapiro and Jonathan Zinman

University of Ottawa, Yale UniversityNorthwestern University - Kellogg School of Management, Busara Center for Behavioral Economics and Dartmouth College

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Citation 1

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39.

You Can Pick Your Friends, But You Need to Watch Them: Loan Screening And Enforcement in a Referrals Field Experiment

Number of pages: 39 Posted: 27 Mar 2012

Dean S. Karlan, Dean S. Karlan, Jonathan Zinman and Gharad Bryan

Yale UniversityNorthwestern University - Kellogg School of Management, Dartmouth College and London School of Economics & Political Science (LSE) - Department of Economics

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40.

We Are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

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Citation 5

3

We Are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

Number of pages: 96 Posted: 28 Feb 2019

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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Citation 1

Abstract:

We are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

FRB of Philadelphia Working Paper No. 19-14

Number of pages: 98 Posted: 25 Feb 2019 Last Revised: 29 Apr 2020

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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Abstract:

We are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

NBER Working Paper No. w25540

Number of pages: 97 Posted: 12 Feb 2019 Last Revised: 15 Apr 2023

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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41.

Unshrouding Effects on Demand for a Costly Add-On: Evidence from Bank Overdrafts in Turkey

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Citation 20

3

Unshrouding Effects on Demand for a Costly Add-On: Evidence from Bank Overdrafts in Turkey

Economics Department Working Paper No. 138, Yale University Economic Growth Center Discussion Paper No. 1044

Number of pages: 41 Posted: 22 Feb 2015 Last Revised: 22 Jan 2016

Sule Alan, Mehmet Cemalcılar, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Essex - Department of Economics, Yapi Kredi Bank A.S., Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 2

Abstract:

Unshrouding Effects on Demand for a Costly Add-On: Evidence from Bank Overdrafts in Turkey

NBER Working Paper No. w20956

Number of pages: 41 Posted: 16 Feb 2015 Last Revised: 06 Apr 2023

Sule Alan, Sule Alan, Mehmet Cemalcılar, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

European University Institute, University of Essex - Department of Economics, Yapi Kredi Bank A.S., Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 4

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Unshrouding Effects on Demand for a Costly Add-On: Evidence from Bank Overdrafts in Turkey

CEPR Discussion Paper No. DP10414

Number of pages: 43 Posted: 17 Feb 2015

Sule Alan, Mehmet Cemalcılar, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Essex - Department of Economics, Yapi Kredi Bank A.S., Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 3

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42.

Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs

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Citation 3

2

Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs

Number of pages: 54 Posted: 17 May 2013

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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Citation 3

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Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs

NBER Working Paper No. w19069

Number of pages: 55 Posted: 24 May 2013 Last Revised: 08 Feb 2023

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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43.

Does Lasting Behavior Change Require Knowledge Change? Evidence from Savings Interventions for Young Adults

Global Poverty Research Lab Working Paper No. 20-109

Number of pages: 56 Posted: 15 Oct 2020 Last Revised: 29 Jan 2021

Samantha Horn, Julian Jamison, Dean Karlan and Jonathan Zinman

Northwestern University, University of Exeter, Northwestern University and Dartmouth College

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Citation 2

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44.

Wintertime for Deceptive Advertising?

NBER Working Paper No. w17829

Number of pages: 37 Posted: 10 Feb 2012 Last Revised: 20 Mar 2023

Jonathan Zinman and Eric Zitzewitz

Dartmouth College and Dartmouth College

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Citation 1

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45.

We are All Behavioral, More or Less: A Taxonomy of Consumer Decision Making

NBER Working Paper No. w28138

Number of pages: 74 Posted: 01 Dec 2020 Last Revised: 21 May 2023

Victor Stango and Jonathan Zinman

UC Davis Graduate School of Management and Dartmouth College

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46.

Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

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Citation 5

2

Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

NBER Working Paper No. w19827

Number of pages: 38 Posted: 25 Jan 2014 Last Revised: 06 Mar 2022

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 1

Abstract:

Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

CEPR Discussion Paper No. DP9811

Number of pages: 40 Posted: 02 Jun 2014

Manuela Angelucci, Manuela Angelucci, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

University of Arizona - Department of EconomicsUniversity of Michigan - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 2

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47.

Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment

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Citation 5

2

Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment

NBER Working Paper No. w17883

Number of pages: 34 Posted: 02 Mar 2012 Last Revised: 14 May 2023

Gharad Bryan, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

London School of Economics & Political Science (LSE) - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 2

Abstract:

You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment

CEPR Discussion Paper No. DP8857

Number of pages: 41 Posted: 01 Mar 2012

Gharad Bryan, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

London School of Economics & Political Science (LSE) - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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48.

List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds

NBER Working Paper No. w17475

Number of pages: 17 Posted: 08 Oct 2011 Last Revised: 02 Apr 2023

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 18

Abstract:

49.

Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending

NBER Working Paper No. w28799

Number of pages: 59 Posted: 18 May 2021 Last Revised: 11 Mar 2023

Hunt Allcott, Joshua J. Kim, Dmitry Taubinsky and Jonathan Zinman

New York University (NYU), Facebook Inc, University of California, Berkeley - Department of Economics and Dartmouth College

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Citation 9

Abstract:

50.

Credit Building or Credit Crumbling? A Credit Builder Loan's Effects on Consumer Behavior, Credit Scores and Their Predictive Power

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2

Credit Building or Credit Crumbling? A Credit Builder Loan's Effects on Consumer Behavior, Credit Scores and Their Predictive Power

NBER Working Paper No. w26110

Number of pages: 50 Posted: 07 Aug 2019 Last Revised: 06 May 2023

Jeremy Burke, Julian Jamison, Dean Karlan, Kata Mihaly and Jonathan Zinman

Center for Economic and Social Research (CESR), University of Exeter, Northwestern University, RAND Corporation and Dartmouth College

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Abstract:

Credit Building or Credit Crumbling? A Credit Builder Loan's Effects on Consumer Behavior, Credit Scores and Their Predictive Power

CEPR Discussion Paper No. DP13884

Number of pages: 53 Posted: 02 Aug 2019 Last Revised: 02 Nov 2020

Jeremy Burke, Julian C. Jamison, Dean S. Karlan, Dean S. Karlan, Kata Mihaly and Jonathan Zinman

Center for Economic and Social Research (CESR), University of Exeter Business School - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management, RAND Corporation and Dartmouth College

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51.

Five-Year Impacts of Group-Based Financial Education and Savings Promotion for Ugandan Youth

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2

Five-Year Impacts of Group-Based Financial Education and Savings Promotion for Ugandan Youth

NBER Working Paper No. w28011

Number of pages: 26 Posted: 02 Nov 2020 Last Revised: 14 Jan 2023

Samantha Horn, Julian Jamison, Dean Karlan and Jonathan Zinman

Carnegie Mellon University, University of Exeter, Northwestern University and Dartmouth College

Downloads 8 (955,082)

Abstract:

Does Lasting Behavior Change Require Knowledge Change? Evidence from Savings Interventions for Young Adults

CEPR Discussion Paper No. DP15392

Number of pages: 54 Posted: 03 Nov 2020 Last Revised: 22 Sep 2021

Samantha Horn, Julian C. Jamison, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Carnegie Mellon University, University of Exeter Business School - Department of Economics, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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52.

Credit Elasticities in Less-Developed Economies: Implications for Microfinance

CEPR Discussion Paper No. 6071

Number of pages: 58 Posted: 29 Jun 2007

Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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Citation 10

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53.

Randomization for Causality, Ethnography for Mechanisms: Illiquid Savings for Liquor in an Autarkic Society

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Randomization for Causality, Ethnography for Mechanisms: Illiquid Savings for Liquor in an Autarkic Society

NBER Working Paper No. w29566

Number of pages: 52 Posted: 13 Dec 2021 Last Revised: 16 Apr 2023

Ricardo Godoy, Dean Karlan and Jonathan Zinman

Brandeis University, Northwestern University and Dartmouth College

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Randomization for Causality, Ethnography for Mechanisms: Illiquid Savings for Liquor in an Autarkic Society

CEPR Discussion Paper No. DP16810

Number of pages: 54 Posted: 04 Feb 2022

Ricardo Godoy, Dean S. Karlan, Dean S. Karlan and Jonathan Zinman

Brandeis University, Yale UniversityNorthwestern University - Kellogg School of Management and Dartmouth College

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54.

Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets

CEPR Discussion Paper No. DP12838

Number of pages: 22 Posted: 12 Apr 2018

Dean S. Karlan, Dean S. Karlan, Adam Osman and Jonathan Zinman

Yale UniversityNorthwestern University - Kellogg School of Management, University of Illinois at Urbana-Champaign and Dartmouth College

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Jonathan Zinman

Dartmouth College

R. Stephen Cheheyl Professor of Economics

Innovations for Poverty Action

Jameel Poverty Action Lab

National Bureau of Economic Research (NBER)

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Scholarly Papers (54)

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Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment

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Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

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Getting to the Top of Mind: How Reminders Increase Saving

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Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila

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Behind the Gate Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training

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Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts

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Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives

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Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico

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