Bernardo Morais

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

9

DOWNLOADS

1,759

TOTAL CITATIONS
Rank 13,367

SSRN RANKINGS

Top 13,367

in Total Papers Citations

56

Scholarly Papers (9)

1.

The International Bank Lending Channel of Monetary Policy Rates and Quantitative Easing: Credit Supply, Reach-for-Yield, and Real Effects

World Bank Policy Research Working Paper No. 7216
Number of pages: 47 Posted: 20 Apr 2016
Board of Governors of the Federal Reserve System, Imperial College London and World BankWorld Bank - Development Research Group (DECRG)
Downloads 598 (97,160)
Citation 2

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Access to Finance, Debt Markets, Bankruptcy and Resolution of Financial Distress, Banks & Banking Reform, Economic Stabilization

Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times

World Bank Policy Research Working Paper No. 9202
Number of pages: 44 Posted: 03 Apr 2020
National University of Singapore, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, affiliation not provided to SSRN and World BankWorld Bank - Development Research Group (DECRG)
Downloads 120 (499,809)
Citation 9

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Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times

International Finance Discussion Paper No. 1288
Number of pages: 44 Posted: 16 Jul 2020
National University of Singapore, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, affiliation not provided to SSRN and World BankWorld Bank - Development Research Group (DECRG)
Downloads 96 (590,434)

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credit exposures, Bank lending, Financial stability, Commodity prices, Emerging markets

3.

The International Bank Lending Channel of Monetary Policy Rates and QE: Credit Supply, Reach-for-Yield, and Real Effects

International Finance Discussion Paper No. 1137
Number of pages: 47 Posted: 08 Oct 2015 Last Revised: 25 Oct 2015
Board of Governors of the Federal Reserve System, Imperial College London and World BankWorld Bank - Development Research Group (DECRG)
Downloads 207 (312,942)
Citation 44

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Forward Looking Loan Provisions: Credit Supply and Risk-Taking

CentER Discussion Paper Series No. 2020-027, European Banking Center Series No. 2020-002
Number of pages: 52 Posted: 17 Nov 2020
Board of Governors of the Federal Reserve System, University of Navarra, IESE Business School, Imperial College London, Independent and Tilburg University, CentER, European Banking Center (EBC)
Downloads 202 (318,958)

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Loan provisions, IFRS9, ECL, corporate real and credit supply effects of accounting, bank risk-taking

Forward Looking Loan Provisions: Credit Supply and Risk-Taking

CEPR Discussion Paper No. DP15278
Number of pages: 55 Posted: 22 Sep 2020
Board of Governors of the Federal Reserve System, University of Navarra, IESE Business School, Imperial College London, Independent and Tilburg University, CentER, European Banking Center (EBC)
Downloads 3 (1,363,906)
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bank risk-taking, corporate real and credit supply effects of accounting, ECL, IFRS9, loan provisions

5.

The Political Economy of Bank Lending: Evidence from an Emerging Market

World Bank Policy Research Working Paper No. 7577
Number of pages: 57 Posted: 20 Apr 2016
National University of Singapore, Board of Governors of the Federal Reserve System, World BankWorld Bank - Development Research Group (DECRG) and National University of Singapore (NUS)
Downloads 204 (320,175)
Citation 1

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Debt Markets, Banks & Banking Reform, Access to Finance, Microfinance, Bankruptcy and Resolution of Financial Distress

Noisy Experts? Discretion in Regulation

Number of pages: 59 Posted: 16 Apr 2024
Sumit Agarwal, Bernardo Morais, Amit Seru and Kelly Shue
National University of Singapore, Board of Governors of the Federal Reserve System, Stanford University and Yale School of Management
Downloads 139 (443,497)

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Noise, Discretion, Algorithm aversion, Decision-making, Regulation

Noisy Experts? Discretion in Regulation

NBER Working Paper No. w32344
Number of pages: 60 Posted: 16 Apr 2024
Sumit Agarwal, Bernardo Morais, Amit Seru and Kelly Shue
National University of Singapore, Board of Governors of the Federal Reserve System, Stanford University and Yale School of Management
Downloads 19 (1,190,025)
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7.

Risk, Financial Development and Firm Dynamics

FRB International Finance Discussion Paper No. 1134
Number of pages: 54 Posted: 08 Oct 2015
Bernardo Morais
Board of Governors of the Federal Reserve System
Downloads 84 (635,109)

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productivity, misallocation, financial frictions, learning

Expansionary Austerity: Reallocating Credit Amid Fiscal Consolidation

International Finance Discussion Paper No. 1323
Number of pages: 83 Posted: 11 Aug 2021
Board of Governors of the Federal Reserve System, Bank of Mexico, Imperial College London and World BankWorld Bank - Development Research Group (DECRG)
Downloads 42 (921,876)

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Expansionary Austerity: Reallocating Credit Amid Fiscal Consolidation

CEPR Discussion Paper No. DP16511
Number of pages: 82 Posted: 22 Sep 2021
Board of Governors of the Federal Reserve System, Bank of Mexico, Imperial College London and World BankWorld Bank - Development Research Group (DECRG)
Downloads 3 (1,363,906)
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banks, credit, Crowding out, poverty, Subnational Government Debt

9.

Transportation Technology and Gentrification: Evidence from the entry of Ridesharing Services

Number of pages: 71 Posted: 29 Oct 2024 Last Revised: 02 Apr 2025
National University of Singapore, Indian School of Business (ISB), Hyderabad, Federal Reserve Banks - Federal Reserve Bank of Richmond, Indian School of Business (ISB), Hyderabad and Board of Governors of the Federal Reserve System
Downloads 42 (899,964)

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Consumer Finance, Gig economy, Gentrification, Household Finance, Mortgages, Residential real estate, Ridesharing services, Urbanization.