Lars Powell

University of Alabama - Culverhouse College of Commerce & Business Administration

Culverhouse College of Business

Tuscaloosa, AL 35487-0223

United States

  • University of Alabama - Culverhouse College of Commerce & Business Administration

SCHOLARLY PAPERS

17

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TOTAL CITATIONS
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Top 23,678

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60

Scholarly Papers (17)

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1.

Big Data and Regulation in the Insurance Industry

Number of pages: 25 Posted: 14 Apr 2017
Lars Powell
University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 758 (70,474)
Citation 1

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Insurance, Regulation

2.

Internal Versus External Capital Markets in the Insurance Industry: The Role of Reinsurance

Number of pages: 32 Posted: 09 Feb 2005
Lars Powell, David W. Sommer and David W. Sommer
University of Alabama - Culverhouse College of Commerce & Business Administration and St. Mary's UniversityUniversity of Georgia - Department of Insurance, Legal Studies, Real Estate
Downloads 545 (107,310)
Citation 15

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Internal capital markets, Insurance, Reinsurance

3.

Financing Negative Shocks: Evidence from Hurricane Harvey

Number of pages: 52 Posted: 07 Jan 2021 Last Revised: 28 Apr 2023
Benjamin Collier, Lars Powell, Marc A. Ragin, Marc A. Ragin and Xuesong You
Temple University - Risk Management & Insurance & Actuarial Science, University of Alabama - Culverhouse College of Commerce & Business Administration, University of GeorgiaUniversity of Georgia - Department of Insurance, Legal Studies, Real Estate and Federal Home Loan Mortgage Corporation (FHLMC)
Downloads 403 (153,883)
Citation 12

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Climate Risk, Financing Frictions, Corporate Risk Management, Disaster Recovery

4.

The Effectiveness of Insurance Fraud Statutes: Evidence from Automobile Insurance

Number of pages: 35 Posted: 07 Jan 2005
Robert E. Hoyt, David B. Mustard and Lars Powell
University of Georgia - C. Herman and Mary Virginia Terry College of Business, University of Georgia - C. Herman and Mary Virginia Terry College of Business - Department of Economics and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 391 (159,174)

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Insurance fraud, automobile insurance, moral hazard

5.

Regulation of Reinsurance Recoverables: Protection or Protectionism?

Cole, Cassandra, Kathleen McCullough and Lars Powell, 2010. “Collateralization of International Reinsurance Liabilities in the U.S. Insurance Industry”, Insurance Markets and Companies: Analyses and Actuarial Computations, Vol. 1(2): 32-38.
Number of pages: 25 Posted: 08 Aug 2006 Last Revised: 26 Feb 2014
Cassandra R. Cole, Kathleen A. McCullough and Lars Powell
Florida State University - College of Business, Florida State University - College of Business and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 365 (171,874)
Citation 3

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Insurance Regulation, International Reinsurance

6.

The Role of Internal Capital Markets in Financial Intermediaries: Evidence from Insurer Groups

Number of pages: 32 Posted: 06 Feb 2005
Lars Powell, David W. Sommer and David W. Sommer
University of Alabama - Culverhouse College of Commerce & Business Administration and St. Mary's UniversityUniversity of Georgia - Department of Insurance, Legal Studies, Real Estate
Downloads 338 (186,933)
Citation 18

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Internal capital markets, Insurance

7.

The Effect of Liability Environment on Tort System Costs: Evidence from Automobile Insurance

Number of pages: 29 Posted: 29 Sep 2005
Robert E. Hoyt and Lars Powell
University of Georgia - C. Herman and Mary Virginia Terry College of Business and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 243 (263,233)

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Tort reform, Legal liability, Insurance

8.

Life Insurance and Annuity Pricing during the Financial Crisis, Revisited

Number of pages: 57 Posted: 09 Mar 2021 Last Revised: 02 Mar 2025
Daniel Bauer, Lars Powell, Boheng Su and George H. Zanjani
University of Wisconsin-Madison, University of Alabama - Culverhouse College of Commerce & Business Administration, University of South Florida - Muma College of Business and University of Alabama - Department of Economics, Finance and Legal Studies
Downloads 240 (266,424)
Citation 6

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Financial Crisis, Insurance, Regulation

9.

Is the U.S. Insurance Industry Resilient to Climate Change? Insurer Capitalization and the Performance of State Guaranty Associations

Number of pages: 24 Posted: 17 Sep 2022
Lars Powell, Kenny Wunder and Boyi Zhuang
University of Alabama - Culverhouse College of Commerce & Business Administration, University of Alabama - Department of Economics, Finance and Legal Studies and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 124 (474,692)

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Catastrophe, Insurance Capacity, Guaranty Funds

10.

Estimating Effects of Wind Loss Mitigation on Home Value

Number of pages: 29 Posted: 20 Feb 2019
Sebastain Awondo, Harris Hollans, Lars Powell and Chip Wade
University of Alabama - Culverhouse College of Commerce & Business Administration, Auburn University - College of Business, University of Alabama - Culverhouse College of Commerce & Business Administration and University of Mississippi
Downloads 105 (537,660)
Citation 4

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Windstorm Risk, Self-Insurance, Hedonic Prices, Spatial Regression

11.

Information Shocks and Competition in Insurance Markets: Evidence from the Great Recession

Number of pages: 34 Posted: 27 Jan 2022 Last Revised: 17 Jan 2025
Lars Powell and Boyi Zhuang
University of Alabama - Culverhouse College of Commerce & Business Administration and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 89 (599,337)

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Automobile Insurance, Market Competition, Credit-Based Insurance Scoring

12.

How risky is distracted driving?

Number of pages: 34 Posted: 18 Aug 2022
J. Bradley Karl, Charles Nyce, Lars Powell and Boyi Zhuang
Florida State University, Florida State University, University of Alabama - Culverhouse College of Commerce & Business Administration and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 85 (616,496)
Citation 1

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Distracted driving, Automobile safety, Statistics

13.

Effects of Risk Attitudes and Information Friction on Willingness to Pay for Precautionary Building Standards

Number of pages: 62 Posted: 05 Nov 2022
Sebastain Awondo, Lars Powell and Kevin Joseph Egan
University of Alabama - Culverhouse College of Commerce & Business Administration, University of Alabama - Culverhouse College of Commerce & Business Administration and University of Toledo
Downloads 37 (915,665)

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Keywords: Risk attitudes, Information friction, Homeowners insurance, Willingness to pay, Field experiment, Natural disasters

14.

Who are the Dangerous Drivers? Addressing Sample Selection Bias with New Estimates

Number of pages: 29 Posted: 28 Jun 2024 Last Revised: 18 Oct 2024
Boyi Zhuang, J. Bradley Karl, Charles Nyce and Lars Powell
University of Alabama - Culverhouse College of Commerce & Business Administration, Florida State University, Florida State University and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 33 (954,216)

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Risky driving behavior, automobile safety, statistics

15.

Learning About Injury Severity from No-Injury Crashes: A Random Parameters with Heterogeneity in Means and Variances Approach

Number of pages: 26 Posted: 20 Oct 2022
Emmanuel (Kofi) Adanu, Lars Powell, Steven Jones and Randy Smith
University of Alabama, University of Alabama - Culverhouse College of Commerce & Business Administration, University of Alabama and University of Alabama
Downloads 19 (1,114,327)

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vehicle damage, crash severity, random parameters, unobserved heterogeneity

16.

Are Insurance Prices Always Forward Looking? Evidence from the 2011 Catastrophic Tornadoes

Number of pages: 18 Posted: 24 Feb 2025
Lars Powell, Charles C. Yang and Boyi Zhuang
University of Alabama - Culverhouse College of Commerce & Business Administration, Florida Atlantic University and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 12 (1,203,645)

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Catastrophe Insurance, Insurance Pricing, Rate Filings

17.

Assessing the Risk of Fatal Traffic Accidents from Cannabis-Impaired Driving, 2000-2022

Number of pages: 17 Last Revised: 27 Feb 2025
J. Bradley Karl, Boyi Zhuang, Charles Nyce and Lars Powell
Florida State University, University of Alabama - Culverhouse College of Commerce & Business Administration, Florida State University and University of Alabama - Culverhouse College of Commerce & Business Administration
Downloads 3

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Cannabis impaired driving, Automobile safety, Statistics