Jeremy Tobacman

Alfred Lerner College of Business and Economics, University of Delaware

Assistant Professor

Newark, DE 19716

United States

SCHOLARLY PAPERS

12

DOWNLOADS
Rank 10,584

SSRN RANKINGS

Top 10,584

in Total Papers Downloads

9,320

TOTAL CITATIONS
Rank 2,911

SSRN RANKINGS

Top 2,911

in Total Papers Citations

226

Scholarly Papers (12)

1.

Do Payday Loans Cause Bankruptcy?

Vanderbilt Law and Economics Research Paper No. 11-13
Number of pages: 52 Posted: 12 Sep 2008 Last Revised: 01 Dec 2011
Paige Marta Skiba and Jeremy Tobacman
Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 2,589 (11,420)
Citation 28

Abstract:

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payday loans, bankruptcy, regression discontinuity

2.

Payday Loans, Uncertainty and Discounting: Explaining Patterns of Borrowing, Repayment, and Default

Vanderbilt Law and Economics Research Paper No. 08-33
Number of pages: 36 Posted: 24 Dec 2008
Paige Marta Skiba and Jeremy Tobacman
Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 2,240 (14,394)
Citation 8

Abstract:

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payday lending, payday loan, hyperbolic discounting, default

Barriers to Household Risk Management: Evidence from India

American Economic Journal: Applied Economics, 5(1), 104-35, Harvard Business School Finance Working Paper No. 09-116, FRB of New York Staff Report No. 373
Number of pages: 55 Posted: 09 Apr 2009 Last Revised: 22 Jan 2013
Harvard Business School, World Bank - Development Research Group (DECRG), Alfred Lerner College of Business and Economics, University of Delaware, Massachusetts Institute of Technology (MIT), International Monetary Fund (IMF) and Federal Reserve Bank of Philadelphia
Downloads 1,508 (26,214)
Citation 86

Abstract:

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Insurance, Household Finance, Trust, Liquidity Constraints, Financial Literacy, Economic Development

Barriers to Household Risk Management: Evidence from India

World Bank Policy Research Working Paper No. 5504
Number of pages: 40 Posted: 20 Apr 2016
Harvard Business School, World Bank - Development Research Group (DECRG), Alfred Lerner College of Business and Economics, University of Delaware, International Monetary Fund (IMF), Massachusetts Institute of Technology (MIT) and Federal Reserve Bank of Philadelphia
Downloads 158 (392,270)
Citation 1

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Financial Literacy, Debt Markets, Access to Finance, Emerging Markets, Labor Policies

Barriers to Household Risk Management: Evidence from India

IMF Working Paper No. 12/195
Number of pages: 44 Posted: 01 Nov 2012
Harvard Business School, World Bank - Development Research Group (DECRG), Alfred Lerner College of Business and Economics, University of Delaware, International Monetary Fund (IMF), Massachusetts Institute of Technology (MIT) and Federal Reserve Bank of Philadelphia
Downloads 71 (700,803)
Citation 2

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Household Finance, Trust, Liquidity Constraints, Household Credit, Risk Management

4.

Payday Loan Choices and Consequences

Vanderbilt Law and Economics Research Paper No. 12-30
Number of pages: 54 Posted: 13 Oct 2012 Last Revised: 09 May 2014
Neil Bhutta, Paige Marta Skiba and Jeremy Tobacman
Federal Reserve Bank of Philadelphia, Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 1,065 (44,441)
Citation 30

Abstract:

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Payday loans, consumer finance, subprime lending, credit scores, debt

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Number of pages: 17 Posted: 15 Jan 2009
Sumit Agarwal, Paige Marta Skiba and Jeremy Tobacman
National University of Singapore, Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 566 (101,436)
Citation 47

Abstract:

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payday loans, credit cards, liquidity puzzles, household finance, banking, credit scores, personal finance

Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

NBER Working Paper No. w14659
Number of pages: 19 Posted: 25 Jan 2009 Last Revised: 23 Jul 2022
Sumit Agarwal, Paige Marta Skiba and Jeremy Tobacman
National University of Singapore, Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 93 (592,034)

Abstract:

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6.

Pecuniary Mistakes? Payday Borrowing by Credit Union Members

Pension Research Council WP 2010-32
Number of pages: 23 Posted: 13 Nov 2010
Susan Payne Carter, Paige Marta Skiba and Jeremy Tobacman
Vanderbilt University, Vanderbilt University - Law School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 260 (246,912)
Citation 4

Abstract:

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credit, payday loans, interest, checking, financial, saving, liquidity, mistake

7.

A Debt Puzzle

NBER Working Paper No. w7879
Number of pages: 71 Posted: 01 Sep 2000 Last Revised: 14 Jul 2022
David Laibson, Andrea Repetto and Jeremy Tobacman
Harvard University - Department of Economics, University of Chile - Engineering Department and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 165 (378,068)
Citation 3

Abstract:

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8.

Credit Characteristics, Credit Engagement Tools, and Financial Well-Being

Consumer Financial Protection Bureau Office of Research Reports Series No. 19-7
Number of pages: 34 Posted: 30 Oct 2019
Eva Nagypal and Jeremy Tobacman
Consumer Financial Protection Bureau and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 163 (382,006)

Abstract:

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9.

Targeting Weather Insurance Markets

Journal of Risk and Insurance (forthcoming)
Number of pages: 44 Posted: 14 Sep 2020 Last Revised: 17 Nov 2020
Anita Mukherjee, Shawn Allen Cole and Jeremy Tobacman
Wisconsin School of Business, Harvard Business School and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 151 (407,542)
Citation 1

Abstract:

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index insurance, self-insurance, labor markets, self-protection

10.

Estimating Discount Functions with Consumption Choices Over the Lifecycle

NBER Working Paper No. w13314
Number of pages: 67 Posted: 24 Aug 2007 Last Revised: 29 Mar 2023
David Laibson, Andrea Repetto and Jeremy Tobacman
Harvard University - Department of Economics, University of Chile - Engineering Department and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 140 (432,831)
Citation 12

Abstract:

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11.

Weather Insurance Savings Accounts

World Bank Policy Research Working Paper No. 7235
Number of pages: 38 Posted: 20 Apr 2016
Daniel Stein and Jeremy Tobacman
World Bank and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 109 (525,121)
Citation 1

Abstract:

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Rural Finance, Agricultural Economics

12.

Field Comparisons of Incentive-Compatible Preference Elicitation Techniques

Journal of Economic Behavior and Organization, Vol. 172, 2020
Number of pages: 56 Posted: 29 Jun 2020
Shawn Allen Cole, A. Fernando, Daniel Stein and Jeremy Tobacman
Harvard Business School, University of Notre Dame - Department of Economics, World Bank and Alfred Lerner College of Business and Economics, University of Delaware
Downloads 42 (875,460)
Citation 3

Abstract:

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Incentive-compatible elicitation, experimental methods, weather insurance, rainfall insurance, agricultural extension.