Victor Stango

UC Davis Graduate School of Management

One Shields Avenue

Davis, CA 95616

United States

SCHOLARLY PAPERS

21

DOWNLOADS
Rank 18,171

SSRN RANKINGS

Top 18,171

in Total Papers Downloads

3,967

SSRN CITATIONS
Rank 3,901

SSRN RANKINGS

Top 3,901

in Total Papers Citations

181

CROSSREF CITATIONS

163

Scholarly Papers (21)

1.

What do Consumers Really Pay on Their Checking and Credit Card Accounts? Explicit, Implicit, and Avoidable Costs

American Economic Review, Vol. 99, No. 2, 2009, UC Davis Graduate School of Management Research Paper No. 06-09
Number of pages: 13 Posted: 07 May 2009 Last Revised: 17 Jul 2009
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 853 (40,164)
Citation 18

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household finance, credit cards, debit cards, overdraft fees, credit card fees, financial literacy

2.

Exponential Growth Bias and Household Finance

Journal of Finance, Forthcoming
Number of pages: 67 Posted: 14 Jan 2008 Last Revised: 08 Oct 2008
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 600 (63,779)
Citation 81

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exponential growth, household finance, behavioral finance

3.

Fuzzy Math, Disclosure Regulation and Credit Market Outcomes: Evidence from Truth in Lending Reform

Number of pages: 40 Posted: 04 Feb 2008 Last Revised: 04 Oct 2012
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 593 (64,677)
Citation 25

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truth in lending, payment/interest bias, disclosure regulation, consumer lending

4.

Price Ceilings as Focal Points for Tacit Collusion: Evidence from Credit Cards

Number of pages: 43 Posted: 11 Feb 2001
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 295 (144,897)
Citation 24

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Focal Points, Tacit Collusion, Price Ceilings, Double Hurdle

5.

The Causes of Bargaining Failure: Evidence from Major League Baseball

University of Alabama Department of Economics, Finance and Legal Studies Working Paper No. 00-08-04
Number of pages: 37 Posted: 22 Sep 2000
Amy Farmer, Paul Pecorino and Victor Stango
University of Arkansas - Department of Economics, University of Alabama - Department of Economics, Finance and Legal Studies and UC Davis Graduate School of Management
Downloads 273 (156,839)
Citation 2

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6.

Strategic Responses to Regulatory Threat in the Credit Card Market

FRB Chicago Working Paper No. 2002-02
Number of pages: 48 Posted: 16 Mar 2002
Victor Stango
UC Davis Graduate School of Management
Downloads 244 (175,251)
Citation 8

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Compatibility and Pricing with Indirect Network Effects: Evidence from Atms

FRB of Chicago Working Paper No. 2003-33
Number of pages: 41 Posted: 30 Jan 2004
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 137 (290,810)

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Compatibility and Pricing with Indirect Network Effects: Evidence from Atms

NBER Working Paper No. w10774
Number of pages: 37 Posted: 01 Oct 2004 Last Revised: 11 Jun 2022
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 39 (589,753)

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8.
Downloads 149 (271,196)
Citation 4

Strategic Incompatibility in ATM Markets

NET Institute Working Paper No. 06-08
Number of pages: 32 Posted: 23 Oct 2006
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 110 (341,889)

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Strategic Incompatibility in ATM Markets

NBER Working Paper No. w12604
Number of pages: 32 Posted: 23 Oct 2006 Last Revised: 11 Jun 2022
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 39 (589,753)

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Incompatibility, Product Attributes and Consumer Welfare: Evidence from Atms

NET Institute Working Paper No. 04-06
Number of pages: 45 Posted: 15 Nov 2004
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 115 (331,191)

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Incompatibility, Product Attributes and Consumer Welfare: Evidence from Atms

NBER Working Paper No. w10962
Number of pages: 44 Posted: 19 Dec 2004 Last Revised: 16 Jun 2022
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 22 (706,826)
Citation 5

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Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

Michigan Retirement Research Center Research Paper No. 2018-378
Number of pages: 62 Posted: 13 Jun 2018
Victor Stango, Joanne Yoong and Jonathan Zinman
UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College
Downloads 59 (493,978)

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behavioral economics, financial well-being, b-factors, empirical evidence

Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

Number of pages: 84 Posted: 20 Jul 2017
Victor Stango, Joanne Yoong and Jonathan Zinman
UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College
Downloads 52 (524,004)

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Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions

NBER Working Paper No. w23625
Number of pages: 86 Posted: 04 Aug 2017 Last Revised: 22 Jul 2022
Victor Stango, Joanne Yoong and Jonathan Zinman
UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College
Downloads 17 (750,062)

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Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees

FRB of Philadelphia Working Paper No. 11-17
Number of pages: 46 Posted: 23 Apr 2011 Last Revised: 21 May 2011
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 83 (410,193)

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household finance, attention, overdraft fees, intertemporal choice

Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees

NBER Working Paper No. w17028
Number of pages: 64 Posted: 09 May 2011 Last Revised: 13 Jul 2022
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 29 (652,500)
Citation 17

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12.

Are Payday Lending Markets Competitive?

Regulation, p. 26, Fall 2012
Number of pages: 8 Posted: 01 Oct 2012
Victor Stango
UC Davis Graduate School of Management
Downloads 101 (359,724)

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Behavioral Biases Are Temporally Stable

Number of pages: 70 Posted: 09 Nov 2020
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 74 (438,631)

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Behavioral Biases are Temporally Stable

NBER Working Paper No. w27860
Number of pages: 71 Posted: 28 Sep 2020 Last Revised: 14 Feb 2022
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 8 (839,616)
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The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts

Number of pages: 102 Posted: 03 Feb 2017
Victor Stango, Joanne Yoong and Jonathan Zinman
UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College
Downloads 37 (601,196)
Citation 4

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Behavioral economics, behavioral finance, household finance, psychology and economics, behavioral macroeconomics, behavioral public finance.

The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts

NBER Working Paper No. w23057
Number of pages: 104 Posted: 17 Jan 2017 Last Revised: 03 Jul 2022
Victor Stango, Joanne Yoong and Jonathan Zinman
UC Davis Graduate School of Management, National University of Singapore (NUS) and Dartmouth College
Downloads 22 (706,826)

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Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs

Number of pages: 54 Posted: 17 May 2013
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 28 (659,702)
Citation 3

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credit cards, search costs, credit scoring, household finance

Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs

NBER Working Paper No. w19069
Number of pages: 55 Posted: 24 May 2013 Last Revised: 07 Feb 2022
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 15 (768,579)

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We Are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

Number of pages: 96 Posted: 28 Feb 2019
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 15 (768,579)
Citation 1

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We are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

NBER Working Paper No. w25540
Number of pages: 97 Posted: 12 Feb 2019 Last Revised: 15 Apr 2022
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 13 (788,078)

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We are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics

FRB of Philadelphia Working Paper No. 19-14
Number of pages: 98 Posted: 25 Feb 2019 Last Revised: 29 Apr 2020
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 9 (828,816)

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behavioral bias, consumer spending

17.

Pricing with Consumer Switching Costs: Evidence from the Credit Card Market

Number of pages: 18 Posted: 24 Feb 2003
Victor Stango
UC Davis Graduate School of Management
Downloads 36 (593,386)
Citation 5

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18.

Ask Prices, Offers, and Time to Sale in an Online Exchange

Economic Inquiry, Vol. 42, Issue 1, pp. 14-28, 2004
Number of pages: 15 Posted: 05 Jun 2006
Amy Farmer and Victor Stango
University of Arkansas - Department of Economics and UC Davis Graduate School of Management
Downloads 24 (670,324)

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19.

We are All Behavioral, More or Less: A Taxonomy of Consumer Decision Making

NBER Working Paper No. w28138
Number of pages: 74 Posted: 01 Dec 2020 Last Revised: 21 May 2022
Victor Stango and Jonathan Zinman
UC Davis Graduate School of Management and Dartmouth College
Downloads 13 (760,385)

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20.

Some New Evidence on Competition in Payday Lending Markets

Contemporary Economic Policy, Vol. 30, Issue 2, pp. 149-161, 2012
Number of pages: 13 Posted: 19 Apr 2012
Victor Stango
UC Davis Graduate School of Management
Downloads 10 (788,624)

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21.

How Does Incompatibility Affect Prices?: Evidence from ATM's

The Journal of Industrial Economics, Vol. 57, Issue 3, pp. 557-582, September 2009
Number of pages: 26 Posted: 13 Oct 2009
Christopher R. Knittel and Victor Stango
Massachusetts Institute of Technology (MIT) - Center for Energy and Environmental Policy Research (CEEPR) and UC Davis Graduate School of Management
Downloads 2 (874,666)

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