Chao Ma

WISE & SOE, Xiamen University

Assistant Professor

A 307, Economics Building

Xiamen, Fujian 10246

China

SCHOLARLY PAPERS

11

DOWNLOADS

1,038

SSRN CITATIONS

7

CROSSREF CITATIONS

5

Scholarly Papers (11)

1.
Downloads 194 (290,757)
Citation 4

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Dynamic Discrete Choice, Partial Observability, Mortgage, Default, Prepayment, Refinance, Illiquidity, Mobility, Foreclosure

2.

Be Cautious in the Last Month: The Sunk Cost Fallacy Held by Car Insurance Policyholders

Ma, C. (2021), Be Cautious in the Last Month: The Sunk Cost Fallacy Held by Car Insurance Policyholders. International Economic Review. Accepted Author Manuscript. https://doi.org/10.1111/iere.12512
Number of pages: 95 Posted: 22 Mar 2021
Chao Ma
WISE & SOE, Xiamen University
Downloads 176 (317,102)

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sunk cost fallacy; moral hazard; mental accounting; salience; automobile insurance; car accidents; irrational behavior; behavioral bias

3.

House Price Expectations and Mortgage Default Decisions

Number of pages: 33 Posted: 01 Jan 2016 Last Revised: 05 Sep 2016
Chao Ma
WISE & SOE, Xiamen University
Downloads 149 (365,118)
Citation 1

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Mortgage Default, House Price Expectation, Forecasting

4.

Momentum and Reversion to Fundamentals: Are They Captured by Subjective Expectations of House Prices?

Number of pages: 60 Posted: 01 Jan 2016 Last Revised: 08 Dec 2019
Chao Ma
WISE & SOE, Xiamen University
Downloads 136 (392,529)
Citation 1

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Asset-Price Expectations, House-Price Expectations, Irrational Expectations, Momentum, Reversion to Fundamentals, House-Price Dynamics

Securitization of Assets with Payment Delay Risk: A Financial Innovation in the Real Estate Market

Ma, C., Zhang, H., & Zhao, H. (2023). Securitization of assets with payment delay risk: A financial innovation in the real estate market. The Journal of Futures Markets, 1–36. https://doi.org/10.1002/fut.22397
Number of pages: 76 Posted: 05 Sep 2020 Last Revised: 30 Jan 2023
Chao Ma
WISE & SOE, Xiamen University
Downloads 74 (600,790)

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Securitization, Delay risk, Mortgage receivable, Banking, Real estate, Adverse selection, Financial innovation

Securitization of Assets with Payment Delay Risk: A Financial Innovation in the Real Estate Market

Journal of Futures Markets, 43(4), 480-515, 2023​
Number of pages: 76 Posted: 02 Aug 2023
Chao Ma, Hao Hao and Hongbiao Zhao
WISE & SOE, Xiamen University, Guangzhou Rongshan Information Technology Co., Ltd. and Shanghai University of Finance and Economics
Downloads 23 (960,747)

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Securitization, Delay risk, Mortgage receivable, Banking, Real estate, Adverse selection, Financial innovation

6.

Does Capital Structure Differently Affect Incumbents’ Responses to Entry Threat and Actual Entry?

Number of pages: 72 Posted: 22 Sep 2016 Last Revised: 04 Apr 2019
Chao Ma
WISE & SOE, Xiamen University
Downloads 88 (534,985)

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Capital Structure, Product Market Competition, Response to Entry, Entry Threat, Entry Deterrence, Airlines

7.

Spatial Competition with Online Platforms: An Empirical Analysis of the Wealth Management Product Market

Number of pages: 87 Posted: 18 Aug 2022
Chao Ma and Shuoxun Zhang
WISE & SOE, Xiamen University and Sichuan University
Downloads 59 (666,481)

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Digital economy, Digital finance, Spatial competition, Online prices, Banking

8.

Asset Securitization and Firm Expansion in Product Markets: Evidence from the Real Estate Development Industry

Number of pages: 72 Posted: 24 May 2021
Chao Ma
WISE & SOE, Xiamen University
Downloads 59 (666,481)
Citation 1

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Asset-backed Securitization, Production Expansion, Entry, Strategic Alliances, Land Purchase

9.

Per-Customer Quantity Limit and Price Discrimination: Evidence from the U.S. Residential Mortgage Market

Number of pages: 75 Posted: 22 Jan 2020
Chao Ma
WISE & SOE, Xiamen University
Downloads 50 (719,106)
Citation 1

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Price Discrimination, Quantity Limit, Mortgage, Financial Institution, Bunching

10.

Can Housing Booms Elevate Financing Costs of Financial Institutions?

Journal of Development Economics, Vol. 167, No. March, 2024
Number of pages: 113 Posted: 19 Jan 2024
Chao Ma and Shuoxun Zhang
WISE & SOE, Xiamen University and Sichuan University
Downloads 22 (941,453)

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house price, housing boom, financing costs, financial institution, bank, wealth management products, shadow banking

11.

Bayesian Learning with Forgetting: An Empirical Analysis of Automobile Insurance Policyholders

Number of pages: 76 Posted: 01 May 2024
Chao Ma
WISE & SOE, Xiamen University
Downloads 8 (1,083,878)

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learning, forgetting, information asymmetry, automobile insurance, car accidents, adverse selection, moral hazard