Rym Ayadi

HEC Montreal

Professor

3000, Chemin de la Côte-Sainte-Catherine

Montreal, Quebec H2X 2L3

Canada

HEC Montreal

Professor

3000, Chemin de la Côte-Sainte-Catherine

Montreal, Quebec H2X 2L3

Canada

SCHOLARLY PAPERS

36

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SSRN CITATIONS
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Top 9,822

in Total Papers Citations

48

CROSSREF CITATIONS

102

Scholarly Papers (36)

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1.

Investigating Diversity in the Banking Sector in Europe: Key Developments, Performance and Role of Cooperative Banks

CEPS Paperbacks, September 2010
Number of pages: 184 Posted: 22 Sep 2010
Rym Ayadi, Rym Ayadi, David T. Llewellyn, Reinhard H. Schmidt, Emrah Arbak and Willem Pieter De Groen
HEC MontrealHEC Montreal, Loughborough University - Department of Economics, Goethe University Frankfurt - Chair of Banking and Finance, Centre for European Policy Studies (CEPS) and Centre for European Policy Studies (CEPS)
Downloads 1,572 (19,778)

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bank, banking system, cooperative banks, financial system

2.

Financial Stability Amidst the Pandemic Crisis: On Top of the Wave

Number of pages: 621 Posted: 20 Jul 2021
Christos Gortsos, Wolf-Georg Ringe, Filippo Annunziata, Filippo Annunziata, Emilios Avgouleas, Rym Ayadi, Rym Ayadi, Marco Bodellini, Carlos Bosque, Concetta Brescia Morra, Danny Busch, Barbara Casu, Blanaid J. Clarke, Luca Enriques, Giovanni Ferri, Claudio Frigeni, Willem De Groen, Seraina N. Grunewald, Rainer F. H. Haselmann, Bart Joosen, Marco Lamandini, Matthias Lehmann, Luis Silva Morais, David Ramos Muñoz, Marco Pagano, Juana Pulgar Ezquerra, Antonella Sciarrone Alibrandi, Ignacio Signes de Mesa, Michele Siri, Tobias H. Troeger and Charles Wyplosz
National and Kapodistrian University of Athens, University of Hamburg - Institute of Law & Economics, Bocconi University - Department of Law, University of Edinburgh - School of Law, HEC MontrealHEC Montreal, University of Luxembourg, Universidad Carlos III de Madrid, University Rome III, Department of Law, Radboud University Nijmegen - Institute for Financial Law (IFR), City University London - The Business School, Trinity College Dublin - School of Law, University of Oxford Faculty of Law, LUMSA University, Università Cattolica del Sacro Cuore, Centre for European Policy Studies (CEPS), Radboud University Nijmegen, Goethe University Frankfurt - Faculty of Economics and Business Administration, Leiden University, University of Bologna - Department of Business Law, University of Vienna, University of Lisbon - School of Law. Jean Monnet Chair – Economic Regulation in the EU, Universidad Carlos III de Madrid, Einaudi Institute for Economics and Finance (EIEF), Universidad Complutense de Madrid (UCM), Università Cattolica, Court of Justice of the European Union, University of Genoa - Law Department, Leibniz Institute for Financial Research SAFE and University of Geneva - Graduate Institute of International Studies (HEI)
Downloads 1,206 (29,399)

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COVID-19, banking regulation, financial stability, European Union

3.

What Scenarios for the Euro-Mediterranean in 2030 in the Wake of the Post-Arab Spring?

MEDPRO Policy Papers, No. 2, October 2011
Number of pages: 5 Posted: 08 Feb 2012
Rym Ayadi, Rym Ayadi and Carlo Sessa
HEC MontrealHEC Montreal and Istituto di Studi per l’Integrazione dei Sistemi (ISIS)
Downloads 995 (38,637)

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Euro-Mediterranean, post-Arab spring, Southern Mediterranean, Mediterranean, EU, EU-Mediterranean

4.

Business Models in European Banking: A Pre-and Post-Crisis Screening

Center for European Policy Studies
Number of pages: 112 Posted: 19 Oct 2011 Last Revised: 03 Nov 2011
Rym Ayadi, Rym Ayadi, Emrah Arbak and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS) and Centre for European Policy Studies (CEPS)
Downloads 968 (40,154)
Citation 43

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crisis, financial crisis, banking industry, Europe, financial sector, reform, business, stability, risk, efficiency

5.

Banking Business Models Monitor 2014: Europe

CEPS Paperbacks, 2014
Number of pages: 70 Posted: 16 Oct 2014
Rym Ayadi, Rym Ayadi and Willem De Groen
HEC MontrealHEC Montreal and Centre for European Policy Studies (CEPS)
Downloads 735 (58,585)
Citation 5

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banking business models, EU, banks, retail banking activities, bank models

6.

Implementing Basel III in Europe: Diagnosis and Avenues for Improvement

CEPS Policy Brief No. 275
Number of pages: 20 Posted: 03 Jul 2012
Rym Ayadi, Rym Ayadi, Emrah Arbak and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS) and Centre for European Policy Studies (CEPS)
Downloads 716 (60,637)

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Basel III, Europe, capital requirements directive and regulation, CRD IV-CRR, EU, Basel committee for banking supervision

7.

Regulation of European Banks and Business Models: Towards a New Paradigm?

Centre for European Policy Studies, Forthcoming
Number of pages: 127 Posted: 03 Jul 2012
Rym Ayadi, Rym Ayadi, Emrah Arbak and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS) and Centre for European Policy Studies (CEPS)
Downloads 680 (64,902)
Citation 1

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regulation, European banking, business models, EU, banking union, stress test, regulatory framework

8.

Banking Business Models Monitor 2015 Europe

Number of pages: 125 Posted: 27 May 2016
Rym Ayadi, Rym Ayadi, Willem De Groen, Ibtihel Sassi, Walid Mathlouthi, Harol Rey and Olivier Aubry
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS), Independent, Independent, Independent and Independent
Downloads 579 (79,449)
Citation 44

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regulation, europe, financial crisis, bank, business models, cooperative

9.

Investigating Diversity in the Banking Sector in Europe: The Performance and Role of Savings Banks

CEPS Paperbacks
Number of pages: 214 Posted: 03 Jul 2009
Rym Ayadi, Rym Ayadi, Reinhard H. Schmidt, Santiago Carbo-Valverde, Emrah Arbak and Francisco Rodriguez-Fernandez
HEC MontrealHEC Montreal, Goethe University Frankfurt - Chair of Banking and Finance, Universitat de València, Centre for European Policy Studies (CEPS) and University of Granada - Department of Economic Theory and History
Downloads 538 (87,000)
Citation 90

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banking regulation, supervision

10.

Executive Compensation and Risk Taking in European Banking

RESEARCH HANDBOOK ON INTERNATIONAL BANKING AND GOVERNANCE, J.R. Barth, C. Lin, C. Wihlborg, eds., Edward Elgar, 2012
Number of pages: 33 Posted: 07 Mar 2012
Rym Ayadi, Rym Ayadi, Emrah Arbak and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS) and Centre for European Policy Studies (CEPS)
Downloads 387 (128,647)

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Risk-taking, banking industry, executive compensation, stock options, financial crisis

11.

Access by MSMEs to Finance in the Southern and Eastern Mediterranean: What Role for Credit Guarantee Schemes?

MEDPRO Technical Report No. 35/April 2013
Number of pages: 32 Posted: 07 Jun 2013
Rym Ayadi, Rym Ayadi and Salim Gadi
HEC MontrealHEC Montreal and Centre for European Policy Studies (CEPS)
Downloads 335 (150,727)

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Micro-, small- and medium-sized enterprises, MSMEs, Southern and Eastern Mediterranean, developed credit guarantee schemes, CGSs

12.

Economic Integration in the Euro-Mediterranean Region

CASE Network Reports No. 89
Number of pages: 324 Posted: 28 Feb 2010 Last Revised: 26 Oct 2010
Michael Gasiorek, Rym Ayadi, Rym Ayadi, Luc De Wulf, Ahmed Farouk Ghoneim, El Elj Moez, Javier Lopez-Gonzalez, Selen Sarisoy Guerin, Peter Holmes, Hammad Kassal, Maryla Maliszewska and Mahmut Tekce
University of Sussex, HEC MontrealHEC Montreal, World Bank, Cairo University, LEGI - Polytechnic School of Tunisia, University of Sussex, Trinity College Dublin, University of Sussex - Sussex European Institute, Al Akhawayn University, CASE - Center for Social and Economic Research and Marmara University - Department of Economics
Downloads 296 (171,812)
Citation 6

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EU, Mediterranean, Regional Integration, Non-Tariff Barriers, International Trade, Investment, Business Perception Survey

13.

Bank and Credit Union Business Models in the United States

Bank and Credit Union Business Models in the United States, 2017, ISBN: 978-0-9949169-2-1
Number of pages: 112 Posted: 31 Jan 2018
Rym Ayadi, Rym Ayadi, Michel Keoula, Willem Pieter De Groen, Walid Mathlouthi and Ibtihel Sassi
HEC MontrealHEC Montreal, Bielefeld University - Department of Business Administration and Economics, Centre for European Policy Studies (CEPS), Independent and Independent
Downloads 267 (190,948)

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Bank business models, bank regulation, bank structures, financial crisis

14.

Regulatory Arbitrage in EU Banking: Do Business Models Matter?

International Research Centre on Cooperative Finanace Working Paper Jul 2016
Number of pages: 15 Posted: 31 Aug 2016
Rym Ayadi, Rym Ayadi, Giovanni Ferri and Valerio Pesic
HEC MontrealHEC Montreal, LUMSA University and Sapienza University of Rome - Department of Management
Downloads 256 (199,148)
Citation 1

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Regulation, Europe, Financial Crisis, Bank, Business Models, Cooperative

15.

Bank Business Models in Europe: Why Does it Matter for the Future of Regulation and Resolution?

International Research Centre on Cooperative Finance Policy Paper Jul 2016
Number of pages: 8 Posted: 31 Aug 2016
Rym Ayadi and Rym Ayadi
HEC MontrealHEC Montreal
Downloads 153 (317,740)
Citation 3

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Regulation, Europe, Financial Crisis, Bank, Business Models, Cooperative

16.

The Euro-Mediterranean Partnership and Development Assistance: Past Trends and Future Scenarios

MEDPRO Technical Report No. 32/March 2013
Number of pages: 49 Posted: 07 Jun 2013
Rym Ayadi, Rym Ayadi and Salim Gadi
HEC MontrealHEC Montreal and Centre for European Policy Studies (CEPS)
Downloads 146 (329,971)

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Euro-Mediterranean, EU partnership, Southern Neighbourhood, official development assistance, ODA, Euro-Mediterranean relations

17.

Determinants of Financial Development Across the Mediterranean

MEDPRO Technical Report No. 29/February 2013
Number of pages: 30 Posted: 12 Jun 2013
Rym Ayadi, Rym Ayadi, Emrah Arbak, Sami Ben Naceur and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS), International Monetary Fund (IMF) and Centre for European Policy Studies (CEPS)
Downloads 106 (419,164)
Citation 4

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financial development, Mediterranean, southern and eastern Mediterranean, financial systems, credit, debt

18.

Financial Development, Bank Efficiency and Economic Growth across the Mediterranean

MEDPRO Technical Report No. 30/March 2013
Number of pages: 17 Posted: 11 Jun 2013
Rym Ayadi, Rym Ayadi, Emrah Arbak, Sami Ben Naceur and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS), International Monetary Fund (IMF) and Centre for European Policy Studies (CEPS)
Downloads 105 (421,996)
Citation 3

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Financial Development, Bank Efficiency, Economic Growth, Mediterranean Countries

19.

State Aid to Banks and Credit for SMEs: Is There a Need for Conditionality?

Number of pages: 108 Posted: 26 May 2016
Rym Ayadi, Rym Ayadi and Willem De Groen
HEC MontrealHEC Montreal and Centre for European Policy Studies (CEPS)
Downloads 98 (442,647)
Citation 1

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state aid, bank, credit, risk, cooperative, financial crise, economic crise, cooperative banks, SME, small and medium enterprises

20.

Convergence of Bank Regulations on International Norms in the Southern Mediterranean: Impact on Bank Performance and Growth

CEPS Paperbacks
Number of pages: 159 Posted: 19 Oct 2011
Rym Ayadi, Rym Ayadi, Emrah Arbak, Sami Ben Naceur and Barbara Casu
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS), International Monetary Fund (IMF) and City University London - The Business School
Downloads 90 (467,484)

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bank, banking regulations, crisis, market, financial market, economy, investment

21.

Does Basel Compliance Matter for Bank Performance?

IMF Working Paper No. 15/100
Number of pages: 42 Posted: 02 Jun 2015
Rym Ayadi, Rym Ayadi, Sami Ben Naceur, Barbara Casu and Barry Quinn
HEC MontrealHEC Montreal, International Monetary Fund (IMF), City University London - The Business School and Queen's University Management School
Downloads 88 (474,116)
Citation 1

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Banks, Basel Core Principles, Bank compliance, Bank supervision, Bank regulations, BCP, Efficiency, Regulatory Compliance, bank performance, interest, banking, capital, operating efficiency, accounting, risk

22.

Bank Business Models and Risk: What Policy Implications (Presentation Slides)

Presentation at Conference on Systemic Risk and the Organization of the Financial System, Chapman University, May 13, 2017
Number of pages: 34 Posted: 05 Oct 2017 Last Revised: 06 Oct 2017
Rym Ayadi and Rym Ayadi
HEC MontrealHEC Montreal
Downloads 71 (537,345)

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Bank Business Models, Systemic Risk

23.

Does Basel Compliance Matter for Bank Performance?

Journal of Financial Stability, Vol. 23, No. April, 2016
Number of pages: 18 Posted: 26 May 2016
Rym Ayadi, Rym Ayadi, Sami Ben Naceur, Barbara Casu and Barry Quinn
HEC MontrealHEC Montreal, International Monetary Fund (IMF), City University London - The Business School and Queen's University Management School
Downloads 67 (554,395)
Citation 4

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Banks, Basel Core Principles, Bank compliance, Bank supervision, Bank regulations, BCP, Efficiency, Regulatory Compliance, bank performance, interest, banking, capital, operating efficiency, accounting, risk

24.

Micro-, Small- and Medium-Sized Enterprises with High-Growth Potential in the Southern Mediterranean: Identifying Obstacles and Policy Responses

CEPS, ISBN 978-94-6138-366-2, 2014
Number of pages: 88 Posted: 21 Jan 2014
Rym Ayadi, Rym Ayadi and Willem De Groen
HEC MontrealHEC Montreal and Centre for European Policy Studies (CEPS)
Downloads 65 (563,174)

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southern Mediterranean, Algeria, Egypt, Morocco and Tunisia, MSMEs

25.

Integrating Retail Financial Markets in Europe: Between Uncertainties and Challenges

Centre for European Policy Studies (CEPS) Paperbacks
Number of pages: 87 Posted: 02 Apr 2011
Rym Ayadi and Rym Ayadi
HEC MontrealHEC Montreal
Downloads 59 (590,731)

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financial crisis, financial, crisis, services, confidance, consumer, losses, government bail-outs, taxpayers, investors, retail, member states, internal market, protection, EU

26.

A New Framework for Euro-Med Cooperation on Micro, Small and Medium-Sized Enterprise Support: The Role of the Union for the Mediterranean

CEPS Policy Brief No. 239
Number of pages: 8 Posted: 31 Jul 2011
Antonio Fanelli, Rym Ayadi and Rym Ayadi
Organization for Economic Co-Operation and Development (OECD) - Directorate for Financial and Enterprise Affairs (DAF) and HEC MontrealHEC Montreal
Downloads 57 (600,668)

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business, enterprises, economy, Mediterranean, EU, Euro-Mediterranean cooperation, MSME, Micro, small and medium-sized enterprises

27.

Basel Compliance and Financial Stability: Evidence from Islamic Banks

IMF Working Paper No. 17/161
Number of pages: 41 Posted: 09 Aug 2017
Mohammad Bitar, Mohammad Bitar, Sami Ben Naceur, Rym Ayadi, Rym Ayadi, Thomas F. Walker and Thomas F. Walker
Nottingham University Business SchoolUniversity of Nottingham, International Monetary Fund (IMF), HEC MontrealHEC Montreal and World BankCornell University
Downloads 53 (621,262)

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BCPs, CPIFRs, Stability, Islamic banks, Government Policy and Regulation, Comparative Analysis of Economic Systems

28.

Convergence and Integration of Banking Sector Regulations in the Euro-Mediterranean Area – Trends and Challenges

MEDPRO Technical Report No. 34/March 2013
Number of pages: 35 Posted: 11 Jun 2013
Rym Ayadi, Rym Ayadi, Emrah Arbak and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS) and Centre for European Policy Studies (CEPS)
Downloads 49 (643,122)

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Banking Sector Regulations, Euro-Mediterranean area, SEMCs, regulatory systems, credit

29.

Paving the Way for Micro-, Small- and Medium-Sized Enterprises in the Southern Mediterranean

CEPS Policy Brief, Forthcoming
Number of pages: 7 Posted: 21 Jan 2014 Last Revised: 23 Jan 2014
Rym Ayadi, Rym Ayadi and Willem De Groen
HEC MontrealHEC Montreal and Centre for European Policy Studies (CEPS)
Downloads 42 (684,520)

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Southern Mediterranean, Algeria, Egypt, Morocco, Tunisia, MSMEs

30.

Scenarios Assessment and Transitions Towards a Sustainable Euro-Mediterranean in 2030

MedPro Policy Paper No. 9 / July 2013
Number of pages: 20 Posted: 10 Aug 2013
Rym Ayadi, Rym Ayadi and Carlo Sessa
HEC MontrealHEC Montreal and Istituto di Studi per l’Integrazione dei Sistemi (ISIS)
Downloads 42 (684,520)

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Arab uprisings, southern and eastern Mediterranean, EU-Mediterranean, EU

31.

Human Capital, Inequality and Migration in Southern and Eastern Mediterranean Countries: Towards a Coherent Policy Agenda

MEDPRO Policy Paper No. 8/March 2013
Number of pages: 7 Posted: 07 Jun 2013
Rym Ayadi, Rym Ayadi and Alia el Mahdi
HEC MontrealHEC Montreal and Cairo University
Downloads 35 (731,336)

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human capital, inequality, education, migration, Southern and Eastern Mediterranean

32.

Banks’ Bail-Out and a Conditionality Clause on SMEs Support

European Economy 2015.2
Number of pages: 10 Posted: 26 May 2016
Rym Ayadi and Rym Ayadi
HEC MontrealHEC Montreal
Downloads 32 (753,064)

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bank, risk, bail-out, SME, lending, state aid, cooperative

33.

Benchmarking the Financial Sector in the Southern and Eastern Mediterranean Countries and Projecting 2030 Financial Sector Scenarios

MEDPRO Technical Report No. 31/March 2013
Number of pages: 22 Posted: 07 Jun 2013
Rym Ayadi, Rym Ayadi, Emrah Arbak, Sami Ben Naceur and Willem Pieter De Groen
HEC MontrealHEC Montreal, Centre for European Policy Studies (CEPS), International Monetary Fund (IMF) and Centre for European Policy Studies (CEPS)
Downloads 29 (776,231)

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Financial Sector, Southern and Eastern Mediterranean, SEMCs

34.

Financial Sector Development and Integration in the Southern and Eastern Mediterranean: Towards a Long-Term Sustainable Transition

MEDPRO Policy Paper No. 7/April 2013
Number of pages: 7 Posted: 07 Jun 2013
Rym Ayadi and Rym Ayadi
HEC MontrealHEC Montreal
Downloads 23 (825,433)

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financial development, integration, southern and eastern Mediterranean

35.

Youth Employment in the Mediterranean Region: Is Further Regional Integration the Way Forward for Job Creation?

Posted: 08 Dec 2017
Rym Ayadi, Rym Ayadi and Raul Ramos
HEC MontrealHEC Montreal and University of Barcelona - AQR

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36.

Diversity of the Banking Sector Revisited: Why Does it Matter Post-Financial Crisis?

IRCCF HEC Montreal, 2015
Posted: 26 May 2016
Rym Ayadi and Rym Ayadi
HEC MontrealHEC Montreal

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banking business models, bank, business models, financial crisis, risk, diversity, diversification