Stephen Roll

Washington University in St. Louis

One Brookings Drive

Campus Box 1208

Saint Louis, MO MO 63130-4899

United States

  • Washington University in St. Louis

SCHOLARLY PAPERS

16

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14

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Scholarly Papers (16)

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1.

Aging in Place: Analyzing the Use of Reverse Mortgages to Preserve Independent Living Summary Report of Survey Results

Number of pages: 90 Posted: 19 Mar 2016 Last Revised: 06 May 2016
Stephanie Moulton, Cäzilia Loibl, Donald R. Haurin, J. Michael Collins, Stephen Roll, Olga Kondratjeva and Wei Shi
Ohio State University- John Glenn College of Public Affairs, The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics, Follette School of Public Affairs, Washington University in St. Louis, John Glenn College of Public Affairs and Ohio State University (OSU) - Economics
Downloads 561 (85,624)
Citation 4

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reverse mortgage, home equity, retirement

2.

Income Loss and Financial Distress during COVID-19: The Protective Role of Liquid Assets

Number of pages: 39 Posted: 22 Nov 2020
Stephen Roll and Mathieu Despard
Washington University in St. Louis and UNC Greensboro
Downloads 396 (129,885)
Citation 2

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liquid assets, COVID-19, income volatility, job loss, hardship, debt, alternative financial services

3.

Experimental Evidence on Consumption, Saving, and Family Formation Responses to Student Debt Forgiveness

Number of pages: 53 Posted: 23 Jun 2022
Jason Jabbari, Stephen Roll, Mathieu Despard and Leah Hamilton
Washington University in St. Louis, Washington University in St. Louis, UNC Greensboro and Appalachian State University
Downloads 178 (289,062)
Citation 1

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student debt forgiveness, student debt, experiment, household finance, savings, debt, consumption

4.

Household Spending Patterns and Hardships during COVID-19: A Comparative Study of the U.S. and Israel

Number of pages: 48 Posted: 22 Feb 2021
Stephen Roll, Yung Chun, Olga Kondratjeva, Mathieu Despard and Michal Grinstein-Weiss
Washington University in St. Louis, Washington University in St. Louis, John Glenn College of Public Affairs, UNC Greensboro and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 133 (367,442)

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COVID-19, material hardship, comparative analysis, consumer behavior

5.

Disaggregating the Effects of STEM Education and Apprenticeships on Economic Mobility: Evidence From the LaunchCode Program

Number of pages: 34 Posted: 25 Jul 2022 Last Revised: 01 Feb 2023
Jason Jabbari, Yung Chun, Wenrui Huang and Stephen Roll
Washington University in St. Louis, Washington University in St. Louis, Johns Hopkins University and Washington University in St. Louis
Downloads 129 (376,005)
Citation 2

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Certificate Programs, Apprenticeships, Coding Bootcamps, Sectoral Training Programs, STEM

6.

How Would Americans Respond to Direct Cash Transfers? Results from Two Survey Experiments

Number of pages: 66 Posted: 24 Jun 2022 Last Revised: 04 Aug 2022
Stephen Roll, Sara Constantino, Leah Hamilton, Selina Miller, Dylan Bellisle and Mathieu Despard
Washington University in St. Louis, Princeton University, Appalachian State University, Washington University in St. Louis, University of Illinois at Urbana-Champaign and UNC Greensboro
Downloads 116 (406,845)

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universal basic income, cash transfers, behavioral economics, consumer behavior, experiment, COVID-19, spending, savings, debt, public benefits

7.

Can Pre-Commitment Increase Savings Deposits? Evidence from a Tax Time Field Experiment

Number of pages: 43 Posted: 07 Oct 2019
Stephen Roll, Michal Grinstein-Weiss, Emily Gallagher and Cynthia Cryder
Washington University in St. Louis, Washington University in St. Louis - George Warren Brown School of Social Work, University of Colorado at Boulder - Department of Finance and Washington University in St. Louis - John M. Olin Business School
Downloads 105 (437,381)
Citation 5

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behavioral interventions, defaults, anchors, commitment

8.

Who Protests, What Do They Protest, and Why?

Downloads 83 (509,185)
Citation 1

Who Protests, What Do They Protest, and Why?

NBER Working Paper No. w29987
Number of pages: 61 Posted: 03 May 2022 Last Revised: 09 Jun 2023
Erica Chenoweth, Barton H. Hamilton, Hedwig Lee, Nicholas W. Papageorge, Stephen Roll and Matthew Zahn
Harvard University - Harvard Kennedy School (HKS), Washington University, Saint Louis - John M. Olin School of Business, Washington University in St. Louis, Johns Hopkins University Department of Economics, Washington University in St. Louis and Johns Hopkins University
Downloads 39 (749,670)

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Who Protests, What Do They Protest, And Why?

Number of pages: 53 Posted: 03 May 2023
Nicholas W. Papageorge, Erica Chenoweth, Barton H. Hamilton, Hedwig Lee, Stephen Roll and Matthew Zahn
Johns Hopkins University Department of Economics, Harvard University - Harvard Kennedy School (HKS), Washington University, Saint Louis - John M. Olin School of Business, Washington University in St. Louis, Washington University in St. Louis and Johns Hopkins University
Downloads 28 (838,562)

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Protest, Black Lives Matter (BLM), Reopening, COVID-19. JEL Classification: H00, H8, Z10

Who Protests, What Do They Protest, and Why?

IZA Discussion Paper No. 15697
Number of pages: 62 Posted: 15 Nov 2022
Erica Chenoweth, Barton H. Hamilton, Hedwig Lee, Nicholas W. Papageorge, Stephen Roll and Matthew Zahn
Harvard University - Harvard Kennedy School (HKS), Washington University, Saint Louis - John M. Olin School of Business, Washington University in St. Louis, Johns Hopkins University Department of Economics, Washington University in St. Louis and Johns Hopkins University
Downloads 16 (955,214)

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protest, Black Lives Matter (BLM), reopening, COVID-19

9.

Health Insurance as an Income Stabilizer

FRB of Philadelphia Working Paper No. 20-05
Number of pages: 69 Posted: 29 Apr 2020
Emily Gallagher, Nathan Blascak, Stephen Roll and Michal Grinstein-Weiss
University of Colorado at Boulder - Department of Finance, Federal Reserve Bank of Philadelphia, Washington University in St. Louis and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 77 (532,254)

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Affordable Care Act, income, regression discontinuity, labor supply, subsidies

10.

Prevention, Resolution, or Counseling: Testing Three Approaches to Preventing Debt Payment Delinquencies in a Large-Scale Field Experiment

Number of pages: 26 Posted: 13 Dec 2022
Stephen Roll, Yung Chun, Olga Kondratjeva and Sam Bufe
Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis and Washington University in St. Louis
Downloads 62 (597,658)

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behavioral economics, randomized controlled trial, credit union, payment delinquency, reminders, financial counseling, field experiment

11.

Democratizing the Economy or Introducing Economic Risk? Gig Work During the COVID-19 Pandemic

Number of pages: 37 Posted: 26 Sep 2022
Daniel Auguste, Stephen Roll and Mathieu Despard
affiliation not provided to SSRN, Washington University in St. Louis and UNC Greensboro
Downloads 55 (633,415)

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gig economy, COVID-19, self-employment, material hardship, food insecurity

12.

Using Financial Tips to Guide Debt Repayment: Experimental Evidence from Low- and Moderate-Income Tax Filers

Number of pages: 45 Posted: 07 Jul 2020
Olga Kondratjeva, Stephen Roll, Sam Bufe and Michal Grinstein-Weiss
Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 51 (655,522)

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debt management; unsecured debt; field experiment; financial tips; behavioral economics

13.

The Impact of Tax Refund Delays on the Experience of Hardship and Unsecured Debt

Number of pages: 49 Posted: 07 Jul 2020
Olga Kondratjeva, Stephen Roll, Mathieu Despard and Michal Grinstein-Weiss
Washington University in St. Louis, Washington University in St. Louis, UNC Greensboro and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 47 (678,790)

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Tax Refund Delay, PATH Act, Earned Income Tax Credit, Material Hardship, Medical Hardship, Food Insecurity, Unsecured Debt

14.

Promoting Public Retirement Savings Accounts during Tax Filing: Evidence from a Field Experiment

Number of pages: 43 Posted: 07 Jul 2020
Stephen Roll, Michal Grinstein-Weiss, Olga Kondratjeva and Sam Bufe
Washington University in St. Louis, Washington University in St. Louis - George Warren Brown School of Social Work, Washington University in St. Louis and Washington University in St. Louis
Downloads 35 (759,342)

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Retirement, Behavioral Economics, Tax Filing, myRA, Tax Refund, Savings, Field Experiment

15.

Does Savings Affect Participation in the Gig Economy? Evidence from a Tax Refund Field Experiment

Number of pages: 42 Posted: 08 Jul 2020
Sam Bufe, Stephen Roll, Olga Kondratjeva, Bradley Hardy and Michal Grinstein-Weiss
Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis, American University and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 25 (839,348)

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gig economy, tax refund, field experiment

16.

Which Side (Of the Balance Sheet) Are You On? Examining the Relationship between Assets, Income, and Participation in the 2020 Protests

Number of pages: 54 Posted: 10 May 2022
Selina Miller, Stephen Roll, C. Taylor Brown, Laura Brugger and Michal Grinstein-Weiss
Washington University in St. Louis, Washington University in St. Louis, University of California, Berkeley, Washington University in St. Louis - Brown School and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 24 (848,227)

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protests, civic engagement, COVID-19, savings, wealth, assets