Stephen Roll

Washington University in St. Louis

One Brookings Drive

Campus Box 1208

Saint Louis, MO MO 63130-4899

United States

SCHOLARLY PAPERS

17

DOWNLOADS
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1,572

SSRN CITATIONS
Rank 49,354

SSRN RANKINGS

Top 49,354

in Total Papers Citations

11

CROSSREF CITATIONS

2

Scholarly Papers (17)

1.

Aging in Place: Analyzing the Use of Reverse Mortgages to Preserve Independent Living Summary Report of Survey Results

Number of pages: 90 Posted: 19 Mar 2016 Last Revised: 06 May 2016
Ohio State University- John Glenn College of Public Affairs, The Ohio State University - Department of Human Sciences, Ohio State University (OSU) - Economics, University of Wisconsin - Madison, Washington University in St. Louis, John Glenn College of Public Affairs and Ohio State University (OSU) - Economics
Downloads 517 (78,231)
Citation 3

Abstract:

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reverse mortgage, home equity, retirement

2.

Income Loss and Financial Distress during COVID-19: The Protective Role of Liquid Assets

Number of pages: 39 Posted: 22 Nov 2020
Stephen Roll and Mathieu Despard
Washington University in St. Louis and UNC Greensboro
Downloads 314 (138,041)
Citation 2

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liquid assets, COVID-19, income volatility, job loss, hardship, debt, alternative financial services

3.

Racial and Ethnic Disparities in Housing Instability during the COVID-19 Pandemic: The Role of Assets and Income Shocks

Number of pages: 32 Posted: 09 Dec 2020 Last Revised: 14 May 2021
Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 255 (170,823)
Citation 6

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COVID-19, Race, Ethnicity, Housing, Foreclosure, Discrimination

4.

Household Spending Patterns and Hardships during COVID-19: A Comparative Study of the U.S. and Israel

Number of pages: 48 Posted: 22 Feb 2021
Washington University in St. Louis, Washington University in St. Louis, John Glenn College of Public Affairs, UNC Greensboro and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 110 (345,480)

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COVID-19, material hardship, comparative analysis, consumer behavior

5.

Can Pre-Commitment Increase Savings Deposits? Evidence from a Tax Time Field Experiment

Number of pages: 43 Posted: 07 Oct 2019
Washington University in St. Louis, Washington University in St. Louis - George Warren Brown School of Social Work, University of Colorado at Boulder - Department of Finance and Washington University in St. Louis - John M. Olin Business School
Downloads 70 (454,333)
Citation 5

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behavioral interventions, defaults, anchors, commitment

6.

How Would Americans Respond to Direct Cash Transfers? Results from Two Survey Experiments

Number of pages: 66 Posted: 24 Jun 2022 Last Revised: 04 Aug 2022
Washington University in St. Louis, Northeastern University, Appalachian State University, Washington University in St. Louis, University of Illinois at Urbana-Champaign and UNC Greensboro
Downloads 64 (475,647)

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universal basic income, cash transfers, behavioral economics, consumer behavior, experiment, COVID-19, spending, savings, debt, public benefits

7.

Experimental Evidence on Consumption, Saving, and Family Formation Responses to Student Debt Forgiveness

Number of pages: 53 Posted: 23 Jun 2022
Washington University in St. Louis, Washington University in St. Louis, UNC Greensboro and Appalachian State University
Downloads 35 (609,790)

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student debt forgiveness, student debt, experiment, household finance, savings, debt, consumption

8.

Disaggregating the Effects of STEM Education and Apprenticeships on Economic Mobility: Evidence From the LaunchCode Program

Number of pages: 34 Posted: 25 Jul 2022 Last Revised: 02 Aug 2022
Jason Jabbari, Yung Chun, Wenrui Huang and Stephen Roll
Washington University in St. Louis, Washington University in St. Louis, Johns Hopkins University and Washington University in St. Louis
Downloads 34 (615,671)

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Certificate Programs, Apprenticeships, Coding Bootcamps, Sectoral Training Programs, STEM

9.

Using Financial Tips to Guide Debt Repayment: Experimental Evidence from Low- and Moderate-Income Tax Filers

Number of pages: 45 Posted: 07 Jul 2020
Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 33 (621,685)

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debt management; unsecured debt; field experiment; financial tips; behavioral economics

10.

Health Insurance as an Income Stabilizer

FRB of Philadelphia Working Paper No. 20-05
Number of pages: 69 Posted: 29 Apr 2020
University of Colorado at Boulder - Department of Finance, Federal Reserve Bank of Philadelphia, Washington University in St. Louis and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 31 (634,189)

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Affordable Care Act, income, regression discontinuity, labor supply, subsidies

11.

Promoting Public Retirement Savings Accounts during Tax Filing: Evidence from a Field Experiment

Number of pages: 43 Posted: 07 Jul 2020
Washington University in St. Louis, Washington University in St. Louis - George Warren Brown School of Social Work, Washington University in St. Louis and Washington University in St. Louis
Downloads 25 (675,818)

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Retirement, Behavioral Economics, Tax Filing, myRA, Tax Refund, Savings, Field Experiment

12.

The Impact of Tax Refund Delays on the Experience of Hardship and Unsecured Debt

Number of pages: 49 Posted: 07 Jul 2020
Washington University in St. Louis, Washington University in St. Louis, UNC Greensboro and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 25 (675,818)

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Tax Refund Delay, PATH Act, Earned Income Tax Credit, Material Hardship, Medical Hardship, Food Insecurity, Unsecured Debt

13.

Who Protests, What Do They Protest, and Why?

NBER Working Paper No. w29987
Number of pages: 58 Posted: 03 May 2022 Last Revised: 09 Jun 2022
Harvard University - Harvard Kennedy School (HKS), Washington University, Saint Louis - John M. Olin School of Business, Washington University in St. Louis, Johns Hopkins University Department of Economics, Washington University in St. Louis and Johns Hopkins University
Downloads 22 (698,986)

Abstract:

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14.

Which Side (Of the Balance Sheet) Are You On? Examining the Relationship between Assets, Income, and Participation in the 2020 Protests

Number of pages: 54 Posted: 10 May 2022
Washington University in St. Louis, Washington University in St. Louis, University of California, Berkeley, Washington University in St. Louis - Brown School and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 15 (757,650)

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protests, civic engagement, COVID-19, savings, wealth, assets

15.

Does Savings Affect Participation in the Gig Economy? Evidence from a Tax Refund Field Experiment

Number of pages: 42 Posted: 08 Jul 2020
Washington University in St. Louis, Washington University in St. Louis, Washington University in St. Louis, American University and Washington University in St. Louis - George Warren Brown School of Social Work
Downloads 10 (806,006)

Abstract:

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gig economy, tax refund, field experiment

16.

Credit Counseling and Consumer Credit Trajectories

Economic Inquiry, Vol. 57, Issue 4, pp. 1981-1996, 2019
Number of pages: 16 Posted: 14 May 2020
Stephen Roll and Stephanie Moulton
Washington University in St. Louis and Ohio State University- John Glenn College of Public Affairs
Downloads 8 (826,944)
Citation 1

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17.

Democratizing the Economy or Introducing Economic Risk? Gig Work During the COVID-19 Pandemic

Number of pages: 37 Posted: 26 Sep 2022
Daniel Auguste, Stephen Roll and Mathieu Despard
affiliation not provided to SSRN, Washington University in St. Louis and UNC Greensboro
Downloads 4 (871,811)

Abstract:

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gig economy, COVID-19, self-employment, material hardship, food insecurity