Douglas Xu

University of Florida - Warrington College of Business Administration

Gainesville, FL 32611

United States

SCHOLARLY PAPERS

13

DOWNLOADS
Rank 13,500

SSRN RANKINGS

Top 13,500

in Total Papers Downloads

7,666

TOTAL CITATIONS

27

Scholarly Papers (13)

1.

Rise of Factor Investing: Asset Prices, Informational Efficiency, and Security Design

29th Australasian Finance and Banking Conference 2016
Number of pages: 57 Posted: 29 Jun 2016 Last Revised: 17 Apr 2019
Lin William Cong and Douglas Xu
Cornell University - Samuel Curtis Johnson Graduate School of Management and University of Florida - Warrington College of Business Administration
Downloads 4,696 (4,451)
Citation 18

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Composite Securities, ETFs, Smart Beta, Index-Linked investment, Financial Innovation, Security Design, Informational Efficiency

Investing in Lending Technology: IT Spending in Banking

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2021-116
Number of pages: 68 Posted: 06 Oct 2021 Last Revised: 22 Aug 2022
Zhiguo He, Sheila Jiang, Douglas Xu and Xiao Yin
Stanford University - Knight Management Center, University of Florida - Department of Finance, Insurance and Real Estate, University of Florida - Warrington College of Business Administration and University College London
Downloads 712 (76,502)
Citation 6

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Information Technology, Small Business Lending, Mortgage Refinance, Communication Equipment, Software, Hard and Soft Information

Investing in Lending Technology: IT Spending in Banking

Number of pages: 68 Posted: 05 Oct 2021 Last Revised: 22 Aug 2022
Sheila Jiang, Zhiguo He, Xiao Yin and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, Stanford University - Knight Management Center, University College London and University of Florida - Warrington College of Business Administration
Downloads 314 (203,994)

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Information Technology, Small Business Lending, Mortgage Refinance, Communication Equipment, Software, Hard and Soft Information

3.

Bank Technology Adoption and Loan Production in the U.S. Mortgage Market *

Number of pages: 89 Posted: 25 May 2023 Last Revised: 05 Jun 2024
Sheila Jiang, Adam Jørring and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, University of Massachusetts Amherst - Department of Finance and University of Florida - Warrington College of Business Administration
Downloads 447 (139,248)

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Mortgage market, Bank screening, loan decision, loan pricing, loan performance, technology adoption, financial inclusion JEL codes: G21, D22, G20, G51

4.

Monitoring with Small Stakes

Number of pages: 69 Posted: 21 Nov 2022 Last Revised: 02 Aug 2024
Sheila Jiang, Shohini Kundu and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, University of California, Los Angeles (UCLA) - Anderson School of Management and University of Florida - Warrington College of Business Administration
Downloads 362 (177,385)

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contract theory, renegotiation, control rights, monitoring, rent extraction, institutional lenders, cov-lite, covenants, fiscal policy, leveraged loans

5.

The Rise of Factor Investing: 'Passive' Security Design and Market Implications

Number of pages: 80 Posted: 17 Jan 2024 Last Revised: 06 Nov 2024
Cornell University - Samuel Curtis Johnson Graduate School of Management, The University of Hong Kong - Faculty of Business and Economics and University of Florida - Warrington College of Business Administration
Downloads 280 (232,149)

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Asset Pricing, ETFs, Indexing, Informational Efficiency, Security Design

6.

Covenant Amendment Fee and Value of Creditor Intervention after Covenant Violations

Number of pages: 66 Posted: 03 Dec 2018 Last Revised: 22 Nov 2019
Sheila Jiang and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 221 (294,988)

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Renegotiation, Incomplete Contracts, Bank Loans, Corporate Financing, Covenants

7.

The Persistent Effects of Financial Crises on the Composition of Real Investment

Fisher College of Business Working Paper No. 2021-03-19, Charles A. Dice Center Working Paper No. 2021-19
Number of pages: 78 Posted: 16 Nov 2021 Last Revised: 01 Jun 2022
Sheila Jiang, Ye Li and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, University of Washington - Foster School of Business and University of Florida - Warrington College of Business Administration
Downloads 168 (379,689)

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Intangible investment, capital heterogeneity, cash holdings, slow recovery

8.

The Rise of Factor Investing: "Passive" Security Design and Market Implications

NBER Working Paper No. w32016
Number of pages: 74 Posted: 08 Jan 2024
Cornell University - Samuel Curtis Johnson Graduate School of Management, The University of Hong Kong - Faculty of Business and Economics and University of Florida - Warrington College of Business Administration
Downloads 164 (391,861)
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9.

Rise of Domestic Banks in EME Cross-border Credit Intermediation

Number of pages: 88 Posted: 15 Jan 2021 Last Revised: 20 Apr 2025
Sheila Jiang and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 134 (458,116)

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Banking globalization, Shadow Banking Institutions, Cross-border credit, Collateralized lending, Emerging market, Contracting, Collateral JEL codes: G15, G23, G21, G32, F34

10.

Tech-Driven Intermediation in the Originate-to-Distribute Model

Number of pages: 86 Posted: 26 Jan 2024
Zhiguo He, Sheila Jiang and Douglas Xu
Stanford University - Knight Management Center, University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 101 (568,441)

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Information Technology, Intermediation, Directed Search, Adverse Selection, Originate to Distribute, Monitoring the Monitor

11.

Investing in Lending Technology: It Spending in Banking

NBER Working Paper No. w30403
Number of pages: 132 Posted: 29 Aug 2022 Last Revised: 14 Apr 2023
Zhiguo He, Sheila Jiang, Douglas Xu and Xiao Yin
Stanford University - Knight Management Center, University of Florida - Department of Finance, Insurance and Real Estate, University of Florida - Warrington College of Business Administration and University College London
Downloads 42 (898,621)
Citation 2

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12.

Optimal Banking System for Private Money Creation

Number of pages: 80 Posted: 25 Jun 2024
Douglas Xu
University of Florida - Warrington College of Business Administration
Downloads 20 (1,139,033)

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Safe asset creation, Liquidity risks, Pecuniary externality, Banking market competition, Liquidity regulation

13.

Tech-Driven Intermediation in the Originate-to-Distribute Model

NBER Working Paper No. w32052
Number of pages: 87 Posted: 22 Jan 2024
Zhiguo He, Sheila Jiang and Douglas Xu
Stanford University, University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 5 (1,295,739)
Citation 1
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