Beijing, 100871
China
Peking University
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Fintech, Machine learning, Bank credit, Loans, Credit risk, WP, credit history, Fintech firm, house ownership, internet company, real-time customer rating
fintech, credit scoring, non-traditional information, machine learning, credit risk
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credit risk, credit scoring, Fintech, Machine Learning, non-traditional information
Economic policy uncertainty; State ownership; Credit allocation; Corporate leverage
Financial Technology, Bank Lending, Monetary Policy Transmission JEL Codes: E52, G21, G23
Financial Technology; Bank Lending; Monetary Policy Transmission
Financial Technology, Bank Lending, Monetary Policy Transmission
FinTech, algorithm, human biases, lending, quasi-experiments
monetary policy, risk-taking, nonbank financial institution, peer-to-peer lending, search-for-yield, risk-shifting
Monetary Policy, Risk-taking, Nonbank Financial Institution, Peer-to-Peer Lending, Search-for-yield, Risk-shifting
FinTech, BNPL, consumer credit, information sharing, credit reporting, overborrowing, Big Tech platforms
cryptocurrencies, stablecoins, risk spillover, risk transmission
CHINA, EAST ASIA, ASIA, infrastructure, innovation, transportation, technology transfer, knowledge diffusion
consumption, traditional bank credit, FinTech credit, COVID-19
asymmetric information, banks, Big Data, big tech, Collateral, credit markets
Asymmetric information, banks, Big Data, big tech, credit markets, financial inclusion, QR code
China, Exchange rate regimes, Financial accelerator, Foreign currency denominated debts, Macroprudential policy, Optimal policy
