Sheila Jiang

University of Florida - Department of Finance, Insurance and Real Estate

P.O. Box 117168

Gainesville, FL 32611

United States

SCHOLARLY PAPERS

9

DOWNLOADS

1,716

SSRN CITATIONS

4

CROSSREF CITATIONS

4

Scholarly Papers (9)

Investing in Lending Technology: IT Spending in Banking

University of Chicago, Becker Friedman Institute for Economics Working Paper No. 2021-116
Number of pages: 68 Posted: 06 Oct 2021 Last Revised: 22 Aug 2022
Zhiguo He, Sheila Jiang, Douglas Xu and Xiao Yin
Stanford University - Knight Management Center, University of Florida - Department of Finance, Insurance and Real Estate, University of Florida - Warrington College of Business Administration and University College London
Downloads 553 (91,520)
Citation 4

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Information Technology, Small Business Lending, Mortgage Refinance, Communication Equipment, Software, Hard and Soft Information

Investing in Lending Technology: IT Spending in Banking

Number of pages: 68 Posted: 05 Oct 2021 Last Revised: 22 Aug 2022
Sheila Jiang, Zhiguo He, Xiao Yin and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, Stanford University - Knight Management Center, University College London and University of Florida - Warrington College of Business Administration
Downloads 214 (259,428)

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Information Technology, Small Business Lending, Mortgage Refinance, Communication Equipment, Software, Hard and Soft Information

2.

Bank Technology Adoption and Loan Production in the U.S Mortgage Market

Number of pages: 87 Posted: 25 May 2023 Last Revised: 06 Feb 2024
University of Florida - Department of Finance, Insurance and Real Estate, Stanford University - Department of Economics, Boston College - Carroll School of Management and University of Florida - Warrington College of Business Administration
Downloads 254 (220,690)

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Mortgage market, bank screening, loan making, technology adoption, financial inclusion

3.

Monitoring with Small Stakes

Number of pages: 76 Posted: 21 Nov 2022 Last Revised: 26 May 2023
Sheila Jiang, Shohini Kundu and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, University of California, Los Angeles (UCLA) - Anderson School of Management and University of Florida - Warrington College of Business Administration
Downloads 252 (222,477)

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contract theory, monitoring, institutional loans, cov-lite, covenants, fiscal policy, control rights, leveraged loans

4.

Covenant Amendment Fee and Value of Creditor Intervention after Covenant Violations

Number of pages: 66 Posted: 03 Dec 2018 Last Revised: 22 Nov 2019
Sheila Jiang and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 187 (294,293)

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Renegotiation, Incomplete Contracts, Bank Loans, Corporate Financing, Covenants

5.

The Persistent Effects of Financial Crises on the Composition of Real Investment

Fisher College of Business Working Paper No. 2021-03-19, Charles A. Dice Center Working Paper No. 2021-19
Number of pages: 78 Posted: 16 Nov 2021 Last Revised: 01 Jun 2022
Sheila Jiang, Ye Li and Douglas Xu
University of Florida - Department of Finance, Insurance and Real Estate, University of Washington - Foster School of Business and University of Florida - Warrington College of Business Administration
Downloads 134 (388,839)

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Intangible investment, capital heterogeneity, cash holdings, slow recovery

6.

Rise of Domestic Banks in EME Cross-border Credit Intermediation

Number of pages: 73 Posted: 15 Jan 2021 Last Revised: 08 Mar 2024
Sheila Jiang
University of Florida - Department of Finance, Insurance and Real Estate
Downloads 85 (535,401)

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Banking globalization, Shadow Banking Institutions, Cross-border credit, Collateralized lending, Emerging market, Contracting

7.

Tech-Driven Intermediation in the Originate-to-Distribute Model

Number of pages: 86 Posted: 26 Jan 2024
Zhiguo He, Sheila Jiang and Douglas Xu
Stanford University - Knight Management Center, University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 23 (911,856)

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Information Technology, Intermediation, Directed Search, Adverse Selection, Originate to Distribute, Monitoring the Monitor

8.

Investing in Lending Technology: It Spending in Banking

NBER Working Paper No. w30403
Number of pages: 132 Posted: 29 Aug 2022 Last Revised: 14 Apr 2023
Zhiguo He, Sheila Jiang, Douglas Xu and Xiao Yin
Stanford University - Knight Management Center, University of Florida - Department of Finance, Insurance and Real Estate, University of Florida - Warrington College of Business Administration and University College London
Downloads 10 (1,039,707)
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9.

Tech-Driven Intermediation in the Originate-to-Distribute Model

NBER Working Paper No. w32052
Number of pages: 87 Posted: 22 Jan 2024
Zhiguo He, Sheila Jiang and Douglas Xu
Stanford University, University of Florida - Department of Finance, Insurance and Real Estate and University of Florida - Warrington College of Business Administration
Downloads 4 (1,089,397)
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