Sarah Holden

Investment Company Institute

Senior Director, Retirement & Investor Research

1401 H Street, NW

Research Department

Washington, DC 20005

United States

SCHOLARLY PAPERS

51

DOWNLOADS
Rank 19,738

SSRN RANKINGS

Top 19,738

in Total Papers Downloads

3,668

SSRN CITATIONS
Rank 3,935

SSRN RANKINGS

Top 3,935

in Total Papers Citations

55

CROSSREF CITATIONS

285

Scholarly Papers (51)

1.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2005

EBRI Issue Brief, No. 296, August 2006
Number of pages: 20 Posted: 24 Aug 2006
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 310 (137,743)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

2.

The Influence of Automatic Enrollment, Catch-Up, and Ira Contributions on 401(K) Accumulations at Retirement

EBRI Issue Brief, No. 283, July 2005
Number of pages: 28 Posted: 28 Jul 2005
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 274 (156,342)
Citation 1

Abstract:

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401(k) plans, Employment-based benefits, Income replacement rate, Individual retirement accounts (IRAs), Pension plan contributions, Pension plan coverage, Pension plan design, Retirement income

3.

Contribution Behavior of 401(K) Plan Participants

Number of pages: 21 Posted: 21 Nov 2001
Jack VanDerhei and Sarah Holden
Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 183 (228,643)
Citation 2

Abstract:

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401(k) plans, Employment-based benefits, Participant contributions

4.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2006

EBRI Issue Brief, No. 308, August 2007
Number of pages: 40 Posted: 10 Aug 2007
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 176 (236,432)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

5.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2004

EBRI Issue Brief, No. 285, September 2005
Number of pages: 20 Posted: 28 Oct 2005
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 163 (252,207)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

6.

The Success of the U.S. Retirement System

Brady, Peter, Kimberly Burham, and Sarah Holden, The Success of the U.S. Retirement System, Investment Company Institute, 2012
Number of pages: 64 Posted: 09 Dec 2012
Investment Company Institute, Investment Company Institute and Investment Company Institute
Downloads 150 (269,948)
Citation 3

Abstract:

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Retirement, Social Security, 401(k), retirement plans

7.

Can 401(K) Accumulations Generate Significant Income for Future Retirees?

Number of pages: 28 Posted: 06 Dec 2002
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 146 (275,907)
Citation 1

Abstract:

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401(k) Plans, Employment-based Benefits, Income Replacement Rate, Retirement Income, Social Security

8.

The Role of IRAs in US Households’ Saving for Retirement, 2020

Number of pages: 40 Posted: 22 Mar 2021
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 128 (305,318)
Citation 3

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

9.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2003

EBRI Issue Brief, No. 272, August 2004
Number of pages: 24 Posted: 18 Aug 2004
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 124 (312,529)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

10.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2012

EBRI Issue Brief, No. 394 (December 2013)
Number of pages: 52 Posted: 26 Dec 2013
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 105 (350,982)
Citation 1

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

11.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 1999

Number of pages: 32 Posted: 03 Apr 2001
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 105 (350,982)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Pension plan participation, Retirement plans, Self-directed investments

12.

The Role of IRAs in US Households’ Saving for Retirement, 2019

ICI RESEARCH PERSPECTIVE, DECEMBER 2019 // VOL. 25, NO. 10
Number of pages: 40 Posted: 08 Sep 2020
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 103 (355,426)
Citation 2

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

13.

Characteristics of Mutual Fund Investors, 2020

Number of pages: 24 Posted: 22 Mar 2021
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 92 (381,952)
Citation 2

Abstract:

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mutual fund ownership, household finance, investor behavior, retirement saving

14.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2000

Number of pages: 28 Posted: 20 Dec 2001
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 91 (384,583)

Abstract:

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15.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2007

EBRI Issue Brief, No. 324, December 2008
Number of pages: 52 Posted: 22 Dec 2008
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 86 (398,097)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

16.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2008

EBRI Issue Brief, No. 335, October 2009
Number of pages: 68 Posted: 13 Oct 2009
Jack VanDerhei, Sarah Holden and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 80 (415,285)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Life-cycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

17.

The Role of IRAs in US Households’ Saving for Retirement, 2021

ICI Research Perspective, Vol. 28, N0. 1, January 2022
Number of pages: 40 Posted: 13 Mar 2022
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 75 (430,740)

Abstract:

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Retirement, IRAs, asset allocation, investor behavior

18.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2001

Number of pages: 51 Posted: 08 Apr 2003
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 70 (447,064)

Abstract:

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401(k) Plans, Asset Allocation, Employment-based Benefits, Pension Plan Assets, Pension Plan Loans, Retirement Plans, Self-directed Investments

19.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2014

EBRI Issue Brief, Number 423 (April 2016)
Number of pages: 80 Posted: 30 Apr 2016
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 66 (460,809)

Abstract:

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401(k) account balances, 401(k) assets, 401(k) loans, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Self-directed investments, Target-date funds

20.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2002

Number of pages: 41 Posted: 06 Oct 2003
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 63 (471,763)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

21.

401(K) Plan Participant Asset Allocation in 2004

Benefits Quarterly, Third Quarter, 2006
Number of pages: 11 Posted: 21 Jul 2007
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 59 (487,067)

Abstract:

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retirement, defined contribution, investments

22.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2010

EBRI Issue Brief, No. 366, December 2011
Number of pages: 52 Posted: 24 Dec 2011
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 58 (490,942)
Citation 2

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

23.

The IRA Investor Profile: Traditional IRA Investors’ Activity, 2007-2014

Number of pages: 76 Posted: 11 Sep 2016
Sarah Holden and Steven Bass
Investment Company Institute and Investment Company Institute
Downloads 57 (494,830)

Abstract:

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Retirement, IRAs, Asset allocation, Investor behavior

24.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2009

EBRI Issue Brief, No. 350, November 2010
Number of pages: 68 Posted: 23 Nov 2010
Jack VanDerhei, Sarah Holden and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 57 (494,830)

Abstract:

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401(k) Plans, Asset Allocation, Employment-Based Benefits, Life-Cycle Funds, Pension Plan Assets, Pension Plan Loans, Retirement Plans, Self-Directed Investments, Target-Date Funds

25.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2018

ICI Research Perspective, Vol. 24, No. 8, November 2018
Number of pages: 24 Posted: 11 Jan 2019
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 55 (502,914)
Citation 4

Abstract:

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mutual fund ownership, household finance

26.

The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2016

ICI Research Report, September 2018
Number of pages: 96 Posted: 11 Jan 2019
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 55 (502,914)
Citation 8

Abstract:

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IRA, Asset Allocation, Investor Behavior

27.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2011

EBRI Issue Brief, Number 380, December 2012
Number of pages: 56 Posted: 22 Dec 2012
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 55 (502,914)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

28.

What Does Consistent Participation in 401(k) Plans Generate?

EBRI Issue Brief, No. 332-SR, July 2009
Number of pages: 16 Posted: 20 Jul 2009
Jack VanDerhei, Sarah Holden and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 53 (511,302)

Abstract:

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401(k) plans, asset allocation, employment-based benefits, pension plan assets, self-directed investments

29.

American Views on Defined Contribution Plan Saving, 2021

Number of pages: 36 Posted: 04 Apr 2022
Investment Company Institute, Investment Company Institute, Investment Company Institute - Research and The Investment Company Institute
Downloads 52 (515,563)

Abstract:

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retirement saving, defined contribution plans, investment choice

30.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2016

EBRI Issue Brief, September 10, 2018, No. 458
Number of pages: 56 Posted: 11 Oct 2018
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 49 (528,820)
Citation 41

Abstract:

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31.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 1998

Number of pages: 28 Posted: 07 Apr 2001
Jack VanDerhei, Sarah Holden and Carol Quick
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 48 (533,387)
Citation 2

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

32.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2013

EBRI Issue Brief, Number 408 (December 2014)
Number of pages: 56 Posted: 19 Dec 2014
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI), Investment Company Institute and Investment Company Institute
Downloads 47 (537,868)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

33.

The Role of IRAs in U.S. Households’ Saving for Retirement, 2015

ICI RESEARCH PERSPECTIVE, VOL. 22, NO. 1, 2016
Number of pages: 40 Posted: 11 Jan 2019
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute
Downloads 46 (542,635)
Citation 4

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

34.

401(k) Participants in the Wake of the Financial Crisis: Changes in Account Balances, 2007-2011

EBRI Issue Brief, Number 391 (October 2013)
Number of pages: 20 Posted: 22 Oct 2013
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 42 (562,224)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments

35.

Target Date Funds: Evidence Points to Growing Popularity and Appropriate Use by 401(k) Plan Participants

Number of pages: 24 Posted: 16 Sep 2021
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 39 (577,603)

Abstract:

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401(k) plans, asset allocation, target date funds

36.

The IRA Investor Profile: Traditional IRA Investors’ Activity, 2007–2016

ICI Research Report, September 2018
Number of pages: 88 Posted: 11 Jan 2019
Sarah Holden and Steven Bass
Investment Company Institute and Investment Company Institute
Downloads 36 (593,908)
Citation 13

Abstract:

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Retirement, IRAs, Asset Allocation, Investor Behavior

37.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2012

EBRI Issue Brief, Number 402 (July 2014)
Number of pages: 28 Posted: 02 Aug 2014
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 33 (611,256)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments, Target-date funds

38.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2021

Number of pages: 24 Posted: 05 Jan 2022
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 32 (617,148)

Abstract:

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mutual fund ownership, household finance, investor behavior

39.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010-2014

EBRI Issue Brief, Number 426 (September 8, 2016)
Number of pages: 28 Posted: 11 Sep 2016
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 29 (636,031)
Citation 1

Abstract:

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401(k) account balances, 401(k) assets, 401(k) plans, Asset allocation, Employment-based benefits, Retirement plan participation, Self-directed investments, Target-date funds

40.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2019

ICI RESEARCH PERSPECTIVE, OCTOBER 2019 // VOL. 25, NO. 8
Number of pages: 24 Posted: 08 Sep 2020
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 28 (642,680)

Abstract:

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mutual fund ownership, household finance

41.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2013

EBRI Issue Brief, Number 418 (September 2015)
Number of pages: 28 Posted: 21 Sep 2015
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 24 (670,997)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments, Target-date funds

42.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2018

ICI Research Perspective, 2020
Number of pages: 24 Posted: 08 Dec 2020
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 22 (686,251)

Abstract:

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household finance, retirement, 401(k) plans

43.

Characteristics of Mutual Fund Investors, 2021

Number of pages: 24 Posted: 05 Jan 2022
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 20 (701,725)

Abstract:

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mutual fund ownership, household finance, investor behavior, retirement saving

44.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2015

EBRI Issue Brief, Number 436 (August 3, 2017)
Number of pages: 60 Posted: 09 Aug 2017
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 20 (701,725)

Abstract:

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401(k) account balances, 401(k) assets, 401(k) loans, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Self-directed investments, Target-date funds

45.

Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2020

Number of pages: 24 Posted: 22 Mar 2021
Sarah Holden, Daniel Schrass and Michael Bogdan
Investment Company Institute, Investment Company Institute and Investment Company Institute - Research
Downloads 17 (726,059)
Citation 4

Abstract:

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mutual fund ownership, household finance

46.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2019

Number of pages: 36 Posted: 24 Jul 2022
Sarah Holden, Steven Bass and Craig Copeland
Investment Company Institute, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 12 (770,639)

Abstract:

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retirement saving, 401(k) plans, investment choice, target date funds, 401(k) plan loans

47.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2018

Number of pages: 40 Posted: 19 Apr 2021
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 12 (770,639)

Abstract:

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household finance, retirement, 401(k) plans

48.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2015

Number of pages: 24 Posted: 12 Oct 2018
Investment Company Institute, Morningstar Center for Retirement and Policy Studies, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 12 (770,639)
Citation 6

Abstract:

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49.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2016

ebri.org Issue Brief • November 6, 2018 • No. 464
Number of pages: 21 Posted: 02 Dec 2018
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 9 (799,405)

Abstract:

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50.

The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2014

Holden, Sarah, and Daniel Schrass. 2016. “The IRA Investor Profile: Roth IRA Investors’ Activity, 2007–2014.” ICI Research Report (August)
Posted: 13 Sep 2016
Sarah Holden and Daniel Schrass
Investment Company Institute and Investment Company Institute

Abstract:

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Retirement, IRA, Asset allocation, Investor behavior

51.

Role of 401(K) Accumulations in Providing Future Retirement Income

Published in Blitzstein, D., O. Mitchell, and S. Utkus (Eds.) (2006). Restructuring Retirement Risks. Oxford, UK: Oxford University Press., Pension Research Council WP2005-9
Posted: 02 Nov 2005 Last Revised: 03 Apr 2020
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies

Abstract:

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