Jack VanDerhei

Morningstar Center for Retirement and Policy Studies

Director of Retirement Studies

22 W Washington Street

Chicago, IL 60602

United States

SCHOLARLY PAPERS

133

DOWNLOADS

12,888

SSRN CITATIONS

158

CROSSREF CITATIONS

644

Scholarly Papers (133)

1.

Measuring Retirement Income Adequacy: Calculating Realistic Income Replacement Rates

EBRI Issue Brief, No. 297, September 2006
Number of pages: 36 Posted: 19 Sep 2006
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 620 (61,290)
Citation 12

Abstract:

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Income replacement rate, Retirement income, Retirement planning

2.

Defined Benefit Plan Freezes: Who's Affected, How Much, and Replacing Lost Accruals

EBRI Issue Brief, No. 291, March 2006
Number of pages: 20 Posted: 16 Mar 2006
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 506 (79,079)
Citation 2

Abstract:

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Defined benefit plans, Employment-based benefits, Pension plan assets, Pension plan contributions, Pension plan freezes, Retirement income, Savings

3.

Will More of Us Be Working Forever? The 2006 Retirement Confidence Survey

EBRI Issue Brief, No. 292, April 2006
Number of pages: 28 Posted: 20 Apr 2006
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 405 (102,742)
Citation 1

Abstract:

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Retirement attitudes and opinions, Retirement planning

4.

'Short' Falls: Who's Most Likely to Come up Short in Retirement, and When?

EBRI Notes, Vol. 35, No. 6 (June 2014)
Number of pages: 28 Posted: 22 Jun 2014
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 349 (121,589)

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Aged, Home health care costs, Long-term care costs, Nursing home costs, Retirement expenses, Retirement income adequacy, Retirement planning

5.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2005

EBRI Issue Brief, No. 296, August 2006
Number of pages: 20 Posted: 24 Aug 2006
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 310 (137,899)
Citation 1

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

6.

The 2017 Retirement Confidence Survey: Many Workers Lack Retirement Confidence and Feel Stressed about Retirement Preparations

EBRI Issue Brief, Number 431 (March 21, 2017)
Number of pages: 32 Posted: 28 Mar 2017
Lisa Greenwald, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 305 (140,273)

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Debt, Financial Advice, Financial Education, Medicare Attitudes and Opinions, Retirement Age, Retirement Attitudes and Opinions, Retirement Expenses, Retirement Income, Retirement Plan Participation, Retirement Planning, Savings, Social Security Attitudes and Opinions

7.

The Retirement System in Transition: The 2007 Retirement Confidence Survey

EBRI Issue Brief, No. 304, April 2007
Number of pages: 28 Posted: 18 Apr 2007
Ruth Helman, Jack VanDerhei and Craig Copeland
Greenwald & Associates, Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 292 (146,800)

Abstract:

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Retirement attitudes and opinions, Retirement planning

8.

The Influence of Automatic Enrollment, Catch-Up, and Ira Contributions on 401(K) Accumulations at Retirement

EBRI Issue Brief, No. 283, July 2005
Number of pages: 28 Posted: 28 Jul 2005
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 274 (156,526)
Citation 1

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401(k) plans, Employment-based benefits, Income replacement rate, Individual retirement accounts (IRAs), Pension plan contributions, Pension plan coverage, Pension plan design, Retirement income

9.

Measuring Retirement Income Adequacy, Part One: Traditional Replacement Ratios and Results for Workers at Large Companies

Number of pages: 16 Posted: 04 Oct 2004
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 266 (161,339)

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Income replacement rate, Postretirement expenditures, Retirement income

10.

Erisa at 30: The Decline of Private-Sector Defined Benefit Promises and Annuity Payments? What Will it Mean?

Number of pages: 36 Posted: 25 May 2004
Jack VanDerhei and Craig Copeland
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 237 (180,585)
Citation 1

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Annuities, Cash balance plans, Defined benefit plans, Employment-based benefits, Income replacement rate, Lump-sum distributions, Retirement income, Retirement policy

11.

The 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings

EBRI Issue Brief, No. 369, March 2012
Number of pages: 36 Posted: 20 Mar 2012
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 225 (189,647)

Abstract:

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Employment-based benefits, Financial planning, Medicare attitudes and opinions, Pension plan coverage, Retirement age, Retirement attitudes and opinions, Retirement income, Retirement planning, Savings, Social Security attitudes and opinions

12.

The EBRI Retirement Readiness Rating:™ Retirement Income Preparation and Future Prospects

EBRI Issue Brief, No. 344, July 2010
Number of pages: 36 Posted: 20 Jul 2010
Jack VanDerhei and Craig Copeland
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 225 (189,647)
Citation 27

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Income replacement rate, Retirement income, Retirement planning, Savings

13.

Retirement Income Adequacy After PPA and FAS 158: Part One--Plan Sponsors' Reactions

EBRI Issue Brief, No. 307, July 2007
Number of pages: 32 Posted: 24 Jul 2007
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 224 (190,458)

Abstract:

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Defined benefit plans, Defined contribution plans, Employment-based benefits, Pension plan accounting, Pension plan attitudes and opinions, Pension plan design, Pension plan freezes, Pension plan funding, Pension plan legislation, Retirement income

14.

The 2015 Retirement Confidence Survey: Having a Retirement Savings Plan a Key Factor in Americans’ Retirement Confidence

EBRI Issue Brief, Number 413 (April 2015)
Number of pages: 40 Posted: 28 Apr 2015
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 217 (196,397)

Abstract:

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Automatic contribution escalation, Automatic enrollment, Debt, Employment-based benefits, Medicare attitudes and opinions, Retirement age, Retirement attitudes and opinions, Retirement income, Retirement plan participation, Retirement planning, Savings, Social Security attitudes and opinions

15.

The Changing Face of Private Retirement Plans

Number of pages: 24 Posted: 01 May 2001
Jack VanDerhei and Craig Copeland
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 216 (197,213)

Abstract:

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Asset allocation, Defined benefit plans, Defined contribution plans, Employment-based benefits, Individual retirement accounts, Pension plan assets, Pension plan participation, Retirement income

16.

The Expected Impact of Automatic Escalation of 401(k) Contributions on Retirement Income

EBRI Notes, Vol. 28, No. 9, September 2007
Number of pages: 12 Posted: 19 Sep 2007
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 213 (199,771)
Citation 3

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401(k) plans, Employment-based benefits, Pension plan contributions, Retirement income

17.

The Impact of the Recent Financial Crisis on 401(k) Account Balances

EBRI Issue Brief No. 326, February 2009
Number of pages: 24 Posted: 28 Feb 2009
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 191 (220,590)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Self-directed investments

18.

Increasing Default Deferral Rates in Automatic Enrollment 401(k) Plans: The Impact on Retirement Savings Success in Plans with Automatic Escalation

EBRI Notes, Vol. 33, No. 9, September 2012
Number of pages: 24 Posted: 27 Sep 2012
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 188 (223,637)

Abstract:

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401(k) plans, Automatic contribution escalation, Automatic enrollment, Employment-based benefits, Pension plan contributions, Pension plan design, Retirement income, Savings

19.

Contribution Behavior of 401(K) Plan Participants

Number of pages: 21 Posted: 21 Nov 2001
Jack VanDerhei and Sarah Holden
Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 183 (228,924)
Citation 2

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401(k) plans, Employment-based benefits, Participant contributions

20.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2006

EBRI Issue Brief, No. 308, August 2007
Number of pages: 40 Posted: 10 Aug 2007
Jack VanDerhei, Sarah Holden, Craig Copeland and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 176 (236,713)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

21.

Impact of the COVID-19 Pandemic on Retirement Income Adequacy: Evidence From EBRI’s Retirement Security Projection Model®

Number of pages: 23 Posted: 24 Apr 2020
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 170 (243,756)
Citation 3

Abstract:

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22.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2004

EBRI Issue Brief, No. 285, September 2005
Number of pages: 20 Posted: 28 Oct 2005
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 163 (252,506)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

23.

The 2010 Retirement Confidence Survey: Confidence Stabilizing, but Preparations Continue to Erode

EBRI Issue Brief, No. 340, March 2010
Number of pages: 44 Posted: 30 Mar 2010
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 160 (256,541)
Citation 5

Abstract:

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Employment-based benefits, Retirement attitudes and opinions, Retirement income, Retirement planning, Savings, Social Security attitudes and opinions

24.

Savings Needed to Fund Health Insurance and Health Care Expenses in Retirement: Findings from a Simulation Model

EBRI Issue Brief, No. 317, May 2008
Number of pages: 28 Posted: 31 May 2008
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 157 (260,564)

Abstract:

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Employment-based benefits, Health care costs, Health insurance, Medicare, Medicare supplement insurance, Prescription drug costs, Public employees, Retiree health benefits, Savings, State and local employees

25.

Can America Afford Tomorrow's Retirees: Results from the Ebri-Erf Retirement Security Projection Model

Number of pages: 28 Posted: 10 Dec 2003
Jack VanDerhei and Craig Copeland
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 155 (263,295)
Citation 16

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Income replacement rate, Postretirement expenditures, Retirement income, Retirement planning, Savings

26.

The 2008 Retirement Confidence Survey ®: Americans Much More Worried About Retirement, Health Costs a Big Concern

EBRI Issue Brief, No. 316, April 2008
Number of pages: 24 Posted: 21 Apr 2008
Ruth Helman, Jack VanDerhei and Craig Copeland
Greenwald & Associates, Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 148 (273,250)

Abstract:

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Retirement attitudes and opinions, Retirement planning

27.

Can 401(K) Accumulations Generate Significant Income for Future Retirees?

Number of pages: 28 Posted: 06 Dec 2002
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 146 (276,213)
Citation 1

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401(k) Plans, Employment-based Benefits, Income Replacement Rate, Retirement Income, Social Security

28.

Defined Contribution Plan Dominance Grows Across Sectors and Employer Sizes, While Mega Defined Benefit Plans Remain Strong: Where We are and Where We are Going

Number of pages: 44 Posted: 26 Mar 2009 Last Revised: 21 Jul 2009
Kelly Olsen and Jack VanDerhei
affiliation not provided to SSRN and Morningstar Center for Retirement and Policy Studies
Downloads 137 (290,304)
Citation 5

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29.

How Would Target-Date Funds Likely Impact Future 401(K) Accumulations?

Number of pages: 25 Posted: 23 Jun 2009 Last Revised: 27 Jul 2009
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 135 (293,582)
Citation 1

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401(k) plans, asset allocation, employment-based benefits, pension plan assets, self-directed investments

30.

The Impact of Auto-enrollment and Automatic Contribution Escalation on Retirement Income Adequacy

EBRI Issue Brief, No. 349, November 2010
Number of pages: 12 Posted: 24 Oct 2010
Jack VanDerhei and Lori Lucas
Morningstar Center for Retirement and Policy Studies and Callan Associates, Inc.
Downloads 131 (300,335)
Citation 3

Abstract:

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401(k) plans, Automatic contribution escalation, Automatic enrollment, Employment-based benefits, Income replacement rate, Pension plan contributions, Pension plan coverage, Pension plan design, Pension plan participation, Retirement income, Savings

31.

The 2009 Retirement Confidence Survey: Economy Drives Confidence to Record Lows; Many Looking to Work Longer

EBRI Issue Brief, No. 328, April 2009
Number of pages: 24 Posted: 18 Apr 2009
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 128 (305,682)

Abstract:

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Retirement attitudes and opinions, Retirement planning

32.

A Framework for Analyzing and Comparing Social Security Policies

EBRI Issue Brief, No. 183, March 1997
Number of pages: 24 Posted: 11 Sep 2007
Kelly A. Olsen, Jack VanDerhei and Dallas Salisbury
affiliation not provided to SSRN, Morningstar Center for Retirement and Policy Studies and Independent
Downloads 125 (311,079)

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Social Security financing, Social Security modeling, Social Security reform

33.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2003

EBRI Issue Brief, No. 272, August 2004
Number of pages: 24 Posted: 18 Aug 2004
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 124 (312,924)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

34.

The Role of Social Security, Defined Benefits, and Private Retirement Accounts in the Face of the Retirement Crisis

EBRI Notes, Vol. 35, No. 1, January 2014
Number of pages: 24 Posted: 26 Jan 2014
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 121 (318,577)

Abstract:

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401(k) plans, Automatic enrollment, Automatic contribution escalation, Defined benefit plans, Employment-based benefits, Pension plan coverage, Retirement income, Retirement income adequacy, Social Security benefits, Voluntary enrollment

35.

A Post-Crisis Assessment of Retirement Income Adequacy for Baby Boomers and Gen Xers

EBRI Issue Brief, No. 354, February 2011
Number of pages: 28 Posted: 26 Jan 2011
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 116 (328,083)
Citation 2

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Defined Contribution Plans, Employment-Based Benefits, Financial Crisis, Home Equity, Income Replacement Rate, Pension Plan Coverage, Retirement Income, Retirement Planning, Savings

36.

The 2014 Retirement Confidence Survey: Confidence Rebounds — For Those With Retirement Plans

EBRI Issue Brief, Number 397 (March 2014)
Number of pages: 36 Posted: 27 Mar 2014
Ruth Helman, Nevin Adams, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI), Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 115 (330,098)

Abstract:

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Debt, Employment-based benefits, Medicare attitudes and opinions, Pension plan contributions, Pension plan participation, Retirement age, Retirement attitudes and opinions, Retirement income, Retirement planning, Savings, Social Security attitudes and opinions

37.

The Impact of PPA on Retirement Savings for 401(k) Participants

EBRI Issue Brief, No. 318, June 2008
Number of pages: 24 Posted: 28 Jun 2008
Jack VanDerhei and Craig Copeland
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 112 (336,337)
Citation 1

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Employment-based benefits, Pension plan coverage, Pension plan design, Retirement income, Savings

38.

The 2011 Retirement Confidence Survey: Confidence Drops to Record Lows, Reflecting 'The New Normal'

EBRI Issue Brief, No. 355, March 2011
Number of pages: 40 Posted: 16 Mar 2011
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 109 (342,555)
Citation 3

Abstract:

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Employment-based benefits, Medicare attitudes and opinions, Retirement age, Retirement attitudes and opinions, Retirement income, Retirement planning, Savings, Social Security attitudes and opinions

39.

Savings Needed for Health Expenses in Retirement: An Examination of Persons Ages 55 and 65 in 2009

EBRI Notes, Vol. 30, No. 6, June 2009
Number of pages: 20 Posted: 29 Jun 2009
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 107 (346,864)

Abstract:

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Employment-based benefits, Health care costs, Medicare, Medicare supplement insurance, Prescription drug costs, Retiree health benefits, Retirement; Savings

40.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2012

EBRI Issue Brief, No. 394 (December 2013)
Number of pages: 52 Posted: 26 Dec 2013
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 105 (351,353)
Citation 1

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

41.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 1999

Number of pages: 32 Posted: 03 Apr 2001
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 105 (351,353)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Pension plan participation, Retirement plans, Self-directed investments

42.

The 2013 Retirement Confidence Survey: Perceived Savings Needs Outpace Reality for Many

EBRI Issue Brief, Number 384, March 2013
Number of pages: 36 Posted: 23 Mar 2013
Ruth Helman, Nevin Adams, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI), Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 102 (358,125)
Citation 1

Abstract:

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Employment-based benefits, Medicare attitudes and opinions, Pension plan participation, Retirement age, Retirement attitudes and opinions, Retirement income, Retirement planning, Savings, Social Security attitudes and opinions

43.

The Importance of Defined Benefit Plans for Retirement Income Adequacy

EBRI Notes, Vol. 32, No. 8, August 2011
Number of pages: 24 Posted: 01 Sep 2011
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 102 (358,125)

Abstract:

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Employment-based benefits, Defined benefit plans, Defined contribution plans, Pension plan coverage, Retirement income, Retirement policy

44.

The Impact of Automatic Enrollment in 401(k) Plans on Future Retirement Accumulations: A Simulation Study Based on Plan Design Modifications of Large Plan Sponsors

EBRI Issue Brief, No. 341, April 2010
Number of pages: 24 Posted: 30 Mar 2010
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 102 (358,125)
Citation 1

Abstract:

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401(k) plans, Automatic enrollment, Employment-based benefits, Pension plan contributions, Pension plan coverage, Pension plan design, Pension plan participation, Retirement income, Savings

45.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity

EBRI Issue Brief, No. 205, January 1999
Number of pages: 22 Posted: 21 Jul 2009 Last Revised: 17 Aug 2009
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 102 (358,125)
Citation 18

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401(k) plans, asset allocation, employment-based benefits, pension plan assets, self-directed investments

46.

Retirement Income Adequacy for Today’s Workers: How Certain, How Much Will it Cost, and How Does Eligibility for Participation in a Defined Contribution Plan Help?

EBRI Notes, Vol. 31, No. 9, September 2010
Number of pages: 24 Posted: 29 Sep 2010
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 96 (372,331)
Citation 1

Abstract:

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401(k) Plans, Defined Contribution Plans, Employment-Based Benefits, Income Replacement Rate, Pension Plan Coverage, Pension Plan Participation, Retirement Income, Retirement Planning, Retirement Policy, Savings

47.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2000

Number of pages: 28 Posted: 20 Dec 2001
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 91 (384,984)

Abstract:

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48.

Is Working to Age 70 Really the Answer for Retirement Income Adequacy?

EBRI Notes, Vol. 33, No. 8, August 2012
Number of pages: 24 Posted: 01 Sep 2012
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 89 (390,262)
Citation 1

Abstract:

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Defined contribution plans, Employment-based benefits, Pension plan coverage, Pension plan participation, Retirement age, Retirement income

49.

Retirement Savings Shortfalls: Evidence from EBRI’s 2019 Retirement Security Projection Model®

EBRI, March 7, 2019 • No. 475
Number of pages: 14 Posted: 01 Apr 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 88 (393,024)
Citation 8

Abstract:

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50.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2007

EBRI Issue Brief, No. 324, December 2008
Number of pages: 52 Posted: 22 Dec 2008
Jack VanDerhei, Sarah Holden, Luis Alonso and Craig Copeland
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Employee Benefit Research Institute (EBRI)
Downloads 86 (398,528)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

51.

Retirement Income Adequacy for Boomers and Gen Xers: Evidence from the 2012 EBRI Retirement Security Projection Model®

EBRI Notes, Vol. 33, No. 5 (May 2012)
Number of pages: 20 Posted: 24 May 2012
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 85 (401,271)
Citation 7

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401(k) plans, Defined contribution plans, Employment-based benefits, Home equity, Pension plan coverage, Retirement income, Retirement planning, Savings

52.

Personal Account Retirement Plans: An Analysis of the Survey of Consumer Finances

Number of pages: 28 Posted: 02 Apr 2001
Craig Copeland and Jack VanDerhei
Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 84 (404,131)

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401(k) plans, Defined benefit plans, Defined contribution plans , Individual retirement accounts (IRAs), Individual retirement account rollovers, Keogh plans, Pension plan assets, Pension plan participation, Wealth

53.

How Much Needs to be Saved for Retirement After Factoring in Post-Retirement Risks: Evidence from the EBRI Retirement Security Projection Model®

EBRI Notes, Vol. 36, No. 3 (March 2015)
Number of pages: 28 Posted: 31 Mar 2015
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 81 (412,720)

Abstract:

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401(k) account balances, Defined contribution plans, Employment-based benefits, Pension plan contributions, Pension plan participation, Retirement income adequacy, Retirement planning, Savings

54.

Retirement Savings Shortfalls for Today’s Workers

EBRI Notes, Vol. 31, No. 10, October 2010
Number of pages: 16 Posted: 23 Oct 2010
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 81 (412,720)

Abstract:

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Aged, Defined contribution plans, Employment-based benefits, Health care costs, Home health care, Nursing home costs, Pension plan coverage, Pension plan participation, Retirement income, Retirement planning, Savings

55.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2008

EBRI Issue Brief, No. 335, October 2009
Number of pages: 68 Posted: 13 Oct 2009
Jack VanDerhei, Sarah Holden and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 80 (415,749)

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Life-cycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

56.

What Causes EBRI Retirement Readiness Ratings™ to Vary: Results from the 2014 Retirement Security Projection Model®

EBRI Issue Brief, No. 396 (February 2014)
Number of pages: 32 Posted: 16 Feb 2014
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 74 (434,417)
Citation 2

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Annuities, Defined contribution plans, Employment-based benefits, Health care costs, Home equity, Investment performance, Longevity, Pension plan coverage, Retirement income adequacy, Social Security benefits

57.

Retirement Readiness Ratings and Retirement Savings Shortfalls for Gen Xers: The Impact of Eligibility for Participation in a 401(k) Plan

EBRI Notes, Vol. 33, No. 6 (June 2012)
Number of pages: 24 Posted: 22 Jun 2012
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 73 (437,569)

Abstract:

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401(k) plans, Defined contribution plans, Employment-based benefits, Home health care, Nursing home costs, Pension plan coverage, Pension plan participation, Retirement income, Retirement planning, Savings

58.

Minority Workers Remain Confident About Retirement, Despite Lagging Preparations and False Expectations

EBRI Issue Brief, No. 306, June 2007
Number of pages: 20 Posted: 13 Jun 2007
Ruth Helman, Jack VanDerhei and Craig Copeland
Greenwald & Associates, Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 72 (440,812)

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Minority groups, Retirement attitudes and opinions, Retirement planning

59.

How Much Can Qualifying Longevity Annuity Contracts Improve Retirement Security?

EBRI Notes, Vol. 36, No. 8 (August 2015)
Number of pages: 24 Posted: 30 Aug 2015
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 71 (444,164)
Citation 1

Abstract:

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401(k) account balances, Annuities, Defined contribution plan participation, Employment-based benefits, Longevity, Pension plan reform, Qualifying Longevity Annuity Contract (QLAC), Retirement attitudes and opinions, Retirement income adequacy, Retirement planning

60.

All or Nothing? An Expanded Perspective on Retirement Readiness

EBRI Notes, Vol. 33, No. 11 (November 2012)
Number of pages: 24 Posted: 30 Nov 2012
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 70 (447,577)

Abstract:

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Defined contribution plans, Employment-based benefits, Pension plan coverage, Retirement income, Retirement income adequacy

61.

EBRI 2008 Recent Retirees Survey: Report of Findings

EBRI Issue Brief, No. 319
Number of pages: 24 Posted: 10 Jul 2008
Greenwald & Associates, Employee Benefit Research Institute (EBRI), Morningstar Center for Retirement and Policy Studies and Independent
Downloads 70 (447,577)

Abstract:

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Retirement, Retirement attitudes and opinions, Retirement planning

62.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2001

Number of pages: 51 Posted: 08 Apr 2003
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 70 (447,577)

Abstract:

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401(k) Plans, Asset Allocation, Employment-based Benefits, Pension Plan Assets, Pension Plan Loans, Retirement Plans, Self-directed Investments

63.

The Impact of Deferring Retirement Age on Retirement Income Adequacy

EBRI Issue Brief, No. 358, June 2011
Number of pages: 36 Posted: 18 Jun 2011
Jack VanDerhei and Craig Copeland
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 69 (451,002)
Citation 1

Abstract:

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Employment-based benefits, Defined contribution plans, Nursing home costs, Pension plan coverage, Pension plan participation, Retirement age, Retirement income, Retirement planning

64.

Retirement Security and Defined Contribution Pension Plans: The Role of Company Stock in 401(k) Plans

Number of pages: 10 Posted: 27 Aug 2008
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 69 (451,002)
Citation 1

Abstract:

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401(k) plans, defined contribution plans, company stock, Enron

65.

Under the Dome – A Closer Look at Legislative Proposals Impacting Retirement

Number of pages: 15 Posted: 18 Jul 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 67 (457,903)

Abstract:

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66.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2014

EBRI Issue Brief, Number 423 (April 2016)
Number of pages: 80 Posted: 30 Apr 2016
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 66 (461,335)

Abstract:

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401(k) account balances, 401(k) assets, 401(k) loans, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Self-directed investments, Target-date funds

67.

The 2016 Retirement Confidence Survey: Worker Confidence Stable, Retiree Confidence Continues to Increase

EBRI Issue Brief, Number 422 (March 2016)
Number of pages: 40 Posted: 27 Mar 2016
Ruth Helman, Craig Copeland and Jack VanDerhei
Greenwald & Associates, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 66 (461,335)
Citation 1

Abstract:

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Debt, Employment-based benefits, Financial advice, Investment education, Medicare attitudes and opinions, Retirement age, Retirement attitudes and opinions, Retirement expenses, Retirement income, Retirement plan participation, Retirement planning, Savings, Social Security attitudes and opinions

68.

A Little Help: The Impact of On-Line Calculators and Financial Advisors on Setting Adequate Retirement-Savings Targets: Evidence from the 2013 Retirement Confidence Survey

EBRI Notes, Vol. 34, No. 3, March 2013
Number of pages: 28 Posted: 05 Apr 2013
Jack VanDerhei and Nevin Adams
Morningstar Center for Retirement and Policy Studies and Employee Benefit Research Institute (EBRI)
Downloads 64 (468,599)
Citation 2

Abstract:

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Retirement age, Retirement attitudes and opinions, Retirement income, Retirement income adequacy, Retirement planning, Savings

69.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2002

Number of pages: 41 Posted: 06 Oct 2003
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 63 (472,270)
Citation 1

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

70.

The Impact of Repealing PPACA on Savings Needed for Health Expenses for Persons Eligible for Medicare

EBRI Notes, Vol. 32, No. 8, August 2011
Number of pages: 24 Posted: 01 Sep 2011
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 59 (487,569)

Abstract:

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Aged, Health care costs, Health care reform, Medicare, Medicare supplement insurance, Prescription drug costs, Savings

71.

401(K) Plan Participant Asset Allocation in 2004

Benefits Quarterly, Third Quarter, 2006
Number of pages: 11 Posted: 21 Jul 2007
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies
Downloads 59 (487,569)

Abstract:

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retirement, defined contribution, investments

72.

Findings from the 2003 Small Employer Retirement Survey (Sers)

Number of pages: 12 Posted: 19 Oct 2003
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 59 (487,569)

Abstract:

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Pension plan attitudes and opinions, Retirement plans, Small business

73.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2010

EBRI Issue Brief, No. 366, December 2011
Number of pages: 52 Posted: 24 Dec 2011
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 58 (491,475)
Citation 2

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

74.

Recent Evidence on Pension Coverage and Sponsorship, by Employer Size and Industry

Number of pages: 16 Posted: 02 Apr 2001
Craig Copeland and Jack VanDerhei
Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 58 (491,475)

Abstract:

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Employment-based benefits, Pension plan coverage

75.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2009

EBRI Issue Brief, No. 350, November 2010
Number of pages: 68 Posted: 23 Nov 2010
Jack VanDerhei, Sarah Holden and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 57 (495,369)

Abstract:

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401(k) Plans, Asset Allocation, Employment-Based Benefits, Life-Cycle Funds, Pension Plan Assets, Pension Plan Loans, Retirement Plans, Self-Directed Investments, Target-Date Funds

76.

Retirement Savings Shortfalls: Evidence from EBRI's Retirement Security Projection Model®

EBRI Issue Brief No. 410 (February 2015)
Number of pages: 28 Posted: 22 Feb 2015
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 55 (503,496)

Abstract:

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Defined contribution plans, Employment-based benefits, Home health care costs, Longevity, Nursing home costs, Pension plan coverage, Retirement income adequacy; Social Security benefits

77.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2011

EBRI Issue Brief, Number 380, December 2012
Number of pages: 56 Posted: 22 Dec 2012
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 55 (503,496)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

78.

Retirement Income Adequacy: Alternative Thresholds and the Importance of Future Eligibility in Defined Contribution Retirement Plans

EBRI Notes, Vol. 32, No. 4, p. 10, April 2011
Number of pages: 20 Posted: 30 Apr 2011
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 55 (503,496)

Abstract:

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Defined contribution plans, Employment-based benefits, Pension plan coverage, Retirement income, Retirement policy

79.

How Much Would It Take? Achieving Retirement Income Equivalency between Final-Average-Pay Defined Benefit Plan Accruals and Voluntary Enrollment 401(k) Plans in the Private Sector

EBRI Notes, Vol. 34, No. 12 (December 2013)
Number of pages: 24 Posted: 22 Dec 2013
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 54 (507,619)

Abstract:

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401(k) plans, Annuities, Defined benefit plans, Defined contribution plans, Employment-based benefits, Investment performance, Pension plan coverage, Pension plan participation, Retirement income adequacy, Voluntary enrollment

80.

What a Sustained Low-Yield Rate Environment Means for Retirement Income Adequacy: Results from the 2013 EBRI Retirement Security Projection Model®

EBRI Notes, Vol. 34, No. 6 (June 2013)
Number of pages: 24 Posted: 30 Jun 2013
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 54 (507,619)

Abstract:

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Bonds, Defined contribution plans, Employment-based benefits, Home equity, Investment performance, Pension plan coverage, Retirement income adequacy, Retirement planning

81.

Company Stock in 401(K) Plans: Results of a Survey of ISCEBS Members

Benefits Quarterly, Third Quarter, 2002
Number of pages: 12 Posted: 21 Jul 2007
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 54 (507,619)

Abstract:

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retirement, defined contribution, investments, company stock

82.

What Does Consistent Participation in 401(k) Plans Generate?

EBRI Issue Brief, No. 332-SR, July 2009
Number of pages: 16 Posted: 20 Jul 2009
Jack VanDerhei, Sarah Holden and Luis Alonso
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 53 (511,846)

Abstract:

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401(k) plans, asset allocation, employment-based benefits, pension plan assets, self-directed investments

83.

How Do Individual Social Security Accounts Stack Up? An Evaluation Using the EBRI-SSASIM2 Policy Simulation Model

EBRI Issue Brief, No. 195, March 1998
Number of pages: 32 Posted: 11 Sep 2007
affiliation not provided to SSRN, Morningstar Center for Retirement and Policy Studies, Independent and Policy Simulation Group, Inc.
Downloads 51 (520,598)
Citation 1

Abstract:

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Social Security benefits, Social Security financing, Social Security modeling, Social Security privatization, Social Security reform

84.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2016

EBRI Issue Brief, September 10, 2018, No. 458
Number of pages: 56 Posted: 11 Oct 2018
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 50 (525,024)
Citation 41

Abstract:

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85.

Savings Medicare Beneficiaries Need for Health Expenses: Some Couples Could Need as Much as $350,000

EBRI Notes, Vol. 38, No. 1 (January 31, 2017)
Number of pages: 12 Posted: 02 Feb 2017
Paul Fronstin and Jack VanDerhei
Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 48 (533,985)

Abstract:

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Aged, Health Care Costs, Health Insurance, Medicare, Medicare Supplement Insurance, Prescription Drug Costs, Retirement Health Expenses, Savings

86.

Reality Checks: A Comparative Analysis of Future Benefits from Private-Sector, Voluntary-Enrollment 401(k) Plans vs Stylized, Final-Average-Pay Defined Benefit and Cash Balance Plans

EBRI Issue Brief, Number 387 (June 2013)
Number of pages: 52 Posted: 29 Jun 2013
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 48 (533,985)

Abstract:

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401(k) plans, Annuities, Cash balance plans, Defined benefit plans, Defined contribution plans, Employment-based benefits, Investment performance, Pension plan coverage, Pension plan participation, Retirement income adequacy, Voluntary enrollment

87.

Funding Savings Needed for Health Expenses For Persons Eligible for Medicare

EBRI Issue Brief, No. 351, December 2010
Number of pages: 16 Posted: 07 Dec 2010
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 48 (533,985)

Abstract:

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Aged, Employment-based benefits, Health care costs, Health insurance, Medicare, Medicare supplement insurance, Prescription drug costs, Retiree health benefits, Savings

88.

401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 1998

Number of pages: 28 Posted: 07 Apr 2001
Jack VanDerhei, Sarah Holden and Carol Quick
Morningstar Center for Retirement and Policy Studies, Investment Company Institute and Employee Benefit Research Institute (EBRI)
Downloads 48 (533,985)
Citation 2

Abstract:

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401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

89.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2013

EBRI Issue Brief, Number 408 (December 2014)
Number of pages: 56 Posted: 19 Dec 2014
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI), Investment Company Institute and Investment Company Institute
Downloads 47 (538,515)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments, Target-date funds

Deferred Income Annuity Purchases: Optimal Levels for Retirement Income Adequacy

Number of pages: 14 Posted: 12 Sep 2018
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 30 (646,990)
Citation 2

Abstract:

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Deferred Income Annuity Purchases: Optimal Levels for Retirement Income Adequacy

Employee Benefit Research Institute, January 3, 2019, No. 469
Number of pages: 19 Posted: 14 Jan 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 16 (760,932)

Abstract:

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91.

Tax Reform Options: Promoting Retirement Security

EBRI Issue Brief, No. 364, November 2011
Number of pages: 24 Posted: 17 Nov 2011
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 46 (543,228)

Abstract:

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401(k) account balances, 401(k) plans, Defined contribution plans, Employment-based benefits, Income replacement rate, Participant contributions, Pension plan contributions, Retirement income, Retirement plans, Retirement policy, Savings, Tax policy, Tax reform

92.

The Impact of Modifying the Exclusion of Employee Contributions for Retirement Savings Plans from Taxable Income: Results from the 2011 Retirement Confidence Survey

EBRI Notes, Vol. 32, No. 3, March 2011
Number of pages: 20 Posted: 03 Apr 2011
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 45 (548,032)

Abstract:

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401(k) Plans, Defined Contribution Plans, Employment-Based Benefits, Income Tax, Pension Plan Contributions, Retirement Attitudes and Opinions, Retirement Income, Retirement Plans, Savings, Taxation

93.

Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Unlike the Last Few Years, the News Is Not Good

EBRI Notes, Vol. 36, No. 10 (October 2015)
Number of pages: 24 Posted: 25 Oct 2015
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 44 (552,885)

Abstract:

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Aged, Health care costs, Health insurance, Medicare, Medicare supplement insurance, Prescription drug costs, Savings

94.

Social Security Reform: Evaluating Current Proposals: Latest Results of the EBRI-SSASIM2 Policy Simulation Model

EBRI Issue Brief, No. 210, June 1999
Number of pages: 24 Posted: 11 Sep 2007
Craig Copeland, Jack VanDerhei and Dallas Salisbury
Employee Benefit Research Institute (EBRI), Morningstar Center for Retirement and Policy Studies and Independent
Downloads 43 (557,824)

Abstract:

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Social Security benefits, Social Security financing, Social Security modeling, Social Security reform

95.

401(k) Participants in the Wake of the Financial Crisis: Changes in Account Balances, 2007-2011

EBRI Issue Brief, Number 391 (October 2013)
Number of pages: 20 Posted: 22 Oct 2013
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 42 (562,848)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments

96.

How Retirement Readiness Varies by Gender and Family Status: A Retirement Savings Shortfall Assessment of Gen Xers

Number of pages: 19 Posted: 31 Jan 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 41 (567,960)
Citation 1

Abstract:

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97.

How Does the Probability of a 'Successful' Retirement Differ Between Participants in Final-Average Defined Benefit Plans and Voluntary Enrollment 401(k) Plans?

EBRI Notes, Vol. 36, No. 10 (October 2015)
Number of pages: 24 Posted: 25 Oct 2015
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 41 (567,960)

Abstract:

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401(k) plans, Defined benefit plans, Defined contribution plans, Employment-based benefits, Pension plan coverage, Pension plan participation, Retirement income adequacy, Retirement plan participation, Voluntary enrollment

98.

Target Date Funds: Evidence Points to Growing Popularity and Appropriate Use by 401(k) Plan Participants

Number of pages: 24 Posted: 16 Sep 2021
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 40 (573,090)

Abstract:

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401(k) plans, asset allocation, target date funds

99.

The Role of Company Stock in 401(K) Plans

Number of pages: 10 Posted: 27 Aug 2008
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 40 (573,090)
Citation 2

Abstract:

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401(k) plans, defined contribution plans, company stock, Enron

100.

Auto-IRAs: How Much Would They Increase the Probability of 'Successful' Retirements and Decrease Retirement Deficits? Preliminary Evidence from EBRI's Retirement Security Projection Model®

EBRI Notes, Vol. 36, No. 6 (June 2015)
Number of pages: 32 Posted: 21 Jun 2015
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 38 (583,502)
Citation 4

Abstract:

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Automatic IRAs, Defined contribution plan participation, Defined contribution plans, Employee contribution rate, Employment-based benefits, Individual retirement accounts (IRAs), Long-term care costs, Retirement deficits, Retirement income adequacy

101.

Savings Needed for Health Expenses for People Eligible for Medicare: Some Rare Good News

EBRI Notes, Vol. 33, No. 10, October 2012
Number of pages: 24 Posted: 26 Oct 2012
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 37 (589,005)

Abstract:

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Aged, Health care costs, Health insurance, Medicare, Medicare supplement insurance, Prescription drug costs, Savings

102.

Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Good News Not So Rare Anymore

EBRI Notes, Vol. 35, No. 10 (October 2014)
Number of pages: 28 Posted: 01 Nov 2014
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 36 (594,591)

Abstract:

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Aged, Health care costs, Health insurance, Medicare, Medicare supplement insurance, Prescription drug costs, Savings

103.

An Evaluation of the Adequacy and Structure of Current U.S. Voluntary Retirement Plans, with Special Emphasis on 401(K) Plans

Number of pages: 45 Posted: 18 Sep 2009 Last Revised: 24 Sep 2009
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 36 (594,591)

Abstract:

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401(k) plans, retirement income adequacy

104.

What if OregonSaves Went National: A Look at the Impact on Retirement Income Adequacy

Number of pages: 12 Posted: 26 Dec 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 35 (600,244)

Abstract:

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105.

Contributory 'Negligence?' The Impact of Future Contributions to Defined Contribution Plans on Retirement Income Adequacy for Gen Xers

EBRI Notes, Vol. 35, No. 8, August 2014
Number of pages: 28 Posted: 17 Aug 2014
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 35 (600,244)
Citation 3

Abstract:

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401(k) plans, Automatic contribution escalation, Automatic enrollment, Defined contribution plans, Demographics, Employment-based benefits, Pension plan contributions, Pension plan coverage, Pension plan design, Retirement income adequacy

106.

How Would Defined Contribution Participants React to Lifetime Income Illustrations? Evidence from the 2014 Retirement Confidence Survey

EBRI Notes, Vol. 35, No. 3 (March 2014)
Number of pages: 16 Posted: 27 Mar 2014
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 35 (600,244)

Abstract:

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Defined contribution plans, Employment-based benefits, Pension plan contributions, Pension plan participation, Retirement age, Retirement attitudes and opinions, Retirement income, Retirement planning

107.

Capping Tax-Preferred Retirement Contributions: Preliminary Evidence of the Impact of the National Commission on Fiscal Responsibility and Reform Recommendations

EBRI Notes, Vol. 32, No. 7, July 2011
Number of pages: 16 Posted: 21 Jul 2011
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 35 (600,244)
Citation 1

Abstract:

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401(k) plans, Defined contribution plans, Employment-based benefits, Income replacement rate, Pension plan assets, Pension plan contributions, Retirement income, Retirement plans, Savings, Tax reform

108.

Amount of Savings Needed for Health Expenses for People Eligible for Medicare: More Rare Good News

EBRI Notes, Vol. 34, No. 10 (October 2013)
Number of pages: 24 Posted: 20 Oct 2013
Paul Fronstin, Dallas Salisbury and Jack VanDerhei
Employee Benefit Research Institute (EBRI), Independent and Morningstar Center for Retirement and Policy Studies
Downloads 34 (605,969)

Abstract:

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Aged, Health care costs, Health insurance, Medicare, Medicare supplement insurance, Prescription drug costs, Savings

109.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2012

EBRI Issue Brief, Number 402 (July 2014)
Number of pages: 28 Posted: 02 Aug 2014
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 33 (611,968)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments, Target-date funds

110.

Modifying the Federal Tax Treatment of 401(k) Plan Contributions: Projected Impact on Participant Account Balances

EBRI Notes, Vol. 33, No. 3, March 2012
Number of pages: 28 Posted: 31 Mar 2012
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 33 (611,968)
Citation 1

Abstract:

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401(k) account balances, 401(k) plans, Employment-based benefits, Participant contributions, Pension plan contributions, Pension plan design, Retirement income, Retirement plans, Tax policy, Tax reform

111.

How Much More Secure does the SECURE Act make American Workers: Evidence from EBRI’s Retirement Security Projection Model®

Number of pages: 23 Posted: 23 Apr 2020
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 32 (617,875)

Abstract:

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112.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010-2014

EBRI Issue Brief, Number 426 (September 8, 2016)
Number of pages: 28 Posted: 11 Sep 2016
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 29 (636,803)
Citation 1

Abstract:

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401(k) account balances, 401(k) assets, 401(k) plans, Asset allocation, Employment-based benefits, Retirement plan participation, Self-directed investments, Target-date funds

113.

The Impact of Leakages on 401(K) Accumulations at Retirement Age

Number of pages: 31 Posted: 28 Jun 2014
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 29 (636,803)
Citation 1

Abstract:

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114.

The Impact of Auto Portability on Preserving Retirement Savings Currently Lost to 401(k) Cashout Leakage

EBRI August 15, 2019 • No. 489
Number of pages: 24 Posted: 21 Aug 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 27 (650,258)
Citation 1

Abstract:

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115.

CARES Act: Implications for Retirement Security of American Workers

Number of pages: 21 Posted: 09 Aug 2020
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 26 (657,288)
Citation 1

Abstract:

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116.

The Impact of a Retirement Savings Account Cap

EBRI Issue Brief No. 389 (August 2013)
Number of pages: 28 Posted: 04 Sep 2013
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 25 (664,487)
Citation 1

Abstract:

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401(k) account balances, 401(k) plans, defined benefit plans, defined contribution plans, employment-based benefits, pension plan contributions, retirement policy, tax policy, United States budget

117.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Account Balances, 2007-2013

EBRI Issue Brief, Number 418 (September 2015)
Number of pages: 28 Posted: 21 Sep 2015
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 24 (671,882)

Abstract:

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401(k) account balances, 401(k) plans, Asset allocation, Employment-based benefits, Financial crisis, Pension plan assets, Pension plan participation, Self-directed investments, Target-date funds

118.

Enron and Beyond: Enhancing Worker Retirement Security

Number of pages: 25 Posted: 27 Aug 2008
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 24 (671,882)

Abstract:

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401(k) plans, defined contribution plans, company stock, Enron

119.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2018

ICI Research Perspective, 2020
Number of pages: 24 Posted: 08 Dec 2020
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 22 (687,122)

Abstract:

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household finance, retirement, 401(k) plans

120.

EBRI Retirement Security Projection Model®(RSPM) – Analyzing Policy and Design Proposals

EBRI Issue Brief, May 31, 2018 • No. 451
Number of pages: 17 Posted: 12 Sep 2018
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 21 (694,890)
Citation 3

Abstract:

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121.
Downloads 20 (702,672)
Citation 3

Abstract:

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401(k) plans, Annuities, Defined benefit plans, Defined contribution plans, Employment-based benefits, Investment performance, Pension plan coverage, Pension plan participation, Retirement income adequacy, Automatic enrollment

122.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2015

EBRI Issue Brief, Number 436 (August 3, 2017)
Number of pages: 60 Posted: 09 Aug 2017
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 20 (702,672)

Abstract:

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401(k) account balances, 401(k) assets, 401(k) loans, 401(k) plans, Asset allocation, Employment-based benefits, Lifecycle funds, Self-directed investments, Target-date funds

123.

Savings Medicare Beneficiaries Need for Health Expenses: Some Couples Could Need As Much As $370,000, Up from $350,000 in 2016

EBRI Dec. 20, 2017, Vol. 38, No. 10
Number of pages: 9 Posted: 27 Dec 2017
Paul Fronstin and Jack VanDerhei
Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 17 (727,094)

Abstract:

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health care, retirement, health spending, monte carlo simulation

124.

401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2018

Number of pages: 40 Posted: 19 Apr 2021
Sarah Holden, Jack VanDerhei and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies and Investment Company Institute
Downloads 12 (771,722)

Abstract:

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household finance, retirement, 401(k) plans

125.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2015

Number of pages: 24 Posted: 12 Oct 2018
Sarah Holden, Jack VanDerhei, Luis Alonso and Steven Bass
Investment Company Institute, Morningstar Center for Retirement and Policy Studies, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 12 (771,722)
Citation 6

Abstract:

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126.

Alternative Realities: The Impact of Extreme Changes in Defined Contribution Plans on Retirement Income Adequacy in America

Number of pages: 15 Posted: 20 Jun 2019
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 9 (800,608)

Abstract:

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Pensions, Social Security, and Savings

EBRI Issue Brief No. 129, September 1992
Number of pages: 26 Posted: 02 Dec 2018
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies
Downloads 5 (875,527)

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Pensions, Social Security, and Savings

EBRI Issue Brief No. 97, December 1989
Number of pages: 21 Posted: 02 Dec 2018
Jennifer Davis and Jack VanDerhei
Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 4 (887,824)

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128.

What Does Consistent Participation in 401(k) Plans Generate? Changes in 401(k) Plan Account Balances, 2010–2016

ebri.org Issue Brief • November 6, 2018 • No. 464
Number of pages: 21 Posted: 02 Dec 2018
Jack VanDerhei, Sarah Holden, Luis Alonso and Steven Bass
Morningstar Center for Retirement and Policy Studies, Investment Company Institute, Employee Benefit Research Institute (EBRI) and Investment Company Institute
Downloads 9 (800,608)

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129.

Worker Investment Decisions: An Analysis of Large 401(k) Plan Data

EBRI Issue Brief No. 176, August, 1996
Number of pages: 16 Posted: 02 Dec 2018
Paul Yakoboski and Jack VanDerhei
TIAA-CREF Institute and Morningstar Center for Retirement and Policy Studies
Downloads 7 (821,024)

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130.

Contribution Rates and Plan Features: An Analysis of Large 401(k) Plan Data

EBRI Issue Brief, June 1996
Number of pages: 16 Posted: 02 Dec 2018
Paul Yakoboski and Jack VanDerhei
TIAA-CREF Institute and Morningstar Center for Retirement and Policy Studies
Downloads 4 (853,072)

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131.

PBGC Solvency: Balancing Social and Casualty Insurance Perspectives

EBRI Issue Brief, No. 126, May 1992
Number of pages: 35 Posted: 02 Dec 2018
Paul Yakoboski, Celia Silverman and Jack VanDerhei
TIAA-CREF Institute, Employee Benefit Research Institute (EBRI) and Morningstar Center for Retirement and Policy Studies
Downloads 1 (892,363)

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132.

Retirement Plans and Prospects for Retirement Income Adequacy

Published in Mitchell, O. and R. Shea (Eds.) (2016). Reimagining Pensions: The Next 40 Years. Oxford, UK: Oxford University Press. , Pension Research Council WP 2014-06
Posted: 12 Nov 2014 Last Revised: 03 Apr 2020
Jack VanDerhei
Morningstar Center for Retirement and Policy Studies

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133.

Role of 401(K) Accumulations in Providing Future Retirement Income

Published in Blitzstein, D., O. Mitchell, and S. Utkus (Eds.) (2006). Restructuring Retirement Risks. Oxford, UK: Oxford University Press., Pension Research Council WP2005-9
Posted: 02 Nov 2005 Last Revised: 03 Apr 2020
Sarah Holden and Jack VanDerhei
Investment Company Institute and Morningstar Center for Retirement and Policy Studies

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