Paul Ali

University of Melbourne - Law School

Associate Professor

University Square

185 Pelham Street, Carlton

Victoria, Victoria 3010

Australia

http://www.law.unimelb.edu.au

SCHOLARLY PAPERS

84

DOWNLOADS
Rank 2,385

SSRN RANKINGS

Top 2,385

in Total Papers Downloads

25,670

SSRN CITATIONS
Rank 31,979

SSRN RANKINGS

Top 31,979

in Total Papers Citations

19

CROSSREF CITATIONS

16

Scholarly Papers (84)

An Overview of 'Portable Alpha' Strategies, with Practical Guidance for Fiduciaries and Some Comments on the Prudent Investor Rule

University of Queensland Law School Working Paper
Number of pages: 22 Posted: 06 Jun 2001
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia
Downloads 3,508 (6,282)

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Portable Alpha Strategies, Indexing, Mutual Funds, Hedge Funds, Prudent Investor Rule

An Overview of 'Portable Alpha' Strategies, with Practical Guidance for Fiduciaries and Some Comments on the Prudent Investor Rule

Posted: 01 Oct 2001
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia

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Portable Alpha Strategies, Indexing, Mutual Funds, Hedge Funds, Prudent Investor Rule

New Applications for Credit Derivatives

University of Queensland Law School Working Paper
Number of pages: 17 Posted: 25 Jun 2001
Paul Ali
University of Melbourne - Law School
Downloads 2,619 (9,992)
Citation 3

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Credit derivatives, securitization

New Applications for Credit Derivatives

Company and Securities Law Journal, Vol. 19, August 2001
Posted: 27 Sep 2001
Paul Ali
University of Melbourne - Law School

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Credit derivatives, Securitization

3.
Downloads 1,427 (26,292)

The New Model Index Fund

MFAS Investment Advisors Research Paper
Number of pages: 8 Posted: 02 Jul 2001
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia
Downloads 1,427 (25,838)

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Exchange-traded funds, managed funds

The New Model Index Fund

Journal of the Securities Institute of Australia (JASSA), No. 3, Spring 2001
Posted: 01 Nov 2001
Martin Gold and Paul Ali
Sydney Business School, University of Wollongong Australia and University of Melbourne - Law School

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Exchange-Traded Funds, Managed Funds

4.

Financial Literacy and Financial Decision-Making of Australian Secondary School Students

Australian Business Law Review, Vol. 42, No. 3, pp. 228-233, 2014
Number of pages: 6 Posted: 03 Sep 2014
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 1,082 (39,302)

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5.

Review of 'Building the Global Market: A 4000 Year History of Derivatives' by E J Swan (2000)

University of Queensland Law School Working Paper
Number of pages: 6 Posted: 01 Nov 2001
Paul Ali
University of Melbourne - Law School
Downloads 1,062 (40,332)

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Derivatives, History

6.

The Financial Literacy of Young Australians: An Empirical Study and Implications for Consumer Protection and ASIC's National Financial Literacy Strategy

Company and Securities Law Journal, Vol. 32, No. 5, pp. 334-352, 2014
Number of pages: 19 Posted: 03 Sep 2014
University of Melbourne - Law School, Melbourne Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 995 (44,284)
Citation 2

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7.

FinTech Challengers and Incumbents’ Responses: A Window into Innovation Management Strategy Modes within Australia’s Financial Services Sector

Number of pages: 44 Posted: 23 Oct 2019 Last Revised: 31 Oct 2019
Martin Gold and Paul Ali
Sydney Business School, University of Wollongong Australia and University of Melbourne - Law School
Downloads 840 (55,882)
Citation 1

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FinTech, financial technology, financial services, socio-technological assessment, innovation management, enterprise risk management, exploratory case studies

Adding Yield to Stable Portfolios: Regulating Investments in Australian Hedge Funds

University of Queensland Law School Working Paper
Number of pages: 33 Posted: 24 Jul 2001
Paul Ali
University of Melbourne - Law School
Downloads 726 (66,852)

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Hedge Funds, Alternative Investments, Prudent Investor Rule

Adding Yield to Stable Portfolios: Regulating Investments in Australian Hedge Funds

Company and Securities Law Journal, Vol. 19, October 2001
Posted: 27 Nov 2001
Paul Ali
University of Melbourne - Law School

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Hedge Funds, Alternative Investments, Prudent Investor Rule

9.

Payday Lending Regulation and Borrower Vulnerability in the United Kingdom and Australia

Journal of Business Law, 2015, Issue No. 3, pp. 223-255
Number of pages: 35 Posted: 23 Apr 2015
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 714 (69,363)

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10.

Consumer Credit Reform and Behavioural Economics: Regulating Australia's Credit Card Industry

Australian Business Law Review, Vol. 40, No. 2, pp. 126-133, 2012, U of Melbourne Legal Studies Research Paper No. 597
Number of pages: 16 Posted: 07 May 2012 Last Revised: 25 Jul 2012
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 589 (88,516)

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credit cards, consumer credit, behavoural economics

Using the Market to Beat the Market: A Look at 'Geared Beta' Strategies and Implications for Fiduciaries

University of Queensland Law School
Number of pages: 15 Posted: 24 Jul 2001
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia
Downloads 576 (89,890)

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Geared Beta Strategies, Indexing, Mutual Funds, Prudent Investor Rule

Using the Market to Beat the Market: A Look at 'Geared Beta' Strategies and Implications for Fiduciaries

Company and Securities Law Journal, Vol. 19, September 2001
Posted: 01 Nov 2001
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia

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Geared Beta Strategies, Indexing, Mutual Funds, Prudent Investor Rule

E-Credit Derivatives: Buying and Selling Credit Risk Over the Internet

University of Queensland Law School Working Paper
Number of pages: 13 Posted: 06 Jun 2001
Paul Ali
University of Melbourne - Law School
Downloads 534 (98,962)
Citation 1

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Credit derivatives, Internet

E-Credit Derivatives: Buying and Selling Credit Risk Over the Internet

Journal of Banking & Finance Law and Practice, Vol. 12, June 2001
Posted: 01 Oct 2001
Paul Ali
University of Melbourne - Law School

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Credit Derivatives, Internet

13.

The Financial Literacy of Young People: Socio-Economic Status, Language Background and the Rural-Urban Chasm

Australian and International Journal of Rural Education, Vol. 26, No. 1, pp. 54-66, 2016
Number of pages: 13 Posted: 12 May 2016 Last Revised: 12 Jul 2016
University of Melbourne - Law School, Melbourne Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 531 (100,802)
Citation 1

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adolescents; financial literacy; rurality

14.

Superannuation Knowledge, Behaviour and Attitudes in Young Adults in Australia

CIFR Paper No. RP002/2014
Number of pages: 129 Posted: 08 Oct 2014
University of Melbourne - Law School, Melbourne Law School, University of Melbourne, Law School, Students, Melbourne Law School - University of Melbourne and University of Melbourne
Downloads 505 (107,198)
Citation 1

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superannuation, retirement planning, financial literacy, young adults in Australia

15.

Innovation, Disruption and Consumer Harm in the Buy Now Pay Later Industry: An Empirical Study

University of New South Wales Law Journal, Vol. 47, No. 2, 2024 (forthcoming)
Number of pages: 39 Posted: 30 Nov 2023
Lucinda O'Brien, Ian Ramsay and Paul Ali
University of Melbourne, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 479 (114,450)

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Buy-now-pay-later; consumer protection; consumer law; financial products, payday lending; pawnbroking

16.

Securities Lending, Empty Voting and Corporate Governance

CIFR Paper No. 023/2014
Number of pages: 30 Posted: 29 May 2014
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and Deakin University, Geelong, Australia - Deakin Law School
Downloads 477 (114,725)

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17.

The Legal Structure and Regulation of Securities Lending

CIFR Paper No. 022/2014
Number of pages: 31 Posted: 29 May 2014
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and Deakin University, Geelong, Australia - Deakin Law School
Downloads 464 (118,590)
Citation 1

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18.

Short Selling and Securities Lending in the Midst of Falling and Volatile Markets

Journal of International Banking Law and Regulation, Vol. 24, No. 1, 2009, U of Melbourne Legal Studies Research Paper No. 479
Number of pages: 13 Posted: 05 Jul 2010
Paul Ali
University of Melbourne - Law School
Downloads 426 (131,144)

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Australia, comparative law, financial regulation, securities markets, short selling, United States

19.

The Experience of Financial Hardship in Australia: Causes, Impacts and Coping Strategies

Journal of Consumer Policy, Vol. 42, No. 2, pp. 189-221, 2019, U of Melbourne Legal Studies Research Paper No. 805
Number of pages: 41 Posted: 22 Nov 2018 Last Revised: 12 May 2019
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 394 (143,399)

Abstract:

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financial hardship; consumer protection; consumer credit; telecommunications

20.

A Quick Fix? Credit Repair in Australia

Australian Business Law Review, Vol. 43, No. 3, pp. 179-205, 2015
Number of pages: 27 Posted: 11 Jun 2015
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 352 (162,504)

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21.

The Role of Credit Cards, Payday Loans, Consumer Leases and Buy-Now-Pay-Later Products in Personal Insolvency

Insolvency Law Journal, Vol. 30, No. 3, 2022, pp. 160-170
Number of pages: 12 Posted: 02 Jan 2023
Lucinda O'Brien, Ian Ramsay and Paul Ali
University of Melbourne, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 334 (171,939)

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personal insolvency; bankruptcy; credit cards; payday loans; consumer leases; buy-now-pay-later products

22.

Behavioural Law and Economics: Regulatory Reform of Consumer Credit and Consumer Financial Services

Number of pages: 36 Posted: 14 Nov 2014
Paul Ali, Ian Ramsay and Cate Read
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and Melbourne Law School, University of Melbourne
Downloads 320 (179,949)

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behavioural economics, consumer credit, retirement planning, credit cards, consumer financial services

23.

The Incidence and Causes of Personal Bankruptcy in Australia

JASSA - The Finsia Journal of Applied Finance, Issue No. 4, pp. 27-35, 2016
Number of pages: 11 Posted: 03 Apr 2017
University of Melbourne - Law School, Melbourne Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 318 (181,132)

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Personal Bankruptcy; Consumer Spending; Indebtedness

24.

The Politics of Payday Lending Regulation in Australia

Monash University Law Review, Vol. 39, No. 2, pp. 412-451, 2013 , U of Melbourne Legal Studies Research Paper No. 696
Number of pages: 42 Posted: 01 Mar 2014 Last Revised: 24 Feb 2015
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 313 (184,133)

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25.

An Analysis of Penalties Under ASIC Administered Legislation: Scoping the Issues

CIFR Paper No. 071/2015
Number of pages: 31 Posted: 24 Aug 2015 Last Revised: 01 Sep 2015
University of Melbourne - Centre for Corporate Law, University of Melbourne - Law School, Melbourne Law School, affiliation not provided to SSRN and Melbourne Law School - University of Melbourne
Downloads 308 (187,260)

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enforcement, financial regulation, penalties, corporate wrongdoing

26.

Consumer Rights Awareness of Young Australians

Competition and Consumer Law Journal, Vol. 22, No. 2, pp. 126-150, 2014
Number of pages: 25 Posted: 07 Nov 2014
University of Melbourne - Law School, Melbourne Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 278 (208,382)
Citation 1

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27.

Financial Hardship: The Legal Frameworks

U of Melbourne Legal Studies Research Paper No. 691
Number of pages: 39 Posted: 29 Jun 2014 Last Revised: 04 Feb 2016
Paul Ali, Evgenia Bourova and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 272 (213,200)

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28.

Impacts of Financial Literacy and Confidence on the Severity of Financial Hardship in Australia

Australasian Accounting, Business and Finance Journal, Vol. 12, No. 4, pp 4-23, 2018
Number of pages: 23 Posted: 18 Apr 2019
University of Melbourne - Law School, Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 247 (234,545)
Citation 1

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financial literacy, financial hardship, overconfidence

29.

Consumer Leases and Consumer Protection: Regulatory Arbitrage and Consumer Harm

Australian Business Law Review, Vol. 41, No. 5, pp. 240-269, 2013
Number of pages: 30 Posted: 01 Mar 2014
University of Melbourne - Law School, University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 246 (235,478)

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30.

One-Stop Shop: Consumer Credit Issued at the Point of Sale

Journal of Banking and Finance Law and Practice, Vol. 32, No. 1, 2021, pp. 3-25
Number of pages: 34 Posted: 25 May 2021
University of Melbourne, Melbourne Law School - University of Melbourne, University of Melbourne - Law School and Melbourne Law School, University of Melbourne
Downloads 238 (243,273)

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consumer credit; consumer protection; point of sale credit; responsible lending

31.

An Impending 'Avalanche': Debt Collection and Consumer Harm after COVID-19

Australian Business Law Review, Vol. 49, No. 2, 2021, pp. 84-115
Number of pages: 44 Posted: 07 Sep 2021
University of Melbourne, Monash University - Department of Business Law & Taxation, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 224 (258,895)
Citation 1

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debt collection; consumer harm; financial hardship

32.

Responding to Consumers’ Financial Hardship: An Evaluation of the Legal Frameworks and Company Policies

Competition and Consumer Law Journal, Vol. 23, No. 1, pp. 29-55, 2015
Number of pages: 27 Posted: 08 Sep 2015
Paul Ali, Evgenia Bourova and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 196 (291,493)

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financial hardship, consumer protection, consumer credit, essential services

33.

Bankruptcy, Social Security and Long Term Poverty: Results from a Survey of Financial Counsellors and Consumer Solicitors

Australian Business Law Review, Vol. 44, No. 2, pp. 144-151, 2016
Number of pages: 8 Posted: 04 May 2016
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 193 (295,624)

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bankruptcy, financial counsellors

34.

Misfortune or Misdeed: An Empirical Study of Public Attitudes Towards Personal Bankruptcy

University of New South Wales Law Journal, Vol. 40, No. 3, pp. 1098-1129, 2017
Number of pages: 32 Posted: 17 Jul 2017 Last Revised: 03 Oct 2017
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 190 (299,824)

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bankruptcy, personal insolvency, stigma

Australia's Financial Ombudsman Service: An Analysis of its Role in the Resolution of Financial Hardship Disputes

Conflict Resolution Quarterly, Vol. 34, No. 2, pp. 163-188, 2016
Number of pages: 22 Posted: 10 Dec 2016
University of Melbourne - Law School, University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 181 (312,628)

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Dispute resolution, financial services, financial hardship, Financial Ombudsman Service

Australia's Financial Ombudsman Service: An Analysis of its Role in the Resolution of Financial Hardship Disputes

Ali, P., Bourova, E., Horbec, J. and Ramsay, I. (2016), Australia's Financial Ombudsman Service: An Analysis of Its Role in the Resolution of Financial Hardship Disputes. Conflict Resolution Quarterly, 34: 163–188. doi: 10.1002/crq.21187
Posted: 17 Dec 2016
University of Melbourne - Law School, University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne

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ombuds, ombudsman, Australia, financial, FOS, hardship

36.

The Hidden Dimension of Business Bankruptcy in Australia

Australian Business Law Review, Vol. 46, No. 5, pp. 291-306, 2018
Number of pages: 20 Posted: 29 Dec 2018
Lucinda O'Brien, Ian Ramsay and Paul Ali
University of Melbourne, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 178 (317,825)

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bankruptcy, personal insolvency, business bankruptcy, entrepreneurship

37.

'Short a Few Quid': Bankruptcy Stigma in Contemporary Australia

University of New South Wales Law Journal, Vol. 38, No. 4, 1575-1613, 2015
Number of pages: 48 Posted: 08 Dec 2015
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 176 (321,046)

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Bankruptcy, stigma

38.

Perspectives of Financial Counsellors and Consumer Solicitors on Personal Insolvency

Number of pages: 17 Posted: 15 Sep 2015
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 176 (321,046)

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personal insolvency, bankruptcy, debt agreements, financial counsellors

39.

Regulating by Numbers: The Trend Towards Increasing Empiricism in Enforcement Reporting by Financial Regulators

Law and Financial Markets Review, Vol. 9, No. 4, pp. 260-282, 2015
Number of pages: 43 Posted: 05 Feb 2016
University of Melbourne - Centre for Corporate Law, affiliation not provided to SSRN, University of Melbourne - Law School, Swinburne Law School, Melbourne Law School and Melbourne Law School - University of Melbourne
Downloads 174 (324,351)

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financial regulators, enforcement, reporting, accountability, transparency

40.

Australia’s Product Intervention Power and Protection from Consumer Harm: An Evaluation

Competition and Consumer Law Journal, Vol. 29, No. 1, 2022, pp. 32-64
Number of pages: 35 Posted: 01 Aug 2022
Lucinda O'Brien, Ian Ramsay and Paul Ali
University of Melbourne, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 171 (330,964)

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Australian Securities and Investments Commission; consumer protection; financial products; product intervention power

41.

A 'Damaging Loophole' 'Long Overdue' for Closing: Extending Consumer Protections Against Unfair Contract Terms to insurance

Competition and Consumer Law Journal, Vol 27, No. 3, 2020, pp. 264-294
Number of pages: 29 Posted: 06 Jan 2021
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 170 (330,964)

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consumer protection; insurance; unfair contract terms

42.

Financial Hardship: Insights from a Survey of Financial Counsellors

Number of pages: 38 Posted: 02 Dec 2015
Paul Ali, Evgenia Bourova and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 170 (330,964)
Citation 1

Abstract:

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financial hardship, consumer credit

43.

Bankruptcy and Debtor Rehabilitation: An Australian Empirical Study

Melbourne University Law Review, Vol. 40, No. 3, pp. 688-737, 2017, U of Melbourne Legal Studies Research Paper No. 754
Number of pages: 50 Posted: 22 May 2017
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 155 (358,142)

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bankruptcy, financial hardship

44.

The Role of Legal Hardship Protections in Coping with Debt Problems: Insights from a Survey of Consumers

Competition and Consumer Law Journal, Vol. 24, No. 2, pp. 77-100, 2016
Number of pages: 22 Posted: 28 Nov 2016
Paul Ali, Evgenia Bourova and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 154 (359,998)
Citation 1

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Consumer Protection, Financial Hardship, Consumer Credit, Energy, Water, Telecommunications

45.

No Thought for Tomorrow: Young Australian Adults' Knowledge, Behaviour and Attitudes About Superannuation

Law and Financial Markets Review, Vol. 9, No. 2, 90-105, 2015
Number of pages: 33 Posted: 26 May 2016 Last Revised: 12 Jul 2016
University of Melbourne - Law School, Melbourne Law School, University of Melbourne, Law School, Students, Melbourne Law School - University of Melbourne and University of Melbourne
Downloads 149 (369,806)
Citation 2

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superannuation knowledge; superannuation behaviour; young adults

46.

Financial Counselling and the Self-Represented Debtor in the Federal Circuit Court Bankruptcy List: An Analysis of a Recent Pilot Service

Insolvency Law Journal, Vol. 23, No. 4, 161-180, 2015
Number of pages: 20 Posted: 15 Feb 2016
Paul Ali, Lucinda O'Brien and Ian Ramsay
University of Melbourne - Law School, University of Melbourne and Melbourne Law School - University of Melbourne
Downloads 149 (369,806)
Citation 1

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bankruptcy, financial counselling

47.

Legal Considerations for Superannuation Investors When Investing in Complex Financial Products

CIFR Paper No. 079/2015
Number of pages: 29 Posted: 01 Oct 2015
Paul Ali, Jesse Jager and Ian Ramsay
University of Melbourne - Law School, Independent and Melbourne Law School - University of Melbourne
Downloads 142 (384,375)
Citation 1

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48.

Putting a Price on Peace of Mind: Funeral Insurance and Consumer Harm

University of Western Australia Law Review, Vol. 48, No. 2, 2021, pp. 641-689
Number of pages: 46 Posted: 27 Oct 2021
University of Melbourne, RMIT University - Graduate School of Business and Law, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 140 (388,650)

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funeral insurance; consumer harm; consumer protection

49.

Financial Hardship and Complaints-Handling in the Buy-Now Pay-Later Industry: A Recent Empirical Study

Australian Journal of Competition and Consumer Law, Vol. 31, No. 4, 2023, pp. 299-311
Number of pages: 23 Posted: 13 Feb 2024
University of Melbourne, University of Melbourne - Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 126 (421,730)

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Buy-Now Pay-Later; financial services; consumer protection; consumer law; financial products

50.

Financial Hardship Assistance Behind the Scenes: Insights from Financial Counsellors

Australian Journal of Social Issues, Vol. 52, No. 3, pp. 241-261, 2017 , U of Melbourne Legal Studies Research Paper No. 760
Number of pages: 22 Posted: 03 Nov 2017 Last Revised: 02 Mar 2018
Paul Ali, Evgenia Bourova and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 126 (421,730)

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financial hardship; consumer protection; consumer credit; telecommunications; utilities providers

51.

The Statutory Right to Seek a Credit Contract Variation on the Grounds of Hardship: A History and Analysis

Federal Law Review, Vol. 44, No. 1, 2016, pp. 77-109
Number of pages: 34 Posted: 09 Jun 2016
Paul Ali, Evgenia Bourova and Ian Ramsay
University of Melbourne - Law School, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 123 (429,469)
Citation 1

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52.

Lending on the Edge: Pawnbroking in Australia

University of Queensland Law Journal, Vol. 43, No. 1, 2024
Number of pages: 41 Posted: 20 May 2024
Lucinda O'Brien, Ian Ramsay and Paul Ali
University of Melbourne, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 122 (460,765)

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consumer protection; pawnbroking; consumer credit

53.

Cause to Complain? Consumer Experiences of Internal and External Dispute Resolution in the Context of General Insurance

Australasian Dispute Resolution Journal, Vol. 30, No. 4, 2020, pp. 302-316 , U of Melbourne Legal Studies Research Paper No. 924
Number of pages: 19 Posted: 20 Nov 2020 Last Revised: 21 Dec 2020
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 108 (473,130)

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insurance; dispute resolution

54.

The Arduous Work of Making Claims in the Wake of Disaster: Perspectives from Policyholders

Geographical Research, 2022, 1-15; DOI: 10.1111/1745-5871.12553
Number of pages: 15 Posted: 04 Aug 2022
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 107 (476,298)
Citation 1

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building and home contents insurance, claims experiences, disasters, interviews, policyholders, trust

55.

Limitations of Australia's Legal Hardship Protections for Women with Debt Problems Caused by Economic Abuse

University of New South Wales Law Journal, Vol. 42, No. 4, pp. 1146-1178, 2019, U of Melbourne Legal Studies Research Paper, No. 869
Number of pages: 33 Posted: 02 Dec 2019 Last Revised: 14 Feb 2020
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 100 (499,574)

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consumer credit; consumer protection; economic abuse; financial hardship

56.

Consumer Leases and Indigenous Consumers

Australian Indigenous Law Review, Vol. 20, No. 1, pp. 154-177, 2017, Monash University Faculty of Law Legal Studies Research Paper No. 3089495, U of Melbourne Legal Studies Research Paper No. 803
Number of pages: 25 Posted: 21 Dec 2017 Last Revised: 12 Dec 2018
University of Melbourne - Law School, Monash University - Faculty of Law, University of Melbourne - Law School and Melbourne Law School - University of Melbourne
Downloads 98 (506,325)

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Consumer leases; Indigenous consumers; Consumer law; Financial hardship

57.

The Vulnerability of Older Australians in Bankruptcy: Insights from an Empirical Study

Adelaide Law Review, Vol 39, No. 4, pp. 393-437, 2018, U of Melbourne Legal Studies Research Paper No. 822
Number of pages: 33 Posted: 09 Dec 2018 Last Revised: 28 Mar 2019
Lev Bromberg, Ian Ramsay and Paul Ali
University of Melbourne, Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 95 (516,611)

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Bankruptcy, Personal Insolvency, Debt Agreements, Debt, Aging, Older Australians

58.

More to Lose: The Attributes of Involuntary Bankruptcy

Economic Papers, Vol. 38, No. 1, pp. 15-26, 2019
Number of pages: 15 Posted: 02 Apr 2019
University of Melbourne, Melbourne Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 87 (546,095)

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involuntary bankruptcy; attributes of bankrupts; business bankruptcy; debtors

59.

'Contrary to the Spirit of the Age': Imprisonment for Debt in Colonial Victoria, 1857–90

Melbourne University Law Review, Vol. 42, No. 3, pp. 737-779, 2019, U of Melbourne Legal Studies Research Paper No. 873
Number of pages: 43 Posted: 10 Jan 2020 Last Revised: 10 Mar 2020
Jodie Boyd, Ian Ramsay and Paul Ali
La Trobe University, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 76 (591,545)

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bankruptcy; debt; legal history; imprisonment

60.

'It's Easy to Say Don't Sign Anything': Debt Problems Among Recent Migrants from a Non-English Speaking Background

Alternative Law Journal, Vol. 44, No. 2, pp. 127-132, 2019, U of Melbourne Legal Studies Research Paper No. 857
Number of pages: 8 Posted: 24 Jan 2019 Last Revised: 12 Nov 2019
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 76 (591,545)

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financial hardship, migrants, consumer protection, consumer credit, utilities debt

61.

The Distinctive Features of Women in the Australian Bankruptcy System: An Empirical Study

Australian Journal of Social Issues, Vol. 54, No. 2, pp. 173-190, 2019 , U of Melbourne Legal Studies Research Paper No. 850
Number of pages: 24 Posted: 03 Jul 2019 Last Revised: 22 Oct 2019
Lucinda O'Brien, Ian Ramsay and Paul Ali
University of Melbourne, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 69 (623,803)

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bankruptcy, dependants, empirical, gender, women

62.

'Honest, Fair, Transparent and Timely?' Experiences of Australians Who Make Claims on Their Building, Home Contents or Comprehensive Car Insurance Policies

Monash University Law Review, Vol. 46, No. 3, 2021, pp. 1-49
Number of pages: 49 Posted: 09 Mar 2021 Last Revised: 07 Feb 2022
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 65 (643,489)
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General insurance; Insurance claim; Consumer protections; Consumer experiences

63.

‘Fledgling Financial Needs’, Affordability and Attitudes as Drivers of Noninsurance Among Young Australians

Economic Papers, March 2024 (online version before inclusion in an issue of the journal)
Number of pages: 25 Posted: 14 May 2024
Evgenia Bourova, Ian Ramsay and Paul Ali
University of Melbourne - Law School, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
Downloads 23 (941,706)

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64.

Government Debt Collection after Robodebt

Number of pages: 48
University of Melbourne, Monash University - Department of Business Law & Taxation, Melbourne Law School - University of Melbourne and University of Melbourne - Law School
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debt collection;, consumer protection, social security debts;, taxation debts

65.

Synthetic, Insurance and Hedge Fund Securitisations

Posted: 03 Dec 2003
Paul Ali and Jan Job de Vries Robbe
University of Melbourne - Law School and Minter Ellison

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Credit Derivatives, Securitisation, Synthetic Securitisation,

66.

Hedge Fund Investments and the Prudent Investor Rule

Posted: 07 Nov 2003
Paul Ali
University of Melbourne - Law School

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Hedge Funds, Alternative Investments, Prudent Investor Rule Governance, Pension Funds

67.

Portable Alpha Strategies Offer Greater Scope

Journal of the Securities Institute of Australia (JASSA), No. 4, Summer 2001
Posted: 19 May 2003
Martin Gold and Paul Ali
Sydney Business School, University of Wollongong Australia and University of Melbourne - Law School

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portable alpha strategies, fiduciary investments, enhanced indexing, synthetic exposure

68.

Corporate Governance and Investment Fiduciaries

Posted: 22 Apr 2003
University of Melbourne - Law School, University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia

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Corporate Governance, Institutional Investors, Indexing, Mutual Funds, Hedge Funds, Prudent Investor Rule, Credit Derivatives, Securitization, Ethical Investment, Socially Responsible Investment

69.

An Appraisal of Socially Responsible Investments and Implications for Trustees and Other Investment Fiduciaries

Posted: 24 Jul 2002
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia

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Ethical Investment, Socially Responsible Investment, Mutual Funds, Prudent Investor Rule

70.

Equity Mini-Derivatives and the Future of On-Line Investing: An Australian Regulatory Perspective

Posted: 21 Jun 2002
Paul Ali
University of Melbourne - Law School

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Equity Derivatives, Mini-Derivatives, Equity Bets, On-line Investing, Internet Gambling

71.

The Law of Secured Finance: An International Survey of Security Interests Over Personal Property

Paul Usman Ali, THE LAW OF SECURED FINANCE: AN INTERNATIONAL SURVEY OF SECURITY INTERESTS OVER PERSONAL PROPERTY, Oxford University Press, March 2002
Posted: 19 Mar 2002
Paul Ali
University of Melbourne - Law School

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Charges, Liens, Mortgages, Pledges, Secured Credit, Securities, Security Interests

72.

Marshalling of Securities: Equity and the Priority-Ranking of Secured Debt

MARSHALLING OF SECURITIES: EQUITY AND THE PRIORITY-RANKING OF SECURED DEBT, Paul Usman Ali, Oxford University Press, June 1999
Posted: 19 Mar 2002
Paul Ali
University of Melbourne - Law School

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Charges, Liens, Mortgages, Pledges, Secured Credit, Securities, Security Interests

73.

The Future of Loan Portfolio Management: An Overview of Synthetic Collateralised Loan Obligations

Journal of Banking & Finance Law and Practice, Vol. 12, March 2001
Posted: 09 Jul 2001
Paul Ali
University of Melbourne - Law School

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Credit derivatives, securitization, collateralized loan obligations

74.

Betting on Shares On-Line: The Nature and Regulation of Internet Equity Bets

Company and Securities Law Journal, Vol. 19, May 2001
Posted: 27 Jun 2001
Paul Ali
University of Melbourne - Law School

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Equity Derivatives, Equity Bets, Internet Gambling

75.

Having Your Options and Eating Them Too: Fences, Zero-Cost Collars and Executive Share Options

Company & Securities Law Journal, Vol. 18, pp. 277-282, June 2000
Posted: 16 May 2001
Paul Ali and Geofrey P. Stapledon
University of Melbourne - Law School and University of Melbourne - Law School

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76.

Buying and Selling Volatility: Volatility Swaps and Unlawful Market Activity

Posted: 11 May 2001
Paul Ali
University of Melbourne - Law School

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Volatility, volatility swaps, unlawful market activity, false trading, market manipulation

77.

Gio, Earthquakes and Hurricanes: An Overview of Catastrophe-Linked Securities and Other Innovations

Company and Securities Law Journal, Vol. 18, February 2000
Posted: 09 May 2001
Paul Ali
University of Melbourne - Law School

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Catastrophe Risk, Catastrophe-Linked Securities, Alternative Risk Transfer, Securitization, Insurance

78.

Collateralised Debt Obligations, with an Overview of the Condor Securitisation Programme

Company and Securities Law Journal, Vol. 18, August 2000
Posted: 08 May 2001
Paul Ali and Mark Tisdell
University of Melbourne - Law School and Citigroup, Inc. - Citigroup - Sydney

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Securitization, Collateralized Debt Obligations, Collateralized Loan Obligations, True Sale, Assignment

79.

The Next Generation of Index-Trackers: Exchange-Traded Funds and the Investment Duties of Fiduciaries

Company and Securities Law Journal, Vol. 18, November 2000
Posted: 07 May 2001
Paul Ali and Martin Gold
University of Melbourne - Law School and Sydney Business School, University of Wollongong Australia

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Exchange-Traded Funds, Managed Funds, Pension Funds, Investment Powers, Fiduciary Duties

80.

Riskless Trading: Passport Options, Fund Managers and the Prudent Investor Rule

Company and Securities Law Journal, Vol. 18, May 2000
Posted: 30 Apr 2001
Paul Ali
University of Melbourne - Law School

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Passport Options, Investment Managers, Prudent Investor Rule

81.

Weather Derivatives, Hedging Volumetric Risk and Directors' Duties

Company and Securities Law Journal, Vol. 18, March 2000
Posted: 26 Apr 2001
Paul Ali
University of Melbourne - Law School

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Weather Derivatives, Volumetric Risk, Directors' Duties

82.

Investor Remedies Against Fiduciaries in Rising and Falling Markets

Posted: 21 Apr 2001
Paul Ali and Thomas Russell
University of Melbourne - Law School and BT Financial Group

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Mutual Funds, Managed Investments, Fiduciaries, Trustees, Investment Managers, Unauthorised Investments, Equitable Compensation

83.

Unbundling Credit Risk: The Nature and Regulation of Credit Derivatives

Journal of Banking & Finance Law and Practice, Vol. 11, June 2000
Posted: 14 Apr 2001
Paul Ali
University of Melbourne - Law School

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Derivatives, Credit Derivatives, Regulation of Derivatives, Futures Contracts, Insurance, Gaming and Wagering Contracts, Credit Default Swaps, Credit Spread Options, Total Rate of Return Swaps, Credit Linked Notes, Securitisation

84.

Mimicking Shares: The Nature and Regulation of Equity Swaps

Posted: 13 Apr 2001
Paul Ali
University of Melbourne - Law School

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Derivatives, Equity Swaps, Regulation of Derivatives, Futures Contracts, Securities, Gaming and Wagering Contracts