W. Scott Frame

Structured Finance Association

1776 I Street NW

#501

Washington, DC 20006

United States

  • Structured Finance Association

SCHOLARLY PAPERS

52

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Top 1,613

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862

CROSSREF CITATIONS

210

Scholarly Papers (52)

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1.

Technological Change, Financial Innovation, and Diffusion in Banking

Downloads 3,693 ( 5,984)
Citation 22

Technological Change, Financial Innovation, and Diffusion in Banking

NYU Working Paper No. 2451/33549
Number of pages: 37 Posted: 16 Jan 2014
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 2,995 (8,218)
Citation 4

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technological change; financial innovation, diffusion; banking

Technological Change, Financial Innovation, and Diffusion in Banking

Number of pages: 32 Posted: 16 Jul 2009
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 358 (160,405)
Citation 9

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Technological change, financial innovation, banking

Technological Change, Financial Innovation, and Diffusion in Banking

Federal Reserve Bank of Atlanta Working Paper 2009-10
Number of pages: 33 Posted: 16 Jul 2009
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 340 (169,613)
Citation 9

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technological change, financial innovation, banking

2.

Technological Change and Financial Innovation in Banking: Some Implications for Fintech

FRB Atlanta Working Paper No. 2018-11
Number of pages: 34 Posted: 08 Oct 2018 Last Revised: 29 Apr 2020
W. Scott Frame, Larry D. Wall, Lawrence J. White and Lawrence J. White
Structured Finance Association, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 3,268 (7,263)
Citation 8

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financial innovations, technological change, banking, fintech

3.

Credit Scoring and the Availability, Price, and Risk of Small Business Credit

FRB of Atlanta Working Paper No. 2002-6, FEDS Working Paper No. 2002-26
Number of pages: 39 Posted: 23 Jun 2002
Allen N. Berger, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, Structured Finance Association and Georgetown University - McDonough School of Business
Downloads 2,865 (8,919)
Citation 59

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Banks, credit scoring, small business, risk

4.

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

Downloads 1,549 (23,627)
Citation 58

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

FRB of Atlanta Working Paper No. 2002-12
Number of pages: 40 Posted: 05 Dec 2002
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,193 (34,093)
Citation 42

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financial innovation, banking, securities, patents

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

NYU Working Paper No. EC-02-18
Number of pages: 38 Posted: 31 Oct 2008
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 356 (161,420)
Citation 5

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Financial innovation, banking, securities, patents

5.

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Downloads 1,130 (37,386)
Citation 25

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

FRB Atlanta Working Paper No. 2001-9
Number of pages: 27 Posted: 30 May 2001
Jalal D. Akhavein, W. Scott Frame, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 806 (59,102)
Citation 26

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Credit scoring, small business lending, financial innovation, technology diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

NYU Working Paper No. EC-01-08
Number of pages: 26 Posted: 31 Oct 2008
Jalal D. Akhavein, W. Scott Frame, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 324 (178,732)

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Credit Scoring, Small Business Lending, Financial Innovation, Technology Diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Journal of Business, Vol 78, No. 2, March 2005
Posted: 01 May 2006
Jalal D. Akhavein, W. Scott Frame, Lawrence J. White and Lawrence J. White
Fitch Ratings Inc., Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Credit scoring, small business lending, financial innovation, technology diffusion

6.

Small Business Credit Scoring and Credit Availability

Downloads 1,052 (41,458)
Citation 14

Small Business Credit Scoring and Credit Availability

FRB of Atlanta Working Paper No. 2005-10
Number of pages: 26 Posted: 14 Jun 2005
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Structured Finance Association
Downloads 1,052 (40,821)
Citation 22

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Banks, credit scoring, small business

Small Business Credit Scoring and Credit Availability

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 01 Dec 2009
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Structured Finance Association

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Credit ratings, Federal Reserve Bank of Atlanta, Secondary markets, Credit, Financial markets, Access to capital, Banking industry, Bank loans, Financial policies, Lending policies, Public policies

7.

The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas

FRB Atlanta Working Paper No. 2001-6
Number of pages: 26 Posted: 20 May 2001
W. Scott Frame, Michael Padhi and Lynn W. Woosley
Structured Finance Association, University of Maryland - Department of Finance and affiliation not provided to SSRN
Downloads 837 (56,968)
Citation 37

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Credit scoring, small business lending, low-income, Community Reinvestment Act

8.

Debt Maturity, Risk, and Asymmetric Information

Downloads 808 (59,769)
Citation 47

Debt Maturity, Risk, and Asymmetric Information

Number of pages: 41 Posted: 24 Aug 2004
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Structured Finance Association and Georgetown University - McDonough School of Business
Downloads 632 (81,010)
Citation 12

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Debt maturity, risk, asymmetric information, banks, credit scoring

Debt Maturity, Risk, and Asymmetric Information

IMF Working Paper No. 05/201
Number of pages: 41 Posted: 30 Jun 2009
Marco A. Espinosa-Vega, Allen N. Berger, W. Scott Frame and Nathan H. Miller
International Monetary Fund (IMF), University of South Carolina - Darla Moore School of Business, Structured Finance Association and affiliation not provided to SSRN
Downloads 176 (325,192)
Citation 35

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Debt, Risk premium, Banks, Credit, Economic models

9.

The Impact of Minority Representation at Mortgage Lenders

Downloads 710 (70,858)
Citation 4

The Impact of Minority Representation at Mortgage Lenders

SMU Cox School of Business Research Paper No. 22-08
Number of pages: 72 Posted: 10 Mar 2022 Last Revised: 07 Jul 2022
W. Scott Frame, Ruidi Huang, Erik J. Mayer and Adi Sunderam
Structured Finance Association, Southern Methodist University (SMU) - Finance Department, University of Wisconsin-Madison, Finance Department and Harvard University - Business School (HBS)
Downloads 653 (77,723)

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Race, Mortgage, Credit Access, Loan Officer, Household Finance, Financial Institution

The Impact of Minority Representation at Mortgage Lenders

FRB of Dallas Working Paper No. 2207
Number of pages: 73 Posted: 23 Jun 2022
W. Scott Frame, Ruidi Huang, Erik J. Mayer and Adi Sunderam
Structured Finance Association, Southern Methodist University (SMU) - Finance Department, University of Wisconsin-Madison, Finance Department and Harvard University - Business School (HBS)
Downloads 46 (780,610)
Citation 3

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mortgages, race, loan officers, approval, default

The Impact of Minority Representation at Mortgage Lenders

NBER Working Paper No. w30125
Number of pages: 73 Posted: 13 Jun 2022 Last Revised: 24 Apr 2023
W. Scott Frame, Ruidi Huang, Erik J. Mayer and Aditya Sunderam
Structured Finance Association, Southern Methodist University (SMU) - Finance Department, University of Wisconsin-Madison, Finance Department and Harvard University
Downloads 11 (1,118,658)
Citation 3

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10.

The Value of Olympic Sponsorships: Who is Capturing the Gold?

Number of pages: 27 Posted: 17 Sep 2001
W. Scott Frame and Kathleen A. Farrell
Structured Finance Association and University of Nebraska-Lincoln
Downloads 672 (75,976)
Citation 2

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event study, sponsorship, olympics, communications mix, agency theory

11.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

Downloads 529 (102,655)
Citation 38

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Stern Working Paper No. 04-27; FRB Atlanta Working Paper No. 2004-26
Number of pages: 42 Posted: 15 Oct 2004
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 450 (123,298)
Citation 42

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. S-FI-04-07
Number of pages: 42 Posted: 11 Nov 2008
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 79 (594,456)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

12.

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

Downloads 508 (107,868)
Citation 40

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

European Banking Center Discussion Paper No. 2010-01, CentER Discussion Paper Series No. 2010-13
Number of pages: 29 Posted: 19 Feb 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Structured Finance Association and Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR)
Downloads 384 (148,322)
Citation 39

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Collateral, Asymmetric Information, Banks

Tests of Ex Ante versus Ex Post Theories of Collateral Using Private and Public Information

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-6
Number of pages: 32 Posted: 29 Mar 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Structured Finance Association and Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR)
Downloads 124 (434,493)
Citation 2

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collateral, asymmetric information, banks

13.

Are the Largest Banking Organizations Operationally More Risky?

Downloads 425 (109,226)
Citation 8

Are the Largest Banking Organizations Operationally More Risky?

Journal of Money, Credit and Banking, forthcoming
Number of pages: 65 Posted: 29 Jul 2018 Last Revised: 07 Sep 2022
Filippo Curti, Atanas Mihov and W. Scott Frame
Federal Reserve Bank of Richmond - Quantitative Supervision & Research, University of Kansas and Structured Finance Association
Downloads 425 (131,900)
Citation 1

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banking organizations, size, operational risk, tail risk, recessions

14.

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Downloads 499 (110,311)
Citation 9

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Federal Reserve Bank of Atlanta Working Paper No. 2009-13
Number of pages: 29 Posted: 22 Aug 2009
W. Scott Frame
Structured Finance Association
Downloads 394 (144,073)
Citation 12

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government-sponsored enterprises, mortgages, securitization, conservatorship

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 18, No. 2, 2008
Number of pages: 13 Posted: 09 Dec 2015
W. Scott Frame
Structured Finance Association
Downloads 105 (493,047)

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The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Journal of Applied Finance, Fall/Winter2008, Vol. 18, Issue 2, pp. 124-136
Posted: 26 Jul 2012
W. Scott Frame
Structured Finance Association

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Secondary Mortgage Market, Mortgages Intervention, Federal Government

15.

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

Downloads 491 (112,380)
Citation 7

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

FRB of Atlanta Working Paper No. 2004-4
Number of pages: 29 Posted: 22 Mar 2004
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 356 (161,420)
Citation 6

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. S-FI-04-01
Number of pages: 30 Posted: 11 Nov 2008
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 83 (576,778)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. 2451/26116
Number of pages: 30 Posted: 13 Oct 2008
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 52 (739,833)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

16.

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

Downloads 434 (130,085)
Citation 13

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

FRB Atlanta Working Paper No. 2015-3
Number of pages: 57 Posted: 13 Apr 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Structured Finance Association, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 298 (195,316)
Citation 10

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Bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and Ofheo

FRB of Boston Working Paper No. 15-4
Number of pages: 55 Posted: 19 Oct 2015 Last Revised: 06 May 2016
W. Scott Frame, Kristopher Gerardi and Paul Willen
Structured Finance Association, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 136 (403,945)

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bank supervision, stress tests, model risk, residential mortgages, government-sponsored enterprises

17.

Why Do Borrowers Pledge Collateral? New Empirical Evidence on the Role of Asymmetric Information

FRB of Atlanta Working Paper No. 2006-29a
Number of pages: 32 Posted: 09 Feb 2007
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Structured Finance Association and Georgetown University - McDonough School of Business
Downloads 430 (131,528)
Citation 31

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collateral, asymmetric information, banks, small business, credit scoring

18.

Competition for Fannie Mae and Freddie Mac?

Number of pages: 5 Posted: 22 Oct 2004
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 403 (141,694)

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Fannie Mae, Freddie Mac, banking, finance, mortgage-backed securities, government sponsored enterprises, GSE, competition, regulation, reform

19.

The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk

Federal Reserve Bank of Atlanta Working Paper 2009-9
Number of pages: 25 Posted: 17 Jul 2009
Allen N. Berger, Adrian Cowan and W. Scott Frame
University of South Carolina - Darla Moore School of Business, Saint Mary's University of San Antonio and Structured Finance Association
Downloads 379 (151,773)
Citation 19

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banks, small business, credit scoring

20.

An Analysis of the Systemic Risks Posed by Fannie Mae and Freddie Mac and an Evaluation of the Policy Options for Reducing Those Risks

FRB of Atlanta Working Paper No. 2006-2
Number of pages: 56 Posted: 25 Apr 2006
Robert Eisenbeis, W. Scott Frame and Larry D. Wall
Independent, Structured Finance Association and Federal Reserve Bank of Atlanta - Research Department
Downloads 340 (170,921)
Citation 4

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Government-sponsored enterprises, systemic risk, portfolio limits

21.

Federal Home Loan Bank Advances and Commercial Bank Portfolio Composition

FRB of Atlanta Working Paper No. 2007-17, FEDS Working Paper No. 2007-31
Number of pages: 56 Posted: 01 Aug 2007
W. Scott Frame, Diana Hancock and S. Wayne Passmore
Structured Finance Association, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 319 (182,984)
Citation 7

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advances, government-sponsored enterprises, GSE, portfolio shocks, panel VAR

22.

The Effect of the Common Bond and Membership Expansion on Credit Union Risk

FRB Atlanta Working Paper No. 2001-10
Number of pages: 33 Posted: 30 May 2001
W. Scott Frame, Gordon V. Karels and Christine McClatchey
Structured Finance Association, University of Nebraska at Lincoln - Department of Finance and University of Northern Colorado
Downloads 309 (189,198)
Citation 5

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Credit unions, common bond, concentration risk

23.

The Federal Home Loan Bank System: The Lender of Next-to-Last Resort?

FRB of New York Staff Report No. 357, Federal Reserve Bank of Atlanta Working Paper No. 2009-4
Number of pages: 48 Posted: 02 Dec 2008
Adam B. Ashcraft, Morten L. Bech and W. Scott Frame
Federal Reserve Bank of New York, Bank for International Settlements (BIS) - Committee on Payments and Market Infrastructures and Structured Finance Association
Downloads 288 (203,819)
Citation 14

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Federal Home Loan Bank, government-sponsored enterprise, lender of last resort, liquidity

24.

The Rescue of Fannie Mae and Freddie Mac

Downloads 277 (212,146)
Citation 18

The Rescue of Fannie Mae and Freddie Mac

FRB Atlanta Working Paper No. 2015-2
Number of pages: 54 Posted: 13 Apr 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Structured Finance Association, École Polytechnique Fédérale de Lausanne, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 123 (437,269)
Citation 3

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

The Rescue of Fannie Mae and Freddie Mac

FRB of New York Staff Report No. 719
Number of pages: 55 Posted: 24 Mar 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Structured Finance Association, École Polytechnique Fédérale de Lausanne, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 91 (544,005)

Abstract:

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

The Rescue of Fannie Mae and Freddie Mac

FRB of New York Staff Report No. 719
Number of pages: 55 Posted: 18 Aug 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Structured Finance Association, École Polytechnique Fédérale de Lausanne, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 63 (674,343)
Citation 16

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

25.

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

Downloads 261 (225,160)
Citation 13

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FRB of NY Staff Report No. 833
Number of pages: 47 Posted: 09 Jan 2018
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Division of Monetary Affairs, Federal Reserve Bank of New York, Structured Finance Association, University of Maryland, Federal Reserve Bank of Minneapolis and University of Parma
Downloads 93 (536,259)

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central bank balance sheets, monetary policy, remittances

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FEDS Working Paper No. 2018-002
Number of pages: 47 Posted: 11 Jan 2018 Last Revised: 29 Apr 2020
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Division of Monetary Affairs, Federal Reserve Bank of New York, Structured Finance Association, University of Maryland, Federal Reserve Bank of Minneapolis and University of Parma
Downloads 85 (568,382)
Citation 1

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Central bank balance sheets, Monetary policy, Remittances

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FRB Atlanta Working Paper No. 2018-7
Number of pages: 46 Posted: 22 Aug 2018 Last Revised: 29 Apr 2020
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Division of Monetary Affairs, Federal Reserve Bank of New York, Structured Finance Association, University of Maryland, Federal Reserve Bank of Minneapolis and University of Parma
Downloads 83 (576,778)
Citation 3

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central bank balance sheets, monetary policy, remittances

26.

Haste Makes Waste: Banking Organization Growth and Operational Risk

Downloads 254 (231,351)
Citation 3

Haste Makes Waste: Banking Organization Growth and Operational Risk

FRB of Dallas Working Paper No. 2023
Number of pages: 54 Posted: 19 Aug 2020
W. Scott Frame, Ping McLemore and Atanas Mihov
Structured Finance Association, Federal Reserve Banks - Quantitative Supervision & Research and University of Kansas
Downloads 128 (423,920)
Citation 4

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Banking organizations, Operational risk, Mergers &, acquisitions, Growth

Haste Makes Waste: Banking Organization Growth and Operational Risk

Number of pages: 68 Posted: 19 Apr 2023
W. Scott Frame, Ping McLemore and Atanas Mihov
Structured Finance Association, Federal Reserve Banks - Quantitative Supervision & Research and University of Kansas
Downloads 126 (429,121)

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Banking organizations, operational risk, growth, mergers & acquisitions

27.

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Downloads 242 (242,604)
Citation 10

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Number of pages: 56 Posted: 27 Jul 2014 Last Revised: 27 Sep 2016
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Structured Finance Association and Federal Reserve Bank of Atlanta
Downloads 169 (337,293)

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mortgage default, GSEs, securitization, private information

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

FRB Atlanta Working Paper No. 2014-4
Number of pages: 58 Posted: 04 Apr 2015
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Structured Finance Association and Federal Reserve Bank of Atlanta
Downloads 73 (622,326)
Citation 9

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mortgage default, GSEs, securitization, private information

28.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Role of the Economic Characteristics of Collateral

European Banking Center Discussion Paper No. 2012-020, CentER Discussion Paper Series No. 2012-078
Number of pages: 34 Posted: 24 Sep 2012
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Structured Finance Association and Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR)
Downloads 172 (332,315)
Citation 2

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Collateral, Asymmetric Information, Banks

29.

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage REITs

Downloads 170 (335,836)

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage REITs

Number of pages: 42 Posted: 22 Jun 2018
W. Scott Frame and Eva Steiner
Structured Finance Association and Pennsylvania State University - Smeal College of Business
Downloads 109 (479,603)

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Quantitative Easing, Risk-Taking, REITs, GSEs, Mortgages, Securitization

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage Reits

FRB Atlanta Working Paper No. 2018-8
Number of pages: 42 Posted: 23 Aug 2018 Last Revised: 29 Apr 2020
W. Scott Frame and Eva Steiner
Structured Finance Association and Pennsylvania State University - Smeal College of Business
Downloads 61 (685,557)

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quantitative easing, risk-taking, REITs, GSEs, mortgages, securitization

30.

Operational Loss Recoveries and the Macroeconomic Environment: Evidence from the U.S. Banking Sector

Downloads 163 (348,148)

Operational Loss Recoveries and the Macroeconomic Environment: Evidence from the U.S. Banking Sector

Journal of Banking and Finance, Forthcoming
Number of pages: 49 Posted: 04 Aug 2022 Last Revised: 21 May 2024
W. Scott Frame, Nika Lazaryan, Ping McLemore and Atanas Mihov
Structured Finance Association, Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Quantitative Supervision & Research and University of Kansas
Downloads 126 (429,121)

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Operational risk, operational losses, loss recoveries, macroeconomic environment, banking sector

Operational Loss Recoveries and the Macroeconomic Environment: Evidence from the U.S. Banking Sector

FRB of Dallas Working Paper No. 2215
Number of pages: 45 Posted: 07 Sep 2022
W. Scott Frame, Nika Lazaryan, Ping McLemore and Atanas Mihov
Structured Finance Association, Federal Reserve Banks - Federal Reserve Bank of Richmond, Federal Reserve Banks - Quantitative Supervision & Research and University of Kansas
Downloads 37 (849,851)

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Operational risk, Operational losses, Loss recoveries, Macroeconomic environment, Banking sector

31.

Resolving Large Financial Intermediaries: Banks Versus Housing Enterprises

FRB Atlanta Working Paper No. 2004-23a
Number of pages: 69 Posted: 04 Jan 2005
Robert Eisenbeis, W. Scott Frame and Larry D. Wall
Independent, Structured Finance Association and Federal Reserve Bank of Atlanta - Research Department
Downloads 162 (349,980)
Citation 2

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Fannie Mae, Freddie Mac, mortgages, bank failure, too big to fail, resolution, receivership

32.

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Downloads 157 (359,271)
Citation 25

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

FRB Atlanta Working Paper No. 2017-2
Number of pages: 60 Posted: 27 Mar 2017 Last Revised: 21 Sep 2017
W. Scott Frame, Atanas Mihov and Leandro Sanz
Structured Finance Association, University of Kansas and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 109 (479,603)

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regulation, supervision, bank holding companies, cross-border operations, subsidiary locations, risk, systemic risk

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Number of pages: 53 Posted: 16 Dec 2015 Last Revised: 30 Oct 2018
W. Scott Frame, Atanas Mihov and Leandro Sanz
Structured Finance Association, University of Kansas and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 48 (766,604)
Citation 25

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Regulation; Supervision; Bank holding companies; Cross-border operations; Subsidiary locations; Risk; Systemic risk

33.

The Information Revolution and Small Business Lending: The Missing Evidence

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-7
Number of pages: 21 Posted: 28 Mar 2010
Robert DeYoung, W. Scott Frame, Dennis Glennon and Peter J. Nigro
University of Kansas School of Business, Structured Finance Association, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 136 (403,020)
Citation 10

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borrower-lender distance, credit scoring, information technology, small business lending

34.

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

Downloads 84 (405,421)
Citation 7

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

FRB Atlanta Working Paper No. 2018-10
Number of pages: 48 Posted: 29 Aug 2018 Last Revised: 29 Apr 2020
James Conklin, W. Scott Frame, Kristopher Gerardi and Haoyang Liu
University of Georgia, Structured Finance Association, Federal Reserve Bank of Atlanta and Federal Reserve Banks - Federal Reserve Bank of Dallas
Downloads 84 (572,534)
Citation 1

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mortgages, subprime, house prices, credit scores, housing boom

35.

De-Risking Banks through Synthetic Securitization and Credit-Linked Note Issuance

Number of pages: 8 Posted: 07 Jun 2024
W. Scott Frame
Structured Finance Association
Downloads 120 (443,860)

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Banks, Capital, Securitization

36.

The Federal Home Loan Bank System and U.S. Housing Finance

FRB Atlanta Working Paper No. 2016-2
Number of pages: 23 Posted: 01 Feb 2016 Last Revised: 30 Aug 2017
W. Scott Frame
Structured Finance Association
Downloads 116 (455,196)

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residential mortgages, government-sponsored enterprises, liquidity

37.

Commercial Lending Distance and Historically Underserved Areas

FRB of Atlanta Working Paper No. 2007-11a
Number of pages: 36 Posted: 12 Jul 2007
Robert DeYoung, W. Scott Frame, Dennis Glennon, Daniel P. McMillen and Peter J. Nigro
University of Kansas School of Business, Structured Finance Association, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Illinois at Chicago - Center for Urban Real Estate and Bryant University - Department of Finance
Downloads 111 (470,507)
Citation 8

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small business loans, borrower-lender distance, credit scoring

38.

The Effects of Audit Partners on Financial Reporting: Evidence from U.S. Bank Holding Companies

FRB of Dallas Working Paper No. 2209
Number of pages: 45 Posted: 21 Jul 2022
Gauri Bhat, Hemang Desai, W. Scott Frame, Christoffer Koch and Erik J. Mayer
Southern Methodist University (SMU) - Accounting Department, Southern Methodist University (SMU) - Accounting Department, Structured Finance Association, International Monetary Fund (IMF) and University of Wisconsin-Madison, Finance Department
Downloads 109 (476,695)

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Accounting, Banking, Audit Partner Names, Audit Engagement, PCAOB

39.

Risk Externalities of Financial Innovation: Evidence from Operational Losses at Large U.S. Bank Holding Companies

Number of pages: 57 Posted: 29 Nov 2023
Atanas Mihov, W. Scott Frame and Ping McLemore
University of Kansas, Structured Finance Association and Federal Reserve Banks - Quantitative Supervision & Research
Downloads 106 (486,367)

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Operational risk, operational losses, financial innovation, financial patents, financial technology, fintech, bank holding companies, banking sector

40.

Agency Conflicts in Residential Mortgage Securitization: What Does the Empirical Literature Tell Us?

FRB Atlanta Working Paper No. 2017-1
Number of pages: 24 Posted: 27 Mar 2017 Last Revised: 29 Nov 2017
W. Scott Frame
Structured Finance Association
Downloads 104 (493,097)

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mortgages, banks, securitization, financial crisis

41.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Roles of Collateral Characteristics and Types

FRB Atlanta Working Paper No. 2011-12
Number of pages: 25 Posted: 10 Aug 2017
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Structured Finance Association and Bayes Business School (formerly Cass)Centre for Economic Policy Research (CEPR)
Downloads 103 (496,509)
Citation 16

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Collateral, Asymmetric Information, Banks

42.

Introduction to Special Issue: The Appropriate Role of Government in U.S. Mortgage Markets

Economic Policy Review, Vol. 24, No. 3, 2018
Number of pages: 10 Posted: 14 Dec 2018
W. Scott Frame and Joseph S. Tracy
Structured Finance Association and National Bureau of Economic Research (NBER)
Downloads 92 (534,963)
Citation 4

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Fannie Mae, Freddie Mac, housing finance, mortgages, financial crisis, government intervention

43.

Regulating Housing GSEs: Thoughts on Institutional Structure and Authorities

NYU Working Paper No. 2451/26115
Number of pages: 34 Posted: 13 Oct 2008
Lawrence J. White, Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Structured Finance Association
Downloads 87 (553,907)

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Government-sponsored enterprises, risk, regulation

44.

Government Litigation Risk and the Decline in Low-Income Mortgage Lending

Number of pages: 68 Posted: 30 May 2024
W. Scott Frame, Kristopher Gerardi, Erik J. Mayer, Billy Xu and Lawrence Chengzhi Zhao
Structured Finance Association, Federal Reserve Bank of Atlanta, University of Wisconsin-Madison, Finance Department, University of Rochester - Simon Business School and Texas Tech University - Area of Finance
Downloads 86 (557,935)

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Household Finance, Banking, Mortgage, Credit Access, Litigation, Housing

45.

Quantitative Easing and Financial Risk Taking: Evidence from Agency Mortgage Reits

FRB of Dallas Working Paper No. 2020
Number of pages: 41 Posted: 08 Jul 2020
W. Scott Frame and Eva Steiner
Structured Finance Association and Pennsylvania State University - Smeal College of Business
Downloads 78 (590,983)

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46.

The Devil's in the Tail: Residential Mortgage Finance and the US Treasury

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 23, No. 2, 2013
Number of pages: 23 Posted: 06 Nov 2015
W. Scott Frame, Larry D. Wall, Lawrence J. White and Lawrence J. White
Structured Finance Association, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 70 (627,182)
Citation 5

Abstract:

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47.

Recent Trends in U.S. Home Prices and Mortgage Interest Rates

Number of pages: 21 Posted: 29 Nov 2023
W. Scott Frame and Kristopher Gerardi
Structured Finance Association and Federal Reserve Bank of Atlanta
Downloads 64 (657,013)

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Housing, Mortgages, Interest Rates

48.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. EC-04-27
Number of pages: 42 Posted: 31 Oct 2008
W. Scott Frame, Lawrence J. White and Lawrence J. White
Structured Finance Association and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 53 (717,673)
Citation 1

Abstract:

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

49.

The Rescue of Fannie Mae and Freddie Mac

FRB Atlanta Working Paper No. 2015-2
Posted: 12 Jul 2021 Last Revised: 29 Jul 2021
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Structured Finance Association, École Polytechnique Fédérale de Lausanne, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 48

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50.

Fiscal implications of the Federal Reserve’s Balance Sheet Normalization

FEDS Notes No. 2018-01-09-2 https://doi.org/10.17016/2380-7172.2126
Posted: 06 Jun 2018
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Division of Monetary Affairs, Federal Reserve Bank of New York, Structured Finance Association, University of Maryland, Federal Reserve Bank of Minneapolis and University of Parma

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51.

The Devil's in the Tail: Residential Mortgage Finance and the U.S. Treasury

NYU Working Paper No. 2451/31589
Posted: 17 Aug 2012
W. Scott Frame, Larry D. Wall, Lawrence J. White and Lawrence J. White
Structured Finance Association, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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residential mortgages, securitization, government-sponsored enterprises, housing subsidies.

52.

Credit Scoring and the Availability of Small Business Credit in Low- and Moderate-Income Areas

Posted: 19 Jan 2004
W. Scott Frame, Michael Padhi and Lynn W. Woosley
Structured Finance Association, University of Maryland - Department of Finance and affiliation not provided to SSRN

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Credit scoring, small business lending, low-income, Community Reinvestment Act