W. Scott Frame

Federal Reserve Bank of Atlanta

Senior Economist

1000 Peachtree Street, NE

Atlanta, GA 30309-4470

United States

  • Federal Reserve Bank of Atlanta

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    • Tel: 404 498 8783
    • Fax: 404 498 8810
SCHOLARLY PAPERS

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Scholarly Papers (41)

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1.

Credit Scoring and the Availability, Price, and Risk of Small Business Credit

FRB of Atlanta Working Paper No. 2002-6, FEDS Working Paper No. 2002-26
Number of pages: 39 Posted: 23 Jun 2002
Allen N. Berger, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Georgetown University - Robert Emmett McDonough School of Business
Downloads 2,739 (4,158)

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Banks, credit scoring, small business, risk

2.

Technological Change, Financial Innovation, and Diffusion in Banking

Downloads 2,605 ( 4,517)

Technological Change, Financial Innovation, and Diffusion in Banking

NYU Working Paper No. 2451/33549
Number of pages: 37 Posted: 16 Jan 2014
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 2,113 (6,263)

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technological change; financial innovation, diffusion; banking

Technological Change, Financial Innovation, and Diffusion in Banking

Federal Reserve Bank of Atlanta Working Paper 2009-10
Number of pages: 33 Posted: 16 Jul 2009
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 261 (114,323)

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technological change, financial innovation, banking

Technological Change, Financial Innovation, and Diffusion in Banking

Number of pages: 32 Posted: 16 Jul 2009
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 231 (129,551)

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Technological change, financial innovation, banking

3.

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

Downloads 1,034 ( 20,112)

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

FRB of Atlanta Working Paper No. 2002-12
Number of pages: 40 Posted: 05 Dec 2002
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 803 (28,569)

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financial innovation, banking, securities, patents

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

NYU Working Paper No. EC-02-18
Number of pages: 38 Posted: 31 Oct 2008
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 231 (129,551)

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Financial innovation, banking, securities, patents

4.

Small Business Credit Scoring and Credit Availability

Downloads 997 ( 21,284)

Small Business Credit Scoring and Credit Availability

FRB of Atlanta Working Paper No. 2005-10
Number of pages: 26 Posted: 14 Jun 2005
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Atlanta
Downloads 963 (21,995)

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Banks, credit scoring, small business

Small Business Credit Scoring and Credit Availability

Journal of Small Business Management, Vol. 45, No. 1, pp. 5-22, January 2007
Number of pages: 18 Posted: 11 May 2007
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Atlanta
Downloads 34 (451,597)
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Small Business Credit Scoring and Credit Availability

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 01 Dec 2009
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Atlanta

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Credit ratings, Federal Reserve Bank of Atlanta, Secondary markets, Credit, Financial markets, Access to capital, Banking industry, Bank loans, Financial policies, Lending policies, Public policies

5.

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Downloads 949 ( 22,869)

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

FRB Atlanta Working Paper No. 2001-9
Number of pages: 27 Posted: 30 May 2001
Jalal D. Akhavein, W. Scott Frame and Lawrence J. White
Fitch Ratings Inc., Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 745 (31,684)

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Credit scoring, small business lending, financial innovation, technology diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

NYU Working Paper No. EC-01-08
Number of pages: 26 Posted: 31 Oct 2008
Jalal D. Akhavein, W. Scott Frame and Lawrence J. White
Fitch Ratings Inc., Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 204 (146,282)

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Credit Scoring, Small Business Lending, Financial Innovation, Technology Diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Journal of Business, Vol 78, No. 2, March 2005
Posted: 01 May 2006
Jalal D. Akhavein, W. Scott Frame and Lawrence J. White
Fitch Ratings Inc., Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics

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Credit scoring, small business lending, financial innovation, technology diffusion

6.

The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas

FRB Atlanta Working Paper No. 2001-6
Number of pages: 26 Posted: 20 May 2001
W. Scott Frame, Michael Padhi and Lynn W. Woosley
Federal Reserve Bank of Atlanta, University of Maryland - Department of Finance and affiliation not provided to SSRN
Downloads 761 (31,268)

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Credit scoring, small business lending, low-income, Community Reinvestment Act

7.

Debt Maturity, Risk, and Asymmetric Information

Downloads 719 ( 33,772)

Debt Maturity, Risk, and Asymmetric Information

Number of pages: 41 Posted: 24 Aug 2004
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Federal Reserve Bank of Atlanta and Georgetown University - Robert Emmett McDonough School of Business
Downloads 581 (44,296)

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Debt maturity, risk, asymmetric information, banks, credit scoring

Debt Maturity, Risk, and Asymmetric Information

IMF Working Paper No. 05/201
Number of pages: 41 Posted: 30 Jun 2009
Marco A. Espinosa-Vega, Allen N. Berger, W. Scott Frame and Nathan H. Miller
International Monetary Fund (IMF), University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and affiliation not provided to SSRN
Downloads 138 (206,174)

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Debt, Risk premium, Banks, Credit, Economic models

8.

The Value of Olympic Sponsorships: Who is Capturing the Gold?

Journal of Market-Focused Management, Vol. 2, No. 2, November 1997
Number of pages: 27 Posted: 17 Sep 2001
W. Scott Frame and Kathleen A. Farrell
Federal Reserve Bank of Atlanta and University of Nebraska-Lincoln
Downloads 620 (41,204)

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event study, sponsorship, olympics, communications mix, agency theory

9.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

Downloads 452 ( 61,662)

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Stern Working Paper No. 04-27; FRB Atlanta Working Paper No. 2004-26
Number of pages: 42 Posted: 15 Oct 2004
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of Economics and Federal Reserve Bank of Atlanta
Downloads 405 (69,821)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. S-FI-04-07
Number of pages: 42 Posted: 11 Nov 2008
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 47 (398,730)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

10.

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Downloads 387 ( 74,280)

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Federal Reserve Bank of Atlanta Working Paper No. 2009-13
Number of pages: 29 Posted: 22 Aug 2009
W. Scott Frame
Federal Reserve Bank of Atlanta
Downloads 362 (79,625)

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government-sponsored enterprises, mortgages, securitization, conservatorship

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 18, No. 2, 2008
Number of pages: 13 Posted: 09 Dec 2015
W. Scott Frame
Federal Reserve Bank of Atlanta
Downloads 25 (498,801)

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The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Journal of Applied Finance, Fall/Winter2008, Vol. 18, Issue 2, pp. 124-136
Posted: 26 Jul 2012
W. Scott Frame
Federal Reserve Bank of Atlanta

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Secondary Mortgage Market, Mortgages Intervention, Federal Government

11.

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

Downloads 387 ( 74,280)

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

FRB of Atlanta Working Paper No. 2004-4
Number of pages: 29 Posted: 22 Mar 2004
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 309 (95,408)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. S-FI-04-01
Number of pages: 30 Posted: 11 Nov 2008
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of Economics and Federal Reserve Bank of Atlanta
Downloads 51 (384,475)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. 2451/26116
Number of pages: 30 Posted: 13 Oct 2008
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of Economics and Federal Reserve Bank of Atlanta
Downloads 27 (487,022)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

12.

Why Do Borrowers Pledge Collateral? New Empirical Evidence on the Role of Asymmetric Information

FRB of Atlanta Working Paper No. 2006-29a
Number of pages: 32 Posted: 09 Feb 2007
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Federal Reserve Bank of Atlanta and Georgetown University - Robert Emmett McDonough School of Business
Downloads 381 (75,610)

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collateral, asymmetric information, banks, small business, credit scoring

13.

Competition for Fannie Mae and Freddie Mac?

Regulation, Vol. 27, No. 3, pp. 56-60, Fall 2004
Number of pages: 5 Posted: 22 Oct 2004
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 364 (79,769)

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Fannie Mae, Freddie Mac, banking, finance, mortgage-backed securities, government sponsored enterprises, GSE, competition, regulation, reform

14.

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

Downloads 361 ( 80,522)

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

European Banking Center Discussion Paper No. 2010-01, CentER Discussion Paper Series No. 2010-13
Number of pages: 29 Posted: 19 Feb 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 309 (95,408)

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Collateral, Asymmetric Information, Banks

Tests of Ex Ante versus Ex Post Theories of Collateral Using Private and Public Information

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-6
Number of pages: 32 Posted: 29 Mar 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 52 (381,137)

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collateral, asymmetric information, banks

15.

The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk

Federal Reserve Bank of Atlanta Working Paper 2009-9
Number of pages: 25 Posted: 17 Jul 2009
Allen N. Berger, Adrian Cowan and W. Scott Frame
University of South Carolina - Darla Moore School of Business, Saint Mary's University of San Antonio and Federal Reserve Bank of Atlanta
Downloads 318 (92,954)

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banks, small business, credit scoring

16.

An Analysis of the Systemic Risks Posed by Fannie Mae and Freddie Mac and an Evaluation of the Policy Options for Reducing Those Risks

FRB of Atlanta Working Paper No. 2006-2
Number of pages: 56 Posted: 25 Apr 2006
Robert Eisenbeis Eisenbeis, W. Scott Frame and Larry D. Wall
Independent, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Atlanta - Research Department
Downloads 297 (100,111)

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Government-sponsored enterprises, systemic risk, portfolio limits

17.

The Effect of the Common Bond and Membership Expansion on Credit Union Risk

FRB Atlanta Working Paper No. 2001-10
Number of pages: 33 Posted: 30 May 2001
W. Scott Frame, Gordon V. Karels and Christine McClatchey
Federal Reserve Bank of Atlanta, University of Nebraska at Lincoln - Department of Finance and University of Northern Colorado
Downloads 269 (111,306)

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Credit unions, common bond, concentration risk

18.

Federal Home Loan Bank Advances and Commercial Bank Portfolio Composition

FRB of Atlanta Working Paper No. 2007-17, FEDS Working Paper No. 2007-31
Number of pages: 56 Posted: 01 Aug 2007
W. Scott Frame, Diana Hancock and S. Wayne Passmore
Federal Reserve Bank of Atlanta, Federal Reserve Board - Division of Research and Statistics and Board of Governors of the Federal Reserve - Household and Real Estate Finance Section
Downloads 230 (130,609)

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advances, government-sponsored enterprises, GSE, portfolio shocks, panel VAR

19.

The Federal Home Loan Bank System: The Lender of Next-to-Last Resort?

FRB of New York Staff Report No. 357, Federal Reserve Bank of Atlanta Working Paper No. 2009-4
Number of pages: 48 Posted: 02 Dec 2008
Adam B. Ashcraft, Morten L. Bech and W. Scott Frame
Federal Reserve Bank of New York, Bank for International Settlements (BIS) - Committee on Payments and Market Infrastructures and Federal Reserve Bank of Atlanta
Downloads 221 (135,747)

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Federal Home Loan Bank, government-sponsored enterprise, lender of last resort, liquidity

20.

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

Downloads 196 (152,026)

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

FRB Atlanta Working Paper No. 2015-3
Number of pages: 57 Posted: 13 Apr 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 134 (211,118)

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Bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

FRB of Boston Working Paper No. 15-4
Number of pages: 55 Posted: 19 Oct 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 62 (349,449)

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bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

21.

The Rescue of Fannie Mae and Freddie Mac

Downloads 172 (171,069)

The Rescue of Fannie Mae and Freddie Mac

FRB Atlanta Working Paper No. 2015-2
Number of pages: 54 Posted: 13 Apr 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Federal Reserve Bank of Atlanta, Swiss National Bank - Financial Stability, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 85 (291,722)

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

The Rescue of Fannie Mae and Freddie Mac

FRB of New York Staff Report No. 719
Number of pages: 55 Posted: 24 Mar 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Federal Reserve Bank of Atlanta, Swiss National Bank - Financial Stability, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 65 (340,915)

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

The Rescue of Fannie Mae and Freddie Mac

FRB of New York Staff Report No. 719
Number of pages: 55 Posted: 18 Aug 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Federal Reserve Bank of Atlanta, Swiss National Bank - Financial Stability, Federal Reserve Bank of New York and Federal Reserve Bank of New York
Downloads 22 (517,156)

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

22.

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Downloads 168 (174,650)

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Number of pages: 56 Posted: 27 Jul 2014 Last Revised: 27 Sep 2016
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Atlanta
Downloads 124 (224,461)

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mortgage default, GSEs, securitization, private information

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

FRB Atlanta Working Paper No. 2014-4
Number of pages: 58 Posted: 04 Apr 2015
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Atlanta
Downloads 44 (409,887)

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mortgage default, GSEs, securitization, private information

23.

Resolving Large Financial Intermediaries: Banks Versus Housing Enterprises

FRB Atlanta Working Paper No. 2004-23a
Number of pages: 69 Posted: 04 Jan 2005
Robert Eisenbeis Eisenbeis, W. Scott Frame and Larry D. Wall
Independent, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Atlanta - Research Department
Downloads 136 (207,974)

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Fannie Mae, Freddie Mac, mortgages, bank failure, too big to fail, resolution, receivership

24.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Role of the Economic Characteristics of Collateral

European Banking Center Discussion Paper No. 2012-020, CentER Discussion Paper Series No. 2012-078
Number of pages: 34 Posted: 24 Sep 2012
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 130 (215,682)

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Collateral, Asymmetric Information, Banks

25.

Technological Change and Financial Innovation in Banking: Some Implications for Fintech

FRB Atlanta Working Paper No. 2018-11
Number of pages: 34 Posted: 08 Oct 2018 Last Revised: 21 Feb 2019
W. Scott Frame, Larry D. Wall and Lawrence J. White
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 126 (220,866)

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financial innovation, technological change, banking, fintech

26.

The Information Revolution and Small Business Lending: The Missing Evidence

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-7
Number of pages: 21 Posted: 28 Mar 2010
Robert DeYoung, W. Scott Frame, Dennis Glennon and Peter J. Nigro
University of Kansas School of Business, Federal Reserve Bank of Atlanta, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 90 (278,990)

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borrower-lender distance, credit scoring, information technology, small business lending

27.

Commercial Lending Distance and Historically Underserved Areas

FRB of Atlanta Working Paper No. 2007-11a
Number of pages: 36 Posted: 12 Jul 2007
Robert DeYoung, W. Scott Frame, Dennis Glennon, Daniel P. McMillen and Peter J. Nigro
University of Kansas School of Business, Federal Reserve Bank of Atlanta, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Illinois at Chicago - Center for Urban Real Estate and Bryant University - Department of Finance
Downloads 87 (284,984)

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small business loans, borrower-lender distance, credit scoring

28.

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Downloads 86 (287,051)

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

FRB Atlanta Working Paper No. 2017-2
Number of pages: 60 Posted: 27 Mar 2017 Last Revised: 21 Sep 2017
W. Scott Frame, Atanas Mihov and Leandro Sanz
Federal Reserve Bank of Atlanta, Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 69 (329,947)

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regulation, supervision, bank holding companies, cross-border operations, subsidiary locations, risk, systemic risk

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Number of pages: 53 Posted: 16 Dec 2015 Last Revised: 30 Oct 2018
W. Scott Frame, Atanas Mihov and Leandro Sanz
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 17 (548,968)

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Regulation; Supervision; Bank holding companies; Cross-border operations; Subsidiary locations; Risk; Systemic risk

29.

Agency Conflicts in Residential Mortgage Securitization: What Does the Empirical Literature Tell Us?

FRB Atlanta Working Paper No. 2017-1
Number of pages: 24 Posted: 27 Mar 2017 Last Revised: 29 Nov 2017
W. Scott Frame
Federal Reserve Bank of Atlanta
Downloads 77 (306,738)

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mortgages, banks, securitization, financial crisis

30.

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

Downloads 75 (311,426)

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FEDS Working Paper No. 2018-002
Number of pages: 47 Posted: 11 Jan 2018
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System - Division of Monetary Affairs, Federal Reserve Bank of New York, Federal Reserve Bank of Atlanta, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 52 (381,137)

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Central bank balance sheets, Monetary policy, Remittances

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FRB Atlanta Working Paper No. 2018-7
Number of pages: 46 Posted: 22 Aug 2018 Last Revised: 21 Feb 2019
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System - Division of Monetary Affairs, Federal Reserve Bank of New York, Federal Reserve Bank of Atlanta, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 19 (536,133)

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central bank balance sheets, monetary policy, remittances

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FRB of NY Staff Report No. 833
Number of pages: 47 Posted: 09 Jan 2018
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System - Division of Monetary Affairs, Federal Reserve Bank of New York, Federal Reserve Bank of Atlanta, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 4 (636,585)

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central bank balance sheets, monetary policy, remittances

31.

The Federal Home Loan Bank System and U.S. Housing Finance

FRB Atlanta Working Paper No. 2016-2
Number of pages: 23 Posted: 01 Feb 2016 Last Revised: 30 Aug 2017
W. Scott Frame
Federal Reserve Bank of Atlanta
Downloads 75 (311,426)

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residential mortgages, government-sponsored enterprises, liquidity

32.

Regulating Housing GSEs: Thoughts on Institutional Structure and Authorities

NYU Working Paper No. 2451/26115
Number of pages: 34 Posted: 13 Oct 2008
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of Economics and Federal Reserve Bank of Atlanta
Downloads 59 (353,429)

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Government-sponsored enterprises, risk, regulation

33.

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage REITs

Downloads 58 (356,411)

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage REITs

Number of pages: 42 Posted: 22 Jun 2018
W. Scott Frame and Eva Steiner
Federal Reserve Bank of Atlanta and School of Hotel Administration, Cornell University
Downloads 41 (421,550)

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Quantitative Easing, Risk-Taking, REITs, GSEs, Mortgages, Securitization

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage Reits

FRB Atlanta Working Paper No. 2018-8
Number of pages: 42 Posted: 23 Aug 2018 Last Revised: 21 Feb 2019
W. Scott Frame and Eva Steiner
Federal Reserve Bank of Atlanta and School of Hotel Administration, Cornell University
Downloads 17 (548,968)

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quantitative easing, risk-taking, REITs, GSEs, mortgages, securitization

34.

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

FRB Atlanta Working Paper No. 2018-10
Number of pages: 48 Posted: 29 Aug 2018 Last Revised: 21 Feb 2019
James Conklin, W. Scott Frame, Kristopher Gerardi and Haoyang Liu
University of Georgia, Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta and Federal Reserve Bank of New York
Downloads 38 (424,912)

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mortgages, subprime, house prices, credit scores, housing boom

35.

Introduction to Special Issue: The Appropriate Role of Government in U.S. Mortgage Markets

Economic Policy Review, Vol. 24, No. 3, 2018
Number of pages: 10 Posted: 14 Dec 2018
W. Scott Frame and Joseph Tracy
Federal Reserve Bank of Atlanta and Federal Reserve Bank of Dallas
Downloads 30 (459,008)

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Fannie Mae, Freddie Mac, housing finance, mortgages, financial crisis, government intervention

36.

The Devil's in the Tail: Residential Mortgage Finance and the US Treasury

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 23, No. 2, 2013
Number of pages: 23 Posted: 06 Nov 2015
W. Scott Frame, Larry D. Wall and Lawrence J. White
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 28 (468,675)

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37.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. EC-04-27
Number of pages: 42 Posted: 31 Oct 2008
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Atlanta and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics
Downloads 23 (495,257)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

38.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Roles of Collateral Characteristics and Types

FRB Atlanta Working Paper No. 2011-12
Number of pages: 25 Posted: 10 Aug 2017
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Atlanta and Lancaster University - Management School
Downloads 17 (529,631)

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Collateral, Asymmetric Information, Banks

39.

Introduction to Special Issue: Government Involvement in Residential Mortgage Markets

Real Estate Economics, Vol. 43, Issue 4, pp. 807-819, 2015
Number of pages: 13 Posted: 26 Oct 2015
W. Scott Frame
Federal Reserve Bank of Atlanta
Downloads 0 (657,000)
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40.

The Devil's in the Tail: Residential Mortgage Finance and the U.S. Treasury

NYU Working Paper No. 2451/31589
Posted: 17 Aug 2012
W. Scott Frame, Larry D. Wall and Lawrence J. White
Federal Reserve Bank of Atlanta, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of Economics

Abstract:

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residential mortgages, securitization, government-sponsored enterprises, housing subsidies.

41.

Credit Scoring and the Availability of Small Business Credit in Low- and Moderate-Income Areas

Financial Review, Vol. 39, pp. 35-54, 2004
Posted: 19 Jan 2004
W. Scott Frame, Michael Padhi and Lynn W. Woosley
Federal Reserve Bank of Atlanta, University of Maryland - Department of Finance and affiliation not provided to SSRN

Abstract:

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Credit scoring, small business lending, low-income, Community Reinvestment Act