W. Scott Frame

Federal Reserve Bank of Dallas

Vice President

2200 N Pearl Street

Dallas, TX 75201

United States

  • Federal Reserve Bank of Dallas

    • Email
    • Tel: 214-922-6984
SCHOLARLY PAPERS

45

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444

CROSSREF CITATIONS

367

Scholarly Papers (45)

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1.

Technological Change, Financial Innovation, and Diffusion in Banking

Downloads 3,056 ( 4,673)
Citation 17

Technological Change, Financial Innovation, and Diffusion in Banking

NYU Working Paper No. 2451/33549
Number of pages: 37 Posted: 16 Jan 2014
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 2,494 (6,435)
Citation 4

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technological change; financial innovation, diffusion; banking

Technological Change, Financial Innovation, and Diffusion in Banking

Federal Reserve Bank of Atlanta Working Paper 2009-10
Number of pages: 33 Posted: 16 Jul 2009
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 300 (123,049)
Citation 9

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technological change, financial innovation, banking

Technological Change, Financial Innovation, and Diffusion in Banking

Number of pages: 32 Posted: 16 Jul 2009
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 262 (141,803)
Citation 5

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Technological change, financial innovation, banking

2.

Credit Scoring and the Availability, Price, and Risk of Small Business Credit

FRB of Atlanta Working Paper No. 2002-6, FEDS Working Paper No. 2002-26
Number of pages: 39 Posted: 23 Jun 2002
Allen N. Berger, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Dallas and Georgetown University - Robert Emmett McDonough School of Business
Downloads 2,787 (5,468)
Citation 59

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Banks, credit scoring, small business, risk

3.

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

Downloads 1,221 ( 20,351)
Citation 38

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

FRB of Atlanta Working Paper No. 2002-12
Number of pages: 40 Posted: 05 Dec 2002
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 977 (27,812)
Citation 42

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financial innovation, banking, securities, patents

Empirical Studies of Financial Innovation: Lots of Talk, Little Action?

NYU Working Paper No. EC-02-18
Number of pages: 38 Posted: 31 Oct 2008
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 244 (152,309)
Citation 1

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Financial innovation, banking, securities, patents

4.

Technological Change and Financial Innovation in Banking: Some Implications for Fintech

FRB Atlanta Working Paper No. 2018-11
Number of pages: 34 Posted: 08 Oct 2018 Last Revised: 29 Apr 2020
W. Scott Frame, Larry D. Wall and Lawrence J. White
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 1,061 (25,136)
Citation 4

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financial innovation, technological change, banking, fintech

5.

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Downloads 1,014 ( 26,768)
Citation 20

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

FRB Atlanta Working Paper No. 2001-9
Number of pages: 27 Posted: 30 May 2001
Jalal D. Akhavein, W. Scott Frame and Lawrence J. White
Fitch Ratings Inc., Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 769 (38,840)
Citation 26

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Credit scoring, small business lending, financial innovation, technology diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

NYU Working Paper No. EC-01-08
Number of pages: 26 Posted: 31 Oct 2008
Jalal D. Akhavein, W. Scott Frame and Lawrence J. White
Fitch Ratings Inc., Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 245 (151,681)

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Credit Scoring, Small Business Lending, Financial Innovation, Technology Diffusion

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

Journal of Business, Vol 78, No. 2, March 2005
Posted: 01 May 2006
Jalal D. Akhavein, W. Scott Frame and Lawrence J. White
Fitch Ratings Inc., Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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Credit scoring, small business lending, financial innovation, technology diffusion

6.

Small Business Credit Scoring and Credit Availability

Downloads 983 ( 27,990)
Citation 9

Small Business Credit Scoring and Credit Availability

FRB of Atlanta Working Paper No. 2005-10
Number of pages: 26 Posted: 14 Jun 2005
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Dallas
Downloads 983 (27,581)
Citation 15

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Banks, credit scoring, small business

Small Business Credit Scoring and Credit Availability

University of Illinois at Urbana-Champaign's Academy for Entrepreneurial Leadership Historical Research Reference in Entrepreneurship
Posted: 01 Dec 2009
Allen N. Berger and W. Scott Frame
University of South Carolina - Darla Moore School of Business and Federal Reserve Bank of Dallas

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Credit ratings, Federal Reserve Bank of Atlanta, Secondary markets, Credit, Financial markets, Access to capital, Banking industry, Bank loans, Financial policies, Lending policies, Public policies

7.

The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas

FRB Atlanta Working Paper No. 2001-6
Number of pages: 26 Posted: 20 May 2001
W. Scott Frame, Michael Padhi and Lynn W. Woosley
Federal Reserve Bank of Dallas, University of Maryland - Department of Finance and affiliation not provided to SSRN
Downloads 786 (38,254)
Citation 22

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Credit scoring, small business lending, low-income, Community Reinvestment Act

8.

Debt Maturity, Risk, and Asymmetric Information

Downloads 744 ( 41,234)
Citation 98

Debt Maturity, Risk, and Asymmetric Information

Number of pages: 41 Posted: 24 Aug 2004
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Federal Reserve Bank of Dallas and Georgetown University - Robert Emmett McDonough School of Business
Downloads 599 (54,237)
Citation 7

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Debt maturity, risk, asymmetric information, banks, credit scoring

Debt Maturity, Risk, and Asymmetric Information

IMF Working Paper No. 05/201
Number of pages: 41 Posted: 30 Jun 2009
Marco A. Espinosa-Vega, Allen N. Berger, W. Scott Frame and Nathan H. Miller
International Monetary Fund (IMF), University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Dallas and affiliation not provided to SSRN
Downloads 145 (243,865)
Citation 14

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Debt, Risk premium, Banks, Credit, Economic models

9.

The Value of Olympic Sponsorships: Who is Capturing the Gold?

Number of pages: 27 Posted: 17 Sep 2001
W. Scott Frame and Kathleen A. Farrell
Federal Reserve Bank of Dallas and University of Nebraska-Lincoln
Downloads 630 (51,448)
Citation 2

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event study, sponsorship, olympics, communications mix, agency theory

10.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

Downloads 474 ( 73,473)
Citation 34

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Stern Working Paper No. 04-27; FRB Atlanta Working Paper No. 2004-26
Number of pages: 42 Posted: 15 Oct 2004
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Federal Reserve Bank of Dallas
Downloads 421 (83,906)
Citation 38

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. S-FI-04-07
Number of pages: 42 Posted: 11 Nov 2008
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 53 (459,892)

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

11.

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Downloads 419 ( 85,115)
Citation 7

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Federal Reserve Bank of Atlanta Working Paper No. 2009-13
Number of pages: 29 Posted: 22 Aug 2009
W. Scott Frame
Federal Reserve Bank of Dallas
Downloads 371 (97,089)
Citation 8

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government-sponsored enterprises, mortgages, securitization, conservatorship

The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 18, No. 2, 2008
Number of pages: 13 Posted: 09 Dec 2015
W. Scott Frame
Federal Reserve Bank of Dallas
Downloads 48 (480,606)

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The 2008 Federal Intervention to Stabilize Fannie Mae and Freddie Mac

Journal of Applied Finance, Fall/Winter2008, Vol. 18, Issue 2, pp. 124-136
Posted: 26 Jul 2012
W. Scott Frame
Federal Reserve Bank of Dallas

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Secondary Mortgage Market, Mortgages Intervention, Federal Government

12.

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

Downloads 413 ( 86,506)
Citation 6

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

FRB of Atlanta Working Paper No. 2004-4
Number of pages: 29 Posted: 22 Mar 2004
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 322 (114,016)
Citation 6

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. S-FI-04-01
Number of pages: 30 Posted: 11 Nov 2008
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Federal Reserve Bank of Dallas
Downloads 59 (436,793)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

Emerging Competition and Risk-Taking Incentives at Fannie Mae and Freddie Mac

NYU Working Paper No. 2451/26116
Number of pages: 30 Posted: 13 Oct 2008
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Federal Reserve Bank of Dallas
Downloads 32 (560,698)

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Government-sponsored enterprises, mortgages, securitization, risk-based capital, moral hazard, charter value

13.

Why Do Borrowers Pledge Collateral? New Empirical Evidence on the Role of Asymmetric Information

FRB of Atlanta Working Paper No. 2006-29a
Number of pages: 32 Posted: 09 Feb 2007
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame and Nathan Miller
University of South Carolina - Darla Moore School of Business, International Monetary Fund (IMF), Federal Reserve Bank of Dallas and Georgetown University - Robert Emmett McDonough School of Business
Downloads 395 (91,094)
Citation 31

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collateral, asymmetric information, banks, small business, credit scoring

14.

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

Downloads 389 ( 92,704)
Citation 15

Tests of Ex Ante Versus Ex Post Theories of Collateral Using Private and Public Information

European Banking Center Discussion Paper No. 2010-01, CentER Discussion Paper Series No. 2010-13
Number of pages: 29 Posted: 19 Feb 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Dallas and The Business School (formerly Cass)
Downloads 326 (112,492)
Citation 13

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Collateral, Asymmetric Information, Banks

Tests of Ex Ante versus Ex Post Theories of Collateral Using Private and Public Information

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-6
Number of pages: 32 Posted: 29 Mar 2010
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Dallas and The Business School (formerly Cass)
Downloads 63 (422,455)
Citation 2

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collateral, asymmetric information, banks

15.

Competition for Fannie Mae and Freddie Mac?

Number of pages: 5 Posted: 22 Oct 2004
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 371 (97,852)

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Fannie Mae, Freddie Mac, banking, finance, mortgage-backed securities, government sponsored enterprises, GSE, competition, regulation, reform

16.

The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk

Federal Reserve Bank of Atlanta Working Paper 2009-9
Number of pages: 25 Posted: 17 Jul 2009
Allen N. Berger, Adrian Cowan and W. Scott Frame
University of South Carolina - Darla Moore School of Business, Saint Mary's University of San Antonio and Federal Reserve Bank of Dallas
Downloads 336 (109,464)
Citation 19

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banks, small business, credit scoring

17.

An Analysis of the Systemic Risks Posed by Fannie Mae and Freddie Mac and an Evaluation of the Policy Options for Reducing Those Risks

FRB of Atlanta Working Paper No. 2006-2
Number of pages: 56 Posted: 25 Apr 2006
Robert Eisenbeis, W. Scott Frame and Larry D. Wall
Independent, Federal Reserve Bank of Dallas and Federal Reserve Bank of Atlanta - Research Department
Downloads 308 (120,259)
Citation 3

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Government-sponsored enterprises, systemic risk, portfolio limits

18.

The Effect of the Common Bond and Membership Expansion on Credit Union Risk

FRB Atlanta Working Paper No. 2001-10
Number of pages: 33 Posted: 30 May 2001
W. Scott Frame, Gordon V. Karels and Christine McClatchey
Federal Reserve Bank of Dallas, University of Nebraska at Lincoln - Department of Finance and University of Northern Colorado
Downloads 282 (132,002)
Citation 5

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Credit unions, common bond, concentration risk

19.

Are the Largest Banking Organizations Operationally More Risky?

Downloads 244 (135,020)

Are the Largest Banking Organizations Operationally More Risky?

Number of pages: 49 Posted: 29 Jul 2018 Last Revised: 26 Jun 2019
Filippo Curti, Atanas Mihov and W. Scott Frame
Federal Reserve Bank of Richmond - Quantitative Supervision & Research, University of Kansas and Federal Reserve Bank of Dallas
Downloads 244 (152,309)

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banking organizations, size, operational risk, tail risk, recessions

20.

Federal Home Loan Bank Advances and Commercial Bank Portfolio Composition

FRB of Atlanta Working Paper No. 2007-17, FEDS Working Paper No. 2007-31
Number of pages: 56 Posted: 01 Aug 2007
W. Scott Frame, Diana Hancock and S. Wayne Passmore
Federal Reserve Bank of Dallas, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 254 (146,884)
Citation 7

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advances, government-sponsored enterprises, GSE, portfolio shocks, panel VAR

21.

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

Downloads 247 (151,063)
Citation 5

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

FRB Atlanta Working Paper No. 2015-3
Number of pages: 57 Posted: 13 Apr 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 168 (215,291)
Citation 6

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Bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

The Failure of Supervisory Stress Testing: Fannie Mae, Freddie Mac, and OFHEO

FRB of Boston Working Paper No. 15-4
Number of pages: 55 Posted: 19 Oct 2015
W. Scott Frame, Kristopher Gerardi and Paul Willen
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of Boston - Research Department
Downloads 79 (372,423)

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bank supervision, stress test, model risk, residential mortgages, government-sponsored enterprises

22.

The Federal Home Loan Bank System: The Lender of Next-to-Last Resort?

FRB of New York Staff Report No. 357, Federal Reserve Bank of Atlanta Working Paper No. 2009-4
Number of pages: 48 Posted: 02 Dec 2008
Adam B. Ashcraft, Morten L. Bech and W. Scott Frame
Federal Reserve Bank of New York, Bank for International Settlements (BIS) - Committee on Payments and Market Infrastructures and Federal Reserve Bank of Dallas
Downloads 235 (158,418)
Citation 14

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Federal Home Loan Bank, government-sponsored enterprise, lender of last resort, liquidity

23.

The Rescue of Fannie Mae and Freddie Mac

Downloads 193 (190,576)
Citation 8

The Rescue of Fannie Mae and Freddie Mac

FRB Atlanta Working Paper No. 2015-2
Number of pages: 54 Posted: 13 Apr 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Federal Reserve Bank of Dallas, Swiss National Bank - Financial Stability, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 87 (351,060)
Citation 1

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

The Rescue of Fannie Mae and Freddie Mac

FRB of New York Staff Report No. 719
Number of pages: 55 Posted: 24 Mar 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Federal Reserve Bank of Dallas, Swiss National Bank - Financial Stability, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 67 (408,877)
Citation 1

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

The Rescue of Fannie Mae and Freddie Mac

FRB of New York Staff Report No. 719
Number of pages: 55 Posted: 18 Aug 2015
W. Scott Frame, Andreas Fuster, Joseph S. Tracy and James I. Vickery
Federal Reserve Bank of Dallas, Swiss National Bank - Financial Stability, National Bureau of Economic Research (NBER) and Federal Reserve Bank of Philadelphia
Downloads 39 (522,753)
Citation 5

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Fannie Mae, Freddie Mac, housing finance, financial crisis, government intervention

24.

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Downloads 187 (196,073)
Citation 7

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

Number of pages: 56 Posted: 27 Jul 2014 Last Revised: 27 Sep 2016
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Federal Reserve Bank of Dallas and Federal Reserve Bank of Atlanta
Downloads 138 (253,924)

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mortgage default, GSEs, securitization, private information

The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

FRB Atlanta Working Paper No. 2014-4
Number of pages: 58 Posted: 04 Apr 2015
Manuel Adelino, W. Scott Frame and Kristopher Gerardi
Duke University, Federal Reserve Bank of Dallas and Federal Reserve Bank of Atlanta
Downloads 49 (476,364)
Citation 7

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mortgage default, GSEs, securitization, private information

25.

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

Downloads 145 (243,205)
Citation 8

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FEDS Working Paper No. 2018-002
Number of pages: 47 Posted: 11 Jan 2018 Last Revised: 29 Apr 2020
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System, Federal Reserve Bank of New York, Federal Reserve Bank of Dallas, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 58 (440,551)
Citation 1

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Central bank balance sheets, Monetary policy, Remittances

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FRB Atlanta Working Paper No. 2018-7
Number of pages: 46 Posted: 22 Aug 2018 Last Revised: 29 Apr 2020
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System, Federal Reserve Bank of New York, Federal Reserve Bank of Dallas, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 57 (444,392)
Citation 3

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central bank balance sheets, monetary policy, remittances

Fiscal Implications of the Federal Reserve's Balance Sheet Normalization

FRB of NY Staff Report No. 833
Number of pages: 47 Posted: 09 Jan 2018
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System, Federal Reserve Bank of New York, Federal Reserve Bank of Dallas, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York
Downloads 30 (572,631)

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central bank balance sheets, monetary policy, remittances

26.

Resolving Large Financial Intermediaries: Banks Versus Housing Enterprises

FRB Atlanta Working Paper No. 2004-23a
Number of pages: 69 Posted: 04 Jan 2005
Robert Eisenbeis, W. Scott Frame and Larry D. Wall
Independent, Federal Reserve Bank of Dallas and Federal Reserve Bank of Atlanta - Research Department
Downloads 139 (251,631)
Citation 2

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Fannie Mae, Freddie Mac, mortgages, bank failure, too big to fail, resolution, receivership

27.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Role of the Economic Characteristics of Collateral

European Banking Center Discussion Paper No. 2012-020, CentER Discussion Paper Series No. 2012-078
Number of pages: 34 Posted: 24 Sep 2012
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Dallas and The Business School (formerly Cass)
Downloads 136 (256,013)
Citation 2

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Collateral, Asymmetric Information, Banks

28.

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Downloads 112 (294,994)
Citation 2

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

FRB Atlanta Working Paper No. 2017-2
Number of pages: 60 Posted: 27 Mar 2017 Last Revised: 21 Sep 2017
W. Scott Frame, Atanas Mihov and Leandro Sanz
Federal Reserve Bank of Dallas, Federal Reserve Banks - Federal Reserve Bank of Richmond and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 88 (348,609)

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regulation, supervision, bank holding companies, cross-border operations, subsidiary locations, risk, systemic risk

Foreign Investment, Regulatory Arbitrage, and the Risk of U.S. Banking Organizations

Number of pages: 53 Posted: 16 Dec 2015 Last Revised: 30 Oct 2018
W. Scott Frame, Atanas Mihov and Leandro Sanz
Federal Reserve Bank of Dallas, University of Kansas and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 24 (612,950)
Citation 2

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Regulation; Supervision; Bank holding companies; Cross-border operations; Subsidiary locations; Risk; Systemic risk

29.

The Information Revolution and Small Business Lending: The Missing Evidence

Federal Reserve Bank of Atlanta Working Paper Series No. 2010-7
Number of pages: 21 Posted: 28 Mar 2010
Robert DeYoung, W. Scott Frame, Dennis Glennon and Peter J. Nigro
University of Kansas School of Business, Federal Reserve Bank of Dallas, Government of the United States of America - Office of the Comptroller of the Currency (OCC) and Bryant University - Department of Finance
Downloads 97 (325,031)
Citation 10

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borrower-lender distance, credit scoring, information technology, small business lending

30.

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage REITs

Downloads 96 (327,186)
Citation 1

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage REITs

Number of pages: 42 Posted: 22 Jun 2018
W. Scott Frame and Eva Steiner
Federal Reserve Bank of Dallas and Penn State Smeal College of Business
Downloads 65 (415,507)
Citation 1

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Quantitative Easing, Risk-Taking, REITs, GSEs, Mortgages, Securitization

Unconventional Monetary Policy and Risk-Taking: Evidence from Agency Mortgage Reits

FRB Atlanta Working Paper No. 2018-8
Number of pages: 42 Posted: 23 Aug 2018 Last Revised: 29 Apr 2020
W. Scott Frame and Eva Steiner
Federal Reserve Bank of Dallas and Penn State Smeal College of Business
Downloads 31 (566,557)

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quantitative easing, risk-taking, REITs, GSEs, mortgages, securitization

31.

Commercial Lending Distance and Historically Underserved Areas

FRB of Atlanta Working Paper No. 2007-11a
Number of pages: 36 Posted: 12 Jul 2007
Robert DeYoung, W. Scott Frame, Dennis Glennon, Daniel P. McMillen and Peter J. Nigro
University of Kansas School of Business, Federal Reserve Bank of Dallas, Government of the United States of America - Office of the Comptroller of the Currency (OCC), University of Illinois at Chicago - Center for Urban Real Estate and Bryant University - Department of Finance
Downloads 91 (338,492)
Citation 6

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small business loans, borrower-lender distance, credit scoring

32.

Agency Conflicts in Residential Mortgage Securitization: What Does the Empirical Literature Tell Us?

FRB Atlanta Working Paper No. 2017-1
Number of pages: 24 Posted: 27 Mar 2017 Last Revised: 29 Nov 2017
W. Scott Frame
Federal Reserve Bank of Dallas
Downloads 80 (365,992)

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mortgages, banks, securitization, financial crisis

33.

The Federal Home Loan Bank System and U.S. Housing Finance

FRB Atlanta Working Paper No. 2016-2
Number of pages: 23 Posted: 01 Feb 2016 Last Revised: 30 Aug 2017
W. Scott Frame
Federal Reserve Bank of Dallas
Downloads 79 (368,703)

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residential mortgages, government-sponsored enterprises, liquidity

34.

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

Downloads 59 (391,474)
Citation 1

Villains or Scapegoats? The Role of Subprime Borrowers in Driving the U.S. Housing Boom

FRB Atlanta Working Paper No. 2018-10
Number of pages: 48 Posted: 29 Aug 2018 Last Revised: 29 Apr 2020
James Conklin, W. Scott Frame, Kristopher Gerardi and Haoyang Liu
University of Georgia, Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta and Federal Reserve Bank of New York
Downloads 59 (436,793)
Citation 1

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mortgages, subprime, house prices, credit scores, housing boom

35.

Regulating Housing GSEs: Thoughts on Institutional Structure and Authorities

NYU Working Paper No. 2451/26115
Number of pages: 34 Posted: 13 Oct 2008
Lawrence J. White and W. Scott Frame
New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University and Federal Reserve Bank of Dallas
Downloads 63 (416,885)

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Government-sponsored enterprises, risk, regulation

36.

Introduction to Special Issue: The Appropriate Role of Government in U.S. Mortgage Markets

Economic Policy Review, Vol. 24, No. 3, 2018
Number of pages: 10 Posted: 14 Dec 2018
W. Scott Frame and Joseph S. Tracy
Federal Reserve Bank of Dallas and National Bureau of Economic Research (NBER)
Downloads 49 (468,080)
Citation 4

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Fannie Mae, Freddie Mac, housing finance, mortgages, financial crisis, government intervention

37.

Reexamining the Empirical Relation between Loan Risk and Collateral: The Roles of Collateral Characteristics and Types

FRB Atlanta Working Paper No. 2011-12
Number of pages: 25 Posted: 10 Aug 2017
Allen N. Berger, W. Scott Frame and Vasso Ioannidou
University of South Carolina - Darla Moore School of Business, Federal Reserve Bank of Dallas and The Business School (formerly Cass)
Downloads 36 (526,153)
Citation 6

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Collateral, Asymmetric Information, Banks

38.

The Devil's in the Tail: Residential Mortgage Finance and the US Treasury

Journal of Applied Finance (Formerly Financial Practice and Education), Vol. 23, No. 2, 2013
Number of pages: 23 Posted: 06 Nov 2015
W. Scott Frame, Larry D. Wall and Lawrence J. White
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 35 (531,268)
Citation 5

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39.

Quantitative Easing and Financial Risk Taking: Evidence from Agency Mortgage Reits

FRB of Dallas Working Paper No. 2020
Number of pages: 41 Posted: 08 Jul 2020
W. Scott Frame and Eva Steiner
Federal Reserve Bank of Dallas and Penn State Smeal College of Business
Downloads 34 (536,410)

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40.

Fussing and Fuming Over Fannie and Freddie: How Much Smoke, How Much Fire?

NYU Working Paper No. EC-04-27
Number of pages: 42 Posted: 31 Oct 2008
W. Scott Frame and Lawrence J. White
Federal Reserve Bank of Dallas and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University
Downloads 27 (575,682)
Citation 1

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Fannie Mae, Freddie Mac, government-sponsored enterprises, residential mortgages, securitization, regulation

41.

Haste Makes Waste: Banking Organization Growth and Operational Risk

FRB of Dallas Working Paper No. 2023
Number of pages: 54 Posted: 19 Aug 2020
W. Scott Frame, Ping McLemore and Atanas Mihov
Federal Reserve Bank of Dallas, Federal Reserve Bank of Richmond - Quantitative Supervision & Research and Federal Reserve Banks - Federal Reserve Bank of Richmond
Downloads 22 (608,178)

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Banking organizations, Operational risk, Mergers &, acquisitions, Growth

42.

Fiscal implications of the Federal Reserve’s Balance Sheet Normalization

FEDS Notes No. 2018-01-09-2 https://doi.org/10.17016/2380-7172.2126
Posted: 06 Jun 2018
Michele Cavallo, Marco Del Negro, W. Scott Frame, Jamie Grasing, Ben Malin and Carlo Rosa
Board of Governors of the Federal Reserve System, Federal Reserve Bank of New York, Federal Reserve Bank of Dallas, University of Maryland, Federal Reserve Bank of Minneapolis and Federal Reserve Banks - Federal Reserve Bank of New York

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43.

Introduction to Special Issue: Government Involvement in Residential Mortgage Markets

Real Estate Economics, Vol. 43, Issue 4, pp. 807-819, 2015
Number of pages: 13 Posted: 26 Oct 2015
W. Scott Frame
Federal Reserve Bank of Dallas
Downloads 0 (787,325)
Citation 1
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44.

The Devil's in the Tail: Residential Mortgage Finance and the U.S. Treasury

NYU Working Paper No. 2451/31589
Posted: 17 Aug 2012
W. Scott Frame, Larry D. Wall and Lawrence J. White
Federal Reserve Bank of Dallas, Federal Reserve Bank of Atlanta - Research Department and New York University (NYU) - Leonard N. Stern School of Business, Department of EconomicsStern School of Business, New York University

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residential mortgages, securitization, government-sponsored enterprises, housing subsidies.

45.

Credit Scoring and the Availability of Small Business Credit in Low- and Moderate-Income Areas

Posted: 19 Jan 2004
W. Scott Frame, Michael Padhi and Lynn W. Woosley
Federal Reserve Bank of Dallas, University of Maryland - Department of Finance and affiliation not provided to SSRN

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Credit scoring, small business lending, low-income, Community Reinvestment Act