Mingzhu Tai

The University of Hong Kong, Faculty of Business and Economics

8th Floor Kennedy Town Centre

23 Belcher's Street

Kennedy Town

Hong Kong

  • The University of Hong Kong, Faculty of Business and Economics

SCHOLARLY PAPERS

16

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TOTAL CITATIONS
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Top 15,261

in Total Papers Citations

7

Scholarly Papers (16)

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1.

Stress Testing Banks' Digital Capabilities: Evidence From the COVID-19 Pandemic

Number of pages: 72 Posted: 18 Sep 2020 Last Revised: 25 Feb 2023
Alan Kwan, Chen Lin, Vesa Pursiainen and Mingzhu Tai
The University of Hong Kong, The University of Hong Kong - Faculty of Business and Economics, University of St. Gallen and The University of Hong Kong, Faculty of Business and Economics
Downloads 989 (50,426)

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information technology, banks, branches, COVID-19, SME loans

2.

Attention Constraints and Financial Inclusion

Number of pages: 77 Posted: 15 Jun 2021 Last Revised: 28 Apr 2023
Bo Huang, Jiacui Li, Tse-Chun Lin, Mingzhu Tai and Zoey Yiyuan Zhou
Renmin University of China - School of Finance, David Eccles School of Business, University of Utah, The University of Hong Kong - Faculty of Business and Economics, The University of Hong Kong, Faculty of Business and Economics and Hong Kong University of Science & Technology (HKUST)
Downloads 420 (150,940)
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Attention Constraint, Financial Inclusion, Diversity, Retail Lending

3.

Intra-Family Relationship and Female Entrepreneurship

Number of pages: 64 Posted: 03 Nov 2020 Last Revised: 02 Feb 2022
Tse-Chun Lin and Mingzhu Tai
The University of Hong Kong - Faculty of Business and Economics and The University of Hong Kong, Faculty of Business and Economics
Downloads 388 (165,516)
Citation 1

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Female Entrepreneurship, Intra-household Bargaining Power, Marriage Law

4.

Paying for Beta: Leverage Demand and Asset Management Fees

Journal of Financial Economics (JFE), Forthcoming
Number of pages: 62 Posted: 25 Oct 2019 Last Revised: 20 Feb 2024
Steffen Hitzemann, Stanislav Sokolinski and Mingzhu Tai
University of Houston - Department of Finance, Michigan State University - Department of Finance and The University of Hong Kong, Faculty of Business and Economics
Downloads 332 (196,586)
Citation 1

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Leverage; Financial Intermediation; Mutual Funds

5.

Colonial Legacy and Informal Finance

Number of pages: 57 Posted: 08 Jun 2021 Last Revised: 08 May 2023
Jiafu An, Chen Lin and Mingzhu Tai
Lingnan University, The University of Hong Kong - Faculty of Business and Economics and The University of Hong Kong, Faculty of Business and Economics
Downloads 314 (208,058)

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Colonial legacy, Financial development, Informal finance, Legal culture, Divide and rule

6.

How Did Depositors Respond to Covid-19?

Downloads 255 (258,376)
Citation 1

How Did Depositors Respond to Covid-19?

NBER Working Paper No. w27964
Number of pages: 44 Posted: 19 Oct 2020 Last Revised: 29 May 2023
Ross Levine, Chen Lin, Mingzhu Tai and Wensi Xie
Stanford University, The University of Hong Kong - Faculty of Business and Economics, The University of Hong Kong, Faculty of Business and Economics and The Chinese University of Hong Kong (CUHK) - CUHK Business School
Downloads 136 (456,858)
Citation 1

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How Did Depositors Respond to COVID-19?

Number of pages: 50 Posted: 12 Oct 2020 Last Revised: 29 Oct 2020
Ross Levine, Chen Lin, Mingzhu Tai and Wensi Xie
Stanford University, The University of Hong Kong - Faculty of Business and Economics, The University of Hong Kong, Faculty of Business and Economics and The Chinese University of Hong Kong (CUHK) - CUHK Business School
Downloads 119 (508,989)

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7.

Finance, Social Interactions, and Human Capital Development

HKU Jockey Club Enterprise Sustainability Global Research Institute - Archive
Number of pages: 36 Posted: 21 Jun 2021 Last Revised: 13 Jan 2025
Qing Hu, Ross Levine, Chen Lin and Mingzhu Tai
Renmin University of China - School of Finance, Stanford University, The University of Hong Kong - Faculty of Business and Economics and The University of Hong Kong, Faculty of Business and Economics
Downloads 195 (336,116)

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Credit constraints; Social finance; Demand and supply of labor; Human capital accumulation

8.

Lending Next to the Courthouse: Exposure to Adverse Events and Mortgage Lending Decisions

Number of pages: 63 Posted: 28 Oct 2019 Last Revised: 08 Mar 2023
Derek Huo, Bo Sun, Mingzhu Tai and Yuhai Xuan
Department of Real Estate and Construction, The University of Hong Kong, University of Virginia Darden School of Business, The University of Hong Kong, Faculty of Business and Economics and University of California, Irvine - Paul Merage School of Business
Downloads 182 (356,285)

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mortgage lending, foreclosure, salience

9.

Color, Loan Approval, and Crimes: The Dark Side of Mortgage Market Deregulation

HKU Jockey Club Enterprise Sustainability Global Research Institute - Archive
Number of pages: 31 Posted: 12 Jul 2021 Last Revised: 13 Jan 2025
Tse-Chun Lin, Mingzhu Tai and Jiayu Zhou
The University of Hong Kong - Faculty of Business and Economics, The University of Hong Kong, Faculty of Business and Economics and The University of Hong Kong - The University of Hong Kong Faculty of Business and Economics, Students
Downloads 150 (421,095)

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discrimination; credit expansion; housing price; crime

10.

Mentally Spent: Credit Conditions and Mental Health

NBER Working Paper No. w25584
Number of pages: 42 Posted: 26 Feb 2019 Last Revised: 29 May 2022
Qing Hu, Ross Levine, Chen Lin and Mingzhu Tai
Renmin University of China - School of Finance, Stanford University, The University of Hong Kong - Faculty of Business and Economics and The University of Hong Kong, Faculty of Business and Economics
Downloads 110 (540,787)
Citation 1

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11.

Credit Environment and Small Business Dynamics: Evidence from Establishment-Level Data

The Review of Corporate Finance Studies, 2022.
Number of pages: 60 Posted: 30 Dec 2022
Chen Lin, Mingzhu Tai and Wensi Xie
The University of Hong Kong - Faculty of Business and Economics, The University of Hong Kong, Faculty of Business and Economics and The Chinese University of Hong Kong (CUHK) - CUHK Business School
Downloads 109 (540,787)

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12.

Weak Institutions and Private Incentives: Evidence from Dividend Policies

Number of pages: 50 Posted: 28 Dec 2012 Last Revised: 09 Dec 2021
Jie Gan, Mingzhu Tai and Ziyang (Martin) Wang
Cheung Kong Graduate School of Business, The University of Hong Kong, Faculty of Business and Economics and Hong Kong University of Science & Technology (HKUST)
Downloads 95 (595,675)
Citation 1

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Dividends, Investors Protection, Reputation, Governance, External Financing

13.

Finance and Children's Academic Performance

NBER Working Paper No. w26678
Number of pages: 39 Posted: 22 Jan 2020 Last Revised: 25 May 2023
Qing Hu, Ross Levine, Chen Lin and Mingzhu Tai
Renmin University of China - School of Finance, Stanford University, The University of Hong Kong - Faculty of Business and Economics and The University of Hong Kong, Faculty of Business and Economics
Downloads 71 (707,190)

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14.

Tiger Parents or Millionaires: Neighborhood-Schooling Reform and Intergenerational Mobility

Number of pages: 66 Posted: 09 Apr 2025
Yang You, Mingzhu Tai, Tianwang Liu and Wanting Yan
The University of Hong Kong, The University of Hong Kong, Faculty of Business and Economics, Harvard University - Department of Economics and The University of Hong Kong
Downloads 15 (1,215,775)

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Free-choice, Housing price premium for school, Inter-generational Mobility, Neighborhood Schooling

15.

Regulatory-Driven Crowd Out on Small Business Lending

HKU Jockey Club Enterprise Sustainability Global Research Institute Paper No. 2025/045
Number of pages: 55 Posted: 05 May 2025
Chen Lin, Shihua Qin and Mingzhu Tai
The University of Hong Kong - Faculty of Business and Economics, Faculty of Business, Lingnan University and The University of Hong Kong, Faculty of Business and Economics
Downloads 12 (1,270,404)

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Small business lending, Crowd-out effect, Regulatory constraints JEL: G21, G28, G51

16.

Do Entrepreneur Personal Behaviors Predict Small Business Credit Outcomes?

HKU Jockey Club Enterprise Sustainability Global Research Institute - Archive
Posted: 18 Jun 2021 Last Revised: 24 Oct 2024
Chen Lin, Ye Luo and Mingzhu Tai
The University of Hong Kong - Faculty of Business and Economics, Faculty of Business and Economics, The University of Hong Kong and The University of Hong Kong, Faculty of Business and Economics

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Entrepreneur personal traits, Managerial behavioral consistency, Credit risk, Machine learning

Other Papers (1)

Total Downloads: 58
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1.

House Prices and the Allocation of Consumer Credit

Number of pages: 57 Posted: 02 Sep 2017 Last Revised: 10 May 2021
Mingzhu Tai
The University of Hong Kong, Faculty of Business and Economics
Downloads 58

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Consumer Credit, Renters, Housing Boom, Financial Resource Allocation