Peter M. Zorn

Freddie Mac

Vice President, Housing Analysis & Research

1551 Park Run Drive

MS D3F

McLean, VA 22102

United States

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SCHOLARLY PAPERS

10

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1,752

SSRN CITATIONS
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7

CROSSREF CITATIONS

25

Scholarly Papers (10)

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1.

Adverse Selection, Licensing and the Role of Securitization in Financial Market Evolution, Structure and Pricing

Number of pages: 24 Posted: 17 Aug 2001
Amy Crews Cutts, Robert Van Order and Peter M. Zorn
AC Cutts & Associates LLC, Federal Home Loan Mortgage Corporation (FHLMC) - Housing Economics and Financial Research and Freddie Mac
Downloads 883 (52,961)

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Secondary Market, Banks, Adverse Selection, Licensing

2.

The Performance of Low Income and Minority Mortgages

Ross School of Business Paper No. 1083
Number of pages: 34 Posted: 29 Jul 2007
Robert Van Order, Simon Firestone and Peter M. Zorn
University of Michigan - Stephen M. Ross School of Business, Board of Governors of the Federal Reserve System and Freddie Mac
Downloads 210 (277,650)
Citation 7

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Mortgages, Default, Minority Lending, Prepayment

3.

Consumer Credit Literacy: What Price Perception?

Journal of Economics and Business, Vol. 60, Nos. 1-2, 2007
Number of pages: 15 Posted: 22 Mar 2009
Peter M. Zorn, Adam Gailey and Marsha Courchane
Freddie Mac, RAND Corporation and Charles River Associates (CRA)
Downloads 148 (377,414)
Citation 5

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Financial Literacy, Consumer Credit

4.

Underwriting Standards, Loan Products and Performance: What Have We Learned?

Number of pages: 38 Posted: 21 Oct 2013
Marsha Courchane, Leonard C. Kiefer and Peter M. Zorn
Charles River Associates (CRA), Federal Home Loan Mortgage Corporation (FHLMC) and Freddie Mac
Downloads 138 (398,780)

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Mortgages, Affordable Lending, Automated Underwriting

5.

The CRA within a Changing Financial Landscape

Number of pages: 17 Posted: 08 Apr 2009
Robert B. Avery, Marsha Courchane and Peter M. Zorn
Board of Governors of the Federal Reserve System, Charles River Associates (CRA) and Freddie Mac
Downloads 107 (483,288)
Citation 6

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Community Reinvestment Act, Mortgages

6.

The Differential Access and Pricing of Home Mortgages: 2004 Through 2009

Real Estate Economics, Forthcoming
Number of pages: 63 Posted: 22 Feb 2012 Last Revised: 23 Feb 2012
Peter M. Zorn and Marsha Courchane
Freddie Mac and Charles River Associates (CRA)
Downloads 100 (506,920)

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7.

The Differential Access and Pricing of Home Mortgages: 2004 to 2009

Number of pages: 75 Posted: 24 May 2011 Last Revised: 01 Nov 2011
Marsha Courchane and Peter M. Zorn
Charles River Associates (CRA) and Freddie Mac
Downloads 92 (535,249)
Citation 1

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Risk based pricing of mortgages

8.

The Downs and Ups of FHA Lending: The Government Mortgage Roller Coaster Ride

Number of pages: 39 Posted: 21 Oct 2013
Marsha Courchane, Rajeev Darolia and Peter M. Zorn
Charles River Associates (CRA), Martin School of Public Policy and Freddie Mac
Downloads 74 (608,744)
Citation 1

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Mortgages, FHA Lending, Subprime Mortgages

9.

A Tale of Two Tensions: Balancing Access to Credit and Credit Risk in Mortgage Underwriting

Real Estate Economics, Forthcoming
Posted: 20 Jun 2015
Marsha Courchane, Leonard C. Kiefer and Peter M. Zorn
Charles River Associates (CRA), Federal Home Loan Mortgage Corporation (FHLMC) and Freddie Mac

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10.

Subprime Borrowers: Mortgage Transitions and Outcomes

Posted: 17 Feb 2004
M. J. Courchane, Brian J. Surette and Peter M. Zorn
Welch Consulting, Freddie Mac and Freddie Mac

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