Mark J. Johnson

Brigham Young University - Department of Finance

Assistant Professor of Finance

Provo, UT 84602

United States

http://sites.google.com/view/markjohnson/home

  • Brigham Young University - Department of Finance

SCHOLARLY PAPERS

10

DOWNLOADS
Rank 5,815

SSRN RANKINGS

Top 5,815

in Total Papers Downloads

14,943

TOTAL CITATIONS

5

Scholarly Papers (10)

Actions:
Email selected abstracts
1.

Gambling Away Stability: Sports Betting's Impact on Vulnerable Households

Number of pages: 79 Posted: 09 Jul 2024 Last Revised: 23 Oct 2024
Scott R. Baker, Justin Balthrop, Mark J. Johnson, Jason D. Kotter and Kevin Pisciotta
Northwestern University, University of Kansas, Brigham Young University - Department of Finance, Brigham Young University - Department of Finance and University of Kansas - School of Business
Downloads 10,682 (1,078)

Abstract:

Loading...

Sports Betting, Gambling, Household Finance, Stock Market Participation JEL Classification: D14

2.

The Effects of Cryptocurrency Wealth on Household Consumption and Investment

Number of pages: 66 Posted: 12 Jun 2023 Last Revised: 10 Feb 2024
Darren Aiello, Scott R. Baker, Tetyana Balyuk, Marco Di Maggio, Mark J. Johnson and Jason D. Kotter
Brigham Young University - Department of Finance, Northwestern University, Emory University - Goizueta Business School, Imperial College Business School, Brigham Young University - Department of Finance and Brigham Young University - Department of Finance
Downloads 1,250 (34,994)

Abstract:

Loading...

cryptocurrency, Bitcoin, Ethereum, consumption, transaction data, household balance sheet, real estate

3.

FinTech Lending with LowTech Pricing

Downloads 1,108 (41,867)

FinTech Lending with LowTech Pricing

Fisher College of Business Working Paper No. 2023-03-008, Charles A. Dice Center Working Paper No. 2023-08
Number of pages: 52 Posted: 12 Apr 2023
Mark J. Johnson, Itzhak Ben-David, Jason Lee and Vincent Yao
Brigham Young University - Department of Finance, Ohio State University (OSU) - Department of Finance, U.S. Securities and Exchange Commission and Georgia State University - J. Mack Robinson College of Business
Downloads 1,101 (41,591)

Abstract:

Loading...

FinTech, Personal loans, Credit score, Nonprime borrowers, Market segmentation

Fintech Lending with Lowtech Pricing

NBER Working Paper No. w31154
Number of pages: 52 Posted: 24 Apr 2023 Last Revised: 08 May 2023
Mark J. Johnson, Itzhak Ben-David, Jason Lee and Vincent Yao
Brigham Young University - Department of Finance, Ohio State University (OSU) - Department of Finance, U.S. Securities and Exchange Commission and Georgia State University - J. Mack Robinson College of Business
Downloads 7 (1,306,477)

Abstract:

Loading...

4.

Who Invests in Crypto? Wealth, Financial Constraints, and Risk Attitudes

Number of pages: 68 Posted: 22 Nov 2022 Last Revised: 01 Nov 2023
Darren Aiello, Scott R. Baker, Tetyana Balyuk, Marco Di Maggio, Mark J. Johnson and Jason D. Kotter
Brigham Young University - Department of Finance, Northwestern University, Emory University - Goizueta Business School, Imperial College Business School, Brigham Young University - Department of Finance and Brigham Young University - Department of Finance
Downloads 953 (51,670)

Abstract:

Loading...

Consumer finance, cryptocurrency, FinTech, inflation, portfolio choice, stimulus

5.

Models behaving badly: The limits of data-driven lending

Downloads 568 (101,852)
Citation 4

Models behaving badly: The limits of data-driven lending

Fisher College of Business Working Paper No. 2021-03-014, Charles A. Dice Working Paper No. 2021-14
Number of pages: 61 Posted: 25 Aug 2021 Last Revised: 02 Dec 2024
Itzhak Ben-David, Mark J. Johnson and René M. Stulz
Ohio State University (OSU) - Department of Finance, Brigham Young University - Department of Finance and Ohio State University (OSU) - Department of Finance
Downloads 438 (138,087)
Citation 4

Abstract:

Loading...

Data-driven lending, fintech, model risk, small business lending, COVID-19, credit supply

Models Behaving Badly: The Limits of Data-Driven Lending

NBER Working Paper No. w29205
Number of pages: 61 Posted: 06 Sep 2021 Last Revised: 20 Apr 2023
Itzhak Ben-David, Mark J. Johnson and René Stulz
Ohio State University (OSU) - Department of Finance, Brigham Young University - Department of Finance and Ohio State University (OSU) - Fisher College of Business
Downloads 130 (458,556)

Abstract:

Loading...

6.

Marketplace Lending: Matching Small Businesses with Specialized Fintech Lenders

Number of pages: 50 Posted: 04 Sep 2021 Last Revised: 08 Sep 2021
Mark J. Johnson
Brigham Young University - Department of Finance
Downloads 276 (231,288)

Abstract:

Loading...

fintech, small business lending, credit market segmentation

7.

Modernizing Access to Credit for Younger Entrepreneurs: From FICO to Cash Flow

Downloads 78 (646,674)

Modernizing Access to Credit for Younger Entrepreneurs: From FICO to Cash Flow

Number of pages: 98 Posted: 13 Jan 2025
Christopher Hair, Sabrina T Howell, Mark J. Johnson and Siena Matsumoto
Brigham Young University, New York University (NYU) - Leonard N. Stern School of Business, Brigham Young University - Department of Finance and NYU Stern School of Business
Downloads 77 (660,907)

Abstract:

Loading...

JEL: G21, G23, G32, J15, J16 Age, Lending, Entrepreneurship, AI, Fintech, Alternative Data

Modernizing Access to Credit for Younger Entrepreneurs: From Fico to Cash Flow

NBER Working Paper No. w33367
Number of pages: 99 Posted: 22 Jan 2025
Christopher Hair, Sabrina T. Howell, Mark J. Johnson and Siena Matsumoto
Brigham Young University, New York University (NYU) - New York University, Brigham Young University - Department of Finance and NYU Stern School of Business
Downloads 1 (1,356,335)
  • Add to Cart

Abstract:

Loading...

8.

Who Invests in Crypto? Wealth, Financial Constraints, and Risk Attitudes

NBER Working Paper No. w31856
Number of pages: 69 Posted: 13 Nov 2023
Darren Aiello, Scott R. Baker, Tetyana Balyuk, Marco Di Maggio, Mark J. Johnson and Jason D. Kotter
Brigham Young University, Northwestern University, Kellogg School of Management, Department of Finance, Emory University - Goizueta Business School, Imperial College Business School, Brigham Young University - Department of Finance and Brigham Young University - Department of Finance
Downloads 14 (1,176,400)
Citation 1
  • Add to Cart

Abstract:

Loading...

9.

The Effects of Cryptocurrency Wealth on Household Consumption and Investment

NBER Working Paper No. w31445
Number of pages: 67 Posted: 10 Jul 2023 Last Revised: 24 Jul 2023
Darren Aiello, Scott R. Baker, Tetyana Balyuk, Marco Di Maggio, Mark J. Johnson and Jason D. Kotter
Brigham Young University, Northwestern University, Kellogg School of Management, Department of Finance, Emory University - Goizueta Business School, Imperial College Business School, Brigham Young University - Department of Finance and Brigham Young University - Department of Finance
Downloads 9 (1,236,735)
  • Add to Cart

Abstract:

Loading...

10.

Gambling Away Stability: Sports Betting's Impact on Vulnerable Households

NBER Working Paper No. w33108
Number of pages: 80 Posted: 05 Nov 2024
Scott R. Baker, Justin Balthrop, Mark J. Johnson, Jason D. Kotter and Kevin Pisciotta
Northwestern University, Kellogg School of Management, Department of Finance, University of Kansas, Brigham Young University - Department of Finance, Brigham Young University - Department of Finance and University of Kansas - School of Business
Downloads 5 (1,272,318)
  • Add to Cart

Abstract:

Loading...