Karen M. Pence

Board of Governors of the Federal Reserve System

Washington, DC 20551

United States

SCHOLARLY PAPERS

11

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Scholarly Papers (11)

1.

Foreclosing on Opportunity: State Laws and Mortgage Credit

FEDS Working Paper No. 2003-16
Number of pages: 50 Posted: 20 Jun 2003
Karen M. Pence
Board of Governors of the Federal Reserve System
Downloads 319 (92,636)

Abstract:

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Foreclosure, mortgages

2.

401(K)S and Household Saving: New Evidence from the Survey of Consumer Finances

FEDS Working Paper No. 2002-06
Number of pages: 41 Posted: 16 Oct 2001
Karen M. Pence
Board of Governors of the Federal Reserve System
Downloads 231 (130,609)

Abstract:

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401(k) program, saving, wealth data, survey of consumer finances

3.

Do Homeowners Know Their House Values and Mortgage Terms?

FEDS Working Paper No. 2006-03
Number of pages: 39 Posted: 02 May 2006
Karen M. Pence and Brian Bucks
Board of Governors of the Federal Reserve System and Bureau of Consumer Financial Protection
Downloads 199 (149,821)

Abstract:

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Mortgages, house prices, Survey of Consumer Finances, financial literacy

4.

The Rise in Mortgage Defaults

Journal of Economic Perspectives, Vol. 23, No. 1, pp. 27-50, 2009
Number of pages: 24 Posted: 27 Oct 2011
Columbia Business School - Finance and Economics, Board of Governors of the Federal Reserve System and Federal Reserve Board of Governors
Downloads 189 (157,179)

Abstract:

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5.

Securitization Markets and Central Banking: An Evaluation of the Term Asset-Backed Securities Loan Facility

FEDS Working Paper No. 2011-16
Number of pages: 42 Posted: 17 Apr 2011
U.S. Division of Monetary Affairs, Federal Reserve Board - Division of Research & Statistics, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 120 (229,151)

Abstract:

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securitization, financial crisis, monetary policy, discount window, lender of last resort

6.

Subprime Mortgages: What, Where, and to Whom?

NBER Working Paper No. w14083
Number of pages: 43 Posted: 22 Jun 2008 Last Revised: 26 Jun 2010
Christopher J. Mayer and Karen M. Pence
Columbia Business School - Finance and Economics and Board of Governors of the Federal Reserve System
Downloads 106 (250,443)

Abstract:

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7.

Auto Sales and Credit Supply

FEDS Working Paper No. 2014-82
Number of pages: 42 Posted: 08 Nov 2014
Kathleen Johnson, Karen M. Pence and Daniel J. Vine
Board of Governors of the Federal Reserve - Division of Research and Statistics, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 87 (284,984)

Abstract:

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Auto loans, auto sales, credit constraints, Michigan Survey of Consumers

Nature or Nurture: Why Do 401(K) Participants Save Differently than Other Workers?

FEDS Working Paper No. 2002-32
Number of pages: 27 Posted: 21 Sep 2002
Karen M. Pence
Board of Governors of the Federal Reserve System
Downloads 70 (327,351)

Abstract:

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401(k), social security, financial education, saving

Nature or Nurture: Why Do 401(K) Participants Save Differently than Other Workers?

National Tax Journal, Vol. 55, No. 3, 2002
Posted: 08 Apr 2003
Karen M. Pence
Board of Governors of the Federal Reserve System

Abstract:

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9.

How Much are Car Purchases Driven by Home Equity Withdrawal?

FEDS Working Paper No. 2015-106
Number of pages: 41 Posted: 02 Dec 2015 Last Revised: 21 Feb 2019
Brett McCully, Karen M. Pence and Daniel J. Vine
University of California, Los Angeles (UCLA) - Department of Economics, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 34 (441,209)

Abstract:

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Auto loans, Auto sales, Cash-out refinancing, Home equity, Home equity lines of credit, Mortgage refinancing, Motor vehicles

10.

Wealth, Pensions, Debt, and Savings: Considerations for a Panel Survey

FEDS Working Paper No. 2015-019, http://dx.doi.org/10.17016/FEDS.2015.019
Number of pages: 35 Posted: 26 Apr 2015
Brian Bucks and Karen M. Pence
Bureau of Consumer Financial Protection and Board of Governors of the Federal Reserve System
Downloads 16 (535,278)

Abstract:

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measurement error, survey methods, wealth

11.

Are Successive Generations Getting Wealthier, and If so, Why?

Brookings Papers on Economic Activity, No. 1, 2006
Number of pages: 65 Posted: 05 Feb 2011
William G. Gale and Karen M. Pence
Brookings Institution and Board of Governors of the Federal Reserve System
Downloads 10 (570,995)

Abstract:

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wealth