Julapa Jagtiani

Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Ten Independence Mall

Philadelphia, PA 19106-1574

United States

SCHOLARLY PAPERS

7

DOWNLOADS

732

SSRN CITATIONS

1

CROSSREF CITATIONS

1

Scholarly Papers (7)

1.

The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the Lendingclub Consumer Platform

FRB of Philadelphia Working Paper No. 18-15
Number of pages: 32 Posted: 15 May 2018
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 554 (48,664)

Abstract:

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Fintech, LendingClub, Marketplace Lending, Alternative Data, Shadow Banking, P2P Lending, Peer-to-peer Lending

Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance

FRB of Philadelphia Working Paper No. 18-11
Number of pages: 44 Posted: 15 May 2018 Last Revised: 21 Feb 2019
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Cleveland and Hanyang University
Downloads 37 (446,521)

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community banking, scale, financial performance, small business lending

3.

Do Fintech Lenders Penetrate Areas that are Underserved by Traditional Banks?

FRB of Philadelphia Working Paper No. 18-13
Number of pages: 25 Posted: 15 May 2018
Julapa Jagtiani and Catharine Lemieux
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Bank of Chicago
Downloads 70 (329,357)
Citation 1

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fintech, LendingClub, marketplace lending, banking competition, shadow banking, peer-to-peer lending

4.

The Interplay Among Financial Regulations, Resilience, and Growth

FRB of Philadelphia Working Paper No. 18-9
Number of pages: 30 Posted: 22 Feb 2018
Franklin Allen, Itay Goldstein and Julapa Jagtiani
Imperial College London, University of Pennsylvania - The Wharton School - Finance Department and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 36 (440,772)

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financial reform, capital regulations, liquidity regulations, too big to fail, living wills, Dodd–Frank Wall Street Reform and Consumer Protection Act, financial stability, interconnectedness

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-2
Number of pages: 46 Posted: 25 Jan 2018
Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Philadelphia, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 27 (496,462)

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mortgage modification, mortgage default, mortgage servicing

Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More than Self-Cures?

FRB of Philadelphia Working Paper No. 18-26
Number of pages: 46 Posted: 27 Nov 2018 Last Revised: 21 Feb 2019
Paul Calem, Julapa Jagtiani and Ramain Quinn Maingi
Board of Governors of the Federal Reserve System, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia
Downloads 8 (621,201)

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mortgage modification, mortgage default, mortgage servicing

6.

Consumer Lending Efficiency: Commercial Banks versus a Fintech Lender

FRB of Philadelphia Working Paper No. 19-22
Posted: 26 Apr 2019
Joseph P. Hughes, Julapa Jagtiani and Choon-Geol Moon
Rutgers, The State University of New Jersey - Department of Economics, Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Hanyang University

Abstract:

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marketplace lending, P2P lending, credit risk management, lending efficiency

7.

How Important are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions

FRB of Philadelphia Working Paper No. 18-18
Posted: 06 Jul 2018 Last Revised: 21 Feb 2019
Julapa Jagtiani and Ramain Quinn Maingi
Federal Reserve Banks - Federal Reserve Bank of Philadelphia and Federal Reserve Banks - Federal Reserve Bank of Philadelphia

Abstract:

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community banks, small business lending, bank mergers